Civic Intelligence

South Central Missouri Credit Union

EIN 44-6015269 • 501(c)14 • Willow Springs, MO

Profile

Established to provide quality financial services to members who share our common bond and exist for the financial benefit of the members.

PO Box 417Willow Springs, MO 65793

creditunionmo.com

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

53rd percentile

0.85x

Higher debt load relative to assets than 53% of similar nonprofits.

501(c)14 • $5M-$10M nonprofits • Source year 2024

Liabilities / Revenue

90th percentile

26.56x

Higher debt load relative to revenue than 90% of similar nonprofits.

501(c)14 • $5M-$10M nonprofits • Source year 2024

Net Margin

65th percentile

7.4%

Higher net margin than 65% of similar nonprofits.

501(c)14 • $5M-$10M nonprofits • Source year 2024

Top Officer Pay

26th percentile

$38,653

Higher top officer pay than 26% of similar nonprofits.

Top officer pay equals 12.7% of source-year revenue.

501(c)14 • $5M-$10M nonprofits • Source year 2024

Asset Growth

39th percentile

-3.6%

Faster asset growth than 39% of similar nonprofits.

501(c)14 • $5M-$10M nonprofits • Annualized from 2023 to 2024

Revenue Growth

99th percentile

128%

Faster revenue growth than 99% of similar nonprofits.

501(c)14 • $5M-$10M nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets53rd percentile

Assets

Down

$9,491,887

Down $350,507 (-3.6%) from 2023

Liabilities

Down

$8,059,738

Down $372,994 (-4.4%) from 2023

Net Assets

Up

$1,432,149

Up $22,487 (+1.6%) from 2023

Operations
Liabilities / Revenue90th percentileNet Margin65th percentile

Revenue

Up

$303,438

Up $170,118 (+128%) from 2023

Expenses

Up

$280,975

Up $15,521 (+5.8%) from 2023

Net Income

Up

$22,463

Up $154,597 (+117%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth39th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$15M$10M$5.0M$0Assets 2010: $11,391,014Liabilities 2010: $10,022,159Net Assets 2010: $1,368,8552010Assets 2011: $11,260,234Liabilities 2011: $9,868,083Net Assets 2011: $1,392,1512011Assets 2012: $12,273,273Liabilities 2012: $10,862,709Net Assets 2012: $1,410,5642012Assets 2013: $11,682,067Liabilities 2013: $10,272,225Net Assets 2013: $1,409,8422013Assets 2014: $12,131,699Liabilities 2014: $10,725,981Net Assets 2014: $1,405,7182014Assets 2015: $11,979,424Liabilities 2015: $10,544,911Net Assets 2015: $1,434,5132015Assets 2016: $12,100,898Liabilities 2016: $10,617,506Net Assets 2016: $1,483,3922016Assets 2017: $12,686,587Liabilities 2017: $11,200,504Net Assets 2017: $1,486,0832017Assets 2018: $12,186,661Liabilities 2018: $10,645,518Net Assets 2018: $1,541,1432018Assets 2019: $10,831,153Liabilities 2019: $9,262,161Net Assets 2019: $1,568,9922019Assets 2020: $11,468,646Liabilities 2020: $9,922,092Net Assets 2020: $1,546,5542020Assets 2021: $11,796,435Liabilities 2021: $10,239,999Net Assets 2021: $1,556,4362021Assets 2022: $11,949,835Liabilities 2022: $10,408,054Net Assets 2022: $1,541,7812022Assets 2023: $9,842,394Liabilities 2023: $8,432,732Net Assets 2023: $1,409,6622023Assets 2024: $9,491,887Liabilities 2024: $8,059,738Net Assets 2024: $1,432,1492024

Highlighted filing

2024

Assets$9,491,887
Liabilities$8,059,738
Net Assets$1,432,149
Open 2024 Filing

Operations Trend

Revenue Growth99th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$400K$200K$0-$200KExpenses 2010: $287,5382010Revenue 2011: $355,693Expenses 2011: $332,403Net Income 2011: $23,2902011Expenses 2012: $264,2312012Revenue 2013: $238,738Expenses 2013: $239,482Net Income 2013: -$7442013Revenue 2014: $262,739Expenses 2014: $266,885Net Income 2014: -$4,1462014Revenue 2015: $263,342Expenses 2015: $234,574Net Income 2015: $28,7682015Revenue 2016: $299,521Expenses 2016: $250,669Net Income 2016: $48,8522016Revenue 2017: $258,429Expenses 2017: $255,761Net Income 2017: $2,6682017Revenue 2018: $307,688Expenses 2018: $252,646Net Income 2018: $55,0422018Revenue 2019: $290,776Expenses 2019: $262,947Net Income 2019: $27,8292019Revenue 2020: $257,875Expenses 2020: $280,330Net Income 2020: -$22,4552020Revenue 2021: $244,833Expenses 2021: $234,969Net Income 2021: $9,8642021Revenue 2022: $240,054Expenses 2022: $254,726Net Income 2022: -$14,6722022Revenue 2023: $133,320Expenses 2023: $265,454Net Income 2023: -$132,1342023Revenue 2024: $303,438Expenses 2024: $280,975Net Income 2024: $22,4632024

