Civic Intelligence

Massachusetts Creditors Bar Association Inc

990EZ • Fiscal year 2013 • EIN 45-2598115

Jan 01, 2013 to Dec 31, 2013 • Filed on May 12, 2014

Organization ProfileN/A
58 North Water Street No 902740

(774) 202-2932

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

46th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

2013 filings • 501(c)6 • <$500k nonprofits • Source year 2013

Liabilities / Revenue

47th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

2013 filings • 501(c)6 • <$500k nonprofits • Source year 2013

Net Margin

49th percentile

2.2%

Higher net margin than 49% of similar nonprofits.

2013 filings • 501(c)6 • <$500k nonprofits • Source year 2013

Top Officer Pay

Score unavailable

No value available

This filing does not contain officer compensation rows.

Source year 2013

Asset Growth

98th percentile

199%

Faster asset growth than 98% of similar nonprofits.

2013 filings • 501(c)6 • <$500k nonprofits • Annualized from 2012 to 2013

Revenue Growth

5th percentile

-42%

Faster revenue growth than 5% of similar nonprofits.

2013 filings • 501(c)6 • <$500k nonprofits • Annualized from 2012 to 2013

Balance Sheet
Liabilities / Assets46th percentile

Assets

Up

$1,189

Up $792 (+199%) from 2012

Net Assets

Up

$1,189

Up $792 (+199%) from 2012

Liabilities

Flat

$0

Flat from 2012

Revenue And Expenses
Liabilities / Revenue47th percentileNet Margin49th percentile

Revenue

Down

$36,150

Down $26,600 (-42%) from 2012

Expenses

Down

$35,358

Down $29,366 (-45%) from 2012

Net Income

Up

$792

Up $2,766 (+140%) from 2012

Historical Trend

Balance Sheet Trend

Asset Growth98th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$3.0K$2.0K$1.0K$0Assets 2011: $2,371Liabilities 2011: $02011Assets 2012: $397Liabilities 2012: $0Net Assets 2012: $3972012Assets 2013: $1,189Liabilities 2013: $0Net Assets 2013: $1,1892013

Highlighted filing

2013

Assets$1,189
Liabilities$0
Net Assets$1,189
Open 2013 Filing

Operations Trend

Revenue Growth5th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$80K$60K$40K$20K$0-$20KRevenue 2011: $70,550Expenses 2011: $70,157Net Income 2011: $3932011Revenue 2012: $62,750Expenses 2012: $64,724Net Income 2012: -$1,9742012Revenue 2013: $36,150Expenses 2013: $35,358Net Income 2013: $7922013

Highlighted filing

2013

Revenue$36,150
Expenses$35,358
Net Income$792
Open 2013 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2013 to Dec 31, 2013
Signed
May 12, 2014
Return Version
2013v3.0
Gross Receipts
$36,150
Mission and Program Overview

Mission

To promote and enhance the function of the legal profession representing creditors and debt collectors.

Program Services

DescriptionGrantsExpenses
TO ENCOURAGE AND PROMOTE LEGISLATION IN MASSACHUSETTS FAVORABLE TO CREDITORS AND DEBT COLLECTORS.$0$34,675
TO PROVIDE INTERCHANGE OF IDEAS AMONG MEMBERS OF THE LEGAL PROFESSION REPRESENTING DEBT COLLECTORS AND CREDITORS.$0$0
Compensation and Service Providers
Top Officer PayScore unavailable

Employees

NameTitleFull / Part TimeBaseOtherTotal
KENNETH C WILSONPresident/DirectorPT$0--
JOHN P MURRAYTreasurerPT$0--
KAREN J WISNIOWSKISecretary/DirectorPT$0--
AARON COXDirectorPT$0--
GARY H KREPPELDirectorPT$0--
R MARK SEITSINGERDirectorPT$0--
JULIE B SOLOMONDirectorPT$0--
Filing and Contact Details

Filer

EIN
45-2598115
Phone
7742022932

Signing Officer

Name
John P Murray
Title
Treasurer
Phone
6177506162
Signed
2014-05-12
Discuss with paid preparer
Yes

Preparer

Preparer
Bryan S Maccormack
Phone
6173714351
Supplemental Narrative

Additional Explanations

Form 990-ez, Part I, Line 16 - Other Expenses

“Description: professional lobbying expenses. Amount: 33,074. Description: legal and professional fees. Amount: 2,100. Description: bank charges. Amount: 184. Total to form 990-ez, line 16: 35,358.”

