Civic Intelligence

Walking Gods Trail Inc

990EZ • Fiscal year 2019 • EIN 46-0795775

Jan 01, 2019 to Dec 31, 2019 • Filed on Feb 24, 2020

Organization Profile
86 Perry Mountain RoadBrevard, NC 28712

(828) 712-0806

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

69th percentile

0.01x

Higher debt load relative to assets than 69% of similar nonprofits.

2019 filings • NTEE X21 • <$500k nonprofits • Source year 2019

Liabilities / Revenue

68th percentile

0.00x

Higher debt load relative to revenue than 68% of similar nonprofits.

2019 filings • NTEE X21 • <$500k nonprofits • Source year 2019

Net Margin

84th percentile

27%

Higher net margin than 84% of similar nonprofits.

2019 filings • NTEE X21 • <$500k nonprofits • Source year 2019

Top Officer Pay

69th percentile

$0

Higher top officer pay than 69% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2019 filings • NTEE X21 • <$500k nonprofits • Source year 2019

Asset Growth

92nd percentile

194%

Faster asset growth than 92% of similar nonprofits.

2019 filings • NTEE X21 • <$500k nonprofits • Annualized from 2018 to 2019

Revenue Growth

87th percentile

58%

Faster revenue growth than 87% of similar nonprofits.

2019 filings • NTEE X21 • <$500k nonprofits • Annualized from 2018 to 2019

Balance Sheet
Liabilities / Assets69th percentile

Assets

Up

$73,817

Up $48,731 (+194%) from 2018

Net Assets

Up

$72,984

Up $48,731 (+201%) from 2018

Liabilities

Flat

$833

Flat from 2018

Revenue And Expenses
Liabilities / Revenue68th percentileNet Margin84th percentile

Revenue

Up

$180,905

Up $66,225 (+58%) from 2018

Expenses

Up

$132,174

Up $12,363 (+10%) from 2018

Net Income

Up

$48,731

Up $53,862 (+1050%) from 2018

Historical Trend

Balance Sheet Trend

Asset Growth92nd percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$150K$100K$50K$0Assets 2013: $1,775Liabilities 2013: $0Net Assets 2013: $1,7752013Assets 2014: $10,722Liabilities 2014: $883Net Assets 2014: $9,8392014Assets 2015: $21,099Liabilities 2015: $833Net Assets 2015: $20,2662015Assets 2016: $21,962Liabilities 2016: $833Net Assets 2016: $21,1292016Assets 2017: $30,217Liabilities 2017: $833Net Assets 2017: $29,3842017Assets 2018: $25,086Liabilities 2018: $833Net Assets 2018: $24,2532018Assets 2019: $73,817Liabilities 2019: $833Net Assets 2019: $72,9842019Assets 2020: $91,813Liabilities 2020: $833Net Assets 2020: $90,9802020Assets 2021: $81,542Liabilities 2021: $833Net Assets 2021: $80,7092021Assets 2022: $80,736Liabilities 2022: $833Net Assets 2022: $79,9032022Assets 2023: $89,396Liabilities 2023: $0Net Assets 2023: $89,3962023Assets 2024: $124,185Liabilities 2024: $0Net Assets 2024: $124,1852024Assets 2025: $142,604Liabilities 2025: $0Net Assets 2025: $142,6042025

Highlighted filing

2019

Assets$73,817
Liabilities$833
Net Assets$72,984
Open 2019 Filing

Operations Trend

Revenue Growth87th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$300K$200K$100K$0-$100KRevenue 2013: $2,734Expenses 2013: $76Net Income 2013: $2,6582013Revenue 2014: $13,937Expenses 2014: $4,990Net Income 2014: $8,9472014Revenue 2015: $23,455Expenses 2015: $13,028Net Income 2015: $10,4272015Revenue 2016: $6,428Expenses 2016: $5,565Net Income 2016: $8632016Revenue 2017: $89,945Expenses 2017: $81,690Net Income 2017: $8,2552017Revenue 2018: $114,680Expenses 2018: $119,811Net Income 2018: -$5,1312018Revenue 2019: $180,905Expenses 2019: $132,174Net Income 2019: $48,7312019Revenue 2020: $121,781Expenses 2020: $103,785Net Income 2020: $17,9962020Revenue 2021: $124,437Expenses 2021: $134,708Net Income 2021: -$10,2712021Revenue 2022: $189,915Expenses 2022: $190,721Net Income 2022: -$8062022Revenue 2023: $206,382Expenses 2023: $197,722Net Income 2023: $8,6602023Revenue 2024: $206,045Expenses 2024: $171,256Net Income 2024: $34,7892024Revenue 2025: $206,212Expenses 2025: $187,793Net Income 2025: $18,4192025

Highlighted filing

2019

Revenue$180,905
Expenses$132,174
Net Income$48,731
Open 2019 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2019 to Dec 31, 2019
Signed
Feb 24, 2020
Return Version
2019v5.0
Gross Receipts
$180,905
Mission and Program Overview

Mission

Share jesus christ world wide.

