Rippling Hope

990 • Fiscal year 2014 • EIN 46-1266821

Oct 01, 2013 to Sep 30, 2014 • Filed on Aug 10, 2015

Organization Profile WWW.RIPPLINGHOPE.ORG

PO Box 27499Detroit, MI 48227

(512) 619-0575

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

0.15x

Higher debt load relative to assets than 80% of similar nonprofits.

2014 filings • 501(c)3 • <$500k nonprofits • Source year 2014

0.02x

Higher debt load relative to revenue than 66% of similar nonprofits.

2014 filings • 501(c)3 • <$500k nonprofits • Source year 2014

-2.9%

Higher net margin than 34% of similar nonprofits.

2014 filings • 501(c)3 • <$500k nonprofits • Source year 2014

Higher top officer pay than 74% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2014 filings • 501(c)3 • <$500k nonprofits • Source year 2014

-11%

Faster asset growth than 27% of similar nonprofits.

2014 filings • 501(c)3 • <$500k nonprofits • Annualized from 2013 to 2014

81%

Faster revenue growth than 91% of similar nonprofits.

2014 filings • 501(c)3 • <$500k nonprofits • Annualized from 2013 to 2014

Balance Sheet

Liabilities / Assets80th percentile

Assets

Down

$11,682

Down $1,429 (-11%) from 2013

Net Assets

Down

$9,902

Down $3,209 (-24%) from 2013

Liabilities

$1,780

Up $1,780 from 2013

Revenue And Expenses

Liabilities / Revenue66th percentile Net Margin34th percentile

Revenue

$109,816

No earlier filing loaded for comparison.

Expenses

$113,025

Up $54,125 (+92%) from 2013

Net Income

-$3,209

No earlier filing loaded for comparison.

Historical Trend

Balance Sheet Trend

Asset Growth27th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

Highlighted filing

2014

Assets$11,682

Liabilities$1,780

Net Assets$9,902

Open 2014 Filing

Operations Trend

Revenue Growth91st percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

Highlighted filing

2014

Revenue$109,816

Expenses$113,025

Net Income-$3,209

Open 2014 Filing

Jump To

Filing Snapshot

Filing Period: Oct 1, 2013 to Sep 30, 2014
Signed: Aug 10, 2015
Return Version: 2013v4.0
Gross Receipts: $109,816

Mission and Program Overview

Mission

Rippling hope (rh) exists to connect communities, forge new relationships, and sow seeds of healing in a broken world. To that end,rh will provide domestic, ecumenical, short-term mission experiences rooted in a vision of a just society. The ministry of rh plans, leads, sponsors and helps to resource mission experience in a variety of settings. The goal is to serve the least-the lost -the lonely with the belief that through mission experiences, participants will learn that by reaching out to sisters and brothers in need, they will not only change their lives, but also powerfully affect the lives of those they serve. People workig with rh wil be given the chance to explore god's call to service in their own life, and what it means to live out "loving their neighbor." rh expects to conduct all of its activities in the united states, and as invited on a limited basis in canada.

Rippling hope(rh)exists to connect communities, forge new relationships, and sow seeds of healing in a broken world. To that end, rh will provide domestic, ecumenical, short-term mission experiences rooted in a vision of a just society. The ministry of rh plans, leads, sponsors and helps to resource mission experiences in a variety of settings. The goal is to serve the least-the lost-the lonely with the belief that through mission experiences, participants will learn that by reaching out to sisters and brothers in need, they will not only change their lives, but also powerfully affect the lives of those they serve. People working with rh will be given the chance to explore god's call to service in their own life, and what it means to live out "loving their neighbor." rh expects to conduct all of its activities in the united states, and as invited on a limited basis in canada.

Balance Sheet Detail

Line	Beginning	End	Change
Assets
Cash and Non-Interest-Bearing Accounts	$10,605	$10,178	▼ $427
Land, Buildings, and Equipment, Net	$2,506	$1,504	▼ $1,002
Total Assets	$13,111	$11,682	▼ $1,429
Liabilities
Other Liabilities	-	$1,780	-
Total Liabilities	$0	$1,780	▲ $1,780
Net Assets / Fund Balance
Unrestricted Net Assets	$13,111	$9,902	▼ $3,209
Total Net Assets Fund Balance	$13,111	$9,902	▼ $3,209
Total Liabilities and Net Assets / Fund Balance	$13,111	$11,682	▼ $1,429

