Civic Intelligence

Lutheran Fire & Lightning Insurance Mcmillin

EIN 44-0595036 • 501(c)15 • Purdy, MO

Profile

Provides fire and wind insurance to the mutual insurance members. This is a mutual company as described by missouri state statutes.

PO Box 67Purdy, MO 65734

n/A

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

65th percentile

0.10x

Higher debt load relative to assets than 65% of similar nonprofits.

$1M-$5M nonprofits • Source year 2025

Liabilities / Revenue

82nd percentile

0.42x

Higher debt load relative to revenue than 82% of similar nonprofits.

$1M-$5M nonprofits • Source year 2025

Net Margin

30th percentile

-5.2%

Higher net margin than 30% of similar nonprofits.

$1M-$5M nonprofits • Source year 2025

Top Officer Pay

47th percentile

$0

Higher top officer pay than 47% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

$1M-$5M nonprofits • Source year 2025

Asset Growth

37th percentile

-0.5%

Faster asset growth than 37% of similar nonprofits.

$1M-$5M nonprofits • Annualized from 2024 to 2025

Revenue Growth

57th percentile

14%

Faster revenue growth than 57% of similar nonprofits.

$1M-$5M nonprofits • Annualized from 2024 to 2025

Balance Sheet
Liabilities / Assets65th percentile

Assets

Down

$1,892,112

Down $9,371 (-0.5%) from 2024

Liabilities

Up

$198,065

Up $14,940 (+8.2%) from 2024

Net Assets

Down

$1,694,047

Down $24,311 (-1.4%) from 2024

Operations
Liabilities / Revenue82nd percentileNet Margin30th percentile

Revenue

Up

$467,956

Up $57,137 (+14%) from 2024

Expenses

Up

$492,267

Up $121,114 (+33%) from 2024

Net Income

Down

-$24,311

Down $63,977 (-161%) from 2024

Trend Graphs

Balance Sheet Trend

Asset Growth37th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$2.0M$1.5M$1.0M$500K$0Assets 2011: $1,580,499Liabilities 2011: $1,485Net Assets 2011: $1,579,0142011Assets 2012: $1,609,387Liabilities 2012: $81,660Net Assets 2012: $1,527,7272012Assets 2013: $1,633,761Liabilities 2013: $88,160Net Assets 2013: $1,545,6012013Assets 2014: $1,661,190Liabilities 2014: $93,254Net Assets 2014: $1,567,9362014Assets 2015: $1,643,999Liabilities 2015: $128,617Net Assets 2015: $1,515,3822015Assets 2016: $1,649,294Liabilities 2016: $104,506Net Assets 2016: $1,544,7882016Assets 2017: $1,647,650Liabilities 2017: $146,888Net Assets 2017: $1,500,7622017Assets 2018: $1,658,902Liabilities 2018: $127,858Net Assets 2018: $1,531,0442018Assets 2019: $1,696,067Liabilities 2019: $134,313Net Assets 2019: $1,561,7542019Assets 2020: $1,723,541Liabilities 2020: $119,804Net Assets 2020: $1,603,7372020Assets 2021: $1,825,259Liabilities 2021: $119,140Net Assets 2021: $1,706,1192021Assets 2022: $1,850,615Liabilities 2022: $130,957Net Assets 2022: $1,719,6582022Assets 2023: $1,823,726Liabilities 2023: $145,033Net Assets 2023: $1,678,6932023Assets 2024: $1,901,483Liabilities 2024: $183,125Net Assets 2024: $1,718,3582024Assets 2025: $1,892,112Liabilities 2025: $198,065Net Assets 2025: $1,694,0472025

