Civic Intelligence

Saddle Lake Lot Owners Association

EIN 46-2152715 • 501(c)7 • Tunkhannock, PA

Profile

The saddle lake lot owners association provides up-keep and maintenance on the lake

28 Eastwoods RdTunkhannock, PA 18657-7773

n/A

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

78th percentile

0.11x

Higher debt load relative to assets than 78% of similar nonprofits.

501(c)7 • <$500k nonprofits • Source year 2024

Liabilities / Revenue

79th percentile

0.11x

Higher debt load relative to revenue than 79% of similar nonprofits.

501(c)7 • <$500k nonprofits • Source year 2024

Net Margin

17th percentile

-16%

Higher net margin than 17% of similar nonprofits.

501(c)7 • <$500k nonprofits • Source year 2024

Top Officer Pay

94th percentile

$0

Higher top officer pay than 94% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)7 • <$500k nonprofits • Source year 2024

Asset Growth

23rd percentile

-16%

Faster asset growth than 23% of similar nonprofits.

501(c)7 • <$500k nonprofits • Annualized from 2023 to 2024

Revenue Growth

42nd percentile

-2.5%

Faster revenue growth than 42% of similar nonprofits.

501(c)7 • <$500k nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets78th percentile

Assets

Down

$54,706

Down $10,197 (-16%) from 2023

Liabilities

Down

$5,999

Down $1,400 (-19%) from 2023

Net Assets

Down

$48,707

Down $8,797 (-15%) from 2023

Operations
Liabilities / Revenue79th percentileNet Margin17th percentile

Revenue

Down

$55,282

Down $1,425 (-2.5%) from 2023

Expenses

Up

$64,079

Up $43,530 (+212%) from 2023

Net Income

Down

-$8,797

Down $44,955 (-124%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth23rd percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$100K$50K$0Assets 2013: $54,694Liabilities 2013: $27,508Net Assets 2013: $27,1862013Assets 2014: $73,796Liabilities 2014: $27,508Net Assets 2014: $46,2882014Assets 2015: $71,851Liabilities 2015: $54,984Net Assets 2015: $16,8672015Assets 2016: $54,435Liabilities 2016: $34,313Net Assets 2016: $20,1222016Assets 2017: $54,520Liabilities 2017: $23,449Net Assets 2017: $31,0712017Assets 2018: $79,064Liabilities 2018: $18,299Net Assets 2018: $60,7652018Assets 2019: $80,435Liabilities 2019: $6,736Net Assets 2019: $73,6992019Assets 2020: $62,414Liabilities 2020: $14,415Net Assets 2020: $47,9992020Assets 2021: $69,810Liabilities 2021: $7,825Net Assets 2021: $61,9852021Assets 2022: $42,674Liabilities 2022: $21,328Net Assets 2022: $21,3462022Assets 2023: $64,903Liabilities 2023: $7,399Net Assets 2023: $57,5042023Assets 2024: $54,706Liabilities 2024: $5,999Net Assets 2024: $48,7072024

Highlighted filing

2024

Assets$54,706
Liabilities$5,999
Net Assets$48,707
Open 2024 Filing

Operations Trend

Revenue Growth42nd percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$100K$50K$0-$50KRevenue 2013: $47,954Expenses 2013: $44,826Net Income 2013: $3,1282013Revenue 2014: $44,360Expenses 2014: $25,258Net Income 2014: $19,1022014Revenue 2015: $41,130Expenses 2015: $70,551Net Income 2015: -$29,4212015Revenue 2016: $40,377Expenses 2016: $37,122Net Income 2016: $3,2552016Revenue 2017: $38,505Expenses 2017: $27,556Net Income 2017: $10,9492017Revenue 2018: $47,084Expenses 2018: $17,390Net Income 2018: $29,6942018Revenue 2019: $46,977Expenses 2019: $34,043Net Income 2019: $12,9342019Revenue 2020: $42,492Expenses 2020: $68,192Net Income 2020: -$25,7002020Revenue 2021: $44,534Expenses 2021: $30,548Net Income 2021: $13,9862021Revenue 2022: $40,795Expenses 2022: $81,434Net Income 2022: -$40,6392022Revenue 2023: $56,707Expenses 2023: $20,549Net Income 2023: $36,1582023Revenue 2024: $55,282Expenses 2024: $64,079Net Income 2024: -$8,7972024

Highlighted filing

2024

Revenue$55,282
Expenses$64,079
Net Income-$8,797
Open 2024 Filing

Filings

Most recent year

2024 • Form 990EZXML pending. An XML filing is linked for this year, but detailed extraction is still pending.

