Civic Intelligence

Conservation Employees' Credit Union

EIN 44-0595869 • 501(c)14 • Jefferson City, MO

View Organization Page

Profile

The member-owned conservation employees' credit union exists to serve the members in the best way possible within the constraints of maintaining a sound financial institution by: 1. Providing the highest interest rates possible for deposits, 2. Providing the lowest interest rates for loans, 3. Providing free services whenever possible and 4. Providing exemplary member service.

PO Box 180Jefferson City, MO 65102-0180

www.cecuonline.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

87th percentile

0.92x

Higher debt load relative to assets than 87% of similar nonprofits.

501(c)14 • $100M-$250M nonprofits • Source year 2024

Liabilities / Revenue

81st percentile

20.34x

Higher debt load relative to revenue than 81% of similar nonprofits.

501(c)14 • $100M-$250M nonprofits • Source year 2024

Net Margin

39th percentile

9.3%

Higher net margin than 39% of similar nonprofits.

501(c)14 • $100M-$250M nonprofits • Source year 2024

Top Officer Pay

Score unavailable

No value available

No filing with officer rows is available for this organization yet.

Asset Growth

69th percentile

4.9%

Faster asset growth than 69% of similar nonprofits.

501(c)14 • $100M-$250M nonprofits • Annualized from 2022 to 2024

Revenue Growth

70th percentile

20%

Faster revenue growth than 70% of similar nonprofits.

501(c)14 • $100M-$250M nonprofits • Annualized from 2022 to 2024

Balance Sheet
Liabilities / Assets87th percentile

Assets

Up

$169,028,327

Up $12,742,148 (+8.2%) from 2023

Liabilities

Up

$155,909,919

Up $11,739,064 (+8.1%) from 2023

Net Assets

Up

$13,118,408

Up $1,003,084 (+8.3%) from 2023

Operations
Liabilities / Revenue81st percentileNet Margin39th percentile

Revenue

Up

$7,664,756

Up $849,991 (+12%) from 2023

Expenses

Up

$6,949,598

Up $885,585 (+15%) from 2023

Net Income

Down

$715,158

Down $35,594 (-4.7%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth69th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$200M$150M$100M$50M$0Assets 2010: $77,095,545Liabilities 2010: $70,320,177Net Assets 2010: $6,775,3682010Assets 2011: $83,534,722Liabilities 2011: $75,950,292Net Assets 2011: $7,584,4302011Assets 2012: $90,097,587Liabilities 2012: $81,952,181Net Assets 2012: $8,145,4062012Assets 2013: $94,637,977Liabilities 2013: $85,796,925Net Assets 2013: $8,841,0522013Assets 2014: $98,658,207Liabilities 2014: $89,211,618Net Assets 2014: $9,446,5892014Assets 2015: $104,449,874Liabilities 2015: $94,618,444Net Assets 2015: $9,831,4302015Assets 2016: $107,962,967Liabilities 2016: $98,029,541Net Assets 2016: $9,933,4262016Assets 2017: $113,346,067Liabilities 2017: $102,916,647Net Assets 2017: $10,429,4202017Assets 2018: $112,043,984Liabilities 2018: $101,133,733Net Assets 2018: $10,910,2512018Assets 2019: $117,254,574Liabilities 2019: $105,977,565Net Assets 2019: $11,277,0092019Assets 2020: $135,099,255Liabilities 2020: $123,447,222Net Assets 2020: $11,652,0332020Assets 2021: $149,922,463Liabilities 2021: $137,417,604Net Assets 2021: $12,504,8592021Assets 2022: $153,622,154Liabilities 2022: $142,676,588Net Assets 2022: $10,945,5662022Assets 2023: $156,286,179Liabilities 2023: $144,170,855Net Assets 2023: $12,115,3242023Assets 2024: $169,028,327Liabilities 2024: $155,909,919Net Assets 2024: $13,118,4082024

Highlighted filing

2024

Assets$169,028,327
Liabilities$155,909,919
Net Assets$13,118,408
Open 2024 Filing

