Civic Intelligence

Independence Teachers Credit Union

EIN 44-0651658 • 501(c)14 • Independence, MO

Profile

To provide high quality financial services for our members/owners, enhancing their financial well-being while maintaining the financial strength of the credit union.

201 N FOREST AVE No 3Independence, MO 64050-2513

n/A

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

47th percentile

0.85x

Higher debt load relative to assets than 47% of similar nonprofits.

501(c)14 • $10M-$25M nonprofits • Source year 2025

Liabilities / Revenue

76th percentile

20.39x

Higher debt load relative to revenue than 76% of similar nonprofits.

501(c)14 • $10M-$25M nonprofits • Source year 2025

Net Margin

88th percentile

26%

Higher net margin than 88% of similar nonprofits.

501(c)14 • $10M-$25M nonprofits • Source year 2025

Top Officer Pay

33rd percentile

$66,955

Higher top officer pay than 33% of similar nonprofits.

Top officer pay equals 10.0% of source-year revenue.

501(c)14 • $10M-$25M nonprofits • Source year 2025

Asset Growth

59th percentile

1.3%

Faster asset growth than 59% of similar nonprofits.

501(c)14 • $10M-$25M nonprofits • Annualized from 2024 to 2025

Revenue Growth

56th percentile

8.4%

Faster revenue growth than 56% of similar nonprofits.

501(c)14 • $10M-$25M nonprofits • Annualized from 2024 to 2025

Balance Sheet
Liabilities / Assets47th percentile

Assets

Down

$15,868,974

Down $194,793 (-1.2%) from 2023

Liabilities

Down

$13,570,782

Down $364,949 (-2.6%) from 2023

Net Assets

Up

$2,298,192

Up $170,156 (+8.0%) from 2023

Operations
Liabilities / Revenue76th percentileNet Margin88th percentile

Revenue

Up

$615,332

Up $151,915 (+33%) from 2023

Expenses

Up

$445,256

Up $61,399 (+16%) from 2023

Net Income

Up

$170,076

Up $90,516 (+114%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth59th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$20M$15M$10M$5.0M$0Assets 2010: $12,916,223Liabilities 2010: $11,577,128Net Assets 2010: $1,339,0952010Assets 2011: $12,983,284Liabilities 2011: $11,626,324Net Assets 2011: $1,356,9602011Assets 2012: $13,345,406Liabilities 2012: $11,963,288Net Assets 2012: $1,382,1182012Assets 2013: $13,695,005Liabilities 2013: $12,288,955Net Assets 2013: $1,406,0502013Assets 2014: $13,772,656Liabilities 2014: $12,344,325Net Assets 2014: $1,428,3312014Assets 2015: $14,422,322Liabilities 2015: $12,971,538Net Assets 2015: $1,450,7842015Assets 2016: $15,273,422Liabilities 2016: $13,800,016Net Assets 2016: $1,473,4062016Assets 2017: $15,829,611Liabilities 2017: $14,282,452Net Assets 2017: $1,547,1592017Assets 2018: $15,372,984Liabilities 2018: $13,726,204Net Assets 2018: $1,646,7802018Assets 2019: $15,014,209Liabilities 2019: $13,244,867Net Assets 2019: $1,769,3422019Assets 2020: $15,736,941Liabilities 2020: $13,864,485Net Assets 2020: $1,872,4562020Assets 2021: $16,832,092Liabilities 2021: $14,880,399Net Assets 2021: $1,951,6932021Assets 2022: $17,276,723Liabilities 2022: $15,228,337Net Assets 2022: $2,048,3862022Assets 2023: $16,063,767Liabilities 2023: $13,935,731Net Assets 2023: $2,128,0362023Assets 2024: $15,868,974Liabilities 2024: $13,570,782Net Assets 2024: $2,298,1922024

