Civic Intelligence

Conservative Mennonite Financial

EIN 45-5617648 • 501(c)3 • Lebanon, PA

Profile

The program borrows funds from members of the conservative mennonite church to re-lend to young mennonite persons of the community at a low interest rate. This program is designed to help preserve and maintain the religious beliefs, cultural traditions and lifestyle of the conservative mennonite church and allows young mennonite persons to establish themselves in the conservative mennonite community.

1475 Colebrook RdLebanon, PA 17042
Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

92nd percentile

0.98x

Higher debt load relative to assets than 92% of similar nonprofits.

501(c)3 • $50M-$100M nonprofits • Source year 2024

Liabilities / Revenue

98th percentile

17.75x

Higher debt load relative to revenue than 98% of similar nonprofits.

501(c)3 • $50M-$100M nonprofits • Source year 2024

Net Margin

59th percentile

7.9%

Higher net margin than 59% of similar nonprofits.

501(c)3 • $50M-$100M nonprofits • Source year 2024

Top Officer Pay

7th percentile

$19,413

Higher top officer pay than 7% of similar nonprofits.

Top officer pay equals 0.6% of source-year revenue.

501(c)3 • $50M-$100M nonprofits • Source year 2024

Asset Growth

63rd percentile

9.3%

Faster asset growth than 63% of similar nonprofits.

501(c)3 • $50M-$100M nonprofits • Annualized from 2023 to 2024

Revenue Growth

88th percentile

63%

Faster revenue growth than 88% of similar nonprofits.

501(c)3 • $50M-$100M nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets92nd percentile

Assets

Up

$59,256,372

Up $5,019,081 (+9.3%) from 2023

Liabilities

Up

$58,317,470

Up $4,749,787 (+8.9%) from 2023

Net Assets

Up

$938,902

Up $269,294 (+40%) from 2023

Operations
Liabilities / Revenue98th percentileNet Margin59th percentile

Revenue

Up

$3,285,809

Up $1,263,833 (+63%) from 2023

Expenses

Up

$3,027,786

Up $891,551 (+42%) from 2023

Net Income

Up

$258,023

Up $372,282 (+326%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth63rd percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$60M$40M$20M$0-$20MAssets 2013: $21,518,806Liabilities 2013: $21,669,719Net Assets 2013: -$150,9132013Assets 2014: $22,302,474Liabilities 2014: $22,375,800Net Assets 2014: -$73,3262014Assets 2015: $27,088,236Liabilities 2015: $27,102,638Net Assets 2015: -$14,4022015Assets 2016: $29,821,956Liabilities 2016: $29,816,003Net Assets 2016: $5,9532016Assets 2017: $34,211,312Liabilities 2017: $34,202,516Net Assets 2017: $8,7962017Assets 2018: $36,316,087Liabilities 2018: $36,250,760Net Assets 2018: $65,3272018Assets 2019: $37,240,890Liabilities 2019: $37,094,526Net Assets 2019: $146,3642019Assets 2020: $41,472,753Liabilities 2020: $41,209,846Net Assets 2020: $262,9072020Assets 2021: $46,104,322Liabilities 2021: $45,762,129Net Assets 2021: $342,1932021Assets 2022: $48,647,003Liabilities 2022: $48,087,486Net Assets 2022: $559,5172022Assets 2023: $54,237,291Liabilities 2023: $53,567,683Net Assets 2023: $669,6082023Assets 2024: $59,256,372Liabilities 2024: $58,317,470Net Assets 2024: $938,9022024

