Civic Intelligence

Concordia Disability and Survivor Plan

EIN 43-0919992 • 501(c)9 • St Louis, MO

Profile

Enable the full time workers of The Lutheran Church-Missouri Synod, its member congregations, controlled organizations and affiliated agencies to be provided with replacement income in the event of becoming disabled. Also provides death benefits to survivors of such workers in event of worker death.

1333 S Kirkwood RoadSt Louis, MO 63122-7295

www.concordiaplans.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

85th percentile

0.41x

Higher debt load relative to assets than 85% of similar nonprofits.

501(c)9 • $100M-$250M nonprofits • Source year 2024

Liabilities / Revenue

99th percentile

2.10x

Higher debt load relative to revenue than 99% of similar nonprofits.

501(c)9 • $100M-$250M nonprofits • Source year 2024

Net Margin

9th percentile

-21%

Higher net margin than 9% of similar nonprofits.

501(c)9 • $100M-$250M nonprofits • Source year 2024

Top Officer Pay

Score unavailable

No value available

No filing with officer rows is available for this organization yet.

Asset Growth

56th percentile

7.8%

Faster asset growth than 56% of similar nonprofits.

501(c)9 • $100M-$250M nonprofits • Annualized from 2023 to 2024

Revenue Growth

43rd percentile

4.4%

Faster revenue growth than 43% of similar nonprofits.

501(c)9 • $100M-$250M nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets85th percentile

Assets

Up

$157,920,504

Up $11,425,997 (+7.8%) from 2023

Liabilities

Down

$64,004,872

Down $12,715,743 (-17%) from 2023

Net Assets

Up

$93,915,632

Up $24,141,740 (+35%) from 2023

Operations
Liabilities / Revenue99th percentileNet Margin9th percentile

Revenue

Up

$30,498,843

Up $1,276,335 (+4.4%) from 2023

Expenses

Up

$37,032,249

Up $2,192,753 (+6.3%) from 2023

Net Income

Down

-$6,533,406

Down $916,418 (-16%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth56th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$200M$150M$100M$50M$0Assets 2010: $102,132,515Liabilities 2010: $72,934,017Net Assets 2010: $29,198,4982010Assets 2011: $97,208,682Liabilities 2011: $69,410,618Net Assets 2011: $27,798,0642011Assets 2012: $112,587,668Liabilities 2012: $72,581,962Net Assets 2012: $40,005,7062012Assets 2013: $126,902,706Liabilities 2013: $77,533,277Net Assets 2013: $49,369,4292013Assets 2014: $124,415,052Liabilities 2014: $77,875,627Net Assets 2014: $46,539,4252014Assets 2015: $115,923,655Liabilities 2015: $71,114,928Net Assets 2015: $44,808,7272015Assets 2016: $122,845,219Liabilities 2016: $76,814,643Net Assets 2016: $46,030,5762016Assets 2017: $141,796,958Liabilities 2017: $85,384,228Net Assets 2017: $56,412,7302017Assets 2018: $125,395,423Liabilities 2018: $86,381,051Net Assets 2018: $39,014,3722018Assets 2019: $147,920,544Liabilities 2019: $92,487,790Net Assets 2019: $55,432,7542019Assets 2020: $155,952,916Liabilities 2020: $94,099,756Net Assets 2020: $61,853,1602020Assets 2021: $164,463,871Liabilities 2021: $94,015,423Net Assets 2021: $70,448,4482021Assets 2022: $130,439,981Liabilities 2022: $95,364,983Net Assets 2022: $35,074,9982022Assets 2023: $146,494,507Liabilities 2023: $76,720,615Net Assets 2023: $69,773,8922023Assets 2024: $157,920,504Liabilities 2024: $64,004,872Net Assets 2024: $93,915,6322024

