Civic Intelligence

Grace Classical Academy

990 • Fiscal year 2020 • EIN 43-1936502

Jul 01, 2019 to Jun 30, 2020 • Filed on Apr 15, 2021

2438 E CherrySpringfield, MO 65802

(417) 877-7910

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

80th percentile

0.47x

Higher debt load relative to assets than 80% of similar nonprofits.

2020 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2020

Liabilities / Revenue

84th percentile

0.89x

Higher debt load relative to revenue than 84% of similar nonprofits.

2020 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2020

Net Margin

56th percentile

8.5%

Higher net margin than 56% of similar nonprofits.

2020 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2020

Top Officer Pay

55th percentile

$70,270

Higher top officer pay than 55% of similar nonprofits.

Top officer pay equals 6.6% of source-year revenue.

2020 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2020

Asset Growth

39th percentile

1.9%

Faster asset growth than 39% of similar nonprofits.

2020 filings • 501(c)3 • $1M-$5M nonprofits • Annualized from 2019 to 2020

Revenue Growth

72nd percentile

16%

Faster revenue growth than 72% of similar nonprofits.

2020 filings • 501(c)3 • $1M-$5M nonprofits • Annualized from 2019 to 2020

Assets

Up

$2,008,805

Up $36,863 (+1.9%) from 2019

Net Assets

Up

$1,060,161

Up $91,048 (+9.4%) from 2019

Liabilities

Down

$948,644

Down $54,185 (-5.4%) from 2019

Revenue

Up

$1,068,795

Up $149,933 (+16%) from 2019

Expenses

Up

$977,747

Up $28,196 (+3.0%) from 2019

Net Income

Up

$91,048

Up $121,737 (+397%) from 2019

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$4.0M$3.0M$2.0M$1.0M$0Assets 2011: $300,140Liabilities 2011: $215,160Net Assets 2011: $84,9802011Assets 2012: $482,190Liabilities 2012: $321,266Net Assets 2012: $160,9242012Assets 2013: $480,522Liabilities 2013: $313,679Net Assets 2013: $166,8432013Assets 2014: $512,710Liabilities 2014: $275,669Net Assets 2014: $237,0412014Assets 2015: $408,483Liabilities 2015: $183,054Net Assets 2015: $225,4292015Assets 2016: $532,874Liabilities 2016: $204,111Net Assets 2016: $328,7632016Assets 2017: $1,919,552Liabilities 2017: $919,081Net Assets 2017: $1,000,4712017Assets 2018: $1,962,151Liabilities 2018: $962,349Net Assets 2018: $999,8022018Assets 2019: $1,971,942Liabilities 2019: $1,002,829Net Assets 2019: $969,1132019Assets 2020: $2,008,805Liabilities 2020: $948,644Net Assets 2020: $1,060,1612020Assets 2021: $2,110,052Liabilities 2021: $930,301Net Assets 2021: $1,179,7512021Assets 2022: $2,345,550Liabilities 2022: $957,125Net Assets 2022: $1,388,4252022Assets 2023: $2,485,189Liabilities 2023: $936,555Net Assets 2023: $1,548,6342023Assets 2024: $2,857,701Liabilities 2024: $983,784Net Assets 2024: $1,873,9172024Assets 2025: $3,076,512Liabilities 2025: $911,282Net Assets 2025: $2,165,2302025

Highlighted filing

2020

Assets$2,008,805
Liabilities$948,644
Net Assets$1,060,161

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$2.0M$1.5M$1.0M$500K$0-$500KRevenue 2011: $652,264Expenses 2011: $652,536Net Income 2011: -$2722011Revenue 2012: $760,039Expenses 2012: $684,095Net Income 2012: $75,9442012Revenue 2013: $845,703Expenses 2013: $839,784Net Income 2013: $5,9192013Revenue 2014: $862,814Expenses 2014: $792,616Net Income 2014: $70,1982014Revenue 2015: $781,727Expenses 2015: $793,245Net Income 2015: -$11,5182015Revenue 2016: $702,643Expenses 2016: $599,309Net Income 2016: $103,3342016Revenue 2017: $1,329,197Expenses 2017: $657,489Net Income 2017: $671,7082017Revenue 2018: $803,658Expenses 2018: $804,327Net Income 2018: -$6692018Revenue 2019: $918,862Expenses 2019: $949,551Net Income 2019: -$30,6892019Revenue 2020: $1,068,795Expenses 2020: $977,747Net Income 2020: $91,0482020Revenue 2021: $1,089,179Expenses 2021: $969,589Net Income 2021: $119,5902021Revenue 2022: $1,250,125Expenses 2022: $1,041,451Net Income 2022: $208,6742022Revenue 2023: $1,420,802Expenses 2023: $1,260,593Net Income 2023: $160,2092023Revenue 2024: $1,561,634Expenses 2024: $1,236,351Net Income 2024: $325,2832024Revenue 2025: $1,764,432Expenses 2025: $1,472,973Net Income 2025: $291,4592025

