Civic Intelligence

Found in Translation Inc

EIN 45-3302596 • 501(c)3 • Dorchester, MA

Profile

To help homeless and low-income multilingual women to achieve economic security through the use of their language skills and to reduce ethnic, racial, and linguistic disparities in health care by unleashing bilingual talent into the workforce.

PO Box 220620Dorchester, MA 02122

www.found-in-translation.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

61st percentile

0.14x

Higher debt load relative to assets than 61% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Source year 2023

Liabilities / Revenue

65th percentile

0.19x

Higher debt load relative to revenue than 65% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Source year 2023

Net Margin

9th percentile

-36%

Higher net margin than 9% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Source year 2023

Top Officer Pay

Score unavailable

No value available

No filing with officer rows is available for this organization yet.

Asset Growth

10th percentile

-18%

Faster asset growth than 10% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Annualized from 2022 to 2023

Revenue Growth

5th percentile

-47%

Faster revenue growth than 5% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Annualized from 2022 to 2023

Assets

Down

$845,125

Down $598,358 (-41%) from 2023

Liabilities

Down

$67,754

Down $135,711 (-67%) from 2023

Net Assets

Down

$777,371

Down $462,647 (-37%) from 2023

Revenue

Down

$1,011,389

Down $68,246 (-6.3%) from 2023

Expenses

Up

$1,474,036

Up $3,960 (+0.3%) from 2023

Net Income

Down

-$462,647

Down $72,206 (-18%) from 2023

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$2.0M$1.5M$1.0M$500K$0-$500KAssets 2013: $0Liabilities 2013: $02013Assets 2014: $113,174Liabilities 2014: $6,949Net Assets 2014: $106,2252014Assets 2015: $133,331Liabilities 2015: $10,080Net Assets 2015: $123,2512015Assets 2016: $78,150Liabilities 2016: $89,650Net Assets 2016: -$11,5002016Assets 2017: $31,744Liabilities 2017: $101,923Net Assets 2017: -$70,1792017Assets 2018: $52,271Liabilities 2018: $64,384Net Assets 2018: -$12,1132018Assets 2019: $202,092Liabilities 2019: $19,188Net Assets 2019: $182,9042019Assets 2020: $259,566Liabilities 2020: $100,032Net Assets 2020: $159,5342020Assets 2021: $669,502Liabilities 2021: $22,630Net Assets 2021: $646,8722021Assets 2022: $1,755,353Liabilities 2022: $124,894Net Assets 2022: $1,630,4592022Assets 2023: $1,443,483Liabilities 2023: $203,465Net Assets 2023: $1,240,0182023Assets 2024: $845,125Liabilities 2024: $67,754Net Assets 2024: $777,3712024

Highlighted filing

2024

Assets$845,125
Liabilities$67,754
Net Assets$777,371

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$3.0M$2.0M$1.0M$0-$1.0MRevenue 2013: $0Expenses 2013: $0Net Income 2013: $02013Revenue 2014: $259,540Expenses 2014: $226,516Net Income 2014: $33,0242014Revenue 2015: $305,838Expenses 2015: $288,812Net Income 2015: $17,0262015Revenue 2016: $251,881Expenses 2016: $386,632Net Income 2016: -$134,7512016Revenue 2017: $413,964Expenses 2017: $472,643Net Income 2017: -$58,6792017Revenue 2018: $474,163Expenses 2018: $416,097Net Income 2018: $58,0662018Revenue 2019: $863,254Expenses 2019: $668,237Net Income 2019: $195,0172019Revenue 2020: $652,049Expenses 2020: $675,419Net Income 2020: -$23,3702020Revenue 2021: $1,384,524Expenses 2021: $897,186Net Income 2021: $487,3382021Revenue 2022: $2,049,709Expenses 2022: $1,066,122Net Income 2022: $983,5872022Revenue 2023: $1,079,635Expenses 2023: $1,470,076Net Income 2023: -$390,4412023Revenue 2024: $1,011,389Expenses 2024: $1,474,036Net Income 2024: -$462,6472024

