Liabilities / Assets
80th percentile
Higher debt load relative to assets than 80% of similar nonprofits.
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
80th percentile
Higher debt load relative to assets than 80% of similar nonprofits.
Liabilities / Revenue
79th percentile
Higher debt load relative to revenue than 79% of similar nonprofits.
Net Margin
32nd percentile
Higher net margin than 32% of similar nonprofits.
Top Officer Pay
20th percentile
Higher top officer pay than 20% of similar nonprofits.
Top officer pay equals 4.4% of source-year revenue.
Asset Growth
54th percentile
Faster asset growth than 54% of similar nonprofits.
Revenue Growth
72nd percentile
Faster revenue growth than 72% of similar nonprofits.
Assets
Up$61,238,792
Up $1,982,987 (+3.3%) from 2016
Net Assets
Up$5,483,064
Up $131,089 (+2.4%) from 2016
Liabilities
Up$55,755,728
Up $1,851,898 (+3.4%) from 2016
Revenue
Up$2,421,790
Up $211,185 (+9.6%) from 2016
Expenses
Up$2,282,528
Up $194,727 (+9.3%) from 2016
Net Income
Up$139,262
Up $16,458 (+13%) from 2016
Established to provide quality financial services to members who share our common bond and exist for the financial benefit of the members.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Other Notes and Loans Receivable, Net | $34,668,930 | $38,514,735 | ▲ $3,845,805 |
| Savings and Temporary Cash Investments | $9,434,087 | $12,939,647 | ▲ $3,505,560 |
| Investments Other Securities | $13,185,383 | $7,839,191 | ▼ $5,346,192 |
| Rtn Earn Endowment Incm Other Fnds | $5,351,975 | $5,483,064 | ▲ $131,089 |
| Cash and Non-Interest-Bearing Accounts | $1,183,181 | $1,114,813 | ▼ $68,368 |
| Investments Program Related | $534,643 | $576,730 | ▲ $42,087 |
| Land, Buildings, and Equipment, Net | $106,930 | $113,056 | ▲ $6,126 |
| Prepaid Expenses and Deferred Charges | $51,575 | $40,641 | ▼ $10,934 |
| Total Assets | $59,255,805 | $61,238,792 | ▲ $1,982,987 |
| Other Assets Total | $91,076 | $99,979 | ▲ $8,903 |
| Liabilities | |||
| Other Liabilities | $53,585,880 | $55,158,804 | ▲ $1,572,924 |
| Accounts Payable and Accrued Expenses | $317,950 | $596,924 | ▲ $278,974 |
| Total Liabilities | $53,903,830 | $55,755,728 | ▲ $1,851,898 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $5,351,975 | $5,483,064 | ▲ $131,089 |
| Total Liabilities and Net Assets / Fund Balance | $59,255,805 | $61,238,792 | ▲ $1,982,987 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Equipment | $113,056 | $772,138 | $885,194 |
| Other Securities | $5,445 | - | - |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Tammy Rowden | Manager | FT | $84,380 | $23,265 | $107,645 |
| Name | Title |
|---|---|
| Russ Conroy | Chairman |
| Brad Smith | Vice Chairma |
| Dane Douglas | Board Member |
| Keith Minnis | Board Member |
| Louis Pounds Resigned 72017 | Board Member |
| Connie Snider | Secretary |
| Scott Reynolds | Treasurer |
| Line Item | Amount |
|---|---|
| Other Expenses | $1,232,623 |
| Salaries, Compensation, and Employee Benefits | $1,049,905 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | - | - | - | $697,100 |
| Fees for Services Other | - | - | - | $361,086 |
| Other Employee Benefits | - | - | - | $203,008 |
| Interest | - | - | - | $184,932 |
| Current Officers, Directors, Trustees, and Key Employees | - | - | - | $107,645 |
| Office Expenses | - | - | - | $106,256 |
| Depreciation Depletion | - | - | - | $61,555 |
| Occupancy | - | - | - | $54,039 |
| Payroll Taxes | - | - | - | $42,152 |
| Insurance | - | - | - | $34,035 |
| Advertising | - | - | - | $30,173 |
| Other Expenses | - | - | - | $22,210 |
| Travel | - | - | - | $20,560 |
| Fees for Services Accounting | - | - | - | $14,310 |
| All Other Expenses | - | - | - | $8,733 |
| Fees for Services Legal | - | - | - | $6,766 |
| Total Functional Expenses | $0 | $0 | $0 | $2,282,528 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Liability | Amount |
|---|---|
| MEMBER'S SHARES AND SAVINGS ACCOUNTS | $55,158,804 |
“The members of the credit union are considered to be the owners of the organization.”