Highlighted filing

2025

Assets$1,892,112
Liabilities$198,065
Net Assets$1,694,047
Open 2025 Filing

Operations Trend

Revenue Growth57th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$600K$400K$200K$0-$200KRevenue 2011: $243,053Expenses 2011: $195,805Net Income 2011: $47,2482011Revenue 2012: $222,485Expenses 2012: $273,772Net Income 2012: -$51,2872012Revenue 2013: $241,155Expenses 2013: $223,281Net Income 2013: $17,8742013Revenue 2014: $245,334Expenses 2014: $222,999Net Income 2014: $22,3352014Revenue 2015: $268,328Expenses 2015: $320,882Net Income 2015: -$52,5542015Revenue 2016: $273,639Expenses 2016: $244,233Net Income 2016: $29,4062016Revenue 2017: $284,550Expenses 2017: $328,576Net Income 2017: -$44,0262017Revenue 2018: $295,603Expenses 2018: $265,321Net Income 2018: $30,2822018Revenue 2019: $312,454Expenses 2019: $281,744Net Income 2019: $30,7102019Revenue 2020: $346,876Expenses 2020: $304,893Net Income 2020: $41,9832020Revenue 2021: $326,233Expenses 2021: $223,851Net Income 2021: $102,3822021Revenue 2022: $336,495Expenses 2022: $322,956Net Income 2022: $13,5392022Revenue 2023: $358,478Expenses 2023: $399,443Net Income 2023: -$40,9652023Revenue 2024: $410,819Expenses 2024: $371,153Net Income 2024: $39,6662024Revenue 2025: $467,956Expenses 2025: $492,267Net Income 2025: -$24,3112025

Highlighted filing

2025

Revenue$467,956
Expenses$492,267
Net Income-$24,311
Open 2025 Filing

Filings

Most recent year

2025 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$1,892,112
Liabilities
$198,065
Net assets
$1,694,047
Revenue
$467,956
Expenses
$492,267
Net income
-$24,311
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$1.89$0.20$1.69$0.47$0.49$0.02
2024Detailed filing. Detailed filing data is available for this year.$1.90$0.18$1.72$0.41$0.37$0.04
2023Detailed filing. Detailed filing data is available for this year.$1.82$0.15$1.68$0.36$0.40$0.04
2022Detailed filing. Detailed filing data is available for this year.$1.85$0.13$1.72$0.34$0.32$0.01
2021Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.83$0.12$1.71$0.33$0.22$0.10
2020Detailed filing. Detailed filing data is available for this year.$1.72$0.12$1.60$0.35$0.30$0.04
2019Detailed filing. Detailed filing data is available for this year.$1.70$0.13$1.56$0.31$0.28$0.03
2018Detailed filing. Detailed filing data is available for this year.$1.66$0.13$1.53$0.30$0.27$0.03
2017Detailed filing. Detailed filing data is available for this year.$1.65$0.15$1.50$0.28$0.33$0.04
2016Detailed filing. Detailed filing data is available for this year.$1.65$0.10$1.54$0.27$0.24$0.03
2015Detailed filing. Detailed filing data is available for this year.$1.64$0.13$1.52$0.27$0.32$0.05
2014Summary only. Only limited summary data is available for this year.$1.66$0.09$1.57$0.25$0.22$0.02
2013Summary only. Only limited summary data is available for this year.$1.63$0.09$1.55$0.24$0.22$0.02
2012Summary only. Only limited summary data is available for this year.$1.61$0.08$1.53$0.22$0.27$0.05
2011Summary only. Only limited summary data is available for this year.$1.58$0.00$1.58$0.24$0.20$0.05
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2025 to Dec 31, 2025
Signed
Feb 25, 2026
Return Version
2025v4.0
Gross Receipts
$946,768
Mission and Program Overview

Mission

Provides fire and wind insurance to the mutual insurance members. This is a mutual company as described by missouri state statutes.

Balance Sheet Detail
LineBeginningEndChange
Assets
Cash and Non-Interest-Bearing Accounts$1,047,526$1,173,619▲ $126,093
Investments in Publicly Traded Securities$853,957$509,177▼ $344,780
Other Notes and Loans Receivable, Net-$209,316-
Total Assets$1,901,483$1,892,112▼ $9,371
Liabilities
Other Liabilities$182,094$197,035▲ $14,941
Accounts Payable and Accrued Expenses$1,031$1,030▼ $1
Total Liabilities$183,125$198,065▲ $14,940
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$1,618,358$1,594,047▼ $24,311
Net Assets With Donor Restrictions$100,000$100,000→ $0
Total Net Assets Fund Balance$1,718,358$1,694,047▼ $24,311
Total Liabilities and Net Assets / Fund Balance$1,901,483$1,892,112▼ $9,371

