Civic Intelligence

First Nations Community Financial

990 • Fiscal year 2018 • EIN 45-3971533

Jul 01, 2017 to Jun 30, 2018 • Filed on Jan 31, 2019

Organization ProfileN/A
206 S Roosevelt Rd No 123Black River Falls, WI 54615-8806

(715) 284-2470

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

27th percentile

0.01x

Higher debt load relative to assets than 27% of similar nonprofits.

2018 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2018

Liabilities / Revenue

38th percentile

0.05x

Higher debt load relative to revenue than 38% of similar nonprofits.

2018 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2018

Net Margin

78th percentile

21%

Higher net margin than 78% of similar nonprofits.

2018 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2018

Top Officer Pay

36th percentile

$1,200

Higher top officer pay than 36% of similar nonprofits.

Top officer pay equals 0.3% of source-year revenue.

2018 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2018

Asset Growth

63rd percentile

5.1%

Faster asset growth than 63% of similar nonprofits.

2018 filings • 501(c)3 • $1M-$5M nonprofits • Annualized from 2017 to 2018

Revenue Growth

78th percentile

25%

Faster revenue growth than 78% of similar nonprofits.

2018 filings • 501(c)3 • $1M-$5M nonprofits • Annualized from 2017 to 2018

Balance Sheet
Liabilities / Assets27th percentile

Assets

Up

$1,684,847

Up $82,057 (+5.1%) from 2017

Net Assets

Up

$1,665,908

Up $78,884 (+5.0%) from 2017

Liabilities

Up

$18,939

Up $3,173 (+20%) from 2017

Revenue And Expenses
Liabilities / Revenue38th percentileNet Margin78th percentile

Revenue

Up

$384,044

Up $75,616 (+25%) from 2017

Expenses

Up

$305,160

Up $74,114 (+32%) from 2017

Net Income

Up

$78,884

Up $1,502 (+1.9%) from 2017

Historical Trend

Balance Sheet Trend

Asset Growth63rd percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$6.0M$4.0M$2.0M$0Assets 2014: $1Liabilities 2014: $0Net Assets 2014: $02014Assets 2015: $1,623,686Liabilities 2015: $16,600Net Assets 2015: $1,607,0862015Assets 2016: $1,522,750Liabilities 2016: $13,108Net Assets 2016: $1,509,6422016Assets 2017: $1,602,790Liabilities 2017: $15,766Net Assets 2017: $1,587,0242017Assets 2018: $1,684,847Liabilities 2018: $18,939Net Assets 2018: $1,665,9082018Assets 2019: $2,910,864Liabilities 2019: $984,295Net Assets 2019: $1,926,5692019Assets 2020: $3,000,676Liabilities 2020: $1,046,390Net Assets 2020: $1,954,2862020Assets 2021: $3,273,383Liabilities 2021: $1,244,616Net Assets 2021: $2,028,7672021Assets 2022: $3,336,971Liabilities 2022: $1,191,809Net Assets 2022: $2,145,1622022Assets 2024: $3,100,258Liabilities 2024: $1,595,291Net Assets 2024: $1,504,9672024Assets 2025: $4,228,943Liabilities 2025: $1,428,177Net Assets 2025: $2,800,7662025

Highlighted filing

2018

Assets$1,684,847
Liabilities$18,939
Net Assets$1,665,908
Open 2018 Filing

Operations Trend

Revenue Growth78th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$3.0M$2.0M$1.0M$0-$1.0MRevenue 2014: $0Expenses 2014: $0Net Income 2014: $02014Revenue 2015: $404,260Expenses 2015: $291,589Net Income 2015: $112,6712015Revenue 2016: $160,878Expenses 2016: $258,322Net Income 2016: -$97,4442016Revenue 2017: $308,428Expenses 2017: $231,046Net Income 2017: $77,3822017Revenue 2018: $384,044Expenses 2018: $305,160Net Income 2018: $78,8842018Revenue 2019: $701,273Expenses 2019: $440,612Net Income 2019: $260,6612019Revenue 2020: $550,603Expenses 2020: $522,886Net Income 2020: $27,7172020Revenue 2021: $836,560Expenses 2021: $762,079Net Income 2021: $74,4812021Revenue 2022: $832,704Expenses 2022: $671,820Net Income 2022: $160,8842022Revenue 2024: $1,139,753Expenses 2024: $1,080,882Net Income 2024: $58,8712024Revenue 2025: $2,376,391Expenses 2025: $1,080,592Net Income 2025: $1,295,7992025

