Civic Intelligence

N Jefferson County Catholic Credit Union

EIN 43-6048491

4702 Mattis Road63128
Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

Score unavailable

No value available

Liabilities-to-assets requires both liabilities and assets on the latest valid filing.

Source year 2011

Liabilities / Revenue

66th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

<$500k nonprofits • Source year 2011

Net Margin

13th percentile

-77%

Higher net margin than 13% of similar nonprofits.

<$500k nonprofits • Source year 2011

Top Officer Pay

Score unavailable

No value available

No filing with officer or executive compensation is available for this organization yet.

Asset Growth

12th percentile

-100%

Faster asset growth than 12% of similar nonprofits.

<$500k nonprofits • Annualized from 2010 to 2011

Revenue Growth

Score unavailable

No value available

No earlier valid filing was available within the previous three public years.

Source year 2011

Assets

Down

$0

Down $983,707 (-100%) from 2010

Liabilities

Down

$0

Down $804,048 (-100%) from 2010

Net Assets

Down

$0

Down $179,659 (-100%) from 2010

Revenue

$18,426

No earlier filing loaded for comparison.

Expenses

Down

$32,597

Down $24,283 (-43%) from 2010

Net Income

-$14,171

No earlier filing loaded for comparison.

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$1.0M$500K$0Assets 2010: $983,707Liabilities 2010: $804,048Net Assets 2010: $179,6592010Assets 2011: $0Liabilities 2011: $0Net Assets 2011: $02011

Highlighted filing

2011

Assets$0
Liabilities$0
Net Assets$0

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$60K$40K$20K$0-$20KExpenses 2010: $56,8802010Revenue 2011: $18,426Expenses 2011: $32,597Net Income 2011: -$14,1712011

Highlighted filing

2011

Revenue$18,426
Expenses$32,597
Net Income-$14,171

Filings

Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2011 to Sep 30, 2011
Signed
Mar 12, 2012
Return Version
2011v1.2
Filing and Contact Details

