Civic Intelligence

Housing Options Provided for the Elderly Incorporated

990 • Fiscal year 2023 • EIN 43-1365885

Apr 01, 2022 to Mar 31, 2023 • Filed on Oct 09, 2023

Organization ProfileWWW.HOPEFORSENIORSSTL.ORG

View Organization Page

7300 Dartmouth Ave 100St Louis, MO 63130

(314) 776-0155

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

87th percentile

0.50x

Higher debt load relative to assets than 87% of similar nonprofits.

2023 filings • 501(c)3 • $500k-$1M nonprofits • Source year 2023

Liabilities / Revenue

75th percentile

0.18x

Higher debt load relative to revenue than 75% of similar nonprofits.

2023 filings • 501(c)3 • $500k-$1M nonprofits • Source year 2023

Net Margin

40th percentile

-0.1%

Higher net margin than 40% of similar nonprofits.

2023 filings • 501(c)3 • $500k-$1M nonprofits • Source year 2023

Top Officer Pay

54th percentile

$0

Higher top officer pay than 54% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2023 filings • 501(c)3 • $500k-$1M nonprofits • Source year 2023

Asset Growth

87th percentile

47%

Faster asset growth than 87% of similar nonprofits.

2023 filings • 501(c)3 • $500k-$1M nonprofits • Annualized from 2022 to 2023

Revenue Growth

67th percentile

23%

Faster revenue growth than 67% of similar nonprofits.

2023 filings • 501(c)3 • $500k-$1M nonprofits • Annualized from 2022 to 2023

Balance Sheet
Liabilities / Assets87th percentile

Assets

Up

$276,353

Up $87,875 (+47%) from 2022

Net Assets

Down

$137,985

Down $815 (-0.6%) from 2022

Liabilities

Up

$138,368

Up $88,690 (+179%) from 2022

Revenue And Expenses
Liabilities / Revenue75th percentileNet Margin40th percentile

Revenue

Up

$786,900

Up $149,043 (+23%) from 2022

Expenses

Up

$787,715

Up $53,229 (+7.2%) from 2022

Net Income

Up

-$815

Up $95,814 (+99%) from 2022

Historical Trend

Balance Sheet Trend

Asset Growth87th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$400K$300K$200K$100K$0Assets 2011: $153,300Liabilities 2011: $67,681Net Assets 2011: $85,6192011Assets 2012: $156,291Liabilities 2012: $46,330Net Assets 2012: $109,9612012Assets 2013: $187,894Liabilities 2013: $50,903Net Assets 2013: $136,9912013Assets 2014: $113,109Liabilities 2014: $20,017Net Assets 2014: $93,0922014Assets 2015: $129,852Liabilities 2015: $66,164Net Assets 2015: $63,6882015Assets 2016: $133,266Liabilities 2016: $63,471Net Assets 2016: $69,7952016Assets 2017: $125,853Liabilities 2017: $22,669Net Assets 2017: $103,1842017Assets 2018: $180,131Liabilities 2018: $51,883Net Assets 2018: $128,2482018Assets 2019: $221,878Liabilities 2019: $68,042Net Assets 2019: $153,8362019Assets 2020: $231,278Liabilities 2020: $62,055Net Assets 2020: $169,2232020Assets 2021: $300,324Liabilities 2021: $64,895Net Assets 2021: $235,4292021Assets 2022: $188,478Liabilities 2022: $49,678Net Assets 2022: $138,8002022Assets 2023: $276,353Liabilities 2023: $138,368Net Assets 2023: $137,9852023Assets 2024: $285,621Liabilities 2024: $111,818Net Assets 2024: $173,8032024Assets 2025: $226,790Liabilities 2025: $62,116Net Assets 2025: $164,6742025

