Civic Intelligence

Naifa - Missouri

990EZ • Fiscal year 2014 • EIN 43-1153174

Jul 01, 2013 to Jun 30, 2014 • Filed on Nov 15, 2014

Organization ProfileWWW.NAIFAMO.ORG

View Organization Page

2845 S Ten Mile Drive65109

(573) 634-5202

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

Score unavailable

No value available

Liabilities-to-assets requires both liabilities and assets on this filing.

Source year 2014

Liabilities / Revenue

Score unavailable

No value available

Liabilities-to-revenue requires both liabilities and revenue on this filing.

Source year 2014

Net Margin

64th percentile

8.3%

Higher net margin than 64% of similar nonprofits.

2014 filings • 501(c)6 • <$500k nonprofits • Source year 2014

Top Officer Pay

89th percentile

$60,000

Higher top officer pay than 89% of similar nonprofits.

Top officer pay equals 56.6% of source-year revenue.

2014 filings • 501(c)6 • <$500k nonprofits • Source year 2014

Asset Growth

61st percentile

8.8%

Faster asset growth than 61% of similar nonprofits.

2014 filings • 501(c)6 • <$500k nonprofits • Annualized from 2013 to 2014

Revenue Growth

48th percentile

0.9%

Faster revenue growth than 48% of similar nonprofits.

2014 filings • 501(c)6 • <$500k nonprofits • Annualized from 2013 to 2014

Balance Sheet
Liabilities / AssetsScore unavailable

Assets

Up

$108,774

Up $8,799 (+8.8%) from 2013

Net Assets

$108,774

No earlier filing loaded for comparison.

Liabilities

-

No earlier filing loaded for comparison.

Revenue And Expenses
Liabilities / RevenueScore unavailableNet Margin64th percentile

Revenue

Up

$106,050

Up $902 (+0.9%) from 2013

Expenses

Up

$97,251

Up $6,271 (+6.9%) from 2013

Net Income

Down

$8,799

Down $5,369 (-38%) from 2013

Historical Trend

Balance Sheet Trend

Asset Growth61st percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$150K$100K$50K$0Assets 2012: $85,807Liabilities 2012: $02012Assets 2013: $99,975Liabilities 2013: $02013Assets 2014: $108,774Net Assets 2014: $108,7742014Assets 2016: $91,089Net Assets 2016: $91,0892016Assets 2017: $90,951Net Assets 2017: $90,9512017Assets 2018: $80,914Net Assets 2018: $80,9142018

Highlighted filing

2014

Assets$108,774
Liabilities-
Net Assets$108,774
Open 2014 Filing

Operations Trend

Revenue Growth48th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$150K$100K$50K$0-$50KRevenue 2012: $96,247Expenses 2012: $99,545Net Income 2012: -$3,2982012Revenue 2013: $105,148Expenses 2013: $90,980Net Income 2013: $14,1682013Revenue 2014: $106,050Expenses 2014: $97,251Net Income 2014: $8,7992014Revenue 2016: $88,057Expenses 2016: $103,268Net Income 2016: -$15,2112016Revenue 2017: $67,574Expenses 2017: $67,712Net Income 2017: -$1382017Revenue 2018: $67,145Expenses 2018: $77,183Net Income 2018: -$10,0382018

Highlighted filing

2014

Revenue$106,050
Expenses$97,251
Net Income$8,799
Open 2014 Filing
Jump To
Filing Snapshot
Filing Period
Jul 1, 2013 to Jun 30, 2014
Signed
Nov 15, 2014
Return Version
2013v3.1
Gross Receipts
$106,050
Mission and Program Overview

Mission

The mission of naifa- missouri is to provide leadership training and organizational support to our local associations, so as to enhance the business enviornment and the professional skills of those providing insurance and financial services and to coordinate legislative advocacy.

