Civic Intelligence

Alpha Nu Chapter of Pi Kappa Alpha Inc

990 • Fiscal year 2016 • EIN 43-1611057

Jul 01, 2015 to Jun 30, 2016 • Filed on May 15, 2017

916 S Providence RoadColumbia, MO 65201

(573) 447-1777

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

77th percentile

0.59x

Higher debt load relative to assets than 77% of similar nonprofits.

2016 filings • 501(c)7 • $1M-$5M nonprofits • Source year 2016

Liabilities / Revenue

19th percentile

0.04x

Higher debt load relative to revenue than 19% of similar nonprofits.

2016 filings • 501(c)7 • $1M-$5M nonprofits • Source year 2016

Net Margin

55th percentile

5.1%

Higher net margin than 55% of similar nonprofits.

2016 filings • 501(c)7 • $1M-$5M nonprofits • Source year 2016

Top Officer Pay

72nd percentile

$0

Higher top officer pay than 72% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2016 filings • 501(c)7 • $1M-$5M nonprofits • Source year 2016

Asset Growth

98th percentile

95%

Faster asset growth than 98% of similar nonprofits.

2016 filings • 501(c)7 • $1M-$5M nonprofits • Annualized from 2015 to 2016

Revenue Growth

52nd percentile

2.8%

Faster revenue growth than 52% of similar nonprofits.

2016 filings • 501(c)7 • $1M-$5M nonprofits • Annualized from 2015 to 2016

Assets

Up

$68,711

Up $33,521 (+95%) from 2015

Net Assets

Up

$28,218

Up $53,793 (+210%) from 2015

Liabilities

Down

$40,493

Down $20,272 (-33%) from 2015

Revenue

Up

$1,057,377

Up $28,524 (+2.8%) from 2015

Expenses

Down

$1,003,584

Down $26,012 (-2.5%) from 2015

Net Income

Up

$53,793

Up $54,536 (+7340%) from 2015

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$400K$200K$0-$200K-$400KAssets 2011: $69,252Liabilities 2011: $17,422Net Assets 2011: $51,8302011Assets 2012: $93,884Liabilities 2012: $59,786Net Assets 2012: $34,0982012Assets 2013: $49,587Liabilities 2013: $115,313Net Assets 2013: -$65,7262013Assets 2014: $65,847Liabilities 2014: $90,679Net Assets 2014: -$24,8322014Assets 2015: $35,190Liabilities 2015: $60,765Net Assets 2015: -$25,5752015Assets 2016: $68,711Liabilities 2016: $40,493Net Assets 2016: $28,2182016Assets 2017: $41,609Liabilities 2017: $56,659Net Assets 2017: -$15,0502017Assets 2018: $62,081Liabilities 2018: $130,072Net Assets 2018: -$67,9912018Assets 2019: $52,968Liabilities 2019: $166,581Net Assets 2019: -$113,6132019Assets 2020: $57,787Liabilities 2020: $213,776Net Assets 2020: -$155,9892020Assets 2021: $27,772Liabilities 2021: $298,895Net Assets 2021: -$271,1232021Assets 2022: $9,964Liabilities 2022: $283,840Net Assets 2022: -$273,8762022Assets 2023: $11,975Liabilities 2023: $282,897Net Assets 2023: -$270,9222023Assets 2024: $11,978Liabilities 2024: $282,897Net Assets 2024: -$270,9192024Assets 2025: $12,043Liabilities 2025: $283,272Net Assets 2025: -$271,2292025