Highlighted filing

2023

Assets$276,353
Liabilities$138,368
Net Assets$137,985
Open 2023 Filing

Operations Trend

Revenue Growth67th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$1.5M$1.0M$500K$0-$500KExpenses 2011: $344,8142011Expenses 2012: $472,6622012Revenue 2013: $505,176Expenses 2013: $478,145Net Income 2013: $27,0312013Revenue 2014: $339,966Expenses 2014: $383,866Net Income 2014: -$43,9002014Revenue 2015: $345,892Expenses 2015: $375,296Net Income 2015: -$29,4042015Revenue 2016: $534,820Expenses 2016: $528,714Net Income 2016: $6,1062016Revenue 2017: $467,640Expenses 2017: $434,251Net Income 2017: $33,3892017Revenue 2018: $610,912Expenses 2018: $585,848Net Income 2018: $25,0642018Revenue 2019: $598,044Expenses 2019: $572,456Net Income 2019: $25,5882019Revenue 2020: $703,274Expenses 2020: $687,887Net Income 2020: $15,3872020Revenue 2021: $1,184,588Expenses 2021: $1,118,382Net Income 2021: $66,2062021Revenue 2022: $637,857Expenses 2022: $734,486Net Income 2022: -$96,6292022Revenue 2023: $786,900Expenses 2023: $787,715Net Income 2023: -$8152023Revenue 2024: $1,077,748Expenses 2024: $1,039,493Net Income 2024: $38,2552024Revenue 2025: $821,988Expenses 2025: $831,117Net Income 2025: -$9,1292025

Highlighted filing

2023

Revenue$786,900
Expenses$787,715
Net Income-$815
Open 2023 Filing
Jump To
Filing Snapshot
Filing Period
Apr 1, 2022 to Mar 31, 2023
Signed
Oct 9, 2023
Return Version
2022v5.0
Gross Receipts
$786,900
Mission and Program Overview

Mission

Housing options for the elderly envisions a community where older adults have access to appropriate and safe housing, assuring that quality of life is maximized.

Hope helps older adults live with dignity and independence in the housing most appropriate to their circumstances.

Balance Sheet Detail
LineBeginningEndChange
Assets
Pledges and Grants Receivable$41,079$191,630▲ $150,551
Cash and Non-Interest-Bearing Accounts$38,754$79,175▲ $40,421
Loans From Officers Directors-$70,000-
Prepaid Expenses and Deferred Charges$2,746$4,319▲ $1,573
Land, Buildings, and Equipment, Net$1,432$944▼ $488
Savings and Temporary Cash Investments$104,467$285▼ $104,182
Total Assets$188,478$276,353▲ $87,875
Liabilities
Accounts Payable and Accrued Expenses$49,678$68,368▲ $18,690
Total Liabilities$49,678$138,368▲ $88,690
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$138,800$137,985▼ $815
Total Net Assets Fund Balance$138,800$137,985▼ $815
Total Liabilities and Net Assets / Fund Balance$188,478$276,353▲ $87,875

Asset Categories

AssetBook ValueDepreciationBasis
Equipment$944$6,848$7,792
Compensation and Service Providers
Top Officer Pay54th percentile

Board Members and Trustees

NameTitle
Martha BrownPresident
Max OppenheimerPresident - Elect
Adam BrandveinDirector
Amanda DitchDirector
Ashley MccarthyDirector
Bob BordenDirector
Joshua WeislerDirector
Kelly KocsDirector
Laura WilliamsDirector
Pamela MerkleDirector
Patrick DirksDirector
Steve MiskovicDirector
Benita CrookSecretary
Arash BagheriTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$545,142
Program Service Revenue
$241,755
Investment Income
$3
Other Revenue
$0
All Other Contributions
$308,982
Change in Net Assets
$-815

Audited Revenue Reconciliation

Revenue per Audited Statements
$786,900
Revenue Not Reported on Financial Statements
$0
Revenue Not Reported on Form 990
$0
Total Revenue per Audited Statements
$786,900
Total Revenue per Form 990
$786,900
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$583,202
Salaries, Compensation, and Employee Benefits$192,515
Grants and Similar Amounts Paid$11,998
Total Fundraising Expense$1,072
Professional Fundraising Fees$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Fees for Services Other$380,447$33$3$380,483
Other Salaries and Wages$159,833$10,573$881$171,287
Payroll Taxes$12,536$829$70$13,435
Occupancy$12,583$641$53$13,277
Grants to Domestic Orgs$11,998--$11,998
Fees for Services Accounting-$7,970-$7,970
Other Employee Benefits$7,272$481$40$7,793
All Other Expenses$5,221$238$1$5,460
Other Expenses$3,844$79$7$3,930
Insurance$3,702$60$5$3,767
Office Expenses$2,659$23$2$2,684
Advertising$1,241--$1,241
Depreciation Depletion$456$30$2$488
Total Functional Expenses$765,420$21,223$1,072$787,715

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$787,715
Total Expenses per Audited Statements$787,715
Total Expenses per Form 990$787,715
Expenses Not Reported on Financial Statements$0
Expenses Not Reported on Form 990$0
International Activity

Grant and Assistance Recipients

RecipientLocationCategoryPurposeAmount
Credit CoalitionHouston, TX-Reverse Mortgage (hecm) Counseling.$9,117
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Loans from Officers, Directors, Trustees, and Key Employees-$70,000-
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
No
Audit committee
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section B, Line 11B

“The board compares the 990 to the audited financial statements to ensure it is completed properly.”

