Civic Intelligence

Polo Community Housing Corporation

EIN 43-1190995 • 501(c)4 • Polo, MO

Profile

Senior citizens low income rental property

PO Box 81Polo, MO 64671

n/A

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

98th percentile

2.09x

Higher debt load relative to assets than 98% of similar nonprofits.

501(c)4 • <$500k nonprofits • Source year 2024

Liabilities / Revenue

97th percentile

1.55x

Higher debt load relative to revenue than 97% of similar nonprofits.

501(c)4 • <$500k nonprofits • Source year 2024

Net Margin

52nd percentile

2.3%

Higher net margin than 52% of similar nonprofits.

501(c)4 • <$500k nonprofits • Source year 2024

Top Officer Pay

93rd percentile

$9,600

Higher top officer pay than 93% of similar nonprofits.

Top officer pay equals 14.6% of source-year revenue.

501(c)4 • <$500k nonprofits • Source year 2024

Asset Growth

72nd percentile

9.4%

Faster asset growth than 72% of similar nonprofits.

501(c)4 • <$500k nonprofits • Annualized from 2023 to 2024

Revenue Growth

55th percentile

1.7%

Faster revenue growth than 55% of similar nonprofits.

501(c)4 • <$500k nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets98th percentile

Assets

Up

$48,725

Up $4,167 (+9.4%) from 2023

Liabilities

Down

$101,723

Down $20,213 (-17%) from 2023

Net Assets

-$52,998

No earlier filing loaded for comparison.

Operations
Liabilities / Revenue97th percentileNet Margin52nd percentile

Revenue

Up

$65,811

Up $1,078 (+1.7%) from 2023

Expenses

Down

$64,330

Down $7,412 (-10%) from 2023

Net Income

Up

$1,481

Up $8,490 (+121%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth72nd percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$150K$100K$50K$0-$50K-$100KAssets 2011: -$51,216Liabilities 2011: $02011Assets 2012: $73,155Liabilities 2012: $73,1552012Assets 2013: $66,363Liabilities 2013: $66,3632013Assets 2014: $59,257Liabilities 2014: $59,2572014Assets 2015: $54,367Liabilities 2015: $54,3672015Assets 2016: $42,760Liabilities 2016: $42,7602016Assets 2017: $46,650Liabilities 2017: $11,8272017Assets 2018: $44,474Liabilities 2018: $115,6742018Assets 2019: $45,536Liabilities 2019: $112,4192019Assets 2020: $50,042Liabilities 2020: $114,6312020Assets 2021: $46,340Liabilities 2021: $116,231Net Assets 2021: -$69,8912021Assets 2022: $49,488Liabilities 2022: $119,857Net Assets 2022: -$70,3692022Assets 2023: $44,558Liabilities 2023: $121,9362023Assets 2024: $48,725Liabilities 2024: $101,723Net Assets 2024: -$52,9982024

Highlighted filing

2024

Assets$48,725
Liabilities$101,723
Net Assets-$52,998
Open 2024 Filing

Operations Trend

Revenue Growth55th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$80K$60K$40K$20K$0-$20KRevenue 2011: $55,442Expenses 2011: $55,207Net Income 2011: $2352011Revenue 2012: $53,830Expenses 2012: $52,741Net Income 2012: $1,0892012Revenue 2013: $52,475Expenses 2013: $51,306Net Income 2013: $1,1692013Revenue 2014: $54,461Expenses 2014: $51,675Net Income 2014: $2,7862014Revenue 2015: $57,154Expenses 2015: $52,731Net Income 2015: $4,4232015Revenue 2016: $58,028Expenses 2016: $60,128Net Income 2016: -$2,1002016Revenue 2017: $58,473Expenses 2017: $44,925Net Income 2017: $13,5482017Revenue 2018: $56,300Expenses 2018: $54,884Net Income 2018: $1,4162018Revenue 2019: $58,857Expenses 2019: $52,139Net Income 2019: $6,7182019Revenue 2020: $58,968Expenses 2020: $58,123Net Income 2020: $8452020Revenue 2021: $58,201Expenses 2021: $58,201Net Income 2021: $02021Revenue 2022: $63,428Expenses 2022: $63,906Net Income 2022: -$4782022Revenue 2023: $64,733Expenses 2023: $71,742Net Income 2023: -$7,0092023Revenue 2024: $65,811Expenses 2024: $64,330Net Income 2024: $1,4812024