Share jesus christ world wide

Program Services

DescriptionGrantsExpenses
THAILAND MISSION TEAM TO PLANT CHURCHES IN UNREACHED AREAS-$56,551
MOUNTAIN CALLING MINISTRY FOR VIETNAM MISSIONARY. BETHANY INTERNATIONAL CHINA MISSIONARY. CARSONS CREEK BAPTIST CHURCH MEXICO MISSIONS.-$48,799
INDIA PARTNERSHIP FOR TRAINING AND MISSION WORK. INDONISIA TEAM TO PLANT CHURCHES IN UNREACHED AREAS.-$26,824
Compensation and Service Providers
Top Officer Pay69th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
ALBERT S PERRY JRDirectorPT$0--
DESIREE PERRYDirector-$0--
Filing and Contact Details

Filer

Filer Name
Walking Gods Trail Inc
EIN
46-0795775
Address
86 PERRY MOUNTAIN ROAD, BREVARD, NC 28712

Signing Officer

Name
Albert S Perry
Title
Director
Phone
8287120806
Signed
2020-02-24
Discuss with paid preparer
Yes

Preparer

Firm
Carolina Accounting Service Inc
Address
140 S Church Street Suite D, Hendersonville, NC 28792
Preparer
Jonathan Tweit
Phone
8286977249
Supplemental Narrative

Additional Explanations

List of grants and similar amounts paid Part I line 10

“Activity gifts to various missions and scholarships amount 2,130activity provide resources for thai staff amount 56,551activity mission team to china to plant churches in remote amount 26,824activity misssion team to indonesia for church starts amount 43,860”

Description of other expenses Part I line 16

“Description amountbank charges 120travel 659meetings & conferences 383communications 623office supplies 1,024”

Description of total liabilities Part II line 26

“Category beginning of year end of yearunsecured loan payable 833 833”