Program Services

DescriptionGrantsExpenses
TO KEEP MEMBERS ABREAST OF RAPID CHANGES IN INSURANCE AND FINANCIAL SERVICES, NAIFA-MISSOURI SPONSORS SPECIAL MEETINGS, SEMINARS, PUBLICATIONS AND SUPPORTS THE LIFE UNDERWRITER TRAINING COUNCIL AND THE AMERICAN COLLEGE.--
A VARIETY OF PUBLIC RELATIONS MATERIALS ARE CREATED FOR MEMBERS TO USE IN THEIR OWN LOCALES, WHILE OTHERS ARE DESIGNED TO DIRECTLY REACH THE PUBLIC THROUGH RADIO, TELEVISION, AND PRINTED MEDIA.--
Compensation and Service Providers
Top Officer Pay89th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
LORI A SMITHExecutive DiPT$60,000-$60,000
R THAD LINCOLNPresident-$0--
ED F ANDERSONImmediate Pa-$0--
GREG GRIMESPresident El-$0--
S ANN PUGHSecretary/Tr-$0--
CARL MAUSNat'L Commit-$0--
MICHELLE R DRUMDirector-$0--
MARK ACREDirectors-$0--
BILL MCCOY IIRegional VP-$0--
DEB COULTERRegional VP-$0--
RICK MCKERNANRegional VP-$0--
JOHN C GROSS IIIRegional VP-$0--
Political and Lobbying Activity
In-house lobbying only
No

Reported Spending and Taxes

Line ItemAmount
Current Year Nondeductible Lobbying and Political Cost$4,333
Total Nondeductible Lobbying and Political Cost$4,333
Filing and Contact Details

Filer

EIN
43-1153174
Phone
5736345202

Signing Officer

Name
Lorie Smith
Title
Executive Director
Phone
5736345202
Signed
2014-11-15

Preparer

Preparer
Jamie Seaver
Phone
5736365507
Supplemental Narrative

Additional Explanations

Form 990-ez, Part I, Line 8

“Misc 2,099 errors & ommissions fee inc 1,984 total 4,083”

Form 990-ez, Part I, Line 16

“Expenses membership promotion 1,058 office 300 association leadership conf 15,021 nalu convention 4,662 board meetings 3,404 d&o insurance 787 work comp insurance 386 general liability 1,847 telephone 675 awards 89 website 600 gifts 144 taxes 316 total 29,289”

Form 990-ez, Part III

“The mission of naifa- missouri is to provide leadership training and organizational support to our local associations, so as to enhance the business enviornment and the professional skills of those providing insurance and financial services and to coordinate legislative advocacy.”

Form 990-ez, Part III, Line 28

“To keep members abreast of rapid changes in insurance and financial services, naifa-missouri sponsors special meetings, seminars, publications and supports the life underwriter training council and the american college.”

