Civic Intelligence

Concordia Health Plan

EIN 43-6062857 • 501(c)9 • St Louis, MO

Profile

Provide healthcare benefits for the employees, and their selected dependents, of member congregations, controlled organizations, and affiliated agencies of The Lutheran Church-Missouri Synod. Benefits include medical, prescription drugs, mental health, dental, vision, and health and wellness programs.

1333 S Kirkwood RoadSt Louis, MO 63122-7295

www.concordiaplans.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

77th percentile

0.23x

Higher debt load relative to assets than 77% of similar nonprofits.

501(c)9 • $250M-$1B nonprofits • Source year 2024

Liabilities / Revenue

70th percentile

0.17x

Higher debt load relative to revenue than 70% of similar nonprofits.

501(c)9 • $250M-$1B nonprofits • Source year 2024

Net Margin

49th percentile

3.5%

Higher net margin than 49% of similar nonprofits.

501(c)9 • $250M-$1B nonprofits • Source year 2024

Top Officer Pay

Score unavailable

No value available

No filing with officer rows is available for this organization yet.

Asset Growth

76th percentile

11%

Faster asset growth than 76% of similar nonprofits.

501(c)9 • $250M-$1B nonprofits • Annualized from 2023 to 2024

Revenue Growth

24th percentile

-0.3%

Faster revenue growth than 24% of similar nonprofits.

501(c)9 • $250M-$1B nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets77th percentile

Assets

Up

$215,803,584

Up $22,104,230 (+11%) from 2023

Liabilities

Down

$48,710,029

Down $1,646,655 (-3.3%) from 2023

Net Assets

Up

$167,093,555

Up $23,750,885 (+17%) from 2023

Operations
Liabilities / Revenue70th percentileNet Margin49th percentile

Revenue

Down

$285,776,976

Down $762,654 (-0.3%) from 2023

Expenses

Down

$275,862,692

Down $1,023,102 (-0.4%) from 2023

Net Income

Up

$9,914,284

Up $260,448 (+2.7%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth76th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$300M$200M$100M$0Assets 2011: $153,709,644Liabilities 2011: $25,554,630Net Assets 2011: $128,155,0142011Assets 2012: $148,218,866Liabilities 2012: $29,043,757Net Assets 2012: $119,175,1092012Assets 2013: $141,391,473Liabilities 2013: $31,495,393Net Assets 2013: $109,896,0802013Assets 2014: $145,955,554Liabilities 2014: $28,370,708Net Assets 2014: $117,584,8462014Assets 2015: $148,105,047Liabilities 2015: $28,508,862Net Assets 2015: $119,596,1852015Assets 2016: $165,463,350Liabilities 2016: $39,525,222Net Assets 2016: $125,938,1282016Assets 2017: $166,749,942Liabilities 2017: $27,471,856Net Assets 2017: $139,278,0862017Assets 2018: $158,913,091Liabilities 2018: $27,138,995Net Assets 2018: $131,774,0962018Assets 2019: $165,569,864Liabilities 2019: $28,816,290Net Assets 2019: $136,753,5742019Assets 2020: $185,239,752Liabilities 2020: $30,444,290Net Assets 2020: $154,795,4622020Assets 2021: $188,828,015Liabilities 2021: $36,589,193Net Assets 2021: $152,238,8222021Assets 2022: $168,165,601Liabilities 2022: $28,982,099Net Assets 2022: $139,183,5022022Assets 2023: $193,699,354Liabilities 2023: $50,356,684Net Assets 2023: $143,342,6702023Assets 2024: $215,803,584Liabilities 2024: $48,710,029Net Assets 2024: $167,093,5552024

Highlighted filing

2024

Assets$215,803,584
Liabilities$48,710,029
Net Assets$167,093,555
Open 2024 Filing

