Liabilities / Assets
42nd percentile
Higher debt load relative to assets than 42% of similar nonprofits.
EIN 45-0226725 • 501(c)14 • Watford City, ND
Profile
Organization is a state chartered credit union - n/a
Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.
Liabilities / Assets
42nd percentile
Higher debt load relative to assets than 42% of similar nonprofits.
Liabilities / Revenue
88th percentile
Higher debt load relative to revenue than 88% of similar nonprofits.
Net Margin
86th percentile
Higher net margin than 86% of similar nonprofits.
Top Officer Pay
52nd percentile
Higher top officer pay than 52% of similar nonprofits.
Top officer pay equals 2.9% of source-year revenue.
Asset Growth
73rd percentile
Faster asset growth than 73% of similar nonprofits.
Revenue Growth
67th percentile
Faster revenue growth than 67% of similar nonprofits.
Assets
Up$326,060,355
Up $18,921,649 (+6.2%) from 2023
Liabilities
Up$291,850,617
Up $14,592,678 (+5.3%) from 2023
Net Assets
Up$34,209,738
Up $4,328,971 (+14%) from 2023
Revenue
Up$15,719,865
Up $2,267,357 (+17%) from 2023
Expenses
Up$12,612,453
Up $1,207,137 (+11%) from 2023
Net Income
Up$3,107,412
Up $1,060,220 (+52%) from 2023
Most recent year
2024 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.
Organization is a state chartered credit union - n/a
Non-profit organization providing financial services to a field of membership.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Other Notes and Loans Receivable, Net | $157,418,765 | $164,542,848 | ▲ $7,124,083 |
| Investments Program Related | $95,227,570 | $95,338,865 | ▲ $111,295 |
| Savings and Temporary Cash Investments | $25,543,753 | $40,043,271 | ▲ $14,499,518 |
| Rtn Earn Endowment Incm Other Fnds | $27,880,767 | $32,209,738 | ▲ $4,328,971 |
| Receivables From Officers Etc | $3,946,966 | $7,554,649 | ▲ $3,607,683 |
| Land, Buildings, and Equipment, Net | $6,410,958 | $6,270,746 | ▼ $140,212 |
| Cash and Non-Interest-Bearing Accounts | $9,354,784 | $3,294,729 | ▼ $6,060,055 |
| Pd in Cap Srpls Land Bldg Eqp Fund | $2,000,000 | $2,000,000 | → $0 |
| Prepaid Expenses and Deferred Charges | $779,816 | $838,968 | ▲ $59,152 |
| Accounts Receivable | $8,794 | $4,899 | ▼ $3,895 |
| Cap Stk Tr Prin Current Funds | $0 | $0 | → $0 |
| Total Assets | $307,138,706 | $326,060,355 | ▲ $18,921,649 |
| Other Assets Total | $8,447,300 | $8,171,380 | ▼ $275,920 |
| Liabilities | |||
| Other Liabilities | $274,121,727 | $288,578,931 | ▲ $14,457,204 |
| Accounts Payable and Accrued Expenses | $3,136,212 | $3,271,686 | ▲ $135,474 |
| Total Liabilities | $277,257,939 | $291,850,617 | ▲ $14,592,678 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $29,880,767 | $34,209,738 | ▲ $4,328,971 |
| Total Liabilities and Net Assets / Fund Balance | $307,138,706 | $326,060,355 | ▲ $18,921,649 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Buildings | $4,702,756 | $2,792,948 | $7,495,704 |
| Equipment | $361,893 | $1,699,763 | $2,061,656 |
| Land | $1,134,925 | - | $1,134,925 |
| Leasehold Improvements | $71,172 | $354,443 | $425,615 |
| Investment Program Related Org | $249,000 | - | - |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Jeff Meyer | CEO | FT | $422,188 | $29,621 | $451,809 |
| Jeffrey Reiter | Chief Credit Officer | FT | $210,151 | $15,385 | $225,536 |
| Andrew Downer | CFO | FT | $152,131 | $17,642 | $169,773 |
| James Bourgois | It Manager | FT | $124,824 | $24,229 | $149,053 |
| Brock Romine | Commercial Lending Manager | FT | $124,540 | $19,223 | $143,763 |
| Megan Lawrence | Internal Audit Manager | FT | $118,906 | $12,798 | $131,704 |
| Kraig Blahoski | Chief Operations Officer | FT | $115,939 | $13,506 | $129,445 |
| Allison Hilleren | Director | - | $4,800 | - | $4,800 |
| Joy Brew | Chairperson | - | $4,500 | - | $4,500 |
| Lynn Oberg | Director | - | $4,500 | - | $4,500 |
| Andrew Fisher | Vice Chairperson | - | $4,200 | - | $4,200 |
| Ty Rolfsrud | Secretary | - | $4,200 | - | $4,200 |
| Line Item | Amount |
|---|---|
| Other Expenses | $6,586,819 |
| Salaries, Compensation, and Employee Benefits | $6,025,634 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | - | - | - | $4,033,582 |
| Interest | - | - | - | $2,883,252 |
| Fees for Services Other | - | - | - | $1,229,261 |
| Other Employee Benefits | - | - | - | $662,027 |
| Current Officers, Directors, Trustees, and Key Employees | - | - | - | $643,781 |
| Depreciation Depletion | - | - | - | $434,683 |
| Pension Plan Contributions | - | - | - | $371,477 |
| Office Expenses | - | - | - | $358,576 |
| Advertising | - | - | - | $340,222 |
| Payroll Taxes | - | - | - | $314,767 |
| Occupancy | - | - | - | $267,243 |
| Travel | - | - | - | $173,798 |
| Insurance | - | - | - | $113,783 |
| Fees for Services Accounting | - | - | - | $95,794 |
| Fees for Services Legal | - | - | - | $55,327 |
| Other Expenses | - | - | - | $1,662 |
| Total Functional Expenses | $0 | $0 | $0 | $12,612,453 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Line Item | Beginning | End | Change |
|---|---|---|---|
| Receivables from Officers, Directors, Trustees, and Key Employees | $3,946,966 | $7,554,649 | ▲ $3,607,683 |
| Liability | Amount |
|---|---|
| Member Share Accounts | $288,578,931 |
