Civic Intelligence

More Than a Thrift Store

EIN 45-1626334 • 501(c)3 • Keene, NH

Profile

Provide for community low income programs

19 Ralston StreetKeene, NH 03431

n/A

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

59th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)3 • <$500k nonprofits • Source year 2023

Liabilities / Revenue

61st percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)3 • <$500k nonprofits • Source year 2023

Net Margin

83rd percentile

33%

Higher net margin than 83% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2023

Top Officer Pay

98th percentile

$57,000

Higher top officer pay than 98% of similar nonprofits.

Top officer pay equals 33.5% of source-year revenue.

501(c)3 • <$500k nonprofits • Source year 2016

Asset Growth

96th percentile

194%

Faster asset growth than 96% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2022 to 2023

Revenue Growth

54th percentile

2.0%

Faster revenue growth than 54% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2022 to 2023

Balance Sheet
Liabilities / Assets59th percentile

Assets

Up

$632,386

Up $487,723 (+337%) from 2023

Liabilities

Up

$468,000

Up $468,000 from 2023

Net Assets

Up

$164,386

Up $19,723 (+14%) from 2023

Operations
Liabilities / Revenue61st percentileNet Margin83rd percentile

Revenue

Down

$256,319

Down $29,187 (-10%) from 2023

Expenses

Up

$236,596

Up $46,507 (+24%) from 2023

Net Income

Down

$19,723

Down $75,694 (-79%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth96th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$800K$600K$400K$200K$0Assets 2012: $24,313Liabilities 2012: $02012Assets 2013: $24,004Liabilities 2013: $02013Assets 2014: $12,780Liabilities 2014: $02014Assets 2015: $37,143Liabilities 2015: $02015Assets 2016: $38,914Net Assets 2016: $38,9142016Assets 2017: $30,029Net Assets 2017: $30,0292017Assets 2018: $34,090Liabilities 2018: $0Net Assets 2018: $34,0902018Assets 2019: $24,134Liabilities 2019: $0Net Assets 2019: $24,1342019Assets 2020: $28,667Liabilities 2020: $0Net Assets 2020: $28,6672020Assets 2021: $37,634Liabilities 2021: $0Net Assets 2021: $37,6342021Assets 2022: $49,246Liabilities 2022: $0Net Assets 2022: $49,2462022Assets 2023: $144,663Liabilities 2023: $0Net Assets 2023: $144,6632023Assets 2024: $632,386Liabilities 2024: $468,000Net Assets 2024: $164,3862024

Highlighted filing

2024

Assets$632,386
Liabilities$468,000
Net Assets$164,386
Open 2024 Filing

Operations Trend

Revenue Growth54th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$300K$200K$100K$0-$100KRevenue 2012: $115,249Expenses 2012: $88,064Net Income 2012: $27,1852012Revenue 2013: $128,593Expenses 2013: $105,402Net Income 2013: $23,1912013Revenue 2014: $135,781Expenses 2014: $123,505Net Income 2014: $12,2762014Revenue 2015: $153,317Expenses 2015: $128,954Net Income 2015: $24,3632015Revenue 2016: $170,262Expenses 2016: $138,491Net Income 2016: $31,7712016Revenue 2017: $191,577Expenses 2017: $167,462Net Income 2017: $24,1152017Revenue 2018: $248,700Expenses 2018: $244,639Net Income 2018: $4,0612018Revenue 2019: $158,224Expenses 2019: $168,180Net Income 2019: -$9,9562019Revenue 2020: $206,174Expenses 2020: $201,641Net Income 2020: $4,5332020Revenue 2021: $251,273Expenses 2021: $242,306Net Income 2021: $8,9672021Revenue 2022: $279,980Expenses 2022: $268,368Net Income 2022: $11,6122022Revenue 2023: $285,506Expenses 2023: $190,089Net Income 2023: $95,4172023Revenue 2024: $256,319Expenses 2024: $236,596Net Income 2024: $19,7232024

