Civic Intelligence

North Star Community Credit Union

EIN 45-0260598 • 501(c)14 • Maddock, ND

View Organization Page

Profile

Non-profit organization providing financial services to a field of membership.

PO Box 10Maddock, ND 58348

www.northstarccu.com

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

28th percentile

0.88x

Higher debt load relative to assets than 28% of similar nonprofits.

501(c)14 • $250M-$1B nonprofits • Source year 2024

Liabilities / Revenue

30th percentile

13.59x

Higher debt load relative to revenue than 30% of similar nonprofits.

501(c)14 • $250M-$1B nonprofits • Source year 2024

Net Margin

32nd percentile

6.1%

Higher net margin than 32% of similar nonprofits.

501(c)14 • $250M-$1B nonprofits • Source year 2024

Top Officer Pay

Score unavailable

No value available

No filing with officer rows is available for this organization yet.

Asset Growth

4th percentile

-5.9%

Faster asset growth than 4% of similar nonprofits.

501(c)14 • $250M-$1B nonprofits • Annualized from 2023 to 2024

Revenue Growth

78th percentile

21%

Faster revenue growth than 78% of similar nonprofits.

501(c)14 • $250M-$1B nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets28th percentile

Assets

Down

$459,255,400

Down $28,760,244 (-5.9%) from 2023

Liabilities

Down

$405,411,792

Down $32,868,252 (-7.5%) from 2023

Net Assets

Up

$53,843,608

Up $4,108,008 (+8.3%) from 2023

Operations
Liabilities / Revenue30th percentileNet Margin32nd percentile

Revenue

Up

$29,836,143

Up $5,260,523 (+21%) from 2023

Expenses

Up

$28,015,671

Up $5,294,812 (+23%) from 2023

Net Income

Down

$1,820,472

Down $34,289 (-1.8%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth4th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$600M$400M$200M$0Assets 2010: $116,315,734Liabilities 2010: $101,563,670Net Assets 2010: $14,752,0642010Assets 2011: $130,435,766Liabilities 2011: $114,460,391Net Assets 2011: $15,975,3752011Assets 2012: $157,134,684Liabilities 2012: $139,636,031Net Assets 2012: $17,498,6532012Assets 2013: $164,521,344Liabilities 2013: $145,739,241Net Assets 2013: $18,782,1032013Assets 2014: $163,449,409Liabilities 2014: $143,166,236Net Assets 2014: $20,283,1732014Assets 2015: $167,171,459Liabilities 2015: $145,727,444Net Assets 2015: $21,444,0152015Assets 2016: $175,135,865Liabilities 2016: $151,241,779Net Assets 2016: $23,894,0862016Assets 2017: $305,996,475Liabilities 2017: $269,774,221Net Assets 2017: $36,222,2542017Assets 2018: $299,374,794Liabilities 2018: $260,528,434Net Assets 2018: $38,846,3602018Assets 2019: $311,136,853Liabilities 2019: $269,082,672Net Assets 2019: $42,054,1812019Assets 2020: $348,332,025Liabilities 2020: $302,351,087Net Assets 2020: $45,980,9382020Assets 2021: $392,799,949Liabilities 2021: $343,145,773Net Assets 2021: $49,654,1762021Assets 2022: $440,710,368Liabilities 2022: $394,234,311Net Assets 2022: $46,476,0572022Assets 2023: $488,015,644Liabilities 2023: $438,280,044Net Assets 2023: $49,735,6002023Assets 2024: $459,255,400Liabilities 2024: $405,411,792Net Assets 2024: $53,843,6082024

Highlighted filing

2024

Assets$459,255,400
Liabilities$405,411,792
Net Assets$53,843,608
Open 2024 Filing