“There are no classes of members. Everyone who joins the credit union becomes a member.”
“All members may vote for their preferred candidate(s) for the board of directors. Elections are held annually to fill expiring terms.”
“Decisions made by the board members are approved by the membership body.”
“The completed form 990 is reviewed by the cfo and the accounting department.”
“All credit union employees, officers, directors, and committee members are required to attest to their compliance with the credit union's conflict of interest policy on an annual basis.”
“Senior level employees are evaluated by the ceo, using an outside compensation service and the ceo's evaluation of performance. The review process is performed annually.”
“The financial statements and governing documents are available to the public upon request.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | 0 |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 3136212 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 3271686 |
| IRS990/AccountsReceivableGrp/BOYAmt | 0 | 8794 |
| IRS990/AccountsReceivableGrp/EOYAmt | 0 | 4899 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | 0 |
| IRS990/ActivityOrMissionDesc | 0 | NON-PROFIT ORGANIZATION PROVIDING FINANCIAL SERVICES TO A FIELD OF MEMBERSHIP. |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 340222 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | 1 |
| IRS990/BackupWthldComplianceInd | 0 | 1 |
| IRS990/BooksInCareOfDetail/PersonNm | 0 | ANDREW DOWNER |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 7014446484 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | PO BOX 1496 |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | WATFORD CITY |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | ND |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 58854 |
| IRS990/BusinessRlnWith35CtrlEntInd | 0 | 0 |
| IRS990/BusinessRlnWithFamMemInd | 0 | 0 |
| IRS990/BusinessRlnWithOrgMemInd | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt | 0 | 0 |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 9354784 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 3294729 |
| IRS990/ChangeToOrgDocumentsInd | 0 | 0 |
| IRS990/CntrctRcvdGreaterThan100KCnt | 0 | 0 |
| IRS990/CollectionsOfArtInd | 0 | 0 |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 643781 |
| IRS990/CompensationFromOtherSrcsInd | 0 | 0 |
| IRS990/CompensationProcessCEOInd | 0 | 0 |
| IRS990/CompensationProcessOtherInd | 0 | 1 |
| IRS990/ConflictOfInterestPolicyInd | 0 | 1 |
| IRS990/ConservationEasementsInd | 0 | 0 |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | 0 |
| IRS990/CreditCounselingInd | 0 | 0 |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 3988039 |
| IRS990/CYOtherExpensesAmt | 0 | 6586819 |
| IRS990/CYOtherRevenueAmt | 0 | 2349170 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 9382656 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 3107412 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 6025634 |
| IRS990/CYTotalExpensesAmt | 0 | 12612453 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 15719865 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | 1 |
| IRS990/DeductibleArtContributionInd | 0 | 0 |
| IRS990/DeductibleNonCashContriInd | 0 | 0 |
| IRS990/DelegationOfMgmtDutiesInd | 0 | 0 |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 434683 |
| IRS990/Desc | 0 | NON-PROFIT ORGANIZATION PROVIDING FINANCIAL SERVICES TO A FIELD OF MEMBERSHIP. |
| IRS990/DescribedInSection501c3Ind | 0 | 0 |
| IRS990/DisregardedEntityInd | 0 | 0 |
| IRS990/DocumentRetentionPolicyInd | 0 | 1 |
| IRS990/DonorAdvisedFundInd | 0 | 0 |
| IRS990/DonorRstrOrQuasiEndowmentsInd | 0 | 0 |
| IRS990/ElectionOfBoardMembersInd | 0 | 1 |
| IRS990/EmployeeCnt | 0 | 65 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | 1 |
| IRS990/FamilyOrBusinessRlnInd | 0 | 0 |
| IRS990/FederalGrantAuditRequiredInd | 0 | 0 |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 95794 |
| IRS990/FeesForServicesLegalGrp/TotalAmt | 0 | 55327 |
| IRS990/FeesForServicesOtherGrp/TotalAmt | 0 | 1229261 |
| IRS990/ForeignActivitiesInd | 0 | 0 |
| IRS990/ForeignFinancialAccountInd | 0 | 0 |
| IRS990/ForeignOfficeInd | 0 | 0 |
| IRS990/Form8282PropertyDisposedOfInd | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 8 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 9 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 10 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 11 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 29621 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 17642 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 24229 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 8 | 15385 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 9 | 19223 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 10 | 12798 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 11 | 13506 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | JOY BREW |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | ANDREW FISHER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | LYNN OBERG |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | TY ROLFSRUD |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | ALLISON