Pinnacle Oak Grove Eanrings Limit Trust

“To provide reimbursement of certain medical costs, including COBRA premiums, for certain eligible retirees, the surviving spouses of certain retirees and eligible dependents thereof who are covered under the terms of the collective bargaining agreement between the UMWA and Pinnacle Mining Company, LLC, Pinnacle Land Company, LLC, Oak Grove Resources, LLC and Oak Grove Land Company, LLC.”

“AVERAGE HOURS PER WEEK DEVOTED TO POSITION: AS TRUSTEE, THE BANK OF NEW YORK MELLON PROVIDES ADMINISTRATIVE SERVICES SUCH AS ACTING AS INVESTMENT MANAGER FOR Pinnacle/Oak Grove Earnings Limit Tr 15823-Pinoak. THESE SERVICES REQUIRE NUMEROUS INDIVIDUAL BANK EMPLOYEES' INVOLVEMENT IN THE ACTIVITIES OF THE ORGANIZATION AND THUS CANNOT BE QUANTIFIED ON AN HOURLY BASIS. THEREFORE, THE TRUSTEE FEES ARE BASED UPON FACTORS SUCH AS THE MARKET VALUE OF THE ACCOUNT AND IN ACCORDANCE WITH THE BANK OF NEW YORK MELLON'S AGREEMENT WITH CLIFFS NATURAL RESOURCES, INC.”