Highlighted filing

2020

Revenue$1,068,795
Expenses$977,747
Net Income$91,048
Jump To
Filing Snapshot
Filing Period
Jul 1, 2019 to Jun 30, 2020
Signed
Apr 15, 2021
Return Version
2019v5.0
Gross Receipts
$1,068,795
Mission and Program Overview

Mission

Educate children in the love, grace, truth & holiness of God

Balance Sheet Detail
LineBeginningEndChange
Assets
Land, Buildings, and Equipment, Net$1,419,382$1,417,325▼ $2,057
Cash and Non-Interest-Bearing Accounts$506,110$561,725▲ $55,615
Accounts Receivable$44,571$28,022▼ $16,549
Intangible Assets$1,879$1,733▼ $146
Savings and Temporary Cash Investments-$0-
Other Notes and Loans Receivable, Net-$0-
Pledges and Grants Receivable-$0-
Receivable From Disqualified Prsn-$0-
Receivables From Officers Etc-$0-
Investments Other Securities-$0-
Investments Program Related-$0-
Investments in Publicly Traded Securities-$0-
Inventories for Sale or Use-$0-
Prepaid Expenses and Deferred Charges-$0-
Total Assets$1,971,942$2,008,805▲ $36,863
Other Assets Total-$0-
Liabilities
Mortgage Notes Payable Secured by Investment Property$642,700$598,325▼ $44,375
Other Liabilities$352,404$349,822▼ $2,582
Accounts Payable and Accrued Expenses$7,725$497▼ $7,228
Total Liabilities$1,002,829$948,644▼ $54,185
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$969,113$1,060,161▲ $91,048
Total Net Assets Fund Balance$969,113$1,060,161▲ $91,048
Total Liabilities and Net Assets / Fund Balance$1,971,942$2,008,805▲ $36,863

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$643,909$56,091$700,000
Leasehold Improvements$327,401$111,317$438,718
Land$400,000-$400,000
Equipment$46,015$44,007$90,022
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseTotal
W Jedidiah MossEx OfficioFT$70,270$70,270
Jennifer MorrisEx OfficioFT$42,909$42,909

Board Members and Trustees

NameTitle
David MercerChairman
Mark SellersVice Chairman
Angela BoundsDirector
Anthony GillenDirector
Jerry PerrymanDirector
Matt BurchDirector
Torrey AmstutzSecretary
Revenue and Support

Revenue Composition

Contributions and Grants
$47,088
Program Service Revenue
$1,011,182
Investment Income
$6,001
Other Revenue
$4,524
All Other Contributions
$47,088
Change in Net Assets
$91,048
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$684,918
Other Expenses$292,829
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$512,884--$512,884
Occupancy$124,536--$124,536
Current Officers, Directors, Trustees, and Key Employees$113,179--$113,179
Depreciation Depletion$65,346--$65,346
Payroll Taxes$48,007--$48,007
Office Expenses$23,323--$23,323
Pension Plan Contributions$10,848--$10,848
Insurance$6,839--$6,839
All Other Expenses$5,733--$5,733
Other Expenses$5,172--$5,172
Fees for Services Accounting-$920-$920
Total Functional Expenses$976,827$920$0$977,747
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Disqualified Persons-$0-
Receivables from Officers, Directors, Trustees, and Key Employees-$0-
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Deferred tuition$323,940
Deferred book fees$17,289
Payroll liabiliites$8,593
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Line 11B: Form 990 Review Process

Draft copy given to the board for review and final approval before mailing

Form 990, Part VI, Line 12C: Explanation of Monitoring and Enforcement of Conflicts

All voting directors are required to sign an annual conflict of interest document which requires them to disclose and withdraw from discussion, lobbying, or voting on any matter in which they have a conflict

Form 990, Part VI, Line 15A: Compensation Review & Approval Process - CEO, Top Management

The compensation of top management is approved by the independent board annually.

