Civic Intelligence

Courage to Change Ministries Inc

EIN 45-1591250 • 501(c)3 • Louisville, KY

Louisville, KY
Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

93rd percentile

1.00x

Higher debt load relative to assets than 93% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2023

Liabilities / Revenue

80th percentile

0.07x

Higher debt load relative to revenue than 80% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2023

Net Margin

59th percentile

6.8%

Higher net margin than 59% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2023

Top Officer Pay

Score unavailable

No value available

No filing with officer rows is available for this organization yet.

Asset Growth

19th percentile

-45%

Faster asset growth than 19% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2022 to 2023

Revenue Growth

93rd percentile

117%

Faster revenue growth than 93% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2022 to 2023

Balance Sheet
Liabilities / Assets93rd percentile

Assets

Down

$0

Down $4,938 (-100%) from 2023

Liabilities

Down

$0

Down $4,938 (-100%) from 2023

Net Assets

Flat

$0

Flat from 2023

Operations
Liabilities / Revenue80th percentileNet Margin59th percentile

Revenue

Up

$85,530

Up $12,967 (+18%) from 2023

Expenses

Down

$64,015

Down $3,610 (-5.3%) from 2023

Net Income

Up

$21,515

Up $16,577 (+336%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth19th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$60K$40K$20K$0Assets 2011: $15,000Liabilities 2011: $0Net Assets 2011: $15,0002011Assets 2012: $25,723Liabilities 2012: $0Net Assets 2012: $25,7232012Assets 2013: $31,490Liabilities 2013: $0Net Assets 2013: $31,4902013Assets 2014: $37,171Liabilities 2014: $0Net Assets 2014: $37,1712014Assets 2015: $44,336Liabilities 2015: $0Net Assets 2015: $44,3362015Assets 2016: $2,236Liabilities 2016: $0Net Assets 2016: $2,2362016Assets 2017: $1,034Liabilities 2017: $0Net Assets 2017: $1,0342017Assets 2018: $1,994Liabilities 2018: $0Net Assets 2018: $1,9942018Assets 2019: $1,501Liabilities 2019: $0Net Assets 2019: $1,5012019Assets 2020: $1,613Liabilities 2020: $0Net Assets 2020: $1,6132020Assets 2022: $8,933Liabilities 2022: $0Net Assets 2022: $8,9332022Assets 2023: $4,938Liabilities 2023: $4,938Net Assets 2023: $02023Assets 2024: $0Liabilities 2024: $0Net Assets 2024: $02024

Highlighted filing

2024

Assets$0
Liabilities$0
Net Assets$0
Open 2024 Filing

Operations Trend

Revenue Growth93rd percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$100K$50K$0-$50KRevenue 2011: $11,878Expenses 2011: $6,407Net Income 2011: $5,4712011Revenue 2012: $53,629Expenses 2012: $42,906Net Income 2012: $10,7232012Revenue 2013: $37,550Expenses 2013: $31,783Net Income 2013: $5,7672013Revenue 2014: $38,781Expenses 2014: $33,100Net Income 2014: $5,6812014Revenue 2015: $36,885Expenses 2015: $29,720Net Income 2015: $7,1652015Revenue 2016: $29,401Expenses 2016: $28,752Net Income 2016: $6492016Revenue 2017: $21,975Expenses 2017: $20,300Net Income 2017: $1,6752017Revenue 2018: $14,505Expenses 2018: $13,545Net Income 2018: $9602018Revenue 2019: $15,459Expenses 2019: $13,958Net Income 2019: $1,5012019Revenue 2020: $12,252Expenses 2020: $24,280Net Income 2020: -$12,0282020Revenue 2022: $33,485Expenses 2022: $29,344Net Income 2022: $4,1412022Revenue 2023: $72,563Expenses 2023: $67,625Net Income 2023: $4,9382023Revenue 2024: $85,530Expenses 2024: $64,015Net Income 2024: $21,5152024

Highlighted filing

2024

Revenue$85,530
Expenses$64,015
Net Income$21,515
Open 2024 Filing

Filings

Most recent year

2024 • Form 990EZXML pending. An XML filing is linked for this year, but detailed extraction is still pending.