Form 990, Part VI, Section B, Line 15

“The independent board examines all pertinent information to determine compensation for officers, directors, and key employees.”

Form 990, Part VI, Section C, Line 19

“All information is available to the public upon request.”

Filing and Contact Details

Filer

Filer Name
Housing Options Provided for the Elderly
EIN
43-1365885
Phone
3147760155
Address
7300 DARTMOUTH AVE 100, ST LOUIS, MO 63130

Signing Officer

Name
Arthur Zeman
Title
Executive Director
Phone
3147760155
Signed
2023-10-09
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Arthur Zeman
Formed
1986
Legal Domicile
Mo
Voting Board Members
14
Independent Board Members
14
Employees
9
Volunteers
15

Preparer

Firm
FICK EGGEMEYER & WILLIAMSON CPA'S
Address
6240 S LINDBERGH STE 101, ST LOUIS, MO 63123
Preparer
Jennifer J Heim
Phone
3148457999
Supplemental Narrative

Additional Explanations

Form 990, Part IX, Line 11G

“Subcontractors: program service expenses 378,773. Management and general expenses 0. Fundraising expenses 0. Total expenses 378,773. Payroll processing fees: program service expenses 1,674. Management and general expenses 33. Fundraising expenses 3. Total expenses 1,710.”

FORM 990, PART XII, LINE 2C:

“The organization has not changed its oversight or selection process during the tax year.”

Financial Statement Notes

PART X, LINE 2:

“The organization is exempt from income taxes pursuant to section 501(c)(3) of the internal revenue service code. Therefore, no provision is made for taxes on income. The organization adopted the provisions of accounting for uncertainty in income taxes on january 1, 2012. The adoption of that guidance resulted in no change to the financial statements for prior periods. As of march 31, 2023, no amounts have been recognized for uncertain tax positions. The organization's tax returns for 2019 and prior are now closed.”