Highlighted filing

2024

Revenue$303,438
Expenses$280,975
Net Income$22,463
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$9,491,887
Liabilities
$8,059,738
Net assets
$1,432,149
Revenue
$303,438
Expenses
$280,975
Net income
$22,463
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$9.49$8.06$1.43$0.30$0.28$0.02
2023Detailed filing. Detailed filing data is available for this year.$9.84$8.43$1.41$0.13$0.27$0.13
2022Detailed filing. Detailed filing data is available for this year.$11.9$10.4$1.54$0.24$0.25$0.01
2021Detailed filing. Detailed filing data is available for this year.$11.8$10.2$1.56$0.24$0.23$0.01
2020Detailed filing. Detailed filing data is available for this year.$11.5$9.92$1.55$0.26$0.28$0.02
2019Detailed filing. Detailed filing data is available for this year.$10.8$9.26$1.57$0.29$0.26$0.03
2018Detailed filing. Detailed filing data is available for this year.$12.2$10.6$1.54$0.31$0.25$0.06
2017Detailed filing. Detailed filing data is available for this year.$12.7$11.2$1.49$0.26$0.26$0.00
2016Detailed filing. Detailed filing data is available for this year.$12.1$10.6$1.48$0.30$0.25$0.05
2015Detailed filing. Detailed filing data is available for this year.$12.0$10.5$1.43$0.26$0.23$0.03
2014Detailed filing. Detailed filing data is available for this year.$12.1$10.7$1.41$0.26$0.27$0.00
2013Detailed filing. Detailed filing data is available for this year.$11.7$10.3$1.41$0.24$0.24$0.00
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$12.3$10.9$1.41$0.26
2011Summary only. Only limited summary data is available for this year.$11.3$9.87$1.39$0.36$0.33$0.02
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$11.4$10.0$1.37$0.29
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Nov 7, 2025
Return Version
2024v5.2
Gross Receipts
$303,438
Mission and Program Overview

Mission

To provide quality financial services to members who share our common bond and exist for the financial benefit of the members.

To provide quality financial services to members

Balance Sheet Detail
LineBeginningEndChange
Assets
Investments Other Securities$4,113,978$4,657,764▲ $543,786
Other Notes and Loans Receivable, Net$4,947,124$4,321,210▼ $625,914
Rtn Earn Endowment Incm Other Fnds$1,409,662$1,432,149▲ $22,487
Cash and Non-Interest-Bearing Accounts$562,741$308,478▼ $254,263
Investments Program Related$99,549$83,973▼ $15,576
Prepaid Expenses and Deferred Charges$4,411$4,657▲ $246
Land, Buildings, and Equipment, Net$5,360$4,566▼ $794
Accounts Receivable-$915-
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$9,842,394$9,491,887▼ $350,507
Other Assets Total$109,231$110,324▲ $1,093
Liabilities
Other Liabilities$8,399,644$8,019,561▼ $380,083
Accounts Payable and Accrued Expenses$33,088$40,177▲ $7,089
Total Liabilities$8,432,732$8,059,738▼ $372,994
Net Assets / Fund Balance
Total Net Assets Fund Balance$1,409,662$1,432,149▲ $22,487
Total Liabilities and Net Assets / Fund Balance$9,842,394$9,491,887▼ $350,507

Asset Categories

AssetBook ValueDepreciationBasis
Equipment$4,566$48,992$53,558
Other Securities$639,764--
Compensation and Service Providers
Top Officer Pay26th percentile