Open filing
Assets
$0
Liabilities
$0
Net assets
$0
Revenue
$85,530
Expenses
$64,015
Net income
$21,515
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.00$0.00$0.00$85.5$64.0$21.5
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$4.94$4.94$0.00$72.6$67.6$4.94
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$8.93$0.00$8.93$33.5$29.3$4.14
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.61$0.00$1.61$12.3$24.3$12.0
2019Summary only. Only limited summary data is available for this year.$1.50$0.00$1.50$15.5$14.0$1.50
2018Summary only. Only limited summary data is available for this year.$1.99$0.00$1.99$14.5$13.5$0.96
2017Summary only. Only limited summary data is available for this year.$1.03$0.00$1.03$22.0$20.3$1.68
2016Summary only. Only limited summary data is available for this year.$2.24$0.00$2.24$29.4$28.8$0.65
2015Summary only. Only limited summary data is available for this year.$44.3$0.00$44.3$36.9$29.7$7.17
2014Summary only. Only limited summary data is available for this year.$37.2$0.00$37.2$38.8$33.1$5.68
2013Summary only. Only limited summary data is available for this year.$31.5$0.00$31.5$37.6$31.8$5.77
2012Summary only. Only limited summary data is available for this year.$25.7$0.00$25.7$53.6$42.9$10.7
2011Summary only. Only limited summary data is available for this year.$15.0$0.00$15.0$11.9$6.41$5.47
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
May 14, 2025
Return Version
2024v5.1
Gross Receipts
$85,530
Mission and Program Overview

Mission

Purpose is to assist in community revitalization, community garthering spots, and residential options for underserved comminities.

Housing for low income individuals

Program Services

DescriptionGrantsExpenses
MONTHLY RENT PAYMENTS-$7,738
Compensation and Service Providers
Top Officer PayScore unavailable

Employees

NameTitleFull / Part TimeBaseOtherTotal
STACI CROWDERBoard Member-$0--
TARSHA SEMAKULABoard Member-$0--
ANGIE BARKERBoard Member-$0--
SHERRI DUNNBoard Member-$0--
BRUCE WILLISBoard Member-$0--
Filing and Contact Details

Filer

Filer Name
Courage to Change Ministries Inc
EIN
45-1591250
In Care Of
% STACI CROWDER
Phone
5023382505
Address
3210 HALE AVE, Louisville, KY 40211

Signing Officer

Name
Staci Crowder
Title
Officer
Phone
5023382505
Signed
2025-05-14
Discuss with paid preparer
Yes

Preparer

Firm
Rafiner Bookkeeping LLC
Address
2210 GOLDSMITH LANE STE 105, LOUISVILLE, KY 40218
Preparer
Carolyn Houghton
Phone
5029163946
Supplemental Narrative

Additional Explanations

Part I Line 16

“Other office expenses $26.00”

Part I Line 16

“Interest $255.00”

Part I Line 16

“Insurance $5467.00”

Part I Line 16

“UTILITIES $10096.00”

Part I Line 16

“REPAIRS $24119.00”

Part I Line 16

“Monthly expenses $7738.00”

Part I Line 16

“RE TAX $3906.00”

Part II Line 26

“Secured mortgages and notes payable. Beginning:$4938.00 Ending: $0.00”