Operations Trend

Revenue Growth70th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$8.0M$6.0M$4.0M$2.0M$0Expenses 2010: $3,311,1092010Expenses 2011: $3,216,1382011Expenses 2012: $3,205,1132012Revenue 2013: $3,682,048Expenses 2013: $2,933,005Net Income 2013: $749,0432013Revenue 2014: $3,724,305Expenses 2014: $3,040,906Net Income 2014: $683,3992014Revenue 2015: $3,738,177Expenses 2015: $3,225,348Net Income 2015: $512,8292015Revenue 2016: $3,767,128Expenses 2016: $3,309,242Net Income 2016: $457,8862016Revenue 2017: $4,044,516Expenses 2017: $3,513,155Net Income 2017: $531,3612017Revenue 2018: $4,414,860Expenses 2018: $3,690,130Net Income 2018: $724,7302018Revenue 2019: $4,699,797Expenses 2019: $4,285,700Net Income 2019: $414,0972019Revenue 2020: $4,711,493Expenses 2020: $4,137,979Net Income 2020: $573,5142020Revenue 2021: $4,756,080Expenses 2021: $4,058,682Net Income 2021: $697,3982021Revenue 2022: $5,300,078Expenses 2022: $4,294,995Net Income 2022: $1,005,0832022Revenue 2023: $6,814,765Expenses 2023: $6,064,013Net Income 2023: $750,7522023Revenue 2024: $7,664,756Expenses 2024: $6,949,598Net Income 2024: $715,1582024

Highlighted filing

2024

Revenue$7,664,756
Expenses$6,949,598
Net Income$715,158
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$169,028,327
Liabilities
$155,909,919
Net assets
$13,118,408
Revenue
$7,664,756
Expenses
$6,949,598
Net income
$715,158
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$169$156$13.1$7.66$6.95$0.72
2023Detailed filing. Detailed filing data is available for this year.$156$144$12.1$6.81$6.06$0.75
2022Detailed filing. Detailed filing data is available for this year.$154$143$10.9$5.30$4.29$1.01
2021Detailed filing. Detailed filing data is available for this year.$150$137$12.5$4.76$4.06$0.70
2020Detailed filing. Detailed filing data is available for this year.$135$123$11.7$4.71$4.14$0.57
2019Detailed filing. Detailed filing data is available for this year.$117$106$11.3$4.70$4.29$0.41
2018Detailed filing. Detailed filing data is available for this year.$112$101$10.9$4.41$3.69$0.72
2017Detailed filing. Detailed filing data is available for this year.$113$103$10.4$4.04$3.51$0.53
2016Detailed filing. Detailed filing data is available for this year.$108$98.0$9.93$3.77$3.31$0.46
2015Detailed filing. Detailed filing data is available for this year.$104$94.6$9.83$3.74$3.23$0.51
2014Detailed filing. Detailed filing data is available for this year.$98.7$89.2$9.45$3.72$3.04$0.68
2013Detailed filing. Detailed filing data is available for this year.$94.6$85.8$8.84$3.68$2.93$0.75
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$90.1$82.0$8.15$3.21
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$83.5$76.0$7.58$3.22
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$77.1$70.3$6.78$3.31
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Oct 9, 2025
Return Version
2024v5.2
Gross Receipts
$7,664,756
Mission and Program Overview

Mission

The member-owned conservation employees' credit union exists to serve the members in the best way possible within the constraints of maintaining a sound financial institution by: 1. Providing the highest interest rates possible for deposits, 2. Providing the lowest interest rates for loans, 3. Providing free services whenever possible and 4. Providing exemplary member service.