“The members of the credit union elect all of the board of directors for three year terms.”
“Any changes to the by-laws governing the credit union are required to have approval from the credit union members.”
“The initial review of the return is performed by the manager of the credit union. After that is complete, a copy of the return is presented to the board of directors at their next meeting.”
“The human resource department determines the top management official's compensation and benefits based on a review of external salary reports and the performance of the organization. The board of directors apprroves the compensation package.”
“Copies of the credit union governing documents, financial statements, and conflict of interest policy are available to the public upon request.”
“Loan servicing expense 38,222 0 0 outside services 322,864 0 0 total 361,086 0 0”
“Other changes in reserve funds 122”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | false |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 317950 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 596924 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | false |
| IRS990/ActivityOrMissionDesc | 0 | ESTABLISHED TO PROVIDE QUALITY FINANCIAL SERVICES TO MEMBERS WHO SHARE OUR COMMON BOND AND EXIST FOR THE FINANCIAL BENEFIT OF THE MEMBERS. |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 30173 |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 8733 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | true |
| IRS990/BooksInCareOfDetail/PersonNm | 0 | TAMMY ROWDEN |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 4178202931 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 1444 E SUNSHINE |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | SPRINGFIELD |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | MO |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 65804 |
| IRS990/BusinessRlnWithFamMemInd | 0 | false |
| IRS990/BusinessRlnWithOfficerEntInd | 0 | false |
| IRS990/BusinessRlnWithOrgMemInd | 0 | false |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 1183181 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 1114813 |
| IRS990/ChangeToOrgDocumentsInd | 0 | false |
| IRS990/CollectionsOfArtInd | 0 | false |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 107645 |
| IRS990/CompensationFromOtherSrcsInd | 0 | false |
| IRS990/CompensationProcessCEOInd | 0 | true |
| IRS990/CompensationProcessOtherInd | 0 | false |
| IRS990/ConflictOfInterestPolicyInd | 0 | true |
| IRS990/ConservationEasementsInd | 0 | false |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | false |
| IRS990/CreditCounselingInd | 0 | false |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 218433 |
| IRS990/CYOtherExpensesAmt | 0 | 1232623 |
| IRS990/CYOtherRevenueAmt | 0 | 0 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 2203357 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 139262 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 1049905 |
| IRS990/CYTotalExpensesAmt | 0 | 2282528 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 2421790 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | true |
| IRS990/DeductibleArtContributionInd | 0 | false |
| IRS990/DeductibleNonCashContriInd | 0 | false |
| IRS990/DelegationOfMgmtDutiesInd | 0 | false |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 61555 |
| IRS990/Desc | 0 | VOLUNTARY, COOPERATIVE, NONPROFIT SAVINGS INSTITUTION WHICH ENCOURAGES THRIFT AMONG THEIR 12,417 MEMBERS BY PROVIDING CREDIT AT A FAIR AND REASONABLE RATE OF INTEREST AND PROVIDING AN OPPORTUNITY TO IMPROVE THEIR ECONOMIC CONDITION. |
| IRS990/DescribedInSection501c3Ind | 0 | false |
| IRS990/DisregardedEntityInd | 0 | false |
| IRS990/DocumentRetentionPolicyInd | 0 | true |
| IRS990/DonorAdvisedFundInd | 0 | false |
| IRS990/ElectionOfBoardMembersInd | 0 | true |
| IRS990/EmployeeCnt | 0 | 27 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | true |
| IRS990/FamilyOrBusinessRlnInd | 0 | false |
| IRS990/FederalGrantAuditRequiredInd | 0 | false |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 14310 |
