Civic Intelligence

St Louis Waldorf Association

EIN 43-1609194 • 501(c)3 • Saint Louis, MO

Profile

To develope each childs full potential to meet the ever changing world as free-thinking, compassionate and purposeful human beings

915 N Elm AveSaint Louis, MO 63119

waldorfstl.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

80th percentile

0.43x

Higher debt load relative to assets than 80% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Source year 2025

Liabilities / Revenue

84th percentile

0.69x

Higher debt load relative to revenue than 84% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Source year 2025

Net Margin

23rd percentile

-8.9%

Higher net margin than 23% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Source year 2025

Top Officer Pay

Score unavailable

No value available

No filing with officer rows is available for this organization yet.

Asset Growth

20th percentile

-6.0%

Faster asset growth than 20% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Annualized from 2024 to 2025

Revenue Growth

30th percentile

-2.8%

Faster revenue growth than 30% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Annualized from 2024 to 2025

Assets

Down

$1,343,517

Down $86,367 (-6.0%) from 2024

Liabilities

Down

$574,928

Down $11,482 (-2.0%) from 2024

Net Assets

Down

$768,589

Down $74,885 (-8.9%) from 2024

Revenue

Down

$833,447

Down $24,328 (-2.8%) from 2024

Expenses

Up

$907,707

Up $23,396 (+2.6%) from 2024

Net Income

Down

-$74,260

Down $47,724 (-180%) from 2024

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$2.0M$1.5M$1.0M$500K$0-$500KAssets 2011: $429,344Liabilities 2011: $387,483Net Assets 2011: $41,8612011Assets 2012: $434,107Liabilities 2012: $375,951Net Assets 2012: $58,1562012Assets 2013: $397,970Liabilities 2013: $440,442Net Assets 2013: -$42,4722013Assets 2014: $396,737Liabilities 2014: $458,371Net Assets 2014: -$61,6342014Assets 2015: $414,407Liabilities 2015: $456,818Net Assets 2015: -$42,4112015Assets 2016: $426,795Liabilities 2016: $427,692Net Assets 2016: -$8972016Assets 2017: $482,524Liabilities 2017: $439,899Net Assets 2017: $42,6252017Assets 2018: $673,643Liabilities 2018: $434,504Net Assets 2018: $239,1392018Assets 2019: $953,486Liabilities 2019: $822,915Net Assets 2019: $130,5712019Assets 2020: $1,354,187Liabilities 2020: $1,129,764Net Assets 2020: $224,4232020Assets 2021: $1,270,984Liabilities 2021: $944,143Net Assets 2021: $326,8412021Assets 2022: $1,287,025Liabilities 2022: $989,660Net Assets 2022: $297,3652022Assets 2023: $1,504,613Liabilities 2023: $1,039,106Net Assets 2023: $465,5072023Assets 2024: $1,429,884Liabilities 2024: $586,410Net Assets 2024: $843,4742024Assets 2025: $1,343,517Liabilities 2025: $574,928Net Assets 2025: $768,5892025

Highlighted filing

2025

Assets$1,343,517
Liabilities$574,928
Net Assets$768,589

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$1.0M$500K$0-$500KExpenses 2011: $390,8132011Expenses 2012: $516,7962012Expenses 2013: $686,7742013Revenue 2014: $688,634Expenses 2014: $707,799Net Income 2014: -$19,1652014Revenue 2015: $736,021Expenses 2015: $716,805Net Income 2015: $19,2162015Revenue 2016: $650,987Expenses 2016: $609,473Net Income 2016: $41,5142016Revenue 2017: $638,812Expenses 2017: $595,288Net Income 2017: $43,5242017Revenue 2018: $789,495Expenses 2018: $592,983Net Income 2018: $196,5122018Revenue 2019: $546,279Expenses 2019: $656,313Net Income 2019: -$110,0342019Revenue 2020: $755,575Expenses 2020: $686,800Net Income 2020: $68,7752020Revenue 2021: $745,712Expenses 2021: $643,294Net Income 2021: $102,4182021Revenue 2022: $654,285Expenses 2022: $683,761Net Income 2022: -$29,4762022Revenue 2023: $858,716Expenses 2023: $690,574Net Income 2023: $168,1422023Revenue 2024: $857,775Expenses 2024: $884,311Net Income 2024: -$26,5362024Revenue 2025: $833,447Expenses 2025: $907,707Net Income 2025: -$74,2602025

