Civic Intelligence

Mercy Credit Union

990 • Fiscal year 2014 • EIN 43-6203095

Jan 01, 2014 to Dec 31, 2014 • Filed on Nov 05, 2015

Organization ProfileWWW.MYMERCYCU.COM

View Organization Page

1444 E SunshineSpringfield, MO 65804

(417) 820-2931

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

71st percentile

0.90x

Higher debt load relative to assets than 71% of similar nonprofits.

2014 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2014

Liabilities / Revenue

84th percentile

27.31x

Higher debt load relative to revenue than 84% of similar nonprofits.

2014 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2014

Net Margin

21st percentile

0.9%

Higher net margin than 21% of similar nonprofits.

2014 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2014

Top Officer Pay

18th percentile

$70,818

Higher top officer pay than 18% of similar nonprofits.

Top officer pay equals 4.5% of source-year revenue.

2014 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2014

Asset Growth

83rd percentile

5.9%

Faster asset growth than 83% of similar nonprofits.

2014 filings • 501(c)14 • $25M-$50M nonprofits • Annualized from 2013 to 2014

Revenue Growth

81st percentile

4.7%

Faster revenue growth than 81% of similar nonprofits.

2014 filings • 501(c)14 • $25M-$50M nonprofits • Annualized from 2013 to 2014

Balance Sheet
Liabilities / Assets71st percentile

Assets

Up

$47,938,540

Up $2,677,226 (+5.9%) from 2013

Net Assets

Up

$4,823,933

Up $73,378 (+1.5%) from 2013

Liabilities

Up

$43,114,607

Up $2,603,848 (+6.4%) from 2013

Revenue And Expenses
Liabilities / Revenue84th percentileNet Margin21st percentile

Revenue

Up

$1,578,710

Up $70,555 (+4.7%) from 2013

Expenses

Up

$1,564,611

Up $55,018 (+3.6%) from 2013

Net Income

Up

$14,099

Up $15,537 (+1080%) from 2013

Historical Trend

Balance Sheet Trend

Asset Growth83rd percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$100M$50M$0Assets 2010: $36,669,039Liabilities 2010: $32,495,003Net Assets 2010: $4,174,0362010Assets 2011: $38,989,385Liabilities 2011: $34,559,637Net Assets 2011: $4,429,7482011Assets 2012: $44,299,847Liabilities 2012: $39,381,491Net Assets 2012: $4,918,3562012Assets 2013: $45,261,314Liabilities 2013: $40,510,759Net Assets 2013: $4,750,5552013Assets 2014: $47,938,540Liabilities 2014: $43,114,607Net Assets 2014: $4,823,9332014Assets 2015: $50,760,462Liabilities 2015: $45,909,265Net Assets 2015: $4,851,1972015Assets 2016: $59,255,805Liabilities 2016: $53,903,830Net Assets 2016: $5,351,9752016Assets 2017: $61,238,792Liabilities 2017: $55,755,728Net Assets 2017: $5,483,0642017Assets 2018: $64,144,699Liabilities 2018: $58,373,225Net Assets 2018: $5,771,4742018Assets 2019: $62,762,527Liabilities 2019: $56,566,569Net Assets 2019: $6,195,9582019Assets 2020: $77,564,166Liabilities 2020: $71,062,570Net Assets 2020: $6,501,5962020Assets 2021: $87,100,295Liabilities 2021: $80,437,599Net Assets 2021: $6,662,6962021Assets 2022: $86,452,306Liabilities 2022: $79,504,498Net Assets 2022: $6,947,8082022Assets 2023: $82,689,452Liabilities 2023: $74,520,031Net Assets 2023: $8,169,4212023Assets 2024: $82,562,351Liabilities 2024: $73,165,763Net Assets 2024: $9,396,5882024

