Civic Intelligence

South Dakota National Guard Group Insurance Trust

EIN 46-0406548 • 501(c)19 • Rapid City, SD

Profile

Based on representation that at least 75 percent of members are past or present members of the Armed Forces.

PO Box 9089Rapid City, SD 57709-9089
Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

Score unavailable

No value available

Liabilities-to-assets requires both liabilities and assets on the latest valid filing.

Source year 2024

Liabilities / Revenue

Score unavailable

No value available

Liabilities-to-revenue requires both liabilities and revenue on the latest valid filing.

Source year 2024

Net Margin

83rd percentile

29%

Higher net margin than 83% of similar nonprofits.

501(c)19 • <$500k nonprofits • Source year 2024

Top Officer Pay

93rd percentile

$0

Higher top officer pay than 93% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)19 • <$500k nonprofits • Source year 2024

Asset Growth

83rd percentile

19%

Faster asset growth than 83% of similar nonprofits.

501(c)19 • <$500k nonprofits • Annualized from 2023 to 2024

Revenue Growth

82nd percentile

39%

Faster revenue growth than 82% of similar nonprofits.

501(c)19 • <$500k nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / AssetsScore unavailable

Assets

Up

$111,492

Up $17,686 (+19%) from 2023

Liabilities

-

No earlier filing loaded for comparison.

Net Assets

Up

$111,492

Up $17,686 (+19%) from 2023

Operations
Liabilities / RevenueScore unavailableNet Margin83rd percentile

Revenue

Up

$61,104

Up $17,131 (+39%) from 2023

Expenses

Up

$43,418

Up $8,015 (+23%) from 2023

Net Income

Up

$17,686

Up $9,116 (+106%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth83rd percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$200K$150K$100K$50K$0Assets 2014: $161,850Liabilities 2014: $02014Assets 2015: $140,935Liabilities 2015: $02015Assets 2016: $154,525Liabilities 2016: $02016Assets 2017: $162,311Liabilities 2017: $02017Assets 2018: $158,625Liabilities 2018: $02018Assets 2019: $85,226Liabilities 2019: $02019Assets 2020: $80,751Net Assets 2020: $80,7512020Assets 2021: $80,565Net Assets 2021: $80,5652021Assets 2022: $85,236Net Assets 2022: $85,2362022Assets 2023: $93,806Net Assets 2023: $93,8062023Assets 2024: $111,492Net Assets 2024: $111,4922024

Highlighted filing

2024

Assets$111,492
Liabilities-
Net Assets$111,492
Open 2024 Filing

Operations Trend

Revenue Growth82nd percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$150K$100K$50K$0-$50K-$100KRevenue 2014: $93,127Expenses 2014: $95,107Net Income 2014: -$1,9802014Revenue 2015: $79,793Expenses 2015: $68,070Net Income 2015: $11,7232015Revenue 2016: $78,694Expenses 2016: $65,104Net Income 2016: $13,5902016Revenue 2017: $89,482Expenses 2017: $81,696Net Income 2017: $7,7862017Revenue 2018: $73,685Expenses 2018: $77,370Net Income 2018: -$3,6852018Revenue 2019: $39,600Expenses 2019: $113,000Net Income 2019: -$73,4002019Revenue 2020: $29,525Expenses 2020: $34,000Net Income 2020: -$4,4752020Revenue 2021: $31,339Expenses 2021: $31,525Net Income 2021: -$1862021Revenue 2022: $35,035Expenses 2022: $30,364Net Income 2022: $4,6712022Revenue 2023: $43,973Expenses 2023: $35,403Net Income 2023: $8,5702023Revenue 2024: $61,104Expenses 2024: $43,418Net Income 2024: $17,6862024

Highlighted filing

2024

Revenue$61,104
Expenses$43,418
Net Income$17,686
Open 2024 Filing

Filings

Most recent year

2024 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$111,492
Liabilities
-
Net assets
$111,492
Revenue
$61,104
Expenses
$43,418
Net income
$17,686
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$1.11$1.11$0.61$0.43$0.18
2023Detailed filing. Detailed filing data is available for this year.$0.94$0.94$0.44$0.35$0.09
2022Detailed filing. Detailed filing data is available for this year.$0.85$0.85$0.35$0.30$0.05
2021Detailed filing. Detailed filing data is available for this year.$0.81$0.81$0.31$0.32$0.00
2020Detailed filing. Detailed filing data is available for this year.$0.81$0.81$0.30$0.34$0.04
2019Summary only. Only limited summary data is available for this year.$0.85$0.00$0.40$1.13$0.73
2018Summary only. Only limited summary data is available for this year.$1.59$0.00$0.74$0.77$0.04
2017Summary only. Only limited summary data is available for this year.$1.62$0.00$0.89$0.82$0.08
2016Summary only. Only limited summary data is available for this year.$1.55$0.00$0.79$0.65$0.14
2015Summary only. Only limited summary data is available for this year.$1.41$0.00$0.80$0.68$0.12
2014Summary only. Only limited summary data is available for this year.$1.62$0.00$0.93$0.95$0.02
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
May 20, 2025
Return Version
2024v5.0
Gross Receipts
$61,104
Mission and Program Overview

Mission

Based on representation that at least 75 percent of members are past or present members of the Armed Forces.