Highlighted filing

2024

Revenue$1,011,389
Expenses$1,474,036
Net Income-$462,647

Filings

Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Sep 1, 2023 to Aug 31, 2024
Signed
Apr 23, 2025
Return Version
2023v6.0
Gross Receipts
$1,011,389
Mission and Program Overview

Mission

To help homeless and low-income multilingual women to achieve economic security through the use of their language skills and to reduce ethnic, racial, and linguistic disparities in health care by unleashing bilingual talent into the workforce.

Balance Sheet Detail
LineBeginningEndChange
Assets
Pledges and Grants Receivable$801,409$388,072▼ $413,337
Cash and Non-Interest-Bearing Accounts$327,350$284,118▼ $43,232
Intangible Assets$293,878$145,728▼ $148,150
Accounts Receivable$9,622$12,183▲ $2,561
Prepaid Expenses and Deferred Charges$3,510$9,093▲ $5,583
Land, Buildings, and Equipment, Net$4,384$2,601▼ $1,783
Total Assets$1,443,483$845,125▼ $598,358
Other Assets Total$3,330$3,330→ $0
Liabilities
Other Liabilities$99,575$0▼ $99,575
Accounts Payable and Accrued Expenses$103,890$67,754▼ $36,136
Total Liabilities$203,465$67,754▼ $135,711
Net Assets / Fund Balance
Net Assets With Donor Restrictions$998,290$440,072▼ $558,218
Net Assets Without Donor Restrictions$241,728$337,299▲ $95,571
Total Net Assets Fund Balance$1,240,018$777,371▼ $462,647
Total Liabilities and Net Assets / Fund Balance$1,443,483$845,125▼ $598,358

Asset Categories

AssetBook ValueDepreciationBasis
Equipment$2,601$5,640$8,241
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
Abigail SetterholmPast Impact DirectorFT$102,093$147$102,240
Divya ChaturvediPast Executive DirectorFT$69,552$17,979$87,531
Maria VertkinExecutive DirectorFT$11,942$93$12,035

Board Members and Trustees

NameTitle
Renee Cammarata HamiltonChair
Diana CejasDirector
Eric Hardt MDDirector
Gaye GentesDirector
Mark StewartDirector
Meck XayavongsaPast Director
Leah WitkinClerk
Sarah LukasTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$954,613
Program Service Revenue
$51,300
Investment Income
$1,036
Other Revenue
$4,440
All Other Contributions
$954,613
Change in Net Assets
$-462,647

Audited Revenue Reconciliation

Revenue per Audited Statements
$1,011,389
Revenue Not Reported on Financial Statements
$0
Revenue Not Reported on Form 990
$0
Total Revenue per Audited Statements
$1,011,389
Total Revenue per Form 990
$1,011,389
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$997,787
Other Expenses$446,404
Total Fundraising Expense$375,307
Professional Fundraising Fees$29,845
Grants and Similar Amounts Paid$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$507,789$51,182$197,634$756,605
Current Officers, Directors, Trustees, and Key Employees$65,805$7,866$25,895$99,566
Payroll Taxes$48,989$10,953$21,768$81,710
Other Employee Benefits$36,832$7,800$15,274$59,906
Depreciation Depletion$236$1,627$48,293$50,156
Occupancy$22,015$8,425$9,033$39,473
Fees for Services Accounting-$37,715-$37,715
Fees for Services Other$14,344$7,448$14,038$35,830
Fees for Services Professional Fundraising--$29,845$29,845
Other Expenses$10,832$6,656$5,440$22,928
Information Technology$10,095$1,755$3,958$15,808
Insurance$5,223$4,660$1,978$11,861
Advertising$850$193$350$1,393
Total Functional Expenses$934,558$164,171$375,307$1,474,036

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$1,474,036
Total Expenses per Audited Statements$1,474,036
Total Expenses per Form 990$1,474,036
Expenses Not Reported on Financial Statements$0
Expenses Not Reported on Form 990$0
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
Yes

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$29,845
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section B, line 11B

Draft is reviewed by Deputy Director, who submits questions and concerns to paid preparer. Upon resolution of questions and concerns, an updated draft is reviewed by the Executive Director and Treasurer, who forwards any additional questions and concerns to paid preparer. The final draft is then sent to Board for approval.

