Civic Intelligence

Missouri Central Credit Union

EIN 44-0357634 • 501(c)14 • Lees Summit, MO

Profile

To provide high quality financial services for our members/owners, enhancing their financial well-being while maintaining the financial strength of the credit union.

825 NE DeerbrookLees Summit, MO 64086-6750

www.mocentral.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

61st percentile

0.89x

Higher debt load relative to assets than 61% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Source year 2024

Liabilities / Revenue

24th percentile

14.12x

Higher debt load relative to revenue than 24% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Source year 2024

Net Margin

36th percentile

8.3%

Higher net margin than 36% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Source year 2024

Top Officer Pay

Score unavailable

No value available

No filing with officer rows is available for this organization yet.

Asset Growth

18th percentile

-3.5%

Faster asset growth than 18% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Annualized from 2022 to 2024

Revenue Growth

70th percentile

18%

Faster revenue growth than 70% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Annualized from 2022 to 2024

Balance Sheet
Liabilities / Assets61st percentile

Assets

Up

$77,544,065

Up $710,955 (+0.9%) from 2023

Liabilities

Up

$69,272,271

Up $305,242 (+0.4%) from 2023

Net Assets

Up

$8,271,794

Up $405,713 (+5.2%) from 2023

Operations
Liabilities / Revenue24th percentileNet Margin36th percentile

Revenue

Up

$4,905,954

Up $438,474 (+9.8%) from 2023

Expenses

Up

$4,500,241

Up $636,910 (+16%) from 2023

Net Income

Down

$405,713

Down $198,436 (-33%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth18th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$100M$50M$0Assets 2010: $36,145,243Liabilities 2010: $30,968,092Net Assets 2010: $5,177,1512010Assets 2011: $38,806,230Liabilities 2011: $33,620,240Net Assets 2011: $5,185,9902011Assets 2012: $40,854,360Liabilities 2012: $35,555,270Net Assets 2012: $5,299,0902012Assets 2013: $42,177,419Liabilities 2013: $36,792,616Net Assets 2013: $5,384,8032013Assets 2014: $43,750,317Liabilities 2014: $38,283,336Net Assets 2014: $5,466,9812014Assets 2015: $47,984,372Liabilities 2015: $42,442,628Net Assets 2015: $5,541,7442015Assets 2016: $51,359,512Liabilities 2016: $45,733,353Net Assets 2016: $5,626,1592016Assets 2017: $56,568,718Liabilities 2017: $50,760,220Net Assets 2017: $5,808,4982017Assets 2018: $56,886,812Liabilities 2018: $50,738,829Net Assets 2018: $6,147,9832018Assets 2019: $58,185,589Liabilities 2019: $51,686,240Net Assets 2019: $6,499,3492019Assets 2020: $70,736,442Liabilities 2020: $64,017,103Net Assets 2020: $6,719,3392020Assets 2021: $76,920,087Liabilities 2021: $70,074,090Net Assets 2021: $6,845,9972021Assets 2022: $83,243,525Liabilities 2022: $75,864,777Net Assets 2022: $7,378,7482022Assets 2023: $76,833,110Liabilities 2023: $68,967,029Net Assets 2023: $7,866,0812023Assets 2024: $77,544,065Liabilities 2024: $69,272,271Net Assets 2024: $8,271,7942024

Highlighted filing

2024

Assets$77,544,065
Liabilities$69,272,271
Net Assets$8,271,794
Open 2024 Filing

Operations Trend

Revenue Growth70th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$6.0M$4.0M$2.0M$0Expenses 2010: $1,941,3772010Expenses 2011: $1,803,6072011Expenses 2012: $1,741,4912012Revenue 2013: $1,822,712Expenses 2013: $1,736,999Net Income 2013: $85,7132013Revenue 2014: $1,833,737Expenses 2014: $1,751,559Net Income 2014: $82,1782014Revenue 2015: $1,871,669Expenses 2015: $1,796,906Net Income 2015: $74,7632015Revenue 2016: $2,021,737Expenses 2016: $1,937,322Net Income 2016: $84,4152016Revenue 2017: $2,255,069Expenses 2017: $2,072,730Net Income 2017: $182,3392017Revenue 2018: $2,652,766Expenses 2018: $2,313,281Net Income 2018: $339,4852018Revenue 2019: $2,872,714Expenses 2019: $2,521,348Net Income 2019: $351,3662019Revenue 2020: $2,620,194Expenses 2020: $2,400,204Net Income 2020: $219,9902020Revenue 2021: $2,519,944Expenses 2021: $2,393,286Net Income 2021: $126,6582021Revenue 2022: $3,522,292Expenses 2022: $2,989,541Net Income 2022: $532,7512022Revenue 2023: $4,467,480Expenses 2023: $3,863,331Net Income 2023: $604,1492023Revenue 2024: $4,905,954Expenses 2024: $4,500,241Net Income 2024: $405,7132024