Operations Trend

Revenue Growth78th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$30M$20M$10M$0Expenses 2010: $4,911,7062010Expenses 2011: $4,761,3272011Expenses 2012: $4,954,7612012Revenue 2013: $6,745,284Expenses 2013: $5,614,137Net Income 2013: $1,131,1472013Revenue 2014: $7,083,253Expenses 2014: $5,324,493Net Income 2014: $1,758,7602014Revenue 2015: $7,264,446Expenses 2015: $5,733,437Net Income 2015: $1,531,0092015Revenue 2016: $7,672,623Expenses 2016: $6,596,281Net Income 2016: $1,076,3422016Revenue 2017: $11,252,190Expenses 2017: $10,684,322Net Income 2017: $567,8682017Revenue 2018: $15,831,369Expenses 2018: $12,438,149Net Income 2018: $3,393,2202018Revenue 2019: $16,631,211Expenses 2019: $14,168,212Net Income 2019: $2,462,9992019Revenue 2020: $16,080,655Expenses 2020: $14,068,524Net Income 2020: $2,012,1312020Revenue 2021: $17,250,607Expenses 2021: $14,291,001Net Income 2021: $2,959,6062021Revenue 2022: $18,211,835Expenses 2022: $15,110,783Net Income 2022: $3,101,0522022Revenue 2023: $24,575,620Expenses 2023: $22,720,859Net Income 2023: $1,854,7612023Revenue 2024: $29,836,143Expenses 2024: $28,015,671Net Income 2024: $1,820,4722024

Highlighted filing

2024

Revenue$29,836,143
Expenses$28,015,671
Net Income$1,820,472
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$459,255,400
Liabilities
$405,411,792
Net assets
$53,843,608
Revenue
$29,836,143
Expenses
$28,015,671
Net income
$1,820,472
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$459$405$53.8$29.8$28.0$1.82
2023Detailed filing. Detailed filing data is available for this year.$488$438$49.7$24.6$22.7$1.85
2022Detailed filing. Detailed filing data is available for this year.$441$394$46.5$18.2$15.1$3.10
2021Detailed filing. Detailed filing data is available for this year.$393$343$49.7$17.3$14.3$2.96
2020Detailed filing. Detailed filing data is available for this year.$348$302$46.0$16.1$14.1$2.01
2019Detailed filing. Detailed filing data is available for this year.$311$269$42.1$16.6$14.2$2.46
2018Detailed filing. Detailed filing data is available for this year.$299$261$38.8$15.8$12.4$3.39
2017Detailed filing. Detailed filing data is available for this year.$306$270$36.2$11.3$10.7$0.57
2016Detailed filing. Detailed filing data is available for this year.$175$151$23.9$7.67$6.60$1.08
2015Detailed filing. Detailed filing data is available for this year.$167$146$21.4$7.26$5.73$1.53
2014Detailed filing. Detailed filing data is available for this year.$163$143$20.3$7.08$5.32$1.76
2013Detailed filing. Detailed filing data is available for this year.$165$146$18.8$6.75$5.61$1.13
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$157$140$17.5$4.95
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$130$114$16.0$4.76
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$116$102$14.8$4.91
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Sep 22, 2025
Return Version
2024v5.2
Gross Receipts
$29,836,143
Mission and Program Overview

Mission

Non-profit organization providing financial services to a field of membership.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$351,268,854$340,146,144▼ $11,122,710
Investments Program Related$61,988,427$61,713,028▼ $275,399
Rtn Earn Endowment Incm Other Fnds$49,735,600$53,843,608▲ $4,108,008
Land, Buildings, and Equipment, Net$10,998,675$14,122,604▲ $3,123,929
Savings and Temporary Cash Investments$34,697,996$13,179,924▼ $21,518,072
Cash and Non-Interest-Bearing Accounts$6,945,167$6,607,900▼ $337,267
Receivables From Officers Etc$3,785,867$3,785,867→ $0
Intangible Assets$2,776,594$2,680,964▼ $95,630
Prepaid Expenses and Deferred Charges$2,713,717$2,627,136▼ $86,581
Accounts Receivable$1,344$1,143▼ $201
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$488,015,644$459,255,400▼ $28,760,244
Other Assets Total$12,839,003$14,390,690▲ $1,551,687
Liabilities
Other Liabilities$374,225,736$385,062,886▲ $10,837,150
Mortgage Notes Payable Secured by Investment Property$61,300,000$18,200,000▼ $43,100,000
Accounts Payable and Accrued Expenses$2,754,308$2,148,906▼ $605,402
Total Liabilities$438,280,044$405,411,792▼ $32,868,252
Net Assets / Fund Balance
Total Net Assets Fund Balance$49,735,600$53,843,608▲ $4,108,008
Total Liabilities and Net Assets / Fund Balance$488,015,644$459,255,400▼ $28,760,244

