Civic Intelligence

Burlington Northtown Community Credit Union

EIN 44-0401329 • 501(c)14 • North Kansas City, MO

Profile

To provide high quality financial services for our members/owners, enhancing their financial well-being while maintaining the financial strength of the credit union.

1002 SwiftNorth Kansas City, MO 64116-4128

www.bnccu.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

29th percentile

0.81x

Higher debt load relative to assets than 29% of similar nonprofits.

501(c)14 • $10M-$25M nonprofits • Source year 2023

Liabilities / Revenue

57th percentile

16.94x

Higher debt load relative to revenue than 57% of similar nonprofits.

501(c)14 • $10M-$25M nonprofits • Source year 2023

Net Margin

81st percentile

22%

Higher net margin than 81% of similar nonprofits.

501(c)14 • $10M-$25M nonprofits • Source year 2023

Top Officer Pay

58th percentile

$89,570

Higher top officer pay than 58% of similar nonprofits.

Top officer pay equals 12.4% of source-year revenue.

501(c)14 • $10M-$25M nonprofits • Source year 2023

Asset Growth

43rd percentile

-1.2%

Faster asset growth than 43% of similar nonprofits.

501(c)14 • $10M-$25M nonprofits • Annualized from 2022 to 2023

Revenue Growth

78th percentile

15%

Faster revenue growth than 78% of similar nonprofits.

501(c)14 • $10M-$25M nonprofits • Annualized from 2022 to 2023

Assets

Down

$15,123,535

Down $190,196 (-1.2%) from 2022

Liabilities

Down

$12,271,697

Down $346,993 (-2.7%) from 2022

Net Assets

Up

$2,851,838

Up $156,797 (+5.8%) from 2022

Revenue

Up

$724,327

Up $94,449 (+15%) from 2022

Expenses

Up

$567,530

Up $55,190 (+11%) from 2022

Net Income

Up

$156,797

Up $39,259 (+33%) from 2022

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$20M$15M$10M$5.0M$0Assets 2010: $9,545,361Liabilities 2010: $7,792,334Net Assets 2010: $1,753,0272010Assets 2011: $10,254,240Liabilities 2011: $8,448,040Net Assets 2011: $1,806,2002011Assets 2012: $10,896,945Liabilities 2012: $9,031,650Net Assets 2012: $1,865,2952012Assets 2013: $10,889,979Liabilities 2013: $8,967,914Net Assets 2013: $1,922,0652013Assets 2014: $11,328,880Liabilities 2014: $9,337,134Net Assets 2014: $1,991,7462014Assets 2015: $11,909,369Liabilities 2015: $9,852,982Net Assets 2015: $2,056,3872015Assets 2016: $12,917,817Liabilities 2016: $10,832,429Net Assets 2016: $2,085,3882016Assets 2017: $12,514,385Liabilities 2017: $10,361,167Net Assets 2017: $2,153,2182017Assets 2018: $13,878,050Liabilities 2018: $11,636,055Net Assets 2018: $2,241,9952018Assets 2019: $12,639,290Liabilities 2019: $10,274,830Net Assets 2019: $2,364,4602019Assets 2020: $14,422,746Liabilities 2020: $11,911,385Net Assets 2020: $2,511,3612020Assets 2021: $15,734,209Liabilities 2021: $13,125,751Net Assets 2021: $2,608,4582021Assets 2022: $15,313,731Liabilities 2022: $12,618,690Net Assets 2022: $2,695,0412022Assets 2023: $15,123,535Liabilities 2023: $12,271,697Net Assets 2023: $2,851,8382023

