Liabilities / Assets
81st percentile
Higher debt load relative to assets than 81% of similar nonprofits.
990 • Fiscal year 2012 • EIN 43-6068823
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
81st percentile
Higher debt load relative to assets than 81% of similar nonprofits.
Liabilities / Revenue
Score unavailable
Liabilities-to-revenue requires both liabilities and revenue on this filing.
Net Margin
Score unavailable
Net margin requires both revenue and expenses on this filing.
Top Officer Pay
Score unavailable
This filing does not contain officer compensation rows.
Asset Growth
57th percentile
Faster asset growth than 57% of similar nonprofits.
Revenue Growth
Score unavailable
No valid filing value is available for this score.
Assets
Up$9,775,731
Up $213,766 (+2.2%) from 2011
Net Assets
Down$935,172
Down $60,471 (-6.1%) from 2011
Liabilities
Up$8,840,559
Up $274,237 (+3.2%) from 2011
Revenue
-
No earlier filing loaded for comparison.
Expenses
Down$306,832
Down $1,724 (-0.6%) from 2011
Net Income
-
No earlier filing loaded for comparison.
The four four credit union is a member-owned and controlled, not-for- profit financial cooperative which exists to meet the financial needs of its members. Our goal is to encourage regular savings and provide loans at favorable rates while maintaining our financial stability.
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReview | 0 | 0 |
| IRS990/AccountsPayableAccruedExpenses/BOY | 0 | 5874 |
| IRS990/AccountsPayableAccruedExpenses/EOY | 0 | 8940 |
| IRS990/ActivitiesConductedPartnership | 0 | 0 |
| IRS990/Activity2/Description | 0 | PROVIDES A SOURCE OF CREDIT TO MEMBERS AT A FAIR AND REASONABLE RATE OF INTEREST. AS OF DECEMBER 31, 2012, THERE WERE 533 LOANS OUTSTANDING TOTALING $4,166,516. |
| IRS990/Activity3/Description | 0 | PAID DIVIDENDS ON MEMBER DEPOSITS TOTALING $33,859 FOR THE YEAR. |
| IRS990/ActivityOrMissionDescription | 0 | THE FOUR FOUR CREDIT UNION IS A MEMBER-OWNED AND CONTROLLED, NOT-FOR-PROFIT FINANCIAL COOPERATIVE WHICH EXISTS TO MEET THE FINANCIAL NEEDS OF ITS MEMBERS. OUR GOAL IS TO ENCOURAGE REGULAR SAVINGS AND PROVIDE LOANS AT FAVORABLE RATES WHILE MAINTAINING OUR FINANCIAL STABILITY. |
| IRS990/AddressPrincipalOfficerUS/AddressLine1 | 0 | PO BOX 442 |
| IRS990/AddressPrincipalOfficerUS/City | 0 | ST LOUIS |
| IRS990/AddressPrincipalOfficerUS/State | 0 | MO |
| IRS990/AddressPrincipalOfficerUS/ZIPCode | 0 | 63166 |
| IRS990/AllOtherExpenses/Total | 0 | 13935 |
| IRS990/AnnualDisclosureCoveredPersons | 0 | 1 |
| IRS990/BenefitsPaidToMembersCY | 0 | 0 |
| IRS990/BenefitsPaidToMembersPriorYear | 0 | 0 |
| IRS990/BsnssRltnshpThruFamilyMember | 0 | 0 |
| IRS990/BsnssRltnshpWithOrganization | 0 | 0 |
| IRS990/CapStckTrstPrinCurrentFunds/BOY | 0 | 0 |
| IRS990/CapStckTrstPrinCurrentFunds/EOY | 0 | 0 |
| IRS990/CashNonInterestBearing/BOY | 0 | 82300 |
| IRS990/CashNonInterestBearing/EOY | 0 | 121507 |
| IRS990/ChangesToOrganizingDocs | 0 | 0 |
| IRS990/CollectionsOfArt | 0 | 0 |
| IRS990/CompCurrentOfficersDirectors/Total | 0 | 54649 |
| IRS990/CompensationFromOtherSources | 0 | 0 |
| IRS990/CompensationProcessCEO | 0 | 1 |