Highlighted filing

2024

Assets$59,256,372
Liabilities$58,317,470
Net Assets$938,902
Open 2024 Filing

Operations Trend

Revenue Growth88th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$4.0M$3.0M$2.0M$1.0M$0-$1.0MRevenue 2013: $997,119Expenses 2013: $872,722Net Income 2013: $124,3972013Revenue 2014: $899,342Expenses 2014: $804,455Net Income 2014: $94,8872014Revenue 2015: $988,720Expenses 2015: $891,534Net Income 2015: $97,1862015Revenue 2016: $1,126,239Expenses 2016: $996,784Net Income 2016: $129,4552016Revenue 2017: $1,265,962Expenses 2017: $1,121,343Net Income 2017: $144,6192017Revenue 2018: $1,450,230Expenses 2018: $1,219,699Net Income 2018: $230,5312018Revenue 2019: $1,561,114Expenses 2019: $1,330,737Net Income 2019: $230,3772019Revenue 2020: $1,570,658Expenses 2020: $1,372,615Net Income 2020: $198,0432020Revenue 2021: $1,303,669Expenses 2021: $1,190,733Net Income 2021: $112,9362021Revenue 2022: $1,279,153Expenses 2022: $1,038,639Net Income 2022: $240,5142022Revenue 2023: $2,021,976Expenses 2023: $2,136,235Net Income 2023: -$114,2592023Revenue 2024: $3,285,809Expenses 2024: $3,027,786Net Income 2024: $258,0232024

Highlighted filing

2024

Revenue$3,285,809
Expenses$3,027,786
Net Income$258,023
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$59,256,372
Liabilities
$58,317,470
Net assets
$938,902
Revenue
$3,285,809
Expenses
$3,027,786
Net income
$258,023
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$59.3$58.3$0.94$3.29$3.03$0.26
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$54.2$53.6$0.67$2.02$2.14$0.11
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$48.6$48.1$0.56$1.28$1.04$0.24
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$46.1$45.8$0.34$1.30$1.19$0.11
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$41.5$41.2$0.26$1.57$1.37$0.20
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$37.2$37.1$0.15$1.56$1.33$0.23
2018Facts available. Structured filing facts are available, but richer extracted sections are limited.$36.3$36.3$0.07$1.45$1.22$0.23
2017Facts available. Structured filing facts are available, but richer extracted sections are limited.$34.2$34.2$0.01$1.27$1.12$0.14
2016Detailed filing. Detailed filing data is available for this year.$29.8$29.8$0.01$1.13$1.00$0.13
2015Detailed filing. Detailed filing data is available for this year.$27.1$27.1$0.01$0.99$0.89$0.10
2014Detailed filing. Detailed filing data is available for this year.$22.3$22.4$0.07$0.90$0.80$0.09
2013Summary only. Only limited summary data is available for this year.$21.5$21.7$0.15$1.00$0.87$0.12
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jul 1, 2023 to Jun 30, 2024
Signed
May 15, 2025
Return Version
2023v6.0
Gross Receipts
$3,285,809
Mission and Program Overview

Mission

The program borrows funds from members of the conservative mennonite church to re-lend to young mennonite persons of the community at a low interest rate. This program is designed to help preserve and maintain the religious beliefs, cultural traditions and lifestyle of the conservative mennonite church and allows young mennonite persons to establish themselves in the conservative mennonite community.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$46,917,773$53,195,489▲ $6,277,716
Loans From Officers Directors$6,582,537$7,358,023▲ $775,486
Savings and Temporary Cash Investments$4,175,829$2,928,762▼ $1,247,067
Receivable From Disqualified Prsn$2,062,589$2,709,800▲ $647,211
Cash and Non-Interest-Bearing Accounts$787,437$84,626▼ $702,811
Total Assets$54,237,291$59,256,372▲ $5,019,081
Other Assets Total$293,663$337,695▲ $44,032
Liabilities
Unsecured Notes Loans Payable$46,985,146$50,959,447▲ $3,974,301
Total Liabilities$53,567,683$58,317,470▲ $4,749,787
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$669,608$938,902▲ $269,294
Total Net Assets Fund Balance$669,608$938,902▲ $269,294
Total Liabilities and Net Assets / Fund Balance$54,237,291$59,256,372▲ $5,019,081
Compensation and Service Providers
Top Officer Pay7th percentile

Employees

NameTitleFull / Part TimeBaseTotal
Glenn E AukerAdministratoPT$19,413$19,413

Board Members and Trustees

NameTitle
Paul H ReinfordPresident
Daryl L MartinVice Chairma
Harold F MartinDirector
Bernell G BurkholderAsst Secreta
Lester B WeaverAsst Treasur
Harold W SensenigSecretary
Glenn M ZimmermanTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$3,133,720
Investment Income
$152,089
Other Revenue
$0
Change in Net Assets
$258,023