Asset Categories

AssetBook ValueDepreciationBasis
Equipment-$1,342$1,342
Compensation and Service Providers
Top Officer Pay47th percentile

Board Members and Trustees

NameTitle
Phil SchadPresident
Bob MoennigDirector
Lee EggermanDirector
Leland EggermanDirector
Mark McmillinSec - Treas
Nolan KleiboekerVice Preside
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$386,715
Investment Income
$81,241
Other Revenue
$0
Change in Net Assets
$-24,311
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$470,583
Salaries, Compensation, and Employee Benefits$21,684
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Expenses$59,000--$59,000
All Other Expenses$26,890--$26,890
Other Salaries and Wages$15,600--$15,600
Fees for Services Accounting$13,429--$13,429
Other Employee Benefits$4,849--$4,849
Occupancy$4,250--$4,250
Insurance$2,545--$2,545
Advertising$1,936--$1,936
Travel$1,828--$1,828
Office Expenses$1,438--$1,438
Payroll Taxes$1,235--$1,235
Total Functional Expenses$492,267$0$0$492,267
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Unearned Premium$173,807
Losses in Process$16,800
Reinsurance Premium Payable$6,428
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 11B

“No review was or will be conducted.”

Form 990, Page 6, Part VI, Line 19

“No documents available to the public”

Filing and Contact Details

Filer

Filer Name
Lutheran Fire & Lightning Insurance
EIN
44-0595036
Phone
4174427563
Address
PO BOX 67, PURDY, MO 65734

Signing Officer

Name
Mark Mcmillin
Title
Sec - Treas
Phone
4174427563
Signed
2026-02-25

Organization Details

Principal Officer
Bob Moennig
Formed
1933
Legal Domicile
Mo
Voting Board Members
6
Independent Board Members
6
Employees
1

Preparer

Firm
The CPA Group Pc
Address
217 4TH ST, MONETT, MO 65708
Preparer
Steven L Harner
Phone
4172353650
Supplemental Narrative

Additional Explanations

Form 990, Page 2, Part III, Line 4D

“Provides fire and wind insurance to the mutual insurance members. This is a mutual company as described by missouri state statutes.”