Highlighted filing

2025

Revenue$833,447
Expenses$907,707
Net Income-$74,260

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$1.34$0.57$0.77$0.83$0.91$0.07
2024Detailed filing. Detailed filing data is available for this year.$1.43$0.59$0.84$0.86$0.88$0.03
2023Detailed filing. Detailed filing data is available for this year.$1.50$1.04$0.47$0.86$0.69$0.17
2022Detailed filing. Detailed filing data is available for this year.$1.29$0.99$0.30$0.65$0.68$0.03
2021Detailed filing. Detailed filing data is available for this year.$1.27$0.94$0.33$0.75$0.64$0.10
2020Detailed filing. Detailed filing data is available for this year.$1.35$1.13$0.22$0.76$0.69$0.07
2019Detailed filing. Detailed filing data is available for this year.$0.95$0.82$0.13$0.55$0.66$0.11
2018Detailed filing. Detailed filing data is available for this year.$0.67$0.43$0.24$0.79$0.59$0.20
2017Detailed filing. Detailed filing data is available for this year.$0.48$0.44$0.04$0.64$0.60$0.04
2016Detailed filing. Detailed filing data is available for this year.$0.43$0.43$0.00$0.65$0.61$0.04
2015Detailed filing. Detailed filing data is available for this year.$0.41$0.46$0.04$0.74$0.72$0.02
2014Detailed filing. Detailed filing data is available for this year.$0.40$0.46$0.06$0.69$0.71$0.02
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.40$0.44$0.04$0.69
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.43$0.38$0.06$0.52
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.43$0.39$0.04$0.39
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Aug 1, 2024 to Jul 31, 2025
Signed
Jan 26, 2026
Return Version
2024v5.0
Gross Receipts
$833,447
Mission and Program Overview

Mission

To establish a waldorf educationschool in the st. Louis area and provide an educational environment for the health development of the whole child, therebybuilding a strong foundation for practical life skills.

To develop each childs full potential to meet the ever-changing world as free-thinking, compassionate and purposeful human beings

Balance Sheet Detail
LineBeginningEndChange
Assets
Land, Buildings, and Equipment, Net$1,090,240$1,061,213▼ $29,027
Rtn Earn Endowment Incm Other Fnds$843,474$768,589▼ $74,885
Cash and Non-Interest-Bearing Accounts$338,924$252,136▼ $86,788
Accounts Receivable-$22,581-
Inventories for Sale or Use-$1,217-
Total Assets$1,429,884$1,343,517▼ $86,367
Other Assets Total$720$6,370▲ $5,650
Liabilities
Mortgage Notes Payable Secured by Investment Property$493,024$460,336▼ $32,688
Deferred Revenue$88,554$107,534▲ $18,980
Accounts Payable and Accrued Expenses$1,351$5,881▲ $4,530
Other Liabilities$3,481$1,177▼ $2,304
Total Liabilities$586,410$574,928▼ $11,482
Net Assets / Fund Balance
Total Net Assets Fund Balance$843,474$768,589▼ $74,885
Total Liabilities and Net Assets / Fund Balance$1,429,884$1,343,517▼ $86,367

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$770,213$289,311$1,059,524
Land$291,000-$291,000
Equipment-$9,645$9,645
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseTotal
Lauri BhagatPresidentPT$100$100

