Civic Intelligence

Unfinished Business Inc

EIN 46-2138678 • 501(c)3 • Rehoboth Beach, DE

Profile

Unfinished business is a traditional thrift store with a twist. Profits are donated to pre-determined not-for-profit organizations each year and, in return, these organizations reach out to their membership for volunteers and donations to be sold. It is a mechanism to filter much-needed operating funds to educational, religious, and charitable organizations struggling to meet the needs of the community.

18389 Olde Coach DriveRehoboth Beach, DE 19971

ubthrifting.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

Score unavailable

No value available

Liabilities-to-assets requires both liabilities and assets on the latest valid filing.

Source year 2024

Liabilities / Revenue

Score unavailable

No value available

Liabilities-to-revenue requires both liabilities and revenue on the latest valid filing.

Source year 2024

Net Margin

47th percentile

0.2%

Higher net margin than 47% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2024

Top Officer Pay

81st percentile

$0

Higher top officer pay than 81% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)3 • <$500k nonprofits • Source year 2024

Asset Growth

57th percentile

1.1%

Faster asset growth than 57% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2023 to 2024

Revenue Growth

43rd percentile

-9.0%

Faster revenue growth than 43% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2023 to 2024

Assets

Up

$27,019

Up $307 (+1.1%) from 2023

Liabilities

-

No earlier filing loaded for comparison.

Net Assets

Up

$27,019

Up $307 (+1.1%) from 2023

Revenue

Down

$128,302

Down $12,678 (-9.0%) from 2023

Expenses

Down

$127,995

Down $12,363 (-8.8%) from 2023

Net Income

Down

$307

Down $315 (-51%) from 2023

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$40K$30K$20K$10K$0Assets 2014: $10,556Liabilities 2014: $6,304Net Assets 2014: $4,2522014Assets 2015: $19,109Liabilities 2015: $5,596Net Assets 2015: $13,5132015Assets 2016: $23,077Liabilities 2016: $5,405Net Assets 2016: $17,6722016Assets 2017: $12,743Liabilities 2017: $5,344Net Assets 2017: $7,3992017Assets 2018: $18,940Liabilities 2018: $5,461Net Assets 2018: $13,4792018Assets 2019: $16,240Liabilities 2019: $4,056Net Assets 2019: $12,1842019Assets 2020: $30,391Liabilities 2020: $4,939Net Assets 2020: $25,4522020Assets 2021: $28,129Liabilities 2021: $24,214Net Assets 2021: $3,9152021Assets 2022: $26,090Net Assets 2022: $26,0902022Assets 2023: $26,712Net Assets 2023: $26,7122023Assets 2024: $27,019Net Assets 2024: $27,0192024

Highlighted filing

2024

Assets$27,019
Liabilities-
Net Assets$27,019

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$200K$150K$100K$50K$0-$50KRevenue 2014: $121,445Expenses 2014: $119,572Net Income 2014: $1,8732014Revenue 2015: $122,909Expenses 2015: $113,648Net Income 2015: $9,2612015Revenue 2016: $117,934Expenses 2016: $113,775Net Income 2016: $4,1592016Revenue 2017: $97,309Expenses 2017: $107,582Net Income 2017: -$10,2732017Revenue 2018: $124,434Expenses 2018: $118,354Net Income 2018: $6,0802018Revenue 2019: $123,617Expenses 2019: $124,912Net Income 2019: -$1,2952019Revenue 2020: $137,418Expenses 2020: $124,150Net Income 2020: $13,2682020Revenue 2021: $140,529Expenses 2021: $162,066Net Income 2021: -$21,5372021Revenue 2022: $160,047Expenses 2022: $137,872Net Income 2022: $22,1752022Revenue 2023: $140,980Expenses 2023: $140,358Net Income 2023: $6222023Revenue 2024: $128,302Expenses 2024: $127,995Net Income 2024: $3072024

Highlighted filing

2024

Revenue$128,302
Expenses$127,995
Net Income$307

Filings

Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Sep 16, 2025
Return Version
2024v5.0
Gross Receipts
$128,302
Mission and Program Overview

Mission

Unfinished Business is a traditional thrift store with a twist. Profits are donated to pre-determined not-for-profit organizations each year and, in return, these organizations reach out to their membership for volunteers and donations to be sold. It is a mechanism to filter much-needed operating funds to educational, religious and charitable organizations struggling to meet the needs of the community.