Raw XML Appendix304 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd0false
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt01031
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt01030
IRS990/ActivitiesConductedPrtshpInd0false
IRS990/ActivityOrMissionDesc0PROVIDES FIRE AND WIND INSURANCE TO THE MUTUAL INSURANCE MEMBERS. THIS IS A MUTUAL COMPANY AS DESCRIBED BY MISSOURI STATE STATUTES.
IRS990/AdvertisingGrp/ProgramServicesAmt01936
IRS990/AdvertisingGrp/TotalAmt01936
IRS990/AllOtherExpensesGrp/ProgramServicesAmt026890
IRS990/AllOtherExpensesGrp/TotalAmt026890
IRS990/BackupWthldComplianceInd0true
IRS990/BooksInCareOfDetail/PersonNm0MARK MCMILLIN
IRS990/BooksInCareOfDetail/PhoneNum04174427563
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt0PO BOX 67
IRS990/BooksInCareOfDetail/USAddress/CityNm0PURDY
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0MO
IRS990/BooksInCareOfDetail/USAddress/ZIPCd065734
IRS990/BusinessRlnWith35CtrlEntInd0false
IRS990/BusinessRlnWithFamMemInd0false
IRS990/BusinessRlnWithOrgMemInd0false
IRS990/CashNonInterestBearingGrp/BOYAmt01047526
IRS990/CashNonInterestBearingGrp/EOYAmt01173619
IRS990/ChangeToOrgDocumentsInd0false
IRS990/CollectionsOfArtInd0false
IRS990/CompensationFromOtherSrcsInd0false
IRS990/CompensationProcessCEOInd0false
IRS990/CompensationProcessOtherInd0false
IRS990/ConflictOfInterestPolicyInd0false
IRS990/ConservationEasementsInd0false
IRS990/ConsolidatedAuditFinclStmtInd0false
IRS990/CreditCounselingInd0false
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt081241
IRS990/CYOtherExpensesAmt0470583
IRS990/CYOtherRevenueAmt00
IRS990/CYProgramServiceRevenueAmt0386715
IRS990/CYRevenuesLessExpensesAmt0-24311
IRS990/CYSalariesCompEmpBnftPaidAmt021684
IRS990/CYTotalExpensesAmt0492267
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt0467956
IRS990/DecisionsSubjectToApprovaInd0false
IRS990/DeductibleArtContributionInd0false
IRS990/DeductibleNonCashContriInd0false
IRS990/DelegationOfMgmtDutiesInd0false
IRS990/Desc0PROVIDES FIRE AND WIND INSURANCE TO THE MUTUAL INSURANCE MEMBERS. THIS IS A MUTUAL COMPANY AS DESCRIBED BY MISSOURI STATE STATUTES.
IRS990/DescribedInSection501c3Ind0false
IRS990/DisregardedEntityInd0false
IRS990/DocumentRetentionPolicyInd0false
IRS990/DonorAdvisedFundInd0false
IRS990/DonorRestrictionNetAssetsGrp/BOYAmt0100000
IRS990/DonorRestrictionNetAssetsGrp/EOYAmt0100000
IRS990/DonorRstrOrQuasiEndowmentsInd0false
IRS990/ElectionOfBoardMembersInd0false
IRS990/EmployeeCnt01
IRS990/EmploymentTaxReturnsFiledInd0true
IRS990/ExpenseAmt0492267
IRS990/FamilyOrBusinessRlnInd0false
IRS990/FeesForServicesAccountingGrp/ProgramServicesAmt013429
IRS990/FeesForServicesAccountingGrp/TotalAmt013429
IRS990/ForeignActivitiesInd0false
IRS990/ForeignFinancialAccountInd0false
IRS990/ForeignOfficeInd0false
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OfficerInd2X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/PersonNm0LELAND EGGERMAN
IRS990/Form990PartVIISectionAGrp/PersonNm1LEE EGGERMAN
IRS990/Form990PartVIISectionAGrp/PersonNm2NOLAN KLEIBOEKER
IRS990/Form990PartVIISectionAGrp/PersonNm3MARK MCMILLIN
IRS990/Form990PartVIISectionAGrp/PersonNm4BOB MOENNIG
IRS990/Form990PartVIISectionAGrp/PersonNm5PHIL SCHAD
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/TitleTxt0DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt1DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt2VICE PRESIDE
IRS990/Form990PartVIISectionAGrp/TitleTxt3SEC - TREAS
IRS990/Form990PartVIISectionAGrp/TitleTxt4DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt5PRESIDENT
IRS990/Form990ProvidedToGvrnBodyInd0false
IRS990/FormationYr01933
IRS990/FormerOfcrEmployeesListedInd0false
IRS990/FSAuditedInd0false
IRS990/FundraisingActivitiesInd0false
IRS990/GainOrLossGrp/SecuritiesAmt0-173
IRS990/GamingActivitiesInd0false
IRS990/GoverningBodyVotingMembersCnt06
IRS990/GrantsToIndividualsInd0false
IRS990/GrantsToOrganizationsInd0false
IRS990/GrantToRelatedPersonInd0false
IRS990/GrossAmountSalesAssetsGrp/SecuritiesAmt0478639
IRS990/GrossReceiptsAmt0946768
IRS990/GroupReturnForAffiliatesInd0false
IRS990/IncludeFIN48FootnoteInd0false
IRS990/IndependentAuditFinclStmtInd0false
IRS990/IndependentVotingMemberCnt06