The member-owned conservation employees' credit union exists to serve the members in the best way possible within the constraints of maintaining a sound financial institution.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$120,647,288$117,215,242▼ $3,432,046
Savings and Temporary Cash Investments$12,045,639$24,665,406▲ $12,619,767
Investments Other Securities$14,360,939$17,391,107▲ $3,030,168
Rtn Earn Endowment Incm Other Fnds$12,115,324$13,118,408▲ $1,003,084
Prepaid Expenses and Deferred Charges$988,354$1,217,292▲ $228,938
Land, Buildings, and Equipment, Net$757,325$703,203▼ $54,122
Accounts Receivable$414,273$414,299▲ $26
Cash and Non-Interest-Bearing Accounts$220,107$171,578▼ $48,529
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$156,286,179$169,028,327▲ $12,742,148
Other Assets Total$6,852,254$7,250,200▲ $397,946
Liabilities
Other Liabilities$142,405,578$154,178,561▲ $11,772,983
Accounts Payable and Accrued Expenses$1,765,277$1,731,358▼ $33,919
Total Liabilities$144,170,855$155,909,919▲ $11,739,064
Net Assets / Fund Balance
Total Net Assets Fund Balance$12,115,324$13,118,408▲ $1,003,084
Total Liabilities and Net Assets / Fund Balance$156,286,179$169,028,327▲ $12,742,148

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$644,299$739,112$1,383,411
Leasehold Improvements$48,526$72,248$120,774
Equipment$10,378$90,129$100,507
Other Securities$29,206--
Compensation and Service Providers
Top Officer PayScore unavailable

Employees

NameTitleFull / Part TimeBaseOtherTotal
Kevin BruesekePresidentFT$221,493$58,971$280,464

Board Members and Trustees

NameTitle
Richard WehnesChairperson
Heather GreenVice Chairperson
Carl HauserDirector
Christopher RiggertDirector
Larry YamnitzDirector
Shaun ZimmermanDirector
TravisMclain
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$6,313,490
Investment Income
$1,335,887
Other Revenue
$15,379
Change in Net Assets
$715,158
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$5,301,670
Salaries, Compensation, and Employee Benefits$1,641,928
Grants and Similar Amounts Paid$6,000
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$998,634
Information Technology---$783,490
Current Officers, Directors, Trustees, and Key Employees---$280,464
Office Expenses---$247,013
Advertising---$219,305
Fees for Services Other---$202,060
Other Employee Benefits---$181,954
Pension Plan Contributions---$98,907
Payroll Taxes---$81,969
Other Expenses---$78,804
Occupancy---$69,068
Depreciation Depletion---$61,596
Fees for Services Accounting---$56,567
Insurance---$56,437
All Other Expenses---$49,535
Conferences and Meetings---$28,834
Grants to Domestic Individuals---$6,000
Travel---$1,064
Fees for Services Legal---$405
Total Functional Expenses$0$0$0$6,949,598
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Share Deposits$154,178,561
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“The credit union is mutually owned by members.”

Form 990, Part VI, Section A, Line 7A

“The board of directors are elected by the credit union members.”

Form 990, Part VI, Section A, Line 7B

“Certain significant changes are subject to approval by the credit union members; however no such changes were made during the year.”

Form 990, Part VI, Section B, Line 11B

“The president reviews the form 990.”

Form 990, Part VI, Section B, Line 12C

“On an annual basis, all employees and volunteers are required to review the conflict of interest policy, disclose any interests that could give rise to conflicts, and submit a signed statement to that effect. These statements are maintained on file at the credit union.”

Form 990, Part VI, Section B, Line 15

“The board of directors reviews the president's performance and determines compensation using various information, including the compease salary administration program. All other management compensation is determined by the president and is presented as part of the budget package to the board of directors for approval. The board's deliberations and decisions are documented in the minutes.”

Form 990, Part VI, Section C, Line 19

“Financial statements are presented at the annual meeting and are available upon request. In addition, the ncua website posts financial information as part of the quarterly call reports. Other documents, policies, and procedures are available upon request.”

Filing and Contact Details

Filer

Filer Name
CONSERVATION EMPLOYEES' CREDIT UNION
EIN
44-0595869
Phone
5734152220
Address
PO BOX 180, JEFFERSON CITY, MO 65102-0180

Signing Officer

Name
Kevin Brueseke
Title
President
Phone
5734152220
Signed
2025-10-09
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Kevin Brueseke
Formed
1955
Legal Domicile
Mo
Voting Board Members
7
Independent Board Members
7
Employees
19
Volunteers
11

Preparer

Firm
J Tenbrink & Associates
Address
11272 S RIDGEVIEW RD, OLATHE, KS 66061-6454
Preparer
Gerald Tenbrink
Phone
9138946214
Supplemental Narrative