Highlighted filing

2023

Assets$15,123,535
Liabilities$12,271,697
Net Assets$2,851,838

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$800K$600K$400K$200K$0Expenses 2010: $458,2802010Expenses 2011: $447,1702011Expenses 2012: $474,5792012Revenue 2013: $541,790Expenses 2013: $485,020Net Income 2013: $56,7702013Revenue 2014: $569,487Expenses 2014: $499,806Net Income 2014: $69,6812014Revenue 2015: $560,079Expenses 2015: $495,438Net Income 2015: $64,6412015Revenue 2016: $555,927Expenses 2016: $526,926Net Income 2016: $29,0012016Revenue 2017: $566,815Expenses 2017: $498,985Net Income 2017: $67,8302017Revenue 2018: $601,998Expenses 2018: $513,221Net Income 2018: $88,7772018Revenue 2019: $634,460Expenses 2019: $511,995Net Income 2019: $122,4652019Revenue 2020: $608,663Expenses 2020: $473,100Net Income 2020: $135,5632020Revenue 2021: $570,666Expenses 2021: $485,247Net Income 2021: $85,4192021Revenue 2022: $629,878Expenses 2022: $512,340Net Income 2022: $117,5382022Revenue 2023: $724,327Expenses 2023: $567,530Net Income 2023: $156,7972023

Highlighted filing

2023

Revenue$724,327
Expenses$567,530
Net Income$156,797

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2023Detailed filing. Detailed filing data is available for this year.$15.1$12.3$2.85$0.72$0.57$0.16
2022Detailed filing. Detailed filing data is available for this year.$15.3$12.6$2.70$0.63$0.51$0.12
2021Detailed filing. Detailed filing data is available for this year.$15.7$13.1$2.61$0.57$0.49$0.09
2020Detailed filing. Detailed filing data is available for this year.$14.4$11.9$2.51$0.61$0.47$0.14
2019Detailed filing. Detailed filing data is available for this year.$12.6$10.3$2.36$0.63$0.51$0.12
2018Detailed filing. Detailed filing data is available for this year.$13.9$11.6$2.24$0.60$0.51$0.09
2017Detailed filing. Detailed filing data is available for this year.$12.5$10.4$2.15$0.57$0.50$0.07
2016Detailed filing. Detailed filing data is available for this year.$12.9$10.8$2.09$0.56$0.53$0.03
2015Detailed filing. Detailed filing data is available for this year.$11.9$9.85$2.06$0.56$0.50$0.06
2014Detailed filing. Detailed filing data is available for this year.$11.3$9.34$1.99$0.57$0.50$0.07
2013Detailed filing. Detailed filing data is available for this year.$10.9$8.97$1.92$0.54$0.49$0.06
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$10.9$9.03$1.87$0.47
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$10.3$8.45$1.81$0.45
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$9.55$7.79$1.75$0.46
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2023 to Dec 31, 2023
Signed
Apr 24, 2024
Return Version
2023v5.0
Gross Receipts
$724,327
Mission and Program Overview

Mission

To provide high quality financial services for our members/owners, enhancing their financial well-being while maintaining the financial strength of the credit union.

To provide high quality financial services for our members/owners, enhancing their financial success.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$7,678,231$8,508,646▲ $830,415
Savings and Temporary Cash Investments$4,506,472$3,465,569▼ $1,040,903
Rtn Earn Endowment Incm Other Fnds$2,695,041$2,851,838▲ $156,797
Land, Buildings, and Equipment, Net$384,075$364,265▼ $19,810
Cash and Non-Interest-Bearing Accounts$162,260$152,081▼ $10,179
Prepaid Expenses and Deferred Charges$49,125$146,243▲ $97,118
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$15,313,731$15,123,535▼ $190,196
Other Assets Total$2,533,568$2,486,731▼ $46,837
Liabilities
Other Liabilities$12,452,780$12,071,399▼ $381,381
Accounts Payable and Accrued Expenses$165,910$200,298▲ $34,388
Total Liabilities$12,618,690$12,271,697▼ $346,993
Net Assets / Fund Balance
Total Net Assets Fund Balance$2,695,041$2,851,838▲ $156,797
Total Liabilities and Net Assets / Fund Balance$15,313,731$15,123,535▼ $190,196

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$166,250$106,682$0
Other Land Buildings$0$0$0
Land$180,000-$0
Equipment$5,111$10,763$0
Leasehold Improvements$12,904$67,679$0
Other Assets Org$81,822--
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseTotal
Richard GallowayPresidentFT$89,570$89,570