Highlighted filing

2024

Revenue$4,905,954
Expenses$4,500,241
Net Income$405,713
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$77,544,065
Liabilities
$69,272,271
Net assets
$8,271,794
Revenue
$4,905,954
Expenses
$4,500,241
Net income
$405,713
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$77.5$69.3$8.27$4.91$4.50$0.41
2023Detailed filing. Detailed filing data is available for this year.$76.8$69.0$7.87$4.47$3.86$0.60
2022Detailed filing. Detailed filing data is available for this year.$83.2$75.9$7.38$3.52$2.99$0.53
2021Detailed filing. Detailed filing data is available for this year.$76.9$70.1$6.85$2.52$2.39$0.13
2020Detailed filing. Detailed filing data is available for this year.$70.7$64.0$6.72$2.62$2.40$0.22
2019Detailed filing. Detailed filing data is available for this year.$58.2$51.7$6.50$2.87$2.52$0.35
2018Detailed filing. Detailed filing data is available for this year.$56.9$50.7$6.15$2.65$2.31$0.34
2017Detailed filing. Detailed filing data is available for this year.$56.6$50.8$5.81$2.26$2.07$0.18
2016Detailed filing. Detailed filing data is available for this year.$51.4$45.7$5.63$2.02$1.94$0.08
2015Detailed filing. Detailed filing data is available for this year.$48.0$42.4$5.54$1.87$1.80$0.07
2014Detailed filing. Detailed filing data is available for this year.$43.8$38.3$5.47$1.83$1.75$0.08
2013Detailed filing. Detailed filing data is available for this year.$42.2$36.8$5.38$1.82$1.74$0.09
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$40.9$35.6$5.30$1.74
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$38.8$33.6$5.19$1.80
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$36.1$31.0$5.18$1.94
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Jun 21, 2025
Return Version
2024v5.1
Gross Receipts
$5,368,625
Mission and Program Overview

Mission

To provide high quality financial services for our members/owners, enhancing their financial well-being while maintaining the financial strength of the credit union.

We strive to be the one, thriving financial institution that always welcomes the opportunity to meet your needs. Together we thrive.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$65,959,877$63,568,021▼ $2,391,856
Savings and Temporary Cash Investments$4,630,517$9,381,544▲ $4,751,027
Rtn Earn Endowment Incm Other Fnds$7,866,081$8,271,794▲ $405,713
Land, Buildings, and Equipment, Net$1,271,142$1,286,341▲ $15,199
Cash and Non-Interest-Bearing Accounts$626,054$482,331▼ $143,723
Prepaid Expenses and Deferred Charges$471,163$421,502▼ $49,661
Investments Other Securities$1,839,375$288,191▼ $1,551,184
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$76,833,110$77,544,065▲ $710,955
Other Assets Total$2,034,982$2,116,135▲ $81,153
Liabilities
Other Liabilities$68,332,505$68,632,507▲ $300,002
Accounts Payable and Accrued Expenses$634,524$639,764▲ $5,240
Total Liabilities$68,967,029$69,272,271▲ $305,242
Net Assets / Fund Balance
Total Net Assets Fund Balance$7,866,081$8,271,794▲ $405,713
Total Liabilities and Net Assets / Fund Balance$76,833,110$77,544,065▲ $710,955

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$833,616$1,293,283$2,126,899
Equipment$202,532$664,563$867,095
Land$250,193-$250,193
Compensation and Service Providers
Top Officer PayScore unavailable

Employees

NameTitleFull / Part TimeBaseOtherTotal
Joshua WooleyPresidentFT$163,611$92,932$256,543
Matt MongeVice PresidentFT$131,439$16,039$147,478