Additional Explanations

FORM 990, PART XI, LINE 9:

“Asc 715 pension adjustment 240,377. Cecl transition adjustment”

Raw XML AppendixShowing 400 of 403 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/OtherAssetsTotalGrp/EOYAmt07250200
IRS990/OtherChangesInNetAssetsAmt0240377
IRS990/OtherEmployeeBenefitsGrp/TotalAmt0181954
IRS990/OtherExpensesGrp/Desc0MEMBER DIVIDENDS
IRS990/OtherExpensesGrp/Desc1LOAN SERVICING
IRS990/OtherExpensesGrp/Desc2PROVISION FOR LOAN LOSS
IRS990/OtherExpensesGrp/TotalAmt02866431
IRS990/OtherExpensesGrp/TotalAmt1581061
IRS990/OtherExpensesGrp/TotalAmt278804
IRS990/OtherLiabilitiesGrp/BOYAmt0142405578
IRS990/OtherLiabilitiesGrp/EOYAmt0154178561
IRS990/OtherSalariesAndWagesGrp/TotalAmt0998634
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt0120647288
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt0117215242
IRS990/PartialLiquidationInd00
IRS990/PayrollTaxesGrp/TotalAmt081969
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt098907
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt0988354
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt01217292
IRS990/PrincipalOfficerNm0KEVIN BRUESEKE
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/BusinessCd2524298
IRS990/ProgramServiceRevenueGrp/Desc0INTEREST ON LOANS
IRS990/ProgramServiceRevenueGrp/Desc1FEES & OTHER INCOME
IRS990/ProgramServiceRevenueGrp/Desc2WARRANTY SALES
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt05422000
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt1870629
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt05422000
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1870629
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt220861
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt020861
IRS990/ProgSrvcAccomActy2Grp/Desc0PROVIDES A SOURCE OF CREDIT TO MEMBERS AT A FAIR AND REASONABLE RATE OF INTEREST. AS OF DECEMBER 31, 2024, LOANS OUTSTANDING TOTALED $117,413,342.
IRS990/ProgSrvcAccomActy3Grp/Desc0PAID DIVIDENDS AND INTEREST ON MEMBER DEPOSITS TOTALING $2,866,431 FOR THE YEAR.
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt0207000
IRS990/PYGrantsAndSimilarPaidAmt06000
IRS990/PYInvestmentIncomeAmt0642749
IRS990/PYOtherExpensesAmt04553096
IRS990/PYOtherRevenueAmt015857
IRS990/PYProgramServiceRevenueAmt05949159
IRS990/PYRevenuesLessExpensesAmt0750752
IRS990/PYSalariesCompEmpBnftPaidAmt01504917
IRS990/PYTotalExpensesAmt06064013
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt06814765
IRS990/ReconcilationRevenueExpnssAmt0715158
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd01
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RoyaltiesRevenueGrp/RelatedOrExemptFuncIncomeAmt015379
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt015379
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt012115324
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt013118408
IRS990/SavingsAndTempCashInvstGrp/BOYAmt012045639
IRS990/SavingsAndTempCashInvstGrp/EOYAmt024665406
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt0644299
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0739112
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt01383411
IRS990ScheduleD/EquipmentGrp/BookValueAmt010378
IRS990ScheduleD/EquipmentGrp/DepreciationAmt090129
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt0100507
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt048526
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt072248
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt0120774
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt0154178561
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBER SHARE DEPOSITS
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt016998866
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt1250000
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt293800
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt319235
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt429206
IRS990ScheduleD/OtherSecuritiesGrp/Desc0AFS-FED AGENCY SECURITIES
IRS990ScheduleD/OtherSecuritiesGrp/Desc1HTM-FED AGENCY SECURITIES
