Civic Intelligence

The Chamber Fargo Moorhead West Fargo

EIN 45-0448041 • 501(c)6 • Fargo, ND

View Organization Page

Profile

The chamber is a catalyst for growth and prosperity. We protect and promote business, inspire innovation, cultivate communities and influence action.

3312 42nd StFargo, ND 58104

www.fmwfchamber.com

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

64th percentile

0.31x

Higher debt load relative to assets than 64% of similar nonprofits.

NTEE S41 • $1M-$5M nonprofits • Source year 2024

Liabilities / Revenue

73rd percentile

0.31x

Higher debt load relative to revenue than 73% of similar nonprofits.

NTEE S41 • $1M-$5M nonprofits • Source year 2024

Net Margin

33rd percentile

0.2%

Higher net margin than 33% of similar nonprofits.

NTEE S41 • $1M-$5M nonprofits • Source year 2024

Top Officer Pay

86th percentile

$340,421

Higher top officer pay than 86% of similar nonprofits.

Top officer pay equals 7.4% of source-year revenue.

NTEE S41 • $1M-$5M nonprofits • Source year 2024

Asset Growth

57th percentile

13%

Faster asset growth than 57% of similar nonprofits.

NTEE S41 • $1M-$5M nonprofits • Annualized from 2023 to 2024

Revenue Growth

77th percentile

24%

Faster revenue growth than 77% of similar nonprofits.

NTEE S41 • $1M-$5M nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets64th percentile

Assets

Up

$4,687,169

Up $542,672 (+13%) from 2023

Liabilities

Up

$1,439,720

Up $467,099 (+48%) from 2023

Net Assets

Up

$3,247,449

Up $75,573 (+2.4%) from 2023

Operations
Liabilities / Revenue73rd percentileNet Margin33rd percentile

Revenue

Up

$4,624,905

Up $885,582 (+24%) from 2023

Expenses

Up

$4,614,547

Up $689,828 (+18%) from 2023

Net Income

Up

$10,358

Up $195,754 (+106%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth57th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$6.0M$4.0M$2.0M$0Assets 2011: $1,848,951Liabilities 2011: $670,333Net Assets 2011: $1,178,6182011Assets 2012: $1,850,108Liabilities 2012: $624,896Net Assets 2012: $1,225,2122012Assets 2013: $2,129,162Liabilities 2013: $737,330Net Assets 2013: $1,391,8322013Assets 2014: $2,332,837Liabilities 2014: $751,482Net Assets 2014: $1,581,3552014Assets 2015: $2,428,078Liabilities 2015: $729,138Net Assets 2015: $1,698,9402015Assets 2016: $2,595,925Liabilities 2016: $772,089Net Assets 2016: $1,823,8362016Assets 2017: $2,659,827Liabilities 2017: $882,140Net Assets 2017: $1,777,6872017Assets 2018: $2,822,292Liabilities 2018: $1,078,124Net Assets 2018: $1,744,1682018Assets 2019: $2,690,374Liabilities 2019: $746,968Net Assets 2019: $1,943,4062019Assets 2020: $3,402,092Liabilities 2020: $746,386Net Assets 2020: $2,655,7062020Assets 2021: $4,524,084Liabilities 2021: $916,836Net Assets 2021: $3,607,2482021Assets 2022: $4,165,478Liabilities 2022: $698,873Net Assets 2022: $3,466,6052022Assets 2023: $4,144,497Liabilities 2023: $972,621Net Assets 2023: $3,171,8762023Assets 2024: $4,687,169Liabilities 2024: $1,439,720Net Assets 2024: $3,247,4492024

Highlighted filing

2024

Assets$4,687,169
Liabilities$1,439,720
Net Assets$3,247,449
Open 2024 Filing

Operations Trend

Revenue Growth77th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$6.0M$4.0M$2.0M$0-$2.0MRevenue 2011: $1,715,738Expenses 2011: $1,709,335Net Income 2011: $6,4032011Expenses 2012: $1,711,4192012Expenses 2013: $1,854,2432013Revenue 2014: $2,062,286Expenses 2014: $2,012,808Net Income 2014: $49,4782014Revenue 2015: $2,300,822Expenses 2015: $2,074,117Net Income 2015: $226,7052015Revenue 2016: $2,094,970Expenses 2016: $1,960,466Net Income 2016: $134,5042016Revenue 2017: $2,071,181Expenses 2017: $2,227,100Net Income 2017: -$155,9192017Revenue 2018: $2,047,063Expenses 2018: $2,147,136Net Income 2018: -$100,0732018Revenue 2019: $2,914,309Expenses 2019: $2,776,695Net Income 2019: $137,6142019Revenue 2020: $2,789,945Expenses 2020: $2,458,926Net Income 2020: $331,0192020Revenue 2021: $2,833,642Expenses 2021: $2,416,043Net Income 2021: $417,5992021Revenue 2022: $3,579,587Expenses 2022: $3,053,323Net Income 2022: $526,2642022Revenue 2023: $3,739,323Expenses 2023: $3,924,719Net Income 2023: -$185,3962023Revenue 2024: $4,624,905Expenses 2024: $4,614,547Net Income 2024: $10,3582024