| IRS990/CompensationProcessOther | 0 | 1 |
| IRS990/ComplianceWithBackupWitholding | 0 | 1 |
| IRS990/ConferencesMeetings/Total | 0 | 2059 |
| IRS990/ConflictOfInterestPolicy | 0 | 1 |
| IRS990/ConservationEasements | 0 | 0 |
| IRS990/ConsolidatedAuditFinancialStmt | 0 | 0 |
| IRS990/ContributionsGrantsCurrentYear | 0 | 0 |
| IRS990/ContributionsGrantsPriorYear | 0 | 0 |
| IRS990/CreditCounseling | 0 | 0 |
| IRS990/DecisionsSubjectToApproval | 0 | 1 |
| IRS990/DeductibleContributionsOfArt | 0 | 0 |
| IRS990/DeductibleNonCashContributions | 0 | 0 |
| IRS990/DelegationOfManagementDuties | 0 | 0 |
| IRS990/DepreciationDepletion/Total | 0 | 9956 |
| IRS990/DescribedIn501C3 | 0 | 0 |
| IRS990/Description | 0 | PROVIDES FINANCIAL AND FINANCIALLY RELATED SERVICES TO 1,086 MEMBERS. |
| IRS990/DisregardedEntity | 0 | 0 |
| IRS990/DocumentRetentionPolicy | 0 | 1 |
| IRS990/DonorAdvisedFunds | 0 | 0 |
| IRS990/DoNotFollowSFAS117 | 0 | X |
| IRS990/ElectionOfBoardMembers | 0 | 1 |
| IRS990/EmploymentTaxReturnsFiled | 0 | 1 |
| IRS990/FamilyOrBusinessRelationship | 0 | 0 |
| IRS990/FederalGrantAuditRequired | 0 | 0 |
| IRS990/FeesForServicesAccounting/Total | 0 | 9742 |
| IRS990/FeesForServicesLegal/Total | 0 | 200 |
| IRS990/FeesForServicesOther/Total | 0 | 300 |
| IRS990/ForeignActivities | 0 | 0 |
| IRS990/ForeignFinancialAccount | 0 | 0 |
| IRS990/ForeignOffice | 0 | 0 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 0 | 1.00 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 1 | 1.00 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 2 | 1.00 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 3 | 1.00 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 4 | 1.00 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 5 | 1.00 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 6 | 1.00 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 7 | 1.00 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 8 | 1.00 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 9 | 1.00 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 10 | 1.00 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 11 | 40.00 |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 0 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 1 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 2 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 3 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 4 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 5 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 6 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 7 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 8 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 9 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 10 | X |
| IRS990/Form990PartVIISectionA/NamePerson | 0 | PHILIP KNIGHT |
| IRS990/Form990PartVIISectionA/NamePerson | 1 | GARY AUER |
| IRS990/Form990PartVIISectionA/NamePerson | 2 | REBECCA ROBERTS |
| IRS990/Form990PartVIISectionA/NamePerson | 3 | REGGIE TILLITT |
| IRS990/Form990PartVIISectionA/NamePerson | 4 | MARK BUETHE |
| IRS990/Form990PartVIISectionA/NamePerson | 5 | KENNETH FRANKLIN |