Form 990, Part VI, Section B, line 12C

Found in Translation's conflict of interest policy applies to any director, officer, member of a committee of the board of directors or key employee who has a direct or indirect Private Interest (as defined in policy) in a proposed transaction or arrangement involving the corporation. During each Annual Board Meeting, roles for officer seats are determined and conflict of interest statements are collected from all board members. In connection with any actual or possible conflict of interest, an Interested Person must disclose the existence of her or his Private Interest in a proposed transaction or arrangement to the Board. After disclosure of the Private Interest and the material facts to the Board or Committee, members shall discuss and vote upon the question of whether a conflict of interest exists. At the request of the chairperson of the Board or Committee, or upon a majority vote of the Board or Committee members (excluding the Interested Person), the Interested Person shall leave the Board or Committee meeting during such discussion and/or vote. A majority vote of the Board or Committee members (excluding the Interested Person) shall be required to determine that a conflict of interest exists or could reasonably be construed to exist. If the Board or Committee has reasonable cause to believe that an Interested Person has failed to disclose an actual or possible conflict of interest, it shall inform the Interested Person of the basis for such belief and afford the Interested Person an opportunity to explain the alleged failure to disclose. If, after hearing the response of the Interested Person and making such further investigation as may be warranted under the circumstances, the Board or Committee determines that the Interested Person has, in fact, failed to disclose an actual or possible conflict of interest, it may, at its discretion, take appropriate corrective or disciplinary action.

Form 990, Part VI, Section B, line 15

Compensation packages for the Executive Director is determined by the independent members of the board of directors based on comparability data and a deliberation process.

Form 990, Part VI, Section C, line 19

The Organization makes its governing documents, conflict of interest policy, and financial statements available upon request.

Filing and Contact Details

Filer

Filer Name
Found in Translation Inc
EIN
45-3302596
Phone
6172846529
Address
PO Box 220620, Dorchester, MA 02122

Signing Officer

Name
Maria Vertkin
Title
Executive Director
Phone
6172846529
Signed
2025-04-23
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Maria Vertkin
Formed
2011
Legal Domicile
Ma
Voting Board Members
7
Independent Board Members
7
Employees
91
Volunteers
17

Preparer

Firm
Berry Dunn McNeil & Parker LLC
Address
2211 Congress St, Portland, ME 04102
Preparer
Joseph R Byrne
Phone
2077752387
Supplemental Narrative

Additional Explanations

Form 990, Part X, Line 10: Land, Buildings, and Equipment

Section 1.263(a)-3(n) Election: Found in Translation, Inc. P.O. Box 220620 Dorchester, MA 02122 EIN: 45-3302596 Section 1.263(a)-3(n) Election: Found in Translation, Inc. is electing to capitalize repair and maintenance costs under Regulation Section 1.263(a)-3(n).

Financial Statement Notes

Part X, Line 2:

The Organization is a nonprofit corporation exempt from income taxes under Section 501(c)(3) of the U.S. Internal Revenue Code (Code), whereby only unrelated business income, as defined by Section 512(a)(l) of the Code, is subject to income tax. The Organization currently evaluates all tax positions and makes a determination regarding the likelihood of those positions being upheld under review. The primary tax positions made by the Organization are the nonexistence of Unrelated Business Income Tax and the Organization's status as a tax-exempt organization under Section 501(c)(3) of the Internal Revenue Code. For the years presented, the Organization has not recognized any tax benefits or loss contingencies for uncertain tax positions based on this evaluation.