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This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0HOUSING OPTIONS FOR THE ELDERLY ENVISIONS A COMMUNITY WHERE OLDER ADULTS HAVE ACCESS TO APPROPRIATE AND SAFE HOUSING, ASSURING THAT QUALITY OF LIFE IS MAXIMIZED.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt0138800
IRS990/NetAssetsOrFundBalancesEOYAmt0137985
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NoDonorRestrictionNetAssetsGrp/BOYAmt0138800
IRS990/NoDonorRestrictionNetAssetsGrp/EOYAmt0137985
IRS990/NoListedPersonsCompensatedInd0X
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/FundraisingAmt053
IRS990/OccupancyGrp/ManagementAndGeneralAmt0641
IRS990/OccupancyGrp/ProgramServicesAmt012583
IRS990/OccupancyGrp/TotalAmt013277
IRS990/OfficeExpensesGrp/FundraisingAmt02
IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt023
IRS990/OfficeExpensesGrp/ProgramServicesAmt02659
IRS990/OfficeExpensesGrp/TotalAmt02684
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501c3Ind0X
IRS990/OrganizationFollowsFASB117Ind0X
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/FundraisingAmt040
IRS990/OtherEmployeeBenefitsGrp/ManagementAndGeneralAmt0481
IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt07272
IRS990/OtherEmployeeBenefitsGrp/TotalAmt07793
IRS990/OtherExpensesGrp/Desc0CASH ASSISTANCE
IRS990/OtherExpensesGrp/Desc1TELECOMMUNICATIONS
IRS990/OtherExpensesGrp/Desc2BANK FEES
IRS990/OtherExpensesGrp/Desc3POSTAGE
IRS990/OtherExpensesGrp/FundraisingAmt08
IRS990/OtherExpensesGrp/FundraisingAmt17
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt098
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt1168
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt279
IRS990/OtherExpensesGrp/ProgramServicesAmt0153764
IRS990/OtherExpensesGrp/ProgramServicesAmt15212
IRS990/OtherExpensesGrp/ProgramServicesAmt24652
IRS990/OtherExpensesGrp/ProgramServicesAmt33844
IRS990/OtherExpensesGrp/TotalAmt0153764
IRS990/OtherExpensesGrp/TotalAmt15318
IRS990/OtherExpensesGrp/TotalAmt24820
IRS990/OtherExpensesGrp/TotalAmt33930
IRS990/OtherSalariesAndWagesGrp/FundraisingAmt0881
IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt010573
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt0159833
IRS990/OtherSalariesAndWagesGrp/TotalAmt0171287
IRS990/PartialLiquidationInd00
IRS990/PayrollTaxesGrp/FundraisingAmt070
IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt0829
IRS990/PayrollTaxesGrp/ProgramServicesAmt012536
IRS990/PayrollTaxesGrp/TotalAmt013435
IRS990/PledgesAndGrantsReceivableGrp/BOYAmt041079
IRS990/PledgesAndGrantsReceivableGrp/EOYAmt0191630
IRS990/PoliciesReferenceChaptersInd01
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt02746
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt04319
IRS990/PrincipalOfficerNm0ARTHUR ZEMAN
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0623000
IRS990/ProgramServiceRevenueGrp/Desc0HECM FEES
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt0241755
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0241755
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt0256643
IRS990/PYExcessBenefitTransInd00
IRS990/PYGrantsAndSimilarPaidAmt07436
IRS990/PYInvestmentIncomeAmt013
IRS990/PYOtherExpensesAmt0528891
IRS990/PYOtherRevenueAmt00
IRS990/PYProgramServiceRevenueAmt0381201
IRS990/PYRevenuesLessExpensesAmt0-96629
IRS990/PYSalariesCompEmpBnftPaidAmt0198159
IRS990/PYTotalExpensesAmt0734486
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt0637857
IRS990/QuidProQuoContributionsInd00
IRS990/ReconcilationRevenueExpnssAmt0-815
IRS990/RegularMonitoringEnfrcInd00
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd00
IRS990/ReportProgramRelatedInvstInd00
IRS990/RevenueAmt0241755
IRS990/SavingsAndTempCashInvstGrp/BOYAmt0104467
IRS990/SavingsAndTempCashInvstGrp/EOYAmt0285
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt0786897
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt0637844
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus2YearsAmt0775346
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus3YearsAmt0477659
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus4YearsAmt0476580
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt03154326
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearAmt03
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus1YearAmt013
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus2YearsAmt082
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus3YearsAmt033
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus4YearsAmt019
IRS990ScheduleA/GrossInvestmentIncome170Grp/TotalAmt0150
IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearMinus2YearsAmt050200
IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearMinus3YearsAmt01042
IRS990ScheduleA/OtherIncome170Grp/TotalAmt051242
IRS990ScheduleA/PublicOrganization170Ind0X
IRS990ScheduleA/PublicSupportCY170Pct00.98400
IRS990ScheduleA/PublicSupportPY170Pct00.98200
IRS990ScheduleA/PublicSupportTotal170Amt03154326
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY170Ind0X
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt0786897
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus1YearAmt0637844
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus2YearsAmt0775346
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus3YearsAmt0477659
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus4YearsAmt0476580
IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt03154326
IRS990ScheduleA/TotalSupportAmt03205718
IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorNum0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine20RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt0RESTRICTED
IRS990/ScheduleBRequiredInd01
IRS990ScheduleD/EquipmentGrp/BookValueAmt0944
IRS990ScheduleD/EquipmentGrp/DepreciationAmt06848
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt07792
IRS990ScheduleD/ExpensesNotReportedAmt00
IRS990ScheduleD/ExpensesNotRptFinclStmtAmt00
IRS990ScheduleD/ExpensesSubtotalAmt0787715
IRS990ScheduleD/FootnoteTextInd0X
IRS990ScheduleD/RevenueNotReportedAmt00
IRS990ScheduleD/RevenueNotReportedFinclStmtAmt00
IRS990ScheduleD/RevenueSubtotalAmt0786900
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0THE ORGANIZATION IS EXEMPT FROM INCOME TAXES PURSUANT TO SECTION 501(C)(3) OF THE INTERNAL REVENUE SERVICE CODE. THEREFORE, NO PROVISION IS MADE FOR TAXES ON INCOME. THE ORGANIZATION ADOPTED THE PROVISIONS OF ACCOUNTING FOR UNCERTAINTY IN INCOME TAXES ON JANUARY 1, 2012. THE ADOPTION OF THAT GUIDANCE RESULTED IN NO CHANGE TO THE FINANCIAL STATEMENTS FOR PRIOR PERIODS. AS OF MARCH 31, 2023, NO AMOUNTS HAVE BEEN RECOGNIZED FOR UNCERTAIN TAX POSITIONS. THE ORGANIZATION'S TAX RETURNS FOR 2019 AND PRIOR ARE NOW CLOSED.
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0PART X, LINE 2:
IRS990ScheduleD/TotalBookValueLandBuildingsAmt0944
IRS990ScheduleD/TotalExpensesPerForm990Amt0787715
IRS990ScheduleD/TotalRevenuePerForm990Amt0786900
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt0786900
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt0787715
IRS990ScheduleI/GrantRecordsMaintainedInd01
IRS990ScheduleI/RecipientTable/CashGrantAmt09117
IRS990ScheduleI/RecipientTable/NonCashAssistanceAmt00
IRS990ScheduleI/RecipientTable/PurposeOfGrantTxt0REVERSE MORTGAGE (HECM) COUNSELING.
IRS990ScheduleI/RecipientTable/RecipientBusinessName/BusinessNameLine1Txt0CREDIT COALITION
IRS990ScheduleI/RecipientTable/RecipientEIN0760334549
IRS990ScheduleI/RecipientTable/USAddress/AddressLine1Txt03300 LYONS AVE 203A
IRS990ScheduleI/RecipientTable/USAddress/CityNm0HOUSTON
IRS990ScheduleI/RecipientTable/USAddress/StateAbbreviationCd0TX
IRS990ScheduleI/RecipientTable/USAddress/ZIPCd077020
IRS990ScheduleI/SupplementalInformationDetail/ExplanationTxt0THE ORGANIZATION PROVIDES ACCESS TO THEIR CASE MANAGEMENT SOFTWARE(CMS) TO ALL SUBGRANTEES. SUBGRANTEES RECORD THE WORK PERFORMED AND THE AMOUNT OF HOURS IT TOOK TO COMPLETE. THE ORGANIZATION RUNS REPORTS FROM THEIR SOFTWARE ON A MONTHLY BASIS AND COMPARES THE INFORMATION TO THE INVOICES THEY RECEIVE FROM THE SUBGRANTEES FOR REIMBURSEMENT.
IRS990ScheduleI/SupplementalInformationDetail/FormAndLineReferenceDesc0PART I, LINE 2:
IRS990/ScheduleJRequiredInd00
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt070000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd01
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd00
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt0HIRE NEW EMPLOYEES TO ADMINISTER FUNDS FROM NEW GRANT
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanToOrganizationInd0X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt070000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm0ARTHUR BUZ ZEMAN
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt0EXECUTIVE DIRECTOR
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd01
IRS990ScheduleL/TotalBalanceDueAmt070000
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE BOARD COMPARES THE 990 TO THE AUDITED FINANCIAL STATEMENTS TO ENSURE IT IS COMPLETED PROPERLY.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE INDEPENDENT BOARD EXAMINES ALL PERTINENT INFORMATION TO DETERMINE COMPENSATION FOR OFFICERS, DIRECTORS, AND KEY EMPLOYEES.