HILLEREN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | JEFF MEYER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | ANDREW DOWNER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | JAMES BOURGOIS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 8 | JEFFREY REITER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 9 | BROCK ROMINE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 10 | MEGAN LAWRENCE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 11 | KRAIG BLAHOSKI |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 4500 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 4200 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 4500 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 4200 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 4800 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 422188 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 152131 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 124824 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 8 | 210151 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 9 | 124540 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 10 | 118906 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 11 | 115939 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 11 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | CHAIRPERSON |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | VICE CHAIRPERSON |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | SECRETARY |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | CEO |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | CFO |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | IT MANAGER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 8 | CHIEF CREDIT OFFICER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 9 | COMMERCIAL LENDING MANAGER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 10 | INTERNAL AUDIT MANAGER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 11 | CHIEF OPERATIONS OFFICER |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | 0 |
| IRS990/Form990TFiledInd | 0 | 1 |
| IRS990/FormationYr | 0 | 1991 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | 0 |
| IRS990/FSAuditedInd | 0 | 0 |
| IRS990/FundraisingActivitiesInd | 0 | 0 |
| IRS990/GainOrLossGrp/OtherAmt | 0 | -58734 |
| IRS990/GamingActivitiesInd | 0 | 0 |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 5 |
| IRS990/GrantsToIndividualsInd | 0 | 0 |
| IRS990/GrantsToOrganizationsInd | 0 | 0 |
| IRS990/GrantToRelatedPersonInd | 0 | 0 |
| IRS990/GrossAmountSalesAssetsGrp/OtherAmt | 0 | 80000 |
| IRS990/GrossReceiptsAmt | 0 | 15859068 |
| IRS990/GrossRentsGrp/RealAmt | 0 | 119680 |
| IRS990/GroupReturnForAffiliatesInd | 0 | 0 |
| IRS990/IncludeFIN48FootnoteInd | 0 | 0 |
| IRS990/IndependentAuditFinclStmtInd | 0 | 0 |
| IRS990/IndependentVotingMemberCnt | 0 | 0 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 10 |
| IRS990/IndoorTanningServicesInd | 0 | 0 |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InsuranceGrp/TotalAmt | 0 | 113783 |
| IRS990/InterestGrp/TotalAmt | 0 | 2883252 |
| IRS990/InvestmentIncomeGrp/ExclusionAmt | 0 | 4046773 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 4046773 |
| IRS990/InvestmentInJointVentureInd | 0 | 0 |
| IRS990/InvestmentsProgramRelatedGrp/BOYAmt | 0 | 95227570 |
| IRS990/InvestmentsProgramRelatedGrp/EOYAmt | 0 | 95338865 |
| IRS990/IRPDocumentCnt | 0 | 52 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 4847154 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 6410958 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 6270746 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 11117900 |
| IRS990/LegalDomicileStateCd | 0 | ND |
| IRS990/LessCostOthBasisSalesExpnssGrp/OtherAmt | 0 | 138734 |
| IRS990/LessRentalExpensesGrp/RealAmt | 0 | 469 |
| IRS990/LoanOutstandingInd | 0 | 1 |
| IRS990/LocalChaptersInd | 0 | 1 |
| IRS990/MaterialDiversionOrMisuseInd | 0 | 0 |
| IRS990/MembersOrStockholdersInd | 0 | 1 |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | 1 |
| IRS990/MinutesOfGoverningBodyInd | 0 | 1 |
| IRS990/MissionDesc | 0 | NONE |
| IRS990/MoreThan5000KToIndividualsInd | 0 | 0 |
| IRS990/MoreThan5000KToOrgInd | 0 | 0 |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 29880767 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 34209738 |
| IRS990/NetGainOrLossInvestmentsGrp/ExclusionAmt | 0 | -58734 |
| IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt | 0 | -58734 |
| IRS990/NetRentalIncomeOrLossGrp/ExclusionAmt | 0 | 119211 |
| IRS990/NetRentalIncomeOrLossGrp/TotalRevenueColumnAmt | 0 | 119211 |
| IRS990/NetUnrelatedBusTxblIncmAmt | 0 | 12047 |
| IRS990/NetUnrlzdGainsLossesInvstAmt | 0 | 1221559 |
| IRS990/NondeductibleContributionsInd | 0 | 0 |
| IRS990/OccupancyGrp/TotalAmt | 0 | 267243 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 358576 |
| IRS990/OfficerMailingAddressInd | 0 | 0 |
| IRS990/OperateHospitalInd | 0 | 0 |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowFASB117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 8447300 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 8171380 |
| IRS990/OtherChangesInNetAssetsAmt | 0 | 0 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 662027 |