Audited Revenue Reconciliation

Revenue per Audited Statements
$3,285,809
Total Revenue per Audited Statements
$3,285,809
Total Revenue per Form 990
$3,285,809
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$3,008,373
Salaries, Compensation, and Employee Benefits$19,413
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Interest$2,909,965--$2,909,965
Office Expenses-$29,158-$29,158
Fees for Services Accounting-$25,508-$25,508
Current Officers, Directors, Trustees, and Key Employees-$19,413-$19,413
Fees for Services Legal-$18,532-$18,532
Other Expenses$11,271--$11,271
Fees for Services Management-$8,939-$8,939
Fees for Services Other-$5,000-$5,000
Total Functional Expenses$2,921,236$106,550$0$3,027,786

Audited Expense Reconciliation

Line ItemAmount
Total Expenses per Form 990$3,027,786
Expenses per Audited Statements$3,016,515
Total Expenses per Audited Statements$3,016,515
Expenses Not Reported on Financial Statements$11,271
Other Expense Adjustments$11,271
International Activity

International Compliance

Foreign grant records maintained
No
Activity in boycott countries
No
Foreign corporation ownership
No
Foreign partnership interest
No
Interest in foreign trust
No
Passive foreign investment company interest
No
Transfers to foreign corporations
No

International Activities

RegionActivityServicesOfficesEmployeesSpending
North America - CanadaBorrowerProgram for Borrower---
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Loans from Officers, Directors, Trustees, and Key Employees$6,582,537$7,358,023▲ $775,486
Receivables from Disqualified Persons$2,062,589$2,709,800▲ $647,211
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 11B

“The administrator and a member of the board reviews the return and approves it before it is filed.”

Form 990, Page 6, Part VI, Line 12C

“It was monitored in accordance with the policy.”

Form 990, Page 6, Part VI, Line 19

“The governing documents are available to the public upon request.”

Filing and Contact Details

Filer

Filer Name
Conservative Mennonite Financial
EIN
45-5617648
Phone
6102867051
Address
1475 COLEBROOK RD, LEBANON, PA 17042

Signing Officer

Name
Glenn M Zimmerman
Title
Treasurer
Phone
6102867051
Signed
2025-05-15
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Glenn M Zimmerman
Formed
2012
Legal Domicile
Pa
Voting Board Members
6
Independent Board Members
6
Employees
0

Preparer

Firm
Hershey Advisors Pc
Address
OREGON PIKE PO BOX 669, BROWNSTOWN, PA 17508
Preparer
Daryl E Eshleman CPA
Phone
7178591158
Supplemental Narrative

Additional Explanations

FORM 990 - ORGANIZATION'S MISSION

“The program borrows funds from members of the conservative mennonite church to re-lend to young mennonite persons of the community at a low interest rate. This program is designed to help preserve and maintain the religious beliefs, cultural traditions and lifestyle of the conservative mennonite church and allows young mennonite persons to establish themselves in the conservative mennonite community.”

Form 990, Page 1, Part I, Line 6

“Serving as board members, no benefits provided.”

Form 990, Part XI, Line 9

“Provision for loan losses 0 loans charged off 11,271 total 11,271”

Financial Statement Notes

Schedule D, Page 4, Part XII, Line 2D

“Provision for loan losses 0”

Schedule D, Page 4, Part XII, Line 4B

“LOANS CHARGED OFF 11,271”