Raw XML Appendix156 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
CompensationExplanation/CompensationExplanationGrp/PersonNm0R THAD LINCOLN
CompensationExplanation/CompensationExplanationGrp/PersonNm1ED F ANDERSON
CompensationExplanation/CompensationExplanationGrp/PersonNm2GREG GRIMES
CompensationExplanation/CompensationExplanationGrp/PersonNm3S ANN PUGH
CompensationExplanation/CompensationExplanationGrp/PersonNm4CARL MAUS
CompensationExplanation/CompensationExplanationGrp/PersonNm5LORI A SMITH
CompensationExplanation/CompensationExplanationGrp/PersonNm6MICHELLE R DRUM
CompensationExplanation/CompensationExplanationGrp/PersonNm7MARK ACRE
CompensationExplanation/CompensationExplanationGrp/PersonNm8BILL MCCOY II
CompensationExplanation/CompensationExplanationGrp/PersonNm9DEB COULTER
CompensationExplanation/CompensationExplanationGrp/PersonNm10RICK MCKERNAN
CompensationExplanation/CompensationExplanationGrp/PersonNm11JOHN C GROSS III
IRS990EZ/ActivitiesNotPreviouslyRptInd0false
IRS990EZ/BooksInCareOfDetail/PersonNm0LORIE SMITH
IRS990EZ/BooksInCareOfDetail/PhoneNum05736345202
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine102854 S TEN MILE DRIVE
IRS990EZ/BooksInCareOfDetail/USAddress/City0JEFFERSON CITY
IRS990EZ/BooksInCareOfDetail/USAddress/State0MO
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCode065109
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt099975
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt0108774
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/ExcessOrDeficitForYearAmt08799
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt07870
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form1120PolFiledInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt099975
IRS990EZ/Form990TotalAssetsGrp/EOYAmt0108774
IRS990EZ/GrossReceiptsAmt0106050
IRS990EZ/InfoInScheduleOPartIIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MembershipDuesAmt092794
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt099975
IRS990EZ/NetAssetsOrFundBalancesEOYAmt0108774
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt02.00
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt530.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt61.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt71.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt81.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt91.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt101.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt111.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt560000
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt60
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt70
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt80
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt90
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt100
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt110
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0R THAD LINCOLN
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1ED F ANDERSON
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2GREG GRIMES
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3S ANN PUGH
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4CARL MAUS
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm5LORI A SMITH
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm6MICHELLE R DRUM
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm7MARK ACRE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm8BILL MCCOY II
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm9DEB COULTER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm10RICK MCKERNAN
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm11JOHN C GROSS III
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0PRESIDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1IMMEDIATE PA
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2PRESIDENT EL
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3SECRETARY/TR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4NAT'L COMMIT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt5EXECUTIVE DI
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt6DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt7DIRECTORS
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt8REGIONAL VP
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt9REGIONAL VP
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt10REGIONAL VP
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt11REGIONAL VP
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501cInd0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationFiled990TInd0true
IRS990EZ/OrganizationHadUBIInd0true
IRS990EZ/OtherExpensesTotalAmt029289
IRS990EZ/OtherRevenueTotalAmt04083
IRS990EZ/PoliticalCampaignActyInd0true
IRS990EZ/PrimaryExemptPurposeTxt0THE MISSION OF NAIFA- MISSOURI IS TO PROVIDE LEADERSHIP TRAINING AND ORGANIZATIONAL SUPPORT TO OUR LOCAL ASSOCIATIONS, SO AS TO ENHANCE THE BUSINESS ENVIORNMENT AND THE PROFESSIONAL SKILLS OF THOSE PROVIDING INSURANCE AND FINANCIAL SERVICES AND TO COORDINATE LEGISLATIVE ADVOCACY.
