Civic Intelligence

Communityworks North Dakota

EIN 45-0440770 • 501(c)3 • Mandan, ND

View Organization Page

Profile

Providing affordable housing & development opportunities to revitalize commiunities & improve the standard of living & quality of life for north dakotans. Provide low interest loans for emergency home repairs, mortgage assistance, 1st mortgage loans, and construction loans.

200 1st Avenue NWMandan, ND 58554

www.communityworksnd.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

70th percentile

0.40x

Higher debt load relative to assets than 70% of similar nonprofits.

501(c)3 • $10M-$25M nonprofits • Source year 2024

Liabilities / Revenue

92nd percentile

3.23x

Higher debt load relative to revenue than 92% of similar nonprofits.

501(c)3 • $10M-$25M nonprofits • Source year 2024

Net Margin

51st percentile

4.8%

Higher net margin than 51% of similar nonprofits.

501(c)3 • $10M-$25M nonprofits • Source year 2024

Top Officer Pay

Score unavailable

No value available

No filing with officer rows is available for this organization yet.

Asset Growth

33rd percentile

0.2%

Faster asset growth than 33% of similar nonprofits.

501(c)3 • $10M-$25M nonprofits • Annualized from 2023 to 2024

Revenue Growth

59th percentile

11%

Faster revenue growth than 59% of similar nonprofits.

501(c)3 • $10M-$25M nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets70th percentile

Assets

Up

$19,885,408

Up $47,252 (+0.2%) from 2023

Liabilities

Down

$8,005,175

Down $71,885 (-0.9%) from 2023

Net Assets

Up

$11,880,233

Up $119,137 (+1.0%) from 2023

Operations
Liabilities / Revenue92nd percentileNet Margin51st percentile

Revenue

Up

$2,481,425

Up $244,654 (+11%) from 2023

Expenses

Up

$2,362,288

Up $334,264 (+16%) from 2023

Net Income

Down

$119,137

Down $89,610 (-43%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth33rd percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$20M$15M$10M$5.0M$0Assets 2010: $9,523,454Liabilities 2010: $3,774,732Net Assets 2010: $5,748,7222010Assets 2011: $9,147,365Liabilities 2011: $3,021,689Net Assets 2011: $6,125,6762011Assets 2012: $9,825,125Liabilities 2012: $3,266,663Net Assets 2012: $6,558,4622012Assets 2013: $9,711,759Liabilities 2013: $3,019,060Net Assets 2013: $6,692,6992013Assets 2014: $9,918,977Liabilities 2014: $3,161,192Net Assets 2014: $6,757,7852014Assets 2015: $10,151,296Liabilities 2015: $3,126,398Net Assets 2015: $7,024,8982015Assets 2016: $10,576,341Liabilities 2016: $3,145,265Net Assets 2016: $7,431,0762016Assets 2017: $10,610,362Liabilities 2017: $2,803,719Net Assets 2017: $7,806,6432017Assets 2018: $10,775,315Liabilities 2018: $2,800,336Net Assets 2018: $7,974,9792018Assets 2019: $11,258,427Liabilities 2019: $2,716,808Net Assets 2019: $8,541,6192019Assets 2020: $11,755,274Liabilities 2020: $2,975,809Net Assets 2020: $8,779,4652020Assets 2021: $15,119,919Liabilities 2021: $4,854,152Net Assets 2021: $10,265,7672021Assets 2022: $18,745,191Liabilities 2022: $7,192,842Net Assets 2022: $11,552,3492022Assets 2023: $19,838,156Liabilities 2023: $8,077,060Net Assets 2023: $11,761,0962023Assets 2024: $19,885,408Liabilities 2024: $8,005,175Net Assets 2024: $11,880,2332024

