Civic Intelligence

Rutland Housing Incorporated

EIN 45-0311336 • 501(c)4 • Rutland, ND

Profile

To provide affordable housing for low income & elderly residents of rutland, nd.

PO Box 8Rutland, ND 58067-0008

n/A

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

97th percentile

1.48x

Higher debt load relative to assets than 97% of similar nonprofits.

501(c)4 • <$500k nonprofits • Source year 2025

Liabilities / Revenue

99th percentile

4.79x

Higher debt load relative to revenue than 99% of similar nonprofits.

501(c)4 • <$500k nonprofits • Source year 2025

Net Margin

31st percentile

-9.7%

Higher net margin than 31% of similar nonprofits.

501(c)4 • <$500k nonprofits • Source year 2025

Top Officer Pay

89th percentile

$0

Higher top officer pay than 89% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)4 • <$500k nonprofits • Source year 2025

Asset Growth

44th percentile

-4.3%

Faster asset growth than 44% of similar nonprofits.

501(c)4 • <$500k nonprofits • Annualized from 2024 to 2025

Revenue Growth

47th percentile

-3.2%

Faster revenue growth than 47% of similar nonprofits.

501(c)4 • <$500k nonprofits • Annualized from 2024 to 2025

Balance Sheet
Liabilities / Assets97th percentile

Assets

Down

$262,538

Down $11,855 (-4.3%) from 2024

Liabilities

Down

$389,570

Down $3,965 (-1.0%) from 2024

Net Assets

Down

-$127,032

Down $7,890 (-6.6%) from 2024

Operations
Liabilities / Revenue99th percentileNet Margin31st percentile

Revenue

Down

$81,246

Down $2,728 (-3.2%) from 2024

Expenses

Down

$89,136

Down $2,944 (-3.2%) from 2024

Net Income

Up

-$7,890

Up $216 (+2.7%) from 2024

Trend Graphs

Balance Sheet Trend

Asset Growth44th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$600K$400K$200K$0-$200KAssets 2010: $95,679Liabilities 2010: $114,735Net Assets 2010: -$19,0562010Assets 2011: $415,275Liabilities 2011: $425,647Net Assets 2011: -$10,3722011Assets 2012: $405,792Liabilities 2012: $418,578Net Assets 2012: -$12,7862012Assets 2013: $395,309Liabilities 2013: $411,481Net Assets 2013: -$16,1722013Assets 2014: $398,099Liabilities 2014: $408,446Net Assets 2014: -$10,3472014Assets 2015: $399,710Liabilities 2015: $397,550Net Assets 2015: $2,1602015Assets 2016: $409,326Liabilities 2016: $411,638Net Assets 2016: -$2,3122016Assets 2017: $396,150Liabilities 2017: $410,120Net Assets 2017: -$13,9702017Assets 2018: $379,605Liabilities 2018: $407,502Net Assets 2018: -$27,8972018Assets 2019: $353,030Liabilities 2019: $405,458Net Assets 2019: -$52,4282019Assets 2020: $328,482Liabilities 2020: $403,304Net Assets 2020: -$74,8222020Assets 2021: $310,070Liabilities 2021: $401,758Net Assets 2021: -$91,6882021Assets 2022: $291,731Liabilities 2022: $398,893Net Assets 2022: -$107,1622022Assets 2023: $285,745Liabilities 2023: $396,781Net Assets 2023: -$111,0362023Assets 2024: $274,393Liabilities 2024: $393,535Net Assets 2024: -$119,1422024Assets 2025: $262,538Liabilities 2025: $389,570Net Assets 2025: -$127,0322025