Highlighted filing

2024

Assets$157,920,504
Liabilities$64,004,872
Net Assets$93,915,632
Open 2024 Filing

Operations Trend

Revenue Growth43rd percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$40M$20M$0-$20MExpenses 2010: $25,816,3572010Expenses 2011: $26,836,9742011Expenses 2012: $27,018,9582012Revenue 2013: $25,349,886Expenses 2013: $28,445,349Net Income 2013: -$3,095,4632013Revenue 2014: $25,702,690Expenses 2014: $31,299,466Net Income 2014: -$5,596,7762014Revenue 2015: $26,295,938Expenses 2015: $31,104,489Net Income 2015: -$4,808,5512015Revenue 2016: $27,016,423Expenses 2016: $28,796,438Net Income 2016: -$1,780,0152016Revenue 2017: $27,406,042Expenses 2017: $31,009,151Net Income 2017: -$3,603,1092017Revenue 2018: $27,700,747Expenses 2018: $33,056,409Net Income 2018: -$5,355,6622018Revenue 2019: $27,991,164Expenses 2019: $33,173,190Net Income 2019: -$5,182,0262019Revenue 2020: $27,910,838Expenses 2020: $37,521,823Net Income 2020: -$9,610,9852020Revenue 2021: $26,758,166Expenses 2021: $37,439,434Net Income 2021: -$10,681,2682021Revenue 2022: $27,575,412Expenses 2022: $36,649,192Net Income 2022: -$9,073,7802022Revenue 2023: $29,222,508Expenses 2023: $34,839,496Net Income 2023: -$5,616,9882023Revenue 2024: $30,498,843Expenses 2024: $37,032,249Net Income 2024: -$6,533,4062024

Highlighted filing

2024

Revenue$30,498,843
Expenses$37,032,249
Net Income-$6,533,406
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$157,920,504
Liabilities
$64,004,872
Net assets
$93,915,632
Revenue
$30,498,843
Expenses
$37,032,249
Net income
-$6,533,406
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$158$64.0$93.9$30.5$37.0$6.53
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$146$76.7$69.8$29.2$34.8$5.62
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$130$95.4$35.1$27.6$36.6$9.07
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$164$94.0$70.4$26.8$37.4$10.7
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$156$94.1$61.9$27.9$37.5$9.61
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$148$92.5$55.4$28.0$33.2$5.18
2018Facts available. Structured filing facts are available, but richer extracted sections are limited.$125$86.4$39.0$27.7$33.1$5.36
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$142$85.4$56.4$27.4$31.0$3.60
2016Facts available. Structured filing facts are available, but richer extracted sections are limited.$123$76.8$46.0$27.0$28.8$1.78
2015Detailed filing. Detailed filing data is available for this year.$116$71.1$44.8$26.3$31.1$4.81
2014Detailed filing. Detailed filing data is available for this year.$124$77.9$46.5$25.7$31.3$5.60
2013Detailed filing. Detailed filing data is available for this year.$127$77.5$49.4$25.3$28.4$3.10
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$113$72.6$40.0$27.0
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$97.2$69.4$27.8$26.8
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$102$72.9$29.2$25.8
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Sep 11, 2025
Return Version
2024v5.0
Gross Receipts
$30,498,843
Mission and Program Overview

Mission

Enable the participating full time workers of The Lutheran Church-Missouri Synod, its member congregations, controlled organizations and affiliated agencies to be provided with replacement income in the event of becoming disabled. Also provides death benefits to survivors of such workers in event of worker death.

Enable the participating full time workers of The Lutheran Church-Missouri Synod, its member congregations, controlled organizations and affiliated agencies to be provided with replacement income in the event of becoming disabled. Also provides death benefits to survivors of such workers in the event of worker death.

Balance Sheet Detail
LineBeginningEndChange
Assets
Investments in Publicly Traded Securities$126,224,728$141,588,679▲ $15,363,951
Rtn Earn Endowment Incm Other Fnds$69,773,892$93,915,632▲ $24,141,740
Investments Other Securities$13,782,702$14,975,717▲ $1,193,015
Accounts Receivable$1,145,239$945,216▼ $200,023
Cash and Non-Interest-Bearing Accounts$5,341,838$410,892▼ $4,930,946
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$146,494,507$157,920,504▲ $11,425,997
Liabilities
Other Liabilities$75,668,000$62,676,000▼ $12,992,000
Accounts Payable and Accrued Expenses$1,052,615$1,328,872▲ $276,257
Total Liabilities$76,720,615$64,004,872▼ $12,715,743
Net Assets / Fund Balance
Total Net Assets Fund Balance$69,773,892$93,915,632▲ $24,141,740
Total Liabilities and Net Assets / Fund Balance$146,494,507$157,920,504▲ $11,425,997