| IRS990/FeesForServicesLegalGrp/TotalAmt | 0 | 6766 |
| IRS990/FeesForServicesOtherGrp/TotalAmt | 0 | 361086 |
| IRS990/ForeignActivitiesInd | 0 | false |
| IRS990/ForeignFinancialAccountInd | 0 | false |
| IRS990/ForeignOfficeInd | 0 | false |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 23265 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | RUSS CONROY |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | BRAD SMITH |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | SCOTT REYNOLDS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | CONNIE SNIDER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | KEITH MINNIS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | DANE DOUGLAS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | LOUIS POUNDS RESIGNED 72017 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | TAMMY ROWDEN |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 84380 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | CHAIRMAN |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | VICE CHAIRMA |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | TREASURER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | SECRETARY |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | MANAGER |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | false |
| IRS990/FormationYr | 0 | 1976 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | false |
| IRS990/FSAuditedInd | 0 | false |
| IRS990/FundraisingActivitiesInd | 0 | false |
| IRS990/GainOrLossGrp/OtherAmt | 0 | -3238 |
| IRS990/GamingActivitiesInd | 0 | false |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 6 |
| IRS990/GrantsToIndividualsInd | 0 | false |
| IRS990/GrantsToOrganizationsInd | 0 | false |
| IRS990/GrantToRelatedPersonInd | 0 | false |
| IRS990/GrossReceiptsAmt | 0 | 2425028 |
| IRS990/GroupReturnForAffiliatesInd | 0 | false |
| IRS990/IncludeFIN48FootnoteInd | 0 | false |
| IRS990/IndependentAuditFinclStmtInd | 0 | false |
| IRS990/IndependentVotingMemberCnt | 0 | 6 |
| IRS990/IndoorTanningServicesInd | 0 | false |
| IRS990/InfoInScheduleOPartIXInd | 0 | X |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InsuranceGrp/TotalAmt | 0 | 34035 |
| IRS990/InterestGrp/TotalAmt | 0 | 184932 |
| IRS990/InvestmentIncomeGrp/ExclusionAmt | 0 | 221671 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 221671 |
| IRS990/InvestmentInJointVentureInd | 0 | false |
| IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt | 0 | 13185383 |
| IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt | 0 | 7839191 |
| IRS990/InvestmentsProgramRelatedGrp/BOYAmt | 0 | 534643 |
| IRS990/InvestmentsProgramRelatedGrp/EOYAmt | 0 | 576730 |
| IRS990/IRPDocumentCnt | 0 | 1632 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 772138 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 106930 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 113056 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 885194 |
| IRS990/LegalDomicileStateCd | 0 | MO |
| IRS990/LessCostOthBasisSalesExpnssGrp/OtherAmt | 0 | 3238 |
| IRS990/LoanOutstandingInd | 0 | false |
| IRS990/LocalChaptersInd | 0 | true |
| IRS990/MaterialDiversionOrMisuseInd | 0 | false |
| IRS990/MembersOrStockholdersInd | 0 | true |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | true |
| IRS990/MinutesOfGoverningBodyInd | 0 | true |
| IRS990/MissionDesc | 0 | ESTABLISHED TO PROVIDE QUALITY FINANCIAL SERVICES TO MEMBERS WHO SHARE OUR COMMON BOND AND EXIST FOR THE FINANCIAL BENEFIT OF THE MEMBERS. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | false |
| IRS990/MoreThan5000KToOrgInd | 0 | false |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 5351975 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 5483064 |
| IRS990/NetGainOrLossInvestmentsGrp/RelatedOrExemptFuncIncomeAmt | 0 | -3238 |
| IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt | 0 | -3238 |
| IRS990/NetUnrlzdGainsLossesInvstAmt | 0 | -8295 |
| IRS990/NondeductibleContributionsInd | 0 | false |
| IRS990/OccupancyGrp/TotalAmt | 0 | 54039 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 106256 |
