Civic Intelligence

Bonne Terre Chamber of Commerce

EIN 43-1113283 • 501(c)6 • Bonne Terre, MO

Profile

To promote economic development in the local community.

PO Box 175Bonne Terre, MO 63628

bonneterrechamber.com

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

39th percentile

0.01x

Higher debt load relative to assets than 39% of similar nonprofits.

501(c)6 • $500k-$1M nonprofits • Source year 2025

Liabilities / Revenue

43rd percentile

0.02x

Higher debt load relative to revenue than 43% of similar nonprofits.

501(c)6 • $500k-$1M nonprofits • Source year 2025

Net Margin

74th percentile

14%

Higher net margin than 74% of similar nonprofits.

501(c)6 • $500k-$1M nonprofits • Source year 2025

Top Officer Pay

52nd percentile

$30,495

Higher top officer pay than 52% of similar nonprofits.

Top officer pay equals 7.3% of source-year revenue.

501(c)6 • $500k-$1M nonprofits • Source year 2025

Asset Growth

64th percentile

9.2%

Faster asset growth than 64% of similar nonprofits.

501(c)6 • $500k-$1M nonprofits • Annualized from 2024 to 2025

Revenue Growth

29th percentile

-3.0%

Faster revenue growth than 29% of similar nonprofits.

501(c)6 • $500k-$1M nonprofits • Annualized from 2024 to 2025

Assets

Up

$740,288

Up $62,343 (+9.2%) from 2024

Liabilities

Up

$9,154

Up $3,637 (+66%) from 2024

Net Assets

Up

$731,134

Up $58,706 (+8.7%) from 2024

Revenue

Down

$416,848

Down $12,760 (-3.0%) from 2024

Expenses

Up

$358,400

Up $21,475 (+6.4%) from 2024

Net Income

Down

$58,448

Down $34,235 (-37%) from 2024

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$800K$600K$400K$200K$0Assets 2011: $220,967Liabilities 2011: $115,969Net Assets 2011: $104,9982011Assets 2012: $267,648Liabilities 2012: $173,476Net Assets 2012: $94,1722012Assets 2013: $265,081Liabilities 2013: $159,379Net Assets 2013: $105,7022013Assets 2014: $248,556Liabilities 2014: $150,434Net Assets 2014: $98,1222014Assets 2015: $255,733Liabilities 2015: $139,944Net Assets 2015: $115,7892015Assets 2016: $255,734Liabilities 2016: $132,175Net Assets 2016: $123,5592016Assets 2017: $267,176Liabilities 2017: $121,610Net Assets 2017: $145,5662017Assets 2018: $323,710Liabilities 2018: $114,389Net Assets 2018: $209,3212018Assets 2019: $320,387Liabilities 2019: $110,096Net Assets 2019: $210,2912019Assets 2020: $346,982Liabilities 2020: $26,969Net Assets 2020: $320,0132020Assets 2021: $464,473Liabilities 2021: $10,246Net Assets 2021: $454,2272021Assets 2022: $533,278Liabilities 2022: $4,408Net Assets 2022: $528,8702022Assets 2023: $583,990Liabilities 2023: $4,751Net Assets 2023: $579,2392023Assets 2024: $677,945Liabilities 2024: $5,517Net Assets 2024: $672,4282024Assets 2025: $740,288Liabilities 2025: $9,154Net Assets 2025: $731,1342025

Highlighted filing

2025

Assets$740,288
Liabilities$9,154
Net Assets$731,134

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$600K$400K$200K$0-$200KRevenue 2011: $199,261Expenses 2011: $177,564Net Income 2011: $21,6972011Revenue 2012: $153,235Expenses 2012: $162,254Net Income 2012: -$9,0192012Expenses 2013: $165,3072013Revenue 2014: $180,301Expenses 2014: $187,881Net Income 2014: -$7,5802014Revenue 2015: $166,955Expenses 2015: $149,288Net Income 2015: $17,6672015Revenue 2016: $199,455Expenses 2016: $191,685Net Income 2016: $7,7702016Revenue 2017: $208,314Expenses 2017: $186,307Net Income 2017: $22,0072017Revenue 2018: $230,969Expenses 2018: $167,136Net Income 2018: $63,8332018Revenue 2019: $188,350Expenses 2019: $187,380Net Income 2019: $9702019Revenue 2020: $323,212Expenses 2020: $213,490Net Income 2020: $109,7222020Revenue 2021: $440,832Expenses 2021: $306,668Net Income 2021: $134,1642021Revenue 2022: $372,781Expenses 2022: $298,138Net Income 2022: $74,6432022Revenue 2023: $388,901Expenses 2023: $338,553Net Income 2023: $50,3482023Revenue 2024: $429,608Expenses 2024: $336,925Net Income 2024: $92,6832024Revenue 2025: $416,848Expenses 2025: $358,400Net Income 2025: $58,4482025