Highlighted filing

2014

Assets$47,938,540
Liabilities$43,114,607
Net Assets$4,823,933
Open 2014 Filing

Operations Trend

Revenue Growth81st percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$6.0M$4.0M$2.0M$0-$2.0MExpenses 2010: $1,349,4142010Expenses 2011: $1,319,6672011Revenue 2012: $1,697,510Expenses 2012: $1,345,933Net Income 2012: $351,5772012Revenue 2013: $1,508,155Expenses 2013: $1,509,593Net Income 2013: -$1,4382013Revenue 2014: $1,578,710Expenses 2014: $1,564,611Net Income 2014: $14,0992014Revenue 2015: $1,801,414Expenses 2015: $1,755,462Net Income 2015: $45,9522015Revenue 2016: $2,210,605Expenses 2016: $2,087,801Net Income 2016: $122,8042016Revenue 2017: $2,421,790Expenses 2017: $2,282,528Net Income 2017: $139,2622017Revenue 2018: $2,978,092Expenses 2018: $2,682,023Net Income 2018: $296,0692018Revenue 2019: $3,223,119Expenses 2019: $2,819,965Net Income 2019: $403,1542019Revenue 2020: $3,011,698Expenses 2020: $2,713,723Net Income 2020: $297,9752020Revenue 2021: $3,013,320Expenses 2021: $2,796,028Net Income 2021: $217,2922021Revenue 2022: $3,619,059Expenses 2022: $2,958,765Net Income 2022: $660,2942022Revenue 2023: $4,285,495Expenses 2023: $3,185,591Net Income 2023: $1,099,9042023Revenue 2024: $4,769,409Expenses 2024: $3,657,699Net Income 2024: $1,111,7102024

Highlighted filing

2014

Revenue$1,578,710
Expenses$1,564,611
Net Income$14,099
Open 2014 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2014 to Dec 31, 2014
Signed
Nov 5, 2015
Return Version
2014v5.0
Gross Receipts
$1,578,710
Mission and Program Overview

Mission

Established to provide quality financial services to members who share our common bond and exist for the financial benefit of the members.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$22,128,171$27,465,679▲ $5,337,508
Investments Other Securities$13,501,240$12,906,004▼ $595,236
Savings and Temporary Cash Investments$8,062,093$5,861,581▼ $2,200,512
Rtn Earn Endowment Incm Other Fnds$4,750,555$4,823,933▲ $73,378
Cash and Non-Interest-Bearing Accounts$923,165$988,857▲ $65,692
Investments Program Related$379,924$392,250▲ $12,326
Land, Buildings, and Equipment, Net$149,653$144,596▼ $5,057
Prepaid Expenses and Deferred Charges$52,147$115,284▲ $63,137
Total Assets$45,261,314$47,938,540▲ $2,677,226
Other Assets Total$64,921$64,289▼ $632
Liabilities
Other Liabilities$40,365,662$42,941,877▲ $2,576,215
Accounts Payable and Accrued Expenses$145,097$172,730▲ $27,633
Total Liabilities$40,510,759$43,114,607▲ $2,603,848
Net Assets / Fund Balance
Total Net Assets Fund Balance$4,750,555$4,823,933▲ $73,378
Total Liabilities and Net Assets / Fund Balance$45,261,314$47,938,540▲ $2,677,226

Asset Categories

AssetBook ValueDepreciationBasis
Equipment$144,596$530,971$675,567
Other Securities$100--
Compensation and Service Providers
Top Officer Pay18th percentile

Employees

NameTitleBaseTotal
Tammy RowdenManager$70,818$70,818

Board Members and Trustees

NameTitle
Scott ReynoldsChairman
Brad SmithVice Chairma
Connie SniderBoard Member
Frank LeniorBoard Member
Keith MinnisBoard Member
Debbie MikkelsonSecretary
Russ ConroyVice Preside
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$1,384,849
Investment Income
$193,861
Other Revenue
$0
Change in Net Assets
$14,099

Audited Revenue Reconciliation

Revenue per Audited Statements
$1,578,710
Total Revenue per Audited Statements
$1,578,710
Total Revenue per Form 990
$1,578,710
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$849,139
Salaries, Compensation, and Employee Benefits$715,472
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$413,096
Fees for Services Other---$249,920
Other Employee Benefits---$164,866
Interest---$130,855
Occupancy---$124,294
Office Expenses---$84,151
Current Officers, Directors, Trustees, and Key Employees---$70,818
Payroll Taxes---$42,364
Insurance---$27,807
Pension Plan Contributions---$24,328
Fees for Services Accounting---$22,233
Other Expenses---$13,163
Fees for Services Legal---$12,037
Advertising---$10,085
Travel---$8,014
All Other Expenses---$3,288
Total Functional Expenses$0$0$0$1,564,611

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$1,564,611
Total Expenses per Audited Statements$1,564,611
Total Expenses per Form 990$1,564,611
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
MEMBER'S SHARES AND SAVINGS ACCOUNTS$42,941,877
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 6

“The members of the credit union are considered to be the owners of the organization.”