Board Members and Trustees

NameTitle
David SmithChairperson
Kenneth BrittVice Chairperson
Edward WilliamsBoard Member
Valetha PerryBoard Secretary
Kelly PollardTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$524,384
Investment Income
$199,943
Other Revenue
$0
Change in Net Assets
$156,797
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$296,566
Salaries, Compensation, and Employee Benefits$270,964
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$133,661--$133,661
Current Officers, Directors, Trustees, and Key Employees$89,570--$89,570
Other Expenses$85,494$0$0$85,494
Information Technology$83,514--$83,514
Office Expenses$29,900--$29,900
Occupancy$26,635--$26,635
Other Employee Benefits$25,305--$25,305
Depreciation Depletion$17,331--$17,331
Payroll Taxes$16,769--$16,769
Fees for Services Accounting$10,538--$10,538
Insurance$9,501--$9,501
Pension Plan Contributions$5,659--$5,659
All Other Expenses$5,198--$5,198
Travel$4,325--$4,325
Fees for Services Management$3,663--$3,663
Advertising$2,150--$2,150
Conferences and Meetings$150--$150
Total Functional Expenses$567,530$0$0$567,530
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Shares$12,071,399
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
Yes

Governance Explanations

Form 990, Part VI, Section A, Line 3

Daily managment has been delegated to rich galloway, president

Form 990, Part VI, Section A, Line 6

The credit union is owned by its members

Form 990, Part VI, Section A, Line 7A

The credit union membership elects the board of directors

Form 990, Part VI, Section A, Line 7B

Certain decisions such as mergers and change of bylaws must be approved by the entire membership, no such items have taken place in 2023

Form 990, Part VI, Section B, Line 11B

Presented at board meeting

Form 990, Part VI, Section B, Line 12C

Annually at board meeting

Form 990, Part VI, Section B, Line 15

The board of directors sets the salary of the president

Form 990, Part VI, Section C, Line 19

Financial statements are posted monthly in the lobby, presented at the annual meeting and are available up on request. In addition, the ncua website posts financial information as part of the quarterly call report. Other documents and policies and procedures are available upon request

Filing and Contact Details

Filer

Filer Name
Burlington Northtown Community Credit Union
EIN
44-0401329
Phone
8164745610
Address
1002 SWIFT, NORTH KANSAS CITY, MO 64116-4128

Signing Officer

Name
Rich Galloway
Title
CEO
Phone
8164745610
Signed
2024-04-24
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Rich Galloway
Formed
1928
Legal Domicile
Mo
Voting Board Members
5
Independent Board Members
5
Employees
6
Volunteers
5

