Civic Intelligence

St Joseph Teachers' Credit Union

EIN 44-0419965 • 501(c)14 • St Joseph, MO

Profile

Provider of financial services for mutual purpose

2316 Village DrSt Joseph, MO 64506

www.sjtcreditunion.com

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

78th percentile

0.90x

Higher debt load relative to assets than 78% of similar nonprofits.

501(c)14 • $5M-$10M nonprofits • Source year 2025

Liabilities / Revenue

68th percentile

17.69x

Higher debt load relative to revenue than 68% of similar nonprofits.

501(c)14 • $5M-$10M nonprofits • Source year 2025

Net Margin

87th percentile

20%

Higher net margin than 87% of similar nonprofits.

501(c)14 • $5M-$10M nonprofits • Source year 2025

Top Officer Pay

54th percentile

$61,503

Higher top officer pay than 54% of similar nonprofits.

Top officer pay equals 13.9% of source-year revenue.

501(c)14 • $5M-$10M nonprofits • Source year 2025

Asset Growth

76th percentile

3.0%

Faster asset growth than 76% of similar nonprofits.

501(c)14 • $5M-$10M nonprofits • Annualized from 2024 to 2025

Revenue Growth

69th percentile

12%

Faster revenue growth than 69% of similar nonprofits.

501(c)14 • $5M-$10M nonprofits • Annualized from 2024 to 2025

Balance Sheet
Liabilities / Assets78th percentile

Assets

Up

$8,746,510

Up $258,409 (+3.0%) from 2024

Liabilities

Up

$7,829,107

Up $171,208 (+2.2%) from 2024

Net Assets

Up

$917,403

Up $87,201 (+11%) from 2024

Operations
Liabilities / Revenue68th percentileNet Margin87th percentile

Revenue

Up

$442,592

Up $46,503 (+12%) from 2024

Expenses

Up

$355,391

Up $35,063 (+11%) from 2024

Net Income

Up

$87,201

Up $11,440 (+15%) from 2024

Trend Graphs

Balance Sheet Trend

Asset Growth76th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$10M$5.0M$0Assets 2010: $5,637,716Liabilities 2010: $5,157,859Net Assets 2010: $479,8572010Assets 2011: $6,003,014Liabilities 2011: $5,527,056Net Assets 2011: $475,9582011Assets 2012: $6,233,983Liabilities 2012: $5,736,661Net Assets 2012: $497,3222012Assets 2013: $6,857,098Liabilities 2013: $6,342,116Net Assets 2013: $514,9822013Assets 2014: $7,484,352Liabilities 2014: $6,949,613Net Assets 2014: $534,7392014Assets 2015: $7,537,073Liabilities 2015: $6,972,957Net Assets 2015: $564,1162015Assets 2016: $8,009,447Liabilities 2016: $7,405,303Net Assets 2016: $604,1442016Assets 2017: $8,023,088Liabilities 2017: $7,403,572Net Assets 2017: $619,5162017Assets 2018: $8,099,526Liabilities 2018: $7,472,215Net Assets 2018: $627,3112018Assets 2019: $8,599,819Liabilities 2019: $7,935,722Net Assets 2019: $664,0972019Assets 2020: $9,564,666Liabilities 2020: $8,860,652Net Assets 2020: $704,0142020Assets 2021: $9,686,224Liabilities 2021: $8,966,833Net Assets 2021: $719,3912021Assets 2022: $9,522,252Liabilities 2022: $8,791,862Net Assets 2022: $730,3902022Assets 2023: $8,810,963Liabilities 2023: $8,056,522Net Assets 2023: $754,4412023Assets 2024: $8,488,101Liabilities 2024: $7,657,899Net Assets 2024: $830,2022024Assets 2025: $8,746,510Liabilities 2025: $7,829,107Net Assets 2025: $917,4032025