Board Members and Trustees

NameTitle
Dominique BennetChairperson
Jane MonroeVice Chairperson
Tom LoftusVice President & COO
Brian AustermanBoard Member
Jeremy YoungBoard Member
Michael PaulsenBoard Member
Sam VoylesBoard Member
Joanne ThiesTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$4,535,381
Investment Income
$358,758
Other Revenue
$11,815
Change in Net Assets
$405,713
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$3,143,014
Salaries, Compensation, and Employee Benefits$1,352,227
Grants and Similar Amounts Paid$5,000
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$702,593
Office Expenses---$450,301
Current Officers, Directors, Trustees, and Key Employees---$404,021
Information Technology---$289,559
Fees for Services Other---$253,331
Depreciation Depletion---$144,033
Other Employee Benefits---$135,636
Advertising---$127,491
Occupancy---$93,079
Payroll Taxes---$74,520
Insurance---$48,748
Fees for Services Accounting---$41,949
Fees for Services Legal---$35,742
Pension Plan Contributions---$35,457
All Other Expenses---$34,316
Conferences and Meetings---$21,659
Other Expenses---$20,407
Travel---$12,750
Foreign Grants---$5,000
Total Functional Expenses$0$0$0$4,500,241
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Share Deposits$68,632,507
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“The credit union is mutually owned by members.”

Form 990, Part VI, Section A, Line 7A

“The board of directors are elected by the credit union members.”

Form 990, Part VI, Section A, Line 7B

“Certain significant changes are subject to approval by the credit union members; however, no such changes were made during the year.”

Form 990, Part VI, Section B, Line 11B

“Data is compiled by credit union staff and provided to an outside accounting firm for return preparation. Completed returns are approved by credit union management.”

Form 990, Part VI, Section B, Line 12C

“On an annual basis, all officers, directors, committee members, and key employees are required to review the conflict of interest policy, disclose any interests that could give rise to conflicts, and submit a signed statement to that effect. These statements are maintained on file at the credit union.”

Form 990, Part VI, Section B, Line 15

“The compensation committee of the board of directors reviews and approves salaries based on recommendations from an independent consultant and the results of compease surveys. Deliberations and decisions are documented in the minutes.”

Form 990, Part VI, Section C, Line 19

“Financial statements are posted in the credit union, presented at the annual meeting, and are available upon request. In addition, the ncua website posts financial information as part of the quarterly call reports. Other documents, policies, and procedures are available upon request.”

Filing and Contact Details

Filer

Filer Name
Missouri Central Credit Union
EIN
44-0357634
Phone
8162460002
Address
825 NE DEERBROOK, LEES SUMMIT, MO 64086-6750

Signing Officer

Name
Jana Magnuson
Title
Interim CFO
Phone
8162460002
Signed
2025-06-21
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Joshua Wooley
Formed
1931
Legal Domicile
Mo
Voting Board Members
7
Independent Board Members
7
Employees
26
Volunteers
12