| IRS990/Form990PartVIISectionA/NamePerson | 6 | SIDNEY FRAZIER |
| IRS990/Form990PartVIISectionA/NamePerson | 7 | BRIAN GUNTER |
| IRS990/Form990PartVIISectionA/NamePerson | 8 | CHRISTOPHER SAYKES |
| IRS990/Form990PartVIISectionA/NamePerson | 9 | TIFFANY STECKO |
| IRS990/Form990PartVIISectionA/NamePerson | 10 | KIMBERLY BURGFELD |
| IRS990/Form990PartVIISectionA/NamePerson | 11 | DENNIS HAGEMMANN |
| IRS990/Form990PartVIISectionA/Officer | 0 | X |
| IRS990/Form990PartVIISectionA/OtherCompensation | 0 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 1 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 2 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 3 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 4 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 5 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 6 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 7 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 8 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 9 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 10 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 11 | 4649 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 0 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 1 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 2 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 3 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 4 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 5 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 6 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 7 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 8 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 9 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 10 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 11 | 50000 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 0 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 1 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 2 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 3 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 4 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 5 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 6 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 7 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 8 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 9 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 10 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 11 | 0 |
| IRS990/Form990PartVIISectionA/Title | 0 | PRESIDENT |
| IRS990/Form990PartVIISectionA/Title | 1 | VICE PRESIDENT |
| IRS990/Form990PartVIISectionA/Title | 2 | SECRETARY |
| IRS990/Form990PartVIISectionA/Title | 3 | TREASURER |
| IRS990/Form990PartVIISectionA/Title | 4 | DIRECTOR |
| IRS990/Form990PartVIISectionA/Title | 5 | DIRECTOR |
| IRS990/Form990PartVIISectionA/Title | 6 | DIRECTOR |
| IRS990/Form990PartVIISectionA/Title | 7 | DIRECTOR |
| IRS990/Form990PartVIISectionA/Title | 8 | DIRECTOR |
| IRS990/Form990PartVIISectionA/Title | 9 | DIRECTOR |
| IRS990/Form990PartVIISectionA/Title | 10 | DIRECTOR |
| IRS990/Form990PartVIISectionA/Title | 11 | MANAGER |