Form 990, Part VI, Line 19: Other Organization Documents Publicly Available

If requested the documents would be provided in a timely manner

Filing and Contact Details

Filer

Filer Name
Grace Classical Academy
EIN
43-1936502
Phone
4178777910
Address
2438 E Cherry, Springfield, MO 65802

Signing Officer

Name
W Jedidiah Moss
Title
Headmaster
Signed
2021-04-15
Discuss with paid preparer
Yes

Organization Details

Formed
2001
Legal Domicile
Mo
Voting Board Members
7
Independent Board Members
7
Employees
38
Volunteers
10

Preparer

Firm
Decker & DeGood PC
Address
3259 East Sunshine Suite A, Springfield, MO 65804
Preparer
Greg DeGood
Phone
4178871888
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IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt04524
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt04524
IRS990/OtherRevenueTotalAmt04524
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt0512884
IRS990/OtherSalariesAndWagesGrp/TotalAmt0512884
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt00
IRS990/PartialLiquidationInd0false
IRS990/PaymentsToAffiliatesGrp/TotalAmt00
IRS990/PayPremiumsPrsnlBnftCntrctInd0false
IRS990/PayrollTaxesGrp/ProgramServicesAmt048007
IRS990/PayrollTaxesGrp/TotalAmt048007
IRS990/PensionPlanContributionsGrp/ProgramServicesAmt010848
IRS990/PensionPlanContributionsGrp/TotalAmt010848
IRS990/PledgesAndGrantsReceivableGrp/EOYAmt00
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt00
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/Desc0Tuition, related fees
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt01011182
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt01011182
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYContributionsGrantsAmt041568
IRS990/PYExcessBenefitTransInd0false
IRS990/PYInvestmentIncomeAmt029262
IRS990/PymtTravelEntrtnmntPubOfclGrp/TotalAmt00
IRS990/PYOtherExpensesAmt0302007
IRS990/PYOtherRevenueAmt02612
IRS990/PYProgramServiceRevenueAmt0845420
IRS990/PYRevenuesLessExpensesAmt0-30689
IRS990/PYSalariesCompEmpBnftPaidAmt0647544
IRS990/PYTotalExpensesAmt0949551
IRS990/PYTotalRevenueAmt0918862
IRS990/QuidProQuoContributionsInd0false
IRS990/RcvblFromDisqualifiedPrsnGrp/EOYAmt00
IRS990/RcvFndsToPayPrsnlBnftCntrctInd0false
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt00
IRS990/ReconcilationRevenueExpnssAmt091048
IRS990/RegularMonitoringEnfrcInd0true
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RevenueAmt01011182
IRS990/RoyaltiesGrp/TotalAmt00
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt00
IRS990/SavingsAndTempCashInvstGrp/EOYAmt00
IRS990ScheduleA/SchoolInd0X
IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorNum0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine20RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt0RESTRICTED
IRS990/ScheduleBRequiredInd0true
IRS990ScheduleD/BuildingsGrp/BookValueAmt0643909
IRS990ScheduleD/BuildingsGrp/DepreciationAmt056091
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt0700000
IRS990ScheduleD/EquipmentGrp/BookValueAmt046015
IRS990ScheduleD/EquipmentGrp/DepreciationAmt044007
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt090022
IRS990ScheduleD/LandGrp/BookValueAmt0400000
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt0400000
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt0327401
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt0111317
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt0438718
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt017289
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt1323940
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt28593
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0Deferred book fees
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1Deferred tuition
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc2Payroll liabiliites
IRS990ScheduleD/TotalBookValueLandBuildingsAmt01417325
IRS990ScheduleD/TotalLiabilityAmt0349822
IRS990ScheduleE/ComplianceWithRevProc7550Ind0true
IRS990ScheduleE/DiscriminateRaceAdmissPlcyInd0false
IRS990ScheduleE/DiscriminateRaceAthltProgInd0false
IRS990ScheduleE/DiscriminateRaceEducPlcyInd0false
IRS990ScheduleE/DiscriminateRaceEmplmFcultyInd0false
IRS990ScheduleE/DiscriminateRaceOtherActyInd0false
IRS990ScheduleE/DiscriminateRaceSchsInd0false
IRS990ScheduleE/DiscriminateRaceStdntsRghtsInd0false
IRS990ScheduleE/DiscriminateRaceUseOfFcltsInd0false
IRS990ScheduleE/GovernmentFinancialAidRcvdInd0false
IRS990ScheduleE/GovernmentFinancialAidRvkdInd0false
IRS990ScheduleE/MaintainCpyOfAllSolInd0true
IRS990ScheduleE/MaintainCpyOfBrochuresEtcInd0true
IRS990ScheduleE/MaintainRacialCompRecsInd0true
IRS990ScheduleE/MaintainScholarshipsRecsInd0true
IRS990ScheduleE/NondiscriminatoryPolicyStmtInd0true
IRS990ScheduleE/PlcyPblczdViaBroadcastMediaInd0true
IRS990ScheduleE/PolicyStmtInBrochuresEtcInd0true
IRS990ScheduleE/SupplementalInformationDetail/ExplanationTxt0All families of prospective and returning students receive a copy of the schools handbook which includes the nondiscriminatory policy
IRS990ScheduleE/SupplementalInformationDetail/FormAndLineReferenceDesc0Schedule E, Line 3 - Racially Nondiscriminatory Policy Publicized
IRS990ScheduleE/SupplementalInformationDetail/FormAndLineReferenceDesc1Schedule E, Line 4 - Explanation of Records and Materials Not Maintained
IRS990ScheduleE/SupplementalInformationDetail/FormAndLineReferenceDesc2Schedule E, Line 5 - Explanation of Organization Discrimination by Race
IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Draft copy given to the board for review and final approval before mailing
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1All voting directors are required to sign an annual conflict of interest document which requires them to disclose and withdraw from discussion, lobbying, or voting on any matter in which they have a conflict
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2The compensation of top management is approved by the independent board annually.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3If requested the documents would be provided in a timely manner
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990, Part VI, Line 11b: Form 990 Review Process
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990, Part VI, Line 12c: Explanation of Monitoring and Enforcement of Conflicts
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990, Part VI, Line 15a: Compensation Review & Approval Process - CEO, Top Management
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990, Part VI, Line 19: Other Organization Documents Publicly Available
IRS990/SchoolOperatingInd0true
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/SubjectToExcsTaxNetInvstIncInd0false
IRS990/SubjectToProxyTaxInd0false
IRS990/SubjToTaxRmnrtnExPrchtPymtInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt01971942
IRS990/TotalAssetsEOYAmt02008805
IRS990/TotalAssetsGrp/BOYAmt01971942
IRS990/TotalAssetsGrp/EOYAmt02008805
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalContributionsAmt047088
IRS990/TotalEmployeeCnt038
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt0920
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt0976827
IRS990/TotalFunctionalExpensesGrp/TotalAmt0977747
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt01002829
IRS990/TotalLiabilitiesEOYAmt0948644
IRS990/TotalLiabilitiesGrp/BOYAmt01002829
IRS990/TotalLiabilitiesGrp/EOYAmt0948644
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt0969113
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt01060161
IRS990/TotalProgramServiceExpensesAmt0976827
IRS990/TotalProgramServiceRevenueAmt01011182
IRS990/TotalReportableCompFromOrgAmt0113179
IRS990/TotalRevenueGrp/ExclusionAmt06001
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt01015706
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt01068795
IRS990/TotalVolunteersCnt010
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt01971942
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt02008805
IRS990/TravelGrp/TotalAmt00
IRS990/TrnsfrExmptNonChrtblRltdOrgInd0false
IRS990/TypeOfOrganizationCorpInd0X