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$7,261,548$3,239,257$10,500,805
Other Land Buildings$3,853,890-$3,853,890
Equipment$1,145,133$2,670,348$3,815,481
Land$1,862,033-$1,862,033
Investment Program Related Org$1,505,872--
Compensation and Service Providers
Top Officer PayScore unavailable

Employees

NameTitleFull / Part TimeBaseOtherTotal
Bob HerringtonCEO/presidentFT$382,154$173,374$555,528
Dean AanderudCLOFT$159,029$53,352$212,381
Steve NannicelliChief Experience OfficerFT$151,035$42,240$193,275
Joann BergrudCOOFT$135,946$48,138$184,084
Yvonne FossenVP of OperationsFT$132,779$48,303$181,082
Alex KalliokoskiCFOFT$134,188$42,065$176,253
Chad PetersonVP of Retail ServicesFT$122,723$35,905$158,628
Shane MahlumVP of Member Business LendingFT$129,904$27,766$157,670
Ronelle MehlhoffVP of Talent and Organizational DevelopmentFT$135,800$19,723$155,523
Ronelle MehlhoffVP of Talent and Organizational Deve-$120,307$35,216$155,523

Board Members and Trustees

NameTitle
Michael BlackBoard Chairman
Kenneth KlebeBoard Vice Chairperson
Barbara WelkBoard Member
Chuck EmeryBoard Member
Michael FosterBoard Member
Tammy MeyerBoard Member
Kevin GigstadBoard Secretary

Highest Paid Contractors

ContractorServicesLocationCompensation
Cornerstone AdvisorsAdvisory7272 E INDIAN SCHOOL ROAD SUITE 4, Scottsdale, AZ 85251$210,000
Capital ExteriorsRoofing And Siding603 52 ST NE, Bismarck, ND 58501$174,988
Mindt Construction INCConstruction11 54TH AVE SE, Minot, ND 58701$127,148
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$23,405,453
Investment Income
$2,139,746
Other Revenue
$4,290,944
Change in Net Assets
$1,820,472

Audited Revenue Reconciliation

Revenue per Audited Statements
$29,836,143
Revenue Not Reported on Financial Statements
$0
Revenue Not Reported on Form 990
$1,527,690
Total Revenue per Audited Statements
$31,363,833
Total Revenue per Form 990
$29,836,143
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$18,846,463
Salaries, Compensation, and Employee Benefits$9,169,208
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Interest---$10,372,386
Other Salaries and Wages---$6,089,200
Fees for Services Other---$2,306,033
Other Employee Benefits---$1,407,616
Current Officers, Directors, Trustees, and Key Employees---$1,128,246
Office Expenses---$957,668
Depreciation Depletion---$691,633
Payroll Taxes---$544,146
Advertising---$541,772
Occupancy---$355,354
Other Expenses---$204,000
Travel---$164,259
Fees for Services Legal---$87,562
All Other Expenses---$71,390
Payments to Affiliates---$60,884
Conferences and Meetings---$39,245
Fees for Service Investment Mgmnt Fees---$12,690
Total Functional Expenses$0$0$0$28,015,671

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$28,015,671
Total Expenses per Audited Statements$28,015,671
Total Expenses per Form 990$28,015,671
Expenses Not Reported on Financial Statements$0
Expenses Not Reported on Form 990$0
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Officers, Directors, Trustees, and Key Employees$3,785,867$3,785,867→ $0
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Deposits$199,851,826
Time Savings Certificates Payable$182,646,227
Interest Payable$1,869,294
475f Liability$695,539
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
Yes
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“The organization is owned by its members, who are served by the credit union.”

Form 990, Part VI, Section A, Line 7A

“The board of directors is elected by the membership body.”

Form 990, Part VI, Section A, Line 7B

“Decisions made by the board members are approved by the membership body.”

Form 990, Part VI, Section B, Line 11B

“The board of directors approves the tax return before it is filed.”

Form 990, Part VI, Section B, Line 12C

“The written conflict of interest policy is monitored by the board of directors.”

Form 990, Part VI, Section B, Line 15

“Payroll is approved by the board of directors.”

Form 990, Part VI, Section C, Line 19

“All information is available upon request.”