Highlighted filing

2016

Assets$68,711
Liabilities$40,493
Net Assets$28,218

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$1.5M$1.0M$500K$0-$500KRevenue 2011: $671,103Expenses 2011: $723,050Net Income 2011: -$51,9472011Revenue 2012: $782,980Expenses 2012: $800,712Net Income 2012: -$17,7322012Expenses 2013: $910,7572013Revenue 2014: $898,108Expenses 2014: $857,215Net Income 2014: $40,8932014Revenue 2015: $1,028,853Expenses 2015: $1,029,596Net Income 2015: -$7432015Revenue 2016: $1,057,377Expenses 2016: $1,003,584Net Income 2016: $53,7932016Revenue 2017: $1,030,292Expenses 2017: $1,073,560Net Income 2017: -$43,2682017Revenue 2018: $934,679Expenses 2018: $985,079Net Income 2018: -$50,4002018Revenue 2019: $681,594Expenses 2019: $725,533Net Income 2019: -$43,9392019Revenue 2020: $637,491Expenses 2020: $679,139Net Income 2020: -$41,6482020Revenue 2021: $649,538Expenses 2021: $764,672Net Income 2021: -$115,1342021Revenue 2022: $8,991Expenses 2022: $10,248Net Income 2022: -$1,2572022Revenue 2023: $4,722Expenses 2023: $1,768Net Income 2023: $2,9542023Revenue 2024: $228Expenses 2024: $225Net Income 2024: $32024Revenue 2025: $65Expenses 2025: $375Net Income 2025: -$3102025

Highlighted filing

2016

Revenue$1,057,377
Expenses$1,003,584
Net Income$53,793
Jump To
Filing Snapshot
Filing Period
Jul 1, 2015 to Jun 30, 2016
Signed
May 15, 2017
Return Version
2015v3.0
Gross Receipts
$1,057,377
Mission and Program Overview

Mission

Housing for university students

Balance Sheet Detail
LineBeginningEndChange
Assets
Cash and Non-Interest-Bearing Accounts$22,828$32,344▲ $9,516
Accounts Receivable$6,892$16,086▲ $9,194
Savings and Temporary Cash Investments$500$15,311▲ $14,811
Total Assets$35,190$68,711▲ $33,521
Other Assets Total$4,970$4,970→ $0
Liabilities
Accounts Payable and Accrued Expenses$60,765$40,493▼ $20,272
Total Liabilities$60,765$40,493▼ $20,272
Net Assets / Fund Balance
Unrestricted Net Assets$-25,575$28,218▲ $53,793
Total Net Assets Fund Balance$-25,575$28,218▲ $53,793
Total Liabilities and Net Assets / Fund Balance$35,190$68,711▲ $33,521

Asset Categories

AssetBook ValueDepreciationBasis
Other Assets Org$4,970--
Compensation and Service Providers

Board Members and Trustees

NameTitle
Kevin RuppePresident
Bradley NelsonTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$1,050,442
Investment Income
$0
Other Revenue
$6,935
Change in Net Assets
$53,793
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$971,450
Salaries, Compensation, and Employee Benefits$32,134
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Occupancy$391,899--$391,899
All Other Expenses$88,066--$88,066
Fees for Services Accounting$984$30,702-$31,686
Other Salaries and Wages$28,403--$28,403
Other Expenses$22,848--$22,848
Insurance$6,204--$6,204
Payroll Taxes$3,731--$3,731
Total Functional Expenses$972,882$30,702$0$1,003,584
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Backup withholding compliance
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 11B

No review was or will be conducted.

Form 990, Page 6, Part VI, Line 19

No documents available to the public

Filing and Contact Details

Filer

Filer Name
Alpha Nu Chapter of
EIN
43-1611057
Phone
5734471777
Address
916 S PROVIDENCE ROAD, COLUMBIA, MO 65201

Signing Officer

Name
Kevin Ruppe
Title
President
Phone
5734471777
Signed
2017-05-15

Organization Details

Principal Officer
Kevin Ruppe
Voting Board Members
72
Independent Board Members
72
Employees
3

Preparer

Firm
Miller Bales & Cunningham Pc
Address
1603 CHAPEL HILL RD STE 203, COLUMBIA, MO 65203-5511
Preparer
Heather Hilgedick CPA
Phone
5734471777
Supplemental Narrative