Highlighted filing

2018

Revenue$384,044
Expenses$305,160
Net Income$78,884
Open 2018 Filing
Jump To
Filing Snapshot
Filing Period
Jul 1, 2017 to Jun 30, 2018
Signed
Jan 31, 2019
Return Version
2017v2.3
Gross Receipts
$384,044
Mission and Program Overview

Mission

Our mission is to deliver exemplary services by providing financial education, training, and access to capital to support sustainable business and community development while improving the quality of life within our communities.

Balance Sheet Detail
LineBeginningEndChange
Assets
Cash and Non-Interest-Bearing Accounts$430,566$708,734▲ $278,168
Investments Program Related$887,546$672,604▼ $214,942
Savings and Temporary Cash Investments$228,806$230,090▲ $1,284
Pledges and Grants Receivable$52,753$69,299▲ $16,546
Prepaid Expenses and Deferred Charges$1,300$1,300→ $0
Accounts Receivable$30$1,031▲ $1,001
Land, Buildings, and Equipment, Net$539$539→ $0
Total Assets$1,602,790$1,684,847▲ $82,057
Other Assets Total$1,250$1,250→ $0
Liabilities
Accounts Payable and Accrued Expenses$15,766$18,939▲ $3,173
Total Liabilities$15,766$18,939▲ $3,173
Net Assets / Fund Balance
Unrestricted Net Assets$1,443,505$1,594,999▲ $151,494
Temporarily Rstr Net Assets$143,519$70,909▼ $72,610
Total Net Assets Fund Balance$1,587,024$1,665,908▲ $78,884
Total Liabilities and Net Assets / Fund Balance$1,602,790$1,684,847▲ $82,057

Asset Categories

AssetBook ValueDepreciationBasis
Equipment$539$16,402$16,941
Investment Program Related Org$672,604--
Compensation and Service Providers
Top Officer Pay36th percentile

Employees

NameTitleBaseTotal
Clint BreedFormer Treasurer$1,200$1,200
Eric LochenFormer Director$1,200$1,200
James WebsterDirector$1,200$1,200
Jeff McdonaldSecretary$1,200$1,200
Joan Greendeer-leeDirector$1,200$1,200
Roberta FunmakerVice Chairperson$1,200$1,200
Wendy White EagleDirector$1,200$1,200

Board Members and Trustees

NameTitle
Becky Albert-breedExecutive Director
Revenue and Support

Revenue Composition

Contributions and Grants
$278,755
Program Service Revenue
$104,004
Investment Income
$1,285
Other Revenue
$0
All Other Contributions
$278,755
Change in Net Assets
$78,884

Audited Revenue Reconciliation

Revenue per Audited Statements
$384,044
Revenue Not Reported on Financial Statements
$0
Revenue Not Reported on Form 990
$0
Total Revenue per Audited Statements
$384,044
Total Revenue per Form 990
$384,044
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$193,295
Other Expenses$111,865
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$63,025$54,473-$117,498
Current Officers, Directors, Trustees, and Key Employees$28,420$31,016-$59,436
Occupancy$8,368$7,232-$15,600
Payroll Taxes$6,875$5,942-$12,817
Fees for Services Other$6,572$5,680-$12,252
Office Expenses$6,437$3,965-$10,402
Fees for Services Accounting-$10,250-$10,250
Travel$4,745$4,101-$8,846
Information Technology$4,563$3,944-$8,507
Advertising$5,140$1,316-$6,456
Conferences and Meetings$2,807$3,360-$6,167
Pension Plan Contributions$1,503$1,299-$2,802
Other Expenses$1,077$931-$2,008
Insurance$634$548-$1,182
Other Employee Benefits$398$344-$742
All Other Expenses$154$133-$287
Total Functional Expenses$170,626$134,534$0$305,160

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$305,160
Total Expenses per Audited Statements$305,160
Total Expenses per Form 990$305,160
Expenses Not Reported on Financial Statements$0
Expenses Not Reported on Form 990$0
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 2

“Clint breed and becky albert-breed have a family relationship.”