Operations Trend

Revenue Growth24th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$300M$200M$100M$0-$100MExpenses 2011: $240,315,5792011Expenses 2012: $257,728,5282012Revenue 2013: $241,979,815Expenses 2013: $256,784,652Net Income 2013: -$14,804,8372013Revenue 2014: $259,986,112Expenses 2014: $258,823,902Net Income 2014: $1,162,2102014Revenue 2015: $261,624,740Expenses 2015: $259,570,880Net Income 2015: $2,053,8602015Revenue 2016: $231,262,805Expenses 2016: $231,721,127Net Income 2016: -$458,3222016Revenue 2017: $246,845,979Expenses 2017: $246,780,538Net Income 2017: $65,4412017Revenue 2018: $249,597,716Expenses 2018: $252,437,168Net Income 2018: -$2,839,4522018Revenue 2019: $258,035,809Expenses 2019: $271,278,925Net Income 2019: -$13,243,1162019Revenue 2020: $266,059,390Expenses 2020: $262,213,545Net Income 2020: $3,845,8452020Revenue 2021: $265,014,136Expenses 2021: $270,223,811Net Income 2021: -$5,209,6752021Revenue 2022: $272,769,037Expenses 2022: $269,198,531Net Income 2022: $3,570,5062022Revenue 2023: $286,539,630Expenses 2023: $276,885,794Net Income 2023: $9,653,8362023Revenue 2024: $285,776,976Expenses 2024: $275,862,692Net Income 2024: $9,914,2842024

Highlighted filing

2024

Revenue$285,776,976
Expenses$275,862,692
Net Income$9,914,284
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$215,803,584
Liabilities
$48,710,029
Net assets
$167,093,555
Revenue
$285,776,976
Expenses
$275,862,692
Net income
$9,914,284
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$216$48.7$167$286$276$9.91
2023Summary only. Only limited summary data is available for this year.$194$50.4$143$287$277$9.65
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$168$29.0$139$273$269$3.57
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$189$36.6$152$265$270$5.21
2020Facts available. Structured filing facts are available, but richer extracted sections are limited.$185$30.4$155$266$262$3.85
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$166$28.8$137$258$271$13.2
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$159$27.1$132$250$252$2.84
2017Summary only. Only limited summary data is available for this year.$167$27.5$139$247$247$0.07
2016Facts available. Structured filing facts are available, but richer extracted sections are limited.$165$39.5$126$231$232$0.46
2015Detailed filing. Detailed filing data is available for this year.$148$28.5$120$262$260$2.05
2014Detailed filing. Detailed filing data is available for this year.$146$28.4$118$260$259$1.16
2013Detailed filing. Detailed filing data is available for this year.$141$31.5$110$242$257$14.8
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$148$29.0$119$258
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$154$25.6$128$240
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Sep 11, 2025
Return Version
2024v5.0
Gross Receipts
$285,776,976
Mission and Program Overview

Mission

Provide healthcare benefits for the employees, and their selected dependents, of member congregations, controlled organizations, and affiliated agencies of The Lutheran Church-Missouri Synod. Benefits include medical, prescription drugs, mental health, dental, vision, and health and wellness programs.

Provide healthcare benefits for the employees, and their selected dependents, of member congregations, controlled organizations, and affiliated agencies of The Lutheran Church-Missouri Synod.

Balance Sheet Detail
LineBeginningEndChange
Assets
Rtn Earn Endowment Incm Other Fnds$143,342,670$167,093,555▲ $23,750,885
Investments in Publicly Traded Securities$143,275,756$162,656,137▲ $19,380,381
Savings and Temporary Cash Investments$25,141,151$28,010,074▲ $2,868,923
Accounts Receivable$16,376,865$16,520,809▲ $143,944
Investments Other Securities$7,242,752$8,223,632▲ $980,880
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$193,699,354$215,803,584▲ $22,104,230
Other Assets Total$1,662,830$392,932▼ $1,269,898
Liabilities
Other Liabilities$45,306,000$43,047,000▼ $2,259,000
Accounts Payable and Accrued Expenses$5,050,684$5,663,029▲ $612,345
Total Liabilities$50,356,684$48,710,029▼ $1,646,655
Net Assets / Fund Balance
Total Net Assets Fund Balance$143,342,670$167,093,555▲ $23,750,885
Total Liabilities and Net Assets / Fund Balance$193,699,354$215,803,584▲ $22,104,230
Compensation and Service Providers
Top Officer PayScore unavailable

