Liabilities / Assets
79th percentile
Higher debt load relative to assets than 79% of similar nonprofits.
EIN 45-5062029 • 501(c)3 • Point Pleasant Beach, NJ
Profile
SEE STATEMENT ATTACHED
Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.
Liabilities / Assets
79th percentile
Higher debt load relative to assets than 79% of similar nonprofits.
Liabilities / Revenue
89th percentile
Higher debt load relative to revenue than 89% of similar nonprofits.
Net Margin
4th percentile
Higher net margin than 4% of similar nonprofits.
Top Officer Pay
100th percentile
Higher top officer pay than 100% of similar nonprofits.
Top officer pay equals 138.1% of source-year revenue.
Asset Growth
60th percentile
Faster asset growth than 60% of similar nonprofits.
Revenue Growth
11th percentile
Faster revenue growth than 11% of similar nonprofits.
Assets
Down$20,681
Down $32,435 (-61%) from 2023
Liabilities
Up$2,152
Up $2,037 (+1771%) from 2023
Net Assets
Down$18,529
Down $34,472 (-65%) from 2023
Revenue
Down$6,749
Down $69,346 (-91%) from 2023
Expenses
Up$41,221
Up $1,106 (+2.8%) from 2023
Net Income
Down-$34,472
Down $70,452 (-196%) from 2023
Most recent year
2024 • Form 990EZDetailed filing. Detailed filing data is available for this year.
CHRISTIAN MISSIONARY
SEE STATEMENT ATTACHED
| Description | Grants | Expenses |
|---|---|---|
| RIO LEADS TEAMS OF INDIVIDUALS TO MEET MATERIAL NEEDS OF THE LOCAL CHURCH THROUGH BUILDING PROJECTS, PROVIDING ACCESS TO FOOD AND CLEAN WATER, AND CONTINUING TO SHARE THE GOSPEL WITH THE LOCAL COMMUNITY IN PANAMA. | - | $37,029 |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| JESSICA COTTON | Director | - | $6,880 | - | $6,880 |
| DANIEL COTTON | Executive Director | - | $0 | - | - |
| JILL REGAN | Director | - | $0 | - | - |
| LORI CREECH | Director | - | $0 | - | - |
| DANIEL GUNN | President | - | $0 | - | - |
| NATHAN RICHARDSON | Vice President | - | $0 | - | - |
| STEVE KLINE | Treasurer | - | $0 | - | - |
| JARRETT VAUCHER | Secretary | - | $0 | - | - |
“BANK FEES 316”
“Construction materials 4,861”
“DUES SUBSCRIPTIONS 1,882”
“MEALS 5,550”
“SUPPLIES 35”
“Vehicle insurance registration 232”
“DONATIONS 8,690”
“TRAVEL 10,320”
“Trip operations activities 1,378”
“DUE FROM CP Beginning of year 3,362, End of year 3,172”
“CREDIT CARD PAYABLE Beginning of year 115, End of year 2,152”
“To make true disciples and increase the capacity of the global church of jesus christ”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990EZ/ActivitiesNotPreviouslyRptInd | 0 | false |
| IRS990EZ/BooksInCareOfDetail/PersonNm | 0 | JESSICA COTTON |
| IRS990EZ/BooksInCareOfDetail/PhoneNum | 0 | 7326168766 |
| IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 2347 HARBOR DRIVE |
| IRS990EZ/BooksInCareOfDetail/USAddress/CityNm | 0 | POINT PLEASANT BEACH |
| IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | NJ |
| IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 08742 |
| IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt | 0 | 49754 |
| IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt | 0 | 17509 |
| IRS990EZ/ChgMadeToOrgnzngDocNotRptInd | 0 | false |
| IRS990EZ/ContributionsGiftsGrantsEtcAmt | 0 | 6749 |
| IRS990EZ/DonorAdvisedFndsInd | 0 | false |
| IRS990EZ/EngagedInExcessBenefitTransInd | 0 | false |
| IRS990EZ/ExcessOrDeficitForYearAmt | 0 | -34472 |
| IRS990EZ/FeesAndOtherPymtToIndCntrctAmt | 0 | 1077 |
| IRS990EZ/FiledScheduleAInd | 0 | true |
| IRS990EZ/ForeignFinancialAccountInd | 0 | false |
| IRS990EZ/ForeignOfficeCountryCd | 0 | PM |
| IRS990EZ/ForeignOfficeInd | 0 | true |
| IRS990EZ/Form1120PolFiledInd | 0 | false |
| IRS990EZ/Form990TotalAssetsGrp/BOYAmt | 0 | 53116 |
| IRS990EZ/Form990TotalAssetsGrp/EOYAmt | 0 | 20681 |
| IRS990EZ/GrossReceiptsAmt | 0 | 6749 |
| IRS990EZ/InfoInScheduleOPartIIIInd | 0 | X |
| IRS990EZ/InfoInScheduleOPartIIInd | 0 | X |
| IRS990EZ/InfoInScheduleOPartIInd | 0 | X |
| IRS990EZ/LobbyingActivitiesInd | 0 | false |
| IRS990EZ/MadeLoansToFromOfficersInd | 0 | false |
| IRS990EZ/MethodOfAccountingOtherDesc | 0 | MODIFIED CASH |
| IRS990EZ/NetAssetsOrFundBalancesBOYAmt | 0 | 53001 |
| IRS990EZ/NetAssetsOrFundBalancesEOYAmt | 0 | 18529 |
| IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt | 0 | 53001 |
| IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt | 0 | 18529 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 0 | 001.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 1 | 000.25 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 2 | 003.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 3 | 000.25 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 4 | 000.25 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 5 | 000.25 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 6 | 000.25 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 7 | 000.25 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 0 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 1 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 2 | 6880 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 3 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 4 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 5 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 6 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 7 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 0 | DANIEL COTTON |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 1 | JILL REGAN |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 2 | JESSICA COTTON |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 3 | LORI CREECH |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 4 | DANIEL GUNN |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 5 | NATHAN RICHARDSON |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 6 | STEVE KLINE |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 7 | JARRETT VAUCHER |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 0 | EXECUTIVE DIRECTOR |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 1 | DIRECTOR |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 2 | DIRECTOR |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 3 | DIRECTOR |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 4 | PRESIDENT |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 5 | VICE PRESIDENT |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 6 | TREASURER |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 7 | SECRETARY |
| IRS990EZ/OperateHospitalInd | 0 | false |
| IRS990EZ/Organization501c3Ind | 0 | X |
| IRS990EZ/OrganizationDissolvedEtcInd | 0 | false |
| IRS990EZ/OrganizationHadUBIInd | 0 | false |
| IRS990EZ/OtherAssetsTotalDetail/BOYAmt | 0 | 3362 |
| IRS990EZ/OtherAssetsTotalDetail/EOYAmt | 0 | 3172 |
| IRS990EZ/OtherExpensesTotalAmt | 0 | 33264 |
| IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt | 0 | NONE |
| IRS990EZ/PartVIOfCompOfHghstPdEmplTxt | 0 | NONE |
| IRS990EZ/PoliticalCampaignActyInd | 0 | false |
| IRS990EZ/PrimaryExemptPurposeTxt | 0 | SEE STATEMENT ATTACHED |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt | 0 | RIO LEADS TEAMS OF INDIVIDUALS TO MEET MATERIAL NEEDS OF THE LOCAL CHURCH THROUGH BUILDING PROJECTS, PROVIDING ACCESS TO FOOD AND CLEAN WATER, AND CONTINUING TO SHARE THE GOSPEL WITH THE LOCAL COMMUNITY IN PANAMA. |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt | 0 | 37029 |
| IRS990EZ/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990EZ/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990EZ/SalariesOtherCompEmplBnftAmt | 0 | 6880 |
| IRS990EZ/ScheduleBNotRequiredInd | 0 | X |
| IRS990EZ/SchoolOperatingInd | 0 | false |
| IRS990EZ/StatesWhereCopyOfReturnIsFldCd | 0 | NJ |
| IRS990EZ/SubjectToProxyTaxInd | 0 | false |
| IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt | 0 | 115 |
| IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt | 0 | 2152 |
| IRS990EZ/TanningServicesProvidedInd | 0 | false |
| IRS990EZ/TaxImposedUnderIRC4911Amt | 0 | 0 |
| IRS990EZ/TaxImposedUnderIRC4912Amt | 0 | 0 |
| IRS990EZ/TaxImposedUnderIRC4955Amt | 0 | 0 |
| IRS990EZ/TotalExpensesAmt | 0 | 41221 |
| IRS990EZ/TotalProgramServiceExpensesAmt | 0 | 37029 |
| IRS990EZ/TotalRevenueAmt | 0 | 6749 |
| IRS990EZ/TransactionWithControlEntInd | 0 | false |
| IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd | 0 | false |
| IRS990EZ/TypeOfOrganizationCorpInd | 0 | X |
| IRS990EZ/WebsiteAddressTxt | 0 | RIOPANAMA.COM |
| IRS990ScheduleA/FactsAndCircumstancesTestTxt | 0 | Part II Section B Line 10 2021 OTHER INCOME - SALE OF TIRES 150 |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt | 0 | 6749 |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt | 0 | 76095 |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus2YearsAmt | 0 | 69788 |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus3YearsAmt | 0 | 182705 |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus4YearsAmt | 0 | 236458 |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt | 0 | 571795 |
| IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearMinus3YearsAmt | 0 | 150 |
| IRS990ScheduleA/OtherIncome170Grp/TotalAmt | 0 | 150 |
| IRS990ScheduleA/PublicOrganization170Ind | 0 | X |
| IRS990ScheduleA/PublicSupportCY170Pct | 0 | 0.95010 |
| IRS990ScheduleA/PublicSupportPY170Pct | 0 | 0.94960 |
| IRS990ScheduleA/PublicSupportTotal170Amt | 0 | 543406 |
| IRS990ScheduleA/SubstantialContributorsTotAmt | 0 | 28389 |
| IRS990ScheduleA/ThirtyThrPctSuprtTestsCY170Ind | 0 | X |
| IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt | 0 | 6749 |
| IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus1YearAmt | 0 | 76095 |
| IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus2YearsAmt | 0 | 69788 |
| IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus3YearsAmt | 0 | 182705 |
| IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus4YearsAmt | 0 | 236458 |
| IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt | 0 | 571795 |
| IRS990ScheduleA/TotalSupportAmt | 0 | 571945 |
| IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine1 | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorNum | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine1 | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine2 | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt | 0 | RESTRICTED |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | BANK FEES 316 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | CONSTRUCTION MATERIALS 4,861 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | DUES SUBSCRIPTIONS 1,882 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | MEALS 5,550 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | SUPPLIES 35 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | VEHICLE INSURANCE REGISTRATION 232 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 6 | DONATIONS 8,690 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 7 | TRAVEL 10,320 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 8 | TRIP OPERATIONS ACTIVITIES 1,378 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 9 | DUE FROM CP Beginning of year 3,362, End of year 3,172 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 10 | CREDIT CARD PAYABLE Beginning of year 115, End of year 2,152 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 11 | TO MAKE TRUE DISCIPLES AND INCREASE THE CAPACITY OF THE GLOBAL CHURCH OF JESUS CHRIST |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | Form 990-EZ, Part I, Line 16, Other Expenses |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | Form 990-EZ, Part I, Line 16, Other Expenses |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | Form 990-EZ, Part I, Line 16, Other Expenses |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | Form 990-EZ, Part I, Line 16, Other Expenses |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | Form 990-EZ, Part I, Line 16, Other Expenses |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | Form 990-EZ, Part I, Line 16, Other Expenses |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 6 | Form 990-EZ, Part I, Line 16, Other Expenses |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 7 | Form 990-EZ, Part I, Line 16, Other Expenses |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 8 | Form 990-EZ, Part I, Line 16, Other Expenses |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 9 | Form 990-EZ, Part II, Line 24, Other Assets |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 10 | Form 990-EZ, Part II, Line 26, Liabilities |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 11 | Form 990-EZ, Part III, Section N/A, Line N/A |
| ReturnHeader/BuildTS | 0 | 2025-03-06 01:10:19Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | true |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | DANIEL COTTON |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | EXECUTIVE DIRECTOR |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 7325815450 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2025-11-16 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | RIO COLLECTIVE |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | RIOC |
| ReturnHeader/Filer/EIN | 0 | 455062029 |
| ReturnHeader/Filer/PhoneNum | 0 | 7325815450 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | 2347 HARBOR DRIVE |
| ReturnHeader/Filer/USAddress/CityNm | 0 | POINT PLEASANT BEACH |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | NJ |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 08742 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmEIN | 0 | 813555257 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt | 0 | Accounting Beyond Borders |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt | 0 | 2274 Porter Way |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm | 0 | Lancaster |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd | 0 | PA |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd | 0 | 17601 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 7173718829 |
| ReturnHeader/PreparerPersonGrp/PreparationDt | 0 | 2025-11-16 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | Quintin Blank |
| ReturnHeader/ReturnTs | 0 | 2025-11-16T05:29:09-00:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990EZ |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2024-01-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2024-12-31 |
| ReturnHeader/TaxYr | 0 | 2024 |
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