Form 990, Page 6, Part VI, Line 7A

“The members of the credit union elect all of the board of directors for three year terms.”

Form 990, Page 6, Part VI, Line 7B

“Any changes to the by-laws governing the credit union are required to have approval from the credit union members.”

Form 990, Page 6, Part VI, Line 11B

“A copy of the return is provided to the manager of the credit union by the cpa firm preparing the return. The manager reviews the return and if acceptible, signs the e-file authorization. The return is released to the irs by the cpa e-file system. Then, a copy of the return is presented to the board of directors at their next meeting.”

Form 990, Page 6, Part VI, Line 15A

“The human resource department determines the top management official's compensation and benefits based on a review of external salary reports and the performance of the organization. The board of directors apprroves the compensation package.”

Form 990, Page 6, Part VI, Line 18

“The organization's 990 is available through guidestar.”

Form 990, Page 6, Part VI, Line 19

“Copies of the credit union governing documents, financial statements, and conflict of interest policy are available to the public upon request.”

Filing and Contact Details

Filer

Filer Name
Mercy Credit Union
EIN
43-6203095
Phone
4178202931
Address
1444 E SUNSHINE, SPRINGFIELD, MO 65804

Signing Officer

Name
Tammy Rowden
Title
President
Phone
4178202931
Signed
2015-11-05

Organization Details

Principal Officer
Tammy Rowden
Formed
1976
Legal Domicile
Mo
Voting Board Members
7
Independent Board Members
7
Employees
19
Volunteers
6

Preparer

Firm
Kpm Cpas Pc
Address
1445 E REPUBLIC RD, SPRINGFIELD, MO 65804
Preparer
Barbara J Houser CPA
Phone
4178824300
Supplemental Narrative

Additional Explanations

Form 990, Part IX, Line 11G

“Loan servicing expense 34,048 0 0 outside services 215,872 0 0”

Financial Statement Notes

Schedule D, Page 3, Part X

“The credit union is exempt from income taxes under the internal revenue code and similar state statutes. The credit union has analyzed the tax positions taken and has concluded that as of december 31, 2014, there are no uncertain positions taken, or expected to be taken, that would require recognition of an asset or liability or disclosure in the financial statements. A tax asset or liability would be recognized if the credit union has taken an uncertain position that more likely than not would not be sustained upon examination by taxing authorities. The credit union is subject to routine audits by taxing jurisdictions; however, there are currently no audits for any tax periods in progress. The credit union believes it is no longer subject to income tax examinations for years prior to 2011. However, tax years prior to 2011 remain subject to examination by certain states. The credit union does not believe it likely that changes will occur within the next fiscal year that will have a material impact on the financial statements.”