Asset Categories

AssetBook ValueDepreciationBasis
Other Securities$14,975,717--
Closely Held Equity Interests$0--
Financial Derivatives$0--
Compensation and Service Providers
Top Officer PayScore unavailable

Board Members and Trustees

NameTitle
Scott SeefeldChairman of the Board and Trustee
Amber BahrTrustee
Daryl DagitTrustee
David HawkTrustee
Gail HartmannTrustee
Henry EickelbergTrustee
Jason BurkTrustee
Jesse HuberTrustee
Jon BoecheTrustee
M Douglas PetersTrustee
Mark MillerTrustee
Mark SwensonTrustee
Nathan HaakTrustee
Renee VargaTrustee
Roger OffermannTrustee
Roger PaavolaTrustee
Ronald KuehnTrustee
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$30,498,843
Investment Income
$0
Other Revenue
$0
Change in Net Assets
$-6,533,406

Audited Revenue Reconciliation

Revenue per Audited Statements
$30,498,843
Revenue Not Reported on Financial Statements
$0
Revenue Not Reported on Form 990
$17,377,369
Other Revenue Adjustments
$0
Total Revenue per Audited Statements
$47,876,212
Total Revenue per Form 990
$30,498,843
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$7,382,139
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Salaries, Compensation, and Employee Benefits$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Benefits to Members$29,650,110--$29,650,110
Fees for Services Management$5,228,508$0$0$5,228,508
Other Expenses$1,847,854$0$0$1,847,854
Fees for Service Investment Mgmnt Fees$305,777$0$0$305,777
Total Functional Expenses$37,032,249$0$0$37,032,249

Audited Expense Reconciliation

Line ItemAmount
Total Expenses per Form 990$37,032,249
Expenses per Audited Statements$36,726,472
Total Expenses per Audited Statements$23,734,472
Expenses Not Reported on Financial Statements$305,777
Other Expense Adjustments$0
Expenses Not Reported on Form 990$-12,992,000
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Reserve for waived contribution claim pymts for disabled members$33,042,000
Reserve for disability benefits$17,412,000
Reserve for survivor benefits$6,754,000
Reserve for incurred by unreported disability claims$4,261,000
Medicare Part B premium reimbursements$726,000
Reserve for waived contribution claim pymts for pre-1985 survivors$481,000
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
Yes

Governance Explanations

Form 990, Part VI, Section A, Line 3

“The Concordia Disability & Survivor Plan Board of Trustees is authorized and has delegated plan administrative services to Concordia Plan Services. No members of the board are compensated.”

Form 990, Part VI, Section B, Line 11B

“A copy of Form 990 was provided to Board members prior to submission. Board members were given an opportunity to comment and provide input prior to filing Form 990. The Chief Financial Officer reviewed Form 990 prior to filing.”

Form 990, Part VI, Section B, Line 12C

“The plans require each officer to review and sign a conflict of interest policy each year.”

Form 990, Part VI, Section C, Line 19

“The Ministry and Stewardship reports are published on the Concordia Plan Services website (www.concordiaplans.org). The conflict of interest policy, governing documents, and financial statements are provided upon request.”

Form 990, Part VII, Section A, Line 1A

“The VEBA is administered by the Board of Trustees. The VEBA does not have any employees or compensated officers. Administration of the plan is provided through Concordia Plan Services, a management company.”