Highlighted filing

2025

Revenue$416,848
Expenses$358,400
Net Income$58,448

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$7.40$0.09$7.31$4.17$3.58$0.58
2024Detailed filing. Detailed filing data is available for this year.$6.78$0.06$6.72$4.30$3.37$0.93
2023Detailed filing. Detailed filing data is available for this year.$5.84$0.05$5.79$3.89$3.39$0.50
2022Detailed filing. Detailed filing data is available for this year.$5.33$0.04$5.29$3.73$2.98$0.75
2021Detailed filing. Detailed filing data is available for this year.$4.64$0.10$4.54$4.41$3.07$1.34
2020Detailed filing. Detailed filing data is available for this year.$3.47$0.27$3.20$3.23$2.13$1.10
2019Detailed filing. Detailed filing data is available for this year.$3.20$1.10$2.10$1.88$1.87$0.01
2018Detailed filing. Detailed filing data is available for this year.$3.24$1.14$2.09$2.31$1.67$0.64
2017Detailed filing. Detailed filing data is available for this year.$2.67$1.22$1.46$2.08$1.86$0.22
2016Detailed filing. Detailed filing data is available for this year.$2.56$1.32$1.24$1.99$1.92$0.08
2015Detailed filing. Detailed filing data is available for this year.$2.56$1.40$1.16$1.67$1.49$0.18
2014Detailed filing. Detailed filing data is available for this year.$2.49$1.50$0.98$1.80$1.88$0.08
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.$2.65$1.59$1.06$1.65
2012Summary only. Only limited summary data is available for this year.$2.68$1.73$0.94$1.53$1.62$0.09
2011Summary only. Only limited summary data is available for this year.$2.21$1.16$1.05$1.99$1.78$0.22
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jul 1, 2024 to Jun 30, 2025
Signed
Sep 30, 2025
Return Version
2024v5.0
Gross Receipts
$456,866
Mission and Program Overview

Mission

To promote economic development in the local community.

Balance Sheet Detail
LineBeginningEndChange
Assets
Savings and Temporary Cash Investments$352,672$476,715▲ $124,043
Land, Buildings, and Equipment, Net$148,608$143,189▼ $5,419
Cash and Non-Interest-Bearing Accounts$176,178$120,234▼ $55,944
Prepaid Expenses and Deferred Charges$337--
Total Assets$677,945$740,288▲ $62,343
Other Assets Total$150$150→ $0
Liabilities
Accounts Payable and Accrued Expenses$4,182$6,023▲ $1,841
Other Liabilities$1,335$3,131▲ $1,796
Total Liabilities$5,517$9,154▲ $3,637
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$672,428$731,134▲ $58,706
Total Net Assets Fund Balance$672,428$731,134▲ $58,706
Total Liabilities and Net Assets / Fund Balance$677,945$740,288▲ $62,343

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$135,674$110,357$246,031
Equipment$1,074$48,611$49,685
Other Land Buildings$1,441$8,570$10,011
Land$5,000-$5,000
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseTotal
Matt CrabtreePresidentPT$30,495$30,495