Employees

NameTitleFull / Part TimeBaseTotal
Amy WalkerManagerFT$38,653$38,653

Board Members and Trustees

NameTitle
Richard ElijahChair
Josh KenyonVice-chair
Dustin CooperBoard Member
Melvin RodgersBoard Member
Michele MyersBoard Member
Roger Hillhouse ResignedBoard Member
William EasleyBoard Member
Rob RakestrawSecretary
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$241,541
Investment Income
$61,897
Other Revenue
$0
Change in Net Assets
$22,463
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$197,556
Salaries, Compensation, and Employee Benefits$83,419
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Interest---$62,425
Current Officers, Directors, Trustees, and Key Employees---$38,653
Other Salaries and Wages---$33,946
Office Expenses---$24,926
Occupancy---$18,309
Fees for Services Other---$8,969
All Other Expenses---$7,515
Other Employee Benefits---$5,547
Other Expenses---$5,499
Payroll Taxes---$5,273
Conferences and Meetings---$2,298
Insurance---$1,972
Advertising---$1,278
Fees for Services Legal---$952
Depreciation Depletion---$793
Total Functional Expenses$0$0$0$280,975
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Members Shares and Savings Accounts$8,019,561
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“The organization has members.”

Form 990, Part VI, Section A, Line 7A

“The members of the credit union elect all of the board of director positions on an annual basis.”

Form 990, Part VI, Section A, Line 7B

“Membership approval is needed for a merger with another credit union or any changes to the by-laws.”

Form 990, Part VI, Section B, Line 11B

“The credit union manager reviews the tax return before authorizing the release of the e-file return to the irs.”

Form 990, Part VI, Section B, Line 15

“The board of directors reviews and approves the compensation of the top official of the credit union. The board of directors reviews and approves the compensation of all employees of the credit union.”

Form 990, Part VI, Section C, Line 19

“All governing documents and financial statements are made available to the public upon request.”

Filing and Contact Details

Filer

Filer Name
South Central Missouri Credit
EIN
44-6015269
Phone
4174696223
Address
PO BOX 417, WILLOW SPRINGS, MO 65793

Signing Officer

Name
Amy Walker
Title
Manager
Phone
4174696223
Signed
2025-11-07
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Amy Walker
Formed
1954
Legal Domicile
Mo
Voting Board Members
7
Independent Board Members
7
Employees
2
Volunteers
9

Preparer

Firm
Kpm Cpas Pc
Address
1445 E REPUBLIC ROAD, SPRINGFIELD, MO 65804
Preparer
Andrew C Clemens CPA Cia
Phone
4178824300
Supplemental Narrative

Additional Explanations

FORM 990, PART XI, LINE 9:

“MEMBER RESERVES 24.”