Open filing
Assets
$54,706
Liabilities
$5,999
Net assets
$48,707
Revenue
$55,282
Expenses
$64,079
Net income
-$8,797
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$54.7$6.00$48.7$55.3$64.1$8.80
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$64.9$7.40$57.5$56.7$20.5$36.2
2022Detailed filing. Detailed filing data is available for this year.$42.7$21.3$21.3$40.8$81.4$40.6
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$69.8$7.83$62.0$44.5$30.5$14.0
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$62.4$14.4$48.0$42.5$68.2$25.7
2019Detailed filing. Detailed filing data is available for this year.$80.4$6.74$73.7$47.0$34.0$12.9
2018Detailed filing. Detailed filing data is available for this year.$79.1$18.3$60.8$47.1$17.4$29.7
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$54.5$23.4$31.1$38.5$27.6$10.9
2016Detailed filing. Detailed filing data is available for this year.$54.4$34.3$20.1$40.4$37.1$3.26
2015Detailed filing. Detailed filing data is available for this year.$71.9$55.0$16.9$41.1$70.6$29.4
2014Detailed filing. Detailed filing data is available for this year.$73.8$27.5$46.3$44.4$25.3$19.1
2013Detailed filing. Detailed filing data is available for this year.$54.7$27.5$27.2$48.0$44.8$3.13
Latest Detailed Filing

The latest 2024 filing currently has linked XML that has not been fully parsed yet. Showing the latest detailed filing from 2022 below.

Jump To
Filing Snapshot
Filing Period
Jan 1, 2022 to Dec 31, 2022
Signed
May 10, 2023
Return Version
2022v5.0
Gross Receipts
$40,795
Mission and Program Overview

Mission

The saddle lake lot owners association provides up-keep and maintenance on the lake

Program Services

DescriptionGrantsExpenses
THE SADDLE LAKE LOT OWNERS ASSOCIATION PROVIDES UP-KEEP AND MAINTENANCE ON THE LAKE-$81,434
Compensation and Service Providers
Top Officer Pay94th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
SCOTT CHERMAKVice Preside-$0--
ELLEN YUSCAVAGETreasurer-$0--
JOHN VANHOUTENPresident-$0--
SUMMER PIERETTISecretary-$0--
Filing and Contact Details

Filer

Filer Name
Saddle Lake Lot Owners Association
EIN
46-2152715
Phone
5704990807
Address
28 EASTWOODS RD, TUNKHANNOCK, PA 18657-7773

Signing Officer

Name
John Vanhouten
Title
President
Phone
5705617769
Signed
2023-05-10

Preparer

Firm
Mmq Pc
Address
83 E TIOGA ST STE 2, TUNKHANNOCK, PA 18657-1601
Preparer
Gordon W Chase CPA
Phone
5708363868
Supplemental Narrative

Additional Explanations

Form 990-ez, Part I, Line 16

“Expenses postage & delivery 572 office expense 85 road 51,625 chemicals 5,136 licenses & permits 3,372 fish for lake 1,402 software fees 1,089 bank service charges 86 total 63,367”

Form 990-ez, Part II, Line 24

“Accounts receivable 5,775 7,918 prepaid expenses and deferred charges 3,000 0 total 8,775 7,918”

Form 990-ez, Part II, Line 26

“Accounts payable and accrued expenses 750 940 due to slcss 7,075 20,388”

Form 990-ez, Part III

“The saddle lake lot owners association provides up-keep and maintenance on the lake”

