Civic Intelligence

Unity Christian Academy Inc.

990EZ • Fiscal year 2022 • EIN 43-1455222

Jul 01, 2021 to Jun 30, 2022 • Filed on May 12, 2023

Organization ProfileN/A
1800 Memorial DrClarksville, TN 37043-6003

(931) 645-6003

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

76th percentile

0.06x

Higher debt load relative to assets than 76% of similar nonprofits.

2022 filings • 501(c)3 • <$500k nonprofits • Source year 2022

Liabilities / Revenue

65th percentile

0.01x

Higher debt load relative to revenue than 65% of similar nonprofits.

2022 filings • 501(c)3 • <$500k nonprofits • Source year 2022

Net Margin

51st percentile

5.5%

Higher net margin than 51% of similar nonprofits.

2022 filings • 501(c)3 • <$500k nonprofits • Source year 2022

Top Officer Pay

79th percentile

$3,280

Higher top officer pay than 79% of similar nonprofits.

Top officer pay equals 4.9% of source-year revenue.

2022 filings • 501(c)3 • <$500k nonprofits • Source year 2022

Asset Growth

95th percentile

204%

Faster asset growth than 95% of similar nonprofits.

2022 filings • 501(c)3 • <$500k nonprofits • Annualized from 2021 to 2022

Revenue Growth

51st percentile

10%

Faster revenue growth than 51% of similar nonprofits.

2022 filings • 501(c)3 • <$500k nonprofits • Annualized from 2021 to 2022

Balance Sheet
Liabilities / Assets76th percentile

Assets

Up

$8,638

Up $5,799 (+204%) from 2021

Net Assets

Up

$8,138

Up $5,799 (+248%) from 2021

Liabilities

Flat

$500

Flat from 2021

Revenue And Expenses
Liabilities / Revenue65th percentileNet Margin51st percentile

Revenue

Up

$67,441

Up $6,170 (+10%) from 2021

Expenses

Up

$63,705

Up $371 (+0.6%) from 2021

Net Income

Up

$3,736

Up $5,799 (+281%) from 2021

Historical Trend

Balance Sheet Trend

Asset Growth95th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$15K$10K$5.0K$0-$5.0KAssets 2011: $3,775Liabilities 2011: $6,288Net Assets 2011: -$2,5132011Assets 2012: $3,597Liabilities 2012: $862Net Assets 2012: $2,7352012Assets 2013: $3,037Liabilities 2013: $526Net Assets 2013: $2,5112013Assets 2014: $3,713Liabilities 2014: $525Net Assets 2014: $3,1882014Assets 2015: $6,167Liabilities 2015: $500Net Assets 2015: $5,6672015Assets 2016: $6,527Liabilities 2016: $2,4022016Assets 2017: $4,596Liabilities 2017: $500Net Assets 2017: $4,0962017Assets 2018: $3,378Liabilities 2018: $500Net Assets 2018: $2,8782018Assets 2019: $4,644Liabilities 2019: $500Net Assets 2019: $4,1442019Assets 2021: $2,839Liabilities 2021: $500Net Assets 2021: $2,3392021Assets 2022: $8,638Liabilities 2022: $500Net Assets 2022: $8,1382022Assets 2023: $12,504Liabilities 2023: $500Net Assets 2023: $12,0042023Assets 2024: $9,149Liabilities 2024: $500Net Assets 2024: $8,6492024