Highlighted filing

2024

Assets$15,868,974
Liabilities$13,570,782
Net Assets$2,298,192
Open 2024 Filing

Operations Trend

Revenue Growth56th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$800K$600K$400K$200K$0Expenses 2010: $311,8272010Expenses 2011: $285,1802011Expenses 2012: $237,8792012Revenue 2013: $250,424Expenses 2013: $226,557Net Income 2013: $23,8672013Revenue 2014: $233,399Expenses 2014: $211,170Net Income 2014: $22,2292014Revenue 2015: $249,620Expenses 2015: $227,249Net Income 2015: $22,3712015Revenue 2016: $269,843Expenses 2016: $247,305Net Income 2016: $22,5382016Revenue 2017: $284,899Expenses 2017: $211,257Net Income 2017: $73,6422017Revenue 2018: $343,198Expenses 2018: $243,663Net Income 2018: $99,5352018Revenue 2019: $356,006Expenses 2019: $233,528Net Income 2019: $122,4782019Revenue 2020: $335,897Expenses 2020: $232,819Net Income 2020: $103,0782020Revenue 2021: $299,446Expenses 2021: $220,273Net Income 2021: $79,1732021Revenue 2022: $353,814Expenses 2022: $257,212Net Income 2022: $96,6022022Revenue 2023: $463,417Expenses 2023: $383,857Net Income 2023: $79,5602023Revenue 2024: $615,332Expenses 2024: $445,256Net Income 2024: $170,0762024

Highlighted filing

2024

Revenue$615,332
Expenses$445,256
Net Income$170,076
Open 2024 Filing

Filings

Most recent year

2024 • Form 990XML pending. An XML filing is linked for this year, but detailed extraction is still pending.

Open filing
Assets
$15,868,974
Liabilities
$13,570,782
Net assets
$2,298,192
Revenue
$615,332
Expenses
$445,256
Net income
$170,076
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$15.9$13.6$2.30$0.62$0.45$0.17
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$16.1$13.9$2.13$0.46$0.38$0.08
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$17.3$15.2$2.05$0.35$0.26$0.10
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$16.8$14.9$1.95$0.30$0.22$0.08
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$15.7$13.9$1.87$0.34$0.23$0.10
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$15.0$13.2$1.77$0.36$0.23$0.12
2018Detailed filing. Detailed filing data is available for this year.$15.4$13.7$1.65$0.34$0.24$0.10
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$15.8$14.3$1.55$0.28$0.21$0.07
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$15.3$13.8$1.47$0.27$0.25$0.02
2015XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$14.4$13.0$1.45$0.25$0.23$0.02
2014Detailed filing. Detailed filing data is available for this year.$13.8$12.3$1.43$0.23$0.21$0.02
2013Detailed filing. Detailed filing data is available for this year.$13.7$12.3$1.41$0.25$0.23$0.02
2012XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$13.3$12.0$1.38$0.24
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$13.0$11.6$1.36$0.29
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$12.9$11.6$1.34$0.31
Latest Detailed Filing

The latest 2024 filing currently has linked XML that has not been fully parsed yet. Showing the latest detailed filing from 2018 below.

Jump To
Filing Snapshot
Filing Period
Jan 1, 2018 to Dec 31, 2018
Signed
Apr 1, 2019
Return Version
2018v3.1
Gross Receipts
$343,198
Mission and Program Overview

Mission

To provide high quality financial services for our members/owners, enhancing their financial well-being while maintaining the financial strength of the credit union.

Balance Sheet Detail
LineBeginningEndChange
Assets
Savings and Temporary Cash Investments$11,487,613$10,039,095▼ $1,448,518
Other Notes and Loans Receivable, Net$3,794,401$4,937,014▲ $1,142,613
Rtn Earn Endowment Incm Other Fnds$1,547,159$1,646,780▲ $99,621
Cash and Non-Interest-Bearing Accounts$305,116$163,820▼ $141,296
Land, Buildings, and Equipment, Net$38,606$34,013▼ $4,593
Prepaid Expenses and Deferred Charges$5,122$5,349▲ $227
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$15,829,611$15,372,984▼ $456,627
Other Assets Total$198,753$193,693▼ $5,060
Liabilities
Other Liabilities$14,272,006$13,714,213▼ $557,793
Accounts Payable and Accrued Expenses$10,446$11,991▲ $1,545
Total Liabilities$14,282,452$13,726,204▼ $556,248
Net Assets / Fund Balance
Total Net Assets Fund Balance$1,547,159$1,646,780▲ $99,621
Total Liabilities and Net Assets / Fund Balance$15,829,611$15,372,984▼ $456,627

Asset Categories

AssetBook ValueDepreciationBasis
Equipment$34,013$65,313$99,326
Compensation and Service Providers
Top Officer Pay33rd percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Angela WeaverPresidentFT$46,350$2,740$49,090