Additional Explanations

Form 990, Page 2, Part III, Line 4D

Provide housing for university students

Raw XML Appendix255 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990/AccountsPayableAccrExpnssGrp/BOYAmt060765
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IRS990/AccountsReceivableGrp/EOYAmt016086
IRS990/ActivitiesConductedPrtshpInd0false
IRS990/ActivityOrMissionDesc0HOUSING FOR UNIVERSITY STUDENTS
IRS990/AllOtherExpensesGrp/ProgramServicesAmt088066
IRS990/AllOtherExpensesGrp/TotalAmt088066
IRS990/BackupWthldComplianceInd0false
IRS990/BooksInCareOfDetail/PersonNm0MILLER BALES CUNNINGHAM PC
IRS990/BooksInCareOfDetail/PhoneNum05734471777
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt01603 CHAPEL HILL RD STE 203
IRS990/BooksInCareOfDetail/USAddress/CityNm0COLUMBIA
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0MO
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IRS990/ChangeToOrgDocumentsInd0false
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IRS990/CompensationFromOtherSrcsInd0false
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IRS990/CompensationProcessOtherInd0false
IRS990/ConflictOfInterestPolicyInd0false
IRS990/ConservationEasementsInd0false
IRS990/ConsolidatedAuditFinclStmtInd0false
IRS990/CreditCounselingInd0false
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
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IRS990/DecisionsSubjectToApprovaInd0false
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IRS990/DelegationOfMgmtDutiesInd0false
IRS990/Desc0PROVIDE HOUSING FOR UNIVERSITY STUDENTS
IRS990/DescribedInSection501c3Ind0false
IRS990/DisregardedEntityInd0false
IRS990/DocumentRetentionPolicyInd0false
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IRS990/ElectionOfBoardMembersInd0false
IRS990/EmployeeCnt03
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IRS990/FeesForServicesAccountingGrp/TotalAmt031686
IRS990/ForeignActivitiesInd0false
IRS990/ForeignFinancialAccountInd0false
IRS990/ForeignOfficeInd0false
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IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/PersonNm0KEVIN RUPPE
IRS990/Form990PartVIISectionAGrp/PersonNm1BRADLEY NELSON
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/TitleTxt0PRESIDENT
IRS990/Form990PartVIISectionAGrp/TitleTxt1TREASURER
IRS990/Form990ProvidedToGvrnBodyInd0false
IRS990/Form990TFiledInd0true
IRS990/FormerOfcrEmployeesListedInd0false
IRS990/FSAuditedInd0false
IRS990/FundraisingActivitiesInd0false
IRS990/GamingActivitiesInd0false
IRS990/GoverningBodyVotingMembersCnt072
IRS990/GrantsToIndividualsInd0false
IRS990/GrantsToOrganizationsInd0false
IRS990/GrantToRelatedPersonInd0false
IRS990/GrossReceiptsAmt01057377
IRS990/GroupReturnForAffiliatesInd0false
IRS990/IncludeFIN48FootnoteInd0false
IRS990/IndependentAuditFinclStmtInd0false
IRS990/IndependentVotingMemberCnt072
IRS990/IndoorTanningServicesInd0false
IRS990/InfoInScheduleOPartIIIInd0X
IRS990/InsuranceGrp/ProgramServicesAmt06204
IRS990/InsuranceGrp/TotalAmt06204
IRS990/InvestmentInJointVentureInd0false
IRS990/IRPDocumentCnt06
IRS990/IRPDocumentW2GCnt00
IRS990/LoanOutstandingInd0false
IRS990/LocalChaptersInd0false
IRS990/MaterialDiversionOrMisuseInd0false
IRS990/MembersOrStockholdersInd0false
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd0true
IRS990/MinutesOfGoverningBodyInd0true
IRS990/MissionDesc0HOUSING FOR UNIVERSITY STUDENTS
IRS990/MoreThan5000KToIndividualsInd0false
IRS990/MoreThan5000KToOrgInd0false
IRS990/NetAssetsOrFundBalancesBOYAmt0-25575
IRS990/NetAssetsOrFundBalancesEOYAmt028218
IRS990/NetUnrelatedBusTxblIncmAmt05935