Highlighted filing

2022

Assets$8,638
Liabilities$500
Net Assets$8,138
Open 2022 Filing

Operations Trend

Revenue Growth51st percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$150K$100K$50K$0-$50KRevenue 2011: $128,809Expenses 2011: $132,389Net Income 2011: -$3,5802011Expenses 2012: $116,4852012Expenses 2013: $127,7532013Revenue 2014: $86,265Expenses 2014: $85,588Net Income 2014: $6772014Revenue 2015: $82,400Expenses 2015: $79,922Net Income 2015: $2,4782015Revenue 2016: $92,860Expenses 2016: $94,402Net Income 2016: -$1,5422016Revenue 2017: $83,070Expenses 2017: $83,099Net Income 2017: -$292017Revenue 2018: $88,126Expenses 2018: $89,344Net Income 2018: -$1,2182018Revenue 2019: $74,858Expenses 2019: $73,592Net Income 2019: $1,2662019Revenue 2021: $61,271Expenses 2021: $63,334Net Income 2021: -$2,0632021Revenue 2022: $67,441Expenses 2022: $63,705Net Income 2022: $3,7362022Revenue 2023: $66,215Expenses 2023: $62,349Net Income 2023: $3,8662023Revenue 2024: $59,953Expenses 2024: $63,308Net Income 2024: -$3,3552024

Highlighted filing

2022

Revenue$67,441
Expenses$63,705
Net Income$3,736
Open 2022 Filing
Jump To
Filing Snapshot
Filing Period
Jul 1, 2021 to Jun 30, 2022
Signed
May 12, 2023
Return Version
2021v4.2
Gross Receipts
$67,441
Mission and Program Overview

Mission

To provide a Christian based education for elementary and secondary students

Program Services

DescriptionGrantsExpenses
Had 9 elementary students, 2 middle school students and 5 high school students. 3 graduated and 2 are working in the community. All others advanced to next grade. Did not go to Regioal Convention due to COVID. Had 4 field trips.-$54,096
Compensation and Service Providers
Top Officer Pay79th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Jacqueline HalePresidentFT$3,280-$3,280
Dr Alan WernerDirector-$0--
Wendell GannawayDirector-$0--
Filing and Contact Details

Filer

Filer Name
Unity Christian AcademyInc
EIN
43-1455222
Phone
9316456003
Address
1800 Memorial Dr, Clarksville, TN 37043-6003

Signing Officer

Name
Jaquelin Hale
Title
President
Phone
9316456003
Signed
2023-05-12
Discuss with paid preparer
Yes

Preparer

Firm
Wendell Gannaway CPA
Address
1837 Warren Dr, Clarksville, TN 37040
Preparer
Wendell Gannaway
Phone
9315032525
Supplemental Narrative

Additional Explanations

Form 990-EZ, Part I, Line 16, Other Expenses

“Supplies 824”

Form 990-EZ, Part I, Line 16, Other Expenses

“Telephone 1,750”

Form 990-EZ, Part I, Line 16, Other Expenses

“Sanitation 695”

Form 990-EZ, Part I, Line 16, Other Expenses

“Bank charges 274”

Form 990-EZ, Part I, Line 16, Other Expenses

“Loss from rental activity Form 990-T 9,609”

Form 990-EZ, Part I, Line 16, Other Expenses

“Office exp 126”

Form 990-EZ, Part I, Line 16, Other Expenses

“Auto expense 450”

Form 990-EZ, Part I, Line 16, Other Expenses

“Graduation expense 271”

Form 990-EZ, Part I, Line 16, Other Expenses

“School materials 1,932”

Form 990-EZ, Part I, Line 16, Other Expenses

“Donations 2,705”

Form 990-EZ, Part I, Line 16, Other Expenses

“Payroll taxes 2,299”

Form 990-EZ, Part I, Line 16, Other Expenses

“Food 622”

Form 990-EZ, Part I, Line 16, Other Expenses

“Miscellaneous 87”

Form 990-EZ, Part II, Line 24, Other Assets

“Rent deposit Beginning of year 1,280, End of year 1,280”

Form 990-EZ, Part II, Line 26, Liabilities

“Note payable Beginning of year 500, End of year 500”

Form 990-EZ, Part V, Line 35B

“Form 990-T is included with this return.”