Raw XML Appendix370 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt343807
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt425669
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0896768
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1215679
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt2202926
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt343807
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt425669
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYInvestmentIncomeAmt0194051
IRS990/PYOtherExpensesAmt0877060
IRS990/PYOtherRevenueAmt050393
IRS990/PYProgramServiceRevenueAmt01263711
IRS990/PYRevenuesLessExpensesAmt0-1438
IRS990/PYSalariesCompEmpBnftPaidAmt0632533
IRS990/PYTotalExpensesAmt01509593
IRS990/PYTotalRevenueAmt01508155
IRS990/ReconcilationRevenueExpnssAmt014099
IRS990/RegularMonitoringEnfrcInd0false
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0true
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt04750555
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt04823933
IRS990/SavingsAndTempCashInvstGrp/BOYAmt08062093
IRS990/SavingsAndTempCashInvstGrp/EOYAmt05861581
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/EquipmentGrp/BookValueAmt0144596
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0530971
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt0675567
IRS990ScheduleD/ExpensesSubtotalAmt01564611
IRS990ScheduleD/FootnoteTextInd0X
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt042941877
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBER'S SHARES AND SAVINGS ACCOUNTS
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt06748004
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt15967000
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt2190900
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt3100
IRS990ScheduleD/OtherSecuritiesGrp/Desc0MORTGAGE BACK SECURITIES
IRS990ScheduleD/OtherSecuritiesGrp/Desc1CD'S INVESTED AT LOCAL BANKS
IRS990ScheduleD/OtherSecuritiesGrp/Desc2MO CORPORATE INVESTMENTS
IRS990ScheduleD/OtherSecuritiesGrp/Desc3CO-OP NETWORK INVESTMENT
IRS990ScheduleD/OtherSecuritiesGrp/Desc4REPOSSESSED ASSETS
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd0F
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd1C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd2C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd3C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd4C
IRS990ScheduleD/RevenueSubtotalAmt01578710
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0THE CREDIT UNION IS EXEMPT FROM INCOME TAXES UNDER THE INTERNAL REVENUE CODE AND SIMILAR STATE STATUTES. THE CREDIT UNION HAS ANALYZED THE TAX POSITIONS TAKEN AND HAS CONCLUDED THAT AS OF DECEMBER 31, 2014, THERE ARE NO UNCERTAIN POSITIONS TAKEN, OR EXPECTED TO BE TAKEN, THAT WOULD REQUIRE RECOGNITION OF AN ASSET OR LIABILITY OR DISCLOSURE IN THE FINANCIAL STATEMENTS. A TAX ASSET OR LIABILITY WOULD BE RECOGNIZED IF THE CREDIT UNION HAS TAKEN AN UNCERTAIN POSITION THAT MORE LIKELY THAN NOT WOULD NOT BE SUSTAINED UPON EXAMINATION BY TAXING AUTHORITIES. THE CREDIT UNION IS SUBJECT TO ROUTINE AUDITS BY TAXING JURISDICTIONS; HOWEVER, THERE ARE CURRENTLY NO AUDITS FOR ANY TAX PERIODS IN PROGRESS. THE CREDIT UNION BELIEVES IT IS NO LONGER SUBJECT TO INCOME TAX EXAMINATIONS FOR YEARS PRIOR TO 2011. HOWEVER, TAX YEARS PRIOR TO 2011 REMAIN SUBJECT TO EXAMINATION BY CERTAIN STATES. THE CREDIT UNION DOES NOT BELIEVE IT LIKELY THAT CHANGES WILL OCCUR WITHIN THE NEXT FISCAL YEAR THAT WILL HAVE A MATERIAL IMPACT ON THE FINANCIAL STATEMENTS.
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0SCHEDULE D, PAGE 3, PART X
IRS990ScheduleD/TotalBookValueLandBuildingsAmt0144596
IRS990ScheduleD/TotalBookValueSecuritiesAmt012906004
IRS990ScheduleD/TotalExpensesPerForm990Amt01564611
IRS990ScheduleD/TotalLiabilityAmt042941877
IRS990ScheduleD/TotalRevenuePerForm990Amt01578710
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt01578710
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt01564611
IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE MEMBERS OF THE CREDIT UNION ARE CONSIDERED TO BE THE OWNERS OF THE ORGANIZATION.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE MEMBERS OF THE CREDIT UNION ELECT ALL OF THE BOARD OF DIRECTORS FOR THREE YEAR TERMS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2ANY CHANGES TO THE BY-LAWS GOVERNING THE CREDIT UNION ARE REQUIRED TO HAVE APPROVAL FROM THE CREDIT UNION MEMBERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3A COPY OF THE RETURN IS PROVIDED TO THE MANAGER OF THE CREDIT UNION BY THE CPA FIRM PREPARING THE RETURN. THE MANAGER REVIEWS THE RETURN AND IF ACCEPTIBLE, SIGNS THE E-FILE AUTHORIZATION. THE RETURN IS RELEASED TO THE IRS BY THE CPA E-FILE SYSTEM. THEN, A COPY OF THE RETURN IS PRESENTED TO THE BOARD OF DIRECTORS AT THEIR NEXT MEETING.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4THE HUMAN RESOURCE DEPARTMENT DETERMINES THE TOP MANAGEMENT OFFICIAL'S COMPENSATION AND BENEFITS BASED ON A REVIEW OF EXTERNAL SALARY REPORTS AND THE PERFORMANCE OF THE ORGANIZATION. THE BOARD OF DIRECTORS APPRROVES THE COMPENSATION PACKAGE.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5THE ORGANIZATION'S 990 IS AVAILABLE THROUGH GUIDESTAR.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6COPIES OF THE CREDIT UNION GOVERNING DOCUMENTS, FINANCIAL STATEMENTS, AND CONFLICT OF INTEREST POLICY ARE AVAILABLE TO THE PUBLIC UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7LOAN SERVICING EXPENSE 34,048 0 0 OUTSIDE SERVICES 215,872 0 0
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PAGE 6, PART VI, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PAGE 6, PART VI, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PAGE 6, PART VI, LINE 7B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PAGE 6, PART VI, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PAGE 6, PART VI, LINE 15A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PAGE 6, PART VI, LINE 18
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6FORM 990, PAGE 6, PART VI, LINE 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7FORM 990, PART IX, LINE 11G
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/SubjectToProxyTaxInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TempOrPermanentEndowmentsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt045261314
IRS990/TotalAssetsEOYAmt047938540
IRS990/TotalAssetsGrp/BOYAmt045261314
IRS990/TotalAssetsGrp/EOYAmt047938540
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalEmployeeCnt019
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt00
IRS990/TotalFunctionalExpensesGrp/TotalAmt01564611
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt040510759
IRS990/TotalLiabilitiesEOYAmt043114607
IRS990/TotalLiabilitiesGrp/BOYAmt040510759
IRS990/TotalLiabilitiesGrp/EOYAmt043114607
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt04750555
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt04823933
IRS990/TotalProgramServiceRevenueAmt01384849
IRS990/TotalReportableCompFromOrgAmt070818
IRS990/TotalRevenueGrp/ExclusionAmt0192499
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt01386211
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt01578710
IRS990/TotalVolunteersCnt06
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt045261314
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt047938540
IRS990/TravelGrp/TotalAmt08014
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd0false
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt01444 E SUNSHINE
IRS990/USAddress/CityNm0SPRINGFIELD
IRS990/USAddress/StateAbbreviationCd0MO
IRS990/USAddress/ZIPCd065804
IRS990/VotingMembersGoverningBodyCnt07
IRS990/VotingMembersIndependentCnt07
IRS990/WebsiteAddressTxt0WWW.MYMERCYCU.COM
IRS990/WhistleblowerPolicyInd0true
ReturnHeader/BuildTS02016-03-07 17:11:31Z
ReturnHeader/BusinessOfficerGrp/PersonNm0TAMMY ROWDEN
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT
ReturnHeader/BusinessOfficerGrp/PhoneNum04178202931
ReturnHeader/BusinessOfficerGrp/SignatureDt02015-11-05
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0MERCY CREDIT UNION
ReturnHeader/Filer/BusinessNameControlTxt0MERC
ReturnHeader/Filer/EIN0436203095
ReturnHeader/Filer/PhoneNum04178202931
ReturnHeader/Filer/USAddress/AddressLine1Txt01444 E SUNSHINE
ReturnHeader/Filer/USAddress/CityNm0SPRINGFIELD
ReturnHeader/Filer/USAddress/StateAbbreviationCd0MO
ReturnHeader/Filer/USAddress/ZIPCd065804
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0431109768
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0KPM CPAS PC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt01445 E REPUBLIC RD
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0SPRINGFIELD
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0MO
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd065804
ReturnHeader/PreparerPersonGrp/PhoneNum04178824300
ReturnHeader/PreparerPersonGrp/PreparationDt02015-11-16
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0BARBARA J HOUSER CPA
ReturnHeader/ReturnTs02015-11-16T17:04:45-06:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02014-01-01
ReturnHeader/TaxPeriodEndDt02014-12-31
ReturnHeader/TaxYr02014