Form 990, Part VI, Section B, Line 11B

“The prepared form 990 is reviewed by the members of the governing body before the return is filed with the irs.”

Form 990, Part VI, Section B, Line 15

“The members of the governing body determine the executive director's and directors' compensation using data on compensation paid by comparable organizations for similar services.”

Form 990, Part VI, Section C, Line 19

“The organization makes its governing documents, conflict of interest policy, and financial statements available to the public upon request.”

Filing and Contact Details

Filer

Filer Name
First Nations Community Financial
EIN
45-3971533
Phone
7152842470
Address
206 S ROOSEVELT RD NO 123, BLACK RIVER FALLS, WI 54615-8806

Signing Officer

Name
Becky Albert-breed
Title
Executive Director
Phone
7152842470
Signed
2019-01-31
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Becky Albert-breed
Formed
2011
Legal Domicile
Wi
Voting Board Members
5
Independent Board Members
0
Employees
5
Volunteers
12

Preparer

Firm
Wegner Cpas Llp
Address
2921 LANDMARK PL STE 300, MADISON, WI 53713-4236
Preparer
Scott Haumersen CPA
Phone
6082744020
Raw XML AppendixShowing 400 of 416 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd00
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt015766
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt018939
IRS990/AccountsReceivableGrp/BOYAmt030
IRS990/AccountsReceivableGrp/EOYAmt01031
IRS990/ActivitiesConductedPrtshpInd00
IRS990/ActivityOrMissionDesc0OUR MISSION IS TO DELIVER EXEMPLARY SERVICES BY PROVIDING FINANCIAL EDUCATION, TRAINING, AND ACCESS TO CAPITAL TO SUPPORT SUSTAINABLE BUSINESS AND COMMUNITY DEVELOPMENT WHILE IMPROVING THE QUALITY OF LIFE WITHIN OUR COMMUNITIES.
IRS990/AdvertisingGrp/ManagementAndGeneralAmt01316
IRS990/AdvertisingGrp/ProgramServicesAmt05140
IRS990/AdvertisingGrp/TotalAmt06456
IRS990/AllOtherContributionsAmt0278755
IRS990/AllOtherExpensesGrp/ManagementAndGeneralAmt0133
IRS990/AllOtherExpensesGrp/ProgramServicesAmt0154
IRS990/AllOtherExpensesGrp/TotalAmt0287
IRS990/AnnualDisclosureCoveredPrsnInd01
IRS990/AuditCommitteeInd01
IRS990/BooksInCareOfDetail/PersonNm0ERIN JOHNSON
IRS990/BooksInCareOfDetail/PhoneNum07152842470
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt0206 S ROOSEVELT RD NO 123
IRS990/BooksInCareOfDetail/USAddress/CityNm0BLACK RIVER FALLS
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0WI
IRS990/BooksInCareOfDetail/USAddress/ZIPCd0546158806
IRS990/BusinessRlnWithFamMemInd00
IRS990/BusinessRlnWithOfficerEntInd00
IRS990/BusinessRlnWithOrgMemInd00
IRS990/CashNonInterestBearingGrp/BOYAmt0430566
IRS990/CashNonInterestBearingGrp/EOYAmt0708734
IRS990/ChangeToOrgDocumentsInd00
IRS990/CntrctRcvdGreaterThan100KCnt00
IRS990/CollectionsOfArtInd00
IRS990/CompCurrentOfcrDirectorsGrp/ManagementAndGeneralAmt031016
IRS990/CompCurrentOfcrDirectorsGrp/ProgramServicesAmt028420
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt059436
IRS990/CompensationFromOtherSrcsInd00
IRS990/CompensationProcessCEOInd01
IRS990/CompensationProcessOtherInd01
IRS990/ConferencesMeetingsGrp/ManagementAndGeneralAmt03360
IRS990/ConferencesMeetingsGrp/ProgramServicesAmt02807
IRS990/ConferencesMeetingsGrp/TotalAmt06167
IRS990/ConflictOfInterestPolicyInd01
IRS990/ConservationEasementsInd00
IRS990/ConsolidatedAuditFinclStmtInd00
IRS990/CreditCounselingInd00
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt0278755
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt01285
IRS990/CYOtherExpensesAmt0111865
IRS990/CYOtherRevenueAmt00
IRS990/CYProgramServiceRevenueAmt0104004
IRS990/CYRevenuesLessExpensesAmt078884
IRS990/CYSalariesCompEmpBnftPaidAmt0193295
IRS990/CYTotalExpensesAmt0305160
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt0384044
IRS990/DecisionsSubjectToApprovaInd00
IRS990/DeductibleArtContributionInd00
IRS990/DeductibleNonCashContriInd00
IRS990/DelegationOfMgmtDutiesInd00