Raw XML Appendix170 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd0false
IRS990EZ/BooksInCareOfDetail/PersonNm0Jacqueline D Hale
IRS990EZ/BooksInCareOfDetail/PhoneNum09316456003
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt01800 Memorial Dr
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0Clarksville
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0TN
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd0370436003
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt03622
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt07358
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/ContributionsGiftsGrantsEtcAmt067441
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/EngagedInExcessBenefitTransInd0false
IRS990EZ/ExcessOrDeficitForYearAmt03736
IRS990EZ/FiledScheduleAInd0true
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form1120PolFiledInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt04902
IRS990EZ/Form990TotalAssetsGrp/EOYAmt08638
IRS990EZ/GrossReceiptsAmt067441
IRS990EZ/InfoInScheduleOPartIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/InfoInScheduleOPartVInd0X
IRS990EZ/LobbyingActivitiesInd0false
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt04402
IRS990EZ/NetAssetsOrFundBalancesEOYAmt08138
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt04402
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt08138
IRS990EZ/OccupancyRentUtltsAndMaintAmt024947
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt0060.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt1000.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt2000.10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt03280
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0Jacqueline Hale
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1Dr Alan Werner
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2Wendell Gannaway
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0President
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1Director
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2Director
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501c3Ind0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationFiled990TInd0true
IRS990EZ/OrganizationHadUBIInd0true
IRS990EZ/OtherAssetsTotalDetail/BOYAmt01280
IRS990EZ/OtherAssetsTotalDetail/EOYAmt01280
IRS990EZ/OtherExpensesTotalAmt021644
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0To provide a Christian based education for elementary and secondary students
IRS990EZ/PrintingPublicationsPostageAmt0144
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0Had 9 elementary students, 2 middle school students and 5 high school students. 3 graduated and 2 are working in the community. All others advanced to next grade. Did not go to Regioal Convention due to COVID. Had 4 field trips.
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt054096
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/SalariesOtherCompEmplBnftAmt016970
IRS990EZ/SchoolOperatingInd0true
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt0500
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt0500
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TaxImposedUnderIRC4911Amt00
IRS990EZ/TaxImposedUnderIRC4912Amt00
IRS990EZ/TaxImposedUnderIRC4955Amt00
IRS990EZ/TotalExpensesAmt063705
IRS990EZ/TotalProgramServiceExpensesAmt054096
IRS990EZ/TotalRevenueAmt067441
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0N/A
IRS990ScheduleA/SchoolInd0X
IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorNum0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine20RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt0RESTRICTED
IRS990ScheduleE/ComplianceWithRevProc7550Ind0true
IRS990ScheduleE/DiscriminateRaceAdmissPlcyInd0false
IRS990ScheduleE/DiscriminateRaceAthltProgInd0false
IRS990ScheduleE/DiscriminateRaceEducPlcyInd0false
IRS990ScheduleE/DiscriminateRaceEmplmFcultyInd0false
IRS990ScheduleE/DiscriminateRaceOtherActyInd0false
IRS990ScheduleE/DiscriminateRaceSchsInd0false
IRS990ScheduleE/DiscriminateRaceStdntsRghtsInd0false
IRS990ScheduleE/DiscriminateRaceUseOfFcltsInd0false
IRS990ScheduleE/GovernmentFinancialAidRcvdInd0false
IRS990ScheduleE/GovernmentFinancialAidRvkdInd0false
IRS990ScheduleE/MaintainCpyOfAllSolInd0true
IRS990ScheduleE/MaintainCpyOfBrochuresEtcInd0true
IRS990ScheduleE/MaintainRacialCompRecsInd0true
IRS990ScheduleE/MaintainScholarshipsRecsInd0true
IRS990ScheduleE/NondiscriminatoryPolicyStmtInd0true
IRS990ScheduleE/PlcyPblczdViaBroadcastMediaInd0false
IRS990ScheduleE/PolicyStmtInBrochuresEtcInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Supplies 824
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Telephone 1,750
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2Sanitation 695
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3Bank charges 274
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4Loss from rental activity Form 990-T 9,609
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5Office exp 126
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6Auto expense 450
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7Graduation expense 271
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt8School materials 1,932
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt9Donations 2,705
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt10Payroll taxes 2,299
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt11Food 622
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt12Miscellaneous 87
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt13Rent deposit Beginning of year 1,280, End of year 1,280
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt14Note payable Beginning of year 500, End of year 500
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt15Form 990-T is included with this return.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990-EZ, Part I, Line 16, Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990-EZ, Part I, Line 16, Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990-EZ, Part I, Line 16, Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990-EZ, Part I, Line 16, Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Form 990-EZ, Part I, Line 16, Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Form 990-EZ, Part I, Line 16, Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6Form 990-EZ, Part I, Line 16, Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7Form 990-EZ, Part I, Line 16, Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc8Form 990-EZ, Part I, Line 16, Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc9Form 990-EZ, Part I, Line 16, Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc10Form 990-EZ, Part I, Line 16, Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc11Form 990-EZ, Part I, Line 16, Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc12Form 990-EZ, Part I, Line 16, Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc13Form 990-EZ, Part II, Line 24, Other Assets
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc14Form 990-EZ, Part II, Line 26, Liabilities
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc15Form 990-EZ, Part V, Line 35b
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/AuthenticationAssuranceLevelCd0AAL1
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/IdentityAssuranceLevelCd0IAL1
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/TrustedCustomerCd02
ReturnHeader/BuildTS02023-04-26 12:10:37Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0Jaquelin Hale
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0President
ReturnHeader/BusinessOfficerGrp/PhoneNum09316456003
ReturnHeader/BusinessOfficerGrp/SignatureDt02023-05-12
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0Unity Christian AcademyInc
ReturnHeader/Filer/BusinessNameControlTxt0UNIT
ReturnHeader/Filer/EIN0431455222
ReturnHeader/Filer/PhoneNum09316456003
ReturnHeader/Filer/USAddress/AddressLine1Txt01800 Memorial Dr
ReturnHeader/Filer/USAddress/CityNm0Clarksville
ReturnHeader/Filer/USAddress/StateAbbreviationCd0TN
ReturnHeader/Filer/USAddress/ZIPCd0370436003
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0621020329
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0Wendell Gannaway CPA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt01837 Warren Dr
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0Clarksville
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0TN
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd037040
ReturnHeader/PreparerPersonGrp/PhoneNum09315032525
ReturnHeader/PreparerPersonGrp/PreparationDt02023-05-12
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0Wendell Gannaway
ReturnHeader/PreparerPersonGrp/SelfEmployedInd0X
ReturnHeader/ReturnTs02023-05-12T02:58:06-00:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/SigningOfficerGrp/PersonFullName/PersonFirstNm0Jaqueline
ReturnHeader/SigningOfficerGrp/PersonFullName/PersonLastNm0Hale
ReturnHeader/TaxPeriodBeginDt02021-07-01
ReturnHeader/TaxPeriodEndDt02022-06-30
ReturnHeader/TaxYr02021