Highlighted filing

2025

Assets$8,746,510
Liabilities$7,829,107
Net Assets$917,403
Open 2025 Filing

Operations Trend

Revenue Growth69th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$600K$400K$200K$0Expenses 2010: $305,8692010Expenses 2011: $270,5532011Expenses 2012: $236,6342012Revenue 2013: $242,846Expenses 2013: $225,186Net Income 2013: $17,6602013Revenue 2014: $255,098Expenses 2014: $235,674Net Income 2014: $19,4242014Revenue 2015: $263,146Expenses 2015: $233,769Net Income 2015: $29,3772015Revenue 2016: $275,915Expenses 2016: $235,887Net Income 2016: $40,0282016Revenue 2017: $270,258Expenses 2017: $254,946Net Income 2017: $15,3122017Revenue 2018: $289,646Expenses 2018: $281,910Net Income 2018: $7,7362018Revenue 2019: $308,488Expenses 2019: $271,752Net Income 2019: $36,7362019Revenue 2020: $286,900Expenses 2020: $247,769Net Income 2020: $39,1312020Revenue 2021: $259,576Expenses 2021: $244,240Net Income 2021: $15,3362021Revenue 2022: $267,173Expenses 2022: $260,472Net Income 2022: $6,7012022Revenue 2023: $305,484Expenses 2023: $281,433Net Income 2023: $24,0512023Revenue 2024: $396,089Expenses 2024: $320,328Net Income 2024: $75,7612024Revenue 2025: $442,592Expenses 2025: $355,391Net Income 2025: $87,2012025

Highlighted filing

2025

Revenue$442,592
Expenses$355,391
Net Income$87,201
Open 2025 Filing

Filings

Most recent year

2025 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$8,746,510
Liabilities
$7,829,107
Net assets
$917,403
Revenue
$442,592
Expenses
$355,391
Net income
$87,201
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$8.75$7.83$0.92$0.44$0.36$0.09
2024Detailed filing. Detailed filing data is available for this year.$8.49$7.66$0.83$0.40$0.32$0.08
2023Detailed filing. Detailed filing data is available for this year.$8.81$8.06$0.75$0.31$0.28$0.02
2022Detailed filing. Detailed filing data is available for this year.$9.52$8.79$0.73$0.27$0.26$0.01
2021Detailed filing. Detailed filing data is available for this year.$9.69$8.97$0.72$0.26$0.24$0.02
2020Detailed filing. Detailed filing data is available for this year.$9.56$8.86$0.70$0.29$0.25$0.04
2019Detailed filing. Detailed filing data is available for this year.$8.60$7.94$0.66$0.31$0.27$0.04
2018Detailed filing. Detailed filing data is available for this year.$8.10$7.47$0.63$0.29$0.28$0.01
2017Detailed filing. Detailed filing data is available for this year.$8.02$7.40$0.62$0.27$0.25$0.02
2016Detailed filing. Detailed filing data is available for this year.$8.01$7.41$0.60$0.28$0.24$0.04
2015Detailed filing. Detailed filing data is available for this year.$7.54$6.97$0.56$0.26$0.23$0.03
2014Detailed filing. Detailed filing data is available for this year.$7.48$6.95$0.53$0.26$0.24$0.02
2013Detailed filing. Detailed filing data is available for this year.$6.86$6.34$0.51$0.24$0.23$0.02
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$6.23$5.74$0.50$0.24
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$6.00$5.53$0.48$0.27
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$5.64$5.16$0.48$0.31
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2025 to Dec 31, 2025
Signed
Feb 25, 2026
Return Version
2025v4.0
Gross Receipts
$442,592
Mission and Program Overview

Mission

Provider of financial services for mutual purpose

Balance Sheet Detail
LineBeginningEndChange
Assets
Savings and Temporary Cash Investments$4,949,362$5,299,894▲ $350,532
Other Notes and Loans Receivable, Net$3,320,173$2,945,672▼ $374,501
Rtn Earn Endowment Incm Other Fnds$830,202$917,403▲ $87,201
Cash and Non-Interest-Bearing Accounts$38,556$334,673▲ $296,117
Land, Buildings, and Equipment, Net$45,860$38,708▼ $7,152
Prepaid Expenses and Deferred Charges$13,526$10,244▼ $3,282
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$8,488,101$8,746,510▲ $258,409
Other Assets Total$120,624$117,319▼ $3,305
Liabilities
Other Liabilities$7,639,491$7,797,927▲ $158,436
Accounts Payable and Accrued Expenses$18,408$31,180▲ $12,772
Total Liabilities$7,657,899$7,829,107▲ $171,208
Net Assets / Fund Balance
Total Net Assets Fund Balance$830,202$917,403▲ $87,201
Total Liabilities and Net Assets / Fund Balance$8,488,101$8,746,510▲ $258,409