Board Members and Trustees

NameTitle
Scott SeefeldChairman of the Board and Trustee
Amber BahrTrustee
Daryl DagitTrustee
David HawkTrustee
Gail HartmannTrustee
Henry EickelbergTrustee
Jason BurkTrustee
Jesse HuberTrustee
Jon BoecheTrustee
M Douglas PetersTrustee
Mark MillerTrustee
Mark SwensonTrustee
Nathan HaakTrustee
Renee VargaTrustee
Roger OffermannTrustee
Roger PaavolaTrustee
Ronald KuehnTrustee
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$285,776,976
Investment Income
$0
Other Revenue
$0
Change in Net Assets
$9,914,284

Audited Revenue Reconciliation

Revenue per Audited Statements
$285,776,976
Revenue Not Reported on Financial Statements
$0
Revenue Not Reported on Form 990
$11,308,635
Other Revenue Adjustments
$0
Total Revenue per Audited Statements
$297,085,611
Total Revenue per Form 990
$285,776,976
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$43,378,419
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Salaries, Compensation, and Employee Benefits$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Benefits to Members$232,484,273--$232,484,273
Fees for Services Management$16,847,780--$16,847,780
Insurance$2,679,954--$2,679,954
All Other Expenses$394,822--$394,822
Fees for Service Investment Mgmnt Fees$268,966--$268,966
Other Expenses$66,528$0$0$66,528
Fees for Services Legal$318--$318
Total Functional Expenses$275,862,692$0$0$275,862,692

Audited Expense Reconciliation

Line ItemAmount
Total Expenses per Form 990$275,862,692
Expenses per Audited Statements$275,593,726
Total Expenses per Audited Statements$273,334,726
Expenses Not Reported on Financial Statements$268,966
Other Expense Adjustments$0
Expenses Not Reported on Form 990$-2,259,000
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Reserve for incurred but unreported health claims$26,526,000
Waiver Liability-Disabled$16,521,000
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
Yes

Governance Explanations

Form 990, Part VI, Section A, Line 3

“The Concordia Health Plan Board of Trustees is authorized and has delegated plan administrative services to Concordia Plan Services. No members of the board are compensated.”

Form 990, Part VI, Section B, Line 11B

“A copy of Form 990 was provided to Board members prior to submission. Board members were given an opportunity to comment and provide input prior to filing Form 990. The Chief Financial Officer reviewed Form 990 prior to filing”

Form 990, Part VI, Section B, Line 12C

“The plans require each officer to review and sign a conflict of interest policy each year”

Form 990, Part VI, Section C, Line 19

“The Ministry and Stewardship reports are published on the Concordia Plan Services website (www.concordiaplans.org). The conflict of interest policy, governing documents, and financial statements are provided upon request.”

Form 990, Part VII, Section A, Line 1A

“The VEBA is administered by the Board of Trustees. The VEBA does not have any employees or compensated officers. Administration of the plan is provided through Concordia Plan Services, a management company.”

Filing and Contact Details

Filer

Filer Name
Concordia Health Plan
EIN
43-6062857
Phone
3148856744
Address
1333 S Kirkwood Road, St Louis, MO 63122-7295

Signing Officer

Name
Scott Seefeld
Title
Chairman of the Board and Trustee
Phone
3148856747
Signed
2025-09-11

Organization Details

Principal Officer
Scott Seefeld
Formed
1980
Legal Domicile
Mo
Voting Board Members
15
Independent Board Members
15
Employees
0
Volunteers
0
Supplemental Narrative

Additional Explanations

Form 990, Part XI, Line 9

“The total amount of $13,836,601 consists of investment gain of $11,577,601 and decrease in actuarial reserves of $2,259,000”

Financial Statement Notes

Schedule D, Part XI, Line 2D

“Net investment gain of $11,308,635”

Schedule D, Part XII, Line 2D

“Decrease in actuarial reserves of $2,259,000”