Preparer

Firm
Consultants Unlimted
Address
2624 Bluestem Dr, Lawrence, KS 66047
Preparer
Marci Frazier
Phone
9134840381
Raw XML AppendixShowing 400 of 423 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd00
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt0165910
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt0200298
IRS990/ActivitiesConductedPrtshpInd00
IRS990/ActivityOrMissionDesc0TO PROVIDE HIGH QUALITY FINANCIAL SERVICES FOR OUR MEMBERS/OWNERS, ENHANCING THEIR FINANCIAL SUCCESS.
IRS990/AdvertisingGrp/ProgramServicesAmt02150
IRS990/AdvertisingGrp/TotalAmt02150
IRS990/AllOtherExpensesGrp/ProgramServicesAmt05198
IRS990/AllOtherExpensesGrp/TotalAmt05198
IRS990/AnnualDisclosureCoveredPrsnInd01
IRS990/AuditCommitteeInd01
IRS990/BackupWthldComplianceInd01
IRS990/BooksInCareOfDetail/PersonNm0RICHARD GALLOWAY
IRS990/BooksInCareOfDetail/PhoneNum08164745610
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt01002 SWIFT
IRS990/BooksInCareOfDetail/USAddress/CityNm0NORTH KANSAS CITY
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0MO
IRS990/BooksInCareOfDetail/USAddress/ZIPCd0641164128
IRS990/BusinessRlnWith35CtrlEntInd00
IRS990/BusinessRlnWithFamMemInd00
IRS990/BusinessRlnWithOrgMemInd00
IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt00
IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt00
IRS990/CashNonInterestBearingGrp/BOYAmt0162260
IRS990/CashNonInterestBearingGrp/EOYAmt0152081
IRS990/ChangeToOrgDocumentsInd00
IRS990/CntrctRcvdGreaterThan100KCnt00
IRS990/CollectionsOfArtInd00
IRS990/CompCurrentOfcrDirectorsGrp/ProgramServicesAmt089570
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt089570
IRS990/CompensationFromOtherSrcsInd00
IRS990/CompensationProcessCEOInd01
IRS990/CompensationProcessOtherInd00
IRS990/ConferencesMeetingsGrp/ProgramServicesAmt0150
IRS990/ConferencesMeetingsGrp/TotalAmt0150
IRS990/ConflictOfInterestPolicyInd01
IRS990/ConservationEasementsInd00
IRS990/ConsolidatedAuditFinclStmtInd00
IRS990/CreditCounselingInd00
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt0199943
IRS990/CYOtherExpensesAmt0296566
IRS990/CYOtherRevenueAmt00
IRS990/CYProgramServiceRevenueAmt0524384
IRS990/CYRevenuesLessExpensesAmt0156797
IRS990/CYSalariesCompEmpBnftPaidAmt0270964
IRS990/CYTotalExpensesAmt0567530
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt0724327
IRS990/DecisionsSubjectToApprovaInd01
IRS990/DeductibleArtContributionInd00
IRS990/DeductibleNonCashContriInd00
IRS990/DelegationOfMgmtDutiesInd01
IRS990/DepreciationDepletionGrp/ProgramServicesAmt017331
IRS990/DepreciationDepletionGrp/TotalAmt017331
IRS990/Desc0PROVIDES FINANCIAL AND FINANCIALLY RELATED SERVICES TO 1,333 MEMBERS
IRS990/DescribedInSection501c3Ind00
IRS990/DisregardedEntityInd00
IRS990/DocumentRetentionPolicyInd01
IRS990/DonatedServicesAndUseFcltsAmt00
IRS990/DonorAdvisedFundInd00
IRS990/DonorRstrOrQuasiEndowmentsInd00
IRS990/ElectionOfBoardMembersInd01
IRS990/EmployeeCnt06
IRS990/EmploymentTaxReturnsFiledInd01
IRS990/ExpenseAmt0567530
IRS990/FamilyOrBusinessRlnInd00
IRS990/FederalGrantAuditRequiredInd00
IRS990/FeesForServicesAccountingGrp/ProgramServicesAmt010538
IRS990/FeesForServicesAccountingGrp/TotalAmt010538
IRS990/FeesForServicesManagementGrp/ProgramServicesAmt03663
IRS990/FeesForServicesManagementGrp/TotalAmt03663
IRS990/ForeignActivitiesInd00
IRS990/ForeignFinancialAccountInd00
IRS990/ForeignOfficeInd00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt040
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt13
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt23
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt33
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt43
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt53
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt040
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt13
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt23
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt33
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt43
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt53
IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd0X
IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OfficerInd2X
IRS990/Form990PartVIISectionAGrp/OfficerInd3X
