Liabilities / Assets
79th percentile
Higher debt load relative to assets than 79% of similar nonprofits.
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
79th percentile
Higher debt load relative to assets than 79% of similar nonprofits.
Liabilities / Revenue
60th percentile
Higher debt load relative to revenue than 60% of similar nonprofits.
Net Margin
73rd percentile
Higher net margin than 73% of similar nonprofits.
Top Officer Pay
78th percentile
Higher top officer pay than 78% of similar nonprofits.
Top officer pay equals 7.0% of source-year revenue.
Asset Growth
50th percentile
Faster asset growth than 50% of similar nonprofits.
Revenue Growth
81st percentile
Faster revenue growth than 81% of similar nonprofits.
Assets
Up$42,403,448
Up $931,680 (+2.2%) from 2016
Net Assets
Up$3,942,919
Up $252,834 (+6.9%) from 2016
Liabilities
Up$38,460,529
Up $678,846 (+1.8%) from 2016
Revenue
Up$1,800,412
Up $176,334 (+11%) from 2016
Expenses
Up$1,547,578
Up $151,181 (+11%) from 2016
Net Income
Up$252,834
Up $25,153 (+11%) from 2016
To provide high quality financial services for our members/owners, enhancing their financial well-being while maintaining the financial strength of the credit union.
Members 1st credit union assists its members through a wide assortment of products and services to make sound financial decisions that lead to their improved well-being.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Other Notes and Loans Receivable, Net | $27,252,598 | $30,858,658 | ▲ $3,606,060 |
| Savings and Temporary Cash Investments | $12,290,946 | $9,781,579 | ▼ $2,509,367 |
| Rtn Earn Endowment Incm Other Fnds | $3,690,085 | $3,942,919 | ▲ $252,834 |
| Cash and Non-Interest-Bearing Accounts | $488,939 | $442,705 | ▼ $46,234 |
| Land, Buildings, and Equipment, Net | $307,759 | $320,448 | ▲ $12,689 |
| Prepaid Expenses and Deferred Charges | $40,837 | $87,286 | ▲ $46,449 |
| Investments Other Securities | $48,300 | $49,800 | ▲ $1,500 |
| Pd in Cap Srpls Land Bldg Eqp Fund | $0 | $0 | → $0 |
| Cap Stk Tr Prin Current Funds | $0 | $0 | → $0 |
| Total Assets | $41,471,768 | $42,403,448 | ▲ $931,680 |
| Other Assets Total | $1,042,389 | $862,972 | ▼ $179,417 |
| Liabilities | |||
| Other Liabilities | $37,507,955 | $37,961,250 | ▲ $453,295 |
| Accounts Payable and Accrued Expenses | $271,396 | $497,958 | ▲ $226,562 |
| Escrow Account Liability | $2,332 | $1,321 | ▼ $1,011 |
| Total Liabilities | $37,781,683 | $38,460,529 | ▲ $678,846 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $3,690,085 | $3,942,919 | ▲ $252,834 |
| Total Liabilities and Net Assets / Fund Balance | $41,471,768 | $42,403,448 | ▲ $931,680 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Buildings | $152,365 | $274,930 | $427,295 |
| Equipment | $56,898 | $345,977 | $402,875 |
| Land | $111,185 | - | $111,185 |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Brian Eyestone | President | FT | $115,258 | $10,324 | $125,582 |
| Name | Title |
|---|---|
| Michael Lehman | Chairman |
| Colin Mcpherron | Vice Chairman |
| Jerry Vinyard | Board Member |
| Karol Collins | Board Member |
| Katie Dorlac | Board Member |
| Michelle Donovan-cuddihee | Board Member |
| Shawn Yaeger | Board Member |
| Judith Julius | Secretary/treasurer |
| Line Item | Amount |
|---|---|
| Other Expenses | $896,097 |
| Salaries, Compensation, and Employee Benefits | $651,481 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | - | - | - | $432,608 |
| Office Expenses | - | - | - | $231,121 |
| Information Technology | - | - | - | $158,784 |
| Current Officers, Directors, Trustees, and Key Employees | - | - | - | $125,582 |
| Occupancy | - | - | - | $47,498 |
| Payroll Taxes | - | - | - | $42,927 |
| Other Employee Benefits | - | - | - | $42,377 |
| Depreciation Depletion | - | - | - | $37,003 |
| All Other Expenses | - | - | - | $31,926 |
| Advertising | - | - | - | $26,784 |
| Insurance | - | - | - | $20,731 |
| Fees for Services Other | - | - | - | $20,342 |
| Other Expenses | - | - | - | $19,001 |
| Fees for Services Accounting | - | - | - | $17,030 |
| Conferences and Meetings | - | - | - | $16,983 |
| Pension Plan Contributions | - | - | - | $7,987 |
| Fees for Services Legal | - | - | - | $600 |
| Total Functional Expenses | $0 | $0 | $0 | $1,547,578 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Liability | Amount |
|---|---|
| Member Share Deposits | $37,961,250 |
“The credit union is mutually owned by members.”