IRS990/Desc0FIRST NATIONS COMMUNITY FINANCIAL OFFERS LOAN PRODUCTS TO THE UNDERSERVED COMMUNITIES WHERE ACCESS TO FUNDS IS LIMITED BASED ON TRADITIONAL BANKING REQUIREMENTS, FINANCIAL COACHING WITH ALL LOAN PRODUCTS AND AS A SERVICE TO ANYONE ONE ON ONE TO HELP THEM PUT THEMSELVES INTO A BETTER FINANCIAL POSITION, FINANCIAL EDUCATION WITH PERSONAL FINANCE, SMALL BUSINESS, HOME OWNERSHIP, YOUTH AND CURRICULUM FOR NATIVE COMMUNITY FINANCIAL EDUCATION, AND SPONSORSHIP AND SUPPORT OF NATIVE AND SURROUNDING COMMUNITIES.
IRS990/DescribedInSection501c3Ind01
IRS990/DisregardedEntityInd00
IRS990/DocumentRetentionPolicyInd01
IRS990/DonorAdvisedFundInd00
IRS990/ElectionOfBoardMembersInd00
IRS990/EmployeeCnt05
IRS990/EmploymentTaxReturnsFiledInd01
IRS990/EngagedInExcessBenefitTransInd00
IRS990/ExpenseAmt0170626
IRS990/FamilyOrBusinessRlnInd01
IRS990/FederalGrantAuditRequiredInd00
IRS990/FeesForServicesAccountingGrp/ManagementAndGeneralAmt010250
IRS990/FeesForServicesAccountingGrp/TotalAmt010250
IRS990/FeesForServicesOtherGrp/ManagementAndGeneralAmt05680
IRS990/FeesForServicesOtherGrp/ProgramServicesAmt06572
IRS990/FeesForServicesOtherGrp/TotalAmt012252
IRS990/ForeignActivitiesInd00
IRS990/ForeignFinancialAccountInd00
IRS990/ForeignOfficeInd00
IRS990/Form8282PropertyDisposedOfInd00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt01.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt11.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt21.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt31.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt41.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt51.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt61.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt740.00
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd6X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OfficerInd2X
IRS990/Form990PartVIISectionAGrp/OfficerInd3X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt70
IRS990/Form990PartVIISectionAGrp/PersonNm0ROBERTA FUNMAKER
IRS990/Form990PartVIISectionAGrp/PersonNm1JEFF MCDONALD
IRS990/Form990PartVIISectionAGrp/PersonNm2CLINT BREED
IRS990/Form990PartVIISectionAGrp/PersonNm3WENDY WHITE EAGLE
IRS990/Form990PartVIISectionAGrp/PersonNm4ERIC LOCHEN
IRS990/Form990PartVIISectionAGrp/PersonNm5JOAN GREENDEER-LEE
IRS990/Form990PartVIISectionAGrp/PersonNm6JAMES WEBSTER
IRS990/Form990PartVIISectionAGrp/PersonNm7BECKY ALBERT-BREED
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt01200
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt11200
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt21200
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt31200
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt41200
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt51200
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt61200
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/TitleTxt0VICE CHAIRPERSON
IRS990/Form990PartVIISectionAGrp/TitleTxt1SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt2FORMER TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt3DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt4FORMER DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt5DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt6DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt7EXECUTIVE DIRECTOR
IRS990/Form990ProvidedToGvrnBodyInd01
IRS990/FormationYr02011
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd0X
IRS990/FSAuditedInd01
IRS990/FundraisingActivitiesInd00
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt05
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossReceiptsAmt0384044
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd00
IRS990/IndependentAuditFinclStmtInd01
IRS990/IndependentVotingMemberCnt00
IRS990/IndivRcvdGreaterThan100KCnt00
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InformationTechnologyGrp/ManagementAndGeneralAmt03944
IRS990/InformationTechnologyGrp/ProgramServicesAmt04563
IRS990/InformationTechnologyGrp/TotalAmt08507
IRS990/InsuranceGrp/ManagementAndGeneralAmt0548
IRS990/InsuranceGrp/ProgramServicesAmt0634
IRS990/InsuranceGrp/TotalAmt01182
IRS990/InvestmentIncomeGrp/ExclusionAmt01285
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt01285
IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsProgramRelatedGrp/BOYAmt0887546
IRS990/InvestmentsProgramRelatedGrp/EOYAmt0672604
IRS990/IRPDocumentCnt012
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt016402
IRS990/LandBldgEquipBasisNetGrp/BOYAmt0539
IRS990/LandBldgEquipBasisNetGrp/EOYAmt0539
IRS990/LandBldgEquipCostOrOtherBssAmt016941
IRS990/LegalDomicileStateCd0WI
IRS990/LoanOutstandingInd00
IRS990/LobbyingActivitiesInd00
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd00
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0OUR MISSION IS TO DELIVER EXEMPLARY SERVICES BY PROVIDING FINANCIAL EDUCATION, TRAINING, AND ACCESS TO CAPITAL TO SUPPORT SUSTAINABLE BUSINESS AND COMMUNITY DEVELOPMENT WHILE IMPROVING THE QUALITY OF LIFE WITHIN OUR COMMUNITIES.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt01587024
IRS990/NetAssetsOrFundBalancesEOYAmt01665908
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/ManagementAndGeneralAmt07232
IRS990/OccupancyGrp/ProgramServicesAmt08368
IRS990/OccupancyGrp/TotalAmt015600
IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt03965
IRS990/OfficeExpensesGrp/ProgramServicesAmt06437
IRS990/OfficeExpensesGrp/TotalAmt010402
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501c3Ind0X
IRS990/OrganizationFollowsSFAS117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt01250
IRS990/OtherAssetsTotalGrp/EOYAmt01250
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/ManagementAndGeneralAmt0344
IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt0398
IRS990/OtherEmployeeBenefitsGrp/TotalAmt0742
IRS990/OtherExpensesGrp/Desc0LOAN LOSS
IRS990/OtherExpensesGrp/Desc1DUES AND SUBSCRIPTIONS
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt0931
IRS990/OtherExpensesGrp/ProgramServicesAmt029908
IRS990/OtherExpensesGrp/ProgramServicesAmt11077
IRS990/OtherExpensesGrp/TotalAmt029908
IRS990/OtherExpensesGrp/TotalAmt12008
IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt054473
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt063025
IRS990/OtherSalariesAndWagesGrp/TotalAmt0117498
IRS990/PartialLiquidationInd00
IRS990/PayPremiumsPrsnlBnftCntrctInd00
IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt05942
IRS990/PayrollTaxesGrp/ProgramServicesAmt06875
IRS990/PayrollTaxesGrp/TotalAmt012817
IRS990/PensionPlanContributionsGrp/ManagementAndGeneralAmt01299
IRS990/PensionPlanContributionsGrp/ProgramServicesAmt01503
IRS990/PensionPlanContributionsGrp/TotalAmt02802
IRS990/PledgesAndGrantsReceivableGrp/BOYAmt052753
IRS990/PledgesAndGrantsReceivableGrp/EOYAmt069299
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt01300
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt01300
IRS990/PrincipalOfficerNm0BECKY ALBERT-BREED
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522291
IRS990/ProgramServiceRevenueGrp/BusinessCd1522291
IRS990/ProgramServiceRevenueGrp/BusinessCd2900099
IRS990/ProgramServiceRevenueGrp/Desc0LOAN INTEREST
IRS990/ProgramServiceRevenueGrp/Desc1APPLICATION FEES
IRS990/ProgramServiceRevenueGrp/Desc2OTHER PROGRAM SERVICES
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt092614
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt18087
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt23303
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt092614
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt18087
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt23303
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt0192939
IRS990/PYExcessBenefitTransInd00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt01278
IRS990/PYOtherExpensesAmt075678
IRS990/PYOtherRevenueAmt00
IRS990/PYProgramServiceRevenueAmt0114211
IRS990/PYRevenuesLessExpensesAmt077382
IRS990/PYSalariesCompEmpBnftPaidAmt0155368
IRS990/PYTotalExpensesAmt0231046
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt0308428
IRS990/QuidProQuoContributionsInd00
IRS990/RcvFndsToPayPrsnlBnftCntrctInd00
IRS990/ReconcilationRevenueExpnssAmt078884
IRS990/RegularMonitoringEnfrcInd00
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd00
IRS990/ReportProgramRelatedInvstInd01