Raw XML AppendixShowing 400 of 515 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990/AccountsReceivableGrp/EOYAmt016520809
IRS990/ActivitiesConductedPrtshpInd00
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IRS990/BooksInCareOfDetail/PhoneNum03149659000
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt01333 S Kirkwood Road
IRS990/BooksInCareOfDetail/USAddress/CityNm0St Louis
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IRS990/Desc0Healthcare benefits: 2024 enrollment consists of 15,378 members (14,706 active and 672 disabled/retired/seminary students/surviving dependents/leave of absence) and 19,407 dependents. Total enrollment is 34,785. (Information from 12/31/24 enrollment reports.) Provide medical healthcare directly to members through a network health program totaling $165,565,502
IRS990/DescribedInSection501c3Ind00
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IRS990/Form990PartVIISectionAGrp/PersonNm0Scott Seefeld
IRS990/Form990PartVIISectionAGrp/PersonNm1Jon Boeche
IRS990/Form990PartVIISectionAGrp/PersonNm2Jason Burk
IRS990/Form990PartVIISectionAGrp/PersonNm3Daryl Dagit
IRS990/Form990PartVIISectionAGrp/PersonNm4Henry Eickelberg
IRS990/Form990PartVIISectionAGrp/PersonNm5Gail Hartmann
IRS990/Form990PartVIISectionAGrp/PersonNm6David Hawk
IRS990/Form990PartVIISectionAGrp/PersonNm7Jesse Huber
IRS990/Form990PartVIISectionAGrp/PersonNm8Ronald Kuehn
IRS990/Form990PartVIISectionAGrp/PersonNm9Mark Miller
IRS990/Form990PartVIISectionAGrp/PersonNm10Mark Swenson
IRS990/Form990PartVIISectionAGrp/PersonNm11Renee Varga
IRS990/Form990PartVIISectionAGrp/PersonNm12Amber Bahr
IRS990/Form990PartVIISectionAGrp/PersonNm13Roger Offermann
IRS990/Form990PartVIISectionAGrp/PersonNm14Roger Paavola
IRS990/Form990PartVIISectionAGrp/PersonNm15M Douglas Peters
IRS990/Form990PartVIISectionAGrp/PersonNm16Nathan Haak
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt130
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt140
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt150
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt160
IRS990/Form990PartVIISectionAGrp/TitleTxt0Chairman of the Board and Trustee
IRS990/Form990PartVIISectionAGrp/TitleTxt1Trustee
IRS990/Form990PartVIISectionAGrp/TitleTxt2Trustee
IRS990/Form990PartVIISectionAGrp/TitleTxt3Trustee
IRS990/Form990PartVIISectionAGrp/TitleTxt4Trustee
IRS990/Form990PartVIISectionAGrp/TitleTxt5Trustee
IRS990/Form990PartVIISectionAGrp/TitleTxt6Trustee
IRS990/Form990PartVIISectionAGrp/TitleTxt7Trustee
IRS990/Form990PartVIISectionAGrp/TitleTxt8Trustee
IRS990/Form990PartVIISectionAGrp/TitleTxt9Trustee
IRS990/Form990PartVIISectionAGrp/TitleTxt10Trustee
IRS990/Form990PartVIISectionAGrp/TitleTxt11Trustee
IRS990/Form990PartVIISectionAGrp/TitleTxt12Trustee
IRS990/Form990PartVIISectionAGrp/TitleTxt13Trustee
IRS990/Form990PartVIISectionAGrp/TitleTxt14Trustee
IRS990/Form990PartVIISectionAGrp/TitleTxt15Trustee
IRS990/Form990PartVIISectionAGrp/TitleTxt16Trustee
IRS990/Form990ProvidedToGvrnBodyInd01
IRS990/FormationYr01980
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd0X
IRS990/FSAuditedInd01
IRS990/FundraisingActivitiesInd00
IRS990/GainOrLossGrp/OtherAmt00
IRS990/GainOrLossGrp/SecuritiesAmt00
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt015
IRS990/GrantAmt00
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossReceiptsAmt0285776976
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd00
IRS990/IndependentAuditFinclStmtInd01
IRS990/IndependentVotingMemberCnt015
IRS990/IndivRcvdGreaterThan100KCnt00
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartVIIInd0X
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartXIInd0X
IRS990/InsuranceGrp/ProgramServicesAmt02679954
IRS990/InsuranceGrp/TotalAmt02679954
IRS990/InvestmentExpenseAmt00
IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt07242752
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt08223632
IRS990/InvestmentsPubTradedSecGrp/BOYAmt0143275756
IRS990/InvestmentsPubTradedSecGrp/EOYAmt0162656137
IRS990/IRPDocumentCnt00
IRS990/IRPDocumentW2GCnt00
IRS990/LegalDomicileStateCd0MO
IRS990/LoanOutstandingInd00
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd00
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0Provide healthcare benefits for the participating employees, and their selected dependents, of member congregations, controlled organizations, and affiliated agencies of The Lutheran Church-Missouri Synod. Benefits include medical, prescription drugs, mental health, dental, vision, and health and wellness programs.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt0143342670