Filing and Contact Details

Filer

Filer Name
North Star Community Credit Union
EIN
45-0260598
Phone
7014382222
Address
PO BOX 10, MADDOCK, ND 58348

Signing Officer

Name
Alex Kalliokoski
Title
CFO
Phone
7014382222
Signed
2025-09-22
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Bob Herrington
Formed
1940
Legal Domicile
Nd
Voting Board Members
7
Independent Board Members
7
Employees
134
Volunteers
0

Preparer

Firm
Brady Martz & Associates Pc
Address
PO BOX 848, MINOT, ND 58702-0848
Preparer
Tory J Hill CPA
Phone
7018520196
Supplemental Narrative

Additional Explanations

FORM 990, PART XI, LINE 9:

“Change in defined benefit pension plan 283,265.”

990 Line 2C

“The audit is supervised by the board of directors and key employees. The process has not changed from the prior year.”

Financial Statement Notes

PART X, LINE 2:

“The credit union's policy is to evaluate the likelihood that its uncertain tax positions will prevail upon examination based on the extent to which those positions have substantial support within the internal revenue code and regulations, revenue rulings, court decisions, and other evidence. It is the opinion of management that the credit union has no significant uncertain tax positions that would be subject to change upon examiniation. The federal income tax returns of the credit union are subject to examination by the irs, generally for three years after they were filed. All required filings with tax authorities are up-to-date.”

