Civic Intelligence

Blucurrent Credit Union

990 • Fiscal year 2012 • EIN 44-0444275

Jan 01, 2012 to Dec 31, 2012 • Filed on Nov 14, 2013

1770 West Sunset Street65807
Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

80th percentile

0.92x

Higher debt load relative to assets than 80% of similar nonprofits.

2012 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2012

Liabilities / Revenue

Score unavailable

No value available

Liabilities-to-revenue requires both liabilities and revenue on this filing.

Source year 2012

Net Margin

Score unavailable

No value available

Net margin requires both revenue and expenses on this filing.

Source year 2012

Top Officer Pay

Score unavailable

No value available

This filing does not contain officer compensation rows.

Source year 2012

Asset Growth

50th percentile

5.1%

Faster asset growth than 50% of similar nonprofits.

2012 filings • 501(c)14 • $100M-$250M nonprofits • Annualized from 2010 to 2012

Revenue Growth

Score unavailable

No value available

No valid filing value is available for this score.

Assets

Up

$142,065,175

Up $13,510,593 (+11%) from 2010

Net Assets

Up

$11,699,406

Up $992,731 (+9.3%) from 2010

Liabilities

Up

$130,365,769

Up $12,517,862 (+11%) from 2010

Revenue

-

No earlier filing loaded for comparison.

Expenses

Up

$7,660,298

Up $854,655 (+13%) from 2010

Net Income

-

No earlier filing loaded for comparison.

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$400M$300M$200M$100M$0Assets 2010: $128,554,582Liabilities 2010: $117,847,907Net Assets 2010: $10,706,6752010Assets 2012: $142,065,175Liabilities 2012: $130,365,769Net Assets 2012: $11,699,4062012Assets 2013: $145,602,826Liabilities 2013: $133,748,673Net Assets 2013: $11,854,1532013Assets 2014: $145,456,681Liabilities 2014: $133,509,793Net Assets 2014: $11,946,8882014Assets 2015: $155,744,571Liabilities 2015: $142,811,539Net Assets 2015: $12,933,0322015Assets 2016: $170,306,854Liabilities 2016: $156,035,058Net Assets 2016: $14,271,7962016Assets 2017: $176,905,884Liabilities 2017: $161,155,721Net Assets 2017: $15,750,1632017Assets 2018: $185,318,296Liabilities 2018: $167,725,210Net Assets 2018: $17,593,0862018Assets 2019: $201,227,445Liabilities 2019: $182,941,486Net Assets 2019: $18,285,9592019Assets 2020: $238,083,475Liabilities 2020: $217,617,077Net Assets 2020: $20,466,3982020Assets 2021: $274,770,544Liabilities 2021: $249,479,547Net Assets 2021: $25,290,9972021Assets 2022: $305,927,504Liabilities 2022: $276,275,366Net Assets 2022: $29,652,1382022Assets 2023: $320,940,650Liabilities 2023: $288,012,841Net Assets 2023: $32,927,8092023Assets 2024: $351,770,870Liabilities 2024: $314,387,937Net Assets 2024: $37,382,9332024

Highlighted filing

2012

Assets$142,065,175
Liabilities$130,365,769
Net Assets$11,699,406

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$30M$20M$10M$0Expenses 2010: $6,805,6432010Expenses 2012: $7,660,2982012Revenue 2013: $8,516,960Expenses 2013: $8,187,341Net Income 2013: $329,6192013Revenue 2014: $8,840,564Expenses 2014: $7,784,966Net Income 2014: $1,055,5982014Revenue 2015: $10,153,067Expenses 2015: $8,761,878Net Income 2015: $1,391,1892015Revenue 2016: $11,786,227Expenses 2016: $10,035,226Net Income 2016: $1,751,0012016Revenue 2017: $12,867,462Expenses 2017: $11,172,226Net Income 2017: $1,695,2362017Revenue 2018: $13,587,006Expenses 2018: $11,559,389Net Income 2018: $2,027,6172018Revenue 2019: $14,368,523Expenses 2019: $12,579,598Net Income 2019: $1,788,9252019Revenue 2020: $15,744,753Expenses 2020: $12,663,172Net Income 2020: $3,081,5812020Revenue 2021: $16,978,368Expenses 2021: $13,136,443Net Income 2021: $3,841,9252021Revenue 2022: $18,207,156Expenses 2022: $15,073,413Net Income 2022: $3,133,7432022Revenue 2023: $21,675,990Expenses 2023: $18,077,052Net Income 2023: $3,598,9382023Revenue 2024: $25,422,758Expenses 2024: $23,146,759Net Income 2024: $2,275,9992024

Highlighted filing

2012

Revenue-
Expenses$7,660,298
Net Income-
Jump To
Filing Snapshot
Filing Period
Jan 1, 2012 to Dec 31, 2012
Signed
Nov 14, 2013
Return Version
2012v2.1
Gross Receipts
$7,974,984
Mission and Program Overview

Mission

Voluntary, cooperative, non-profit credit union for the purposes of encouraging thrift among its members, providing a source of credit at fair and reasonable rates of interest, providing for the mutual benefit and general welfare of its members with earnngs, savings, benefits and services.

