Civic Intelligence

Chenango Valley Teachers Association

EIN 45-3947306 • 501(c)5 • Binghamton, NY

Profile

To Improve the working conditions of the members of the collective bargaining unit by providing a variety of medical, dental, life, sick, accident, disability, legal service and other similar benefit, as now are, or hereafter maybe, authorized or permitted by law for participants, their dependent, and beneficiaries and in accordance with the provisions set forth in the trust and the plan of benefits.

221 Chenango Bridge RoadBinghamton, NY 13901

n/A

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

Score unavailable

No value available

Liabilities-to-assets requires both liabilities and assets on the latest valid filing.

Source year 2025

Liabilities / Revenue

Score unavailable

No value available

Liabilities-to-revenue requires both liabilities and revenue on the latest valid filing.

Source year 2025

Net Margin

27th percentile

-4.9%

Higher net margin than 27% of similar nonprofits.

NTEE J40 • <$500k nonprofits • Source year 2025

Top Officer Pay

59th percentile

$0

Higher top officer pay than 59% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

NTEE J40 • <$500k nonprofits • Source year 2025

Asset Growth

20th percentile

-13%

Faster asset growth than 20% of similar nonprofits.

NTEE J40 • <$500k nonprofits • Annualized from 2024 to 2025

Revenue Growth

56th percentile

3.5%

Faster revenue growth than 56% of similar nonprofits.

NTEE J40 • <$500k nonprofits • Annualized from 2024 to 2025

Balance Sheet
Liabilities / AssetsScore unavailable

Assets

Down

$57,852

Down $8,955 (-13%) from 2024

Liabilities

-

No earlier filing loaded for comparison.

Net Assets

Down

$57,852

Down $8,955 (-13%) from 2024

Operations
Liabilities / RevenueScore unavailableNet Margin27th percentile

Revenue

Up

$182,474

Up $6,150 (+3.5%) from 2024

Expenses

Up

$191,428

Up $10,755 (+6.0%) from 2024

Net Income

Down

-$8,954

Down $4,605 (-106%) from 2024

Trend Graphs

Balance Sheet Trend

Asset Growth20th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$100K$50K$0Assets 2012: $17,095Liabilities 2012: $02012Assets 2017: $64,883Liabilities 2017: $02017Assets 2018: $66,687Liabilities 2018: $02018Assets 2019: $57,381Liabilities 2019: $02019Assets 2020: $76,946Liabilities 2020: $02020Assets 2021: $81,702Liabilities 2021: $02021Assets 2022: $66,042Net Assets 2022: $66,0422022Assets 2023: $71,156Net Assets 2023: $71,1562023Assets 2024: $66,807Net Assets 2024: $66,8072024Assets 2025: $57,852Net Assets 2025: $57,8522025

Highlighted filing

2025

Assets$57,852
Liabilities-
Net Assets$57,852
Open 2025 Filing

Operations Trend

Revenue Growth56th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$200K$100K$0-$100KRevenue 2012: $90,065Expenses 2012: $72,970Net Income 2012: $17,0952012Revenue 2017: $141,249Expenses 2017: $142,655Net Income 2017: -$1,4062017Revenue 2018: $156,115Expenses 2018: $159,318Net Income 2018: -$3,2032018Revenue 2019: $153,400Expenses 2019: $162,706Net Income 2019: -$9,3062019Revenue 2020: $167,512Expenses 2020: $147,947Net Income 2020: $19,5652020Revenue 2021: $173,633Expenses 2021: $168,877Net Income 2021: $4,7562021Revenue 2022: $158,802Expenses 2022: $174,462Net Income 2022: -$15,6602022Revenue 2023: $172,150Expenses 2023: $167,036Net Income 2023: $5,1142023Revenue 2024: $176,324Expenses 2024: $180,673Net Income 2024: -$4,3492024Revenue 2025: $182,474Expenses 2025: $191,428Net Income 2025: -$8,9542025

Highlighted filing

2025

Revenue$182,474
Expenses$191,428
Net Income-$8,954
Open 2025 Filing

Filings

Most recent year

2025 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$57,852
Liabilities
-
Net assets
$57,852
Revenue
$182,474
Expenses
$191,428
Net income
-$8,954
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$0.58$0.58$1.82$1.91$0.09
2024Detailed filing. Detailed filing data is available for this year.$0.67$0.67$1.76$1.81$0.04
2023Detailed filing. Detailed filing data is available for this year.$0.71$0.71$1.72$1.67$0.05
2022Detailed filing. Detailed filing data is available for this year.$0.66$0.66$1.59$1.74$0.16
2021Summary only. Only limited summary data is available for this year.$0.82$0.00$1.74$1.69$0.05
2020Summary only. Only limited summary data is available for this year.$0.77$0.00$1.68$1.48$0.20
2019Summary only. Only limited summary data is available for this year.$0.57$0.00$1.53$1.63$0.09
2018Summary only. Only limited summary data is available for this year.$0.67$0.00$1.56$1.59$0.03
2017Summary only. Only limited summary data is available for this year.$0.65$0.00$1.41$1.43$0.01
2012Summary only. Only limited summary data is available for this year.$0.17$0.00$0.90$0.73$0.17
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jul 1, 2024 to Jun 30, 2025
Signed
Nov 6, 2025
Return Version
2024v5.2
Gross Receipts
$182,474
Mission and Program Overview

Mission

To Improve the working conditions of the members of the collective bargaining unit by providing a variety of medical, dental, life, sick, accident, disability, legal service and other similar benefit, as now are, or hereafter maybe, authorized or permitted by law for participants, their dependent, and beneficiaries and in accordance with the provisions set forth in the trust and the plan of benefits.

