Civic Intelligence

Speak the Word Ministry Foundation

EIN 45-5307768 • Virginia Bch, VA

3117 Dolphin RdVirginia Bch, VA 23451
Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

32nd percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

$1M-$5M nonprofits • Source year 2025

Liabilities / Revenue

33rd percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

$1M-$5M nonprofits • Source year 2025

Net Margin

73rd percentile

24%

Higher net margin than 73% of similar nonprofits.

$1M-$5M nonprofits • Source year 2025

Top Officer Pay

47th percentile

$0

Higher top officer pay than 47% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

$1M-$5M nonprofits • Source year 2025

Asset Growth

80th percentile

18%

Faster asset growth than 80% of similar nonprofits.

$1M-$5M nonprofits • Annualized from 2024 to 2025

Revenue Growth

81st percentile

60%

Faster revenue growth than 81% of similar nonprofits.

$1M-$5M nonprofits • Annualized from 2024 to 2025

Balance Sheet
Liabilities / Assets32nd percentile

Assets

Up

$1,266,479

Up $192,689 (+18%) from 2024

Liabilities

Flat

$0

Flat from 2024

Net Assets

Up

$1,266,479

Up $192,689 (+18%) from 2024

Operations
Liabilities / Revenue33rd percentileNet Margin73rd percentile

Revenue

Up

$804,236

Up $301,155 (+60%) from 2024

Expenses

Down

$611,546

Down $28,711 (-4.5%) from 2024

Net Income

Up

$192,690

Up $329,866 (+240%) from 2024

Trend Graphs

Balance Sheet Trend

Asset Growth80th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$1.5M$1.0M$500K$0Assets 2013: $101,681Liabilities 2013: $02013Assets 2014: $255,038Liabilities 2014: $02014Assets 2015: $178,122Liabilities 2015: $02015Assets 2016: $174,300Liabilities 2016: $02016Assets 2020: $273,246Liabilities 2020: $02020Assets 2021: $951,704Liabilities 2021: $0Net Assets 2021: $951,7042021Assets 2022: $1,289,365Liabilities 2022: $0Net Assets 2022: $1,289,3652022Assets 2023: $1,210,966Liabilities 2023: $0Net Assets 2023: $1,210,9662023Assets 2024: $1,073,790Liabilities 2024: $0Net Assets 2024: $1,073,7902024Assets 2025: $1,266,479Liabilities 2025: $0Net Assets 2025: $1,266,4792025

Highlighted filing

2025

Assets$1,266,479
Liabilities$0
Net Assets$1,266,479
Open 2025 Filing

Operations Trend

Revenue Growth81st percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$1.5M$1.0M$500K$0-$500KRevenue 2013: $159,154Expenses 2013: $57,472Net Income 2013: $101,6822013Revenue 2014: $270,895Expenses 2014: $117,539Net Income 2014: $153,3562014Revenue 2015: $115,612Expenses 2015: $192,528Net Income 2015: -$76,9162015Revenue 2016: $213,742Expenses 2016: $217,564Net Income 2016: -$3,8222016Revenue 2020: $390,194Expenses 2020: $389,986Net Income 2020: $2082020Revenue 2021: $1,168,762Expenses 2021: $490,305Net Income 2021: $678,4572021Revenue 2022: $806,705Expenses 2022: $469,044Net Income 2022: $337,6612022Revenue 2023: $471,880Expenses 2023: $550,279Net Income 2023: -$78,3992023Revenue 2024: $503,081Expenses 2024: $640,257Net Income 2024: -$137,1762024Revenue 2025: $804,236Expenses 2025: $611,546Net Income 2025: $192,6902025

Highlighted filing

2025

Revenue$804,236
Expenses$611,546
Net Income$192,690
Open 2025 Filing

Filings

Most recent year

2025 • Form 990PFDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$1,266,479
Liabilities
$0
Net assets
$1,266,479
Revenue
$804,236
Expenses
$611,546
Net income
$192,690
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$1.27$0.00$1.27$0.80$0.61$0.19
2024Detailed filing. Detailed filing data is available for this year.$1.07$0.00$1.07$0.50$0.64$0.14
2023Detailed filing. Detailed filing data is available for this year.$1.21$0.00$1.21$0.47$0.55$0.08
2022Detailed filing. Detailed filing data is available for this year.$1.29$0.00$1.29$0.81$0.47$0.34
2021Detailed filing. Detailed filing data is available for this year.$0.95$0.00$0.95$1.17$0.49$0.68
2020Summary only. Only limited summary data is available for this year.$0.27$0.00$0.39$0.39$0.00
2016Summary only. Only limited summary data is available for this year.$0.17$0.00$0.21$0.22$0.00
2015Summary only. Only limited summary data is available for this year.$0.18$0.00$0.12$0.19$0.08
2014Summary only. Only limited summary data is available for this year.$0.26$0.00$0.27$0.12$0.15
2013Summary only. Only limited summary data is available for this year.$0.10$0.00$0.16$0.06$0.10
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
May 1, 2024 to Apr 30, 2025
Signed
Sep 16, 2025
Return Version
2024v5.1
Compensation and Service Providers
Top Officer Pay47th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Joanne W RamsayPresFT$0--
David W RamsaySecy TreasPT$0--
Filing and Contact Details