Filer

EIN
43-6048491
Raw XML Appendix239 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990EZ/CashSavingsAndInvestments/EOY00
IRS990EZ/DirectIndirectPoliticalExpend00
IRS990EZ/DoesOrgHaveHospital00
IRS990EZ/EngagePoliticalCmpgnActivities00
IRS990EZ/ExcessOrDeficitForYear0-14171
IRS990EZ/FeesAndOthPymtToIndContractors02482
IRS990EZ/ForeignFinancialAccount00
IRS990EZ/ForeignOffice00
IRS990EZ/GrossReceipts018426
IRS990EZ/InfoInScheduleOPartI0X
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IRS990EZ/NetAssetsOrFundBalancesBOY0179659
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IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/AddressLine104702 MATTIS ROAD
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IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AvgHoursPerWkDevotedToPosition31.00
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AvgHoursPerWkDevotedToPosition41.00
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AvgHoursPerWkDevotedToPosition54.50
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IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Compensation10
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IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Compensation40
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Compensation59819
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IRS990EZ/OfficerDirectorTrusteeKeyEmpl/ExpenseAccountOtherAllowances40
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/ExpenseAccountOtherAllowances50
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/PersonName0KENNETH ATZERT
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/PersonName1KENNETH CHAPLIN JR
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/PersonName2JULIE ZISK
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/PersonName3KATHY MENENDEZ
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/PersonName4LORINE LEWANDOWSKI
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/PersonName5DONALD MENENDEZ
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Title0CHAIRMAN
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Title1VICE CHAIRMAN
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Title2SECRETARY
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Title3TREASURER
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Title4DIRECTOR
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Title5MANAGER
IRS990EZ/Organization501c0X
IRS990EZ/OrganizationDissolvedEtc01
IRS990EZ/OrganizationHadUBI00
IRS990EZ/OtherAssetsTotal/BOY0407627
IRS990EZ/OtherAssetsTotal/EOY00
IRS990EZ/OtherChangesInNetAssets0-165488
IRS990EZ/OtherExpensesTotal012037
IRS990EZ/PrimaryExemptPurpose0TO PROVIDE HIGH QUALITY FINANCIAL SERVICES FOR OUR MEMBERS/OWNERS, ENHANCING THEIR FINANCIAL WELL-BEING WHILE MAINTAINING THE FINANCIAL STRENGTH OF THE CREDIT UNION.
IRS990EZ/ProgramServiceAccomplishment/DescriptionProgramServiceAccom0PROVIDES FINANCIAL AND FINANCIALLY RELATED SERVICES TO 424 MEMBERS.
IRS990EZ/ProgramServiceAccomplishment/DescriptionProgramServiceAccom1PROVIDES A SOURCE OF CREDIT TO MEMBERS AT A FAIR AND REASONABLE RATE OF INTEREST. AS OF SEPTEMBER 30, 2011, THERE WERE 81 LOANS OUTSTANDING TOTALING $314,442.
IRS990EZ/ProgramServiceAccomplishment/DescriptionProgramServiceAccom2PAID DIVIDENDS ON MEMBER DEPOSITS TOTALING $683 FOR THE PERIOD.
IRS990EZ/ProgramServiceAccomplishment/GrantsAndAllocations00
IRS990EZ/ProgramServiceAccomplishment/GrantsAndAllocations10
IRS990EZ/ProgramServiceAccomplishment/GrantsAndAllocations20
IRS990EZ/ProgramServiceAccomplishment/ProgramServiceExpenses00