Program Services

DescriptionGrantsExpenses
Provide Insurance Services to Veterans--
Compensation and Service Providers
Top Officer Pay93rd percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Richard WatkinsMember-$0--
Martin YostMember-$0--
Joshua SchaeferPresident-$0--
Mitch NachtigallMember-$0--
John SamuelMember-$0--
Filing and Contact Details

Filer

Filer Name
South Dakota National Guard Group Insurance Trust
EIN
46-0406548
Phone
6057376215
Address
PO BOX 9089, RAPID CITY, SD 57709-9089

Signing Officer

Name
Joshua Schaefer
Title
President
Phone
6057376215
Signed
2025-05-20
Supplemental Narrative

Additional Explanations

Part I, Line 10

“National Guard Association of South Dakota: $21,500.00, 2823 West Main Street, Rapid City, SD 57702, Veterans Organization South Dakota National Guard Enlisted Association: $21,500, 2823 West Main Street, Rapid City, SD 57702, Veterans Organization”

Part I, Line 16

“Cashier check fees”

Part I, Line 8

“Experience Refunds from AFBA Insurance: $45655.05”

Raw XML Appendix113 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd0false
IRS990EZ/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt0South Dakota National Guard Insuran
IRS990EZ/BooksInCareOfDetail/PhoneNum06057376215
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt02823 West Main Street
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0Rapid CIty
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0SD
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd057702
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt093806
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt0111492
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/CntrctRcvdGreaterThan100KCnt00
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/EngagedInExcessBenefitTransInd0false
IRS990EZ/ExcessOrDeficitForYearAmt017686
IRS990EZ/FiledScheduleAInd0false
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form1120PolFiledInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt093806
IRS990EZ/Form990TotalAssetsGrp/EOYAmt0111492
IRS990EZ/GrantsAndSimilarAmountsPaidAmt043000
IRS990EZ/GrossReceiptsAmt061104
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/LobbyingActivitiesInd0false
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt093806
IRS990EZ/NetAssetsOrFundBalancesEOYAmt0111492
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt093806
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt0111492
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt00.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt10.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt21.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt30.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt40.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0Richard Watkins
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1Martin Yost
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2Joshua Schaefer
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3Mitch Nachtigall
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4John Samuel
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0Member
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1Member
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2President
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3Member
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4Member
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501cInd0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherEmployeePaidOver100kCnt00
IRS990EZ/OtherExpensesTotalAmt018
IRS990EZ/OtherRevenueTotalAmt045655
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0Based on representation that at least 75 percent of members are past or present members of the Armed Forces.
IRS990EZ/PrintingPublicationsPostageAmt0400
IRS990EZ/ProgramServiceRevenueAmt015449
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0Provide Insurance Services to Veterans
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/RelatedOrgSect527OrgInd0false
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SchoolOperatingInd0false
IRS990EZ/StatesWhereCopyOfReturnIsFldCd0SD
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt043418
IRS990EZ/TotalProgramServiceExpensesAmt00
IRS990EZ/TotalRevenueAmt061104
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd0false
IRS990EZ/TypeOfOrganizationTrustInd0X
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0National Guard Association of South Dakota: $21,500.00, 2823 West Main Street, Rapid City, SD 57702, Veterans Organization South Dakota National Guard Enlisted Association: $21,500, 2823 West Main Street, Rapid City, SD 57702, Veterans Organization
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Cashier check fees
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2Experience Refunds from AFBA Insurance: $45655.05
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Part I, Line 10
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Part I, Line 8
ReasonableCauseExplanation/ExplanationTxt0return not filed on time due to waiting for financial statements.
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/PersonNm0Joshua Schaefer
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0President
ReturnHeader/BusinessOfficerGrp/PhoneNum06057376215
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-05-20
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0SOUTH DAKOTA NATIONAL GUARD GROUP INSURANCE TRUST
ReturnHeader/Filer/BusinessNameControlTxt0SOUT
ReturnHeader/Filer/EIN0460406548
ReturnHeader/Filer/PhoneNum06057376215
ReturnHeader/Filer/USAddress/AddressLine1Txt0PO BOX 9089
ReturnHeader/Filer/USAddress/CityNm0RAPID CITY
ReturnHeader/Filer/USAddress/StateAbbreviationCd0SD
ReturnHeader/Filer/USAddress/ZIPCd0577099089
ReturnHeader/ReturnTs02025-05-20T13:58:59Z
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02024-01-01
ReturnHeader/TaxPeriodEndDt02024-12-31
ReturnHeader/TaxYr02024

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