Civic Intelligence

Rio Collective

EIN 45-5062029 • 501(c)3 • Point Pleasant Beach, NJ

Profile

SEE STATEMENT ATTACHED

2347 Harbor DrivePoint Pleasant Beach, NJ 08742

riopanama.com

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

79th percentile

0.10x

Higher debt load relative to assets than 79% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2024

Liabilities / Revenue

89th percentile

0.32x

Higher debt load relative to revenue than 89% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2024

Net Margin

4th percentile

-511%

Higher net margin than 4% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2024

Top Officer Pay

100th percentile

$96,400

Higher top officer pay than 100% of similar nonprofits.

Top officer pay equals 138.1% of source-year revenue.

501(c)3 • <$500k nonprofits • Source year 2022

Asset Growth

60th percentile

3.6%

Faster asset growth than 60% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2022 to 2024

Revenue Growth

11th percentile

-69%

Faster revenue growth than 11% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2022 to 2024

Assets

Down

$20,681

Down $32,435 (-61%) from 2023

Liabilities

Up

$2,152

Up $2,037 (+1771%) from 2023

Net Assets

Down

$18,529

Down $34,472 (-65%) from 2023

Revenue

Down

$6,749

Down $69,346 (-91%) from 2023

Expenses

Up

$41,221

Up $1,106 (+2.8%) from 2023

Net Income

Down

-$34,472

Down $70,452 (-196%) from 2023

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$150K$100K$50K$0Assets 2015: $3,888Liabilities 2015: $0Net Assets 2015: $3,8882015Assets 2016: $40,211Liabilities 2016: $0Net Assets 2016: $40,2112016Assets 2017: $29,865Liabilities 2017: $1362017Assets 2018: $58,597Liabilities 2018: $3,4202018Assets 2019: $74,326Liabilities 2019: $242Net Assets 2019: $74,0842019Assets 2020: $100,221Liabilities 2020: $23,787Net Assets 2020: $76,4342020Assets 2021: $73,136Liabilities 2021: $708Net Assets 2021: $72,4282021Assets 2022: $19,253Liabilities 2022: $2,232Net Assets 2022: $17,0212022Assets 2023: $53,116Liabilities 2023: $115Net Assets 2023: $53,0012023Assets 2024: $20,681Liabilities 2024: $2,152Net Assets 2024: $18,5292024

Highlighted filing

2024

Assets$20,681
Liabilities$2,152
Net Assets$18,529

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$300K$200K$100K$0-$100KRevenue 2015: $107,908Expenses 2015: $110,720Net Income 2015: -$2,8122015Revenue 2016: $156,616Expenses 2016: $120,293Net Income 2016: $36,3232016Revenue 2017: $99,767Expenses 2017: $110,249Net Income 2017: -$10,4822017Revenue 2018: $171,233Expenses 2018: $145,785Net Income 2018: $25,4482018Revenue 2019: $264,251Expenses 2019: $245,344Net Income 2019: $18,9072019Revenue 2020: $236,458Expenses 2020: $234,108Net Income 2020: $2,3502020Revenue 2021: $182,855Expenses 2021: $186,861Net Income 2021: -$4,0062021Revenue 2022: $69,788Expenses 2022: $125,195Net Income 2022: -$55,4072022Revenue 2023: $76,095Expenses 2023: $40,115Net Income 2023: $35,9802023Revenue 2024: $6,749Expenses 2024: $41,221Net Income 2024: -$34,4722024

Highlighted filing

2024

Revenue$6,749
Expenses$41,221
Net Income-$34,472

Filings

Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Nov 16, 2025
Return Version
2024v5.2
Gross Receipts
$6,749
Mission and Program Overview