Raw XML AppendixShowing 400 of 411 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990/Form990PartVIISectionAGrp/PersonNm1BERNELL G BURKHOLDER
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IRS990/Form990PartVIISectionAGrp/PersonNm3HAROLD F MARTIN
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IRS990/Form990PartVIISectionAGrp/PersonNm6LESTER B WEAVER
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IRS990/Form990PartVIISectionAGrp/TitleTxt3DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt4PRESIDENT
IRS990/Form990PartVIISectionAGrp/TitleTxt5SECRETARY
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IRS990/OtherExpensesGrp/Desc0LOANS CHARGED OFF
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IRS990/OtherExpensesGrp/TotalAmt011271
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt046917773
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt053195489
IRS990/PartialLiquidationInd0false
IRS990/PoliticalCampaignActyInd0false
IRS990/PrincipalOfficerNm0GLENN M ZIMMERMAN
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/Desc0INTEREST INCOME - LOANS
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt03133720
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt03133720
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYExcessBenefitTransInd0false
IRS990/PYInvestmentIncomeAmt071244
IRS990/PYOtherExpensesAmt02120314
IRS990/PYProgramServiceRevenueAmt01950732
IRS990/PYRevenuesLessExpensesAmt0-114259
IRS990/PYSalariesCompEmpBnftPaidAmt015921
IRS990/PYTotalExpensesAmt02136235
IRS990/PYTotalRevenueAmt02021976
IRS990/RcvblFromDisqualifiedPrsnGrp/BOYAmt02062589
IRS990/RcvblFromDisqualifiedPrsnGrp/EOYAmt02709800
IRS990/ReconcilationRevenueExpnssAmt0258023
IRS990/RegularMonitoringEnfrcInd0true
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0false
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0false
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RevenueAmt03133720
IRS990/SavingsAndTempCashInvstGrp/BOYAmt04175829
IRS990/SavingsAndTempCashInvstGrp/EOYAmt02928762
IRS990ScheduleA/AmountsRcvdDsqlfyPersonGrp/CurrentTaxYearAmt0158829
IRS990ScheduleA/AmountsRcvdDsqlfyPersonGrp/CurrentTaxYearMinus1YearAmt092886
IRS990ScheduleA/AmountsRcvdDsqlfyPersonGrp/CurrentTaxYearMinus2YearsAmt070728
IRS990ScheduleA/AmountsRcvdDsqlfyPersonGrp/CurrentTaxYearMinus3YearsAmt075835
IRS990ScheduleA/AmountsRcvdDsqlfyPersonGrp/CurrentTaxYearMinus4YearsAmt097956
IRS990ScheduleA/AmountsRcvdDsqlfyPersonGrp/TotalAmt0496234
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearAmt0152089
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus1YearAmt071244
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus2YearsAmt051439
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus3YearsAmt060027
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus4YearsAmt082000
IRS990ScheduleA/GrossInvestmentIncome509Grp/TotalAmt0416799
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearAmt03133720
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus1YearAmt01950732
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus2YearsAmt01227714
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus3YearsAmt01243642
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus4YearsAmt01488658
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/TotalAmt09044466
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearAmt0152089
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus1YearAmt071244
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus2YearsAmt051439
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus3YearsAmt060027
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus4YearsAmt082000
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/TotalAmt0416799
IRS990ScheduleA/InvestmentIncomeCYPct00.04000
IRS990ScheduleA/InvestmentIncomePYPct00.04000
IRS990ScheduleA/PubliclySupportedOrg509a2Ind0X
IRS990ScheduleA/PublicSupportCY509Pct00.87020
IRS990ScheduleA/PublicSupportPY509Pct00.86470
IRS990ScheduleA/PublicSupportTotal509Amt08232760
IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/CurrentTaxYearAmt0229248
IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/CurrentTaxYearMinus1YearAmt0147682
IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/CurrentTaxYearMinus2YearsAmt0123784
IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/CurrentTaxYearMinus3YearsAmt0129877
IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/CurrentTaxYearMinus4YearsAmt0181115
IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/TotalAmt0811706