| IRS990/OfficerMailingAddressInd | 0 | false |
| IRS990/OperateHospitalInd | 0 | false |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowSFAS117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 91076 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 99979 |
| IRS990/OtherChangesInNetAssetsAmt | 0 | 122 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 203008 |
| IRS990/OtherExpensesGrp/Desc | 0 | MISCELLANEOUS EXPENSE |
| IRS990/OtherExpensesGrp/Desc | 1 | BANK AND PROCESSING FEES |
| IRS990/OtherExpensesGrp/Desc | 2 | PROVISION FOR LOAN LOSSES |
| IRS990/OtherExpensesGrp/Desc | 3 | LEAGUE DUES |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 119466 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 107505 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 100997 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 22210 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 53585880 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 55158804 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 697100 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 34668930 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 38514735 |
| IRS990/PartialLiquidationInd | 0 | false |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 42152 |
| IRS990/PoliciesReferenceChaptersInd | 0 | true |
| IRS990/PoliticalCampaignActyInd | 0 | false |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 51575 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 40641 |
| IRS990/PrincipalOfficerNm | 0 | TAMMY ROWDEN |
| IRS990/ProfessionalFundraisingInd | 0 | false |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 522291 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 1 | 522210 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 2 | 522298 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 3 | 522298 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 4 | 522298 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | INTEREST ON LOANS |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | FEES, CHARGES AND OTHER |
| IRS990/ProgramServiceRevenueGrp/Desc | 2 | CREDIT CARD INCOME |
| IRS990/ProgramServiceRevenueGrp/Desc | 3 | INSURANCE COMMISSIONS |
| IRS990/ProgramServiceRevenueGrp/Desc | 4 | OTHER |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 1452703 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 326936 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 2 | 316796 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 3 | 55534 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 4 | 51388 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 1452703 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 326936 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 2 | 316796 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 3 | 55534 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 4 | 51388 |
| IRS990/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990/PYInvestmentIncomeAmt | 0 | 178522 |
| IRS990/PYOtherExpensesAmt | 0 | 1110328 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 2032083 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 122804 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 977473 |
| IRS990/PYTotalExpensesAmt | 0 | 2087801 |
| IRS990/PYTotalRevenueAmt | 0 | 2210605 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 139262 |
| IRS990/RegularMonitoringEnfrcInd | 0 | false |
| IRS990/RelatedEntityInd | 0 | false |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990/ReportInvestmentsOtherSecInd | 0 | true |
| IRS990/ReportLandBuildingEquipmentInd | 0 | true |
| IRS990/ReportOtherAssetsInd | 0 | false |
| IRS990/ReportOtherLiabilitiesInd | 0 | true |
| IRS990/ReportProgramRelatedInvstInd | 0 | false |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 5351975 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 5483064 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 9434087 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 12939647 |
