Civic Intelligence

Loaves and Fishes Inc

EIN 45-3843975 • 501(c)3 • Louisville, KY

Profile

Loaves and Fishes is an organization that seeks to provide food for the needy in Metro Louisville.

500 E Caldwell StLouisville, KY 40203

www.loavesandfishesinc.com

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

72nd percentile

0.03x

Higher debt load relative to assets than 72% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2024

Liabilities / Revenue

80th percentile

0.06x

Higher debt load relative to revenue than 80% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2024

Net Margin

44th percentile

-0.3%

Higher net margin than 44% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2024

Top Officer Pay

85th percentile

$9,900

Higher top officer pay than 85% of similar nonprofits.

Top officer pay equals 7.5% of source-year revenue.

501(c)3 • <$500k nonprofits • Source year 2024

Asset Growth

42nd percentile

-7.9%

Faster asset growth than 42% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2023 to 2024

Revenue Growth

88th percentile

69%

Faster revenue growth than 88% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets72nd percentile

Assets

Down

$305,534

Down $26,158 (-7.9%) from 2023

Liabilities

Down

$8,436

Down $25,713 (-75%) from 2023

Net Assets

Down

$297,098

Down $445 (-0.1%) from 2023

Operations
Liabilities / Revenue80th percentileNet Margin44th percentile

Revenue

Up

$132,049

Up $53,999 (+69%) from 2023

Expenses

Up

$132,494

Up $41,299 (+45%) from 2023

Net Income

Up

-$445

Up $12,700 (+97%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth42nd percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$400K$300K$200K$100K$0Assets 2014: $86,100Liabilities 2014: $02014Assets 2015: $48,981Liabilities 2015: $02015Assets 2016: $289,922Liabilities 2016: $8,1102016Assets 2017: $290,068Liabilities 2017: $0Net Assets 2017: $290,0682017Assets 2018: $296,793Liabilities 2018: $0Net Assets 2018: $296,7932018Assets 2019: $297,169Liabilities 2019: $0Net Assets 2019: $297,1692019Assets 2020: $316,544Liabilities 2020: $527Net Assets 2020: $316,0172020Assets 2021: $311,808Liabilities 2021: $0Net Assets 2021: $311,8082021Assets 2022: $310,688Liabilities 2022: $0Net Assets 2022: $310,6882022Assets 2023: $331,692Liabilities 2023: $34,149Net Assets 2023: $297,5432023Assets 2024: $305,534Liabilities 2024: $8,436Net Assets 2024: $297,0982024

Highlighted filing

2024

Assets$305,534
Liabilities$8,436
Net Assets$297,098
Open 2024 Filing

Operations Trend

Revenue Growth88th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$150K$100K$50K$0-$50KRevenue 2014: $123,382Expenses 2014: $62,908Net Income 2014: $60,4742014Revenue 2015: $79,076Expenses 2015: $116,195Net Income 2015: -$37,1192015Revenue 2016: $138,447Expenses 2016: $16,007Net Income 2016: $122,4402016Revenue 2017: $89,818Expenses 2017: $81,562Net Income 2017: $8,2562017Revenue 2018: $62,782Expenses 2018: $61,636Net Income 2018: $1,1462018Revenue 2019: $70,603Expenses 2019: $65,405Net Income 2019: $5,1982019Revenue 2020: $80,640Expenses 2020: $61,792Net Income 2020: $18,8482020Revenue 2021: $62,464Expenses 2021: $66,673Net Income 2021: -$4,2092021Revenue 2022: $74,856Expenses 2022: $76,592Net Income 2022: -$1,7362022Revenue 2023: $78,050Expenses 2023: $91,195Net Income 2023: -$13,1452023Revenue 2024: $132,049Expenses 2024: $132,494Net Income 2024: -$4452024