IRS990/IndoorTanningServicesInd0false
IRS990/InfoInScheduleOPartIIIInd0X
IRS990/InsuranceGrp/ProgramServicesAmt02545
IRS990/InsuranceGrp/TotalAmt02545
IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt081414
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt081414
IRS990/InvestmentInJointVentureInd0false
IRS990/InvestmentsPubTradedSecGrp/BOYAmt0853957
IRS990/InvestmentsPubTradedSecGrp/EOYAmt0509177
IRS990/IRPDocumentCnt01
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt01342
IRS990/LandBldgEquipCostOrOtherBssAmt01342
IRS990/LegalDomicileStateCd0MO
IRS990/LessCostOthBasisSalesExpnssGrp/SecuritiesAmt0478812
IRS990/LoanOutstandingInd0false
IRS990/LocalChaptersInd0false
IRS990/MaterialDiversionOrMisuseInd0false
IRS990/MembersOrStockholdersInd0false
IRS990/MethodOfAccountingCashInd0X
IRS990/MinutesOfCommitteesInd0true
IRS990/MinutesOfGoverningBodyInd0true
IRS990/MissionDesc0PROVIDES FIRE AND WIND INSURANCE TO THE MUTUAL INSURANCE MEMBERS. THIS IS A MUTUAL COMPANY AS DESCRIBED BY MISSOURI STATE STATUTES.
IRS990/MoreThan5000KToIndividualsInd0false
IRS990/MoreThan5000KToOrgInd0false
IRS990/NetAssetsOrFundBalancesBOYAmt01718358
IRS990/NetAssetsOrFundBalancesEOYAmt01694047
IRS990/NetGainOrLossInvestmentsGrp/RelatedOrExemptFuncIncomeAmt0-173
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt0-173
IRS990/NoDonorRestrictionNetAssetsGrp/BOYAmt01618358
IRS990/NoDonorRestrictionNetAssetsGrp/EOYAmt01594047
IRS990/NoListedPersonsCompensatedInd0X
IRS990/NondeductibleContributionsInd0false
IRS990/OccupancyGrp/ProgramServicesAmt04250
IRS990/OccupancyGrp/TotalAmt04250
IRS990/OfficeExpensesGrp/ProgramServicesAmt01438
IRS990/OfficeExpensesGrp/TotalAmt01438
IRS990/OfficerMailingAddressInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501cInd0X
IRS990/OrganizationFollowsFASB117Ind0X
IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt04849
IRS990/OtherEmployeeBenefitsGrp/TotalAmt04849
IRS990/OtherExpensesGrp/Desc0INSURANCE COVERAGE (NET)
IRS990/OtherExpensesGrp/Desc1COMMISSIONS
IRS990/OtherExpensesGrp/Desc2REINSURANCE PURCHASED
IRS990/OtherExpensesGrp/Desc3MANAGEMENT SERVICES
IRS990/OtherExpensesGrp/ProgramServicesAmt0230637
IRS990/OtherExpensesGrp/ProgramServicesAmt164890
IRS990/OtherExpensesGrp/ProgramServicesAmt263740
IRS990/OtherExpensesGrp/ProgramServicesAmt359000
IRS990/OtherExpensesGrp/TotalAmt0230637
IRS990/OtherExpensesGrp/TotalAmt164890
IRS990/OtherExpensesGrp/TotalAmt263740
IRS990/OtherExpensesGrp/TotalAmt359000
IRS990/OtherLiabilitiesGrp/BOYAmt0182094
IRS990/OtherLiabilitiesGrp/EOYAmt0197035
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt015600
IRS990/OtherSalariesAndWagesGrp/TotalAmt015600
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt0209316
IRS990/PartialLiquidationInd0false
IRS990/PayrollTaxesGrp/ProgramServicesAmt01235
IRS990/PayrollTaxesGrp/TotalAmt01235
IRS990/PoliticalCampaignActyInd0false
IRS990/PrincipalOfficerNm0BOB MOENNIG
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/Desc0INSURANCE PREMIUM
IRS990/ProgramServiceRevenueGrp/Desc1SERVICE CHARGES
IRS990/ProgramServiceRevenueGrp/Desc2MISCELLANEOUS INCOME
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt0385793
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt1730
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt2192
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0385793
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1730
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt2192
IRS990/ProgSrvcAccomActyOtherGrp/Desc0PROVIDES FIRE AND WIND INSURANCE TO THE MUTUAL INSURANCE MEMBERS. THIS IS A MUTUAL COMPANY AS DESCRIBED BY MISSOURI STATE STATUTES.
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYInvestmentIncomeAmt078563
IRS990/PYOtherExpensesAmt0351259
IRS990/PYProgramServiceRevenueAmt0332256
IRS990/PYRevenuesLessExpensesAmt039666
IRS990/PYSalariesCompEmpBnftPaidAmt019894
IRS990/PYTotalExpensesAmt0371153
IRS990/PYTotalRevenueAmt0410819
IRS990/ReconcilationRevenueExpnssAmt0-24311
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0false
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/EquipmentGrp/DepreciationAmt01342
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt01342
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt0173807
