Civic Intelligence

Zoe Ministries Inc

EIN 46-0940115 • 501(c)3 • Greenwood, DE

Profile

Zoe ministries, inc's mission is to provided safety, healing and advocacy for those impacted or potentially impacted by sex trafficking.

P0 Box 26Greenwood, DE 19950

www.zoe-delaware.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

34th percentile

0.01x

Higher debt load relative to assets than 34% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Source year 2024

Liabilities / Revenue

37th percentile

0.03x

Higher debt load relative to revenue than 37% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Source year 2024

Net Margin

87th percentile

43%

Higher net margin than 87% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Source year 2024

Top Officer Pay

56th percentile

$74,500

Higher top officer pay than 56% of similar nonprofits.

Top officer pay equals 8.4% of source-year revenue.

501(c)3 • $1M-$5M nonprofits • Source year 2024

Asset Growth

84th percentile

28%

Faster asset growth than 84% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Annualized from 2023 to 2024

Revenue Growth

75th percentile

30%

Faster revenue growth than 75% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Annualized from 2023 to 2024

Assets

Up

$1,763,977

Up $387,505 (+28%) from 2023

Liabilities

Up

$22,687

Up $2,261 (+11%) from 2023

Net Assets

Up

$1,741,290

Up $385,244 (+28%) from 2023

Revenue

Up

$891,721

Up $208,061 (+30%) from 2023

Expenses

Up

$506,477

Up $2,737 (+0.5%) from 2023

Net Income

Up

$385,244

Up $205,324 (+114%) from 2023

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$2.0M$1.5M$1.0M$500K$0Assets 2018: $61,049Liabilities 2018: $6832018Assets 2019: $205,010Liabilities 2019: $0Net Assets 2019: $205,0102019Assets 2020: $854,823Liabilities 2020: $1,290Net Assets 2020: $853,5332020Assets 2021: $1,124,059Liabilities 2021: $0Net Assets 2021: $1,124,0592021Assets 2022: $1,185,258Liabilities 2022: $7,171Net Assets 2022: $1,178,0872022Assets 2023: $1,376,472Liabilities 2023: $20,426Net Assets 2023: $1,356,0462023Assets 2024: $1,763,977Liabilities 2024: $22,687Net Assets 2024: $1,741,2902024

Highlighted filing

2024

Assets$1,763,977
Liabilities$22,687
Net Assets$1,741,290

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$1.0M$500K$0Revenue 2018: $55,820Expenses 2018: $36,508Net Income 2018: $19,3122018Revenue 2019: $203,230Expenses 2019: $58,586Net Income 2019: $144,6442019Revenue 2020: $856,339Expenses 2020: $207,816Net Income 2020: $648,5232020Revenue 2021: $564,021Expenses 2021: $293,495Net Income 2021: $270,5262021Revenue 2022: $409,683Expenses 2022: $355,655Net Income 2022: $54,0282022Revenue 2023: $683,660Expenses 2023: $503,740Net Income 2023: $179,9202023Revenue 2024: $891,721Expenses 2024: $506,477Net Income 2024: $385,2442024

Highlighted filing

2024

Revenue$891,721
Expenses$506,477
Net Income$385,244

Filings

Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Oct 30, 2025
Return Version
2024v5.0
Gross Receipts
$917,821
Mission and Program Overview

Mission

Zoe ministries, inc's mission is to provide safety, healing and advocacy for those impacted or potentially impacted by sex trafficking.

Zoe ministries, inc's mission is to provided safety, healing and advocacy for those impacted or potentially impacted by sex trafficking.