Filing and Contact Details

Filer

Filer Name
Concordia Disability and Survivor Plan
EIN
43-0919992
Phone
3148856744
Address
1333 S Kirkwood Road, St Louis, MO 63122-7295

Signing Officer

Name
Scott Seefeld
Title
Chairman of the Board and Trustee
Phone
3148856747
Signed
2025-09-11

Organization Details

Principal Officer
Scott Seefeld
Formed
1982
Legal Domicile
Mo
Voting Board Members
15
Independent Board Members
15
Employees
0
Volunteers
0
Supplemental Narrative

Additional Explanations

Form 990, Part XI, Line 9

“Investment gain of $17,683,146 and decrease in actuarial reserve for $12,992,000.”

Financial Statement Notes

Schedule D, Part XI, Line 2D

“Net investment gain of $17,377,369”

Schedule D, Part XII, Line 2D

“Decrease in actuarial reserve of $12,992,000”

Raw XML AppendixShowing 400 of 517 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990/AccountsReceivableGrp/EOYAmt0945216
IRS990/ActivitiesConductedPrtshpInd00
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IRS990/AnnualDisclosureCoveredPrsnInd01
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IRS990/BooksInCareOfDetail/PhoneNum03149659000
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt01333 S Kirkwood Road
IRS990/BooksInCareOfDetail/USAddress/CityNm0St Louis
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0MO
IRS990/BooksInCareOfDetail/USAddress/ZIPCd0631227295
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IRS990/CashNonInterestBearingGrp/BOYAmt05341838
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IRS990/CntrctRcvdGreaterThan100KCnt00
IRS990/CollectionsOfArtInd00
IRS990/CompensationFromOtherSrcsInd00
IRS990/CompensationProcessCEOInd00
IRS990/CompensationProcessOtherInd00
IRS990/ConflictOfInterestPolicyInd01
IRS990/ConservationEasementsInd00
IRS990/ConsolidatedAuditFinclStmtInd00
IRS990/CreditCounselingInd00
IRS990/CYBenefitsPaidToMembersAmt029650110
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt00
IRS990/CYOtherExpensesAmt07382139
IRS990/CYOtherRevenueAmt00
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IRS990/CYRevenuesLessExpensesAmt0-6533406
IRS990/CYSalariesCompEmpBnftPaidAmt00
IRS990/CYTotalExpensesAmt037032249
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt030498843
IRS990/DecisionsSubjectToApprovaInd00
IRS990/DeductibleArtContributionInd00
IRS990/DeductibleNonCashContriInd00
IRS990/DelegationOfMgmtDutiesInd01
IRS990/Desc0Noninsured benefits of $81,661 were paid to members upon death of dependents. Monthly survivor benefits of $1,217,838 were paid to enrolled surviving dependents of deceased workers who death occurred prior to 7/1/01. Insurance premiums of $7,848,511 were paid to provide lump sum death benefits for members and benefits for dependents.
IRS990/DescribedInSection501c3Ind00
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IRS990/FeesForServicesManagementGrp/TotalAmt05228508
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IRS990/FeesForSrvcInvstMgmntFeesGrp/ManagementAndGeneralAmt00
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IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
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IRS990/Form990PartVIISectionAGrp/PersonNm0Scott Seefeld
IRS990/Form990PartVIISectionAGrp/PersonNm1Jon Boeche
IRS990/Form990PartVIISectionAGrp/PersonNm2Daryl Dagit
IRS990/Form990PartVIISectionAGrp/PersonNm3Henry Eickelberg
IRS990/Form990PartVIISectionAGrp/PersonNm4Gail Hartmann
IRS990/Form990PartVIISectionAGrp/PersonNm5David Hawk
IRS990/Form990PartVIISectionAGrp/PersonNm6Jesse Huber
IRS990/Form990PartVIISectionAGrp/PersonNm7Ronald Kuehn
IRS990/Form990PartVIISectionAGrp/PersonNm8Mark Miller
IRS990/Form990PartVIISectionAGrp/PersonNm9Mark Swenson
IRS990/Form990PartVIISectionAGrp/PersonNm10Renee Varga
IRS990/Form990PartVIISectionAGrp/PersonNm11Amber Bahr
IRS990/Form990PartVIISectionAGrp/PersonNm12Nathan Haak
IRS990/Form990PartVIISectionAGrp/PersonNm13Roger Offermann
IRS990/Form990PartVIISectionAGrp/PersonNm14Roger Paavola