Document Assets

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Filings

Displayed year

2023 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$276,353
Liabilities
$138,368
Net assets
$137,985
Revenue
$786,900
Expenses
$787,715
Net income
-$815
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$0.23$0.06$0.16$0.82$0.83$0.01
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.29$0.11$0.17$1.08$1.04$0.04
2023Detailed filing. Detailed filing data is available for this year.$0.28$0.14$0.14$0.79$0.79$0.00
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.19$0.05$0.14$0.64$0.73$0.10
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.30$0.06$0.24$1.18$1.12$0.07
2020Summary only. Only limited summary data is available for this year.$0.23$0.06$0.17$0.70$0.69$0.02
2019Summary only. Only limited summary data is available for this year.$0.22$0.07$0.15$0.60$0.57$0.03
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.18$0.05$0.13$0.61$0.59$0.03
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.13$0.02$0.10$0.47$0.43$0.03
2016Detailed filing. Detailed filing data is available for this year.$0.13$0.06$0.07$0.53$0.53$0.01
2015Detailed filing. Detailed filing data is available for this year.$0.13$0.07$0.06$0.35$0.38$0.03
2014Detailed filing. Detailed filing data is available for this year.$0.11$0.02$0.09$0.34$0.38$0.04
2013Summary only. Only limited summary data is available for this year.$0.19$0.05$0.14$0.51$0.48$0.03
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.16$0.05$0.11$0.47
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.15$0.07$0.09$0.34