| IRS990/ScheduleBRequiredInd | 0 | false |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 113056 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 772138 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 885194 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 55158804 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | MEMBER'S SHARES AND SAVINGS ACCOUNTS |
| IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt | 0 | 3978564 |
| IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt | 1 | 3664282 |
| IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt | 2 | 190900 |
| IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt | 3 | 5445 |
| IRS990ScheduleD/OtherSecuritiesGrp/Desc | 0 | CD'S INVESTED AT LOCAL BANKS |
| IRS990ScheduleD/OtherSecuritiesGrp/Desc | 1 | MORTGAGE BACK SECURITIES |
| IRS990ScheduleD/OtherSecuritiesGrp/Desc | 2 | MO CORPORATE INVESTMENTS |
| IRS990ScheduleD/OtherSecuritiesGrp/Desc | 3 | CO-OP NETWORK INVESTMENT |
| IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd | 0 | C |
| IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd | 1 | F |
| IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd | 2 | C |
| IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd | 3 | C |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 113056 |
| IRS990ScheduleD/TotalBookValueSecuritiesAmt | 0 | 7839191 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 55158804 |
| IRS990/ScheduleJRequiredInd | 0 | false |
| IRS990/ScheduleORequiredInd | 0 | true |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | THE MEMBERS OF THE CREDIT UNION ARE CONSIDERED TO BE THE OWNERS OF THE ORGANIZATION. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | THE MEMBERS OF THE CREDIT UNION ELECT ALL OF THE BOARD OF DIRECTORS FOR THREE YEAR TERMS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | ANY CHANGES TO THE BY-LAWS GOVERNING THE CREDIT UNION ARE REQUIRED TO HAVE APPROVAL FROM THE CREDIT UNION MEMBERS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | THE INITIAL REVIEW OF THE RETURN IS PERFORMED BY THE MANAGER OF THE CREDIT UNION. AFTER THAT IS COMPLETE, A COPY OF THE RETURN IS PRESENTED TO THE BOARD OF DIRECTORS AT THEIR NEXT MEETING. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | THE HUMAN RESOURCE DEPARTMENT DETERMINES THE TOP MANAGEMENT OFFICIAL'S COMPENSATION AND BENEFITS BASED ON A REVIEW OF EXTERNAL SALARY REPORTS AND THE PERFORMANCE OF THE ORGANIZATION. THE BOARD OF DIRECTORS APPRROVES THE COMPENSATION PACKAGE. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | COPIES OF THE CREDIT UNION GOVERNING DOCUMENTS, FINANCIAL STATEMENTS, AND CONFLICT OF INTEREST POLICY ARE AVAILABLE TO THE PUBLIC UPON REQUEST. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 6 | LOAN SERVICING EXPENSE 38,222 0 0 OUTSIDE SERVICES 322,864 0 0 TOTAL 361,086 0 0 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 7 | OTHER CHANGES IN RESERVE FUNDS 122 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990, PAGE 6, PART VI, LINE 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | FORM 990, PAGE 6, PART VI, LINE 7A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990, PAGE 6, PART VI, LINE 7B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | FORM 990, PAGE 6, PART VI, LINE 11B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | FORM 990, PAGE 6, PART VI, LINE 15A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | FORM 990, PAGE 6, PART VI, LINE 19 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 6 | FORM 990, PART IX, LINE 11G |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 7 | FORM 990, PART XI, LINE 9 |
| IRS990/SchoolOperatingInd | 0 | false |
| IRS990/SignificantChangeInd | 0 | false |
| IRS990/SignificantNewProgramSrvcInd | 0 | false |
| IRS990/SubjectToProxyTaxInd | 0 | false |
| IRS990/TaxablePartyNotificationInd | 0 | false |
| IRS990/TaxExemptBondsInd | 0 | false |
| IRS990/TempOrPermanentEndowmentsInd | 0 | false |
| IRS990/TerminateOperationsInd | 0 | false |
| IRS990/TotalAssetsBOYAmt | 0 | 59255805 |
| IRS990/TotalAssetsEOYAmt | 0 | 61238792 |
| IRS990/TotalAssetsGrp/BOYAmt | 0 | 59255805 |
| IRS990/TotalAssetsGrp/EOYAmt | 0 | 61238792 |