Asset Categories

Asset	Book Value	Depreciation	Basis
Other Land Buildings	$1,504	$3,717	$5,221

Compensation and Service Providers

Top Officer Pay74th percentile

Board Members and Trustees

Name	Title
Bill Kabrich	President
Cyndy Twedell	Director
David Nathan	Director
Eugene James	Director
Gregg Runnion	Director
Jason Kixmiller	Director
Jeff Kerns	Director
Kelly Gindlesberger	Director
Laurie Feille	Director
Tom Stephenson	Director
Karen Lovelock	Secretary
George Flower	Treasurer

Revenue and Support

Revenue Composition

Contributions and Grants: $53,186
Program Service Revenue: $56,630
Investment Income: $0
Other Revenue: $0
All Other Contributions: $53,186
Change in Net Assets: $-3,209

Expenses and Functional Allocation

Major Expense Lines

Line Item	Amount
Other Expenses	$65,978
Salaries, Compensation, and Employee Benefits	$46,543
Grants and Similar Amounts Paid	$504
Total Fundraising Expense	$142
Professional Fundraising Fees	$0

Functional Expense Allocation

Line Item	Program	Management	Fundraising	Total
Other Salaries and Wages	-	$41,114	-	$41,114
Occupancy	-	$16,363	-	$16,363
All Other Expenses	$5,547	$6,727	$142	$12,416
Travel	-	$6,106	-	$6,106
Other Employee Benefits	-	$4,555	-	$4,555
Other Expenses	$4,054	$3,888	-	$3,888
Depreciation Depletion	$1,002	-	-	$1,002
Payroll Taxes	-	$874	-	$874
Grants to Domestic Orgs	$504	-	-	$504
Total Functional Expenses	$33,256	$79,627	$142	$113,025

Fundraising, Events, and Gaming

Fundraising activities: No
Gaming activities: No
Professional fundraiser used: No

Fundraising and Gaming Totals

Line Item	Amount
Professional Fundraising Fees	$0

Political and Lobbying Activity

Political campaign activity: No
Lobbying activity: No
Subject to proxy tax: No

Debt and Bond Financing

Other Reported Liabilities

Liability	Amount
PAYROLL LIABILITIES:FEDERAL TA	$1,747
PAYROLL LIABILITIES:MI LOCAL T	$33

Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant: No
Business relationship with family members: No
Business relationship with organization members: No
Material changes to governing documents: No
Compensation from other sources disclosed: No
CEO compensation reviewed: Yes
Other officer compensation reviewed: Yes
Conflict-of-interest policy: No
Audited financial statements prepared: No
Key decisions subject to board approval: No
Management duties delegated: No

Governance Explanations

Form 990, Page 6, Part VI, Line 11B

“No review was or will be conducted.”

Form 990, Page 6, Part VI, Line 15A

“Compensation is approved by the board for the executive director.”

Form 990, Page 6, Part VI, Line 15B

“Compensation is approved by the board for all officers and key employees.”

Form 990, Page 6, Part VI, Line 19

“No documents available to the public”

Filing and Contact Details

Filer

EIN: 46-1266821
Phone: 5126190575

Signing Officer

Name: Carl E Zerwick
Title: Executive Director
Phone: 5126190575
Signed: 2015-08-10

Organization Details

Principal Officer: Carl E Zerweck Iii
Formed: 2011
Legal Domicile: Wa
Voting Board Members: 12
Independent Board Members: 12
Employees: 1

Supplemental Narrative

Additional Explanations

FORM 990 - ORGANIZATION'S MISSION

“Rippling hope(rh)exists to connect communities, forge new relationships, and sow seeds of healing in a broken world. To that end, rh will provide domestic, ecumenical, short-term mission experiences rooted in a vision of a just society. The ministry of rh plans, leads, sponsors and helps to resource mission experiences in a variety of settings. The goal is to serve the least-the lost-the lonely with the belief that through mission experiences, participants will learn that by reaching out to sisters and brothers in need, they will not only change their lives, but also powerfully affect the lives of those they serve. People working with rh will be given the chance to explore god's call to service in their own life, and what it means to live out "loving their neighbor." rh expects to conduct all of its activities in the united states, and as invited on a limited basis in canada.”

Form 990, Part IX, Line 24E

“Program expenses:vehicle 3,853 0 0 operations:administration 0 2,513 0 operations:supplies 0 2,441 0 program expenses:tools 769 0 0 operations:telephone, tel 0 675 0 program expenses:business 525 0 0 operations:postage, maili 0 432 0 other types of expenses 0 409 0 program expenses:advertis 400 0 0 operations:dues 0 244 0 fundraising expenses 0 0 142 operations:bank account c 0 13 0”