“The board of directors are elected by the credit union members.”
“Certain significant changes are subject to approval by the credit union members; however, no such changes were made during the year.”
“The president gathers information for an outside accounting firm to prepare the form 990 and provides the return to the board of directors.”
“Each year after the annual meeting, all board members are required to review the conflict of interest policy, disclose any interests that could give rise to conflicts, and submit a signed statement to that effect. These statements are maintained on file at the credit union.”
“The board of directors reviews and approves the president's compensation and the president signs a letter of understanding. All other employees' compensation is determined by the president and is included in the budget presented to the board for approval. Deliberations and decisions are documented in the board minutes.”
“Financial statements are presented at the annual meeting and are available upon request. In addition, the ncua website posts financial information as part of the quarterly call reports. Other documents, policies, and procedures are available upon request.”
“The credit union maintains escrow accounts for insurance and property taxes related to member real estate loans.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | 0 |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 271396 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 497958 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | 0 |
| IRS990/ActivityOrMissionDesc | 0 | MEMBERS 1ST CREDIT UNION ASSISTS ITS MEMBERS THROUGH A WIDE ASSORTMENT OF PRODUCTS AND SERVICES TO MAKE SOUND FINANCIAL DECISIONS THAT LEAD TO THEIR IMPROVED WELL-BEING. |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 26784 |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 31926 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | 0 |
| IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt | 0 | BRIAN EYESTONE |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 3144875628 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 4702 MATTIS ROAD |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | ST LOUIS |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | MO |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 631282822 |
| IRS990/BusinessRlnWithFamMemInd | 0 | 0 |
| IRS990/BusinessRlnWithOfficerEntInd | 0 | 0 |
| IRS990/BusinessRlnWithOrgMemInd | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt | 0 | 0 |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 488939 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 442705 |
| IRS990/ChangeToOrgDocumentsInd | 0 | 0 |
| IRS990/CntrctRcvdGreaterThan100KCnt | 0 | 0 |
| IRS990/CollectionsOfArtInd | 0 | 0 |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 125582 |
| IRS990/CompensationFromOtherSrcsInd | 0 | 0 |
| IRS990/CompensationProcessCEOInd | 0 | 1 |
| IRS990/CompensationProcessOtherInd | 0 | 0 |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 16983 |
| IRS990/ConflictOfInterestPolicyInd | 0 | 1 |
| IRS990/ConservationEasementsInd | 0 | 0 |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | 0 |
| IRS990/CreditCounselingInd | 0 | 1 |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 162828 |
| IRS990/CYOtherExpensesAmt | 0 | 896097 |
| IRS990/CYOtherRevenueAmt | 0 | 8196 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 1629388 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 252834 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 651481 |
| IRS990/CYTotalExpensesAmt | 0 | 1547578 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 1800412 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | 1 |
| IRS990/DeductibleArtContributionInd | 0 | 0 |
| IRS990/DeductibleNonCashContriInd | 0 | 0 |
| IRS990/DelegationOfMgmtDutiesInd | 0 | 0 |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 37003 |
| IRS990/Desc | 0 | PROVIDES FINANCIAL AND FINANCIALLY RELATED SERVICES TO 4,425 MEMBERS. |
| IRS990/DescribedInSection501c3Ind | 0 | 0 |
| IRS990/DisregardedEntityInd | 0 | 0 |
| IRS990/DocumentRetentionPolicyInd | 0 | 1 |
| IRS990/DonorAdvisedFundInd | 0 | 0 |
| IRS990/ElectionOfBoardMembersInd | 0 | 1 |