Highlighted filing

2024

Assets$19,885,408
Liabilities$8,005,175
Net Assets$11,880,233
Open 2024 Filing

Operations Trend

Revenue Growth59th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$3.0M$2.0M$1.0M$0Expenses 2010: $1,853,4022010Expenses 2011: $2,795,3822011Expenses 2012: $685,3432012Revenue 2013: $635,214Expenses 2013: $500,977Net Income 2013: $134,2372013Revenue 2014: $562,468Expenses 2014: $497,382Net Income 2014: $65,0862014Revenue 2015: $748,194Expenses 2015: $481,081Net Income 2015: $267,1132015Revenue 2016: $769,156Expenses 2016: $362,978Net Income 2016: $406,1782016Revenue 2017: $954,009Expenses 2017: $578,442Net Income 2017: $375,5672017Revenue 2018: $789,629Expenses 2018: $621,293Net Income 2018: $168,3362018Revenue 2019: $1,339,904Expenses 2019: $773,264Net Income 2019: $566,6402019Revenue 2020: $1,014,476Expenses 2020: $776,630Net Income 2020: $237,8462020Revenue 2021: $2,854,575Expenses 2021: $1,368,273Net Income 2021: $1,486,3022021Revenue 2022: $2,861,584Expenses 2022: $1,575,002Net Income 2022: $1,286,5822022Revenue 2023: $2,236,771Expenses 2023: $2,028,024Net Income 2023: $208,7472023Revenue 2024: $2,481,425Expenses 2024: $2,362,288Net Income 2024: $119,1372024

Highlighted filing

2024

Revenue$2,481,425
Expenses$2,362,288
Net Income$119,137
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$19,885,408
Liabilities
$8,005,175
Net assets
$11,880,233
Revenue
$2,481,425
Expenses
$2,362,288
Net income
$119,137
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$19.9$8.01$11.9$2.48$2.36$0.12
2023Detailed filing. Detailed filing data is available for this year.$19.8$8.08$11.8$2.24$2.03$0.21
2022Detailed filing. Detailed filing data is available for this year.$18.7$7.19$11.6$2.86$1.58$1.29
2021Detailed filing. Detailed filing data is available for this year.$15.1$4.85$10.3$2.85$1.37$1.49
2020Detailed filing. Detailed filing data is available for this year.$11.8$2.98$8.78$1.01$0.78$0.24
2019Detailed filing. Detailed filing data is available for this year.$11.3$2.72$8.54$1.34$0.77$0.57
2018Detailed filing. Detailed filing data is available for this year.$10.8$2.80$7.97$0.79$0.62$0.17
2017Detailed filing. Detailed filing data is available for this year.$10.6$2.80$7.81$0.95$0.58$0.38
2016Summary only. Only limited summary data is available for this year.$10.6$3.15$7.43$0.77$0.36$0.41
2015Detailed filing. Detailed filing data is available for this year.$10.2$3.13$7.02$0.75$0.48$0.27
2014Detailed filing. Detailed filing data is available for this year.$9.92$3.16$6.76$0.56$0.50$0.07
2013Detailed filing. Detailed filing data is available for this year.$9.71$3.02$6.69$0.64$0.50$0.13
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$9.83$3.27$6.56$0.69
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$9.15$3.02$6.13$2.80
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$9.52$3.77$5.75$1.85
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Oct 1, 2023 to Sep 30, 2024
Signed
Aug 13, 2025
Return Version
2023v6.0
Gross Receipts
$2,489,549
Mission and Program Overview

Mission

Providing affordable housing & development opportunities to revitalize communities & improve the standard of living & quality of life for north dakotans. Provide low interest loans for emergency home repairs, mortgage assistance, 1st mortgage loans, & construction loans.

Providing affordable housing & development opportunities to revitalize communities & improve the standard of living & quality of life for north dakotans. Provide low interest loans for emergency home repairs, mortgage assistance, 1st mortgage loans, and construction loans.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$10,164,321$10,970,318▲ $805,997
Land, Buildings, and Equipment, Net$4,627,865$4,693,594▲ $65,729
Savings and Temporary Cash Investments$2,752,537$1,960,183▼ $792,354
Accounts Receivable$1,020,285$753,436▼ $266,849
Investments Program Related$623,779$552,829▼ $70,950
Cash and Non-Interest-Bearing Accounts$269,075$462,822▲ $193,747
Prepaid Expenses and Deferred Charges$35,061$39,468▲ $4,407
Intangible Assets$12,465$8,843▼ $3,622
Total Assets$19,838,156$19,885,408▲ $47,252
Other Assets Total$332,768$443,915▲ $111,147
Liabilities
Mortgage Notes Payable Secured by Investment Property$6,648,953$6,559,497▼ $89,456
Unsecured Notes Loans Payable$935,076$923,632▼ $11,444
Other Liabilities$319,924$325,671▲ $5,747
Accounts Payable and Accrued Expenses$106,016$164,888▲ $58,872
Escrow Account Liability$60,629$23,591▼ $37,038
Deferred Revenue$6,462$7,896▲ $1,434
Total Liabilities$8,077,060$8,005,175▼ $71,885
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$11,761,096$11,880,233▲ $119,137
Total Net Assets Fund Balance$11,761,096$11,880,233▲ $119,137
Total Liabilities and Net Assets / Fund Balance$19,838,156$19,885,408▲ $47,252