Board Members and Trustees

NameTitle
Sam BrockChairman
Carolyn KelleyVice Chairman
Randi MallettDirector/education Officer
Bonnie AllinSecretary
Jeffrey GrubbTreasurer/security Officer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$188,422
Investment Income
$154,776
Other Revenue
$0
Change in Net Assets
$99,535
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$132,866
Salaries, Compensation, and Employee Benefits$110,797
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$49,219
Current Officers, Directors, Trustees, and Key Employees---$49,090
Information Technology---$15,886
Fees for Services Accounting---$9,881
Depreciation Depletion---$8,578
Office Expenses---$7,994
Payroll Taxes---$7,311
Other Expenses---$5,594
Other Employee Benefits---$5,177
Insurance---$3,860
Advertising---$2,877
All Other Expenses---$2,084
Conferences and Meetings---$1,309
Fees for Services Other---$388
Total Functional Expenses$0$0$0$243,663
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Share Deposits$13,714,213
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, line 6

“The credit union is mutually owned by members.”

Form 990, Part VI, Section A, line 7A

“The board of directors are elected by the credit union members.”

Form 990, Part VI, Section A, line 7B

“Certain significant changes are subject to approval by the credit union members; however, no such changes were made during the year.”

Form 990, Part VI, Section B, line 11B

“The president reviews the form 990 before filing.”

Form 990, Part VI, Section B, line 12C

“On an annual basis, the president and all directors and committee members are required to review the conflict of interest policy, disclose any interests that could give rise to conflicts, and submit a signed statement to that effect. These statements are maintained on file at the credit union.”

Form 990, Part VI, Section B, line 15

“Annual compensation for the president is pursuant to a written employment contract and is approved by the board of directors. The board's deliberations and decisions are documented in the minutes.”

Form 990, Part VI, Section C, line 19

“Financial statements are posted in the credit union, presented at the annual meeting, and are available upon request. In addition, the ncua website posts financial information as part of the quarterly call reports. Other documents, policies, and procedures are available upon request.”

Filing and Contact Details

Filer

Filer Name
Independence Teachers Credit Union
EIN
44-0651658
Phone
8165215378
Address
201 N FOREST AVE No 3, INDEPENDENCE, MO 64050-2513

Signing Officer

Name
Angela Weaver
Title
President
Phone
8165215378
Signed
2019-04-01
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Angela Weaver
Formed
1959
Legal Domicile
Mo
Voting Board Members
5
Independent Board Members
5
Employees
4
Volunteers
8

Preparer

Firm
J Tenbrink & Associates
Address
11272 S RIDGEVIEW RD, OLATHE, KS 66061
Preparer
Jerry Tenbrink
Phone
9138946214
Supplemental Narrative

Additional Explanations

Form 990, Part XI, line 9:

“New member fees/other 86.”