Unfinished business is a traditional thrift store with a twist. Profits are donated to pre-determined not-for-profit organizations each year and, in return, these organizations reach out to their membership for volunteers and donations to be sold. It is a mechanism to filter much-needed operating funds to educational, religious, and charitable organizations struggling to meet the needs of the community.

Program Services

DescriptionGrantsExpenses
OPERATION OF THRIFT STORE TO RAISE FUNDS FOR OTHER CHARITABLE ORGANIZATIONS.$2,950$127,580
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
ALEXANDRIA MALOYPresident-$0--
PATRICK MALOYVice Preside-$0--
Filing and Contact Details

Filer

Filer Name
Unfinished Business Inc
EIN
46-2138678
Phone
3026458700
Address
18389 OLDE COACH DRIVE, REHOBOTH BEACH, DE 19971

Signing Officer

Name
Alexandria Maloy
Title
President
Phone
3026458700
Signed
2025-09-16
Discuss with paid preparer
Yes

Preparer

Firm
Archway Accounting
Address
104 BALA AVE, BALA CYNWYD, PA 19004
Preparer
Greg Archambault
Phone
6106688234
Supplemental Narrative

Additional Explanations

Form 990-ez, Part I, Line 16

Expenses bank and credit card fees 2,572 display/store supplies 246 dues and subscriptions 800 licenses and fees 295 marketing 370 office supplies 36 cleaning supplies 639 payroll processing fees 1,705 website 120 insurance processing fee 19 worker's comp insurance 1,313 meals 122 non-investment depreciation 610 total 8,847

Form 990-ez, Part II, Line 24

Equipment 5,648 5,648 less accumulated depreciation 4,670 4,931 leasehold improvements 5,600 5,600 less accumulated depreciation 2,110 2,459 signage 2,098 2,098 less accumulated depreciation 2,098 2,098 payroll tax refunds receivable 168 168 total 4,636 4,026

Form 990-ez, Part II, Line 26

Note payable 0 0 payroll liabilities 0 0 ppp loan 0 0 other payable 0 0

Form 990-ez, Part III

Unfinished business is a traditional thrift store with a twist. Profits are donated to pre-determined not-for-profit organizations each year and, in return, these organizations reach out to their membership for volunteers and donations to be sold. It is a mechanism to filter much-needed operating funds to educational, religious, and charitable organizations struggling to meet the needs of the community.

Form 990-ez, Part V

The organization did not, during the year, receive any funds, directly, or indirectly, to pay premiums on a personal benefit contract. The organization, did not, during the year, pay any premiums, directly, or indirectly, on a personal benefit contract.the organization did not, during the year, receive any funds, directly, or indirectly, to pay premiums on a personal benefit contract. The organization, did not, during the year, pay any premiums, directly, or indirectly, on a personal benefit contract.