| IRS990/Form990ProvidedToGoverningBody | 0 | 1 |
| IRS990/FormersListed | 0 | 0 |
| IRS990/FSAudited | 0 | 0 |
| IRS990/FundraisingActivities | 0 | 0 |
| IRS990/Gaming | 0 | 0 |
| IRS990/GrantsAndSimilarAmntsCY | 0 | 0 |
| IRS990/GrantsAndSimilarAmntsPriorYear | 0 | 0 |
| IRS990/GrantsToIndividuals | 0 | 0 |
| IRS990/GrantsToOrganizations | 0 | 0 |
| IRS990/GrantToRelatedPerson | 0 | 0 |
| IRS990/GrossReceipts | 0 | 246361 |
| IRS990/GroupReturnForAffiliates | 0 | 0 |
| IRS990/Hospital | 0 | 0 |
| IRS990/IndependentAuditFinancialStmt | 0 | 0 |
| IRS990/IndoorTanningServices | 0 | 0 |
| IRS990/InfoInScheduleOPartVI | 0 | X |
| IRS990/InformationTechnology/Total | 0 | 12061 |
| IRS990/Insurance/Total | 0 | 7648 |
| IRS990/Interest/Total | 0 | 103 |
| IRS990/InvestmentIncomeCurrentYear | 0 | 18468 |
| IRS990/InvestmentIncomePriorYear | 0 | 17914 |
| IRS990/InvestmentIncome/RelatedOrExemptFunctionIncome | 0 | 18468 |
| IRS990/InvestmentIncome/TotalRevenueColumn | 0 | 18468 |
| IRS990/InvestmentInJointVenture | 0 | 0 |
| IRS990/LandBldgEquipmentAccumDeprec | 0 | 127660 |
| IRS990/LandBuildingsEquipmentBasis | 0 | 150364 |
| IRS990/LandBuildingsEquipmentBasisNet/BOY | 0 | 32660 |
| IRS990/LandBuildingsEquipmentBasisNet/EOY | 0 | 22704 |
| IRS990/LoanToOfficerOrDQP | 0 | 0 |
| IRS990/LocalChapters | 0 | 0 |
| IRS990/MaterialDiversionOrMisuse | 0 | 0 |
| IRS990/MembersOrStockholders | 0 | 1 |
| IRS990/MethodOfAccountingAccrual | 0 | X |
| IRS990/MinutesOfCommittees | 0 | 1 |
| IRS990/MinutesOfGoverningBody | 0 | 1 |
| IRS990/MissionDescription | 0 | THE FOUR FOUR CREDIT UNION IS A MEMBER-OWNED AND CONTROLLED, NOT-FOR- PROFIT FINANCIAL COOPERATIVE WHICH EXISTS TO MEET THE FINANCIAL NEEDS OF ITS MEMBERS. OUR GOAL IS TO ENCOURAGE REGULAR SAVINGS AND PROVIDE LOANS AT FAVORABLE RATES WHILE MAINTAINING OUR FINANCIAL STABILITY. |
| IRS990/MoreThan5000KToIndividuals | 0 | 0 |
| IRS990/MoreThan5000KToOrganizations | 0 | 0 |
| IRS990/NameOfPrincipalOfficerPerson | 0 | DENNIS HAGEMANN |
| IRS990/NbrIndependentVotingMembers | 0 | 11 |
| IRS990/NbrVotingGoverningBodyMembers | 0 | 11 |
| IRS990/NbrVotingMembersGoverningBody | 0 | 11 |
| IRS990/NetAssetsOrFundBalancesBOY | 0 | 995643 |
| IRS990/NetAssetsOrFundBalancesEOY | 0 | 935172 |
| IRS990/NetUnrelatedBusinessTxblIncome | 0 | 0 |
| IRS990/NonDeductibleContributions | 0 | 0 |
| IRS990/NumberFormsTransmittedWith1096 | 0 | 254 |
| IRS990/NumberIndependentVotingMembers | 0 | 11 |
| IRS990/NumberIndividualsGT100K | 0 | 0 |
| IRS990/NumberOfContractorsGT100K | 0 | 0 |
| IRS990/NumberOfEmployees | 0 | 4 |
| IRS990/NumberW2GIncluded | 0 | 0 |
| IRS990/Occupancy/Total | 0 | 9000 |
| IRS990/OfficeExpenses/Total | 0 | 36912 |
| IRS990/OfficerEntityWithBsnssRltnshp | 0 | 0 |
| IRS990/OfficerMailingAddress | 0 | 0 |
| IRS990/Organization501c | 0 | X |
| IRS990/OtherAssetsTotal/BOY | 0 | 104400 |
| IRS990/OtherAssetsTotal/EOY | 0 | 97132 |
| IRS990/OtherEmployeeBenefits/Total | 0 | 3311 |
| IRS990/OtherExpensePriorYear | 0 | 193170 |
| IRS990/OtherExpensesCurrentYear | 0 | 174058 |
| IRS990/OtherExpenses/Description | 0 | MEMBER DIVIDENDS |
| IRS990/OtherExpenses/Description | 1 | LOAN SERVICING |