Raw XML Appendix332 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd00
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt010446
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt011991
IRS990/ActivitiesConductedPrtshpInd00
IRS990/ActivityOrMissionDesc0TO PROVIDE HIGH QUALITY FINANCIAL SERVICES FOR OUR MEMBERS/OWNERS, ENHANCING THEIR FINANCIAL WELL-BEING WHILE MAINTAINING THE FINANCIAL STRENGTH OF THE CREDIT UNION.
IRS990/AdvertisingGrp/TotalAmt02877
IRS990/AllOtherExpensesGrp/TotalAmt02084
IRS990/AnnualDisclosureCoveredPrsnInd01
IRS990/BackupWthldComplianceInd01
IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt0ANGELA WEAVER
IRS990/BooksInCareOfDetail/PhoneNum08165215378
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt0201 N FOREST AVE STE 3
IRS990/BooksInCareOfDetail/USAddress/CityNm0INDEPENDENCE
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0MO
IRS990/BooksInCareOfDetail/USAddress/ZIPCd0640502513
IRS990/BusinessRlnWithFamMemInd00
IRS990/BusinessRlnWithOfficerEntInd00
IRS990/BusinessRlnWithOrgMemInd00
IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt00
IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt00
IRS990/CashNonInterestBearingGrp/BOYAmt0305116
IRS990/CashNonInterestBearingGrp/EOYAmt0163820
IRS990/ChangeToOrgDocumentsInd00
IRS990/CntrctRcvdGreaterThan100KCnt00
IRS990/CollectionsOfArtInd00
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt049090
IRS990/CompensationFromOtherSrcsInd00
IRS990/CompensationProcessCEOInd00
IRS990/CompensationProcessOtherInd00
IRS990/ConferencesMeetingsGrp/TotalAmt01309
IRS990/ConflictOfInterestPolicyInd01
IRS990/ConservationEasementsInd00
IRS990/ConsolidatedAuditFinclStmtInd00
IRS990/CreditCounselingInd00
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt0154776
IRS990/CYOtherExpensesAmt0132866
IRS990/CYOtherRevenueAmt00
IRS990/CYProgramServiceRevenueAmt0188422
IRS990/CYRevenuesLessExpensesAmt099535
IRS990/CYSalariesCompEmpBnftPaidAmt0110797
IRS990/CYTotalExpensesAmt0243663
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt0343198
IRS990/DecisionsSubjectToApprovaInd01
IRS990/DeductibleArtContributionInd00
IRS990/DeductibleNonCashContriInd00
IRS990/DelegationOfMgmtDutiesInd00
IRS990/DepreciationDepletionGrp/TotalAmt08578
IRS990/Desc0PROVIDES FINANCIAL AND FINANCIALLY RELATED SERVICES TO 1,944 MEMBERS.
IRS990/DescribedInSection501c3Ind00
IRS990/DisregardedEntityInd00
IRS990/DocumentRetentionPolicyInd01
IRS990/DonorAdvisedFundInd00
IRS990/ElectionOfBoardMembersInd01
IRS990/EmployeeCnt04
IRS990/EmploymentTaxReturnsFiledInd01
IRS990/FamilyOrBusinessRlnInd00
IRS990/FederalGrantAuditRequiredInd00
IRS990/FeesForServicesAccountingGrp/TotalAmt09881
IRS990/FeesForServicesOtherGrp/TotalAmt0388
IRS990/ForeignActivitiesInd00
IRS990/ForeignFinancialAccountInd00
IRS990/ForeignOfficeInd00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt01.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt11.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt21.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt31.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt41.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt540.00
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt52740
IRS990/Form990PartVIISectionAGrp/PersonNm0SAM BROCK
IRS990/Form990PartVIISectionAGrp/PersonNm1CAROLYN KELLEY
IRS990/Form990PartVIISectionAGrp/PersonNm2BONNIE ALLIN
IRS990/Form990PartVIISectionAGrp/PersonNm3JEFFREY GRUBB
IRS990/Form990PartVIISectionAGrp/PersonNm4RANDI MALLETT
IRS990/Form990PartVIISectionAGrp/PersonNm5ANGELA WEAVER
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt546350
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/TitleTxt0CHAIRMAN
IRS990/Form990PartVIISectionAGrp/TitleTxt1VICE CHAIRMAN
IRS990/Form990PartVIISectionAGrp/TitleTxt2SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt3TREASURER/SECURITY OFFICER
IRS990/Form990PartVIISectionAGrp/TitleTxt4DIRECTOR/EDUCATION OFFICER
IRS990/Form990PartVIISectionAGrp/TitleTxt5PRESIDENT
IRS990/Form990ProvidedToGvrnBodyInd00
IRS990/Form990TFiledInd01
IRS990/FormationYr01959
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedInd00
IRS990/FundraisingActivitiesInd00
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt05
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossReceiptsAmt0343198
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd00
IRS990/IndependentAuditFinclStmtInd00
IRS990/IndependentVotingMemberCnt05
IRS990/IndivRcvdGreaterThan100KCnt00
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartXIInd0X
IRS990/InformationTechnologyGrp/TotalAmt015886
IRS990/InsuranceGrp/TotalAmt03860
IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt0154776
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt0154776
IRS990/InvestmentInJointVentureInd00
IRS990/IRPDocumentCnt0471