IRS990EZ/ProgramServiceAccomplishment/ProgramServiceExpenses10
IRS990EZ/ProgramServiceAccomplishment/ProgramServiceExpenses20
IRS990EZ/ProgramServiceRevenue018426
IRS990EZ/ProhibitedTaxShelterTrans00
IRS990EZ/RelatedOrgControlledEntity00
IRS990EZ/SalariesOtherCompEmplBenefits016878
IRS990EZ/ScheduleBNotRequired0X
IRS990EZ/SubjectToProxyTax00
IRS990EZ/SumOfTotalLiabilities/BOY0804048
IRS990EZ/SumOfTotalLiabilities/EOY00
IRS990EZ/TanningServicesProvided00
IRS990EZ/TerminatedReturn0X
IRS990EZ/TheBooksAreInCareOf/AddressUS/AddressLine104702 MATTIS ROAD
IRS990EZ/TheBooksAreInCareOf/AddressUS/City0ST LOUIS
IRS990EZ/TheBooksAreInCareOf/AddressUS/State0MO
IRS990EZ/TheBooksAreInCareOf/AddressUS/ZIPCode063128
IRS990EZ/TheBooksAreInCareOf/NameBusiness/BusinessNameLine10BRIAN EYESTONE
IRS990EZ/TheBooksAreInCareOf/TelephoneNumber03144875628
IRS990EZ/TotalAssets/BOY0983707
IRS990EZ/TotalAssets/EOY00
IRS990EZ/TotalExpenses032597
IRS990EZ/TotalRevenue018426
IRS990EZ/WebSite0SOUTHPOINTECU.ORG
IRS990ScheduleN/AGNotified01
IRS990ScheduleN/AssetsDistributed00
IRS990ScheduleN/BondLiabilitiesDischarged00
IRS990ScheduleN/BondsOutstanding00
IRS990ScheduleN/DirectorOfSuccessor01
IRS990ScheduleN/EmployeeOfSuccessor00
IRS990ScheduleN/Form990ScheduleNPartIII/Explanation0PART I, LINE 2E: KENNETH ATZERT
IRS990ScheduleN/Form990ScheduleNPartIII/Explanation1PART I, LINE 2E: SUBSEQUENT TO THE MERGER, KENNETH ATZERT, CHAIRMAN OF THE BOARD OF DIRECTORS OF NORTH JEFFERSON COUNTY CATHOLIC CREDIT UNION, FILLED A VACANCY ON THE BOARD OF SOUTHPOINTE CREDIT UNION. THIS SEAT WILL BE UP FOR RE-ELECTION IN 2013.
IRS990ScheduleN/LiabilitiesPaid00
IRS990ScheduleN/LiquidationTable/LiquidationDetail/AddressUS/AddressLine104702 MATTIS ROAD
IRS990ScheduleN/LiquidationTable/LiquidationDetail/AddressUS/AddressLine114702 MATTIS ROAD
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IRS990ScheduleN/LiquidationTable/LiquidationDetail/AddressUS/AddressLine134702 MATTIS ROAD
IRS990ScheduleN/LiquidationTable/LiquidationDetail/AddressUS/AddressLine144702 MATTIS ROAD
IRS990ScheduleN/LiquidationTable/LiquidationDetail/AddressUS/AddressLine154702 MATTIS ROAD
IRS990ScheduleN/LiquidationTable/LiquidationDetail/AddressUS/City0ST LOUIS
IRS990ScheduleN/LiquidationTable/LiquidationDetail/AddressUS/City1ST LOUIS
IRS990ScheduleN/LiquidationTable/LiquidationDetail/AddressUS/City2ST LOUIS
IRS990ScheduleN/LiquidationTable/LiquidationDetail/AddressUS/City3ST LOUIS
IRS990ScheduleN/LiquidationTable/LiquidationDetail/AddressUS/City4ST LOUIS
IRS990ScheduleN/LiquidationTable/LiquidationDetail/AddressUS/City5ST LOUIS
IRS990ScheduleN/LiquidationTable/LiquidationDetail/AddressUS/State0MO
IRS990ScheduleN/LiquidationTable/LiquidationDetail/AddressUS/State1MO
IRS990ScheduleN/LiquidationTable/LiquidationDetail/AddressUS/State2MO
IRS990ScheduleN/LiquidationTable/LiquidationDetail/AddressUS/State3MO
IRS990ScheduleN/LiquidationTable/LiquidationDetail/AddressUS/State4MO
IRS990ScheduleN/LiquidationTable/LiquidationDetail/AddressUS/State5MO
IRS990ScheduleN/LiquidationTable/LiquidationDetail/AddressUS/ZIPCode063128
IRS990ScheduleN/LiquidationTable/LiquidationDetail/AddressUS/ZIPCode163128
IRS990ScheduleN/LiquidationTable/LiquidationDetail/AddressUS/ZIPCode263128
IRS990ScheduleN/LiquidationTable/LiquidationDetail/AddressUS/ZIPCode363128
IRS990ScheduleN/LiquidationTable/LiquidationDetail/AddressUS/ZIPCode463128
IRS990ScheduleN/LiquidationTable/LiquidationDetail/AddressUS/ZIPCode563128
IRS990ScheduleN/LiquidationTable/LiquidationDetail/DateOfDistribution02011-09-30