| IRS990/OtherExpenses/Description | 2 | NCUSIF ASSESSMENTS |
| IRS990/OtherExpenses/Description | 3 | PROVISION FOR LOAN LOSS |
| IRS990/OtherExpenses/Total | 0 | 33859 |
| IRS990/OtherExpenses/Total | 1 | 25973 |
| IRS990/OtherExpenses/Total | 2 | 10646 |
| IRS990/OtherExpenses/Total | 3 | 1664 |
| IRS990/OtherLiabilities/BOY | 0 | 8560448 |
| IRS990/OtherLiabilities/EOY | 0 | 8831619 |
| IRS990/OtherNotesLoansReceivableNet/BOY | 0 | 4247726 |
| IRS990/OtherNotesLoansReceivableNet/EOY | 0 | 4152212 |
| IRS990/OtherRevenueCurrentYear | 0 | 0 |
| IRS990/OtherRevenuePriorYear | 0 | 0 |
| IRS990/OtherSalariesAndWages/Total | 0 | 63810 |
| IRS990/PaidInCapSrplsLandBldgEqpFund/BOY | 0 | 0 |
| IRS990/PaidInCapSrplsLandBldgEqpFund/EOY | 0 | 0 |
| IRS990/PartialLiquidation | 0 | 0 |
| IRS990/PayrollTaxes/Total | 0 | 9848 |
| IRS990/PensionPlanContributions/Total | 0 | 1156 |
| IRS990/PoliticalActivities | 0 | 0 |
| IRS990/PrepaidExpensesDeferredCharges/BOY | 0 | 783 |
| IRS990/PrepaidExpensesDeferredCharges/EOY | 0 | 1058 |
| IRS990/ProfessionalFundraising | 0 | 0 |
| IRS990/ProgramServiceRevenue/BusinessCode | 0 | 522100 |
| IRS990/ProgramServiceRevenue/BusinessCode | 1 | 522100 |
| IRS990/ProgramServiceRevenueCY | 0 | 227893 |
| IRS990/ProgramServiceRevenue/Description | 0 | INTEREST ON LOANS |
| IRS990/ProgramServiceRevenue/Description | 1 | FEES & OTHER INCOME |
| IRS990/ProgramServiceRevenuePriorYear | 0 | 248835 |
| IRS990/ProgramServiceRevenue/RelatedOrExemptFunctionIncome | 0 | 191908 |
| IRS990/ProgramServiceRevenue/RelatedOrExemptFunctionIncome | 1 | 35985 |
| IRS990/ProgramServiceRevenue/TotalRevenueColumn | 0 | 191908 |
| IRS990/ProgramServiceRevenue/TotalRevenueColumn | 1 | 35985 |
| IRS990/ProhibitedTaxShelterTrans | 0 | 0 |
| IRS990/ReconcilationOtherChanges | 0 | 0 |
| IRS990/ReconcilationRevenueExpenses | 0 | -60471 |
| IRS990/RegularMonitoringEnforcement | 0 | 1 |
| IRS990/RelatedEntity | 0 | 0 |
| IRS990/RelatedOrgControlledEntity | 0 | 0 |
| IRS990/ReportFin48Footnote | 0 | 0 |
| IRS990/ReportInvestOthSecurities | 0 | 0 |
| IRS990/ReportLandBldgEquip | 0 | 1 |
| IRS990/ReportOtherAssets | 0 | 0 |
| IRS990/ReportOtherLiabilities | 0 | 1 |
| IRS990/ReportProgRelInvest | 0 | 0 |
| IRS990/RetainedEarningsEndowmentEtc/BOY | 0 | 995643 |
| IRS990/RetainedEarningsEndowmentEtc/EOY | 0 | 935172 |
| IRS990/RevenuesLessExpensesCY | 0 | -60471 |
| IRS990/RevenuesLessExpensesPriorYear | 0 | -41807 |
| IRS990/SalariesEtcCurrentYear | 0 | 132774 |
| IRS990/SalariesEtcPriorYear | 0 | 115386 |
| IRS990/SavingsAndTempCashInvestments/BOY | 0 | 5094096 |
| IRS990/SavingsAndTempCashInvestments/EOY | 0 | 5381118 |
| IRS990/ScheduleBRequired | 0 | 0 |
| IRS990ScheduleD/Equipment/BookValue | 0 | 22704 |
| IRS990ScheduleD/Equipment/Depreciation | 0 | 127660 |
| IRS990ScheduleD/Equipment/OtherCostOrOtherBasis | 0 | 150364 |
| IRS990ScheduleD/OtherLiabilities/Amount | 0 | 8831619 |
| IRS990ScheduleD/OtherLiabilities/Description | 0 | MEMBER SHARE DEPOSITS |
| IRS990ScheduleD/TotalOfAmounts | 0 | 8831619 |
| IRS990ScheduleD/TotalOfBookValueLandBuildings | 0 | 22704 |
| IRS990/ScheduleJRequired | 0 | 0 |