Highlighted filing

2024

Revenue$4,624,905
Expenses$4,614,547
Net Income$10,358
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$4,687,169
Liabilities
$1,439,720
Net assets
$3,247,449
Revenue
$4,624,905
Expenses
$4,614,547
Net income
$10,358
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$4.69$1.44$3.25$4.62$4.61$0.01
2023Detailed filing. Detailed filing data is available for this year.$4.14$0.97$3.17$3.74$3.92$0.19
2022Detailed filing. Detailed filing data is available for this year.$4.17$0.70$3.47$3.58$3.05$0.53
2021Detailed filing. Detailed filing data is available for this year.$4.52$0.92$3.61$2.83$2.42$0.42
2020Detailed filing. Detailed filing data is available for this year.$3.40$0.75$2.66$2.79$2.46$0.33
2019Detailed filing. Detailed filing data is available for this year.$2.69$0.75$1.94$2.91$2.78$0.14
2018Detailed filing. Detailed filing data is available for this year.$2.82$1.08$1.74$2.05$2.15$0.10
2017Detailed filing. Detailed filing data is available for this year.$2.66$0.88$1.78$2.07$2.23$0.16
2016Detailed filing. Detailed filing data is available for this year.$2.60$0.77$1.82$2.09$1.96$0.13
2015Detailed filing. Detailed filing data is available for this year.$2.43$0.73$1.70$2.30$2.07$0.23
2014Detailed filing. Detailed filing data is available for this year.$2.33$0.75$1.58$2.06$2.01$0.05
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.$2.13$0.74$1.39$1.85
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.85$0.62$1.23$1.71
2011Summary only. Only limited summary data is available for this year.$1.85$0.67$1.18$1.72$1.71$0.01
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Sep 1, 2023 to Aug 31, 2024
Signed
Jun 27, 2025
Return Version
2023v6.0
Gross Receipts
$4,633,101
Mission and Program Overview

Mission

To unify and advance business and community interests in the cass county, north dakota and clay county, minnesota region.

The chamber is a catalyst for growth and prosperity. We protect and promote business, inspire innovation, cultivate communities and influence action.

Balance Sheet Detail
LineBeginningEndChange
Assets
Investments in Publicly Traded Securities$2,460,765$2,788,780▲ $328,015
Accounts Receivable$444,693$1,047,618▲ $602,925
Savings and Temporary Cash Investments$500,503$491,490▼ $9,013
Cash and Non-Interest-Bearing Accounts$21,409$112,905▲ $91,496
Prepaid Expenses and Deferred Charges$85,709$65,285▼ $20,424
Land, Buildings, and Equipment, Net$62,506$41,243▼ $21,263
Investments Other Securities$366,457$3,466▼ $362,991
Total Assets$4,144,497$4,687,169▲ $542,672
Other Assets Total$202,455$136,382▼ $66,073
Liabilities
Deferred Revenue$605,189$637,467▲ $32,278
Accounts Payable and Accrued Expenses$171,164$496,057▲ $324,893
Other Liabilities$196,268$306,196▲ $109,928
Total Liabilities$972,621$1,439,720▲ $467,099
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$3,171,876$3,247,449▲ $75,573
Total Net Assets Fund Balance$3,171,876$3,247,449▲ $75,573
Total Liabilities and Net Assets / Fund Balance$4,144,497$4,687,169▲ $542,672

Asset Categories

AssetBook ValueDepreciationBasis
Equipment$23,093$244,902$267,995
Other Land Buildings$18,150-$18,150
Compensation and Service Providers
Top Officer Pay86th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Shannon FullPresidentPT$317,266$23,155$340,421
Katherine GrindbergExecutive VPFT$119,417$13,749$133,166