Board Members and Trustees

NameTitle
Jeremy HorowitzBoard Member
David HowertonDirector
Keira AndersonDirector
Laura WileyDirector
Maria MorrisonDirector
Maryann MerzDirector
Matthew EnglisDirector
Theresa DobsonOfficer
Jeremy StrassSecretary
Caleb ChouTreasurer
Becky GremaudVice Preside
Revenue and Support

Revenue Composition

Contributions and Grants
$47,466
Program Service Revenue
$781,958
Investment Income
$4,023
Other Revenue
$0
All Other Contributions
$47,466
Change in Net Assets
$-74,260
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$679,125
Other Expenses$228,582
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$499,348$124,837-$624,185
Occupancy$76,804$5,781-$82,585
Payroll Taxes$36,339$12,113-$48,452
Depreciation Depletion$26,824--$26,824
Interest$23,615$2,624-$26,239
Fees for Services Accounting-$11,820-$11,820
Fees for Services Other-$11,043-$11,043
Office Expenses$3,600$3,601-$7,201
Other Employee Benefits$4,791$1,597-$6,388
Insurance$4,497$339-$4,836
Advertising$2,048$2,048-$4,096
All Other Expenses$729$2,190-$2,919
Other Expenses$1,701$232-$1,933
Travel$766$767-$1,533
Conferences and Meetings$683$93-$776
Current Officers, Directors, Trustees, and Key Employees$75$25-$100
Total Functional Expenses$712,594$195,113$0$907,707
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Payroll Liabilities$750
Class Fundraising Deposits$427
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Backup withholding compliance
No
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 7A

Decisions subject to approval of members all decisions of the board of trustees are made by a majority vote of the members

Form 990, Page 6, Part VI, Line 7B

Decisions subject to approval of members all decisions of the board of trustees are made by a majority vote of the members

Form 990, Page 6, Part VI, Line 11B

Organization's process to review form 990 the 990 is supplied and reviewed by all members of the finance committee

Form 990, Page 6, Part VI, Line 15A

Compensation process for top official board of directors review and approve compensation

Form 990, Page 6, Part VI, Line 15B

Compensation process for officers board of directors review and approve compensation

Form 990, Page 6, Part VI, Line 19

Governing documents disclosure explanation all documents are available upon request

Filing and Contact Details

Filer

Filer Name
St Louis Waldorf Association
EIN
43-1609194
Phone
3149622129
Address
915 N ELM AVE, SAINT LOUIS, MO 63119
Doing Business As
Waldorf School of St Louis

Signing Officer

Name
Theresa Dobson
Title
Officer
Phone
3149622129
Signed
2026-01-26
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Lauri Bhagat
Formed
1993
Legal Domicile
Mo
Voting Board Members
11
Independent Board Members
11
Employees
29
Volunteers
120

Preparer

Firm
Belay Financial LLC
Address
885 WOODSTOCK RD STE 430, ROSWELL, GA 30075
Preparer
Kimberly a Cardenas
Phone
8435012774
Supplemental Narrative

Additional Explanations

Form 990, Page 2, Part III, Line 4D

The waldorf school of st louis offers an inspiring, well-rounded education by considering the whole child and integrating artistic activities, music, and movement into a developmentally appropriate curriculum