Raw XML Appendix352 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd00
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IRS990/AccountsPayableAccrExpnssGrp/EOYAmt040177
IRS990/AccountsReceivableGrp/EOYAmt0915
IRS990/ActivitiesConductedPrtshpInd00
IRS990/ActivityOrMissionDesc0TO PROVIDE QUALITY FINANCIAL SERVICES TO MEMBERS
IRS990/AdvertisingGrp/TotalAmt01278
IRS990/AllOtherExpensesGrp/TotalAmt07515
IRS990/BackupWthldComplianceInd01
IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt0AMY WALKER
IRS990/BooksInCareOfDetail/PhoneNum04174696223
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt0PO BOX 417
IRS990/BooksInCareOfDetail/USAddress/CityNm0WILLOW SPRINGS
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0MO
IRS990/BooksInCareOfDetail/USAddress/ZIPCd065793
IRS990/BusinessRlnWith35CtrlEntInd00
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IRS990/CashNonInterestBearingGrp/BOYAmt0562741
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IRS990/ChangeToOrgDocumentsInd00
IRS990/CntrctRcvdGreaterThan100KCnt00
IRS990/CollectionsOfArtInd00
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt038653
IRS990/CompensationFromOtherSrcsInd00
IRS990/CompensationProcessCEOInd01
IRS990/CompensationProcessOtherInd01
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IRS990/ConflictOfInterestPolicyInd00
IRS990/ConservationEasementsInd00
IRS990/ConsolidatedAuditFinclStmtInd00
IRS990/CreditCounselingInd00
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IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt061897
IRS990/CYOtherExpensesAmt0197556
IRS990/CYOtherRevenueAmt00
IRS990/CYProgramServiceRevenueAmt0241541
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IRS990/DecisionsSubjectToApprovaInd01
IRS990/DeductibleArtContributionInd00
IRS990/DeductibleNonCashContriInd00
IRS990/DelegationOfMgmtDutiesInd00
IRS990/DepreciationDepletionGrp/TotalAmt0793
IRS990/Desc0VOLUNTARY, COOPERATIVE, NONPROFIT SAVINGS INSTITUTION WHICH ENCOURAGES THRIFT AMONG THEIR APPROXIMATELY 1,952 MEMBERS BY PROVIDING CREDIT AT A FAIR AND REASONABLE RATE OF INTEREST AND PROVIDING AN OPPORTUNITY TO IMPROVE THEIR ECONOMIC CONDITION.
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IRS990/DonorRstrOrQuasiEndowmentsInd00
IRS990/ElectionOfBoardMembersInd01
IRS990/EmployeeCnt02
IRS990/EmploymentTaxReturnsFiledInd01
IRS990/FamilyOrBusinessRlnInd00
IRS990/FederalGrantAuditRequiredInd00
IRS990/FeesForServicesLegalGrp/TotalAmt0952
IRS990/FeesForServicesOtherGrp/TotalAmt08969
IRS990/ForeignActivitiesInd00
IRS990/ForeignFinancialAccountInd00
IRS990/ForeignOfficeInd00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt01.00
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IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OfficerInd2X
IRS990/Form990PartVIISectionAGrp/OfficerInd3X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt70
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt80
IRS990/Form990PartVIISectionAGrp/PersonNm0RICHARD ELIJAH
IRS990/Form990PartVIISectionAGrp/PersonNm1JOSH KENYON
IRS990/Form990PartVIISectionAGrp/PersonNm2ROB RAKESTRAW
IRS990/Form990PartVIISectionAGrp/PersonNm3MICHELE MYERS
IRS990/Form990PartVIISectionAGrp/PersonNm4DUSTIN COOPER
IRS990/Form990PartVIISectionAGrp/PersonNm5WILLIAM EASLEY
IRS990/Form990PartVIISectionAGrp/PersonNm6MELVIN RODGERS
IRS990/Form990PartVIISectionAGrp/PersonNm7ROGER HILLHOUSE RESIGNED
IRS990/Form990PartVIISectionAGrp/PersonNm8AMY WALKER
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
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IRS990/Form990PartVIISectionAGrp/TitleTxt0CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt1VICE-CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt2SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt3BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt4BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt5BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt6BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt7BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt8MANAGER
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IRS990/InvestmentInJointVentureInd00
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IRS990/LoanOutstandingInd00
IRS990/LocalChaptersInd00
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IRS990/MinutesOfCommitteesInd01
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IRS990/MissionDesc0TO PROVIDE QUALITY FINANCIAL SERVICES TO MEMBERS WHO SHARE OUR COMMON BOND AND EXIST FOR THE FINANCIAL BENEFIT OF THE MEMBERS.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
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IRS990/NetAssetsOrFundBalancesEOYAmt01432149
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NondeductibleContributionsInd00
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IRS990/OfficeExpensesGrp/TotalAmt024926
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
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IRS990/OtherEmployeeBenefitsGrp/TotalAmt05547
IRS990/OtherExpensesGrp/Desc0DATA PROCESSING
IRS990/OtherExpensesGrp/Desc1PROVISION FOR LOAN LOSS
IRS990/OtherExpensesGrp/Desc2LOAN SERVICING
IRS990/OtherExpensesGrp/Desc3ASSOCIATION DUES
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IRS990/OtherExpensesGrp/TotalAmt124679
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IRS990/OtherExpensesGrp/TotalAmt35499
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IRS990/OthNotesLoansReceivableNetGrp/BOYAmt04947124
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IRS990/PartialLiquidationInd00
IRS990/PayrollTaxesGrp/TotalAmt05273
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt04411
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt04657
IRS990/PrincipalOfficerNm0AMY WALKER
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522291
IRS990/ProgramServiceRevenueGrp/BusinessCd1525990
IRS990/ProgramServiceRevenueGrp/Desc0INTEREST ON LOANS
IRS990/ProgramServiceRevenueGrp/Desc1FEES AND CHARGES
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt0236143
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt15398
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0236143