Board Members and Trustees

NameTitle
Tami NorgardChair
Chad FlanaganChair Elect
Peter StenehjemImmediate Past Chair
Camille GradeDirector
David CookDirector
Jenny OlsonDirector
Jon RiewerDirector
Kara JorvigDirector
Kevin BucholzDirector
Kevin ChristiansonDirector
Kristi HuberDirector
Mike ArntsonDirector
Tina AmermanDirector
Richard VetterDirector (ended 12/2023)
Mark ThompsonDirector (started 1/2024)
Brian ShawnDirector (started 9/2023)
Frank MatusDirector (started 9/2023)
Julie WhitneyDirector (started 9/2023)
Paul MatthysDirector (started 9/2023)
Tiffany LawrenceTreasurer
Nicole MelandVP of Finance & Operations

Highest Paid Contractors

ContractorServicesLocationCompensation
LivewireAudio/visual18 13 1/2 ST N, Fargo, ND 58102$194,550
Delta Hotels By MarriottEvent Hosting1635 42 ST SW, Fargo, ND 58103$100,190
Revenue and Support

Revenue Composition

Contributions and Grants
$88,476
Program Service Revenue
$2,925,600
Investment Income
$117,472
Other Revenue
$1,493,357
All Other Contributions
$12,600
Change in Net Assets
$10,358
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$2,716,101
Other Expenses$1,898,446
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$1,707,327
Current Officers, Directors, Trustees, and Key Employees---$552,940
Other Employee Benefits---$273,381
Information Technology---$273,154
Fees for Services Other---$234,293
All Other Expenses---$189,687
Payroll Taxes---$182,453
Advertising---$149,529
Fees for Services Lobbying---$147,431
Fees for Services Legal---$130,480
Other Expenses---$87,477
Depreciation Depletion---$31,203
Office Expenses---$27,975
Occupancy---$23,394
Insurance---$16,272
Fees for Services Accounting---$13,200
Interest---$1,467
Total Functional Expenses$0$0$0$4,614,547
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
In-house lobbying only
No
Subject to proxy tax
Yes

Reported Spending and Taxes

Line ItemAmount
Current Year Nondeductible Lobbying and Political Cost$147,431
Total Nondeductible Lobbying and Political Cost$147,431
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Refundable Advances$175,676
Operating Lease Liabilities$93,265
Financing Lease Liabilities$37,255
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
Yes
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
Yes
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 4

“Clean-up language and formatting, several minor changes, changing fiscal year from aug-sept to calendar year.”

Form 990, Part VI, Section A, Line 6

“Classes of membership include regular, associate, retiree and honorary.”

Form 990, Part VI, Section A, Line 7A

“Prior to june each year, the executive committee notifies the regular members of the opportunity to nominate candidates for each director seat up for election. Each member is allowed to submit one or more names of the qualified candidates for nomination by written notice to the executive committee after the expiration of the deadline established for the receipt of nominees from the membership. The executive committee selects from the nominees submitted by the members, or from other qualified candidates it selects, one nominee for each seat open for election. The executive committee has the right to accept or reject any and all nominees submitted by the members. Regular members are then entitled to vote in the election of directors.”

Form 990, Part VI, Section A, Line 7B

“Regular members are entitled to vote on any matters submitted to members by the board.”

Form 990, Part VI, Section B, Line 11B

“The form 990 is reviewed by the vice president of finance and operations before being reviewed and approved by the executive committee and board of directors.”

Form 990, Part VI, Section B, Line 12C

“Every year the board of directors completes an orientation which includes reviewing the conflict of interest policies.”

Form 990, Part VI, Section B, Line 15A

“The executive committee of the board of directors performs an annual review of the ceo which includes determining the ceo's compensation and bonus.”

Form 990, Part VI, Section C, Line 19

“The organization makes its governing documents, conflict of interest policy, and financial statements available to the public upon request.”

Filing and Contact Details

Filer

Filer Name
The Chamber Fargo Moorhead West Fargo
EIN
45-0448041
Phone
7013653440
Address
3312 42ND ST, FARGO, ND 58104

Signing Officer

Name
Nicole Meland
Title
Vice President
Phone
7013653440
Signed
2025-06-27
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Nicole Meland
Formed
1998
Legal Domicile
Nd
Voting Board Members
19
Independent Board Members
19
Employees
36
Volunteers
250

Preparer

Firm
Brady Martz & Associates Pc
Address
2537 S UNIVERSITY DRIVE, FARGO, ND 58103
Preparer
Jeremy Ulmer CPA
Phone
7012802100
Supplemental Narrative

Additional Explanations

FORM 990, PART XI, LINE 9:

“Unrealized loss on fueling our future joint venture -362,991.”

Financial Statement Notes

PART X, LINE 2:

“It is the opinion of management that the chamber has no significant uncertain tax positions that would be subject to change upon examination. The income tax return of the chamber is subject to examination by the irs and state tax authorities, generally for three years after they were filed. All filings are current.”