Highlighted filing

2025

Assets$262,538
Liabilities$389,570
Net Assets-$127,032
Open 2025 Filing

Operations Trend

Revenue Growth47th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$100K$50K$0-$50KRevenue 2010: $59,747Expenses 2010: $62,045Net Income 2010: -$2,2982010Revenue 2011: $87,560Expenses 2011: $78,876Net Income 2011: $8,6842011Revenue 2012: $71,291Expenses 2012: $73,705Net Income 2012: -$2,4142012Revenue 2013: $83,170Expenses 2013: $86,556Net Income 2013: -$3,3862013Revenue 2014: $80,425Expenses 2014: $74,600Net Income 2014: $5,8252014Revenue 2015: $72,792Expenses 2015: $60,285Net Income 2015: $12,5072015Revenue 2016: $72,031Expenses 2016: $76,503Net Income 2016: -$4,4722016Revenue 2017: $71,932Expenses 2017: $83,590Net Income 2017: -$11,6582017Revenue 2018: $71,176Expenses 2018: $85,103Net Income 2018: -$13,9272018Revenue 2019: $53,631Expenses 2019: $78,162Net Income 2019: -$24,5312019Revenue 2020: $53,474Expenses 2020: $75,868Net Income 2020: -$22,3942020Revenue 2021: $71,480Expenses 2021: $88,346Net Income 2021: -$16,8662021Revenue 2022: $72,184Expenses 2022: $87,658Net Income 2022: -$15,4742022Revenue 2023: $83,949Expenses 2023: $87,823Net Income 2023: -$3,8742023Revenue 2024: $83,974Expenses 2024: $92,080Net Income 2024: -$8,1062024Revenue 2025: $81,246Expenses 2025: $89,136Net Income 2025: -$7,8902025

Highlighted filing

2025

Revenue$81,246
Expenses$89,136
Net Income-$7,890
Open 2025 Filing

Filings

Most recent year

2025 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$262,538
Liabilities
$389,570
Net assets
-$127,032
Revenue
$81,246
Expenses
$89,136
Net income
-$7,890
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$2.63$3.90$1.27$0.81$0.89$0.08
2024Detailed filing. Detailed filing data is available for this year.$2.74$3.94$1.19$0.84$0.92$0.08
2023Detailed filing. Detailed filing data is available for this year.$2.86$3.97$1.11$0.84$0.88$0.04
2022Detailed filing. Detailed filing data is available for this year.$2.92$3.99$1.07$0.72$0.88$0.15
2021Detailed filing. Detailed filing data is available for this year.$3.10$4.02$0.92$0.71$0.88$0.17
2020Detailed filing. Detailed filing data is available for this year.$3.28$4.03$0.75$0.53$0.76$0.22
2019Detailed filing. Detailed filing data is available for this year.$3.53$4.05$0.52$0.54$0.78$0.25
2018Detailed filing. Detailed filing data is available for this year.$3.80$4.08$0.28$0.71$0.85$0.14
2017Detailed filing. Detailed filing data is available for this year.$3.96$4.10$0.14$0.72$0.84$0.12
2016Detailed filing. Detailed filing data is available for this year.$4.09$4.12$0.02$0.72$0.77$0.04
2015Detailed filing. Detailed filing data is available for this year.$4.00$3.98$0.02$0.73$0.60$0.13
2014Detailed filing. Detailed filing data is available for this year.$3.98$4.08$0.10$0.80$0.75$0.06
2013Detailed filing. Detailed filing data is available for this year.$3.95$4.11$0.16$0.83$0.87$0.03
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$4.06$4.19$0.13$0.71$0.74$0.02
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$4.15$4.26$0.10$0.88$0.79$0.09
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.96$1.15$0.19$0.60$0.62$0.02
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2025 to Dec 31, 2025
Signed
Feb 10, 2026
Return Version
2025v4.0
Gross Receipts
$81,246
Mission and Program Overview

Mission

To provide affordable housing for low income & elderly residents of rutland, nd.

Program Services

DescriptionGrantsExpenses
OUR MISSION IS TO PROVIDE THE ELDERLY AND LOW INCOME RESIDENTS WITH AFFORDABLE HOUSING. WE SERVICE 14 APARTMENTS IN 3 BUILDINGS IN RUTLAND, ND.-$89,136
Compensation and Service Providers
Top Officer Pay89th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
BILL ANDERSONV. President-$0--
DELORES LYNSEPresident-$0--
CAROLYN CHRISTENSENSecretary-$0--
BERTHA SIEMIENIEWSKIOperationalPT$0--
Filing and Contact Details

Filer

Filer Name
Rutland Housing Incorporated
EIN
45-0311336
Phone
7017243180
Address
PO BOX 8, RUTLAND, ND 58067-0008

Signing Officer

Name
Bertha Siemieniewski
Title
Operational Director
Phone
7017243180
Signed
2026-02-10
Discuss with paid preparer
Yes

Preparer

Firm
Ptacek Financial Services Pc
Address
420 MAIN AVE, OAKES, ND 58474-1637
Preparer
Toni L Ptacek CPA
Phone
7017422179
Supplemental Narrative

Additional Explanations

Form 990-ez, Part I

“Line 14 occupancy 59,892 depreciation 19,750 total line 14 79,642”

Form 990-ez, Part II, Line 26

“Other liabilities 5,600 5,200 rural development loan 387,935 384,370”

Form 990-ez, Part III

“To provide affordable housing for low income & elderly residents of rutland, nd.”