| IRS990ScheduleO/GeneralExplanation/Explanation | 0 | THE CREDIT UNION IS MUTUALLY OWNED BY MEMBERS. |
| IRS990ScheduleO/GeneralExplanation/Explanation | 1 | THE BOARD OF DIRECTORS ARE ELECTED BY THE CREDIT UNION MEMBERS. |
| IRS990ScheduleO/GeneralExplanation/Explanation | 2 | SIGNIFICANT CHANGES SUCH AS CHANGES TO BYLAWS AND MERGERS ARE SUBJECT TO APPROVAL BY THE CREDIT UNION MEMBERS; HOWEVER NO SUCH CHANGES WERE MADE DURING THE YEAR. |
| IRS990ScheduleO/GeneralExplanation/Explanation | 3 | THE MANAGER REVIEWS DETAILS OF THE FORM 990 BEFORE PRESENTING IT TO THE BOARD OF DIRECTORS FOR APPROVAL. |
| IRS990ScheduleO/GeneralExplanation/Explanation | 4 | ON AN ANNUAL BASIS, OFFICERS, DIRECTORS AND KEY EMPLOYEES ARE REQUIRED TO REVIEW THE CONFLICT OF INTEREST POLICY, DISCLOSE ANY INTERESTS THAT COULD GIVE RISE TO CONFLICTS, AND SUBMIT A SIGNED STATEMENT TO THAT EFFECT. THESE STATEMENTS ARE MAINTAINED ON FILE AT THE CREDIT UNION. |
| IRS990ScheduleO/GeneralExplanation/Explanation | 5 | THE COMPENSATION COMMITTEE OF THE BOARD OF DIRECTORS REVIEWS AND APPROVES ALL COMPENSATION, INCLUDING THAT OF THE MANAGER. DELIBERATIONS AND DECISIONS ARE DOCUMENTED IN THE MINUTES. |
| IRS990ScheduleO/GeneralExplanation/Explanation | 6 | FINANCIAL STATEMENTS ARE POSTED MONTHLY IN THE LOBBY, PRESENTED AT THE ANNUAL MEETING, AND ARE AVAILABLE UPON REQUEST. IN ADDITION, THE NCUA WEBSITE POSTS FINANCIAL INFORMATION AS PART OF THE QUARTERLY CALL REPORTS. OTHER DOCUMENTS, POLICIES, AND PROCEDURES ARE AVAILABLE UPON REQUEST. |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 0 | Form 990, Part VI, Section A, line 6 |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 1 | Form 990, Part VI, Section A, line 7a |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 2 | Form 990, Part VI, Section A, line 7b |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 3 | Form 990, Part VI, Section B, line 11 |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 4 | Form 990, Part VI, Section B, line 12c |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 5 | Form 990, Part VI, Section B, line 15 |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 6 | Form 990, Part VI, Section C, line 19 |
| IRS990/ScheduleORequired | 0 | 1 |
| IRS990/School | 0 | 0 |
| IRS990/SignificantChange | 0 | 0 |
| IRS990/SignificantNewProgramServices | 0 | 0 |
| IRS990/StateLegalDomicile | 0 | MO |
| IRS990/SubjectToProxyTax | 0 | 0 |
| IRS990/TaxablePartyNotification | 0 | 0 |
| IRS990/TaxExemptBonds | 0 | 0 |
| IRS990/Terminated | 0 | 0 |
| IRS990/TermOrPermanentEndowments | 0 | 0 |
| IRS990/TheBooksAreInCareOf/AddressUS/AddressLine1 | 0 | 411 LOCUST |
| IRS990/TheBooksAreInCareOf/AddressUS/City | 0 | ST LOUIS |
| IRS990/TheBooksAreInCareOf/AddressUS/State | 0 | MO |
| IRS990/TheBooksAreInCareOf/AddressUS/ZIPCode | 0 | 63102 |
| IRS990/TheBooksAreInCareOf/NameBusiness/BusinessNameLine1 | 0 | DENNIS HAGEMANN |
| IRS990/TheBooksAreInCareOf/TelephoneNumber | 0 | 3144448904 |
| IRS990/TotalAssets/BOY | 0 | 9561965 |
| IRS990/TotalAssetsBOY | 0 | 9561965 |
| IRS990/TotalAssets/EOY | 0 | 9775731 |
| IRS990/TotalAssetsEOY | 0 | 9775731 |
| IRS990/TotalCompGT150K | 0 | 0 |