Board Members and Trustees

NameTitle
Shae MarlerChairman
Donyel BurnsVice Chairma
Bob ParsonsDirector
Holli LeadbetterDirector
Josh BlackDirector
Ruth AdamsDirector
Scott GriffinDirector
Taylor LumsdenPast Preside
Tj IsgrigTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$48,625
Program Service Revenue
$336,043
Investment Income
$20,349
Other Revenue
$11,831
All Other Contributions
$25
Change in Net Assets
$58,448
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$218,018
Other Expenses$134,482
Grants and Similar Amounts Paid$5,900
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$200,670
Occupancy---$38,428
Conferences and Meetings---$17,794
Payroll Taxes---$17,348
Office Expenses---$13,597
All Other Expenses---$9,399
Depreciation Depletion---$7,856
Insurance---$7,631
Information Technology---$7,282
Fees for Services Accounting---$5,711
Grants to Domestic Orgs---$5,400
Other Expenses---$3,222
Advertising---$587
Grants to Domestic Individuals---$500
Total Functional Expenses$0$0$0$358,400
Fundraising, Events, and Gaming
Fundraising activities
Yes
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Fundraising Gross Income$22,471
Fundraising Direct Expenses$17,181
Professional Fundraising Fees$0

Fundraising Events

EventGross ReceiptsGross RevenueDirect ExpensesNet Income
Golf Tournament$22,471$22,471$10,993$11,478
Total Events$22,471$22,471$17,181$5,290
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
State Income Taxes$529
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 6

Membership is comprised of various business owners and individuals from bonne terre and the surrounding communities.

Form 990, Page 6, Part VI, Line 7A

Members elect the board of directors annually, prior to the january meeting.

Form 990, Page 6, Part VI, Line 11B

Return reviewed by executive director and/or board before filing.

Form 990, Page 6, Part VI, Line 19

During normal business hours upon request.

Filing and Contact Details

Filer

Filer Name
Bonne Terre Chamber of Commerce
EIN
43-1113283
Phone
5733584000
Address
PO BOX 175, BONNE TERRE, MO 63628

Signing Officer

Name
Tj Isgrig
Title
Treasurer
Phone
5733584000
Signed
2025-09-30
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Matt Crabtree
Formed
1939
Legal Domicile
Mo
Voting Board Members
9
Independent Board Members
9
Employees
7