Raw XML Appendix359 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/ReportOtherLiabilitiesInd	0	true
IRS990/ReportProgramRelatedInvstInd	0	false
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt	0	53186
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt	0	24323
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus2YearsAmt	0	70276
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt	0	147785
IRS990ScheduleA/GrossReceiptsRltdActivitiesAmt	0	56630
IRS990ScheduleA/PublicOrganization170Ind	0	X
IRS990ScheduleA/PublicSupportCY170Pct	0	1.00000
IRS990ScheduleA/PublicSupportPY170Pct	0	1.00000
IRS990ScheduleA/PublicSupportTotal170Amt	0	147785
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY170Ind	0	X
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt	0	53186
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus1YearAmt	0	24323
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus2YearsAmt	0	70276
IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt	0	147785
IRS990ScheduleA/TotalSupportAmt	0	147785
IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine1	0	RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorNum	0	RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine1	0	RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine2	0	RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City	0	RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State	0	RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode	0	RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt	0	RESTRICTED
IRS990/ScheduleBRequiredInd	0	true
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt	0	1504
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt	0	3717
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt	0	5221
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt	0	1747
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt	1	33
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc	0	PAYROLL LIABILITIES:FEDERAL TA
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc	1	PAYROLL LIABILITIES:MI LOCAL T
IRS990ScheduleD/TotalBookValueLandBuildingsAmt	0	1504
IRS990ScheduleD/TotalLiabilityAmt	0	1780
IRS990/ScheduleJRequiredInd	0	false
IRS990/ScheduleORequiredInd	0	false
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt	0	RIPPLING HOPE(RH)EXISTS TO CONNECT COMMUNITIES, FORGE NEW RELATIONSHIPS, AND SOW SEEDS OF HEALING IN A BROKEN WORLD. TO THAT END, RH WILL PROVIDE DOMESTIC, ECUMENICAL, SHORT-TERM MISSION EXPERIENCES ROOTED IN A VISION OF A JUST SOCIETY. THE MINISTRY OF RH PLANS, LEADS, SPONSORS AND HELPS TO RESOURCE MISSION EXPERIENCES IN A VARIETY OF SETTINGS. THE GOAL IS TO SERVE THE LEAST-THE LOST-THE LONELY WITH THE BELIEF THAT THROUGH MISSION EXPERIENCES, PARTICIPANTS WILL LEARN THAT BY REACHING OUT TO SISTERS AND BROTHERS IN NEED, THEY WILL NOT ONLY CHANGE THEIR LIVES, BUT ALSO POWERFULLY AFFECT THE LIVES OF THOSE THEY SERVE. PEOPLE WORKING WITH RH WILL BE GIVEN THE CHANCE TO EXPLORE GOD'S CALL TO SERVICE IN THEIR OWN LIFE, AND WHAT IT MEANS TO LIVE OUT "LOVING THEIR NEIGHBOR." RH EXPECTS TO CONDUCT ALL OF ITS ACTIVITIES IN THE UNITED STATES, AND AS INVITED ON A LIMITED BASIS IN CANADA.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt	1	NO REVIEW WAS OR WILL BE CONDUCTED.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt	2	COMPENSATION IS APPROVED BY THE BOARD FOR THE EXECUTIVE DIRECTOR.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt	3	COMPENSATION IS APPROVED BY THE BOARD FOR ALL OFFICERS AND KEY EMPLOYEES.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt	4	NO DOCUMENTS AVAILABLE TO THE PUBLIC
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt	5	PROGRAM EXPENSES:VEHICLE 3,853 0 0 OPERATIONS:ADMINISTRATION 0 2,513 0 OPERATIONS:SUPPLIES 0 2,441 0 PROGRAM EXPENSES:TOOLS 769 0 0 OPERATIONS:TELEPHONE, TEL 0 675 0 PROGRAM EXPENSES:BUSINESS 525 0 0 OPERATIONS:POSTAGE, MAILI 0 432 0 OTHER TYPES OF EXPENSES 0 409 0 PROGRAM EXPENSES:ADVERTIS 400 0 0 OPERATIONS:DUES 0 244 0 FUNDRAISING EXPENSES 0 0 142 OPERATIONS:BANK ACCOUNT C 0 13 0
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc	0	FORM 990 - ORGANIZATION'S MISSION