Raw XML AppendixShowing 400 of 662 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/ActivitiesConductedPrtshpInd00
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IRS990/AdvertisingGrp/TotalAmt0541772
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IRS990/AnnualDisclosureCoveredPrsnInd01
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IRS990/Form990PartVIISectionAGrp/PersonNm1MICHAEL BLACK
IRS990/Form990PartVIISectionAGrp/PersonNm2KENNETH KLEBE
IRS990/Form990PartVIISectionAGrp/PersonNm3MICHAEL FOSTER
IRS990/Form990PartVIISectionAGrp/PersonNm4CHUCK EMERY
IRS990/Form990PartVIISectionAGrp/PersonNm5BARBARA WELK
IRS990/Form990PartVIISectionAGrp/PersonNm6TAMMY MEYER
IRS990/Form990PartVIISectionAGrp/PersonNm7BOB HERRINGTON
IRS990/Form990PartVIISectionAGrp/PersonNm8ALEX KALLIOKOSKI
IRS990/Form990PartVIISectionAGrp/PersonNm9DEAN AANDERUD
IRS990/Form990PartVIISectionAGrp/PersonNm10JOANN BERGRUD
IRS990/Form990PartVIISectionAGrp/PersonNm11STEVE NANNICELLI
IRS990/Form990PartVIISectionAGrp/PersonNm12YVONNE FOSSEN
IRS990/Form990PartVIISectionAGrp/PersonNm13SHANE MAHLUM
IRS990/Form990PartVIISectionAGrp/PersonNm14CHAD PETERSON
IRS990/Form990PartVIISectionAGrp/PersonNm15RONELLE MEHLHOFF
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt7505574
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt8157125
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt9183030
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10162512
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt11174168
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt12153914
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt13138817
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt14135549
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt15135800
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt130
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt140
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt150
IRS990/Form990PartVIISectionAGrp/TitleTxt0BOARD SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt1BOARD CHAIRMAN
IRS990/Form990PartVIISectionAGrp/TitleTxt2BOARD VICE CHAIRPERSON
IRS990/Form990PartVIISectionAGrp/TitleTxt3BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt4BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt5BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt6BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt7CEO/PRESIDENT
IRS990/Form990PartVIISectionAGrp/TitleTxt8CFO
IRS990/Form990PartVIISectionAGrp/TitleTxt9CLO
IRS990/Form990PartVIISectionAGrp/TitleTxt10COO
IRS990/Form990PartVIISectionAGrp/TitleTxt11CHIEF EXPERIENCE OFFICER
IRS990/Form990PartVIISectionAGrp/TitleTxt12VP OF OPERATIONS
IRS990/Form990PartVIISectionAGrp/TitleTxt13VP OF MEMBER BUSINESS LENDING
IRS990/Form990PartVIISectionAGrp/TitleTxt14VP OF RETAIL SERVICES
IRS990/Form990PartVIISectionAGrp/TitleTxt15VP OF TALENT AND ORGANIZATIONAL DEVELOPMENT
IRS990/Form990ProvidedToGvrnBodyInd01
IRS990/Form990TFiledInd01
IRS990/FormationYr01940
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedBasisGrp/ConsolidatedBasisFinclStmtInd0X
IRS990/FSAuditedInd01
IRS990/FundraisingActivitiesInd00
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt07
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossReceiptsAmt029836143
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd01
IRS990/IndependentAuditFinclStmtInd01
IRS990/IndependentVotingMemberCnt07
IRS990/IndivRcvdGreaterThan100KCnt09
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartXIIInd0X
IRS990/InfoInScheduleOPartXIInd0X
IRS990/IntangibleAssetsGrp/BOYAmt02776594
IRS990/IntangibleAssetsGrp/EOYAmt02680964
IRS990/InterestGrp/TotalAmt010372386
IRS990/InvestmentIncomeGrp/ExclusionAmt02139746
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt02139746
IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsProgramRelatedGrp/BOYAmt061988427
IRS990/InvestmentsProgramRelatedGrp/EOYAmt061713028
IRS990/IRPDocumentCnt05347
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt05909605
IRS990/LandBldgEquipBasisNetGrp/BOYAmt010998675
IRS990/LandBldgEquipBasisNetGrp/EOYAmt014122604
IRS990/LandBldgEquipCostOrOtherBssAmt020032209
IRS990/LegalDomicileStateCd0ND
IRS990/LoanOutstandingInd01
IRS990/LocalChaptersInd01
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0NON-PROFIT ORGANIZATION PROVIDING FINANCIAL SERVICES TO A FIELD OF MEMBERSHIP.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/MortgNotesPyblScrdInvstPropGrp/BOYAmt061300000
IRS990/MortgNotesPyblScrdInvstPropGrp/EOYAmt018200000
IRS990/NetAssetsOrFundBalancesBOYAmt049735600
IRS990/NetAssetsOrFundBalancesEOYAmt053843608
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NetUnrlzdGainsLossesInvstAmt02004271
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt0355354
IRS990/OfficeExpensesGrp/TotalAmt0957668
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt012839003
IRS990/OtherAssetsTotalGrp/EOYAmt014390690
IRS990/OtherChangesInNetAssetsAmt0283265
IRS990/OtherEmployeeBenefitsGrp/TotalAmt01407616
IRS990/OtherExpensesGrp/Desc0PROVISION FOR LOAN LOSS
IRS990/OtherExpensesGrp/Desc1LOAN SERVICE
IRS990/OtherExpensesGrp/Desc2MISCELLANEOUS
IRS990/OtherExpensesGrp/Desc3EXAM FEES
IRS990/OtherExpensesGrp/TotalAmt02100000
IRS990/OtherExpensesGrp/TotalAmt1674803
IRS990/OtherExpensesGrp/TotalAmt2206784
IRS990/OtherExpensesGrp/TotalAmt3204000
IRS990/OtherLiabilitiesGrp/BOYAmt0374225736
IRS990/OtherLiabilitiesGrp/EOYAmt0385062886
IRS990/OtherRevenueMiscGrp/BusinessCd0522100
IRS990/OtherRevenueMiscGrp/BusinessCd1522100
IRS990/OtherRevenueMiscGrp/Desc0MISCELLANEOUS OPERATING INCOME
IRS990/OtherRevenueMiscGrp/Desc1FEES & CHARGES
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt02178379
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt12007565
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt02178379
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt12112565
IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt0105000
IRS990/OtherRevenueTotalAmt04290944