Highlighted filing

2024

Revenue$65,811
Expenses$64,330
Net Income$1,481
Open 2024 Filing

Filings

Most recent year

2024 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$48,725
Liabilities
$101,723
Net assets
-$52,998
Revenue
$65,811
Expenses
$64,330
Net income
$1,481
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$0.49$1.02$0.53$0.66$0.64$0.01
2023Summary only. Only limited summary data is available for this year.$0.45$1.22$0.65$0.72$0.07
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.49$1.20$0.70$0.63$0.64$0.00
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.46$1.16$0.70$0.58$0.58$0.00
2020Summary only. Only limited summary data is available for this year.$0.50$1.15$0.59$0.58$0.01
2019Summary only. Only limited summary data is available for this year.$0.46$1.12$0.59$0.52$0.07
2018Summary only. Only limited summary data is available for this year.$0.44$1.16$0.56$0.55$0.01
2017Summary only. Only limited summary data is available for this year.$0.47$0.12$0.58$0.45$0.14
2016Summary only. Only limited summary data is available for this year.$0.43$0.43$0.58$0.60$0.02
2015Summary only. Only limited summary data is available for this year.$0.54$0.54$0.57$0.53$0.04
2014Summary only. Only limited summary data is available for this year.$0.59$0.59$0.54$0.52$0.03
2013Summary only. Only limited summary data is available for this year.$0.66$0.66$0.52$0.51$0.01
2012Summary only. Only limited summary data is available for this year.$0.73$0.73$0.54$0.53$0.01
2011Summary only. Only limited summary data is available for this year.$0.51$0.00$0.55$0.55$0.00
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
May 19, 2025
Return Version
2024v5.1
Gross Receipts
$65,811
Mission and Program Overview

Mission

Senior citizens low income rental property

Program Services

DescriptionGrantsExpenses
Affordable low income housing rental for senior citizens USDA RD PROG. 515 Providing subsidized housing for low to middle income - senior citizens or disabled individuals. 17 people benefited for 2024.-$64,330
Compensation and Service Providers
Top Officer Pay93rd percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
CHARLES CALDWELLManagerPT$9,600-$9,600
AMBER VILLARREALManagerPT$900-$900
JOAN WILSONPresident-$0--
ELONKA CARTERVice President-$0--
JUDY VILMERSecretary-$0--
DONNA BENDUREMember-$0--
BARB ALLENMember-$0--
Filing and Contact Details

Filer

Filer Name
Polo Community Housing Corporation
EIN
43-1190995
Phone
8168054196
Address
PO Box 81, Polo, MO 64671

Signing Officer

Name
Charles F Caldwell
Title
Manager
Phone
8168054196
Signed
2025-05-19
Discuss with paid preparer
Yes

Preparer

Firm
Steven Grant
Address
101 S FRAME ST, HAMILTON, MO 64644
Preparer
Steven M Grant
Phone
8165832829
Supplemental Narrative

Additional Explanations

Form 990-EZ, Part I, Line 20, Net Assets

“Prior period adjustments 22,899”

Form 990-EZ, Part II, Line 24, Other Assets

“Prepaid Insurance Beginning of year 6,634, End of year 3,957”

Form 990-EZ, Part II, Line 26, Liabilities

“USDA - RD Mortgage Payable Beginning of year 108,017, End of year 94,043”

Form 990-EZ, Part II, Line 26, Liabilities

“Tenant Security Deposits Beginning of year 9,857, End of year 7,680”

Form 990-EZ, Part II, Line 26, Liabilities

“Other liabilities Beginning of year 4,062, End of year 0”

Form 990-EZ, Part II, Line 23

“Land value of 8,000 only reported. Buildings of 326,858 net of accumulated depreciation 326,858 net zero balance.”