Mission

CHRISTIAN MISSIONARY

SEE STATEMENT ATTACHED

Program Services

DescriptionGrantsExpenses
RIO LEADS TEAMS OF INDIVIDUALS TO MEET MATERIAL NEEDS OF THE LOCAL CHURCH THROUGH BUILDING PROJECTS, PROVIDING ACCESS TO FOOD AND CLEAN WATER, AND CONTINUING TO SHARE THE GOSPEL WITH THE LOCAL COMMUNITY IN PANAMA.-$37,029
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
JESSICA COTTONDirector-$6,880-$6,880
DANIEL COTTONExecutive Director-$0--
JILL REGANDirector-$0--
LORI CREECHDirector-$0--
DANIEL GUNNPresident-$0--
NATHAN RICHARDSONVice President-$0--
STEVE KLINETreasurer-$0--
JARRETT VAUCHERSecretary-$0--
Filing and Contact Details

Filer

Filer Name
Rio Collective
EIN
45-5062029
Phone
7325815450
Address
2347 HARBOR DRIVE, POINT PLEASANT BEACH, NJ 08742

Signing Officer

Name
Daniel Cotton
Title
Executive Director
Phone
7325815450
Signed
2025-11-16
Discuss with paid preparer
Yes

Preparer

Firm
Accounting Beyond Borders
Address
2274 Porter Way, Lancaster, PA 17601
Preparer
Quintin Blank
Phone
7173718829
Supplemental Narrative

Additional Explanations

Form 990-EZ, Part I, Line 16, Other Expenses

BANK FEES 316

Form 990-EZ, Part I, Line 16, Other Expenses

Construction materials 4,861

Form 990-EZ, Part I, Line 16, Other Expenses

DUES SUBSCRIPTIONS 1,882

Form 990-EZ, Part I, Line 16, Other Expenses

MEALS 5,550

Form 990-EZ, Part I, Line 16, Other Expenses

SUPPLIES 35

Form 990-EZ, Part I, Line 16, Other Expenses

Vehicle insurance registration 232

Form 990-EZ, Part I, Line 16, Other Expenses

DONATIONS 8,690

Form 990-EZ, Part I, Line 16, Other Expenses

TRAVEL 10,320

Form 990-EZ, Part I, Line 16, Other Expenses

Trip operations activities 1,378

Form 990-EZ, Part II, Line 24, Other Assets

DUE FROM CP Beginning of year 3,362, End of year 3,172

Form 990-EZ, Part II, Line 26, Liabilities

CREDIT CARD PAYABLE Beginning of year 115, End of year 2,152

Form 990-EZ, Part III, Section N/A, Line N/A

To make true disciples and increase the capacity of the global church of jesus christ

Raw XML Appendix180 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3MEALS 5,550
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4SUPPLIES 35
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5VEHICLE INSURANCE REGISTRATION 232
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6DONATIONS 8,690
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7TRAVEL 10,320
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IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt9DUE FROM CP Beginning of year 3,362, End of year 3,172
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt10CREDIT CARD PAYABLE Beginning of year 115, End of year 2,152
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt11TO MAKE TRUE DISCIPLES AND INCREASE THE CAPACITY OF THE GLOBAL CHURCH OF JESUS CHRIST
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990-EZ, Part I, Line 16, Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990-EZ, Part I, Line 16, Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990-EZ, Part I, Line 16, Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990-EZ, Part I, Line 16, Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Form 990-EZ, Part I, Line 16, Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Form 990-EZ, Part I, Line 16, Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6Form 990-EZ, Part I, Line 16, Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7Form 990-EZ, Part I, Line 16, Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc8Form 990-EZ, Part I, Line 16, Other Expenses
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IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc10Form 990-EZ, Part II, Line 26, Liabilities
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc11Form 990-EZ, Part III, Section N/A, Line N/A
ReturnHeader/BuildTS02025-03-06 01:10:19Z
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ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0EXECUTIVE DIRECTOR
ReturnHeader/BusinessOfficerGrp/PhoneNum07325815450
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-11-16
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ReturnHeader/Filer/EIN0455062029
ReturnHeader/Filer/PhoneNum07325815450
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ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt02274 Porter Way
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ReturnHeader/TaxPeriodBeginDt02024-01-01
ReturnHeader/TaxPeriodEndDt02024-12-31
ReturnHeader/TaxYr02024

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