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt065313
IRS990/LandBldgEquipBasisNetGrp/BOYAmt038606
IRS990/LandBldgEquipBasisNetGrp/EOYAmt034013
IRS990/LandBldgEquipCostOrOtherBssAmt099326
IRS990/LegalDomicileStateCd0MO
IRS990/LoanOutstandingInd00
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0TO PROVIDE HIGH QUALITY FINANCIAL SERVICES FOR OUR MEMBERS/OWNERS, ENHANCING THEIR FINANCIAL WELL-BEING WHILE MAINTAINING THE FINANCIAL STRENGTH OF THE CREDIT UNION.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt01547159
IRS990/NetAssetsOrFundBalancesEOYAmt01646780
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NondeductibleContributionsInd00
IRS990/OfficeExpensesGrp/TotalAmt07994
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowSFAS117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt0198753
IRS990/OtherAssetsTotalGrp/EOYAmt0193693
IRS990/OtherChangesInNetAssetsAmt086
IRS990/OtherEmployeeBenefitsGrp/TotalAmt05177
IRS990/OtherExpensesGrp/Desc0MEMBER DIVIDENDS
IRS990/OtherExpensesGrp/Desc1PROVISION FOR LOAN LOSS
IRS990/OtherExpensesGrp/Desc2ASSOCIATION DUES
IRS990/OtherExpensesGrp/Desc3LOAN SERVICING
IRS990/OtherExpensesGrp/TotalAmt045334
IRS990/OtherExpensesGrp/TotalAmt118508
IRS990/OtherExpensesGrp/TotalAmt210573
IRS990/OtherExpensesGrp/TotalAmt35594
IRS990/OtherLiabilitiesGrp/BOYAmt014272006
IRS990/OtherLiabilitiesGrp/EOYAmt013714213
IRS990/OtherSalariesAndWagesGrp/TotalAmt049219
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt03794401
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt04937014
IRS990/PartialLiquidationInd00
IRS990/PayrollTaxesGrp/TotalAmt07311
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt05122
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt05349
IRS990/PrincipalOfficerNm0ANGELA WEAVER
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/BusinessCd2524298
IRS990/ProgramServiceRevenueGrp/Desc0INTEREST ON LOANS
IRS990/ProgramServiceRevenueGrp/Desc1FEES & OTHER INCOME
IRS990/ProgramServiceRevenueGrp/Desc2WARRANTY SALES
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt0170074
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt117223
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0170074
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt117223
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt21125
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt01125
IRS990/ProgSrvcAccomActy2Grp/Desc0PROVIDES A SOURCE OF CREDIT TO MEMBERS AT A FAIR AND REASONABLE RATE OF INTEREST. AS OF DECEMBER 31, 2018, THERE WERE 550 LOANS OUTSTANDING TOTALING $4,956,034.
IRS990/ProgSrvcAccomActy3Grp/Desc0PAID DIVIDENDS ON MEMBER DEPOSITS TOTALING $45,334 FOR THE YEAR.
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt0127404
IRS990/PYOtherExpensesAmt0106619
IRS990/PYOtherRevenueAmt00
IRS990/PYProgramServiceRevenueAmt0157495
IRS990/PYRevenuesLessExpensesAmt073642
IRS990/PYSalariesCompEmpBnftPaidAmt0104638
IRS990/PYTotalExpensesAmt0211257
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt0284899
IRS990/ReconcilationRevenueExpnssAmt099535
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt01547159
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt01646780
IRS990/SavingsAndTempCashInvstGrp/BOYAmt011487613
IRS990/SavingsAndTempCashInvstGrp/EOYAmt010039095
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/EquipmentGrp/BookValueAmt034013
IRS990ScheduleD/EquipmentGrp/DepreciationAmt065313
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt099326
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt013714213
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBER SHARE DEPOSITS
IRS990ScheduleD/TotalBookValueLandBuildingsAmt034013
IRS990ScheduleD/TotalLiabilityAmt013714213
IRS990/ScheduleJRequiredInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE CREDIT UNION IS MUTUALLY OWNED BY MEMBERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE BOARD OF DIRECTORS ARE ELECTED BY THE CREDIT UNION MEMBERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2CERTAIN SIGNIFICANT CHANGES ARE SUBJECT TO APPROVAL BY THE CREDIT UNION MEMBERS; HOWEVER, NO SUCH CHANGES WERE MADE DURING THE YEAR.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3THE PRESIDENT REVIEWS THE FORM 990 BEFORE FILING.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4ON AN ANNUAL BASIS, THE PRESIDENT AND ALL DIRECTORS AND COMMITTEE MEMBERS ARE REQUIRED TO REVIEW THE CONFLICT OF INTEREST POLICY, DISCLOSE ANY INTERESTS THAT COULD GIVE RISE TO CONFLICTS, AND SUBMIT A SIGNED STATEMENT TO THAT EFFECT. THESE STATEMENTS ARE MAINTAINED ON FILE AT THE CREDIT UNION.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5ANNUAL COMPENSATION FOR THE PRESIDENT IS PURSUANT TO A WRITTEN EMPLOYMENT CONTRACT AND IS APPROVED BY THE BOARD OF DIRECTORS. THE BOARD'S DELIBERATIONS AND DECISIONS ARE DOCUMENTED IN THE MINUTES.