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$16,093$0$0
Other Land Buildings$0$0$0
Land$22,615-$0
Equipment$0$0$0
Leasehold Improvements$0$0$0
Compensation and Service Providers
Top Officer Pay54th percentile

Employees

NameTitleFull / Part TimeBaseTotal
Shelley SquiresPresident CEOFT$61,503$61,503

Board Members and Trustees

NameTitle
Michael HeardBOARD cHAIRPERSON
James EllisonVice Chairmain
Greg DunlapBoard Member
Jason StarksBoard Member
Roger PayneBoard Member
TerrycaldwalladerBoard Member
Joyce SchusterBoard Secretary
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$241,912
Investment Income
$200,680
Other Revenue
$0
Change in Net Assets
$87,201
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$178,771
Other Expenses$176,620
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Office Expenses---$68,948
Other Salaries and Wages---$64,749
Current Officers, Directors, Trustees, and Key Employees---$61,503
Information Technology---$42,517
Occupancy---$28,935
Pension Plan Contributions---$22,205
Other Employee Benefits---$19,618
Payroll Taxes---$10,696
Depreciation Depletion---$9,607
Other Expenses---$4,846
Total Functional Expenses$0$0$0$355,391
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Shares$7,797,927
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
No
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
Yes

Governance Explanations

Form 990, Part VI, Section A, Line 3

“The Board delegates day to day manager to the Manager”

Form 990, Part VI, Section A, Line 6

“The Credit Union has members”

Form 990, Part VI, Section A, Line 7A

“Board of Directors are voted in by the membership”

Form 990, Part VI, Section A, Line 7B

“Bylaw changes are voted on by the membership. No such changes took place in 2023”

Form 990, Part VI, Section B, Line 11B

“The organization was able to review the tax return before it was filed”

Form 990, Part VI, Section B, Line 12C

“The credit union is a small, local organization. All members are known by the credit union employees. There has not been an issue regarding conflict of intrest, however the credit union has policies in place that would allow them to properly and efficiently handle any situation that may arise.”

Form 990, Part VI, Section B, Line 15

“The credit union has an annual meeting in december where the board of directors review and disucss all credit union employee's salaries and increase in pay. All compensation amounts are voted on and approved by the board of directors”

Form 990, Part VI, Section C, Line 19

“All documents are available upon request and are available to members at the annual meeting and posted on ncua.gov website”

Filing and Contact Details

Filer

Filer Name
ST JOSEPH TEACHERS' CREDIT UNION
EIN
44-0419965
Phone
8162335544
Address
2316 VILLAGE DR, ST JOSEPH, MO 64506