IRS990ScheduleA/SubstantialContributorsAmtGrp/CurrentTaxYearAmt070419
IRS990ScheduleA/SubstantialContributorsAmtGrp/CurrentTaxYearMinus1YearAmt054796
IRS990ScheduleA/SubstantialContributorsAmtGrp/CurrentTaxYearMinus2YearsAmt053056
IRS990ScheduleA/SubstantialContributorsAmtGrp/CurrentTaxYearMinus3YearsAmt054042
IRS990ScheduleA/SubstantialContributorsAmtGrp/CurrentTaxYearMinus4YearsAmt083159
IRS990ScheduleA/SubstantialContributorsAmtGrp/TotalAmt0315472
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY509Ind0X
IRS990ScheduleA/Total509Grp/CurrentTaxYearAmt03133720
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus1YearAmt01950732
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus2YearsAmt01227714
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus3YearsAmt01243642
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus4YearsAmt01488658
IRS990ScheduleA/Total509Grp/TotalAmt09044466
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearAmt03285809
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus1YearAmt02021976
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus2YearsAmt01279153
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus3YearsAmt01303669
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus4YearsAmt01570658
IRS990ScheduleA/TotalSupportCalendarYearGrp/TotalAmt09461265
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/ExpensesNotRptFinclStmtAmt011271
IRS990ScheduleD/ExpensesSubtotalAmt03016515
IRS990ScheduleD/OtherExpensesNotIncludedAmt011271
IRS990ScheduleD/RevenueSubtotalAmt03285809
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0PROVISION FOR LOAN LOSSES 0
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt1LOANS CHARGED OFF 11,271
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0SCHEDULE D, PAGE 4, PART XII, LINE 2D
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc1SCHEDULE D, PAGE 4, PART XII, LINE 4B
IRS990ScheduleD/TotalExpensesPerForm990Amt03027786
IRS990ScheduleD/TotalRevenuePerForm990Amt03285809
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt03285809
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt03016515
IRS990ScheduleF/AccountActivitiesOutsideUSGrp/RegionTxt0NORTH AMERICA - CANADA
IRS990ScheduleF/AccountActivitiesOutsideUSGrp/SpecificServicesProvidedTxt0PROGRAM FOR BORROWER
IRS990ScheduleF/AccountActivitiesOutsideUSGrp/TypeOfActivitiesConductedTxt0BORROWER
IRS990ScheduleF/BoycottCountriesInd0false
IRS990ScheduleF/ForeignCorpOwnershipInd0false
IRS990ScheduleF/ForeignPartnershipInd0false
IRS990ScheduleF/GrantRecordsMaintainedInd0false
IRS990ScheduleF/InterestInForeignTrustInd0false
IRS990ScheduleF/PassiveForeignInvestmestCoInd0false
IRS990ScheduleF/SupplementalInformationDetail/ExplanationTxt0NORTH AMERICA - CANADA 0 0
IRS990ScheduleF/SupplementalInformationDetail/ExplanationTxt1ORGANIZATION PROVIDES LOANS TO ASSIST MEMBERS OF THE CONSERVATIVE MENNONITE CHURCH. ONE OF THESE LOANS WERE DISTRIBUTED TO CANADA, WITH THE REMAINING OUTSTANDING BALANCE OF 15,127 AS OF JUNE 30, 2023 AND 2,796 AS OF JUNE 30, 2024. THE TOTAL INTEREST INCOME INCLUDED WITH PROGRAM SERVICE INCOME FOR THE LOAN WAS 566. THERE ARE NO DIRECTLY RELATED EXPENSES. --- THE LOAN IS PROVIDED ON THE SAME TERMS WITH US BASED INDIVIDUALS OR ORGANIZATIONS AND ARE MONITORED IN THE SAME FASHION.
IRS990ScheduleF/SupplementalInformationDetail/FormAndLineReferenceDesc0SCHEDULE F, PAGE 1, PART I, LINE 3
IRS990ScheduleF/SupplementalInformationDetail/FormAndLineReferenceDesc1SCHEDULE F, PAGE 5, PART V
IRS990ScheduleF/TransferToForeignCorpInd0false
IRS990/ScheduleJRequiredInd0false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt05064786
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt12709800
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt22293237
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd0true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd1true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd2true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd0false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd1false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd2false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd0X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt0INVESTMENT AGREEMENT
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt1MORTGAGE - PURCHASE REAL ESTATE
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt2INVESTOR AGREEMENT
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanToOrganizationInd0X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanToOrganizationInd1X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm0OTHER DISQUALIFIED PERSONS