IRS990/Form990PartVIISectionAGrp/OfficerInd4X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/PersonNm0RICHARD GALLOWAY
IRS990/Form990PartVIISectionAGrp/PersonNm1DAVID SMITH
IRS990/Form990PartVIISectionAGrp/PersonNm2KENNETH BRITT
IRS990/Form990PartVIISectionAGrp/PersonNm3KELLY POLLARD
IRS990/Form990PartVIISectionAGrp/PersonNm4VALETHA PERRY
IRS990/Form990PartVIISectionAGrp/PersonNm5EDWARD WILLIAMS
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt089570
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/TitleTxt0PRESIDENT
IRS990/Form990PartVIISectionAGrp/TitleTxt1CHAIRPERSON
IRS990/Form990PartVIISectionAGrp/TitleTxt2VICE CHAIRPERSON
IRS990/Form990PartVIISectionAGrp/TitleTxt3TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt4BOARD SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt5BOARD MEMBER
IRS990/Form990ProvidedToGvrnBodyInd01
IRS990/Form990TFiledInd01
IRS990/FormationYr01928
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedInd01
IRS990/FundraisingActivitiesInd00
IRS990/GainOrLossGrp/OtherAmt00
IRS990/GainOrLossGrp/SecuritiesAmt00
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt05
IRS990/GrantAmt00
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossReceiptsAmt0724327
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd00
IRS990/IncmFromInvestBondProceedsGrp/ExclusionAmt00
IRS990/IncmFromInvestBondProceedsGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/IncmFromInvestBondProceedsGrp/TotalRevenueColumnAmt00
IRS990/IncmFromInvestBondProceedsGrp/UnrelatedBusinessRevenueAmt00
IRS990/IndependentAuditFinclStmtInd00
IRS990/IndependentVotingMemberCnt05
IRS990/IndivRcvdGreaterThan100KCnt00
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InformationTechnologyGrp/ProgramServicesAmt083514
IRS990/InformationTechnologyGrp/TotalAmt083514
IRS990/InsuranceGrp/ProgramServicesAmt09501
IRS990/InsuranceGrp/TotalAmt09501
IRS990/InvestmentExpenseAmt00
IRS990/InvestmentIncomeGrp/ExclusionAmt00
IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt0199943
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt0199943
IRS990/InvestmentIncomeGrp/UnrelatedBusinessRevenueAmt00
IRS990/InvestmentInJointVentureInd00
IRS990/IRPDocumentCnt0259
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt0185124
IRS990/LandBldgEquipBasisNetGrp/BOYAmt0384075
IRS990/LandBldgEquipBasisNetGrp/EOYAmt0364265
IRS990/LandBldgEquipCostOrOtherBssAmt0549389
IRS990/LegalDomicileStateCd0MO
IRS990/LoanOutstandingInd00
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingOtherInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0TO PROVIDE HIGH QUALITY FINANCIAL SERVICES FOR OUR MEMBERS/OWNERS, ENHANCING THEIR FINANCIAL WELL-BEING WHILE MAINTAINING THE FINANCIAL STRENGTH OF THE CREDIT UNION.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt02695041
IRS990/NetAssetsOrFundBalancesEOYAmt02851838
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NetUnrlzdGainsLossesInvstAmt00
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/ProgramServicesAmt026635
IRS990/OccupancyGrp/TotalAmt026635
IRS990/OfficeExpensesGrp/ProgramServicesAmt029900
IRS990/OfficeExpensesGrp/TotalAmt029900
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt02533568
IRS990/OtherAssetsTotalGrp/EOYAmt02486731
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt025305
IRS990/OtherEmployeeBenefitsGrp/TotalAmt025305
IRS990/OtherExpensesGrp/Desc0ASSOCIATION DUES
IRS990/OtherExpensesGrp/Desc1LOAN EXPENSE
IRS990/OtherExpensesGrp/Desc2MEMBER DIVIDENDS
IRS990/OtherExpensesGrp/FundraisingAmt00
IRS990/OtherExpensesGrp/FundraisingAmt10
IRS990/OtherExpensesGrp/FundraisingAmt20
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt00
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt10
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt20
IRS990/OtherExpensesGrp/ProgramServicesAmt06582
IRS990/OtherExpensesGrp/ProgramServicesAmt111585
IRS990/OtherExpensesGrp/ProgramServicesAmt285494
IRS990/OtherExpensesGrp/TotalAmt06582
IRS990/OtherExpensesGrp/TotalAmt111585
IRS990/OtherExpensesGrp/TotalAmt285494
IRS990/OtherLiabilitiesGrp/BOYAmt012452780
IRS990/OtherLiabilitiesGrp/EOYAmt012071399
IRS990/OtherRevenueTotalAmt00
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt0133661
IRS990/OtherSalariesAndWagesGrp/TotalAmt0133661
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt07678231