Raw XML Appendix107 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd0false
IRS990EZ/BooksInCareOfDetail/PersonNm0BERTHA SIEMIENIEWSKI
IRS990EZ/BooksInCareOfDetail/PhoneNum07017243180
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt0PO BOX 113
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0GWINNER
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0ND
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd0580700113
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt0105596
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt0113491
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/EngagedInExcessBenefitTransInd0false
IRS990EZ/ExcessOrDeficitForYearAmt0-7890
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt01808
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form1120PolFiledInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt0274393
IRS990EZ/Form990TotalAssetsGrp/EOYAmt0262538
IRS990EZ/GrossReceiptsAmt081246
IRS990EZ/InfoInScheduleOPartIIIInd0X
IRS990EZ/InfoInScheduleOPartIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/InvestmentIncomeAmt0234
IRS990EZ/LandAndBuildingsGrp/BOYAmt0168797
IRS990EZ/LandAndBuildingsGrp/EOYAmt0149047
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MethodOfAccountingAccrualInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt0-119142
IRS990EZ/NetAssetsOrFundBalancesEOYAmt0-127032
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt0-119142
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt0-127032
IRS990EZ/OccupancyRentUtltsAndMaintAmt079642
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt01.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt12.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt22.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt315.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0BILL ANDERSON
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1DELORES LYNSE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2CAROLYN CHRISTENSEN
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3BERTHA SIEMIENIEWSKI
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0V. PRESIDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1PRESIDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2SECRETARY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3OPERATIONAL
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501cInd0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0TO PROVIDE AFFORDABLE HOUSING FOR LOW INCOME & ELDERLY RESIDENTS OF RUTLAND, ND.
IRS990EZ/PrintingPublicationsPostageAmt07686
IRS990EZ/ProgramServiceRevenueAmt081012
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0OUR MISSION IS TO PROVIDE THE ELDERLY AND LOW INCOME RESIDENTS WITH AFFORDABLE HOUSING. WE SERVICE 14 APARTMENTS IN 3 BUILDINGS IN RUTLAND, ND.
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt089136
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/StatesWhereCopyOfReturnIsFldCd0ND
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt0393535
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt0389570
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt089136
IRS990EZ/TotalProgramServiceExpensesAmt089136
IRS990EZ/TotalRevenueAmt081246
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0N/A
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0LINE 14 OCCUPANCY 59,892 DEPRECIATION 19,750 TOTAL LINE 14 79,642
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1OTHER LIABILITIES 5,600 5,200 RURAL DEVELOPMENT LOAN 387,935 384,370
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2TO PROVIDE AFFORDABLE HOUSING FOR LOW INCOME & ELDERLY RESIDENTS OF RUTLAND, ND.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990-EZ, PART I
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990-EZ, PART II, LINE 26
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990-EZ, PART III
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0BERTHA SIEMIENIEWSKI
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0OPERATIONAL DIRECTOR
ReturnHeader/BusinessOfficerGrp/PhoneNum07017243180
ReturnHeader/BusinessOfficerGrp/SignatureDt02026-02-10
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0RUTLAND HOUSING INCORPORATED
ReturnHeader/Filer/BusinessNameControlTxt0RUTL
ReturnHeader/Filer/EIN0450311336
ReturnHeader/Filer/PhoneNum07017243180
ReturnHeader/Filer/USAddress/AddressLine1Txt0PO BOX 8
ReturnHeader/Filer/USAddress/CityNm0RUTLAND
ReturnHeader/Filer/USAddress/StateAbbreviationCd0ND
ReturnHeader/Filer/USAddress/ZIPCd0580670008
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0450450259
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0PTACEK FINANCIAL SERVICES PC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0420 MAIN AVE
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0OAKES
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0ND
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd0584741637
ReturnHeader/PreparerPersonGrp/PhoneNum07017422179
ReturnHeader/PreparerPersonGrp/PreparationDt02026-02-10
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0TONI L PTACEK CPA
ReturnHeader/ReturnTs02026-02-16T18:24:41-05:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02025-01-01
ReturnHeader/TaxPeriodEndDt02025-12-31
ReturnHeader/TaxYr02025

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