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt116800
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt26428
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0UNEARNED PREMIUM
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1LOSSES IN PROCESS
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc2REINSURANCE PREMIUM PAYABLE
IRS990ScheduleD/TotalLiabilityAmt0197035
IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0false
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0PROVIDES FIRE AND WIND INSURANCE TO THE MUTUAL INSURANCE MEMBERS. THIS IS A MUTUAL COMPANY AS DESCRIBED BY MISSOURI STATE STATUTES.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1NO REVIEW WAS OR WILL BE CONDUCTED.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2NO DOCUMENTS AVAILABLE TO THE PUBLIC
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PAGE 2, PART III, LINE 4D
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PAGE 6, PART VI, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PAGE 6, PART VI, LINE 19
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/SubjectToExcsTaxNetInvstIncInd0false
IRS990/SubjectToProxyTaxInd0false
IRS990/SubjToTaxRmnrtnExPrchtPymtInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt01901483
IRS990/TotalAssetsEOYAmt01892112
IRS990/TotalAssetsGrp/BOYAmt01901483
IRS990/TotalAssetsGrp/EOYAmt01892112
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalEmployeeCnt01
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt0492267
IRS990/TotalFunctionalExpensesGrp/TotalAmt0492267
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt0183125
IRS990/TotalLiabilitiesEOYAmt0198065
IRS990/TotalLiabilitiesGrp/BOYAmt0183125
IRS990/TotalLiabilitiesGrp/EOYAmt0198065
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt01718358
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt01694047
IRS990/TotalProgramServiceExpensesAmt0492267
IRS990/TotalProgramServiceRevenueAmt0386715
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt0467956
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0467956
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt01901483
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt01892112
IRS990/TravelGrp/ProgramServicesAmt01828
IRS990/TravelGrp/TotalAmt01828
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd0false
IRS990/USAddress/AddressLine1Txt017430 LAWRENCE 1050
IRS990/USAddress/CityNm0PIERCE CITY
IRS990/USAddress/StateAbbreviationCd0MO
IRS990/USAddress/ZIPCd065723
IRS990/VotingMembersGoverningBodyCnt06
IRS990/VotingMembersIndependentCnt06
IRS990/WebsiteAddressTxt0N/A
IRS990/WhistleblowerPolicyInd0false
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/PersonNm0MARK MCMILLIN
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0SEC - TREAS
ReturnHeader/BusinessOfficerGrp/PhoneNum04174427563
ReturnHeader/BusinessOfficerGrp/SignatureDt02026-02-25
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0LUTHERAN FIRE & LIGHTNING INSURANCE
ReturnHeader/Filer/BusinessName/BusinessNameLine2Txt0MCMILLIN
ReturnHeader/Filer/BusinessNameControlTxt0LUTH
ReturnHeader/Filer/EIN0440595036
ReturnHeader/Filer/PhoneNum04174427563
ReturnHeader/Filer/USAddress/AddressLine1Txt0PO BOX 67
ReturnHeader/Filer/USAddress/CityNm0PURDY
ReturnHeader/Filer/USAddress/StateAbbreviationCd0MO
ReturnHeader/Filer/USAddress/ZIPCd065734
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0431797482
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0THE CPA GROUP PC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0217 4TH ST
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0MONETT
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0MO
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd065708
ReturnHeader/PreparerPersonGrp/PhoneNum04172353650
ReturnHeader/PreparerPersonGrp/PreparationDt02026-02-05
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0STEVEN L HARNER
ReturnHeader/PreparerPersonGrp/SelfEmployedInd0X
ReturnHeader/ReturnTs02026-02-25T12:52:09-05:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02025-01-01
ReturnHeader/TaxPeriodEndDt02025-12-31
ReturnHeader/TaxYr02025

Document Assets

No mirrored PDF or thumbnail assets are attached yet.