| IRS990/TotalExpensesCurrentYear | 0 | 306832 |
| IRS990/TotalExpensesPriorYear | 0 | 308556 |
| IRS990/TotalFunctionalExpenses/Total | 0 | 306832 |
| IRS990/TotalFundrsngExpCurrentYear | 0 | 0 |
| IRS990/TotalGrossUBI | 0 | 0 |
| IRS990/TotalLiabilities/BOY | 0 | 8566322 |
| IRS990/TotalLiabilitiesBOY | 0 | 8566322 |
| IRS990/TotalLiabilities/EOY | 0 | 8840559 |
| IRS990/TotalLiabilitiesEOY | 0 | 8840559 |
| IRS990/TotalLiabNetAssetsFundBalances/BOY | 0 | 9561965 |
| IRS990/TotalLiabNetAssetsFundBalances/EOY | 0 | 9775731 |
| IRS990/TotalNbrEmployees | 0 | 4 |
| IRS990/TotalNbrVolunteers | 0 | 14 |
| IRS990/TotalNetAssetsFundBalances/BOY | 0 | 995643 |
| IRS990/TotalNetAssetsFundBalances/EOY | 0 | 935172 |
| IRS990/TotalOtherCompensation | 0 | 4649 |
| IRS990/TotalProfFundrsngExpCY | 0 | 0 |
| IRS990/TotalProfFundrsngExpPriorYear | 0 | 0 |
| IRS990/TotalProgramServiceRevenue | 0 | 227893 |
| IRS990/TotalReportableCompFrmRltdOrgs | 0 | 0 |
| IRS990/TotalReportableCompFromOrg | 0 | 50000 |
| IRS990/TotalRevenueCurrentYear | 0 | 246361 |
| IRS990/TotalRevenue/ExclusionAmount | 0 | 0 |
| IRS990/TotalRevenuePriorYear | 0 | 266749 |
| IRS990/TotalRevenue/RelatedOrExemptFunctionIncome | 0 | 246361 |
| IRS990/TotalRevenue/TotalRevenueColumn | 0 | 246361 |
| IRS990/TotalRevenue/UnrelatedBusinessRevenue | 0 | 0 |
| IRS990/TypeOfOrganizationCorporation | 0 | X |
| IRS990/UnrelatedBusinessIncome | 0 | 0 |
| IRS990/UponRequest | 0 | X |
| IRS990/WebSite | 0 | WWW.FOURFOURCU.COM |
| IRS990/WhistleblowerPolicy | 0 | 1 |
| IRS990/YearFormation | 0 | 1940 |
| ReturnHeader/BuildTS | 0 | 2016-02-24 21:20:13Z |
| ReturnHeader/Filer/EIN | 0 | 436068823 |
| ReturnHeader/Filer/Name/BusinessNameLine1 | 0 | FOUR FOUR CREDIT UNION |
| ReturnHeader/Filer/NameControl | 0 | FOUR |
| ReturnHeader/Filer/Phone | 0 | 3144448904 |
| ReturnHeader/Filer/USAddress/AddressLine1 | 0 | PO BOX 442 |
| ReturnHeader/Filer/USAddress/City | 0 | ST LOUIS |
| ReturnHeader/Filer/USAddress/State | 0 | MO |
| ReturnHeader/Filer/USAddress/ZIPCode | 0 | 63166 |
| ReturnHeader/Officer/AuthorizeThirdParty | 0 | 1 |
| ReturnHeader/Officer/DateSigned | 0 | 2013-05-14 |
| ReturnHeader/Officer/Name | 0 | DENNIS HAGEMANN |
| ReturnHeader/Officer/Phone | 0 | 3144448904 |
| ReturnHeader/Officer/Title | 0 | MANAGER |
| ReturnHeader/PreparerFirm/EIN | 0 | 431887384 |
| ReturnHeader/PreparerFirm/PreparerFirmBusinessName/BusinessNameLine1 | 0 | STEPHEN LANG & ASSOCIATES LLC |
| ReturnHeader/PreparerFirm/PreparerFirmUSAddress/AddressLine1 | 0 | 14323 S OUTER 40 STE N205 |
| ReturnHeader/PreparerFirm/PreparerFirmUSAddress/City | 0 | CHESTERFIELD |
| ReturnHeader/PreparerFirm/PreparerFirmUSAddress/State | 0 | MO |
| ReturnHeader/PreparerFirm/PreparerFirmUSAddress/ZIPCode | 0 | 63017 |
| ReturnHeader/Preparer/Phone | 0 | 3142058601 |
| ReturnHeader/ReturnType | 0 | 990 |
| ReturnHeader/TaxPeriodBeginDate | 0 | 2012-01-01 |
| ReturnHeader/TaxPeriodEndDate | 0 | 2012-12-31 |
| ReturnHeader/TaxYear | 0 | 2012 |
| ReturnHeader/Timestamp | 0 | 2013-05-14T11:07:14-05:00 |
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Displayed year
2012 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.