IRS990/NoListedPersonsCompensatedInd0X
IRS990/NondeductibleContributionsInd0false
IRS990/OccupancyGrp/ProgramServicesAmt0391899
IRS990/OccupancyGrp/TotalAmt0391899
IRS990/OfficerMailingAddressInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501cInd0X
IRS990/OrganizationFollowsSFAS117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt04970
IRS990/OtherAssetsTotalGrp/EOYAmt04970
IRS990/OtherExpensesGrp/Desc0FOOD
IRS990/OtherExpensesGrp/Desc1ACTIVITIES
IRS990/OtherExpensesGrp/Desc2REPAIRS AND MAINTENANCE
IRS990/OtherExpensesGrp/Desc3DUES
IRS990/OtherExpensesGrp/ProgramServicesAmt0204718
IRS990/OtherExpensesGrp/ProgramServicesAmt1153489
IRS990/OtherExpensesGrp/ProgramServicesAmt272540
IRS990/OtherExpensesGrp/ProgramServicesAmt322848
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IRS990/OtherExpensesGrp/TotalAmt1153489
IRS990/OtherExpensesGrp/TotalAmt272540
IRS990/OtherExpensesGrp/TotalAmt322848
IRS990/OtherRevenueMiscGrp/BusinessCd0812930
IRS990/OtherRevenueMiscGrp/Desc0PARKING INCOME
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt06935
IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt06935
IRS990/OtherRevenueTotalAmt06935
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt028403
IRS990/OtherSalariesAndWagesGrp/TotalAmt028403
IRS990/PartialLiquidationInd0false
IRS990/PayrollTaxesGrp/ProgramServicesAmt03731
IRS990/PayrollTaxesGrp/TotalAmt03731
IRS990/PoliticalCampaignActyInd0false
IRS990/PrincipalOfficerNm0KEVIN RUPPE
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/Desc0ROOM AND BOARD
IRS990/ProgramServiceRevenueGrp/Desc1OTHER INCOME
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt01047891
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt12551
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt01047891
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt12551
IRS990/ProgSrvcAccomActyOtherGrp/Desc0PROVIDE HOUSING FOR UNIVERSITY STUDENTS
IRS990/ProgSrvcAccomActyOtherGrp/ExpenseAmt0972882
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYInvestmentIncomeAmt05
IRS990/PYOtherExpensesAmt01007681
IRS990/PYOtherRevenueAmt03145
IRS990/PYProgramServiceRevenueAmt01025703
IRS990/PYRevenuesLessExpensesAmt0-743
IRS990/PYSalariesCompEmpBnftPaidAmt021915
IRS990/PYTotalExpensesAmt01029596
IRS990/PYTotalRevenueAmt01028853
IRS990/ReconcilationRevenueExpnssAmt053793
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0false
IRS990/ReportOtherAssetsInd0true
IRS990/ReportOtherLiabilitiesInd0false
IRS990/ReportProgramRelatedInvstInd0false
IRS990/SavingsAndTempCashInvstGrp/BOYAmt0500
IRS990/SavingsAndTempCashInvstGrp/EOYAmt015311
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt04970
IRS990ScheduleD/OtherAssetsOrgGrp/Desc0UTILITY DEPOSIT CD
IRS990ScheduleD/TotalBookValueOtherAssetsAmt04970
IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0false
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0PROVIDE HOUSING FOR UNIVERSITY STUDENTS
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1NO REVIEW WAS OR WILL BE CONDUCTED.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2NO DOCUMENTS AVAILABLE TO THE PUBLIC
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PAGE 2, PART III, LINE 4D
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PAGE 6, PART VI, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PAGE 6, PART VI, LINE 19
IRS990/SchoolOperatingInd0false
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IRS990/SignificantNewProgramSrvcInd0false
IRS990/SubjectToProxyTaxInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TempOrPermanentEndowmentsInd0false