Highlighted filing

2024

Revenue$132,049
Expenses$132,494
Net Income-$445
Open 2024 Filing

Filings

Most recent year

2024 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$305,534
Liabilities
$8,436
Net assets
$297,098
Revenue
$132,049
Expenses
$132,494
Net income
-$445
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$3.06$0.08$2.97$1.32$1.32$0.00
2023Detailed filing. Detailed filing data is available for this year.$3.32$0.34$2.98$0.78$0.91$0.13
2022Detailed filing. Detailed filing data is available for this year.$3.11$0.00$3.11$0.75$0.77$0.02
2021Detailed filing. Detailed filing data is available for this year.$3.12$0.00$3.12$0.62$0.67$0.04
2020Detailed filing. Detailed filing data is available for this year.$3.17$0.01$3.16$0.81$0.62$0.19
2019Detailed filing. Detailed filing data is available for this year.$2.97$0.00$2.97$0.71$0.65$0.05
2018Detailed filing. Detailed filing data is available for this year.$2.97$0.00$2.97$0.63$0.62$0.01
2017Detailed filing. Detailed filing data is available for this year.$2.90$0.00$2.90$0.90$0.82$0.08
2016Summary only. Only limited summary data is available for this year.$2.90$0.08$1.38$0.16$1.22
2015Summary only. Only limited summary data is available for this year.$0.49$0.00$0.79$1.16$0.37
2014Summary only. Only limited summary data is available for this year.$0.86$0.00$1.23$0.63$0.60
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Mar 15, 2025
Return Version
2024v5.0
Gross Receipts
$132,049
Mission and Program Overview

Mission

Loaves and Fishes is an organization that seeks to provide food for the needy in Metro Louisville.

Program Services

DescriptionGrantsExpenses
Weekly feeding of homeless or needy individuals - food and supplies, personnel expenses, downtown building rent for on-site meals, fuel for meals delivered$0$0
Compensation and Service Providers
Top Officer Pay85th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Curtis TaylorExecutive DirectorPT$9,900-$9,900
Hamilton KemperChair Of Board-$0--
Kate JordanTreasurer-$0--
William RueSecretary-$0--
Nell BradleyDirector-$0--
Filing and Contact Details

Filer

Filer Name
Loaves and Fishes Inc
EIN
45-3843975
Phone
5025634043
Address
500 E Caldwell St, Louisville, KY 40203

Signing Officer

Name
Kate Jordan
Title
Treasurer
Phone
5025634043
Signed
2025-03-15
Supplemental Narrative

Additional Explanations

Form 990-EZ, Part I, Line 16

“Description;Amount^Bank Charges;217|Building Related;13024|Car and Truck;35808|Food and Supplies;19496|Insurance;9640|Office Expenses;1060|Payroll Related;1238|Utilities;15096|Property Taxes and Licenses;9015^Total;104594^”

Form 990-EZ, Part II, Line 24

“Description;EOY Amount^Building Improvements;135711|Kitchen Equipment;5431^Total;141142^”

Form 990-EZ, Part II, Line 26

“Description;EOY Amount^General Accounts Payable;8436^Total;8436^”

Raw XML Appendix172 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4Nell Bradley
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0Executive Director
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1Chair of Board
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2Treasurer
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3Secretary
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4Director
IRS990EZ/OperateHospitalInd00
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IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Description;Amount^Bank Charges;217|Building Related;13024|Car and Truck;35808|Food and Supplies;19496|Insurance;9640|Office Expenses;1060|Payroll Related;1238|Utilities;15096|Property Taxes and Licenses;9015^Total;104594^
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IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2Description;EOY Amount^General Accounts Payable;8436^Total;8436^
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990-EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990-EZ, Part II, Line 24
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990-EZ, Part II, Line 26
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/PersonNm0Kate Jordan
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0Treasurer
ReturnHeader/BusinessOfficerGrp/PhoneNum05025634043
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-03-15
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0LOAVES AND FISHES INC
ReturnHeader/Filer/BusinessNameControlTxt0LOAV
ReturnHeader/Filer/EIN0453843975
ReturnHeader/Filer/PhoneNum05025634043
ReturnHeader/Filer/USAddress/AddressLine1Txt0500 E Caldwell St
ReturnHeader/Filer/USAddress/CityNm0Louisville
ReturnHeader/Filer/USAddress/StateAbbreviationCd0KY
ReturnHeader/Filer/USAddress/ZIPCd040203
ReturnHeader/IRSResponsiblePrtyInfoCurrInd01
ReturnHeader/ReturnTs02025-03-15T14:17:56-07:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02024-01-01
ReturnHeader/TaxPeriodEndDt02024-12-31
ReturnHeader/TaxYr02024

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