IRS990ScheduleD/OtherSecuritiesGrp/Desc2FHLB MEMBERSHIP STOCK
IRS990ScheduleD/OtherSecuritiesGrp/Desc3CULEDGER HEARTLAND, LLC
IRS990ScheduleD/OtherSecuritiesGrp/Desc4CU COOPERATIVE SYS, INC
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd0F
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd1C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd2C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd3C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd4C
IRS990ScheduleD/TotalBookValueLandBuildingsAmt0703203
IRS990ScheduleD/TotalBookValueSecuritiesAmt017391107
IRS990ScheduleD/TotalLiabilityAmt0154178561
IRS990ScheduleI/GrantRecordsMaintainedInd01
IRS990ScheduleI/GrantsOtherAsstToIndivInUSGrp/CashGrantAmt06000
IRS990ScheduleI/GrantsOtherAsstToIndivInUSGrp/GrantTypeTxt0$1,000 SCHOLARSHIPS WERE AWARDED TO 3 HIGH SCHOOL COLLEGE-BOUND STUDENTS AND 3 CURRENT COLLEGE STUDENTS.
IRS990ScheduleI/GrantsOtherAsstToIndivInUSGrp/RecipientCnt06
IRS990ScheduleI/SupplementalInformationDetail/ExplanationTxt0THE SCHOLARSHIP COMMITTEE REVIEWS CANDIDATE APPLICATIONS AND AWARDS NON-RENEWABLE SCHOLARSHIPS TO ASSIST WITH COLLEGE EXPENSES. TO BE ELIGIBLE, APPLICANTS MUST BE A MEMBER IN GOOD STANDING AND MUST PLAN TO ATTEND A COLLEGE, UNIVERSITY, OR OTHER POST-SECONDARY EDUCATIONAL INSTITUTION WITHIN THE U.S. ON A FULL-TIME BASIS DURING THE NEXT ACADEMIC YEAR. FUNDS ARE DISTRIBUTED UPON RECEIPT OF ENROLLMENT VERIFICATION.
IRS990ScheduleI/SupplementalInformationDetail/FormAndLineReferenceDesc0PART I, LINE 2:
IRS990ScheduleJ/BoardOrCommitteeApprovalInd0X
IRS990ScheduleJ/CompensationSurveyInd0X
IRS990ScheduleJ/EquityBasedCompArrngmInd00
IRS990/ScheduleJRequiredInd01
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt0221493
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount05000
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt039504
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt010276
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt04191
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm0KEVIN BRUESEKE
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt0PRESIDENT
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt0280464
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt00
IRS990ScheduleJ/SeverancePaymentInd00
IRS990ScheduleJ/SupplementalInformationDetail/ExplanationTxt0THE BOARD OF DIRECTORS REVIEWS THE PRESIDENT'S PERFORMANCE AND DETERMINES COMPENSATION USING VARIOUS INFORMATION, INCLUDING THE COMPEASE SALARY ADMINISTRATION PROGRAM. THE BOARD'S DELIBERATIONS AND DECISIONS ARE DOCUMENTED IN THE MINUTES.
IRS990ScheduleJ/SupplementalInformationDetail/FormAndLineReferenceDesc0PART I, LINE 3
IRS990ScheduleJ/SupplementalNonqualRtrPlanInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE CREDIT UNION IS MUTUALLY OWNED BY MEMBERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE BOARD OF DIRECTORS ARE ELECTED BY THE CREDIT UNION MEMBERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2CERTAIN SIGNIFICANT CHANGES ARE SUBJECT TO APPROVAL BY THE CREDIT UNION MEMBERS; HOWEVER NO SUCH CHANGES WERE MADE DURING THE YEAR.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3THE PRESIDENT REVIEWS THE FORM 990.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4ON AN ANNUAL BASIS, ALL EMPLOYEES AND VOLUNTEERS ARE REQUIRED TO REVIEW THE CONFLICT OF INTEREST POLICY, DISCLOSE ANY INTERESTS THAT COULD GIVE RISE TO CONFLICTS, AND SUBMIT A SIGNED STATEMENT TO THAT EFFECT. THESE STATEMENTS ARE MAINTAINED ON FILE AT THE CREDIT UNION.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5THE BOARD OF DIRECTORS REVIEWS THE PRESIDENT'S PERFORMANCE AND DETERMINES COMPENSATION USING VARIOUS INFORMATION, INCLUDING THE COMPEASE SALARY ADMINISTRATION PROGRAM. ALL OTHER MANAGEMENT COMPENSATION IS DETERMINED BY THE PRESIDENT AND IS PRESENTED AS PART OF THE BUDGET PACKAGE TO THE BOARD OF DIRECTORS FOR APPROVAL. THE BOARD'S DELIBERATIONS AND DECISIONS ARE DOCUMENTED IN THE MINUTES.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6FINANCIAL STATEMENTS ARE PRESENTED AT THE ANNUAL MEETING AND ARE AVAILABLE UPON REQUEST. IN ADDITION, THE NCUA WEBSITE POSTS FINANCIAL INFORMATION AS PART OF THE QUARTERLY CALL REPORTS. OTHER DOCUMENTS, POLICIES, AND PROCEDURES ARE AVAILABLE UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7ASC 715 PENSION ADJUSTMENT 240,377. CECL TRANSITION ADJUSTMENT