Raw XML Appendix127 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990EZ/BooksInCareOfDetail/BusinessName/BusinessNameLine10JOHN P MURRAY
IRS990EZ/BooksInCareOfDetail/PhoneNum07742022932
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1058 N WATER STREET
IRS990EZ/BooksInCareOfDetail/USAddress/City0NEW BEDFORD
IRS990EZ/BooksInCareOfDetail/USAddress/State0MA
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCode002740
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt0397
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt01189
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd00
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IRS990EZ/DonorAdvisedFndsInd00
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IRS990EZ/InfoInScheduleOPartIIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
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IRS990EZ/MethodOfAccountingCashInd0X
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IRS990EZ/NetAssetsOrFundBalancesEOYAmt01189
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt0397
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt01189
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt05.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt15.00
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt60
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt00
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt20
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt60
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt60
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0KENNETH C WILSON
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1JOHN P MURRAY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2KAREN J WISNIOWSKI
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3AARON COX
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4GARY H KREPPEL
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm5R MARK SEITSINGER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm6JULIE B SOLOMON
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0PRESIDENT/DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1TREASURER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2SECRETARY/DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt5DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt6DIRECTOR
IRS990EZ/OperateHospitalInd00
IRS990EZ/Organization501cInd0X
IRS990EZ/OrganizationDissolvedEtcInd00
IRS990EZ/OrganizationHadUBIInd00
IRS990EZ/OtherChangesInNetAssetsAmt00
IRS990EZ/OtherExpensesTotalAmt035358
IRS990EZ/PoliticalCampaignActyInd00
IRS990EZ/PrimaryExemptPurposeTxt0TO PROMOTE AND ENHANCE THE FUNCTION OF THE LEGAL PROFESSION REPRESENTING CREDITORS AND DEBT COLLECTORS.
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0TO ENCOURAGE AND PROMOTE LEGISLATION IN MASSACHUSETTS FAVORABLE TO CREDITORS AND DEBT COLLECTORS.
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt1TO PROVIDE INTERCHANGE OF IDEAS AMONG MEMBERS OF THE LEGAL PROFESSION REPRESENTING DEBT COLLECTORS AND CREDITORS.
IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt00
IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt10
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt034675
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt10
IRS990EZ/ProhibitedTaxShelterTransInd00
IRS990EZ/RelatedOrganizationCtrlEntInd00
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SubjectToProxyTaxInd00
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt00
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt00
IRS990EZ/TanningServicesProvidedInd00
IRS990EZ/TotalExpensesAmt035358
IRS990EZ/TotalProgramServiceExpensesAmt034675
IRS990EZ/TotalRevenueAmt036150
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0N/A
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0DESCRIPTION: PROFESSIONAL LOBBYING EXPENSES. AMOUNT: 33,074. DESCRIPTION: LEGAL AND PROFESSIONAL FEES. AMOUNT: 2,100. DESCRIPTION: BANK CHARGES. AMOUNT: 184. TOTAL TO FORM 990-EZ, LINE 16: 35,358.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990-EZ, PART I, LINE 16 - OTHER EXPENSES
TransferPrsnlBnftContractsDecl/DeclarationDesc0THE ORGANIZATION DID NOT, DURING THE YEAR, RECEIVE ANY FUNDS, DIRECTLY,OR INDIRECTLY, TO PAY PREMIUMS ON A PERSONAL BENEFIT CONTRACT.THE ORGANIZATION, DID NOT, DURING THE YEAR, PAY ANY PREMIUMS, DIRECTLY,OR INDIRECTLY, ON A PERSONAL BENEFIT CONTRACT.
ReturnHeader/BuildTS02015-11-30 17:44:51Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0JOHN P MURRAY
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0TREASURER
ReturnHeader/BusinessOfficerGrp/PhoneNum06177506162
ReturnHeader/BusinessOfficerGrp/SignatureDt02014-05-12
ReturnHeader/Filer/BusinessName/BusinessNameLine10MASSACHUSETTS CREDITORS BAR ASSOCIATION INC
ReturnHeader/Filer/BusinessNameControlTxt0MASS
ReturnHeader/Filer/EIN0452598115
ReturnHeader/Filer/PhoneNum07742022932
ReturnHeader/Filer/USAddress/AddressLine1058 NORTH WATER STREET NO 9
ReturnHeader/Filer/USAddress/City0NEW BEDFORD
ReturnHeader/Filer/USAddress/State0MA
ReturnHeader/Filer/USAddress/ZIPCode002740
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0201926119
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine10MACCORMACK LAW FIRM PC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1092 STATE STREET 4TH FLOOR
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/City0BOSTON
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/State0MA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCode002109
ReturnHeader/PreparerPersonGrp/PhoneNum06173714351
ReturnHeader/PreparerPersonGrp/PreparationDt02014-06-24
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0BRYAN S MACCORMACK
ReturnHeader/ReturnTs02014-07-21T08:56:26-05:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02013-01-01
ReturnHeader/TaxPeriodEndDt02013-12-31
ReturnHeader/TaxYr02013

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2013 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$1,189
Liabilities
$0
Net assets
$1,189
Revenue
$36,150
Expenses
$35,358
Net income
$792
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2013Detailed filing. Detailed filing data is available for this year.$1.19$0.00$1.19$36.2$35.4$0.79
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.40$0.00$0.40$62.8$64.7$1.97
2011Summary only. Only limited summary data is available for this year.$2.37$0.00$70.6$70.2$0.39