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$3,984,062$276,074$4,260,136
Leasehold Improvements$301,057$108,297$409,354
Land$374,779-$374,779
Equipment$33,696$38,912$72,608
Compensation and Service Providers
Top Officer PayScore unavailable

Employees

NameTitleFull / Part TimeBaseOtherTotal
Brent EkstromExecutive DiPT$123,842$27,044$150,886
Brent EkstromExecutive Direc-$115,886$35,000$150,886

Board Members and Trustees

NameTitle
David RogstadPresident
Chad VogelDirector
Cheyl MerckDirector
Darrin SandDirector
Dawn AanderudDirector
Derick RollerDirector
Jill BeckDirector
Kathy StopplerDirector
Renata BuenDirector
Rhonda AlleryDirector
Rick HornDirector
Jessica ThomassonSecretary
Jennifer HendersonTreasurer
Nicole ShurhamerVice Preside
Revenue and Support

Revenue Composition

Contributions and Grants
$592,662
Program Service Revenue
$1,869,057
Investment Income
$-62,497
Other Revenue
$82,203
Change in Net Assets
$119,137
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$1,320,952
Salaries, Compensation, and Employee Benefits$1,041,336
Total Fundraising Expense$5,027
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$599,388$94,647$3$694,038
Occupancy$455,381$4,569-$459,950
Interest$157,281$12,751-$170,032
Depreciation Depletion$141,241$9,763-$151,004
Insurance$107,502$18,226-$125,728
Fees for Services Accounting$89,130$31,110-$120,240
Current Officers, Directors, Trustees, and Key Employees$41,537$68,539$3,631$113,707
Other Employee Benefits$97,915$4,635-$102,550
Information Technology$59,408$9,153-$68,561
Payroll Taxes$53,225$14,003-$67,228
Pension Plan Contributions$50,739$13,074-$63,813
Fees for Services Legal$9,345$41,983-$51,328
Office Expenses$30,119$19,546-$49,665
Fees for Services Other$9,266$31,721-$40,987
Travel$22,529$10,552$1,393$34,474
Advertising$1,644$10,669-$12,313
Other Expenses$155$5,804-$5,959
All Other Expenses$3,786$175-$3,961
Total Functional Expenses$1,953,620$403,641$5,027$2,362,288
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Interest Payable$180,657
Accrued Leave$82,075
Security Deposits$58,437
Lease Liability$4,502
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
Yes
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 11B

“The form 990 will be e-mailed to and reviewed by the joint finance committee. The full board will also receive a copy of the 990 return for review.”

Form 990, Page 6, Part VI, Line 12C

“Board members review the policy and sign conflict of interest forms annually. The board member will abstain from voting upon any actions which present a conflict of interest.”

Form 990, Page 6, Part VI, Line 15A

“The board of directors approves the compensation of the executive director. The board members are active in similar profit and non-profit entities and use this knowledge to set pay.”

Form 990, Page 6, Part VI, Line 15B

“Compensation for other employees is set by the executive director and approved within the budget by the board of directors.”

Form 990, Page 6, Part VI, Line 19

“Documents will be provided upon request at the office or copies will be provided via mail or e-mail request.”

Filing and Contact Details

Filer

Filer Name
Communityworks North Dakota
EIN
45-0440770
Phone
7016677600
Address
200 1ST AVENUE NW, MANDAN, ND 58554

Signing Officer

Name
Brent Ekstrom
Title
Executive Direc
Phone
7016677600
Signed
2025-08-13
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Brent Ekstrom
Formed
1995
Legal Domicile
Nd
Voting Board Members
14
Independent Board Members
14
Employees
29
Volunteers
14

Preparer

Firm
Haga Kommer Ltd
Address
204 E MAIN ST, MANDAN, ND 58554
Preparer
Lynnell Rude CPA
Phone
7016639345
Supplemental Narrative

Additional Explanations

FORM 990 - ORGANIZATION'S MISSION

“Providing affordable housing & development opportunities to revitalize commiunities & improve the standard of living & quality of life for north dakotans. Provide low interest loans for emergency home repairs, mortgage assistance, 1st mortgage loans, and construction loans.”