Filer

Filer Name
Speak the Word Ministry Foundation
EIN
45-5307768
In Care Of
% JoAnne Ramsay
Phone
7574211900
Address
3117 DOLPHIN RD, VIRGINIA BCH, VA 23451

Signing Officer

Name
Joanne W Ramsay
Title
President
Signed
2025-09-16
Discuss with paid preparer
Yes

Preparer

Preparer
Sarah Hull
Phone
7574660464
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This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990PF/OfficerDirTrstKeyEmplInfoGrp/OfficerDirTrstKeyEmplGrp/PersonNm0Joanne W Ramsay
IRS990PF/OfficerDirTrstKeyEmplInfoGrp/OfficerDirTrstKeyEmplGrp/PersonNm1David W Ramsay
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IRS990PF/OfficerDirTrstKeyEmplInfoGrp/OfficerDirTrstKeyEmplGrp/TitleTxt1Secy Treas
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IRS990PF/OfficerDirTrstKeyEmplInfoGrp/OfficerDirTrstKeyEmplGrp/USAddress/AddressLine1Txt13117 Dolphin Rd
IRS990PF/OfficerDirTrstKeyEmplInfoGrp/OfficerDirTrstKeyEmplGrp/USAddress/CityNm0Virginia Beach
IRS990PF/OfficerDirTrstKeyEmplInfoGrp/OfficerDirTrstKeyEmplGrp/USAddress/CityNm1Virginia Beach
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IRS990PF/RlnOfActyToAccomOfExmptPrpsGrp/RlnOfActyToAccomOfExmptPrpsGrp/RelationshipStatementTxt0Speeches passing on Bible messages at churches and other engagements
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IRS990PF/StatementsRegardingActyGrp/Form990PFFiledWithAttyGenInd0true
IRS990PF/StatementsRegardingActyGrp/IndividualWithBooksNm0David W Ramsay
IRS990PF/StatementsRegardingActyGrp/LegislativePoliticalActyInd0false
IRS990PF/StatementsRegardingActyGrp/LocationOfBooksUSAddress/AddressLine1Txt03117 DOLPHIN RD
IRS990PF/StatementsRegardingActyGrp/LocationOfBooksUSAddress/CityNm0VIRGINIA BCH
IRS990PF/StatementsRegardingActyGrp/LocationOfBooksUSAddress/StateAbbreviationCd0VA
IRS990PF/StatementsRegardingActyGrp/LocationOfBooksUSAddress/ZIPCd023451
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IRS990PF/SummaryOfDirectChrtblActyGrp/Description1Txt0Daily radio broadcasts of Bible prayers and messages including audio versions available via the web and social media
IRS990PF/SummaryOfDirectChrtblActyGrp/Description2Txt0Donations to christian Ministries
IRS990PF/SummaryOfDirectChrtblActyGrp/Description3Txt0TV broadcast of Bible messages translation of programs for broadcast
IRS990PF/SummaryOfDirectChrtblActyGrp/Description4Txt0Write publish and distribute books pamphlets and sermon outlines
IRS990PF/SummaryOfDirectChrtblActyGrp/Expenses1Amt0335081
IRS990PF/SummaryOfDirectChrtblActyGrp/Expenses2Amt081852
IRS990PF/SummaryOfDirectChrtblActyGrp/Expenses3Amt065643
IRS990PF/SummaryOfDirectChrtblActyGrp/Expenses4Amt020990
IRS990PF/SupplementaryInformationGrp/ContributingManagerNm0David W Ramsay and Joanne W Ramsay
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/Amt04000
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/Amt12000
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/Amt225000
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/Amt322400
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/Amt46000
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/Amt53000
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/Amt65000
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/Amt74452
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/Amt810000
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/GrantOrContributionPurposeTxt0Ministry
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IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/GrantOrContributionPurposeTxt2Ministry
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/GrantOrContributionPurposeTxt3Religious Educational
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/GrantOrContributionPurposeTxt4Ministry
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/GrantOrContributionPurposeTxt5Ministry
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/GrantOrContributionPurposeTxt6Ministry ; free Christian Radio
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/GrantOrContributionPurposeTxt7Ministry; evangelism
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/GrantOrContributionPurposeTxt8Ministry
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientBusinessName/BusinessNameLine1Txt0Union Wesley AME Church
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientBusinessName/BusinessNameLine1Txt1Lions Voice Ministries
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientBusinessName/BusinessNameLine1Txt2Rock Church International
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientBusinessName/BusinessNameLine1Txt3Joy Ministries
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientBusinessName/BusinessNameLine1Txt4Rock Church of Hampton
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientBusinessName/BusinessNameLine1Txt5Kenneth Cole Ministries
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientBusinessName/BusinessNameLine1Txt6WTKO Radio
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientBusinessName/BusinessNameLine1Txt7Global Outreach Church
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientBusinessName/BusinessNameLine1Txt8Watchmen Broadcasting
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IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientFoundationStatusTxt2PC

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