IRS990ScheduleN/LiquidationTable/LiquidationDetail/DateOfDistribution12011-09-30
IRS990ScheduleN/LiquidationTable/LiquidationDetail/DateOfDistribution22011-09-30
IRS990ScheduleN/LiquidationTable/LiquidationDetail/DateOfDistribution32011-09-30
IRS990ScheduleN/LiquidationTable/LiquidationDetail/DateOfDistribution42011-09-30
IRS990ScheduleN/LiquidationTable/LiquidationDetail/DateOfDistribution52011-09-30
IRS990ScheduleN/LiquidationTable/LiquidationDetail/DescriptionOfAsset0CASH, SAVINGS AND TEMPORARY INVESTMENTS
IRS990ScheduleN/LiquidationTable/LiquidationDetail/DescriptionOfAsset1LOANS RECEIVABLE, NET OF ALLOWANCE
IRS990ScheduleN/LiquidationTable/LiquidationDetail/DescriptionOfAsset2FIXED ASSETS, NET OF ACCUMULATED DEPRECIATION
IRS990ScheduleN/LiquidationTable/LiquidationDetail/DescriptionOfAsset3NCUSIF DEPOSIT
IRS990ScheduleN/LiquidationTable/LiquidationDetail/DescriptionOfAsset4PREPAID EXPENSES
IRS990ScheduleN/LiquidationTable/LiquidationDetail/DescriptionOfAsset5ACCRUED INCOME
IRS990ScheduleN/LiquidationTable/LiquidationDetail/EIN0436032141
IRS990ScheduleN/LiquidationTable/LiquidationDetail/EIN1436032141
IRS990ScheduleN/LiquidationTable/LiquidationDetail/EIN2436032141
IRS990ScheduleN/LiquidationTable/LiquidationDetail/EIN3436032141
IRS990ScheduleN/LiquidationTable/LiquidationDetail/EIN4436032141
IRS990ScheduleN/LiquidationTable/LiquidationDetail/EIN5436032141
IRS990ScheduleN/LiquidationTable/LiquidationDetail/FMVOfAsset0633582
IRS990ScheduleN/LiquidationTable/LiquidationDetail/FMVOfAsset1310433
IRS990ScheduleN/LiquidationTable/LiquidationDetail/FMVOfAsset253
IRS990ScheduleN/LiquidationTable/LiquidationDetail/FMVOfAsset38003
IRS990ScheduleN/LiquidationTable/LiquidationDetail/FMVOfAsset42623
IRS990ScheduleN/LiquidationTable/LiquidationDetail/FMVOfAsset5681
IRS990ScheduleN/LiquidationTable/LiquidationDetail/IRCSection0501(C)(14)
IRS990ScheduleN/LiquidationTable/LiquidationDetail/IRCSection1501(C)(14)
IRS990ScheduleN/LiquidationTable/LiquidationDetail/IRCSection2501(C)(14)
IRS990ScheduleN/LiquidationTable/LiquidationDetail/IRCSection3501(C)(14)
IRS990ScheduleN/LiquidationTable/LiquidationDetail/IRCSection4501(C)(14)
IRS990ScheduleN/LiquidationTable/LiquidationDetail/IRCSection5501(C)(14)
IRS990ScheduleN/LiquidationTable/LiquidationDetail/MethodOfFMVDetermination0BOOK VALUE
IRS990ScheduleN/LiquidationTable/LiquidationDetail/MethodOfFMVDetermination1BOOK VALUE
IRS990ScheduleN/LiquidationTable/LiquidationDetail/MethodOfFMVDetermination2BOOK VALUE
IRS990ScheduleN/LiquidationTable/LiquidationDetail/MethodOfFMVDetermination3BOOK VALUE
IRS990ScheduleN/LiquidationTable/LiquidationDetail/MethodOfFMVDetermination4BOOK VALUE
IRS990ScheduleN/LiquidationTable/LiquidationDetail/MethodOfFMVDetermination5BOOK VALUE
IRS990ScheduleN/LiquidationTable/LiquidationDetail/NameBusiness/BusinessNameLine10SOUTHPOINTE CREDIT UNION
IRS990ScheduleN/LiquidationTable/LiquidationDetail/NameBusiness/BusinessNameLine11SOUTHPOINTE CREDIT UNION
IRS990ScheduleN/LiquidationTable/LiquidationDetail/NameBusiness/BusinessNameLine12SOUTHPOINTE CREDIT UNION
IRS990ScheduleN/LiquidationTable/LiquidationDetail/NameBusiness/BusinessNameLine13SOUTHPOINTE CREDIT UNION
IRS990ScheduleN/LiquidationTable/LiquidationDetail/NameBusiness/BusinessNameLine14SOUTHPOINTE CREDIT UNION
IRS990ScheduleN/LiquidationTable/LiquidationDetail/NameBusiness/BusinessNameLine15SOUTHPOINTE CREDIT UNION
IRS990ScheduleN/OwnerOfSuccessor00
IRS990ScheduleN/ReceiveCompensation00
IRS990ScheduleN/RequiredToNotifyAG01