IRS990/RevenueAmt0104004
IRS990/SavingsAndTempCashInvstGrp/BOYAmt0228806
IRS990/SavingsAndTempCashInvstGrp/EOYAmt0230090
IRS990ScheduleA/First5Years170Ind0X
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt0278755
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt0192939
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus2YearsAmt050000
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus3YearsAmt0324075
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt0845769
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearAmt01285
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus1YearAmt01278
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus2YearsAmt01274
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus3YearsAmt073239
IRS990ScheduleA/GrossInvestmentIncome170Grp/TotalAmt077076
IRS990ScheduleA/GrossReceiptsRltdActivitiesAmt0324107
IRS990ScheduleA/PublicOrganization170Ind0X
IRS990ScheduleA/PublicSupportTotal170Amt0845769
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt0278755
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus1YearAmt0192939
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus2YearsAmt050000
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus3YearsAmt0324075
IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt0845769
IRS990ScheduleA/TotalSupportAmt0933503
IRS990ScheduleA/UnrelatedBusinessNetIncm170Grp/CurrentTaxYearMinus2YearsAmt03712
IRS990ScheduleA/UnrelatedBusinessNetIncm170Grp/CurrentTaxYearMinus3YearsAmt06946
IRS990ScheduleA/UnrelatedBusinessNetIncm170Grp/TotalAmt010658
IRS990/ScheduleBRequiredInd01
IRS990ScheduleD/EquipmentGrp/BookValueAmt0539
IRS990ScheduleD/EquipmentGrp/DepreciationAmt016402
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt016941
IRS990ScheduleD/ExpensesNotReportedAmt00
IRS990ScheduleD/ExpensesNotRptFinclStmtAmt00
IRS990ScheduleD/ExpensesSubtotalAmt0305160
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt0672604
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc0LOANS RECEIVABLE
IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd0C
IRS990ScheduleD/RevenueNotReportedAmt00
IRS990ScheduleD/RevenueNotReportedFinclStmtAmt00
IRS990ScheduleD/RevenueSubtotalAmt0384044
IRS990ScheduleD/TotalBookValueLandBuildingsAmt0539
IRS990ScheduleD/TotalBookValueProgramRltdAmt0672604
IRS990ScheduleD/TotalExpensesPerForm990Amt0305160
IRS990ScheduleD/TotalRevenuePerForm990Amt0384044
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt0384044
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt0305160
IRS990/ScheduleJRequiredInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0CLINT BREED AND BECKY ALBERT-BREED HAVE A FAMILY RELATIONSHIP.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE PREPARED FORM 990 IS REVIEWED BY THE MEMBERS OF THE GOVERNING BODY BEFORE THE RETURN IS FILED WITH THE IRS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2THE MEMBERS OF THE GOVERNING BODY DETERMINE THE EXECUTIVE DIRECTOR'S AND DIRECTORS' COMPENSATION USING DATA ON COMPENSATION PAID BY COMPARABLE ORGANIZATIONS FOR SIMILAR SERVICES.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3THE ORGANIZATION MAKES ITS GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY, AND FINANCIAL STATEMENTS AVAILABLE TO THE PUBLIC UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PART VI, SECTION A, LINE 2
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PART VI, SECTION B, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PART VI, SECTION B, LINE 15
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PART VI, SECTION C, LINE 19
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/SubjectToProxyTaxInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TemporarilyRstrNetAssetsGrp/BOYAmt0143519
IRS990/TemporarilyRstrNetAssetsGrp/EOYAmt070909
IRS990/TempOrPermanentEndowmentsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt01602790
IRS990/TotalAssetsEOYAmt01684847
IRS990/TotalAssetsGrp/BOYAmt01602790
IRS990/TotalAssetsGrp/EOYAmt01684847
IRS990/TotalCompGreaterThan150KInd00
IRS990/TotalContributionsAmt0278755
IRS990/TotalEmployeeCnt05