Preparer

Firm
J Tenbrink & Associates
Address
11272 S RIDGEVIEW RD, OLATHE, KS 66061-6454
Preparer
Gerald Tenbrink
Phone
9138946214
Raw XML Appendix397 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt093079
IRS990/OfficeExpensesGrp/TotalAmt0450301
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt02034982
IRS990/OtherAssetsTotalGrp/EOYAmt02116135
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/TotalAmt0135636
IRS990/OtherExpensesGrp/Desc0PROVISION FOR LOAN LOSS
IRS990/OtherExpensesGrp/Desc1MEMBER DIVIDENDS
IRS990/OtherExpensesGrp/Desc2LOAN SERVICING
IRS990/OtherExpensesGrp/Desc3ASSOCIATION DUES
IRS990/OtherExpensesGrp/TotalAmt0752235
IRS990/OtherExpensesGrp/TotalAmt1603148
IRS990/OtherExpensesGrp/TotalAmt2214266
IRS990/OtherExpensesGrp/TotalAmt320407
IRS990/OtherLiabilitiesGrp/BOYAmt068332505
IRS990/OtherLiabilitiesGrp/EOYAmt068632507
IRS990/OtherSalariesAndWagesGrp/TotalAmt0702593
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt065959877
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt063568021
IRS990/PartialLiquidationInd00
IRS990/PayrollTaxesGrp/TotalAmt074520
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt035457
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt0471163
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0421502
IRS990/PrincipalOfficerNm0JOSHUA WOOLEY
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/BusinessCd2524298
IRS990/ProgramServiceRevenueGrp/Desc0INTEREST ON LOANS
IRS990/ProgramServiceRevenueGrp/Desc1FEES & OTHER INCOME
IRS990/ProgramServiceRevenueGrp/Desc2WARRANTY & OTHER INSUR
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt03760833
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt1752488
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt03760833
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1757665
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt216883
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt05177
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt116883
IRS990/ProgSrvcAccomActy2Grp/Desc0PROVIDES A SOURCE OF CREDIT TO MEMBERS AT A FAIR AND REASONABLE RATE OF INTEREST. AS OF DECEMBER 31, 2024, LOANS OUTSTANDING TOTALED $64,538,540 (INCLUDING PARTICIPATIONS).
IRS990/ProgSrvcAccomActy3Grp/Desc0PAID DIVIDENDS ON MEMBER DEPOSITS TOTALING $603,148 FOR THE YEAR.
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt05000
IRS990/PYInvestmentIncomeAmt0205660
IRS990/PYOtherExpensesAmt02543462
IRS990/PYOtherRevenueAmt012408
IRS990/PYProgramServiceRevenueAmt04249412
IRS990/PYRevenuesLessExpensesAmt0604149
IRS990/PYSalariesCompEmpBnftPaidAmt01314869
IRS990/PYTotalExpensesAmt03863331
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt04467480
IRS990/ReconcilationRevenueExpnssAmt0405713
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RoyaltiesRevenueGrp/RelatedOrExemptFuncIncomeAmt011815
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt011815
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt07866081
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt08271794
IRS990/SavingsAndTempCashInvstGrp/BOYAmt04630517
IRS990/SavingsAndTempCashInvstGrp/EOYAmt09381544
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt0833616
IRS990ScheduleD/BuildingsGrp/DepreciationAmt01293283
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt02126899
IRS990ScheduleD/EquipmentGrp/BookValueAmt0202532
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0664563
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt0867095
IRS990ScheduleD/LandGrp/BookValueAmt0250193
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt0250193
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt068632507
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0SHARE DEPOSITS
IRS990ScheduleD/TotalBookValueLandBuildingsAmt01286341
IRS990ScheduleD/TotalLiabilityAmt068632507
IRS990ScheduleJ/BoardOrCommitteeApprovalInd0X
IRS990ScheduleJ/CompensationCommitteeInd0X
IRS990ScheduleJ/CompensationSurveyInd0X
IRS990ScheduleJ/EquityBasedCompArrngmInd00
IRS990ScheduleJ/IndependentConsultantInd0X
IRS990/ScheduleJRequiredInd01
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt0163611
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount050743
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt012315
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt011653
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt018221
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm0JOSHUA WOOLEY
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt0PRESIDENT
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt0256543
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt00
IRS990ScheduleJ/SeverancePaymentInd00
IRS990ScheduleJ/SupplementalInformationDetail/ExplanationTxt0THE COMPENSATION COMMITTEE OF THE BOARD OF DIRECTORS REVIEWS AND APPROVES THE PRESIDENT'S SALARY BASED ON RECOMMENDATIONS FROM AN INDEPENDENT CONSULTANT AND THE RESULTS OF COMPEASE SURVEYS. DELIBERATIONS AND DECISIONS ARE DOCUMENTED IN THE MINUTES.
IRS990ScheduleJ/SupplementalInformationDetail/FormAndLineReferenceDesc0PART I, LINE 3