| IRS990/OtherExpensesGrp/Desc | 0 | PROVISION FOR CREDIT LO |
| IRS990/OtherExpensesGrp/Desc | 1 | LOAN SERVICE |
| IRS990/OtherExpensesGrp/Desc | 2 | ASSOCIATION DUES |
| IRS990/OtherExpensesGrp/Desc | 3 | MISCELLANEOUS |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 380166 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 209882 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 43170 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 1662 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 274121727 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 288578931 |
| IRS990/OtherRevenueMiscGrp/BusinessCd | 0 | 522100 |
| IRS990/OtherRevenueMiscGrp/BusinessCd | 1 | 522100 |
| IRS990/OtherRevenueMiscGrp/BusinessCd | 2 | 522100 |
| IRS990/OtherRevenueMiscGrp/Desc | 0 | MISCELLANEOUS |
| IRS990/OtherRevenueMiscGrp/Desc | 1 | FEES AND CHARGES |
| IRS990/OtherRevenueMiscGrp/Desc | 2 | INTERCHANGE INCOME |
| IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt | 0 | 1010660 |
| IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt | 1 | 886981 |
| IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt | 2 | 277157 |
| IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt | 0 | 1010660 |
| IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt | 1 | 942142 |
| IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt | 2 | 277157 |
| IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt | 0 | 55161 |
| IRS990/OtherRevenueTotalAmt | 0 | 2229959 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 4033582 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 157418765 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 164542848 |
| IRS990/PartialLiquidationInd | 0 | 0 |
| IRS990/PayPremiumsPrsnlBnftCntrctInd | 0 | 0 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 314767 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt | 0 | 2000000 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt | 0 | 2000000 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 371477 |
| IRS990/PoliciesReferenceChaptersInd | 0 | 1 |
| IRS990/PoliticalCampaignActyInd | 0 | 0 |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 779816 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 838968 |
| IRS990/PrincipalOfficerNm | 0 | ANDREW DOWNER |
| IRS990/ProfessionalFundraisingInd | 0 | 0 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 522100 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | INCOME FROM LOANS |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 9382656 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 9382656 |
| IRS990/ProhibitedTaxShelterTransInd | 0 | 0 |
| IRS990/PYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/PYContributionsGrantsAmt | 0 | 0 |
| IRS990/PYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/PYInvestmentIncomeAmt | 0 | 3480965 |
| IRS990/PYOtherExpensesAmt | 0 | 5637328 |
| IRS990/PYOtherRevenueAmt | 0 | 1646217 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 8325326 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 2047192 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 5767988 |
| IRS990/PYTotalExpensesAmt | 0 | 11405316 |
| IRS990/PYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/PYTotalRevenueAmt | 0 | 13452508 |
| IRS990/QuidProQuoContributionsInd | 0 | 0 |
| IRS990/RcvFndsToPayPrsnlBnftCntrctInd | 0 | 0 |
| IRS990/ReceivablesFromOfficersEtcGrp/BOYAmt | 0 | 3946966 |
| IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt | 0 | 7554649 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 3107412 |
| IRS990/RegularMonitoringEnfrcInd | 0 | 1 |
| IRS990/RelatedEntityInd | 0 | 0 |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | 0 |
| IRS990/RentalIncomeOrLossGrp/RealAmt | 0 | 119211 |
| IRS990/ReportInvestmentsOtherSecInd | 0 | 0 |
| IRS990/ReportLandBuildingEquipmentInd | 0 | 1 |
| IRS990/ReportOtherAssetsInd | 0 | 0 |
| IRS990/ReportOtherLiabilitiesInd | 0 | 1 |
| IRS990/ReportProgramRelatedInvstInd | 0 | 1 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 27880767 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 32209738 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 25543753 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 40043271 |
| IRS990/ScheduleBRequiredInd | 0 | 0 |
| IRS990ScheduleD/BuildingsGrp/BookValueAmt | 0 | 4702756 |
| IRS990ScheduleD/BuildingsGrp/DepreciationAmt | 0 | 2792948 |
| IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 7495704 |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 361893 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 1699763 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 2061656 |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt | 0 | 77476603 |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt | 1 | 17613262 |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt | 2 | 249000 |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc | 0 | FEDERAL AGENCY SECURITIES |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc | 1 | OBLIGATIONS OF STATE AND POLITICAL SUBDIVISION |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc | 2 | CERTIFICATES OF DEPOSIT |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd | 0 | F |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd | 1 | F |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd | 2 | C |