Raw XML Appendix111 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd0false
IRS990EZ/BooksInCareOfDetail/PersonNm0ELLEN YUSCAVAGE
IRS990EZ/BooksInCareOfDetail/PhoneNum05704990807
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt028 EASTWOODS RD
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0TUNKHANNOCK
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0PA
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd018657
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt061035
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt034756
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/ExcessOrDeficitForYearAmt0-40639
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt02440
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form1120PolFiledInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt069810
IRS990EZ/Form990TotalAssetsGrp/EOYAmt042674
IRS990EZ/GrossReceiptsAmt040795
IRS990EZ/GrossReceiptsForPublicUseAmt00
IRS990EZ/InfoInScheduleOPartIIIInd0X
IRS990EZ/InfoInScheduleOPartIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/InitiationFeesAndCapContriAmt00
IRS990EZ/InvestmentIncomeAmt02
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MembershipDuesAmt040793
IRS990EZ/MethodOfAccountingAccrualInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt061985
IRS990EZ/NetAssetsOrFundBalancesEOYAmt021346
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt061985
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt021346
IRS990EZ/OccupancyRentUtltsAndMaintAmt015627
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt0000.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt1000.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt2000.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt3000.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0SCOTT CHERMAK
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1ELLEN YUSCAVAGE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2JOHN VANHOUTEN
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3SUMMER PIERETTI
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0VICE PRESIDE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1TREASURER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2PRESIDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3SECRETARY
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501cInd0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherAssetsTotalDetail/BOYAmt08775
IRS990EZ/OtherAssetsTotalDetail/EOYAmt07918
IRS990EZ/OtherExpensesTotalAmt063367
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0THE SADDLE LAKE LOT OWNERS ASSOCIATION PROVIDES UP-KEEP AND MAINTENANCE ON THE LAKE
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0THE SADDLE LAKE LOT OWNERS ASSOCIATION PROVIDES UP-KEEP AND MAINTENANCE ON THE LAKE
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt081434
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt07825
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt021328
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt081434
IRS990EZ/TotalProgramServiceExpensesAmt081434
IRS990EZ/TotalRevenueAmt040795
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0N/A
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0EXPENSES POSTAGE & DELIVERY 572 OFFICE EXPENSE 85 ROAD 51,625 CHEMICALS 5,136 LICENSES & PERMITS 3,372 FISH FOR LAKE 1,402 SOFTWARE FEES 1,089 BANK SERVICE CHARGES 86 TOTAL 63,367
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1ACCOUNTS RECEIVABLE 5,775 7,918 PREPAID EXPENSES AND DEFERRED CHARGES 3,000 0 TOTAL 8,775 7,918
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2ACCOUNTS PAYABLE AND ACCRUED EXPENSES 750 940 DUE TO SLCSS 7,075 20,388
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3THE SADDLE LAKE LOT OWNERS ASSOCIATION PROVIDES UP-KEEP AND MAINTENANCE ON THE LAKE
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990-EZ, PART I, LINE 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990-EZ, PART II, LINE 24
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990-EZ, PART II, LINE 26
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990-EZ, PART III
ReturnHeader/BuildTS02023-04-26 12:10:37Z
ReturnHeader/BusinessOfficerGrp/PersonNm0JOHN VANHOUTEN
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT
ReturnHeader/BusinessOfficerGrp/PhoneNum05705617769
ReturnHeader/BusinessOfficerGrp/SignatureDt02023-05-10
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0SADDLE LAKE LOT OWNERS ASSOCIATION
ReturnHeader/Filer/BusinessNameControlTxt0SADD
ReturnHeader/Filer/EIN0462152715
ReturnHeader/Filer/PhoneNum05704990807
ReturnHeader/Filer/USAddress/AddressLine1Txt028 EASTWOODS RD
ReturnHeader/Filer/USAddress/CityNm0TUNKHANNOCK
ReturnHeader/Filer/USAddress/StateAbbreviationCd0PA
ReturnHeader/Filer/USAddress/ZIPCd0186577773
ReturnHeader/IRSResponsiblePrtyInfoCurrInd0true
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0232226550
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0MMQ PC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt083 E TIOGA ST STE 2
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0TUNKHANNOCK
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0PA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd0186571601
ReturnHeader/PreparerPersonGrp/PhoneNum05708363868
ReturnHeader/PreparerPersonGrp/PreparationDt02023-05-10
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0GORDON W CHASE CPA
ReturnHeader/ReturnTs02023-05-10T15:34:19-04:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/SigningOfficerGrp/PersonFullName/PersonFirstNm0JOHN
ReturnHeader/SigningOfficerGrp/PersonFullName/PersonLastNm0VANHOUTEN
ReturnHeader/TaxPeriodBeginDt02022-01-01
ReturnHeader/TaxPeriodEndDt02022-12-31
ReturnHeader/TaxYr02022

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Peer Organizations

Similar nonprofits based on the same Siviq industry and scale cohort. 501(c)7 • <$500k nonprofits