IRS990/NetAssetsOrFundBalancesEOYAmt0167093555
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NetUnrlzdGainsLossesInvstAmt00
IRS990/NondeductibleContributionsInd00
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt01662830
IRS990/OtherAssetsTotalGrp/EOYAmt0392932
IRS990/OtherChangesInNetAssetsAmt013836601
IRS990/OtherExpensesGrp/Desc0External Claim Services
IRS990/OtherExpensesGrp/Desc1Healthcare Containment Costs
IRS990/OtherExpensesGrp/Desc2Health & Wellness Publications & Communications
IRS990/OtherExpensesGrp/FundraisingAmt00
IRS990/OtherExpensesGrp/FundraisingAmt10
IRS990/OtherExpensesGrp/FundraisingAmt20
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt00
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt10
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt20
IRS990/OtherExpensesGrp/ProgramServicesAmt019299702
IRS990/OtherExpensesGrp/ProgramServicesAmt13820349
IRS990/OtherExpensesGrp/ProgramServicesAmt266528
IRS990/OtherExpensesGrp/TotalAmt019299702
IRS990/OtherExpensesGrp/TotalAmt13820349
IRS990/OtherExpensesGrp/TotalAmt266528
IRS990/OtherLiabilitiesGrp/BOYAmt045306000
IRS990/OtherLiabilitiesGrp/EOYAmt043047000
IRS990/OtherRevenueTotalAmt00
IRS990/PartialLiquidationInd00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PoliticalCampaignActyInd00
IRS990/PrincipalOfficerNm0Scott Seefeld
IRS990/PriorPeriodAdjustmentsAmt00
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0524114
IRS990/ProgramServiceRevenueGrp/Desc0Health Benefit Contributions
IRS990/ProgramServiceRevenueGrp/ExclusionAmt00
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt0285776976
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0285776976
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/ProgSrvcAccomActy2Grp/Desc0Healthcare delivery: Provided prescription drug coverage totaling $45,601,031
IRS990/ProgSrvcAccomActy2Grp/ExpenseAmt045601031
IRS990/ProgSrvcAccomActy2Grp/GrantAmt00
IRS990/ProgSrvcAccomActy2Grp/RevenueAmt00
IRS990/ProgSrvcAccomActy3Grp/Desc0Healthcare delivery: Provided vision service plan totaling $2,521,510
IRS990/ProgSrvcAccomActy3Grp/ExpenseAmt02521510
IRS990/ProgSrvcAccomActyOtherGrp/Desc0Healthcare delivery: Provided dental coverage totaling $18,791,548. Other program expenses: Investment and custodian fees $268,966; External claim services $19,299,702; Healthcare cost containment services $3,820,349; Net benefits & refunds $4,682; Management fees $16,847,780; Insurance premiums $2,679,954; Benefit related legal expense $318; Health & wellness publications/communications $66,528; Miscellaneous $394,822
IRS990/ProgSrvcAccomActyOtherGrp/ExpenseAmt062174649
IRS990/ProgSrvcAccomActyOtherGrp/GrantAmt00
IRS990/ProgSrvcAccomActyOtherGrp/RevenueAmt00
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt0238667403
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt00
IRS990/PYOtherExpensesAmt038218391
IRS990/PYOtherRevenueAmt00
IRS990/PYProgramServiceRevenueAmt0286539630
IRS990/PYRevenuesLessExpensesAmt09653836
IRS990/PYSalariesCompEmpBnftPaidAmt00
IRS990/PYTotalExpensesAmt0276885794
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt0286539630
IRS990/ReconcilationRevenueExpnssAmt09914284
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd01
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/RentalIncomeOrLossGrp/PersonalAmt00
IRS990/RentalIncomeOrLossGrp/RealAmt00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd00
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RevenueAmt00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt0143342670
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt0167093555
IRS990/SavingsAndTempCashInvstGrp/BOYAmt025141151
IRS990/SavingsAndTempCashInvstGrp/EOYAmt028010074
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/DonatedServicesAndUseFcltsAmt00
IRS990ScheduleD/DonatedServicesUseFcltsAmt00
IRS990ScheduleD/ExpensesNotReportedAmt0-2259000
IRS990ScheduleD/ExpensesNotRptFinclStmtAmt0268966
IRS990ScheduleD/ExpensesSubtotalAmt0275593726
IRS990ScheduleD/FederalIncomeTaxLiabilityAmt00
IRS990ScheduleD/InvestmentExpensesNotIncld2Amt0268966
IRS990ScheduleD/InvestmentExpensesNotIncldAmt00
IRS990ScheduleD/LossesReportedAmt00
IRS990ScheduleD/NetUnrealizedGainsInvstAmt00
IRS990ScheduleD/OtherExpensesIncludedAmt0-2259000
IRS990ScheduleD/OtherExpensesNotIncludedAmt00