Document Assets

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Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$3.08$0.91$2.17$1.76$1.47$0.29
2024Detailed filing. Detailed filing data is available for this year.$2.86$0.98$1.87$1.56$1.24$0.33
2023Detailed filing. Detailed filing data is available for this year.$2.49$0.94$1.55$1.42$1.26$0.16
2022Detailed filing. Detailed filing data is available for this year.$2.35$0.96$1.39$1.25$1.04$0.21
2021Detailed filing. Detailed filing data is available for this year.$2.11$0.93$1.18$1.09$0.97$0.12
2020Detailed filing. Detailed filing data is available for this year.$2.01$0.95$1.06$1.07$0.98$0.09
2019Detailed filing. Detailed filing data is available for this year.$1.97$1.00$0.97$0.92$0.95$0.03
2018Detailed filing. Detailed filing data is available for this year.$1.96$0.96$1.00$0.80$0.80$0.00
2017Detailed filing. Detailed filing data is available for this year.$1.92$0.92$1.00$1.33$0.66$0.67
2016Detailed filing. Detailed filing data is available for this year.$0.53$0.20$0.33$0.70$0.60$0.10
2015Detailed filing. Detailed filing data is available for this year.$0.41$0.18$0.23$0.78$0.79$0.01
2014Summary only. Only limited summary data is available for this year.$0.51$0.28$0.24$0.86$0.79$0.07
2013Summary only. Only limited summary data is available for this year.$0.48$0.31$0.17$0.85$0.84$0.01
2012Summary only. Only limited summary data is available for this year.$0.48$0.32$0.16$0.76$0.68$0.08
2011Summary only. Only limited summary data is available for this year.$0.30$0.22$0.08$0.65$0.65$0.00