Signing Officer

Name
Shelly Squires
Title
Manager
Phone
8162335544
Signed
2026-02-25

Organization Details

Principal Officer
Shelley Squires
Formed
1931
Legal Domicile
Mo
Voting Board Members
7
Independent Board Members
7
Employees
4
Volunteers
7
Raw XML Appendix379 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990/AuditCommitteeInd01
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IRS990/BooksInCareOfDetail/PersonNm0SHELLEY SQUIRES
IRS990/BooksInCareOfDetail/PhoneNum08162335544
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt02316 VILLAGE
IRS990/BooksInCareOfDetail/USAddress/CityNm0ST JOSEPH
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0MO
IRS990/BooksInCareOfDetail/USAddress/ZIPCd064506
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IRS990/Desc0PROVIDES FINANCIAL AND FINANCIALLY RELATED SERVICES TO 1,085 MEMBERS
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IRS990/Form990PartVIISectionAGrp/PersonNm2GREG DUNLAP
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IRS990/Form990PartVIISectionAGrp/TitleTxt1BOARD cHAIRPERSON
IRS990/Form990PartVIISectionAGrp/TitleTxt2BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt3BOARD SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt4BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt5BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt6BOARD MEMBER
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IRS990/OtherExpensesGrp/Desc0SHARE DIVIDENDS
IRS990/OtherExpensesGrp/Desc1LENDING EXPENSE
IRS990/OtherExpensesGrp/Desc2ASSOCIATION DUES
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IRS990/PartialLiquidationInd00
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IRS990/PoliticalCampaignActyInd00
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IRS990/PriorPeriodAdjustmentsAmt00
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522130
IRS990/ProgramServiceRevenueGrp/BusinessCd1522130
IRS990/ProgramServiceRevenueGrp/Desc0LOAN INCOME
IRS990/ProgramServiceRevenueGrp/Desc1FEES AND CHARGES
IRS990/ProgramServiceRevenueGrp/ExclusionAmt00
IRS990/ProgramServiceRevenueGrp/ExclusionAmt10
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt0226424
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt115488
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0226424
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt115488
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt10
IRS990/ProgSrvcAccomActy2Grp/Desc0PROVIDES A SOURCE OF CREDIT TO MEMBERS AT A FAIR AND REASONABLE RATE OF INTEREST. 311 LOANS OUTSTANDING AT DECEMBER 31, 202
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt0146138
IRS990/PYOtherExpensesAmt0161852
IRS990/PYOtherRevenueAmt00
IRS990/PYProgramServiceRevenueAmt0249951
IRS990/PYRevenuesLessExpensesAmt075761
IRS990/PYSalariesCompEmpBnftPaidAmt0158476
IRS990/PYTotalExpensesAmt0320328
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt0396089
IRS990/ReconcilationRevenueExpnssAmt087201
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/RentalIncomeOrLossGrp/PersonalAmt00
IRS990/RentalIncomeOrLossGrp/RealAmt00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RoyaltiesRevenueGrp/ExclusionAmt00
IRS990/RoyaltiesRevenueGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt00
IRS990/RoyaltiesRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt0830202
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt0917403
IRS990/SavingsAndTempCashInvstGrp/BOYAmt04949362
IRS990/SavingsAndTempCashInvstGrp/EOYAmt05299894
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt016093
IRS990ScheduleD/BuildingsGrp/DepreciationAmt00
IRS990ScheduleD/BuildingsGrp/InvestmentCostOrOtherBasisAmt016093
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/EquipmentGrp/BookValueAmt00
IRS990ScheduleD/EquipmentGrp/DepreciationAmt00
IRS990ScheduleD/EquipmentGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/FederalIncomeTaxLiabilityAmt00
IRS990ScheduleD/LandGrp/BookValueAmt022615
IRS990ScheduleD/LandGrp/InvestmentCostOrOtherBasisAmt022615
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt07797927
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBER SHARES
IRS990ScheduleD/TotalBookValueLandBuildingsAmt038708
IRS990ScheduleD/TotalLiabilityAmt07797927
IRS990/ScheduleJRequiredInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0The Board delegates day to day manager to the Manager
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1The Credit Union has members
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2Board of Directors are voted in by the membership
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3Bylaw changes are voted on by the membership. No such changes took place in 2023