Balance Sheet Detail
LineBeginningEndChange
Assets
Land, Buildings, and Equipment, Net$290,978$1,065,506▲ $774,528
Cash and Non-Interest-Bearing Accounts$294,138$677,122▲ $382,984
Prepaid Expenses and Deferred Charges$8,517$11,571▲ $3,054
Inventories for Sale or Use$1,018$1,018→ $0
Total Assets$1,376,472$1,763,977▲ $387,505
Other Assets Total$781,821$8,760▼ $773,061
Liabilities
Other Liabilities$9,455$13,941▲ $4,486
Mortgage Notes Payable Secured by Investment Property$7,502$5,912▼ $1,590
Accounts Payable and Accrued Expenses$3,469$2,834▼ $635
Total Liabilities$20,426$22,687▲ $2,261
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$1,119,907$1,095,171▼ $24,736
Net Assets With Donor Restrictions$236,139$646,119▲ $409,980
Total Net Assets Fund Balance$1,356,046$1,741,290▲ $385,244
Total Liabilities and Net Assets / Fund Balance$1,376,472$1,763,977▲ $387,505

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$872,313$39,508$911,821
Land$120,000-$120,000
Other Land Buildings$60,010$23,238$83,248
Equipment$13,183$1,317$14,500
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseTotal
Yolanda MontgomeryExecutive DiFT$74,500$74,500

Board Members and Trustees

NameTitle
Lisa YacomelliBoard Chair
Elizabeth BoernerVice Chair
Kristy HandleyMember
Iyanna LongSecretary
John BettsTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$837,568
Program Service Revenue
$54,253
Investment Income
$-100
Other Revenue
$0
All Other Contributions
$602,201
Change in Net Assets
$385,244

Audited Revenue Reconciliation

Revenue per Audited Statements
$871,141
Revenue Not Reported on Financial Statements
$20,580
Other Revenue Adjustments
$20,580
Total Revenue per Audited Statements
$871,141
Total Revenue per Form 990
$891,721
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$258,446
Salaries, Compensation, and Employee Benefits$248,031
Total Fundraising Expense$278
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$109,878$46,095-$155,973
Current Officers, Directors, Trustees, and Key Employees$74,500--$74,500
Depreciation Depletion$49,525$2,064-$51,589
Fees for Services Other$43,232$7,434-$50,666
Occupancy$28,311$6,959-$35,270
Insurance$23,623$2,625-$26,248
Fees for Services Accounting-$17,775-$17,775
Payroll Taxes$14,046$3,512-$17,558
Office Expenses$11,370$1,199-$12,569
All Other Expenses$7,804$3,584$278$11,666
Other Expenses$728$4,666-$5,394
Information Technology-$930-$930
Travel$405$225-$630
Conferences and Meetings$600--$600
Interest-$339-$339
Advertising-$200-$200
Total Functional Expenses$408,388$97,811$278$506,477

Audited Expense Reconciliation

Line ItemAmount
Total Expenses per Form 990$506,477
Expenses per Audited Statements$485,897
Total Expenses per Audited Statements$485,897
Expenses Not Reported on Financial Statements$20,580
Other Expense Adjustments$20,580
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Payroll Liabilities$8,514
Accrued Expenses$5,427
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
No
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 11B

Form 990 is reviewed by the board of directors prior to filing

Form 990, Page 6, Part VI, Line 12C

Officers and board members are required to annually complete a conflict of interest statement, listing any conflicts of interest

Form 990, Page 6, Part VI, Line 15A

Compensation process for top official is reviewed and approved by the board of directors

Form 990, Page 6, Part VI, Line 15B

The executive director is the only key employee or officer that receives compensation. Their compensation is approved via the budget approval process by the board of directors.

Form 990, Page 6, Part VI, Line 19

Governing documents disclosure explanation available upon request

Filing and Contact Details

Filer

Filer Name
Zoe Ministries Inc
EIN
46-0940115
Phone
3023812202
Address
P0 BOX 26, GREENWOOD, DE 19950

Signing Officer

Name
Yolanda Montgomery
Title
Executive Director
Phone
3023812202
Signed
2025-10-30
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Yolanda Montgomery
Formed
2012
Legal Domicile
De
Voting Board Members
6
Independent Board Members
5
Employees
8
Volunteers
30

Preparer

Firm
Faw Casson & Co Llp
Address
160 GREENTREE DRIVE SUITE 203, DOVER, DE 19904
Preparer
Alison Houck
Phone
3026744305
Supplemental Narrative

Additional Explanations

Form 990, Page 2, Part III, Line 4D

To provide training and awareness of sex trafficking, and to provide multiple integrated services to individuals (primarily adolescent females), who have been sex trafficked or are considered at risk.