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2022 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$8,638
Liabilities
$500
Net assets
$8,138
Revenue
$67,441
Expenses
$63,705
Net income
$3,736
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$0.09$0.01$0.09$0.60$0.63$0.03
2023Detailed filing. Detailed filing data is available for this year.$0.13$0.01$0.12$0.66$0.62$0.04
2022Detailed filing. Detailed filing data is available for this year.$0.09$0.01$0.08$0.67$0.64$0.04
2021Detailed filing. Detailed filing data is available for this year.$0.03$0.01$0.02$0.61$0.63$0.02
2019Detailed filing. Detailed filing data is available for this year.$0.05$0.01$0.04$0.75$0.74$0.01
2018Detailed filing. Detailed filing data is available for this year.$0.03$0.01$0.03$0.88$0.89$0.01
2017Detailed filing. Detailed filing data is available for this year.$0.05$0.01$0.04$0.83$0.83$0.00
2016Summary only. Only limited summary data is available for this year.$0.07$0.02$0.93$0.94$0.02
2015Summary only. Only limited summary data is available for this year.$0.06$0.01$0.06$0.82$0.80$0.02
2014Detailed filing. Detailed filing data is available for this year.$0.04$0.01$0.03$0.86$0.86$0.01
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.03$0.01$0.03$1.28
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.04$0.01$0.03$1.16
2011Summary only. Only limited summary data is available for this year.$0.04$0.06$0.03$1.29$1.32$0.04