Preparer

Firm
Mwr Cpas LLC
Address
150 WESTMOUNT DR, FARMINGTON, MO 63640-2970
Preparer
Tamara L Baranovic CPA
Phone
5737566656
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This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0322978
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt16425
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt23500
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt31165
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt41025
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt0322978
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IRS990/PYContributionsGrantsAmt063308
IRS990/PYInvestmentIncomeAmt09482
IRS990/PYOtherExpensesAmt0135705
IRS990/PYOtherRevenueAmt028313
IRS990/PYProgramServiceRevenueAmt0328505
IRS990/PYRevenuesLessExpensesAmt092683
IRS990/PYSalariesCompEmpBnftPaidAmt0201220
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IRS990/PYTotalRevenueAmt0429608
IRS990/ReconcilationRevenueExpnssAmt058448
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IRS990/RentalIncomeOrLossGrp/RealAmt05163
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IRS990/ReportLandBuildingEquipmentInd0true
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IRS990/ReportOtherLiabilitiesInd0true
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IRS990/SavingsAndTempCashInvstGrp/BOYAmt0352672
IRS990/SavingsAndTempCashInvstGrp/EOYAmt0476715
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IRS990ScheduleD/BuildingsGrp/DepreciationAmt0110357
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt0246031
IRS990ScheduleD/EquipmentGrp/BookValueAmt01074
IRS990ScheduleD/EquipmentGrp/DepreciationAmt048611
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt049685
IRS990ScheduleD/FederalIncomeTaxLiabilityAmt02602
IRS990ScheduleD/LandGrp/BookValueAmt05000
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt05000
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt01441
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt08570
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt010011
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt0529
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0STATE INCOME TAXES
IRS990ScheduleD/TotalBookValueLandBuildingsAmt0143189
IRS990ScheduleD/TotalLiabilityAmt03131
IRS990ScheduleG/FundraisingEventInformationGrp/DirectExpenseSummaryEventsAmt017181
IRS990ScheduleG/FundraisingEventInformationGrp/Event1Nm0GOLF TOURNAMENT
IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsEvent1Amt022471
IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsTotalAmt022471
IRS990ScheduleG/FundraisingEventInformationGrp/GrossRevenueEvent1Amt022471
IRS990ScheduleG/FundraisingEventInformationGrp/GrossRevenueTotalEventsAmt022471
IRS990ScheduleG/FundraisingEventInformationGrp/NetIncomeSummaryAmt05290
IRS990ScheduleG/FundraisingEventInformationGrp/NonCashPrizesEvent1Amt02438
IRS990ScheduleG/FundraisingEventInformationGrp/NonCashPrizesTotalEventsAmt02438
IRS990ScheduleG/FundraisingEventInformationGrp/OthDirectExpnssTotalEventsAmt010993
IRS990ScheduleG/FundraisingEventInformationGrp/OtherDirectExpensesEvent1Amt010993
IRS990ScheduleG/FundraisingEventInformationGrp/RentFacilityCostsEvent1Amt03750
IRS990ScheduleG/FundraisingEventInformationGrp/RentFcltyCostsTotalEventsAmt03750
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IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0MEMBERSHIP IS COMPRISED OF VARIOUS BUSINESS OWNERS AND INDIVIDUALS FROM BONNE TERRE AND THE SURROUNDING COMMUNITIES.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1MEMBERS ELECT THE BOARD OF DIRECTORS ANNUALLY, PRIOR TO THE JANUARY MEETING.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2RETURN REVIEWED BY EXECUTIVE DIRECTOR AND/OR BOARD BEFORE FILING.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3DURING NORMAL BUSINESS HOURS UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PAGE 6, PART VI, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PAGE 6, PART VI, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PAGE 6, PART VI, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PAGE 6, PART VI, LINE 19
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IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TerminateOperationsInd0false
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IRS990/TotalAssetsGrp/BOYAmt0677945
IRS990/TotalAssetsGrp/EOYAmt0740288
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalContributionsAmt048625
IRS990/TotalEmployeeCnt07
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt00
IRS990/TotalFunctionalExpensesGrp/TotalAmt0358400
IRS990/TotalGrossUBIAmt0323856
IRS990/TotalLiabilitiesBOYAmt05517
IRS990/TotalLiabilitiesEOYAmt09154
IRS990/TotalLiabilitiesGrp/BOYAmt05517
IRS990/TotalLiabilitiesGrp/EOYAmt09154
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt0672428
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt0731134
IRS990/TotalOthProgramServiceRevGrp/RelatedOrExemptFuncIncomeAmt0950
IRS990/TotalOthProgramServiceRevGrp/TotalRevenueColumnAmt0950
IRS990/TotalProgramServiceRevenueAmt0336043
IRS990/TotalReportableCompFromOrgAmt030495
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt039077
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0416848
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt0323856
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt0677945
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt0740288
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd0true
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt0PO BOX 175
IRS990/USAddress/CityNm0BONNE TERRE
IRS990/USAddress/StateAbbreviationCd0MO
IRS990/USAddress/ZIPCd063628
IRS990/VotingMembersGoverningBodyCnt09
IRS990/VotingMembersIndependentCnt09
IRS990/WebsiteAddressTxt0BONNETERRECHAMBER.COM
IRS990/WhistleblowerPolicyInd0false
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0TJ ISGRIG
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0TREASURER
ReturnHeader/BusinessOfficerGrp/PhoneNum05733584000
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-09-30
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0BONNE TERRE CHAMBER OF COMMERCE
ReturnHeader/Filer/BusinessNameControlTxt0BONN
ReturnHeader/Filer/EIN0431113283
ReturnHeader/Filer/PhoneNum05733584000
ReturnHeader/Filer/USAddress/AddressLine1Txt0PO BOX 175
ReturnHeader/Filer/USAddress/CityNm0BONNE TERRE
ReturnHeader/Filer/USAddress/StateAbbreviationCd0MO
ReturnHeader/Filer/USAddress/ZIPCd063628
ReturnHeader/IRSResponsiblePrtyInfoCurrInd0true
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0430987432
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0MWR CPAS LLC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0150 WESTMOUNT DR
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0FARMINGTON
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0MO
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd0636402970
ReturnHeader/PreparerPersonGrp/PhoneNum05737566656
ReturnHeader/PreparerPersonGrp/PreparationDt02025-10-01
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0TAMARA L BARANOVIC CPA
ReturnHeader/ReturnTs02025-10-13T17:15:25-04:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02024-07-01
ReturnHeader/TaxPeriodEndDt02025-06-30
ReturnHeader/TaxYr02024

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