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt08508646
IRS990/PartialLiquidationInd00
IRS990/PayrollTaxesGrp/ProgramServicesAmt016769
IRS990/PayrollTaxesGrp/TotalAmt016769
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/ProgramServicesAmt05659
IRS990/PensionPlanContributionsGrp/TotalAmt05659
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt049125
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0146243
IRS990/PrincipalOfficerNm0Rich Galloway
IRS990/PriorPeriodAdjustmentsAmt00
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522130
IRS990/ProgramServiceRevenueGrp/BusinessCd1522130
IRS990/ProgramServiceRevenueGrp/Desc0LOAN INCOME
IRS990/ProgramServiceRevenueGrp/Desc1FEES AND CHARGES
IRS990/ProgramServiceRevenueGrp/ExclusionAmt00
IRS990/ProgramServiceRevenueGrp/ExclusionAmt10
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt0421325
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt1102057
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0421325
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1103059
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt11002
IRS990/ProgSrvcAccomActy2Grp/Desc0PROVIDES A SOURCE OF CREDIT TO MEMBERS AT A FAIR AND REASONABLE RATE OF INTEREST.
IRS990/ProgSrvcAccomActy3Grp/Desc0PAID DIVIDENDS ON MEMBER DEPOSITS TOTALING $85,495
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt0169012
IRS990/PYOtherExpensesAmt0242084
IRS990/PYOtherRevenueAmt00
IRS990/PYProgramServiceRevenueAmt0460866
IRS990/PYRevenuesLessExpensesAmt0117538
IRS990/PYSalariesCompEmpBnftPaidAmt0270256
IRS990/PYTotalExpensesAmt0512340
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt0629878
IRS990/ReconcilationRevenueExpnssAmt0156797
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/RentalIncomeOrLossGrp/PersonalAmt00
IRS990/RentalIncomeOrLossGrp/RealAmt00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd01
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RevenueAmt00
IRS990/RoyaltiesRevenueGrp/ExclusionAmt00
IRS990/RoyaltiesRevenueGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt00
IRS990/RoyaltiesRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt02695041
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt02851838
IRS990/SavingsAndTempCashInvstGrp/BOYAmt04506472
IRS990/SavingsAndTempCashInvstGrp/EOYAmt03465569
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt0166250
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0106682
IRS990ScheduleD/BuildingsGrp/InvestmentCostOrOtherBasisAmt0272932
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/EquipmentGrp/BookValueAmt05111
IRS990ScheduleD/EquipmentGrp/DepreciationAmt010763
IRS990ScheduleD/EquipmentGrp/InvestmentCostOrOtherBasisAmt015874
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/FederalIncomeTaxLiabilityAmt00
IRS990ScheduleD/LandGrp/BookValueAmt0180000
IRS990ScheduleD/LandGrp/InvestmentCostOrOtherBasisAmt0180000
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt012904
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt067679
IRS990ScheduleD/LeaseholdImprovementsGrp/InvestmentCostOrOtherBasisAmt080583
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt064031
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt12340878
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt281822
IRS990ScheduleD/OtherAssetsOrgGrp/Desc0fle def com
IRS990ScheduleD/OtherAssetsOrgGrp/Desc1ny life
IRS990ScheduleD/OtherAssetsOrgGrp/Desc2ACCRUED INCOME
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt012071399
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBER SHARES
IRS990ScheduleD/TotalBookValueLandBuildingsAmt0364265
IRS990ScheduleD/TotalBookValueOtherAssetsAmt02486731
IRS990ScheduleD/TotalLiabilityAmt012071399
IRS990/ScheduleJRequiredInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0DAILY MANAGMENT HAS BEEN DELEGATED TO RICH GALLOWAY, PRESIDENT
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE CREDIT UNION IS OWNED BY ITS MEMBERS
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2THE CREDIT UNION MEMBERSHIP ELECTS THE BOARD OF DIRECTORS
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3CERTAIN DECISIONS SUCH AS MERGERS AND CHANGE OF BYLAWS MUST BE APPROVED BY THE ENTIRE MEMBERSHIP, NO SUCH ITEMS HAVE TAKEN PLACE IN 2023
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4PRESENTED AT BOARD MEETING