| IRS990ScheduleD/LandGrp/BookValueAmt | 0 | 1134925 |
| IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt | 0 | 1134925 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt | 0 | 71172 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt | 0 | 354443 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt | 0 | 425615 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 288578931 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | MEMBER SHARE ACCOUNTS |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 6270746 |
| IRS990ScheduleD/TotalBookValueProgramRltdAmt | 0 | 95338865 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 288578931 |
| IRS990ScheduleJ/BoardOrCommitteeApprovalInd | 0 | X |
| IRS990ScheduleJ/EquityBasedCompArrngmInd | 0 | 0 |
| IRS990/ScheduleJRequiredInd | 0 | 1 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt | 0 | 422188 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt | 1 | 210151 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt | 2 | 152131 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount | 1 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount | 2 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt | 1 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt | 2 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt | 1 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt | 2 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt | 1 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt | 2 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt | 1 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt | 2 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt | 0 | 6114 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt | 1 | 4207 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt | 2 | 3270 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt | 1 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt | 2 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt | 0 | 23507 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt | 1 | 11178 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt | 2 | 14372 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt | 1 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt | 2 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt | 1 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt | 2 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt | 1 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt | 2 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm | 0 | JEFF MEYER |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm | 1 | JEFFREY REITER |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm | 2 | ANDREW DOWNER |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt | 0 | CEO |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt | 1 | CHIEF CREDIT OFFICER |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt | 2 | CFO |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt | 0 | 451809 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt | 1 | 225536 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt | 2 | 169773 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt | 1 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt | 2 | 0 |
| IRS990ScheduleJ/SeverancePaymentInd | 0 | 0 |
| IRS990ScheduleJ/SupplementalNonqualRtrPlanInd | 0 | 0 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt | 0 | 1123344 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt | 1 | 2932567 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt | 2 | 1216952 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt | 3 | 2281786 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd | 0 | 1 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd | 1 | 1 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd | 2 | 1 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd | 3 | 1 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd | 0 | 0 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd | 1 | 0 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd | 2 | 0 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd | 3 | 0 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd | 0 | X |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd | 1 | X |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd | 2 | X |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd | 3 | X |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt | 0 | COLLATERAL ASSIGNMENT SPLIT-DOLLAR LIFE INSURANCE LOAN |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt | 1 | COLLATERAL ASSIGNMENT SPLIT-DOLLAR LIFE INSURANCE LOAN |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt | 2 | COLLATERAL ASSIGNMENT SPLIT-DOLLAR LIFE INSURANCE LOAN |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt | 3 | COLLATERAL ASSIGNMENT SPLIT-DOLLAR LIFE INSURANCE LOAN |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt | 0 | 1100000 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt | 1 | 2625000 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt | 2 | 1200000 |
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