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2014 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$47,938,540
Liabilities
$43,114,607
Net assets
$4,823,933
Revenue
$1,578,710
Expenses
$1,564,611
Net income
$14,099
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$82.6$73.2$9.40$4.77$3.66$1.11
2023Summary only. Only limited summary data is available for this year.$82.7$74.5$8.17$4.29$3.19$1.10
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$86.5$79.5$6.95$3.62$2.96$0.66
2021Summary only. Only limited summary data is available for this year.$87.1$80.4$6.66$3.01$2.80$0.22
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$77.6$71.1$6.50$3.01$2.71$0.30
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$62.8$56.6$6.20$3.22$2.82$0.40
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$64.1$58.4$5.77$2.98$2.68$0.30
2017Facts available. Structured filing facts are available, but richer extracted sections are limited.$61.2$55.8$5.48$2.42$2.28$0.14
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$59.3$53.9$5.35$2.21$2.09$0.12
2015Detailed filing. Detailed filing data is available for this year.$50.8$45.9$4.85$1.80$1.76$0.05
2014Detailed filing. Detailed filing data is available for this year.$47.9$43.1$4.82$1.58$1.56$0.01
2013Detailed filing. Detailed filing data is available for this year.$45.3$40.5$4.75$1.51$1.51$0.00
2012Summary only. Only limited summary data is available for this year.$44.3$39.4$4.92$1.70$1.35$0.35
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$39.0$34.6$4.43$1.32
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$36.7$32.5$4.17$1.35