Form 990, Part IX, Line 11G

Counciling 26,439 0 0 contract services 16,793 7,434 0 total 43,232 7,434 0

Form 990, Part XI, Line 9

Special event activity was netted on financial statements -20,580 special event activity was netted on financial statements 20,580

Financial Statement Notes

Schedule D, Page 4, Part XI, Line 4B

Special event activity was netted on financial statements 20,580

Schedule D, Page 4, Part XII, Line 4B

Special event activity was netted on financial statements 20,580

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IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RevenueAmt054253
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt0837568
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt0621814
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus2YearsAmt0365594
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus3YearsAmt0515033
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus4YearsAmt0851339
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt03191348
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus1YearAmt05442
IRS990ScheduleA/GrossInvestmentIncome170Grp/TotalAmt05442
IRS990ScheduleA/GrossReceiptsRltdActivitiesAmt0102425
IRS990ScheduleA/PublicOrganization170Ind0X
IRS990ScheduleA/PublicSupportCY170Pct00.58330
IRS990ScheduleA/PublicSupportPY170Pct00.61170
IRS990ScheduleA/PublicSupportTotal170Amt01864584
IRS990ScheduleA/SubstantialContributorsTotAmt01326764
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY170Ind0X
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt0837568
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus1YearAmt0621814
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus2YearsAmt0365594
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus3YearsAmt0515033
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus4YearsAmt0851339
IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt03191348
IRS990ScheduleA/TotalSupportAmt03196790
IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorNum0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine10RESTRICTED
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IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt0RESTRICTED
IRS990/ScheduleBRequiredInd0true
IRS990ScheduleD/BuildingsGrp/BookValueAmt0872313
IRS990ScheduleD/BuildingsGrp/DepreciationAmt039508
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt0911821
IRS990ScheduleD/EquipmentGrp/BookValueAmt013183
IRS990ScheduleD/EquipmentGrp/DepreciationAmt01317
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt014500
IRS990ScheduleD/ExpensesNotRptFinclStmtAmt020580
IRS990ScheduleD/ExpensesSubtotalAmt0485897
IRS990ScheduleD/LandGrp/BookValueAmt0120000
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt0120000
IRS990ScheduleD/OtherExpensesNotIncludedAmt020580
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt060010
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt023238
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt083248
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt08514
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt15427
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0PAYROLL LIABILITIES
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1ACCRUED EXPENSES
IRS990ScheduleD/OtherRevenuesNotIncludedAmt020580
IRS990ScheduleD/RevenueNotReportedFinclStmtAmt020580
IRS990ScheduleD/RevenueSubtotalAmt0871141
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0SPECIAL EVENT ACTIVITY WAS NETTED ON FINANCIAL STATEMENTS 20,580
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt1SPECIAL EVENT ACTIVITY WAS NETTED ON FINANCIAL STATEMENTS 20,580
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0SCHEDULE D, PAGE 4, PART XI, LINE 4B
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc1SCHEDULE D, PAGE 4, PART XII, LINE 4B
IRS990ScheduleD/TotalBookValueLandBuildingsAmt01065506
IRS990ScheduleD/TotalExpensesPerForm990Amt0506477
IRS990ScheduleD/TotalLiabilityAmt013941
IRS990ScheduleD/TotalRevenuePerForm990Amt0891721
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt0871141
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt0485897
IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0TO PROVIDE TRAINING AND AWARENESS OF SEX TRAFFICKING, AND TO PROVIDE MULTIPLE INTEGRATED SERVICES TO INDIVIDUALS (PRIMARILY ADOLESCENT FEMALES), WHO HAVE BEEN SEX TRAFFICKED OR ARE CONSIDERED AT RISK.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1FORM 990 IS REVIEWED BY THE BOARD OF DIRECTORS PRIOR TO FILING
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2OFFICERS AND BOARD MEMBERS ARE REQUIRED TO ANNUALLY COMPLETE A CONFLICT OF INTEREST STATEMENT, LISTING ANY CONFLICTS OF INTEREST
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3COMPENSATION PROCESS FOR TOP OFFICIAL IS REVIEWED AND APPROVED BY THE BOARD OF DIRECTORS
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4THE EXECUTIVE DIRECTOR IS THE ONLY KEY EMPLOYEE OR OFFICER THAT RECEIVES COMPENSATION. THEIR COMPENSATION IS APPROVED VIA THE BUDGET APPROVAL PROCESS BY THE BOARD OF DIRECTORS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5GOVERNING DOCUMENTS DISCLOSURE EXPLANATION AVAILABLE UPON REQUEST
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6COUNCILING 26,439 0 0 CONTRACT SERVICES 16,793 7,434 0 TOTAL 43,232 7,434 0
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7SPECIAL EVENT ACTIVITY WAS NETTED ON FINANCIAL STATEMENTS -20,580 SPECIAL EVENT ACTIVITY WAS NETTED ON FINANCIAL STATEMENTS 20,580
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PAGE 2, PART III, LINE 4D
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PAGE 6, PART VI, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PAGE 6, PART VI, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PAGE 6, PART VI, LINE 15A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PAGE 6, PART VI, LINE 15B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PAGE 6, PART VI, LINE 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6FORM 990, PART IX, LINE 11G
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7FORM 990, PART XI, LINE 9
IRS990ScheduleR/IdDisregardedEntitiesGrp/DirectControllingEntityName/BusinessNameLine1Txt0ZOE MINIST
IRS990ScheduleR/IdDisregardedEntitiesGrp/DisregardedEntityName/BusinessNameLine1Txt0GREENLIGHTS DELAWARE INC
IRS990ScheduleR/IdDisregardedEntitiesGrp/LegalDomicileStateCd0DE
IRS990ScheduleR/IdDisregardedEntitiesGrp/PrimaryActivitiesTxt0LAND OWNER
IRS990ScheduleR/IdDisregardedEntitiesGrp/USAddress/AddressLine1Txt0221 HIGH STREET
IRS990ScheduleR/IdDisregardedEntitiesGrp/USAddress/CityNm0SEAFORD
IRS990ScheduleR/IdDisregardedEntitiesGrp/USAddress/StateAbbreviationCd0DE
IRS990ScheduleR/IdDisregardedEntitiesGrp/USAddress/ZIPCd019973
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IRS990/TaxExemptBondsInd0false
IRS990/TerminateOperationsInd0false
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IRS990/TotalAssetsEOYAmt01763977
IRS990/TotalAssetsGrp/BOYAmt01376472
IRS990/TotalAssetsGrp/EOYAmt01763977
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalContributionsAmt0837568
IRS990/TotalEmployeeCnt08
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt0278
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt097811
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt0408388
IRS990/TotalFunctionalExpensesGrp/TotalAmt0506477
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt020426
IRS990/TotalLiabilitiesEOYAmt022687
IRS990/TotalLiabilitiesGrp/BOYAmt020426
IRS990/TotalLiabilitiesGrp/EOYAmt022687
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt01356046
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt01741290
IRS990/TotalProgramServiceExpensesAmt0408388
IRS990/TotalProgramServiceRevenueAmt054253
IRS990/TotalReportableCompFromOrgAmt074500
IRS990/TotalRevenueGrp/ExclusionAmt08232
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt045921
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0891721
IRS990/TotalVolunteersCnt030
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt01376472
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt01763977
IRS990/TravelGrp/ManagementAndGeneralAmt0225
IRS990/TravelGrp/ProgramServicesAmt0405
IRS990/TravelGrp/TotalAmt0630
IRS990/TrnsfrExmptNonChrtblRltdOrgInd0false
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd0false
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt0PO BOX 26
IRS990/USAddress/CityNm0GREENWOOD
IRS990/USAddress/StateAbbreviationCd0DE
IRS990/USAddress/ZIPCd019950

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