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IRS990/Desc0Accepted 29 low-income bilingual women into a 16-week medical interpreter certificate job training program, and provided ongoing career advancement services to 165 members of our alumnae community. Services include interpreter education (medical terminology, ethics, interpreting skills, language coaching), financial literacy, mentoring, childcare, transportation assistance, job placement and career coaching.
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IRS990/MissionDesc0To help homeless and low-income multilingual women to achieve economic security through the use of their language skills and to reduce ethnic, racial, and linguistic disparities in health care by unleashing bilingual talent into the workforce.
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IRS990/MoreThan5000KToOrgInd00
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IRS990/OperateHospitalInd00
IRS990/Organization501c3Ind0X
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IRS990/OtherExpensesGrp/Desc0Program Supportive Serv
IRS990/OtherExpensesGrp/Desc1Other Expenses
IRS990/OtherExpensesGrp/Desc2Program Supplies
IRS990/OtherExpensesGrp/Desc3Staff Development and T
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IRS990/OtherExpensesGrp/ManagementAndGeneralAmt2100
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IRS990/PartialLiquidationInd00
IRS990/PayPremiumsPrsnlBnftCntrctInd00
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IRS990/PrincipalOfficerNm0Maria Vertkin
IRS990/ProfessionalFundraisingInd01
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IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd00
IRS990/ReportProgramRelatedInvstInd00
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IRS990/ScheduleBRequiredInd01
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IRS990ScheduleD/FootnoteTextInd0X
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IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0The Organization is a nonprofit corporation exempt from income taxes under Section 501(c)(3) of the U.S. Internal Revenue Code (Code), whereby only unrelated business income, as defined by Section 512(a)(l) of the Code, is subject to income tax. The Organization currently evaluates all tax positions and makes a determination regarding the likelihood of those positions being upheld under review. The primary tax positions made by the Organization are the nonexistence of Unrelated Business Income Tax and the Organization's status as a tax-exempt organization under Section 501(c)(3) of the Internal Revenue Code. For the years presented, the Organization has not recognized any tax benefits or loss contingencies for uncertain tax positions based on this evaluation.
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0Part X, Line 2:
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IRS990ScheduleG/FundraiserActivityInfoGrp/NetToOrganizationAmt145452
IRS990ScheduleG/FundraiserActivityInfoGrp/OrganizationBusinessName/BusinessNameLine1Txt0Bethany Wagner
IRS990ScheduleG/FundraiserActivityInfoGrp/OrganizationBusinessName/BusinessNameLine1Txt1Julia Hickey
IRS990ScheduleG/FundraiserActivityInfoGrp/RetainedByContractorAmt013140
IRS990ScheduleG/FundraiserActivityInfoGrp/RetainedByContractorAmt116705
IRS990ScheduleG/FundraiserActivityInfoGrp/USAddress/AddressLine1Txt0425 Bradford Avenue
IRS990ScheduleG/FundraiserActivityInfoGrp/USAddress/AddressLine1Txt1153 Irish Hollow Rd
IRS990ScheduleG/FundraiserActivityInfoGrp/USAddress/CityNm0Haddon Township
IRS990ScheduleG/FundraiserActivityInfoGrp/USAddress/CityNm1Cherry Valley
IRS990ScheduleG/FundraiserActivityInfoGrp/USAddress/StateAbbreviationCd0NJ
IRS990ScheduleG/FundraiserActivityInfoGrp/USAddress/StateAbbreviationCd1NY
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IRS990/ScheduleJRequiredInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Draft is reviewed by Deputy Director, who submits questions and concerns to paid preparer. Upon resolution of questions and concerns, an updated draft is reviewed by the Executive Director and Treasurer, who forwards any additional questions and concerns to paid preparer. The final draft is then sent to Board for approval.

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