Raw XML Appendix132 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
CompensationExplanation/CompensationExplanationGrp/PersonNm0ELONKA CARTER
CompensationExplanation/CompensationExplanationGrp/PersonNm1JUDY VILMER
CompensationExplanation/CompensationExplanationGrp/PersonNm2DONNA BENDURE
CompensationExplanation/CompensationExplanationGrp/PersonNm3CHARLES CALDWELL
CompensationExplanation/CompensationExplanationGrp/ShortExplanationTxt0177 per week
IRS990EZ/ActivitiesNotPreviouslyRptInd0false
IRS990EZ/BooksInCareOfDetail/PersonNm0AMBER VILLARREAAL
IRS990EZ/BooksInCareOfDetail/PhoneNum08168054196
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt0403 N SHAW ST APT 2
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0RICHMOND
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0MO
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd064085
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt029924
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt036768
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/EngagedInExcessBenefitTransInd0false
IRS990EZ/ExcessOrDeficitForYearAmt01481
IRS990EZ/FiledScheduleAInd0false
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form1120PolFiledInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt044558
IRS990EZ/Form990TotalAssetsGrp/EOYAmt048725
IRS990EZ/GrossReceiptsAmt065811
IRS990EZ/InfoInScheduleOPartIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/LandAndBuildingsGrp/BOYAmt08000
IRS990EZ/LandAndBuildingsGrp/EOYAmt08000
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt0-77378
IRS990EZ/NetAssetsOrFundBalancesEOYAmt0-52998
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt0-77378
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt0-52998
IRS990EZ/OccupancyRentUtltsAndMaintAmt064330
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt0002.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt1002.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt2002.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt3001.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt4001.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt5008.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt6008.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt59600
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt6900
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0JOAN WILSON
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1ELONKA CARTER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2JUDY VILMER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3DONNA BENDURE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4BARB ALLEN
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm5CHARLES CALDWELL
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm6AMBER VILLARREAL
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0President
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1Vice President
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2Secretary
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3Member
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4Member
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt5Manager
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt6Manager
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501cInd0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherAssetsTotalDetail/BOYAmt06634
IRS990EZ/OtherAssetsTotalDetail/EOYAmt03957
IRS990EZ/OtherChangesInNetAssetsAmt022899
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0SENIOR CITIZENS LOW INCOME RENTAL PROPERTY
IRS990EZ/ProgramServiceRevenueAmt065811
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0Affordable low income housing rental for senior citizens USDA RD PROG. 515 Providing subsidized housing for low to middle income - senior citizens or disabled individuals. 17 people benefited for 2024.
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt064330
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt0121936
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt0101723
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt064330
IRS990EZ/TotalProgramServiceExpensesAmt064330
IRS990EZ/TotalRevenueAmt065811
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0N/A
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0PRIOR PERIOD ADJUSTMENTS 22,899
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Prepaid Insurance Beginning of year 6,634, End of year 3,957
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2USDA - RD Mortgage Payable Beginning of year 108,017, End of year 94,043
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3Tenant Security Deposits Beginning of year 9,857, End of year 7,680
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4Other liabilities Beginning of year 4,062, End of year 0
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5LAND VALUE OF 8,000 ONLY REPORTED. BUILDINGS OF 326,858 NET OF ACCUMULATED DEPRECIATION 326,858 NET ZERO BALANCE.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990-EZ, Part I, Line 20, Net Assets
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990-EZ, Part II, Line 24, Other Assets
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990-EZ, Part II, Line 26, Liabilities
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990-EZ, Part II, Line 26, Liabilities
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Form 990-EZ, Part II, Line 26, Liabilities
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Form 990-EZ, Part II, Line 23
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0CHARLES F CALDWELL
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0MANAGER
ReturnHeader/BusinessOfficerGrp/PhoneNum08168054196
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-05-19
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0POLO COMMUNITY HOUSING CORPORATION
ReturnHeader/Filer/BusinessNameControlTxt0POLO
ReturnHeader/Filer/EIN0431190995
ReturnHeader/Filer/PhoneNum08168054196
ReturnHeader/Filer/USAddress/AddressLine1Txt0PO Box 81
ReturnHeader/Filer/USAddress/CityNm0Polo
ReturnHeader/Filer/USAddress/StateAbbreviationCd0MO
ReturnHeader/Filer/USAddress/ZIPCd064671
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0450635193
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0STEVEN GRANT
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0101 S FRAME ST
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0HAMILTON
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0MO
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd064644
ReturnHeader/PreparerPersonGrp/PhoneNum08165832829
ReturnHeader/PreparerPersonGrp/PreparationDt02025-05-19
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0STEVEN M GRANT
ReturnHeader/PreparerPersonGrp/SelfEmployedInd0X
ReturnHeader/ReturnTs02025-05-19T04:02:34-00:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02024-01-01
ReturnHeader/TaxPeriodEndDt02024-12-31
ReturnHeader/TaxYr02024

Document Assets

No mirrored PDF or thumbnail assets are attached yet.