IRS990/OtherSalariesAndWagesGrp/TotalAmt06089200
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt0351268854
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt0340146144
IRS990/PartialLiquidationInd00
IRS990/PaymentsToAffiliatesGrp/TotalAmt060884
IRS990/PayrollTaxesGrp/TotalAmt0544146
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PoliciesReferenceChaptersInd01
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt02713717
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt02627136
IRS990/PrincipalOfficerNm0BOB HERRINGTON
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/Desc0INCOME FROM LOANS
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt023405453
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt023405453
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt01771492
IRS990/PYOtherExpensesAmt014168969
IRS990/PYOtherRevenueAmt02572963
IRS990/PYProgramServiceRevenueAmt020231165
IRS990/PYRevenuesLessExpensesAmt01854761
IRS990/PYSalariesCompEmpBnftPaidAmt08551890
IRS990/PYTotalExpensesAmt022720859
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt024575620
IRS990/ReceivablesFromOfficersEtcGrp/BOYAmt03785867
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt03785867
IRS990/ReconcilationRevenueExpnssAmt01820472
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd01
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd01
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt049735600
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt053843608
IRS990/SavingsAndTempCashInvstGrp/BOYAmt034697996
IRS990/SavingsAndTempCashInvstGrp/EOYAmt013179924
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt07261548
IRS990ScheduleD/BuildingsGrp/DepreciationAmt03239257
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt010500805
IRS990ScheduleD/EquipmentGrp/BookValueAmt01145133
IRS990ScheduleD/EquipmentGrp/DepreciationAmt02670348
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt03815481
IRS990ScheduleD/ExpensesNotReportedAmt00
IRS990ScheduleD/ExpensesNotRptFinclStmtAmt00
IRS990ScheduleD/ExpensesSubtotalAmt028015671
IRS990ScheduleD/FootnoteTextInd0X
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt029450735
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt125000
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt21326666
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt31111900
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt411404339
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt51984844
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt614903672
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt71505872
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc0FEDERAL AGENCY SECURITIES - AFS
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc1CUSO INVESTMENTS
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc2MUNICIPAL BONDS - AFS
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc3FHLB STOCK
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc4EQUITY SECURITIES
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc5U.S. TREASURY NOTES & BONDS - AFS
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc6FEDERAL AGENCY SECURITIES - HTM
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc7U.S. TREASURY NOTES & BONDS - HTM
IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd0F
IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd1C
IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd2F
IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd3C
IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd4F
IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd5F
IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd6C
IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd7C
IRS990ScheduleD/LandGrp/BookValueAmt01862033
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt01862033
IRS990ScheduleD/NetUnrealizedGainsInvstAmt01527690
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt03853890
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt03853890
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt0199851826
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt1182646227
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt21869294
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt3695539
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBER DEPOSITS
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1TIME SAVINGS CERTIFICATES PAYABLE
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc2INTEREST PAYABLE
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc3475F LIABILITY
IRS990ScheduleD/RevenueNotReportedAmt01527690
IRS990ScheduleD/RevenueNotReportedFinclStmtAmt00
IRS990ScheduleD/RevenueSubtotalAmt029836143
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0THE CREDIT UNION'S POLICY IS TO EVALUATE THE LIKELIHOOD THAT ITS UNCERTAIN TAX POSITIONS WILL PREVAIL UPON EXAMINATION BASED ON THE EXTENT TO WHICH THOSE POSITIONS HAVE SUBSTANTIAL SUPPORT WITHIN THE INTERNAL REVENUE CODE AND REGULATIONS, REVENUE RULINGS, COURT DECISIONS, AND OTHER EVIDENCE. IT IS THE OPINION OF MANAGEMENT THAT THE CREDIT UNION HAS NO SIGNIFICANT UNCERTAIN TAX POSITIONS THAT WOULD BE SUBJECT TO CHANGE UPON EXAMINIATION. THE FEDERAL INCOME TAX RETURNS OF THE CREDIT UNION ARE SUBJECT TO EXAMINATION BY THE IRS, GENERALLY FOR THREE YEARS AFTER THEY WERE FILED. ALL REQUIRED FILINGS WITH TAX AUTHORITIES ARE UP-TO-DATE.
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0PART X, LINE 2:
IRS990ScheduleD/TotalBookValueLandBuildingsAmt014122604
IRS990ScheduleD/TotalBookValueProgramRltdAmt061713028
IRS990ScheduleD/TotalExpensesPerForm990Amt028015671
IRS990ScheduleD/TotalLiabilityAmt0385062886
IRS990ScheduleD/TotalRevenuePerForm990Amt029836143
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt031363833
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt028015671
IRS990ScheduleJ/BoardOrCommitteeApprovalInd0X
IRS990ScheduleJ/EquityBasedCompArrngmInd00

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