Raw XML Appendix164 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd0false
IRS990EZ/BooksInCareOfDetail/PersonNm0STACI CROWDER
IRS990EZ/BooksInCareOfDetail/PhoneNum05023382505
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt03210 HALE AVE
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0LOUISVILLE
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0KY
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd040211
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt04938
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt00
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/ContributionsGiftsGrantsEtcAmt085530
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/EngagedInExcessBenefitTransInd0false
IRS990EZ/ExcessOrDeficitForYearAmt021515
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt0327
IRS990EZ/FiledScheduleAInd0true
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form1120PolFiledInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt04938
IRS990EZ/Form990TotalAssetsGrp/EOYAmt00
IRS990EZ/GrossReceiptsAmt085530
IRS990EZ/LandAndBuildingsGrp/BOYAmt00
IRS990EZ/LandAndBuildingsGrp/EOYAmt00
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesEOYAmt021515
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt00
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt00
IRS990EZ/OccupancyRentUtltsAndMaintAmt011940
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt00.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt10.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt20.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt30.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt40.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0STACI CROWDER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1TARSHA SEMAKULA
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2ANGIE BARKER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3SHERRI DUNN
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4BRUCE WILLIS
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0BOARD MEMBER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1BOARD MEMBER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2BOARD MEMBER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3BOARD MEMBER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4BOARD MEMBER
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501c3Ind0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherAssetsTotalDetail/BOYAmt00
IRS990EZ/OtherAssetsTotalDetail/EOYAmt00
IRS990EZ/OtherExpensesTotalAmt051607
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0HOUSING FOR LOW INCOME INDIVIDUALS
IRS990EZ/PrintingPublicationsPostageAmt0141
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0MONTHLY RENT PAYMENTS
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt07738
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/StatesWhereCopyOfReturnIsFldCd0KY
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt04938
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt00
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt064015
IRS990EZ/TotalProgramServiceExpensesAmt07738
IRS990EZ/TotalRevenueAmt085530
IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearAmt085530
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus1YearAmt072563
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus2YearsAmt033485
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus3YearsAmt016095
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus4YearsAmt013753
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/TotalAmt0221426
IRS990ScheduleA/InvestmentIncomeCYPct00.00000
IRS990ScheduleA/InvestmentIncomePYPct00.00000
IRS990ScheduleA/PubliclySupportedOrg509a2Ind0X
IRS990ScheduleA/PublicSupportCY509Pct01.00000
IRS990ScheduleA/PublicSupportPY509Pct01.00000
IRS990ScheduleA/PublicSupportTotal509Amt0221426
IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/CurrentTaxYearAmt00
IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/CurrentTaxYearMinus1YearAmt00
IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/CurrentTaxYearMinus2YearsAmt00
IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/CurrentTaxYearMinus3YearsAmt00
IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/CurrentTaxYearMinus4YearsAmt00
IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/TotalAmt00
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY509Ind0X
IRS990ScheduleA/Total509Grp/CurrentTaxYearAmt085530
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus1YearAmt072563
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus2YearsAmt033485
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus3YearsAmt016095
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus4YearsAmt013753
IRS990ScheduleA/Total509Grp/TotalAmt0221426
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearAmt085530
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus1YearAmt072563
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus2YearsAmt033485
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus3YearsAmt016095
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus4YearsAmt013753
IRS990ScheduleA/TotalSupportCalendarYearGrp/TotalAmt0221426
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Other office expenses $26.00
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Interest $255.00
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2Insurance $5467.00
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3UTILITIES $10096.00
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4REPAIRS $24119.00
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5MONTHLY EXPENSES $7738.00
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6RE TAX $3906.00
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7Secured mortgages and notes payable. Beginning:$4938.00 Ending: $0.00
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Part I Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Part I Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Part I Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Part I Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Part I Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Part I Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6Part I Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7Part II Line 26
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0STACI CROWDER
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0OFFICER
ReturnHeader/BusinessOfficerGrp/PhoneNum05023382505
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-05-14
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0COURAGE TO CHANGE MINISTRIES INC
ReturnHeader/Filer/BusinessNameControlTxt0COUR
ReturnHeader/Filer/EIN0451591250
ReturnHeader/Filer/InCareOfNm0% STACI CROWDER
ReturnHeader/Filer/PhoneNum05023382505
ReturnHeader/Filer/USAddress/AddressLine1Txt03210 HALE AVE
ReturnHeader/Filer/USAddress/CityNm0Louisville
ReturnHeader/Filer/USAddress/StateAbbreviationCd0KY
ReturnHeader/Filer/USAddress/ZIPCd040211
ReturnHeader/IRSResponsiblePrtyInfoCurrInd0true
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0464140978
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0RAFINER BOOKKEEPING LLC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt02210 GOLDSMITH LANE STE 105
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0LOUISVILLE
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0KY
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd040218
ReturnHeader/PreparerPersonGrp/PhoneNum05029163946
ReturnHeader/PreparerPersonGrp/PreparationDt02025-05-14
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0CAROLYN HOUGHTON
ReturnHeader/ReturnTs02025-05-14T18:47:13-05:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02024-01-01
ReturnHeader/TaxPeriodEndDt02024-12-31
ReturnHeader/TaxYr02024

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