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm1OTHER DISQUALIFIED PERSONS
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm2BOARD OF DIRECTORS
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd0true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd1true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd2true
IRS990ScheduleL/TotalBalanceDueAmt010067823
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE PROGRAM BORROWS FUNDS FROM MEMBERS OF THE CONSERVATIVE MENNONITE CHURCH TO RE-LEND TO YOUNG MENNONITE PERSONS OF THE COMMUNITY AT A LOW INTEREST RATE. THIS PROGRAM IS DESIGNED TO HELP PRESERVE AND MAINTAIN THE RELIGIOUS BELIEFS, CULTURAL TRADITIONS AND LIFESTYLE OF THE CONSERVATIVE MENNONITE CHURCH AND ALLOWS YOUNG MENNONITE PERSONS TO ESTABLISH THEMSELVES IN THE CONSERVATIVE MENNONITE COMMUNITY.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1SERVING AS BOARD MEMBERS, NO BENEFITS PROVIDED.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2THE ADMINISTRATOR AND A MEMBER OF THE BOARD REVIEWS THE RETURN AND APPROVES IT BEFORE IT IS FILED.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3IT WAS MONITORED IN ACCORDANCE WITH THE POLICY.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4THE GOVERNING DOCUMENTS ARE AVAILABLE TO THE PUBLIC UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5PROVISION FOR LOAN LOSSES 0 LOANS CHARGED OFF 11,271 TOTAL 11,271
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990 - ORGANIZATION'S MISSION
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PAGE 1, PART I, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PAGE 6, PART VI, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PAGE 6, PART VI, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PAGE 6, PART VI, LINE 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PART XI, LINE 9
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IRS990/SubjectToExcsTaxNetInvstIncInd0false
IRS990/SubjectToProxyTaxInd0false
IRS990/SubjToTaxRmnrtnExPrchtPymtInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt054237291
IRS990/TotalAssetsEOYAmt059256372
IRS990/TotalAssetsGrp/BOYAmt054237291
IRS990/TotalAssetsGrp/EOYAmt059256372
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalEmployeeCnt00
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt0106550
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt02921236
IRS990/TotalFunctionalExpensesGrp/TotalAmt03027786
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt053567683
IRS990/TotalLiabilitiesEOYAmt058317470
IRS990/TotalLiabilitiesGrp/BOYAmt053567683
IRS990/TotalLiabilitiesGrp/EOYAmt058317470
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt0669608
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt0938902
IRS990/TotalProgramServiceExpensesAmt02921236
IRS990/TotalProgramServiceRevenueAmt03133720
IRS990/TotalReportableCompFromOrgAmt019413
IRS990/TotalRevenueGrp/ExclusionAmt0152089
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt03133720
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt03285809
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt054237291
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt059256372
IRS990/TrnsfrExmptNonChrtblRltdOrgInd0false
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd0false
IRS990/UnsecuredNotesLoansPayableGrp/BOYAmt046985146
IRS990/UnsecuredNotesLoansPayableGrp/EOYAmt050959447
IRS990/UponRequestInd0X
IRS990/VotingMembersGoverningBodyCnt06
IRS990/VotingMembersIndependentCnt06
IRS990/WhistleblowerPolicyInd0false
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0GLENN M ZIMMERMAN
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0TREASURER
ReturnHeader/BusinessOfficerGrp/PhoneNum06102867051
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-05-15
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0CONSERVATIVE MENNONITE FINANCIAL
ReturnHeader/Filer/BusinessNameControlTxt0CONS
ReturnHeader/Filer/EIN0455617648
ReturnHeader/Filer/PhoneNum06102867051
ReturnHeader/Filer/USAddress/AddressLine1Txt01475 COLEBROOK RD
ReturnHeader/Filer/USAddress/CityNm0LEBANON
ReturnHeader/Filer/USAddress/StateAbbreviationCd0PA
ReturnHeader/Filer/USAddress/ZIPCd017042
ReturnHeader/IRSResponsiblePrtyInfoCurrInd0true
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0208042173
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0HERSHEY ADVISORS PC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0OREGON PIKE PO BOX 669

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