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc	1	FORM 990, PAGE 6, PART VI, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc	2	FORM 990, PAGE 6, PART VI, LINE 15A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc	3	FORM 990, PAGE 6, PART VI, LINE 15B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc	4	FORM 990, PAGE 6, PART VI, LINE 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc	5	FORM 990, PART IX, LINE 24E
IRS990/SchoolOperatingInd	0	false
IRS990/SignificantChangeInd	0	false
IRS990/SignificantNewProgramSrvcInd	0	false
IRS990/SubjectToProxyTaxInd	0	false
IRS990/TaxablePartyNotificationInd	0	false
IRS990/TaxExemptBondsInd	0	false
IRS990/TempOrPermanentEndowmentsInd	0	false
IRS990/TerminateOperationsInd	0	false
IRS990/TotalAssetsBOYAmt	0	13111
IRS990/TotalAssetsEOYAmt	0	11682
IRS990/TotalAssetsGrp/BOYAmt	0	13111
IRS990/TotalAssetsGrp/EOYAmt	0	11682
IRS990/TotalCompGreaterThan150KInd	0	false
IRS990/TotalContributionsAmt	0	53186
IRS990/TotalEmployeeCnt	0	1
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt	0	142
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt	0	79627
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt	0	33256
IRS990/TotalFunctionalExpensesGrp/TotalAmt	0	113025
IRS990/TotalGrossUBIAmt	0	0
IRS990/TotalLiabilitiesEOYAmt	0	1780
IRS990/TotalLiabilitiesGrp/BOYAmt	0	0
IRS990/TotalLiabilitiesGrp/EOYAmt	0	1780
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt	0	13111
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt	0	9902
IRS990/TotalProgramServiceExpensesAmt	0	33256
IRS990/TotalProgramServiceRevenueAmt	0	56630
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt	0	56630
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt	0	109816
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt	0	13111
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt	0	11682
IRS990/TravelGrp/ManagementAndGeneralAmt	0	6106
IRS990/TravelGrp/TotalAmt	0	6106
IRS990/TrnsfrExmptNonChrtblRltdOrgInd	0	false
IRS990/TypeOfOrganizationCorpInd	0	X
IRS990/UnrelatedBusIncmOverLimitInd	0	false
IRS990/UnrestrictedNetAssetsGrp/BOYAmt	0	13111
IRS990/UnrestrictedNetAssetsGrp/EOYAmt	0	9902
IRS990/UponRequestInd	0	X
IRS990/USAddress/AddressLine1	0	PO BOX 27499
IRS990/USAddress/City	0	DETROIT
IRS990/USAddress/State	0	MI
IRS990/USAddress/ZIPCode	0	48227
IRS990/VotingMembersGoverningBodyCnt	0	12
IRS990/VotingMembersIndependentCnt	0	12
IRS990/WebsiteAddressTxt	0	WWW.RIPPLINGHOPE.ORG
IRS990/WhistleblowerPolicyInd	0	false
ReturnHeader/BuildTS	0	2016-03-07 17:11:31Z
ReturnHeader/BusinessOfficerGrp/PersonNm	0	CARL E ZERWICK
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt	0	EXECUTIVE DIRECTOR
ReturnHeader/BusinessOfficerGrp/PhoneNum	0	5126190575
ReturnHeader/BusinessOfficerGrp/SignatureDt	0	2015-08-10
ReturnHeader/Filer/BusinessName/BusinessNameLine1	0	RIPPLING HOPE
ReturnHeader/Filer/BusinessNameControlTxt	0	RIPP
ReturnHeader/Filer/EIN	0	461266821
ReturnHeader/Filer/PhoneNum	0	5126190575
ReturnHeader/Filer/USAddress/AddressLine1	0	PO BOX 27499
ReturnHeader/Filer/USAddress/City	0	DETROIT
ReturnHeader/Filer/USAddress/State	0	MI
ReturnHeader/Filer/USAddress/ZIPCode	0	48227
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN	0	263465283
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1	0	STEVEN R MORAN & ASSOCIATES PLLC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1	0	1807 HUGUENOT RD STE 103
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/City	0	MIDLOTHIAN
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/State	0	VA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCode	0	23113
ReturnHeader/PreparerPersonGrp/PreparationDt	0	2015-08-13
ReturnHeader/ReturnTs	0	2015-08-14T09:18:41-05:00
ReturnHeader/ReturnTypeCd	0	990
ReturnHeader/TaxPeriodBeginDt	0	2013-10-01
ReturnHeader/TaxPeriodEndDt	0	2014-09-30
ReturnHeader/TaxYr	0	2013

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2014 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing

Assets: $11,682
Liabilities: $1,780
Net assets: $9,902
Revenue: $109,816
Expenses: $113,025
Net income: -$3,209

	Balance Sheet			Operations
Year	Assets	Liabilities	Net Assets	Revenue	Expenses	Net Income
2016Detailed filing. Detailed filing data is available for this year.	$0.08	$0.07	$0.02	$1.03	$1.02	$0.02
2015Detailed filing. Detailed filing data is available for this year.	$0.01	$0.01	$0.00	$0.94	$1.04	$0.10
2014Detailed filing. Detailed filing data is available for this year.	$0.12	$0.02	$0.10	$1.10	$1.13	$0.03
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.	$0.13	$0.00	$0.13		$0.59