Filing and Contact Details

Filer

EIN
44-0444275
Raw XML AppendixShowing 400 of 466 raw XML fields

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IRS990ScheduleO/GeneralExplanation/Explanation0THE ORGANIZATION IS A CREDIT UNION AND THE MEMBERS OF THE CREDIT UNION ARE THE OWNERS OF THE CREDIT UNION.
IRS990ScheduleO/GeneralExplanation/Explanation1THE BOARD OF DIRECTORS ARE ELECTED BY THE MEMBERS OF THE ORGANIZATION. ALL BOARD MEMBERS VOLUNTEER THEIR SERVICES.
IRS990ScheduleO/GeneralExplanation/Explanation2DECISIONS REQUIRED BY THE BY LAWS ARE SUBJECT TO APPROVAL OF THE MEMBERS BY VOTE OF THE MEMBERS.
IRS990ScheduleO/GeneralExplanation/Explanation3THE FORM 990 IS PRESENTED TO THE BOARD BEFORE IT IS FILED.
IRS990ScheduleO/GeneralExplanation/Explanation4ANNUALLY THE BOARD REVIEWS TRANSACTIONS AND RELATIONSHIPS WITH BOARD MEMBERS, OFFICERS AND RELATED PERSONS THAT COULD GIVE RISE TO CONFLICTS OF INTEREST.
IRS990ScheduleO/GeneralExplanation/Explanation5THE ORGANIZATION MAKES THE GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY, FINANCIAL STATEMENTS AND FORM 990 AVAILABLE TO THE THE PUBLIC AT ITS CORPORATE OFFICE FREE OF CHARGE. FOR THE COST OF REPRODUCING AND MAILING, A COPY WILL BE SENT VIA U.S. MAIL UPON WRITTEN REQUEST.
IRS990ScheduleO/GeneralExplanation/Explanation6CREDIT UNION MERGER 190,460.
IRS990ScheduleO/GeneralExplanation/Explanation7THE AUDITOR IS SELECTED BY THE AUDIT COMMITTEE VIA COMPETITIVE BID.
IRS990ScheduleO/GeneralExplanation/Identifier0CHANGES IN NET ASSETS OR FUND BALANCES:
IRS990ScheduleO/GeneralExplanation/Identifier1SELECTION OF AUDITOR
IRS990ScheduleO/GeneralExplanation/ReturnReference0FORM 990, PART VI, SECTION A, LINE 6
IRS990ScheduleO/GeneralExplanation/ReturnReference1FORM 990, PART VI, SECTION A, LINE 7A
IRS990ScheduleO/GeneralExplanation/ReturnReference2FORM 990, PART VI, SECTION A, LINE 7B
IRS990ScheduleO/GeneralExplanation/ReturnReference3FORM 990, PART VI, SECTION B, LINE 11
IRS990ScheduleO/GeneralExplanation/ReturnReference4FORM 990, PART VI, SECTION B, LINE 12C
IRS990ScheduleO/GeneralExplanation/ReturnReference5FORM 990, PART VI, SECTION C, LINE 19
IRS990ScheduleO/GeneralExplanation/ReturnReference6FORM 990, PART XI, LINE 9:
IRS990ScheduleO/GeneralExplanation/ReturnReference7FORM 990, PART XI, LINE 2C
IRS990/ScheduleORequired01
IRS990/School00
IRS990/SignificantChange00
IRS990/SignificantNewProgramServices00
IRS990/StateLegalDomicile0MO
IRS990/SubjectToProxyTax00
IRS990/TaxablePartyNotification00
IRS990/TaxExemptBonds00
IRS990/Terminated00
IRS990/TermOrPermanentEndowments00
IRS990/TheBooksAreInCareOf/AddressUS/AddressLine101770 WEST SUNSET STREET
IRS990/TheBooksAreInCareOf/AddressUS/City0SPRINGFIELD
IRS990/TheBooksAreInCareOf/AddressUS/State0MO
IRS990/TheBooksAreInCareOf/AddressUS/ZIPCode065807
IRS990/TheBooksAreInCareOf/NameBusiness/BusinessNameLine10THE ORGANIZATION
IRS990/TheBooksAreInCareOf/TelephoneNumber04178871983
IRS990/TotalAssets/BOY0135053158
IRS990/TotalAssetsBOY0135053158

Document Assets

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Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$352$314$37.4$25.4$23.1$2.28
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$321$288$32.9$21.7$18.1$3.60
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$306$276$29.7$18.2$15.1$3.13
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$275$249$25.3$17.0$13.1$3.84
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$238$218$20.5$15.7$12.7$3.08
2019Facts available. Structured filing facts are available, but richer extracted sections are limited.$201$183$18.3$14.4$12.6$1.79
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$185$168$17.6$13.6$11.6$2.03
2017Facts available. Structured filing facts are available, but richer extracted sections are limited.$177$161$15.8$12.9$11.2$1.70
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$170$156$14.3$11.8$10.0$1.75
2015Detailed filing. Detailed filing data is available for this year.$156$143$12.9$10.2$8.76$1.39
2014Detailed filing. Detailed filing data is available for this year.$145$134$11.9$8.84$7.78$1.06
2013Detailed filing. Detailed filing data is available for this year.$146$134$11.9$8.52$8.19$0.33
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$142$130$11.7$7.66
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$129$118$10.7$6.81