Form 990, Part XI, Line 9

481(A) ADJUSTMENT -625

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This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/Desc0THE WALDORF SCHOOL OF ST LOUIS OFFERS AN INSPIRING, WELL-ROUNDED EDUCATION BY CONSIDERING THE WHOLE CHILD AND INTEGRATING ARTISTIC ACTIVITIES, MUSIC, AND MOVEMENT INTO A DEVELOPMENTALLY APPROPRIATE CURRICULUM
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IRS990/OtherEmployeeBenefitsGrp/TotalAmt06388
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IRS990/OtherExpensesGrp/Desc2PAYROLL SERVICE FEES
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IRS990/ProgSrvcAccomActyOtherGrp/Desc0THE WALDORF SCHOOL OF ST LOUIS OFFERS AN INSPIRING, WELL-ROUNDED EDUCATION BY CONSIDERING THE WHOLE CHILD AND INTEGRATING ARTISTIC ACTIVITIES, MUSIC, AND MOVEMENT INTO A DEVELOPMENTALLY APPROPRIATE CURRICULUM
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IRS990ScheduleD/EquipmentGrp/DepreciationAmt09645
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt09645
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IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt0291000
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IRS990ScheduleE/SupplementalInformationDetail/ExplanationTxt0WE WELCOME STUDENTS, PARENTS, FACULTY, AND STAFF OF ALL RACES AND SEXUAL ORIENTATIONS, AND OF ALL FAITHS AND CREEDS. WE RESPECT AND SUPPORT EACH INDIVIDUAL'S SPIRITUAL BELIEFS AND PRACTICES.
IRS990ScheduleE/SupplementalInformationDetail/ExplanationTxt1SCH E - PUBLICATION OF NONDISCRIMINATORY POLICY IN MEDIA EXPLANATION IT IS A FUNDAMENTAL GOAL OF OUR EDUCATION TO BRING STUDENTS TO AN UNDERSTANDING AND EXPERIENCE OF THE COMMON HUMANITY OF ALL OF THE WORLD'S PEOPLE, TRANSCENDING THE STEREOTYPES, PREJUDICES, AND DIVISIVE BARRIES OF CLASSIFICATION BY SEX, RACE, RELIGION, NATIONALITY, AND ABILITY.
IRS990ScheduleE/SupplementalInformationDetail/FormAndLineReferenceDesc0SCHEDULE E, LINE 3
IRS990ScheduleE/SupplementalInformationDetail/FormAndLineReferenceDesc1SCHEDULE E
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IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE WALDORF SCHOOL OF ST LOUIS OFFERS AN INSPIRING, WELL-ROUNDED EDUCATION BY CONSIDERING THE WHOLE CHILD AND INTEGRATING ARTISTIC ACTIVITIES, MUSIC, AND MOVEMENT INTO A DEVELOPMENTALLY APPROPRIATE CURRICULUM
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1DECISIONS SUBJECT TO APPROVAL OF MEMBERS ALL DECISIONS OF THE BOARD OF TRUSTEES ARE MADE BY A MAJORITY VOTE OF THE MEMBERS
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2DECISIONS SUBJECT TO APPROVAL OF MEMBERS ALL DECISIONS OF THE BOARD OF TRUSTEES ARE MADE BY A MAJORITY VOTE OF THE MEMBERS
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3ORGANIZATION'S PROCESS TO REVIEW FORM 990 THE 990 IS SUPPLIED AND REVIEWED BY ALL MEMBERS OF THE FINANCE COMMITTEE
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4COMPENSATION PROCESS FOR TOP OFFICIAL BOARD OF DIRECTORS REVIEW AND APPROVE COMPENSATION
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5COMPENSATION PROCESS FOR OFFICERS BOARD OF DIRECTORS REVIEW AND APPROVE COMPENSATION
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6GOVERNING DOCUMENTS DISCLOSURE EXPLANATION ALL DOCUMENTS ARE AVAILABLE UPON REQUEST
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7481(A) ADJUSTMENT -625
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PAGE 2, PART III, LINE 4D
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PAGE 6, PART VI, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PAGE 6, PART VI, LINE 7B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PAGE 6, PART VI, LINE 11B
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IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PAGE 6, PART VI, LINE 15B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6FORM 990, PAGE 6, PART VI, LINE 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7FORM 990, PART XI, LINE 9
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IRS990/USAddress/AddressLine1Txt0517 FOX RIDGE ROAD
IRS990/USAddress/CityNm0SAINT LOUIS
IRS990/USAddress/StateAbbreviationCd0MO

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