| IRS990/EmployeeCnt | 0 | 19 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | 1 |
| IRS990/EscrowAccountLiabilityGrp/BOYAmt | 0 | 2332 |
| IRS990/EscrowAccountLiabilityGrp/EOYAmt | 0 | 1321 |
| IRS990/FamilyOrBusinessRlnInd | 0 | 0 |
| IRS990/FederalGrantAuditRequiredInd | 0 | 0 |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 17030 |
| IRS990/FeesForServicesLegalGrp/TotalAmt | 0 | 600 |
| IRS990/FeesForServicesOtherGrp/TotalAmt | 0 | 20342 |
| IRS990/ForeignActivitiesInd | 0 | 0 |
| IRS990/ForeignFinancialAccountInd | 0 | 0 |
| IRS990/ForeignOfficeInd | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 8 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 7 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 8 | 10324 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | MICHAEL LEHMAN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | COLIN MCPHERRON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | JUDITH JULIUS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | KAROL COLLINS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | MICHELLE DONOVAN-CUDDIHEE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | JERRY VINYARD |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | SHAWN YAEGER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | KATIE DORLAC |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 8 | BRIAN EYESTONE |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 8 | 115258 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | CHAIRMAN |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | VICE CHAIRMAN |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | SECRETARY/TREASURER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 8 | PRESIDENT |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | 1 |
| IRS990/Form990TFiledInd | 0 | 1 |
| IRS990/FormationYr | 0 | 1951 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | 0 |
| IRS990/FSAuditedInd | 0 | 0 |
| IRS990/FundraisingActivitiesInd | 0 | 0 |
| IRS990/GamingActivitiesInd | 0 | 0 |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 8 |
| IRS990/GrantsToIndividualsInd | 0 | 0 |
| IRS990/GrantsToOrganizationsInd | 0 | 0 |
| IRS990/GrantToRelatedPersonInd | 0 | 0 |
| IRS990/GrossReceiptsAmt | 0 | 1800412 |
| IRS990/GroupReturnForAffiliatesInd | 0 | 0 |
| IRS990/IncludeFIN48FootnoteInd | 0 | 0 |
| IRS990/IndependentAuditFinclStmtInd | 0 | 0 |
| IRS990/IndependentVotingMemberCnt | 0 | 8 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 1 |
| IRS990/IndoorTanningServicesInd | 0 | 0 |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InformationTechnologyGrp/TotalAmt | 0 | 158784 |
| IRS990/InsuranceGrp/TotalAmt | 0 | 20731 |
| IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt | 0 | 162828 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 162828 |
| IRS990/InvestmentInJointVentureInd | 0 | 1 |
| IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt | 0 | 48300 |
| IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt | 0 | 49800 |
| IRS990/IRPDocumentCnt | 0 | 1178 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 620907 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 307759 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 320448 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 941355 |
| IRS990/LegalDomicileStateCd | 0 | MO |
| IRS990/LoanOutstandingInd | 0 | 0 |
| IRS990/LocalChaptersInd | 0 | 1 |
| IRS990/MaterialDiversionOrMisuseInd | 0 | 0 |
| IRS990/MembersOrStockholdersInd | 0 | 1 |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | 1 |
| IRS990/MinutesOfGoverningBodyInd | 0 | 1 |
| IRS990/MissionDesc | 0 | MEMBERS 1ST CREDIT UNION ASSISTS ITS MEMBERS THROUGH A WIDE ASSORTMENT OF PRODUCTS AND SERVICES TO MAKE SOUND FINANCIAL DECISIONS THAT LEAD TO THEIR IMPROVED WELL-BEING. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | 0 |
| IRS990/MoreThan5000KToOrgInd | 0 | 0 |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 3690085 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 3942919 |
| IRS990/NetUnrelatedBusTxblIncmAmt | 0 | -21828 |
| IRS990/NondeductibleContributionsInd | 0 | 0 |
| IRS990/OccupancyGrp/TotalAmt | 0 | 47498 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 231121 |
| IRS990/OfficerMailingAddressInd | 0 | 0 |