| IRS990/TotalCompGreaterThan150KInd | 0 | false |
| IRS990/TotalEmployeeCnt | 0 | 27 |
| IRS990/TotalFunctionalExpensesGrp/FundraisingAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/TotalAmt | 0 | 2282528 |
| IRS990/TotalGrossUBIAmt | 0 | 0 |
| IRS990/TotalLiabilitiesBOYAmt | 0 | 53903830 |
| IRS990/TotalLiabilitiesEOYAmt | 0 | 55755728 |
| IRS990/TotalLiabilitiesGrp/BOYAmt | 0 | 53903830 |
| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 55755728 |
| IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt | 0 | 5351975 |
| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | 5483064 |
| IRS990/TotalOtherCompensationAmt | 0 | 23265 |
| IRS990/TotalProgramServiceRevenueAmt | 0 | 2203357 |
| IRS990/TotalReportableCompFromOrgAmt | 0 | 84380 |
| IRS990/TotalRevenueGrp/ExclusionAmt | 0 | 221671 |
| IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 2200119 |
| IRS990/TotalRevenueGrp/TotalRevenueColumnAmt | 0 | 2421790 |
| IRS990/TotalVolunteersCnt | 0 | 10 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt | 0 | 59255805 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt | 0 | 61238792 |
| IRS990/TravelGrp/TotalAmt | 0 | 20560 |
| IRS990/TypeOfOrganizationCorpInd | 0 | X |
| IRS990/UnrelatedBusIncmOverLimitInd | 0 | false |
| IRS990/UponRequestInd | 0 | X |
| IRS990/USAddress/AddressLine1Txt | 0 | 1444 E SUNSHINE |
| IRS990/USAddress/CityNm | 0 | SPRINGFIELD |
| IRS990/USAddress/StateAbbreviationCd | 0 | MO |
| IRS990/USAddress/ZIPCd | 0 | 65804 |
| IRS990/VotingMembersGoverningBodyCnt | 0 | 6 |
| IRS990/VotingMembersIndependentCnt | 0 | 6 |
| IRS990/WebsiteAddressTxt | 0 | WWW.MYMERCYCU.COM |
| IRS990/WhistleblowerPolicyInd | 0 | true |
| ReturnHeader/BuildTS | 0 | 2018-06-14 16:35:46Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | true |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | TAMMY ROWDEN |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | MANAGER |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2018-09-17 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | MERCY CREDIT UNION |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | MERC |
| ReturnHeader/Filer/EIN | 0 | 436203095 |
| ReturnHeader/Filer/PhoneNum | 0 | 4178202931 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | 1444 E SUNSHINE |
| ReturnHeader/Filer/USAddress/CityNm | 0 | SPRINGFIELD |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | MO |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 65804 |
| ReturnHeader/FilingSecurityInformation/AtSubmissionCreationDeviceId | 0 | 94D2F4D87A8F832633CF054BCB4A33CBE83B25A9 |
| ReturnHeader/FilingSecurityInformation/AtSubmissionFilingDeviceId | 0 | 8973A4D4D9EEFEFDA9F5C0216A8AA7F9F399BA20 |
| ReturnHeader/FilingSecurityInformation/FilingLicenseTypeCd | 0 | P |
| ReturnHeader/FilingSecurityInformation/IPAddress/IPv4AddressTxt | 0 | 64.88.174.3 |
| ReturnHeader/FilingSecurityInformation/IPDt | 0 | 2018-10-05 |
| ReturnHeader/FilingSecurityInformation/IPTimezoneCd | 0 | CD |
| ReturnHeader/FilingSecurityInformation/IPTm | 0 | 15:49:32 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmEIN | 0 | 431109768 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt | 0 | KPM CPAS PC |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt | 0 | 1445 E REPUBLIC RD |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm | 0 | SPRINGFIELD |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd | 0 | MO |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd | 0 | 65804 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 4178824300 |
| ReturnHeader/PreparerPersonGrp/PreparationDt | 0 | 2018-09-20 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | SEAN M BALISLE CPA |
| ReturnHeader/ReturnTs | 0 | 2018-10-05T15:49:32-05:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990 |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2017-01-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2017-12-31 |
| ReturnHeader/TaxYr | 0 | 2017 |
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Displayed year
2017 • Form 990Detailed filing. Detailed filing data is available for this year.