Raw XML Appendix139 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990EZ/BooksInCareOfDetail/PhoneNum03026458700
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IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0REHOBOTH BEACH
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0DE
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd019971
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt022076
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IRS990EZ/InfoInScheduleOPartVInd0X
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IRS990EZ/MadeLoansToFromOfficersInd0false
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IRS990EZ/NetAssetsOrFundBalancesBOYAmt026712
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IRS990EZ/OccupancyRentUtltsAndMaintAmt045413
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt0000.00
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0ALEXANDRIA MALOY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1PATRICK MALOY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0PRESIDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1VICE PRESIDE
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IRS990EZ/OrganizationDissolvedEtcInd0false
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IRS990EZ/OtherExpensesTotalAmt08847
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IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0UNFINISHED BUSINESS IS A TRADITIONAL THRIFT STORE WITH A TWIST. PROFITS ARE DONATED TO PRE-DETERMINED NOT-FOR-PROFIT ORGANIZATIONS EACH YEAR AND, IN RETURN, THESE ORGANIZATIONS REACH OUT TO THEIR MEMBERSHIP FOR VOLUNTEERS AND DONATIONS TO BE SOLD. IT IS A MECHANISM TO FILTER MUCH-NEEDED OPERATING FUNDS TO EDUCATIONAL, RELIGIOUS, AND CHARITABLE ORGANIZATIONS STRUGGLING TO MEET THE NEEDS OF THE COMMUNITY.
IRS990EZ/ProgramServiceRevenueAmt0128302
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IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt02950
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IRS990EZ/SchoolOperatingInd0false
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IRS990EZ/TotalExpensesAmt0127995
IRS990EZ/TotalProgramServiceExpensesAmt0127580
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IRS990EZ/TransactionWithControlEntInd0false
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IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0UBTHRIFTING.ORG
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IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus4YearsAmt025870
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IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0EXPENSES BANK AND CREDIT CARD FEES 2,572 DISPLAY/STORE SUPPLIES 246 DUES AND SUBSCRIPTIONS 800 LICENSES AND FEES 295 MARKETING 370 OFFICE SUPPLIES 36 CLEANING SUPPLIES 639 PAYROLL PROCESSING FEES 1,705 WEBSITE 120 INSURANCE PROCESSING FEE 19 WORKER'S COMP INSURANCE 1,313 MEALS 122 NON-INVESTMENT DEPRECIATION 610 TOTAL 8,847
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1EQUIPMENT 5,648 5,648 LESS ACCUMULATED DEPRECIATION 4,670 4,931 LEASEHOLD IMPROVEMENTS 5,600 5,600 LESS ACCUMULATED DEPRECIATION 2,110 2,459 SIGNAGE 2,098 2,098 LESS ACCUMULATED DEPRECIATION 2,098 2,098 PAYROLL TAX REFUNDS RECEIVABLE 168 168 TOTAL 4,636 4,026
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2NOTE PAYABLE 0 0 PAYROLL LIABILITIES 0 0 PPP LOAN 0 0 OTHER PAYABLE 0 0
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3UNFINISHED BUSINESS IS A TRADITIONAL THRIFT STORE WITH A TWIST. PROFITS ARE DONATED TO PRE-DETERMINED NOT-FOR-PROFIT ORGANIZATIONS EACH YEAR AND, IN RETURN, THESE ORGANIZATIONS REACH OUT TO THEIR MEMBERSHIP FOR VOLUNTEERS AND DONATIONS TO BE SOLD. IT IS A MECHANISM TO FILTER MUCH-NEEDED OPERATING FUNDS TO EDUCATIONAL, RELIGIOUS, AND CHARITABLE ORGANIZATIONS STRUGGLING TO MEET THE NEEDS OF THE COMMUNITY.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4THE ORGANIZATION DID NOT, DURING THE YEAR, RECEIVE ANY FUNDS, DIRECTLY, OR INDIRECTLY, TO PAY PREMIUMS ON A PERSONAL BENEFIT CONTRACT. THE ORGANIZATION, DID NOT, DURING THE YEAR, PAY ANY PREMIUMS, DIRECTLY, OR INDIRECTLY, ON A PERSONAL BENEFIT CONTRACT.THE ORGANIZATION DID NOT, DURING THE YEAR, RECEIVE ANY FUNDS, DIRECTLY, OR INDIRECTLY, TO PAY PREMIUMS ON A PERSONAL BENEFIT CONTRACT. THE ORGANIZATION, DID NOT, DURING THE YEAR, PAY ANY PREMIUMS, DIRECTLY, OR INDIRECTLY, ON A PERSONAL BENEFIT CONTRACT.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990-EZ, PART I, LINE 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990-EZ, PART II, LINE 24
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990-EZ, PART II, LINE 26
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990-EZ, PART III
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990-EZ, PART V
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0ALEXANDRIA MALOY
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT
ReturnHeader/BusinessOfficerGrp/PhoneNum03026458700
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-09-16
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0UNFINISHED BUSINESS INC
ReturnHeader/Filer/BusinessNameControlTxt0UNFI
ReturnHeader/Filer/EIN0462138678
ReturnHeader/Filer/PhoneNum03026458700
ReturnHeader/Filer/USAddress/AddressLine1Txt018389 OLDE COACH DRIVE
ReturnHeader/Filer/USAddress/CityNm0REHOBOTH BEACH
ReturnHeader/Filer/USAddress/StateAbbreviationCd0DE
ReturnHeader/Filer/USAddress/ZIPCd019971
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ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0933593352
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ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0BALA CYNWYD
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0PA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd019004
ReturnHeader/PreparerPersonGrp/PhoneNum06106688234
ReturnHeader/PreparerPersonGrp/PreparationDt02025-09-16
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0GREG ARCHAMBAULT
ReturnHeader/ReturnTs02025-09-22T12:53:09-04:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02024-01-01
ReturnHeader/TaxPeriodEndDt02024-12-31
ReturnHeader/TaxYr02024

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