| IRS990/OperateHospitalInd | 0 | 0 |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowSFAS117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 1042389 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 862972 |
| IRS990/OtherChangesInNetAssetsAmt | 0 | 0 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 42377 |
| IRS990/OtherExpensesGrp/Desc | 0 | LOAN SERVICING |
| IRS990/OtherExpensesGrp/Desc | 1 | MEMBER DIVIDENDS |
| IRS990/OtherExpensesGrp/Desc | 2 | PROVISION FOR LOAN LOSS |
| IRS990/OtherExpensesGrp/Desc | 3 | ASSOCIATION FEES, DUES |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 138707 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 97664 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 31923 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 19001 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 37507955 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 37961250 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 432608 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 27252598 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 30858658 |
| IRS990/PartialLiquidationInd | 0 | 0 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 42927 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt | 0 | 0 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt | 0 | 0 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 7987 |
| IRS990/PoliciesReferenceChaptersInd | 0 | 1 |
| IRS990/PoliticalCampaignActyInd | 0 | 0 |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 40837 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 87286 |
| IRS990/PrincipalOfficerNm | 0 | BRIAN EYESTONE |
| IRS990/ProfessionalFundraisingInd | 0 | 0 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 1 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 2 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 3 | 522100 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | INTEREST ON LOANS |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | FEES & OTHER INCOME |
| IRS990/ProgramServiceRevenueGrp/Desc | 2 | NON-MEMBER ATM FEES |
| IRS990/ProgramServiceRevenueGrp/Desc | 3 | EXTENDED WARRANTIES |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 1168900 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 458195 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 1168900 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 458195 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 2 | 1228 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 3 | 1065 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 1228 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 1 | 1065 |
| IRS990/ProgSrvcAccomActy2Grp/Desc | 0 | PROVIDES A SOURCE OF CREDIT TO MEMBERS AT A FAIR AND REASONABLE RATE OF INTEREST. AS OF DECEMBER 31, 2017, THERE WERE 2,552 LOANS OUTSTANDING TOTALING $30,930,880. |
| IRS990/ProgSrvcAccomActy3Grp/Desc | 0 | PAID DIVIDENDS ON MEMBER DEPOSITS TOTALING $97,664 FOR THE YEAR. |
| IRS990/ProhibitedTaxShelterTransInd | 0 | 0 |
| IRS990/PYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/PYContributionsGrantsAmt | 0 | 0 |
| IRS990/PYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/PYInvestmentIncomeAmt | 0 | 190662 |
| IRS990/PYOtherExpensesAmt | 0 | 806312 |
| IRS990/PYOtherRevenueAmt | 0 | 7812 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 1425604 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 227681 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 590085 |
| IRS990/PYTotalExpensesAmt | 0 | 1396397 |
| IRS990/PYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/PYTotalRevenueAmt | 0 | 1624078 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 252834 |
| IRS990/RegularMonitoringEnfrcInd | 0 | 1 |
| IRS990/RelatedEntityInd | 0 | 0 |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | 0 |
| IRS990/ReportInvestmentsOtherSecInd | 0 | 0 |
| IRS990/ReportLandBuildingEquipmentInd | 0 | 1 |
| IRS990/ReportOtherAssetsInd | 0 | 0 |
| IRS990/ReportOtherLiabilitiesInd | 0 | 1 |
| IRS990/ReportProgramRelatedInvstInd | 0 | 0 |
| IRS990/RoyaltiesRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 8196 |
| IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt | 0 | 8196 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 3690085 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 3942919 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 12290946 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 9781579 |
| IRS990/ScheduleBRequiredInd | 0 | 0 |
| IRS990ScheduleD/AgentTrusteeEtcInd | 0 | 0 |
| IRS990ScheduleD/BuildingsGrp/BookValueAmt | 0 | 152365 |
| IRS990ScheduleD/BuildingsGrp/DepreciationAmt | 0 | 274930 |
| IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 427295 |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 56898 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 345977 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 402875 |
| IRS990ScheduleD/ExplanationProvidedInd | 0 | X |
| IRS990ScheduleD/InclEscrowCustodialAcctLiabInd | 0 | 1 |
| IRS990ScheduleD/LandGrp/BookValueAmt | 0 | 111185 |
| IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt | 0 | 111185 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 37961250 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | MEMBER SHARE DEPOSITS |
| IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt | 0 | THE CREDIT UNION MAINTAINS ESCROW ACCOUNTS FOR INSURANCE AND PROPERTY TAXES RELATED TO MEMBER REAL ESTATE LOANS. |
| IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | PART IV, LINE 2B: |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 320448 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 37961250 |
| IRS990/ScheduleJRequiredInd | 0 | 0 |
| IRS990/ScheduleORequiredInd | 0 | 1 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | THE CREDIT UNION IS MUTUALLY OWNED BY MEMBERS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | THE BOARD OF DIRECTORS ARE ELECTED BY THE CREDIT UNION MEMBERS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | CERTAIN SIGNIFICANT CHANGES ARE SUBJECT TO APPROVAL BY THE CREDIT UNION MEMBERS; HOWEVER, NO SUCH CHANGES WERE MADE DURING THE YEAR. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | THE PRESIDENT GATHERS INFORMATION FOR AN OUTSIDE ACCOUNTING FIRM TO PREPARE THE FORM 990 AND PROVIDES THE RETURN TO THE BOARD OF DIRECTORS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | EACH YEAR AFTER THE ANNUAL MEETING, ALL BOARD MEMBERS ARE REQUIRED TO REVIEW THE CONFLICT OF INTEREST POLICY, DISCLOSE ANY INTERESTS THAT COULD GIVE RISE TO CONFLICTS, AND SUBMIT A SIGNED STATEMENT TO THAT EFFECT. THESE STATEMENTS ARE MAINTAINED ON FILE AT THE CREDIT UNION. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | THE BOARD OF DIRECTORS REVIEWS AND APPROVES THE PRESIDENT'S COMPENSATION AND THE PRESIDENT SIGNS A LETTER OF UNDERSTANDING. ALL OTHER EMPLOYEES' COMPENSATION IS DETERMINED BY THE PRESIDENT AND IS INCLUDED IN THE BUDGET PRESENTED TO THE BOARD FOR APPROVAL. DELIBERATIONS AND DECISIONS ARE DOCUMENTED IN THE BOARD MINUTES. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 6 | FINANCIAL STATEMENTS ARE PRESENTED AT THE ANNUAL MEETING AND ARE AVAILABLE UPON REQUEST. IN ADDITION, THE NCUA WEBSITE POSTS FINANCIAL INFORMATION AS PART OF THE QUARTERLY CALL REPORTS. OTHER DOCUMENTS, POLICIES, AND PROCEDURES ARE AVAILABLE UPON REQUEST. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990, PART VI, SECTION A, LINE 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | FORM 990, PART VI, SECTION A, LINE 7A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990, PART VI, SECTION A, LINE 7B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | FORM 990, PART VI, SECTION B, LINE 11B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | FORM 990, PART VI, SECTION B, LINE 12C |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | FORM 990, PART VI, SECTION B, LINE 15A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 6 | FORM 990, PART VI, SECTION C, LINE 19 |
| IRS990/SchoolOperatingInd | 0 | 0 |
| IRS990/SignificantChangeInd | 0 | 0 |
| IRS990/SignificantNewProgramSrvcInd | 0 | 0 |
| IRS990/SubjectToProxyTaxInd | 0 | 0 |
| IRS990/TaxablePartyNotificationInd | 0 | 0 |
| IRS990/TaxExemptBondsInd | 0 | 0 |
| IRS990/TempOrPermanentEndowmentsInd | 0 | 0 |
| IRS990/TerminateOperationsInd | 0 | 0 |
| IRS990/TotalAssetsBOYAmt | 0 | 41471768 |
| IRS990/TotalAssetsEOYAmt | 0 | 42403448 |
| IRS990/TotalAssetsGrp/BOYAmt | 0 | 41471768 |