Highlighted filing

2024

Revenue$256,319
Expenses$236,596
Net Income$19,723
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$632,386
Liabilities
$468,000
Net assets
$164,386
Revenue
$256,319
Expenses
$236,596
Net income
$19,723
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$6.32$4.68$1.64$2.56$2.37$0.20
2023Detailed filing. Detailed filing data is available for this year.$1.45$0.00$1.45$2.86$1.90$0.95
2022Detailed filing. Detailed filing data is available for this year.$0.49$0.00$0.49$2.80$2.68$0.12
2021Detailed filing. Detailed filing data is available for this year.$0.38$0.00$0.38$2.51$2.42$0.09
2020Detailed filing. Detailed filing data is available for this year.$0.29$0.00$0.29$2.06$2.02$0.05
2019Summary only. Only limited summary data is available for this year.$0.24$0.00$0.24$1.58$1.68$0.10
2018Detailed filing. Detailed filing data is available for this year.$0.34$0.00$0.34$2.49$2.45$0.04
2017Detailed filing. Detailed filing data is available for this year.$0.30$0.30$1.92$1.67$0.24
2016Detailed filing. Detailed filing data is available for this year.$0.39$0.39$1.70$1.38$0.32
2015Summary only. Only limited summary data is available for this year.$0.37$0.00$1.53$1.29$0.24
2014Summary only. Only limited summary data is available for this year.$0.13$0.00$1.36$1.24$0.12
2013Summary only. Only limited summary data is available for this year.$0.24$0.00$1.29$1.05$0.23
2012Summary only. Only limited summary data is available for this year.$0.24$0.00$1.15$0.88$0.27
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Aug 1, 2023 to Jul 31, 2024
Signed
Mar 21, 2025
Return Version
2023v6.0
Gross Receipts
$256,319
Mission and Program Overview

Mission

Provide for community low income programs

Balance Sheet Detail
LineBeginningEndChange
Assets
Land, Buildings, and Equipment, Net-$585,000-
Cash and Non-Interest-Bearing Accounts$144,663$39,327▼ $105,336
Intangible Assets-$8,059-
Total Assets$144,663$632,386▲ $487,723
Liabilities
Other Liabilities-$468,000-
Total Liabilities$0$468,000▲ $468,000
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$144,663$164,386▲ $19,723
Total Net Assets Fund Balance$144,663$164,386▲ $19,723
Total Liabilities and Net Assets / Fund Balance$144,663$632,386▲ $487,723

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$403,650$2,323$405,973
Land$181,350-$181,350
Compensation and Service Providers
Top Officer Pay98th percentile

Board Members and Trustees

NameTitle
Joanna GilfordPresident
Julie MccutcheonDirector
Linda NelsonDirector
Shelley SaundersSecretary
Heather PufkiTeasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$256,262
Investment Income
$57
Other Revenue
$0
Change in Net Assets
$19,723
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$115,535
Other Expenses$74,461
Grants and Similar Amounts Paid$46,600
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages-$101,533-$101,533
Grants to Domestic Orgs$46,600--$46,600
Occupancy$45,286--$45,286
Payroll Taxes-$7,809-$7,809
Other Employee Benefits-$6,193-$6,193
Insurance$3,343--$3,343
Other Expenses$3,056--$3,056
Fees for Services Other-$2,411-$2,411
Travel$1,517--$1,517
All Other Expenses$1,158--$1,158
Depreciation Depletion$45--$45
Total Functional Expenses$118,650$117,946$0$236,596
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Sbw Commercial Loan$468,000
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
No
Backup withholding compliance
No
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 9

“Heather pufki 26 pine crest dr spofford, nh 03462 joanna gilford 30 lorriane st keene, nh 03431 shelley saunders 55 laurel view rd templeton, ma 01468 julie mccutcheon 3 church street marlborough, nh 03455-0005 linda nelson 357 water st keene, nh 03431”

Form 990, Page 6, Part VI, Line 11B

“No review was or will be conducted.”

