Civic Intelligence

Credit Education Resources Foundation Inc.

990EZ • Fiscal year 2010 • EIN 43-1515642

Oct 01, 2009 to Sep 30, 2010 • Filed on Feb 07, 2011

Organization Profile
10726 Manchester Rd Suite 21063122
Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

46th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

2010 filings • 501(c)3 • <$500k nonprofits • Source year 2010

Liabilities / Revenue

47th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

2010 filings • 501(c)3 • <$500k nonprofits • Source year 2010

Net Margin

79th percentile

22%

Higher net margin than 79% of similar nonprofits.

2010 filings • 501(c)3 • <$500k nonprofits • Source year 2010

Top Officer Pay

Score unavailable

No value available

This filing does not contain officer compensation rows.

Source year 2010

Asset Growth

Score unavailable

No value available

No earlier valid filing was available within the previous three public years.

Source year 2010

Revenue Growth

Score unavailable

No value available

No earlier valid filing was available within the previous three public years.

Source year 2010

Balance Sheet
Liabilities / Assets46th percentile

Assets

$62,803

No earlier filing loaded for comparison.

Net Assets

$62,803

No earlier filing loaded for comparison.

Liabilities

$0

No earlier filing loaded for comparison.

Revenue And Expenses
Liabilities / Revenue47th percentileNet Margin79th percentile

Revenue

$11,554

No earlier filing loaded for comparison.

Expenses

$8,972

No earlier filing loaded for comparison.

Net Income

$2,582

No earlier filing loaded for comparison.

Historical Trend

Balance Sheet Trend

Asset GrowthScore unavailable

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$80K$60K$40K$20K$0Assets 2010: $62,803Liabilities 2010: $0Net Assets 2010: $62,8032010Assets 2011: $62,728Liabilities 2011: $0Net Assets 2011: $62,7282011

Highlighted filing

2010

Assets$62,803
Liabilities$0
Net Assets$62,803
Open 2010 Filing

Operations Trend

Revenue GrowthScore unavailable

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$15K$10K$5.0K$0-$5.0KRevenue 2010: $11,554Expenses 2010: $8,972Net Income 2010: $2,5822010Revenue 2011: $8,344Expenses 2011: $9,102Net Income 2011: -$7582011

Highlighted filing

2010

Revenue$11,554
Expenses$8,972
Net Income$2,582
Open 2010 Filing
Jump To
Filing Snapshot
Filing Period
Oct 1, 2009 to Sep 30, 2010
Signed
Feb 7, 2011
Return Version
2009v1.2
Filing and Contact Details

Filer

EIN
43-1515642
Raw XML Appendix229 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990EZ/OfficerDirectorTrusteeKeyEmpl/PersonName0LINDA ZENOR
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/PersonName1ANN HAMMOND
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/PersonName2PAT EVANS
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Title0Vice President
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IRS990EZ/PartVIAHghstPaidCntrctProfSer0NONE
IRS990EZ/PartVIOfCompOfHighestPaidEmpl0NONE
IRS990EZ/PrimaryExemptPurpose0CREDIT EDUCATION
IRS990EZ/PrintingPublicationsPostage00
IRS990EZ/ProgramServiceAccomplishment/DescriptionProgramServiceAccom0DISTRIBUTE MATERIALS TO CREDIT PROFESSIONAL MEMBERS ACTIVE IN PROVIDING CREDIT EDUCATION TO CONSUMERS IN THEIR AREAS.
IRS990EZ/ProgramServiceAccomplishment/DescriptionProgramServiceAccom1DEVELOP CREDIT EDUCATION MATERIALS FOR CONSUMERS TO HELP THEM LEARN HOW TO USE CREDIT WISELY.
IRS990EZ/ProgramServiceAccomplishment/GrantsAndAllocations00
IRS990EZ/ProgramServiceAccomplishment/GrantsAndAllocations10
IRS990EZ/ProgramServiceAccomplishment/ProgramServiceExpenses00
IRS990EZ/ProgramServiceAccomplishment/ProgramServiceExpenses10
IRS990EZ/ProgramServiceRevenue00
IRS990EZ/ProhibitedTaxShelterTrans00
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IRS990EZ/SpecialEventsGrossRevenue00
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IRS990EZ/TheBooksAreInCareOf/NamePerson0ANN HAMMOND
IRS990EZ/TheBooksAreInCareOf/TelephoneNumber03148219393
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IRS990EZ/TotalExpenses08972
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IRS990EZ/TotalRevenue011554
IRS990EZ/TrnsfrsExemptNonCharRelatedOrg00
IRS990EZ/WebSite0www.creditprofessionals.org
IRS990ScheduleA/AmtsFromSubstContributors/CurrentTaxYear00
IRS990ScheduleA/AmtsFromSubstContributors/CurrentTaxYearMinus1Year00
IRS990ScheduleA/AmtsFromSubstContributors/CurrentTaxYearMinus2Years00
IRS990ScheduleA/AmtsFromSubstContributors/CurrentTaxYearMinus3Years00
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IRS990ScheduleA/AmtsFromSubstContributors/Total00
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IRS990ScheduleA/AmtsRecdFromDisqualPersons/CurrentTaxYearMinus4Years00
IRS990ScheduleA/AmtsRecdFromDisqualPersons/Total00
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IRS990ScheduleA/GrossInvestmentIncome509/Total01535
IRS990ScheduleA/GrossReceiptsFromAdmissions/CurrentTaxYear00
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IRS990ScheduleA/GrossReceiptsFromAdmissions/CurrentTaxYearMinus3Years00
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IRS990ScheduleA/GrossReceiptsFromNonUBI/CurrentTaxYear00
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ReturnHeader/BuildTS02016-02-24 21:20:13Z
ReturnHeader/Filer/EIN0431515642
ReturnHeader/Filer/Name/BusinessNameLine10CREDIT EDUCATION RESOURCES FOUNDATION INC
ReturnHeader/Filer/NameControl0CRED
ReturnHeader/Filer/Phone03148219393
ReturnHeader/Filer/USAddress/AddressLine1010726 MANCHESTER RD SUITE 210
ReturnHeader/Filer/USAddress/City0ST LOUIS
ReturnHeader/Filer/USAddress/State0MO
ReturnHeader/Filer/USAddress/ZIPCode063122
ReturnHeader/Officer/DateSigned02011-02-07
ReturnHeader/Officer/Name0GAIL OTTINGER
ReturnHeader/Officer/Phone02525271106
ReturnHeader/Officer/Title0FINANCIAL OFFICER
ReturnHeader/ReturnType0990EZ
ReturnHeader/TaxPeriodBeginDate02009-10-01
ReturnHeader/TaxPeriodEndDate02010-09-30
ReturnHeader/TaxYear02009
ReturnHeader/Timestamp02011-02-07T20:35:07-07:00

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2010 • Form 990EZFacts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$62,803
Liabilities
$0
Net assets
$62,803
Revenue
$11,554
Expenses
$8,972
Net income
$2,582
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$62.7$0.00$62.7$8.34$9.10$0.76
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$62.8$0.00$62.8$11.6$8.97$2.58