| IRS990/TotalAssetsGrp/EOYAmt | 0 | 42403448 |
| IRS990/TotalCompGreaterThan150KInd | 0 | 0 |
| IRS990/TotalEmployeeCnt | 0 | 19 |
| IRS990/TotalFunctionalExpensesGrp/TotalAmt | 0 | 1547578 |
| IRS990/TotalGrossUBIAmt | 0 | 2293 |
| IRS990/TotalLiabilitiesBOYAmt | 0 | 37781683 |
| IRS990/TotalLiabilitiesEOYAmt | 0 | 38460529 |
| IRS990/TotalLiabilitiesGrp/BOYAmt | 0 | 37781683 |
| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 38460529 |
| IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt | 0 | 3690085 |
| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | 3942919 |
| IRS990/TotalOtherCompensationAmt | 0 | 10324 |
| IRS990/TotalProgramServiceRevenueAmt | 0 | 1629388 |
| IRS990/TotalReportableCompFromOrgAmt | 0 | 115258 |
| IRS990/TotalRevenueGrp/ExclusionAmt | 0 | 0 |
| IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 1798119 |
| IRS990/TotalRevenueGrp/TotalRevenueColumnAmt | 0 | 1800412 |
| IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 2293 |
| IRS990/TotalVolunteersCnt | 0 | 11 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt | 0 | 41471768 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt | 0 | 42403448 |
| IRS990/TotReportableCompRltdOrgAmt | 0 | 0 |
| IRS990/TypeOfOrganizationCorpInd | 0 | X |
| IRS990/UnrelatedBusIncmOverLimitInd | 0 | 1 |
| IRS990/UponRequestInd | 0 | X |
| IRS990/USAddress/AddressLine1Txt | 0 | 4702 MATTIS ROAD |
| IRS990/USAddress/CityNm | 0 | ST LOUIS |
| IRS990/USAddress/StateAbbreviationCd | 0 | MO |
| IRS990/USAddress/ZIPCd | 0 | 631282822 |
| IRS990/VotingMembersGoverningBodyCnt | 0 | 8 |
| IRS990/VotingMembersIndependentCnt | 0 | 8 |
| IRS990/WebsiteAddressTxt | 0 | WWW.ME1STCU.COM |
| IRS990/WhistleblowerPolicyInd | 0 | 1 |
| IRS990/WrittenPolicyOrProcedureInd | 0 | 1 |
| ReturnHeader/BuildTS | 0 | 2018-06-14 16:35:46Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | 1 |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | BRIAN EYESTONE |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | PRESIDENT |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 3144875628 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2018-09-14 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | MEMBERS 1ST CREDIT UNION |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | SOUT |
| ReturnHeader/Filer/EIN | 0 | 436032141 |
| ReturnHeader/Filer/PhoneNum | 0 | 3144875628 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | 4702 MATTIS ROAD |
| ReturnHeader/Filer/USAddress/CityNm | 0 | ST LOUIS |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | MO |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 631282822 |
| ReturnHeader/FilingSecurityInformation/AtSubmissionCreationDeviceId | 0 | 8C7C43951168CF45788263B15885B9037C681A73 |
| ReturnHeader/FilingSecurityInformation/AtSubmissionFilingDeviceId | 0 | DF81630E7C01E54DA6D3CC5C7C1702BCCB5963A3 |
| ReturnHeader/FilingSecurityInformation/FilingLicenseTypeCd | 0 | P |
| ReturnHeader/FilingSecurityInformation/IPAddress/IPv4AddressTxt | 0 | 97.87.82.114 |
| ReturnHeader/FilingSecurityInformation/IPDt | 0 | 2018-09-14 |
| ReturnHeader/FilingSecurityInformation/IPTimezoneCd | 0 | CD |
| ReturnHeader/FilingSecurityInformation/IPTm | 0 | 11:46:49 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmEIN | 0 | 431887384 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt | 0 | STEPHEN LANG & ASSOCIATES LLC |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt | 0 | 14323 S OUTER 40 STE N205 |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm | 0 | CHESTERFIELD |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd | 0 | MO |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd | 0 | 63017 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 3142058601 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | STEPHEN LANG |
| ReturnHeader/ReturnTs | 0 | 2018-09-14T11:47:08-05:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990 |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2017-01-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2017-12-31 |
| ReturnHeader/TaxYr | 0 | 2017 |
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Displayed year
2017 • Form 990Detailed filing. Detailed filing data is available for this year.