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PART VI, SECTION A, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PART VI, SECTION A, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PART VI, SECTION A, LINE 7B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PART VI, SECTION B, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PART VI, SECTION B, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PART VI, SECTION B, LINE 15
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6FORM 990, PART VI, SECTION C, LINE 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7FORM 990, PART XI, LINE 9:
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/SubjectToExcsTaxNetInvstIncInd00
IRS990/SubjectToProxyTaxInd00
IRS990/SubjToTaxRmnrtnExPrchtPymtInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt0156286179
IRS990/TotalAssetsEOYAmt0169028327
IRS990/TotalAssetsGrp/BOYAmt0156286179
IRS990/TotalAssetsGrp/EOYAmt0169028327
IRS990/TotalCompGreaterThan150KInd01
IRS990/TotalEmployeeCnt019
IRS990/TotalFunctionalExpensesGrp/TotalAmt06949598
IRS990/TotalGrossUBIAmt020861
IRS990/TotalLiabilitiesBOYAmt0144170855
IRS990/TotalLiabilitiesEOYAmt0155909919
IRS990/TotalLiabilitiesGrp/BOYAmt0144170855
IRS990/TotalLiabilitiesGrp/EOYAmt0155909919
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt012115324
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt013118408
IRS990/TotalOtherCompensationAmt049780
IRS990/TotalProgramServiceRevenueAmt06313490
IRS990/TotalReportableCompFromOrgAmt0230684
IRS990/TotalRevenueGrp/ExclusionAmt00
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt07643895
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt07664756
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt020861
IRS990/TotalVolunteersCnt011
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt0156286179
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt0169028327
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TravelGrp/TotalAmt01064
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd01
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt0PO BOX 180
IRS990/USAddress/CityNm0JEFFERSON CITY
IRS990/USAddress/StateAbbreviationCd0MO
IRS990/USAddress/ZIPCd0651020180
IRS990/VotingMembersGoverningBodyCnt07
IRS990/VotingMembersIndependentCnt07
IRS990/WebsiteAddressTxt0WWW.CECUONLINE.ORG
IRS990/WhistleblowerPolicyInd01
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0KEVIN BRUESEKE
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT
ReturnHeader/BusinessOfficerGrp/PhoneNum05734152220
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-10-09
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0CONSERVATION EMPLOYEES' CREDIT UNION
ReturnHeader/Filer/BusinessNameControlTxt0CONS
ReturnHeader/Filer/EIN0440595869
ReturnHeader/Filer/PhoneNum05734152220
ReturnHeader/Filer/USAddress/AddressLine1Txt0PO BOX 180
ReturnHeader/Filer/USAddress/CityNm0JEFFERSON CITY
ReturnHeader/Filer/USAddress/StateAbbreviationCd0MO
ReturnHeader/Filer/USAddress/ZIPCd0651020180
ReturnHeader/IRSResponsiblePrtyInfoCurrInd00
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0810781371
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0J TENBRINK & ASSOCIATES
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt011272 S RIDGEVIEW RD
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0OLATHE
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0KS
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd0660616454
ReturnHeader/PreparerPersonGrp/PhoneNum09138946214
ReturnHeader/PreparerPersonGrp/PreparationDt02025-10-07
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0GERALD TENBRINK
ReturnHeader/ReturnTs02025-10-09T13:28:20-05:00
ReturnHeader/ReturnTypeCd0990

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