Program Services

DescriptionGrantsExpenses
To Improve the working conditions of the members of the collective bargaining unit by providing a variety of medical, dental, life, sick, accident, disability, legal service and other similar benefit, as now are, or hereafter maybe, authorized or permitted by law for participants, their dependent, and beneficiaries and in accordance with the provisions set forth in the trust and the plan of benefits.--
Compensation and Service Providers
Top Officer Pay59th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Susan T GibsonTrustee-$0--
Jenniffer BlewettTrustee-$0--
Kelly HaskellTrustee-$0--
Charles FrayerTrustee-$0--
Jeanette WertzTrustee-$0--
Filing and Contact Details

Filer

Filer Name
Chenango Valley Teachers Association
EIN
45-3947306
Phone
6077626900
Address
221 Chenango Bridge Road, Binghamton, NY 13901

Signing Officer

Name
Susan T Gibson
Title
Trustee
Signed
2025-11-06
Discuss with paid preparer
Yes

Preparer

Firm
Johnson Lauder & Savidge LLP
Address
2 Court Street 2nd Floor, Binghamton, NY 13901
Preparer
Kaylin M Zenzel
Phone
6077238216
Supplemental Narrative

Additional Explanations

Other Expenses.1002

“Office Expenses $175”

Raw XML Appendix107 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd0false
IRS990EZ/BenefitsPaidToOrForMembersAmt0190753
IRS990EZ/BooksInCareOfDetail/PersonNm0Susan T Gibson
IRS990EZ/BooksInCareOfDetail/PhoneNum06077626900
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt0221 Chenango Bridge Road
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0Binghamton
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0NY
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd013901
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt066807
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt057852
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/ContributionsGiftsGrantsEtcAmt0182474
IRS990EZ/CostOfGoodsSoldAmt00
IRS990EZ/CostOrOtherBasisExpenseSaleAmt00
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/ExcessOrDeficitForYearAmt0-8954
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt0500
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form1120PolFiledInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt066807
IRS990EZ/Form990TotalAssetsGrp/EOYAmt057852
IRS990EZ/FundraisingGrossIncomeAmt00
IRS990EZ/GrossReceiptsAmt0182474
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt066807
IRS990EZ/NetAssetsOrFundBalancesEOYAmt057853
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt066807
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt057852
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt02.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0Susan T Gibson
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1Jenniffer Blewett
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2Kelly Haskell
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3Charles Frayer
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4Jeanette Wertz
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0Trustee
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1Trustee
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2Trustee
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3Trustee
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4Trustee
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501cInd0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherExpensesTotalAmt0175
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0To Improve the working conditions of the members of the collective bargaining unit by providing a variety of medical, dental, life, sick, accident, disability, legal service and other similar benefit, as now are, or hereafter maybe, authorized or permitted by law for participants, their dependent, and beneficiaries and in accordance with the provisions set forth in the trust and the plan of benefits.
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0To Improve the working conditions of the members of the collective bargaining unit by providing a variety of medical, dental, life, sick, accident, disability, legal service and other similar benefit, as now are, or hereafter maybe, authorized or permitted by law for participants, their dependent, and beneficiaries and in accordance with the provisions set forth in the trust and the plan of benefits.
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SpecialEventsDirectExpensesAmt00
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TaxImposedOnOrganizationMgrAmt00
IRS990EZ/TaxImposedUnderIRC4911Amt00
IRS990EZ/TaxImposedUnderIRC4912Amt00
IRS990EZ/TaxImposedUnderIRC4955Amt00
IRS990EZ/TaxReimbursedByOrganizationAmt00
IRS990EZ/TotalExpensesAmt0191428
IRS990EZ/TotalRevenueAmt0182474
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TypeOfOrganizationTrustInd0X
IRS990EZ/WebsiteAddressTxt0N/A
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Office Expenses $175
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Other Expenses.1002
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0Susan T Gibson
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0Trustee
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-11-06
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0Chenango Valley Teachers Association
ReturnHeader/Filer/BusinessName/BusinessNameLine2Txt0Dental Trust
ReturnHeader/Filer/BusinessNameControlTxt0CHEN
ReturnHeader/Filer/EIN0453947306
ReturnHeader/Filer/PhoneNum06077626900
ReturnHeader/Filer/USAddress/AddressLine1Txt0221 Chenango Bridge Road
ReturnHeader/Filer/USAddress/CityNm0Binghamton
ReturnHeader/Filer/USAddress/StateAbbreviationCd0NY
ReturnHeader/Filer/USAddress/ZIPCd013901
ReturnHeader/IRSResponsiblePrtyInfoCurrInd0true
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0160919630
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0Johnson Lauder & Savidge LLP
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt02 Court Street 2nd Floor
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0Binghamton
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0NY
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd013901
ReturnHeader/PreparerPersonGrp/PhoneNum06077238216
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0Kaylin M Zenzel
ReturnHeader/ReturnTs02025-11-06T10:59:52-08:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02024-07-01
ReturnHeader/TaxPeriodEndDt02025-06-30
ReturnHeader/TaxYr02024

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