IRS990ScheduleJ/SupplementalNonqualRtrPlanInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE CREDIT UNION IS MUTUALLY OWNED BY MEMBERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE BOARD OF DIRECTORS ARE ELECTED BY THE CREDIT UNION MEMBERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2CERTAIN SIGNIFICANT CHANGES ARE SUBJECT TO APPROVAL BY THE CREDIT UNION MEMBERS; HOWEVER, NO SUCH CHANGES WERE MADE DURING THE YEAR.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3DATA IS COMPILED BY CREDIT UNION STAFF AND PROVIDED TO AN OUTSIDE ACCOUNTING FIRM FOR RETURN PREPARATION. COMPLETED RETURNS ARE APPROVED BY CREDIT UNION MANAGEMENT.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4ON AN ANNUAL BASIS, ALL OFFICERS, DIRECTORS, COMMITTEE MEMBERS, AND KEY EMPLOYEES ARE REQUIRED TO REVIEW THE CONFLICT OF INTEREST POLICY, DISCLOSE ANY INTERESTS THAT COULD GIVE RISE TO CONFLICTS, AND SUBMIT A SIGNED STATEMENT TO THAT EFFECT. THESE STATEMENTS ARE MAINTAINED ON FILE AT THE CREDIT UNION.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5THE COMPENSATION COMMITTEE OF THE BOARD OF DIRECTORS REVIEWS AND APPROVES SALARIES BASED ON RECOMMENDATIONS FROM AN INDEPENDENT CONSULTANT AND THE RESULTS OF COMPEASE SURVEYS. DELIBERATIONS AND DECISIONS ARE DOCUMENTED IN THE MINUTES.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6FINANCIAL STATEMENTS ARE POSTED IN THE CREDIT UNION, PRESENTED AT THE ANNUAL MEETING, AND ARE AVAILABLE UPON REQUEST. IN ADDITION, THE NCUA WEBSITE POSTS FINANCIAL INFORMATION AS PART OF THE QUARTERLY CALL REPORTS. OTHER DOCUMENTS, POLICIES, AND PROCEDURES ARE AVAILABLE UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PART VI, SECTION A, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PART VI, SECTION A, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PART VI, SECTION A, LINE 7B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PART VI, SECTION B, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PART VI, SECTION B, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PART VI, SECTION B, LINE 15
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6FORM 990, PART VI, SECTION C, LINE 19
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/SubjectToExcsTaxNetInvstIncInd00
IRS990/SubjectToProxyTaxInd00
IRS990/SubjToTaxRmnrtnExPrchtPymtInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt076833110
IRS990/TotalAssetsEOYAmt077544065
IRS990/TotalAssetsGrp/BOYAmt076833110
IRS990/TotalAssetsGrp/EOYAmt077544065
IRS990/TotalCompGreaterThan150KInd01
IRS990/TotalEmployeeCnt026
IRS990/TotalFunctionalExpensesGrp/TotalAmt04500241
IRS990/TotalGrossUBIAmt022060
IRS990/TotalLiabilitiesBOYAmt068967029
IRS990/TotalLiabilitiesEOYAmt069272271
IRS990/TotalLiabilitiesGrp/BOYAmt068967029
IRS990/TotalLiabilitiesGrp/EOYAmt069272271
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt07866081
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt08271794
IRS990/TotalOtherCompensationAmt040007
IRS990/TotalProgramServiceRevenueAmt04535381
IRS990/TotalReportableCompFromOrgAmt0364014
IRS990/TotalRevenueGrp/ExclusionAmt00
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt04883894
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt04905954
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt022060
IRS990/TotalVolunteersCnt012
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt076833110
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt077544065
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TravelGrp/TotalAmt012750
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd01
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt0825 NE DEERBROOK
IRS990/USAddress/CityNm0LEES SUMMIT
IRS990/USAddress/StateAbbreviationCd0MO
IRS990/USAddress/ZIPCd0640866750
IRS990/VotingMembersGoverningBodyCnt07
IRS990/VotingMembersIndependentCnt07
IRS990/WebsiteAddressTxt0WWW.MOCENTRAL.ORG
IRS990/WhistleblowerPolicyInd01
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0JANA MAGNUSON
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0INTERIM CFO
ReturnHeader/BusinessOfficerGrp/PhoneNum08162460002
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-06-21
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0MISSOURI CENTRAL CREDIT UNION
ReturnHeader/Filer/BusinessNameControlTxt0MISS
ReturnHeader/Filer/EIN0440357634
ReturnHeader/Filer/PhoneNum08162460002
ReturnHeader/Filer/USAddress/AddressLine1Txt0825 NE DEERBROOK
ReturnHeader/Filer/USAddress/CityNm0LEES SUMMIT
ReturnHeader/Filer/USAddress/StateAbbreviationCd0MO
ReturnHeader/Filer/USAddress/ZIPCd0640866750
ReturnHeader/IRSResponsiblePrtyInfoCurrInd00
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0810781371
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0J TENBRINK & ASSOCIATES
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt011272 S RIDGEVIEW RD
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0OLATHE
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0KS
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd0660616454
ReturnHeader/PreparerPersonGrp/PhoneNum09138946214
ReturnHeader/PreparerPersonGrp/PreparationDt02025-06-12
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0GERALD TENBRINK
ReturnHeader/ReturnTs02025-06-21T05:04:12-05:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02024-01-01
ReturnHeader/TaxPeriodEndDt02024-12-31
ReturnHeader/TaxYr02024

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