IRS990/TerminateOperationsInd0false
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IRS990/TotalAssetsEOYAmt068711
IRS990/TotalAssetsGrp/BOYAmt035190
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IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
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IRS990/TotalFunctionalExpensesGrp/TotalAmt01003584
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IRS990/UnrestrictedNetAssetsGrp/BOYAmt0-25575
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IRS990/USAddress/AddressLine1Txt0916 S PROVIDENCE
IRS990/USAddress/CityNm0COLUMBIA
IRS990/USAddress/StateAbbreviationCd0MO
IRS990/USAddress/ZIPCd065201
IRS990/VotingMembersGoverningBodyCnt072
IRS990/VotingMembersIndependentCnt072
IRS990/WhistleblowerPolicyInd0false
ReturnHeader/BuildTS02017-02-10 21:41:12Z
ReturnHeader/BusinessOfficerGrp/PersonNm0KEVIN RUPPE
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT
ReturnHeader/BusinessOfficerGrp/PhoneNum05734471777
ReturnHeader/BusinessOfficerGrp/SignatureDt02017-05-15
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0ALPHA NU CHAPTER OF
ReturnHeader/Filer/BusinessName/BusinessNameLine2Txt0PI KAPPA ALPHA INC
ReturnHeader/Filer/BusinessNameControlTxt0ALPH
ReturnHeader/Filer/EIN0431611057
ReturnHeader/Filer/PhoneNum05734471777
ReturnHeader/Filer/USAddress/AddressLine1Txt0916 S PROVIDENCE ROAD
ReturnHeader/Filer/USAddress/CityNm0COLUMBIA
ReturnHeader/Filer/USAddress/StateAbbreviationCd0MO
ReturnHeader/Filer/USAddress/ZIPCd065201
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0263837289
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0MILLER BALES & CUNNINGHAM PC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt01603 CHAPEL HILL RD STE 203
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0COLUMBIA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0MO
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd0652035511
ReturnHeader/PreparerPersonGrp/PhoneNum05734471777
ReturnHeader/PreparerPersonGrp/PreparationDt02017-05-15
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0HEATHER HILGEDICK CPA
ReturnHeader/ReturnTs02017-05-15T17:30:14-05:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02015-07-01
ReturnHeader/TaxPeriodEndDt02016-06-30
ReturnHeader/TaxYr02015

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$0.01$0.28$0.27$0.00$0.00$0.00
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.01$0.28$0.27$0.00$0.00$0.00
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.01$0.28$0.27$0.00$0.00$0.00
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.01$0.28$0.27$0.01$0.01$0.00
2021Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.03$0.30$0.27$0.65$0.76$0.12
2020Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.06$0.21$0.16$0.64$0.68$0.04
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.05$0.17$0.11$0.68$0.73$0.04
2018Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.06$0.13$0.07$0.93$0.99$0.05
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.04$0.06$0.02$1.03$1.07$0.04
2016Detailed filing. Detailed filing data is available for this year.$0.07$0.04$0.03$1.06$1.00$0.05
2015Detailed filing. Detailed filing data is available for this year.$0.04$0.06$0.03$1.03$1.03$0.00
2014Detailed filing. Detailed filing data is available for this year.$0.07$0.09$0.02$0.90$0.86$0.04
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.05$0.12$0.07$0.91
2012Summary only. Only limited summary data is available for this year.$0.09$0.06$0.03$0.78$0.80$0.02
2011Summary only. Only limited summary data is available for this year.$0.07$0.02$0.05$0.67$0.72$0.05