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4THE ORGANIZATION WAS ABLE TO REVIEW THE TAX RETURN BEFORE IT WAS FILED
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5THE CREDIT UNION IS A SMALL, LOCAL ORGANIZATION. ALL MEMBERS ARE KNOWN BY THE CREDIT UNION EMPLOYEES. THERE HAS NOT BEEN AN ISSUE REGARDING CONFLICT OF INTREST, HOWEVER THE CREDIT UNION HAS POLICIES IN PLACE THAT WOULD ALLOW THEM TO PROPERLY AND EFFICIENTLY HANDLE ANY SITUATION THAT MAY ARISE.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6THE CREDIT UNION HAS AN ANNUAL MEETING IN DECEMBER WHERE THE BOARD OF DIRECTORS REVIEW AND DISUCSS ALL CREDIT UNION EMPLOYEE'S SALARIES AND INCREASE IN PAY. ALL COMPENSATION AMOUNTS ARE VOTED ON AND APPROVED BY THE BOARD OF DIRECTORS
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7ALL DOCUMENTS ARE AVAILABLE UPON REQUEST AND ARE AVAILABLE TO MEMBERS AT THE ANNUAL MEETING AND POSTED ON NCUA.GOV WEBSITE
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990, Part VI, Section A, Line 3
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990, Part VI, Section A, Line 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990, Part VI, Section A, Line 7a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990, Part VI, Section A, Line 7b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Form 990, Part VI, Section B, Line 11b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Form 990, Part VI, Section B, Line 12c
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6Form 990, Part VI, Section B, Line 15
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7Form 990, Part VI, Section C, Line 19
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/SubjectToExcsTaxNetInvstIncInd00
IRS990/SubjectToProxyTaxInd00
IRS990/SubjToTaxRmnrtnExPrchtPymtInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt08488101
IRS990/TotalAssetsEOYAmt08746510
IRS990/TotalAssetsGrp/BOYAmt08488101
IRS990/TotalAssetsGrp/EOYAmt08746510
IRS990/TotalCompGreaterThan150KInd00
IRS990/TotalContributionsAmt00
IRS990/TotalEmployeeCnt04
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt00
IRS990/TotalFunctionalExpensesGrp/TotalAmt0355391
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt07657899
IRS990/TotalLiabilitiesEOYAmt07829107
IRS990/TotalLiabilitiesGrp/BOYAmt07657899
IRS990/TotalLiabilitiesGrp/EOYAmt07829107
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt0830202
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt0917403
IRS990/TotalOtherCompensationAmt00
IRS990/TotalOtherProgSrvcExpenseAmt00
IRS990/TotalOtherProgSrvcGrantAmt00
IRS990/TotalOtherProgSrvcRevenueAmt00
IRS990/TotalOthProgramServiceRevGrp/ExclusionAmt00
IRS990/TotalOthProgramServiceRevGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/TotalOthProgramServiceRevGrp/TotalRevenueColumnAmt00
IRS990/TotalOthProgramServiceRevGrp/UnrelatedBusinessRevenueAmt00
IRS990/TotalProgramServiceExpensesAmt00
IRS990/TotalProgramServiceRevenueAmt0241912
IRS990/TotalReportableCompFromOrgAmt061503
IRS990/TotalRevenueGrp/ExclusionAmt00
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt0442592
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0442592
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/TotalVolunteersCnt07
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt08488101
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt08746510
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd00
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt02316 VILLAGE DR
IRS990/USAddress/CityNm0St Joesph
IRS990/USAddress/StateAbbreviationCd0MO
IRS990/USAddress/ZIPCd064506
IRS990/VotingMembersGoverningBodyCnt07
IRS990/VotingMembersIndependentCnt07
IRS990/WebsiteAddressTxt0WWW.SJTCREDITUNION.COM
IRS990/WhistleblowerPolicyInd00
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/PersonNm0Shelly Squires
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0Manager
ReturnHeader/BusinessOfficerGrp/PhoneNum08162335544
ReturnHeader/BusinessOfficerGrp/SignatureDt02026-02-25
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0ST JOSEPH TEACHERS' CREDIT UNION
ReturnHeader/Filer/BusinessNameControlTxt0STJO
ReturnHeader/Filer/EIN0440419965
ReturnHeader/Filer/PhoneNum08162335544
ReturnHeader/Filer/USAddress/AddressLine1Txt02316 VILLAGE DR
ReturnHeader/Filer/USAddress/CityNm0ST JOSEPH
ReturnHeader/Filer/USAddress/StateAbbreviationCd0MO
ReturnHeader/Filer/USAddress/ZIPCd064506
ReturnHeader/ReturnTs02026-02-25T14:07:34-07:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02025-01-01
ReturnHeader/TaxPeriodEndDt02025-12-31
ReturnHeader/TaxYr02025

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