Raw XML Appendix162 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd0false
IRS990EZ/BooksInCareOfDetail/PersonNm0ALBERT S PERRY JR
IRS990EZ/BooksInCareOfDetail/PhoneNum08287120806
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt086 PERRY MOUNTAIN ROAD
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0BREVARD
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0NC
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd028712
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt025086
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt073817
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/ContributionsGiftsGrantsEtcAmt0180322
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/EngagedInExcessBenefitTransInd0false
IRS990EZ/ExcessOrDeficitForYearAmt048731
IRS990EZ/FiledScheduleAInd0true
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form1120PolFiledInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt025086
IRS990EZ/Form990TotalAssetsGrp/EOYAmt073817
IRS990EZ/GrantsAndSimilarAmountsPaidAmt0129365
IRS990EZ/GrossReceiptsAmt0180905
IRS990EZ/InfoInScheduleOPartIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/InvestmentIncomeAmt0583
IRS990EZ/LandAndBuildingsGrp/BOYAmt00
IRS990EZ/LandAndBuildingsGrp/EOYAmt00
IRS990EZ/LobbyingActivitiesInd0false
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt024253
IRS990EZ/NetAssetsOrFundBalancesEOYAmt072984
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt024253
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt072984
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt05.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt10.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0ALBERT S PERRY JR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1DESIREE PERRY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1DIRECTOR
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501c3Ind0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherAssetsTotalDetail/BOYAmt00
IRS990EZ/OtherAssetsTotalDetail/EOYAmt00
IRS990EZ/OtherExpensesTotalAmt02809
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0SHARE JESUS CHRIST WORLD WIDE
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0THAILAND MISSION TEAM TO PLANT CHURCHES IN UNREACHED AREAS
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt1INDIA PARTNERSHIP FOR TRAINING AND MISSION WORK. INDONISIA TEAM TO PLANT CHURCHES IN UNREACHED AREAS.
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt2MOUNTAIN CALLING MINISTRY FOR VIETNAM MISSIONARY. BETHANY INTERNATIONAL CHINA MISSIONARY. CARSONS CREEK BAPTIST CHURCH MEXICO MISSIONS.
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt056551
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt126824
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt248799
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/SchoolOperatingInd0false
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt0833
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt0833
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt0132174
IRS990EZ/TotalProgramServiceExpensesAmt0132174
IRS990EZ/TotalRevenueAmt0180905
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearAmt0180322
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus1YearAmt0113571
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus2YearsAmt089908
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus3YearsAmt06400
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus4YearsAmt023072
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/TotalAmt0413273
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearAmt0583
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus1YearAmt029
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus2YearsAmt037
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus3YearsAmt028
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus4YearsAmt017
IRS990ScheduleA/GrossInvestmentIncome509Grp/TotalAmt0694
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearAmt0583
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus1YearAmt029
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus2YearsAmt037
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus3YearsAmt028
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus4YearsAmt017
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/TotalAmt0694
IRS990ScheduleA/InvestmentIncomeCYPct00.00000
IRS990ScheduleA/InvestmentIncomePYPct00.00000
IRS990ScheduleA/PubliclySupportedOrg509a2Ind0X
IRS990ScheduleA/PublicSupportCY509Pct00.99830
IRS990ScheduleA/PublicSupportPY509Pct00.99960
IRS990ScheduleA/PublicSupportTotal509Amt0413273
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY509Ind0X
IRS990ScheduleA/Total509Grp/CurrentTaxYearAmt0180322
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus1YearAmt0113571
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus2YearsAmt089908
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus3YearsAmt06400
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus4YearsAmt023072
IRS990ScheduleA/Total509Grp/TotalAmt0413273
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearAmt0180905
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus1YearAmt0113600
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus2YearsAmt089945
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus3YearsAmt06428
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus4YearsAmt023089
IRS990ScheduleA/TotalSupportCalendarYearGrp/TotalAmt0413967
IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorNum0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine20RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt0RESTRICTED
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0ACTIVITY GIFTS TO VARIOUS MISSIONS AND SCHOLARSHIPS AMOUNT 2,130ACTIVITY PROVIDE RESOURCES FOR THAI STAFF AMOUNT 56,551ACTIVITY MISSION TEAM TO CHINA TO PLANT CHURCHES IN REMOTE AMOUNT 26,824ACTIVITY MISSSION TEAM TO INDONESIA FOR CHURCH STARTS AMOUNT 43,860
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1DESCRIPTION AMOUNTBANK CHARGES 120TRAVEL 659MEETINGS & CONFERENCES 383COMMUNICATIONS 623OFFICE SUPPLIES 1,024
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2CATEGORY BEGINNING OF YEAR END OF YEARUNSECURED LOAN PAYABLE 833 833
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0List of grants and similar amounts paid Part I line 10
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Description of other expenses Part I line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Description of total liabilities Part II line 26
ReturnHeader/BuildTS02020-11-19 02:30:22Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0ALBERT S PERRY
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0DIRECTOR
ReturnHeader/BusinessOfficerGrp/PhoneNum08287120806
ReturnHeader/BusinessOfficerGrp/SignatureDt02020-02-24
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0WALKING GODS TRAIL INC
ReturnHeader/Filer/BusinessNameControlTxt0WALK
ReturnHeader/Filer/EIN0460795775
ReturnHeader/Filer/USAddress/AddressLine1Txt086 PERRY MOUNTAIN ROAD
ReturnHeader/Filer/USAddress/CityNm0BREVARD
ReturnHeader/Filer/USAddress/StateAbbreviationCd0NC
ReturnHeader/Filer/USAddress/ZIPCd028712
ReturnHeader/FilingSecurityInformation/AtSubmissionCreationDeviceId0FBB4065517E0AC510C506A3E1FBF93F96D53A896
ReturnHeader/FilingSecurityInformation/AtSubmissionFilingDeviceId0FBB4065517E0AC510C506A3E1FBF93F96D53A896
ReturnHeader/FilingSecurityInformation/FederalOriginalSubmissionId06185972020057110ahxb
ReturnHeader/FilingSecurityInformation/FederalOriginalSubmissionIdDt02020-02-26
ReturnHeader/FilingSecurityInformation/FilingLicenseTypeCd0P
ReturnHeader/FilingSecurityInformation/IPAddress/IPv4AddressTxt024.246.144.124
ReturnHeader/FilingSecurityInformation/IPDt02020-02-26
ReturnHeader/FilingSecurityInformation/IPTm016:14:59
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0824207179
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0Carolina Accounting Service Inc
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0140 S Church Street Suite D
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0Hendersonville
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0NC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd028792
ReturnHeader/PreparerPersonGrp/PhoneNum08286977249
ReturnHeader/PreparerPersonGrp/PreparationDt02020-02-26
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0Jonathan Tweit
ReturnHeader/ReturnTs02020-02-26T14:06:24-05:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02019-01-01
ReturnHeader/TaxPeriodEndDt02019-12-31
ReturnHeader/TaxYr02019

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2019 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$73,817
Liabilities
$833
Net assets
$72,984
Revenue
$180,905
Expenses
$132,174
Net income
$48,731
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$1.43$0.00$1.43$2.06$1.88$0.18
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.24$0.00$1.24$2.06$1.71$0.35
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.89$0.00$0.89$2.06$1.98$0.09
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.81$0.01$0.80$1.90$1.91$0.01
2021Detailed filing. Detailed filing data is available for this year.$0.82$0.01$0.81$1.24$1.35$0.10
2020Detailed filing. Detailed filing data is available for this year.$0.92$0.01$0.91$1.22$1.04$0.18
2019Detailed filing. Detailed filing data is available for this year.$0.74$0.01$0.73$1.81$1.32$0.49
2018Detailed filing. Detailed filing data is available for this year.$0.25$0.01$0.24$1.15$1.20$0.05
2017Detailed filing. Detailed filing data is available for this year.$0.30$0.01$0.29$0.90$0.82$0.08
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.22$0.01$0.21$0.06$0.06$0.01
2015Detailed filing. Detailed filing data is available for this year.$0.21$0.01$0.20$0.23$0.13$0.10
2014Detailed filing. Detailed filing data is available for this year.$0.11$0.01$0.10$0.14$0.05$0.09
2013XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.02$0.00$0.02$0.03$0.00$0.03