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt026526000
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt116521000
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0Reserve for incurred but unreported health claims
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1Waiver Liability-Disabled
IRS990ScheduleD/OtherRevenueAmt011308635
IRS990ScheduleD/OtherRevenuesNotIncludedAmt00
IRS990ScheduleD/PriorYearAdjustmentsAmt00
IRS990ScheduleD/RecoveriesPriorYearGrantsAmt00
IRS990ScheduleD/RevenueNotReportedAmt011308635
IRS990ScheduleD/RevenueNotReportedFinclStmtAmt00
IRS990ScheduleD/RevenueSubtotalAmt0285776976
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0Net investment gain of $11,308,635
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt1Decrease in actuarial reserves of $2,259,000
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0Schedule D, Part XI, Line 2d
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc1Schedule D, Part XII, Line 2d
IRS990ScheduleD/TotalExpensesPerForm990Amt0275862692
IRS990ScheduleD/TotalLiabilityAmt043047000
IRS990ScheduleD/TotalRevenuePerForm990Amt0285776976
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt0297085611
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt0273334726
IRS990/ScheduleJRequiredInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0The Concordia Health Plan Board of Trustees is authorized and has delegated plan administrative services to Concordia Plan Services. No members of the board are compensated.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1A copy of Form 990 was provided to Board members prior to submission. Board members were given an opportunity to comment and provide input prior to filing Form 990. The Chief Financial Officer reviewed Form 990 prior to filing
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2The plans require each officer to review and sign a conflict of interest policy each year
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3The Ministry and Stewardship reports are published on the Concordia Plan Services website (www.concordiaplans.org). The conflict of interest policy, governing documents, and financial statements are provided upon request.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4The VEBA is administered by the Board of Trustees. The VEBA does not have any employees or compensated officers. Administration of the plan is provided through Concordia Plan Services, a management company.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5The total amount of $13,836,601 consists of investment gain of $11,577,601 and decrease in actuarial reserves of $2,259,000
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990, Part VI, Section A, Line 3
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990, Part VI, Section B, Line 11b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990, Part VI, Section B, Line 12c
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990, Part VI, Section C, Line 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Form 990, Part VII, Section A, Line 1a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Form 990, Part XI, Line 9
IRS990ScheduleR/AssetExchangeInd00
IRS990ScheduleR/AssetPurchaseFromOtherOrgInd00
IRS990ScheduleR/AssetSaleToOtherOrgInd00
IRS990ScheduleR/DivRelatedOrganizationInd00
IRS990ScheduleR/GiftGrntCapContriFromOthOrgInd00
IRS990ScheduleR/GiftGrntOrCapContriToOthOrgInd00
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/DirectControllingNACd0N/A
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/DirectControllingNACd1N/A
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/DirectControllingNACd2N/A
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/DisregardedEntityName/BusinessNameLine1Txt0The Lutheran Church Missouri Synod
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/DisregardedEntityName/BusinessNameLine1Txt1Concordia Plan Services
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/DisregardedEntityName/BusinessNameLine1Txt2Concordia Disability and Survivor Plan
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/EIN0430658188
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/EIN1710986725
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/EIN2430919992
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/ExemptCodeSectionTxt0501(c)(3)
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/ExemptCodeSectionTxt1501(c)(3)

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