IRS990EZ/PrintingPublicationsPostageAmt092
IRS990EZ/ProgramServiceRevenueAmt09173
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0TO KEEP MEMBERS ABREAST OF RAPID CHANGES IN INSURANCE AND FINANCIAL SERVICES, NAIFA-MISSOURI SPONSORS SPECIAL MEETINGS, SEMINARS, PUBLICATIONS AND SUPPORTS THE LIFE UNDERWRITER TRAINING COUNCIL AND THE AMERICAN COLLEGE.
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt1A VARIETY OF PUBLIC RELATIONS MATERIALS ARE CREATED FOR MEMBERS TO USE IN THEIR OWN LOCALES, WHILE OTHERS ARE DESIGNED TO DIRECTLY REACH THE PUBLIC THROUGH RADIO, TELEVISION, AND PRINTED MEDIA.
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/SalariesOtherCompEmplBnftAmt060000
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SubjectToProxyTaxInd0true
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt097251
IRS990EZ/TotalRevenueAmt0106050
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0WWW.NAIFAMO.ORG
IRS990ScheduleC/AggregateReportedDuesNtcAmt05600
IRS990ScheduleC/AgreeCarryoverPriorYearInd0false
IRS990ScheduleC/DuesAssessmentsAmt092794
IRS990ScheduleC/Form1120POLFiledInd0false
IRS990ScheduleC/NonDeductibleLbbyngPltclCYAmt04333
IRS990ScheduleC/NonDeductibleLbbyngPltclTotAmt04333
IRS990ScheduleC/OnlyInHouseLobbyingInd0false
IRS990ScheduleC/SubstantiallyAllDuesNondedInd0false
IRS990ScheduleC/TaxableAmt0-1267
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0MISC 2,099 ERRORS & OMMISSIONS FEE INC 1,984 TOTAL 4,083
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1EXPENSES MEMBERSHIP PROMOTION 1,058 OFFICE 300 ASSOCIATION LEADERSHIP CONF 15,021 NALU CONVENTION 4,662 BOARD MEETINGS 3,404 D&O INSURANCE 787 WORK COMP INSURANCE 386 GENERAL LIABILITY 1,847 TELEPHONE 675 AWARDS 89 WEBSITE 600 GIFTS 144 TAXES 316 TOTAL 29,289
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2THE MISSION OF NAIFA- MISSOURI IS TO PROVIDE LEADERSHIP TRAINING AND ORGANIZATIONAL SUPPORT TO OUR LOCAL ASSOCIATIONS, SO AS TO ENHANCE THE BUSINESS ENVIORNMENT AND THE PROFESSIONAL SKILLS OF THOSE PROVIDING INSURANCE AND FINANCIAL SERVICES AND TO COORDINATE LEGISLATIVE ADVOCACY.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3TO KEEP MEMBERS ABREAST OF RAPID CHANGES IN INSURANCE AND FINANCIAL SERVICES, NAIFA-MISSOURI SPONSORS SPECIAL MEETINGS, SEMINARS, PUBLICATIONS AND SUPPORTS THE LIFE UNDERWRITER TRAINING COUNCIL AND THE AMERICAN COLLEGE.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990-EZ, PART I, LINE 8
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990-EZ, PART I, LINE 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990-EZ, PART III
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990-EZ, PART III, LINE 28
ReturnHeader/BuildTS02015-11-30 17:44:51Z
ReturnHeader/BusinessOfficerGrp/PersonNm0LORIE SMITH
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0EXECUTIVE DIRECTOR
ReturnHeader/BusinessOfficerGrp/PhoneNum05736345202
ReturnHeader/BusinessOfficerGrp/SignatureDt02014-11-15
ReturnHeader/Filer/BusinessName/BusinessNameLine10NAIFA - MISSOURI
ReturnHeader/Filer/BusinessNameControlTxt0NAIF
ReturnHeader/Filer/EIN0431153174
ReturnHeader/Filer/PhoneNum05736345202
ReturnHeader/Filer/USAddress/AddressLine102845 S TEN MILE DRIVE
ReturnHeader/Filer/USAddress/City0JEFFERSON CITY
ReturnHeader/Filer/USAddress/State0MO
ReturnHeader/Filer/USAddress/ZIPCode065109
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0261136632
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine10SEAVER & FORCK CPAS
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine103523 AMAZONAS DRIVE
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/City0JEFFERSON CITY
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/State0MO
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCode0651095717
ReturnHeader/PreparerPersonGrp/PhoneNum05736365507
ReturnHeader/PreparerPersonGrp/PreparationDt02014-11-12
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0JAMIE SEAVER
ReturnHeader/ReturnTs02014-11-14T14:59:33-06:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02013-07-01
ReturnHeader/TaxPeriodEndDt02014-06-30
ReturnHeader/TaxYr02013

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2014 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$108,774
Liabilities
-
Net assets
$108,774
Revenue
$106,050
Expenses
$97,251
Net income
$8,799
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2018Detailed filing. Detailed filing data is available for this year.$0.81$0.81$0.67$0.77$0.10
2017Detailed filing. Detailed filing data is available for this year.$0.91$0.91$0.68$0.68$0.00
2016Detailed filing. Detailed filing data is available for this year.$0.91$0.91$0.88$1.03$0.15
2014Detailed filing. Detailed filing data is available for this year.$1.09$1.09$1.06$0.97$0.09
2013Summary only. Only limited summary data is available for this year.$1.00$0.00$1.05$0.91$0.14
2012Summary only. Only limited summary data is available for this year.$0.86$0.00$0.96$1.00$0.03
Peer Organizations

Similar nonprofits based on the same Siviq industry and scale cohort. 2014 filings • 501(c)6 • <$500k nonprofits