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6FINANCIAL STATEMENTS ARE POSTED IN THE CREDIT UNION, PRESENTED AT THE ANNUAL MEETING, AND ARE AVAILABLE UPON REQUEST. IN ADDITION, THE NCUA WEBSITE POSTS FINANCIAL INFORMATION AS PART OF THE QUARTERLY CALL REPORTS. OTHER DOCUMENTS, POLICIES, AND PROCEDURES ARE AVAILABLE UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7NEW MEMBER FEES/OTHER 86.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990, Part VI, Section A, line 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990, Part VI, Section A, line 7a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990, Part VI, Section A, line 7b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990, Part VI, Section B, line 11b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Form 990, Part VI, Section B, line 12c
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Form 990, Part VI, Section B, line 15
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6Form 990, Part VI, Section C, line 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7Form 990, Part XI, line 9:
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/SubjectToExcsTaxNetInvstIncInd00
IRS990/SubjectToProxyTaxInd00
IRS990/SubjToTaxRmnrtnExPrchtPymtInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TempOrPermanentEndowmentsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt015829611
IRS990/TotalAssetsEOYAmt015372984
IRS990/TotalAssetsGrp/BOYAmt015829611
IRS990/TotalAssetsGrp/EOYAmt015372984
IRS990/TotalCompGreaterThan150KInd00
IRS990/TotalEmployeeCnt04
IRS990/TotalFunctionalExpensesGrp/TotalAmt0243663
IRS990/TotalGrossUBIAmt01125
IRS990/TotalLiabilitiesBOYAmt014282452
IRS990/TotalLiabilitiesEOYAmt013726204
IRS990/TotalLiabilitiesGrp/BOYAmt014282452
IRS990/TotalLiabilitiesGrp/EOYAmt013726204
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt01547159
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt01646780
IRS990/TotalOtherCompensationAmt02740
IRS990/TotalProgramServiceRevenueAmt0188422
IRS990/TotalReportableCompFromOrgAmt046350
IRS990/TotalRevenueGrp/ExclusionAmt00
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt0342073
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0343198
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt01125
IRS990/TotalVolunteersCnt08
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt015829611
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt015372984
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd01
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt0201 N FOREST AVE No 3
IRS990/USAddress/CityNm0INDEPENDENCE
IRS990/USAddress/StateAbbreviationCd0MO
IRS990/USAddress/ZIPCd0640502513
IRS990/VotingMembersGoverningBodyCnt05
IRS990/VotingMembersIndependentCnt05
IRS990/WebsiteAddressTxt0ISDSCHOOLS.ORG
IRS990/WhistleblowerPolicyInd00
ReturnHeader/BuildTS02019-02-21 02:37:17Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0ANGELA WEAVER
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT
ReturnHeader/BusinessOfficerGrp/PhoneNum08165215378
ReturnHeader/BusinessOfficerGrp/SignatureDt02019-04-01
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0INDEPENDENCE TEACHERS CREDIT UNION
ReturnHeader/Filer/BusinessNameControlTxt0INDE
ReturnHeader/Filer/EIN0440651658
ReturnHeader/Filer/PhoneNum08165215378
ReturnHeader/Filer/USAddress/AddressLine1Txt0201 N FOREST AVE No 3
ReturnHeader/Filer/USAddress/CityNm0INDEPENDENCE
ReturnHeader/Filer/USAddress/StateAbbreviationCd0MO
ReturnHeader/Filer/USAddress/ZIPCd0640502513
ReturnHeader/FilingSecurityInformation/AtSubmissionCreationDeviceId0DF81630E7C01E54DA6D3CC5C7C1702BCCB5963A3
ReturnHeader/FilingSecurityInformation/AtSubmissionFilingDeviceId0DF81630E7C01E54DA6D3CC5C7C1702BCCB5963A3
ReturnHeader/FilingSecurityInformation/FilingLicenseTypeCd0P
ReturnHeader/FilingSecurityInformation/IPAddress/IPv4AddressTxt097.87.82.114
ReturnHeader/FilingSecurityInformation/IPDt02019-04-01
ReturnHeader/FilingSecurityInformation/IPTimezoneCd0CD
ReturnHeader/FilingSecurityInformation/IPTm013:41:53
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0431592217
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0J TENBRINK & ASSOCIATES
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt011272 S RIDGEVIEW RD
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0OLATHE
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0KS
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd066061
ReturnHeader/PreparerPersonGrp/PhoneNum09138946214
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0JERRY TENBRINK
ReturnHeader/ReturnTs02019-04-01T13:42:11-05:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02018-01-01
ReturnHeader/TaxPeriodEndDt02018-12-31
ReturnHeader/TaxYr02018

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