Raw XML AppendixShowing 400 of 588 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/ActivityOrMissionDesc0THE CHAMBER IS A CATALYST FOR GROWTH AND PROSPERITY. WE PROTECT AND PROMOTE BUSINESS, INSPIRE INNOVATION, CULTIVATE COMMUNITIES AND INFLUENCE ACTION.
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IRS990/Form990PartVIISectionAGrp/PersonNm15MARK THOMPSON
IRS990/Form990PartVIISectionAGrp/PersonNm16PAUL MATTHYS
IRS990/Form990PartVIISectionAGrp/PersonNm17JULIE WHITNEY
IRS990/Form990PartVIISectionAGrp/PersonNm18BRIAN SHAWN
IRS990/Form990PartVIISectionAGrp/PersonNm19FRANK MATUS
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IRS990/Form990PartVIISectionAGrp/TitleTxt0IMMEDIATE PAST CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt1CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt2DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt3DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt4CHAIR ELECT
IRS990/Form990PartVIISectionAGrp/TitleTxt5DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt6DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt7TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt8DIRECTOR (ENDED 12/2023)
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IRS990/Form990PartVIISectionAGrp/TitleTxt10DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt11DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt12DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt13DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt14DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt15DIRECTOR (STARTED 1/2024)
IRS990/Form990PartVIISectionAGrp/TitleTxt16DIRECTOR (STARTED 9/2023)
IRS990/Form990PartVIISectionAGrp/TitleTxt17DIRECTOR (STARTED 9/2023)
IRS990/Form990PartVIISectionAGrp/TitleTxt18DIRECTOR (STARTED 9/2023)
IRS990/Form990PartVIISectionAGrp/TitleTxt19DIRECTOR (STARTED 9/2023)
IRS990/Form990PartVIISectionAGrp/TitleTxt20PRESIDENT
IRS990/Form990PartVIISectionAGrp/TitleTxt21VP OF FINANCE & OPERATIONS
IRS990/Form990PartVIISectionAGrp/TitleTxt22EXECUTIVE VP
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IRS990/MissionDesc0THE CHAMBER IS A CATALYST FOR GROWTH AND PROSPERITY. WE PROTECT AND PROMOTE BUSINESS, INSPIRE INNOVATION, CULTIVATE COMMUNITIES AND INFLUENCE ACTION.
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IRS990/ProgSrvcAccomActy2Grp/Desc0LEADERSHIP FARGO MOORHEAD WEST FARGO HAS CONNECTED AND DEVELOPED LEADERS WHO GREATLY IMPACT THE COMMUNITY THROUGH DEDICATION AND SERVICE. YOU WILL FIND OUR ALUMNI HOLDING PROMINENT PUBLIC LEADERSHIP ROLES WITHIN OUR COMMUNITY AND A HOST OF OTHERS WHO ACTIVELY SERVE THE COMMUNITY EVERY DAY AS BOARD MEMBERS, DILIGENT VOLUNTEERS AND DEDICATED EMPLOYEES. EACH YEAR, LFMWF SELECTS 40 EMERGING AND EXISTING LEADERS FROM ALL SECTORS OF THE COMMUNITY TO PARTICIPATE IN THE NINE-MONTH PROGRAM. OUR PARTICIPANTS BUILD AN IMPACTFUL, LONG-LASTING NETWORK OF OTHER LEADERS WHILE SHARPENING THEIR OWN LEADERSHIP CAPABILITIES, EXPLORING MANY CHALLENGES AND OPPORTUNITIES OF OUR COMMUNITY, AND CONTRIBUTING TO THE VITALITY OF OUR REGION THROUGH COMMUNITY CHANGE INITIATIVES.
IRS990/ProgSrvcAccomActy3Grp/Desc0WOMEN CONNECT IS ONE OF THE CHAMBER'S MONTHLY EVENT PROGRAMS, AIMED TO TARGET THE NEEDS AND DEVELOPMENT OF PROFESSIONAL WOMEN. EACH TIME YOU COME TO AN EVENT, YOU CAN EXPECT KNOWLEDGEABLE SPEAKERS ADDRESSING A RANGE OF TOPICS APPLICABLE TO WOMEN IN THE MODERN WORKPLACE. BUT IT'S NOT JUST INSPIRATION AND EDUCATION THAT YOU CAN EXPECT! THERE ARE ALSO OPPORTUNITIES TO NETWORK AND CONNECT WITH YOUR PEERS AND LOCAL LEADERS.
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