IRS990ScheduleO/GeneralExplanation/Explanation0DESCRIPTION: OFFICE OPERATIONS. AMOUNT: 5,427. DESCRIPTION: BOND INSURANCE. AMOUNT: 2,378. DESCRIPTION: SOFTWARE MAINTENANCE. AMOUNT: 2,138. DESCRIPTION: MEMBER DIVIDENDS. AMOUNT: 683. DESCRIPTION: ALL OTHER EXPENSES. AMOUNT: 421. DESCRIPTION: ASSOCIATION FEES. AMOUNT: 990. TOTAL TO FORM 990-EZ, LINE 16: 12,037.
IRS990ScheduleO/GeneralExplanation/Explanation1DESCRIPTION: TRANSFER OF NET ASSETS TO SOUTHPOINTE CREDIT UNION UPON MERGER. AMOUNT: -120,412. DESCRIPTION: BONUS DIVIDEND PAID TO MEMBERS PURSUANT TO MERGER AGREEMENT. AMOUNT: -43,262. DESCRIPTION: ADJUSTMENT FOR POST-MERGER EXPENSES. AMOUNT: -1,814. TOTAL TO FORM 990-EZ, LINE 20: -165,488.
IRS990ScheduleO/GeneralExplanation/Explanation2DESCRIPTION: LOANS RECEIVABLE, NET. BEG. OF YEAR AMOUNT: 397,047. END OF YEAR AMOUNT: 0. DESCRIPTION: PREPAID EXPENSES. BEG. OF YEAR AMOUNT: 723. END OF YEAR AMOUNT: 0. DESCRIPTION: NCUSIF DEPOSIT. BEG. OF YEAR AMOUNT: 8,324. END OF YEAR AMOUNT: 0. DESCRIPTION: ACCRUED INCOME. BEG. OF YEAR AMOUNT: 1,480. END OF YEAR AMOUNT: 0. DESCRIPTION: OTHER DEPRECIABLE ASSETS. BEG. OF YEAR AMOUNT: 53. END OF YEAR AMOUNT: 0.
IRS990ScheduleO/GeneralExplanation/Explanation3DESCRIPTION: ACCOUNTS PAYABLE AND ACCRUED EXPENSES. BEG. OF YEAR AMOUNT: 3,450. END OF YEAR AMOUNT: 0. DESCRIPTION: MEMBER SHARE DEPOSITS. BEG. OF YEAR AMOUNT: 800,370. END OF YEAR AMOUNT: 0. DESCRIPTION: ACCRUED DIVIDENDS. BEG. OF YEAR AMOUNT: 228. END OF YEAR AMOUNT: 0.
IRS990ScheduleO/GeneralExplanation/Identifier0OTHER EXPENSES
IRS990ScheduleO/GeneralExplanation/Identifier1OTHER CHANGES IN NET ASSETS
IRS990ScheduleO/GeneralExplanation/Identifier2OTHER ASSETS
IRS990ScheduleO/GeneralExplanation/Identifier3OTHER LIABILITIES
IRS990ScheduleO/GeneralExplanation/ReturnReference0FORM 990-EZ, PART I, LINE 16
IRS990ScheduleO/GeneralExplanation/ReturnReference1FORM 990-EZ, PART I, LINE 20
IRS990ScheduleO/GeneralExplanation/ReturnReference2FORM 990-EZ, PART II, LINE 24
IRS990ScheduleO/GeneralExplanation/ReturnReference3FORM 990-EZ, PART II, LINE 26
TransferPrsnlBnftContractsDecl/Declaration0THE ORGANIZATION DID NOT, DURING THE YEAR, RECEIVE ANY FUNDS, DIRECTLY,OR INDIRECTLY, TO PAY PREMIUMS ON A PERSONAL BENEFIT CONTRACT.THE ORGANIZATION, DID NOT, DURING THE YEAR, PAY ANY PREMIUMS, DIRECTLY,OR INDIRECTLY, ON A PERSONAL BENEFIT CONTRACT.
ReturnHeader/BuildTS02016-02-24 21:20:13Z
ReturnHeader/Filer/EIN0436048491
ReturnHeader/Filer/Name/BusinessNameLine10N JEFFERSON COUNTY CATHOLIC CREDIT UNION
ReturnHeader/Filer/NameControl0NJEF
ReturnHeader/Filer/Phone03144875628
ReturnHeader/Filer/USAddress/AddressLine104702 MATTIS ROAD
ReturnHeader/Filer/USAddress/City0ST LOUIS
ReturnHeader/Filer/USAddress/State0MO
ReturnHeader/Filer/USAddress/ZIPCode063128
ReturnHeader/Officer/AuthorizeThirdParty01
ReturnHeader/Officer/DateSigned02012-03-12
ReturnHeader/Officer/Name0BRIAN EYESTONE PRESIDENT
ReturnHeader/Officer/Phone03144875628
ReturnHeader/Officer/Title0SOUTHPOINTE CREDIT UNION
ReturnHeader/PreparerFirm/EIN0431887384
ReturnHeader/PreparerFirm/PreparerFirmBusinessName/BusinessNameLine10STEPHEN LANG & ASSOCIATES LLC
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/AddressLine1014323 S OUTER 40 STE N205
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/City0CHESTERFIELD
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/State0MO
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/ZIPCode063017
ReturnHeader/Preparer/Phone03142058601
ReturnHeader/ReturnType0990EZ
ReturnHeader/TaxPeriodBeginDate02011-01-01
ReturnHeader/TaxPeriodEndDate02011-09-30
ReturnHeader/TaxYear02011
ReturnHeader/Timestamp02012-03-12T13:09:16-05:00

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