Form 990, Part V

“1a includes only the number of 1099s filed by communityworks north dakota 45-0440770 and does not include the 1099s filed by wholly owned llcs under their own eins.”

Financial Statement Notes

Schedule D, Page 2, Part IV, Line 2B

“Funds may be held when loans are closed for repairs or fees to be paid for the homeowners. Funds are disbursed as expenses are remitted.”

Schedule D, Page 3, Part X

“Communityworks north dakota is exempt from income taxes under section 501 (c)(3) of the internal revenue code. The organization is annually required to file a return of organization exempt from income tax (form 990) with the irs. In addition, the organization is subject to income tax on net income that is derived from business activities that are unrelated to exempt purposes. The organization has determined that it is not subject to unrelated business income tax and has not filed an exempt organization business income tax return (form 990-t). Management believes that the entity has appropriate support for any tax positions taken affecting its annual filing requirements and, as such, does not have any uncertain tax positions that are material to the consolidated financial statements. The organization would recognize future accrued interest and penalties related to unrecognized tax benefits and liabilities in income tax expense, if such interest and penalties are incurred.”

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This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/Form990PartVIISectionAGrp/TitleTxt2VICE PRESIDE
IRS990/Form990PartVIISectionAGrp/TitleTxt3SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt4TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt5DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt6DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt7DIRECTOR
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IRS990/Form990PartVIISectionAGrp/TitleTxt13DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt14DIRECTOR
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IRS990/MissionDesc0PROVIDING AFFORDABLE HOUSING & DEVELOPMENT OPPORTUNITIES TO REVITALIZE COMMIUNITIES & IMPROVE THE STANDARD OF LIVING & QUALITY OF LIFE FOR NORTH DAKOTANS. PROVIDE LOW INTEREST LOANS FOR EMERGENCY HOME REPAIRS, MORTGAGE ASSISTANCE, 1ST MORTGAGE LOANS, AND CONSTRUCTION LOANS.
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IRS990/ProgSrvcAccomActy2Grp/Desc0REVOLVING LOAN PROGRAM - PROVIDES AFFORDABLE LOANS, WITH TERMS BASED ON THE BORROWER'S CAPACITY TO REPAY, FOR DOWN PAYMENT AND CLOSING COST ASSISTANCE,REHABILITATION LOANS, LOANS FOR EMERGENCY REPAIRS, AND OTHER MORTGAGE ASSISTANCE, INCLUDING CONSTRUCTION AND FIRST MORTGAGE LOANS. IN 2024, 37 MORTGAGE LOANS TOTALLING 918,500 WERE AWARDED. 2 LOANS FOR FINANCING DEVELOPMENT OF AFFORDABLE HOUSING WERE CLOSED IN 2024 TOTALING 364,814 FOR 160 NEW UNITS. CLIENT FEES AND LOAN INTEREST ARE USED TO ADMINISTER THE PROGRAM IN ADDITION TO GRANTS AND CONTRIBUTIONS.
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IRS990/ProgSrvcAccomActy3Grp/Desc0HOUSING DEVELOPMENT - CWND CONSTRUCTS, ACQUIRES, REHABILITATES, AND OPERATES MULTI-FAMILY AFFORDABLE HOUSING UNITS THROUGHOUT NORTH DAKOTA. DURING 2024 CWND MADE APPLICATION FOR 2 9% TAX CREDITS PROJECTS BUT WAS UNSUCESSFUL. CWND CONTINUES TO SEEK OPPORTUNITIES TO PROVIDE AFFORDABLE HOUSING.
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IRS990ScheduleA/Form990ScheduleAPartVIGrp/ExplanationTxt0MISCELLANEOUS 18,254
IRS990ScheduleA/Form990ScheduleAPartVIGrp/FormAndLineReferenceDesc0PART II, LINE 10
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