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt15398
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt0-75856
IRS990/PYOtherExpensesAmt0183416
IRS990/PYOtherRevenueAmt00
IRS990/PYProgramServiceRevenueAmt0209176
IRS990/PYRevenuesLessExpensesAmt0-132134
IRS990/PYSalariesCompEmpBnftPaidAmt082038
IRS990/PYTotalExpensesAmt0265454
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt0133320
IRS990/ReconcilationRevenueExpnssAmt022463
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd01
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt01409662
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt01432149
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/EquipmentGrp/BookValueAmt04566
IRS990ScheduleD/EquipmentGrp/DepreciationAmt048992
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt053558
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt08019561
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBERS SHARES AND SAVINGS ACCOUNTS
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt04018000
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt1639764
IRS990ScheduleD/OtherSecuritiesGrp/Desc0CERTIFICATES OF DEPOSIT IN BANKS
IRS990ScheduleD/OtherSecuritiesGrp/Desc1CAPITAL ACCOUNTS IN CORPORATE CU
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd0C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd1C
IRS990ScheduleD/TotalBookValueLandBuildingsAmt04566
IRS990ScheduleD/TotalBookValueSecuritiesAmt04657764
IRS990ScheduleD/TotalLiabilityAmt08019561
IRS990/ScheduleJRequiredInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE ORGANIZATION HAS MEMBERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE MEMBERS OF THE CREDIT UNION ELECT ALL OF THE BOARD OF DIRECTOR POSITIONS ON AN ANNUAL BASIS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2MEMBERSHIP APPROVAL IS NEEDED FOR A MERGER WITH ANOTHER CREDIT UNION OR ANY CHANGES TO THE BY-LAWS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3THE CREDIT UNION MANAGER REVIEWS THE TAX RETURN BEFORE AUTHORIZING THE RELEASE OF THE E-FILE RETURN TO THE IRS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4THE BOARD OF DIRECTORS REVIEWS AND APPROVES THE COMPENSATION OF THE TOP OFFICIAL OF THE CREDIT UNION. THE BOARD OF DIRECTORS REVIEWS AND APPROVES THE COMPENSATION OF ALL EMPLOYEES OF THE CREDIT UNION.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5ALL GOVERNING DOCUMENTS AND FINANCIAL STATEMENTS ARE MADE AVAILABLE TO THE PUBLIC UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6MEMBER RESERVES 24.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PART VI, SECTION A, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PART VI, SECTION A, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PART VI, SECTION A, LINE 7B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PART VI, SECTION B, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PART VI, SECTION B, LINE 15
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PART VI, SECTION C, LINE 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6FORM 990, PART XI, LINE 9:
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/SubjectToExcsTaxNetInvstIncInd00
IRS990/SubjectToProxyTaxInd00
IRS990/SubjToTaxRmnrtnExPrchtPymtInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt09842394
IRS990/TotalAssetsEOYAmt09491887
IRS990/TotalAssetsGrp/BOYAmt09842394
IRS990/TotalAssetsGrp/EOYAmt09491887
IRS990/TotalCompGreaterThan150KInd00
IRS990/TotalEmployeeCnt02
IRS990/TotalFunctionalExpensesGrp/TotalAmt0280975
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt08432732
IRS990/TotalLiabilitiesEOYAmt08059738
IRS990/TotalLiabilitiesGrp/BOYAmt08432732
IRS990/TotalLiabilitiesGrp/EOYAmt08059738
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt01409662
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt01432149
IRS990/TotalOtherCompensationAmt00
IRS990/TotalProgramServiceRevenueAmt0241541
IRS990/TotalReportableCompFromOrgAmt038653
IRS990/TotalRevenueGrp/ExclusionAmt061897
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt0241541
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0303438
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/TotalVolunteersCnt09
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt09842394
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt09491887
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd00
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt0PO BOX 417
IRS990/USAddress/CityNm0WILLOW SPRINGS
IRS990/USAddress/StateAbbreviationCd0MO
IRS990/USAddress/ZIPCd065793
IRS990/VotingMembersGoverningBodyCnt07
IRS990/VotingMembersIndependentCnt07
IRS990/WebsiteAddressTxt0CREDITUNIONMO.COM
IRS990/WhistleblowerPolicyInd00
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0AMY WALKER
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0MANAGER
ReturnHeader/BusinessOfficerGrp/PhoneNum04174696223
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-11-07
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0SOUTH CENTRAL MISSOURI CREDIT
ReturnHeader/Filer/BusinessName/BusinessNameLine2Txt0UNION
ReturnHeader/Filer/BusinessNameControlTxt0SOUT
ReturnHeader/Filer/EIN0446015269
ReturnHeader/Filer/PhoneNum04174696223
ReturnHeader/Filer/USAddress/AddressLine1Txt0PO BOX 417
ReturnHeader/Filer/USAddress/CityNm0WILLOW SPRINGS
ReturnHeader/Filer/USAddress/StateAbbreviationCd0MO
ReturnHeader/Filer/USAddress/ZIPCd065793
ReturnHeader/IRSResponsiblePrtyInfoCurrInd00
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0431109768
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0KPM CPAS PC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt01445 E REPUBLIC ROAD
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0SPRINGFIELD
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0MO
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd065804
ReturnHeader/PreparerPersonGrp/PhoneNum04178824300
ReturnHeader/PreparerPersonGrp/PreparationDt02025-10-31
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0ANDREW C CLEMENS CPA CIA
ReturnHeader/ReturnTs02025-11-07T14:30:17-06:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02024-01-01
ReturnHeader/TaxPeriodEndDt02024-12-31
ReturnHeader/TaxYr02024

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