Common Ground Healthcare Cooperative

“Common ground healthcare cooperative began issuing health insurance policies in 2014. We operate as a health insurance company serving both individuals and small businesses. All active policyholders are also considered members of the cooperative. This structure fosters a sense of community and shared purpose among its members, as we collectively strive to achieve the common goal of promoting and maintaining good health while keeping healthcare costs as affordable as possible.”

“Common ground healthcare cooperative is governed by a board of directors, and all voting directors are active members who have been nominated and elected by their fellow members. This process ensures that the voices and perspectives of the policyholders/members are represented in the cooperative's decision-making processes. The cooperative's mission of "putting members first. Pursuing better healthcare" underscores its commitment to prioritizing the well-being of its members and continually striving to improve the quality and accessibility of healthcare services.”

“Finance management presents form 990 to common ground healthcare cooperative's audit & finance committee, after which a motion is made, and vote taken to approve and present to the full board. The board is likewise subsequently provided the form 990, and after review, is asked for a motion and ultimately approval of form 990. Once approval is given, the form is filed.”

“The policy sets forth clear expectations and guidance that is to be followed by all directors, officers, employees and third party representatives. The cooperative will evaluate its adherence and compliance to this policy by requesting feedback on a regular basis from our members, employees, directors and third party representatives. If any individual has questions or concerns about compliance with the subjects described in this policy, are unsure about what is the "right thing" to do, or reasonably believes that some policy, practice or activity of the cooperative is in violation of the ethics policy or code, this individual should share their questions, concerns, suggestions or complaints with someone who can address them properly. In most cases, an individual's supervisor is in the best position to address an area of concern. However, if the individual is not comfortable speaking with his or her supervisor or is not satisfied with the supervisor's response, the individual is encouraged to speak with the compliance officer, or anyone in management whom the individual is comfortable in approaching. The cooperative provides all individuals an additional mechanism to report unethical conduct which is discussed further in the compliance communication, reporting, and investigation policy.”

“Cghc's member-elected board of directors' reviews and approves ceo compensation annually. Cghc recognizes that employees are key to fulfilling its mission; therefore, cghc engages with a 3rd party consultant to evaluate internal pay practices and conduct market analysis to ensure cghc appropriately attracts and retains employees, including those of the executive leadership team.”

“The documents are available upon request.”

“WI”

“Net change in board funds -89,583.”

“The organization did not change its oversight process or selection process during the year.”