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt0134534
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt0170626
IRS990/TotalFunctionalExpensesGrp/TotalAmt0305160
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt015766
IRS990/TotalLiabilitiesEOYAmt018939
IRS990/TotalLiabilitiesGrp/BOYAmt015766
IRS990/TotalLiabilitiesGrp/EOYAmt018939
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt01587024
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt01665908
IRS990/TotalOtherCompensationAmt00
IRS990/TotalProgramServiceExpensesAmt0170626
IRS990/TotalProgramServiceRevenueAmt0104004
IRS990/TotalReportableCompFromOrgAmt08400
IRS990/TotalRevenueGrp/ExclusionAmt01285
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt0104004
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0384044
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/TotalVolunteersCnt012
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt01602790
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt01684847
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TravelGrp/ManagementAndGeneralAmt04101
IRS990/TravelGrp/ProgramServicesAmt04745
IRS990/TravelGrp/TotalAmt08846
IRS990/TrnsfrExmptNonChrtblRltdOrgInd00
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd00
IRS990/UnrestrictedNetAssetsGrp/BOYAmt01443505
IRS990/UnrestrictedNetAssetsGrp/EOYAmt01594999
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt0206 S ROOSEVELT RD NO 123
IRS990/USAddress/CityNm0BLACK RIVER FALLS
IRS990/USAddress/StateAbbreviationCd0WI
IRS990/USAddress/ZIPCd0546158806
IRS990/VotingMembersGoverningBodyCnt05
IRS990/VotingMembersIndependentCnt00
IRS990/WebsiteAddressTxt0N/A
IRS990/WhistleblowerPolicyInd00
ReturnHeader/BuildTS02019-02-21 02:37:17Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0BECKY ALBERT-BREED
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0EXECUTIVE DIRECTOR
ReturnHeader/BusinessOfficerGrp/PhoneNum07152842470
ReturnHeader/BusinessOfficerGrp/SignatureDt02019-01-31
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0FIRST NATIONS COMMUNITY FINANCIAL
ReturnHeader/Filer/BusinessNameControlTxt0FIRS
ReturnHeader/Filer/EIN0453971533
ReturnHeader/Filer/PhoneNum07152842470
ReturnHeader/Filer/USAddress/AddressLine1Txt0206 S ROOSEVELT RD NO 123
ReturnHeader/Filer/USAddress/CityNm0BLACK RIVER FALLS
ReturnHeader/Filer/USAddress/StateAbbreviationCd0WI
ReturnHeader/Filer/USAddress/ZIPCd0546158806
ReturnHeader/FilingSecurityInformation/AtSubmissionCreationDeviceId068342E75F01A61EB9B1EE0111EA88A19222854B3
ReturnHeader/FilingSecurityInformation/AtSubmissionFilingDeviceId0B169A553E6FC674180C4B0C62460B1C0CC916730
ReturnHeader/FilingSecurityInformation/FilingLicenseTypeCd0P
ReturnHeader/FilingSecurityInformation/IPAddress/IPv4AddressTxt066.222.124.178

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2018 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$1,684,847
Liabilities
$18,939
Net assets
$1,665,908
Revenue
$384,044
Expenses
$305,160
Net income
$78,884
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Facts available. Structured filing facts are available, but richer extracted sections are limited.$4.23$1.43$2.80$2.38$1.08$1.30
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$3.10$1.60$1.50$1.14$1.08$0.06
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$3.34$1.19$2.15$0.83$0.67$0.16
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$3.27$1.24$2.03$0.84$0.76$0.07
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$3.00$1.05$1.95$0.55$0.52$0.03
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2.91$0.98$1.93$0.70$0.44$0.26
2018Detailed filing. Detailed filing data is available for this year.$1.68$0.02$1.67$0.38$0.31$0.08
2017Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.60$0.02$1.59$0.31$0.23$0.08
2016Detailed filing. Detailed filing data is available for this year.$1.52$0.01$1.51$0.16$0.26$0.10
2015Summary only. Only limited summary data is available for this year.$1.62$0.02$1.61$0.40$0.29$0.11
2014Summary only. Only limited summary data is available for this year.$0.00$0.00$0.00$0.00$0.00$0.00