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5ANNUALLY AT BOARD MEETING
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6THE BOARD OF DIRECTORS SETS THE SALARY OF THE PRESIDENT
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7FINANCIAL STATEMENTS ARE POSTED MONTHLY IN THE LOBBY, PRESENTED AT THE ANNUAL MEETING AND ARE AVAILABLE UP ON REQUEST. IN ADDITION, THE NCUA WEBSITE POSTS FINANCIAL INFORMATION AS PART OF THE QUARTERLY CALL REPORT. OTHER DOCUMENTS AND POLICIES AND PROCEDURES ARE AVAILABLE UPON REQUEST
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990, Part VI, Section A, Line 3
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990, Part VI, Section A, Line 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990, Part VI, Section A, Line 7a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990, Part VI, Section A, Line 7b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Form 990, Part VI, Section B, Line 11b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Form 990, Part VI, Section B, Line 12c
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6Form 990, Part VI, Section B, Line 15
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7Form 990, Part VI, Section C, Line 19
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/SubjectToExcsTaxNetInvstIncInd00
IRS990/SubjectToProxyTaxInd00
IRS990/SubjToTaxRmnrtnExPrchtPymtInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt015313731
IRS990/TotalAssetsEOYAmt015123535
IRS990/TotalAssetsGrp/BOYAmt015313731
IRS990/TotalAssetsGrp/EOYAmt015123535
IRS990/TotalCompGreaterThan150KInd00
IRS990/TotalContributionsAmt00
IRS990/TotalEmployeeCnt06
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt0567530
IRS990/TotalFunctionalExpensesGrp/TotalAmt0567530
IRS990/TotalGrossUBIAmt01002
IRS990/TotalLiabilitiesBOYAmt012618690
IRS990/TotalLiabilitiesEOYAmt012271697
IRS990/TotalLiabilitiesGrp/BOYAmt012618690
IRS990/TotalLiabilitiesGrp/EOYAmt012271697
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt02695041
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt02851838
IRS990/TotalOtherCompensationAmt00
IRS990/TotalOtherProgSrvcExpenseAmt00
IRS990/TotalOtherProgSrvcGrantAmt00
IRS990/TotalOtherProgSrvcRevenueAmt00
IRS990/TotalOthProgramServiceRevGrp/ExclusionAmt00
IRS990/TotalOthProgramServiceRevGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/TotalOthProgramServiceRevGrp/TotalRevenueColumnAmt00
IRS990/TotalOthProgramServiceRevGrp/UnrelatedBusinessRevenueAmt00
IRS990/TotalProgramServiceExpensesAmt0567530
IRS990/TotalProgramServiceRevenueAmt0524384
IRS990/TotalReportableCompFromOrgAmt089570
IRS990/TotalRevenueGrp/ExclusionAmt00
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt0723325
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0724327
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt01002
IRS990/TotalVolunteersCnt05
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt015313731
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt015123535
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TravelGrp/ProgramServicesAmt04325
IRS990/TravelGrp/TotalAmt04325
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd01
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt01002 Swift
IRS990/USAddress/CityNm0North Kansas City
IRS990/USAddress/StateAbbreviationCd0MO
IRS990/USAddress/ZIPCd0641164128
IRS990/VotingMembersGoverningBodyCnt05
IRS990/VotingMembersIndependentCnt05
IRS990/WebsiteAddressTxt0WWW.BNCCU.ORG
IRS990/WhistleblowerPolicyInd00
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/AuthenticationAssuranceLevelCd0AAL2
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/LastSubmissionRqrOOBCd01
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/OOBSecurityVerificationCd011
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/TrustedCustomerCd01
ReturnHeader/BuildTS02023-04-26 12:10:37Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0Rich Galloway
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0CEO
ReturnHeader/BusinessOfficerGrp/PhoneNum08164745610
ReturnHeader/BusinessOfficerGrp/SignatureDt02024-04-24
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0BURLINGTON NORTHTOWN COMMUNITY CREDIT UNION

Document Assets

No mirrored PDF or thumbnail assets are attached yet.