Form 990, Page 6, Part VI, Line 19

“No documents available to the public”

Filing and Contact Details

Filer

Filer Name
More Than a Thrift Store
EIN
45-1626334
Phone
6033551890
Address
19 RALSTON STREET, KEENE, NH 03431

Signing Officer

Name
Heather Pufki
Title
Teasurer
Phone
6039038450
Signed
2025-03-21
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Joanna Gilford
Formed
2011
Legal Domicile
Nh
Voting Board Members
5
Independent Board Members
5
Employees
8

Preparer

Firm
Rust & Company Cpas
Address
217R OLD HOMESTEAD HWY, SWANZEY, NH 03446-2121
Preparer
Jonathan D Blais CPA
Phone
6033586565
Raw XML Appendix332 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0HEATHER PUFKI 26 PINE CREST DR SPOFFORD, NH 03462 JOANNA GILFORD 30 LORRIANE ST KEENE, NH 03431 SHELLEY SAUNDERS 55 LAUREL VIEW RD TEMPLETON, MA 01468 JULIE MCCUTCHEON 3 CHURCH STREET MARLBOROUGH, NH 03455-0005 LINDA NELSON 357 WATER ST KEENE, NH 03431
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1NO REVIEW WAS OR WILL BE CONDUCTED.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2NO DOCUMENTS AVAILABLE TO THE PUBLIC
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PAGE 6, PART VI, LINE 9
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PAGE 6, PART VI, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PAGE 6, PART VI, LINE 19
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IRS990/TotalAssetsBOYAmt0144663
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IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt0118650
IRS990/TotalFunctionalExpensesGrp/TotalAmt0236596
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesEOYAmt0468000
IRS990/TotalLiabilitiesGrp/BOYAmt00
IRS990/TotalLiabilitiesGrp/EOYAmt0468000
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt0144663
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt0164386
IRS990/TotalProgramServiceExpensesAmt0118650
IRS990/TotalProgramServiceRevenueAmt0256262
IRS990/TotalRevenueGrp/ExclusionAmt057
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt0256262
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0256319
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt0144663
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt0632386
IRS990/TravelGrp/ProgramServicesAmt01517
IRS990/TravelGrp/TotalAmt01517
IRS990/TrnsfrExmptNonChrtblRltdOrgInd0false
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd0false
IRS990/USAddress/AddressLine1Txt030 LORRIANE ST
IRS990/USAddress/CityNm0KEENE
IRS990/USAddress/StateAbbreviationCd0NH
IRS990/USAddress/ZIPCd003431
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ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0HEATHER PUFKI
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0TEASURER
ReturnHeader/BusinessOfficerGrp/PhoneNum06039038450
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-03-21
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0MORE THAN A THRIFT STORE
ReturnHeader/Filer/BusinessNameControlTxt0MORE
ReturnHeader/Filer/EIN0451626334
ReturnHeader/Filer/PhoneNum06033551890
ReturnHeader/Filer/USAddress/AddressLine1Txt019 RALSTON STREET
ReturnHeader/Filer/USAddress/CityNm0KEENE
ReturnHeader/Filer/USAddress/StateAbbreviationCd0NH
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ReturnHeader/IRSResponsiblePrtyInfoCurrInd0true
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0873106059
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0RUST & COMPANY CPAS
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0217R OLD HOMESTEAD HWY
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0SWANZEY
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0NH
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd0034462121
ReturnHeader/PreparerPersonGrp/PhoneNum06033586565
ReturnHeader/PreparerPersonGrp/PreparationDt02025-03-21
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0JONATHAN D BLAIS CPA
ReturnHeader/ReturnTs02025-04-02T10:24:40-04:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02023-08-01
ReturnHeader/TaxPeriodEndDt02024-07-31
ReturnHeader/TaxYr02023

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