IRS990/Form990PartVIISectionAGrp/PersonNm15Jason Burk
IRS990/Form990PartVIISectionAGrp/PersonNm16M Douglas Peters
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt130
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt140
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt150
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt160
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt130
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt140
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt150
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt160
IRS990/Form990PartVIISectionAGrp/TitleTxt0Chairman of the Board and Trustee
IRS990/Form990PartVIISectionAGrp/TitleTxt1Trustee
IRS990/Form990PartVIISectionAGrp/TitleTxt2Trustee
IRS990/Form990PartVIISectionAGrp/TitleTxt3Trustee
IRS990/Form990PartVIISectionAGrp/TitleTxt4Trustee
IRS990/Form990PartVIISectionAGrp/TitleTxt5Trustee
IRS990/Form990PartVIISectionAGrp/TitleTxt6Trustee
IRS990/Form990PartVIISectionAGrp/TitleTxt7Trustee
IRS990/Form990PartVIISectionAGrp/TitleTxt8Trustee
IRS990/Form990PartVIISectionAGrp/TitleTxt9Trustee
IRS990/Form990PartVIISectionAGrp/TitleTxt10Trustee
IRS990/Form990PartVIISectionAGrp/TitleTxt11Trustee
IRS990/Form990PartVIISectionAGrp/TitleTxt12Trustee
IRS990/Form990PartVIISectionAGrp/TitleTxt13Trustee
IRS990/Form990PartVIISectionAGrp/TitleTxt14Trustee
IRS990/Form990PartVIISectionAGrp/TitleTxt15Trustee
IRS990/Form990PartVIISectionAGrp/TitleTxt16Trustee
IRS990/Form990ProvidedToGvrnBodyInd01
IRS990/FormationYr01982
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd0X
IRS990/FSAuditedInd01
IRS990/FundraisingActivitiesInd00
IRS990/GainOrLossGrp/OtherAmt00
IRS990/GainOrLossGrp/SecuritiesAmt00
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt015
IRS990/GrantAmt00
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossReceiptsAmt030498843
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd00
IRS990/IndependentAuditFinclStmtInd01
IRS990/IndependentVotingMemberCnt015
IRS990/IndivRcvdGreaterThan100KCnt00
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartVIIInd0X
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartXIInd0X
IRS990/InvestmentExpenseAmt00
IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt013782702
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt014975717
IRS990/InvestmentsPubTradedSecGrp/BOYAmt0126224728
IRS990/InvestmentsPubTradedSecGrp/EOYAmt0141588679
IRS990/IRPDocumentCnt00
IRS990/IRPDocumentW2GCnt00
IRS990/LegalDomicileStateCd0MO
IRS990/LoanOutstandingInd00
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd00
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0Enable the participating full time workers of The Lutheran Church-Missouri Synod, its member congregations, controlled organizations and affiliated agencies to be provided with replacement income in the event of becoming disabled. Also provides death benefits to survivors of such workers in event of worker death.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt069773892
IRS990/NetAssetsOrFundBalancesEOYAmt093915632
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NetUnrlzdGainsLossesInvstAmt00
IRS990/NondeductibleContributionsInd00
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherChangesInNetAssetsAmt030675146
IRS990/OtherExpensesGrp/Desc0External Claim Services
IRS990/OtherExpensesGrp/FundraisingAmt00
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt00
IRS990/OtherExpensesGrp/ProgramServicesAmt01847854
IRS990/OtherExpensesGrp/TotalAmt01847854
IRS990/OtherLiabilitiesGrp/BOYAmt075668000
IRS990/OtherLiabilitiesGrp/EOYAmt062676000
IRS990/OtherRevenueTotalAmt00
IRS990/PartialLiquidationInd00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PoliticalCampaignActyInd00
IRS990/PrincipalOfficerNm0Scott Seefeld
IRS990/PriorPeriodAdjustmentsAmt00
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0900099
IRS990/ProgramServiceRevenueGrp/Desc0Revenue from disability/survivor contributions
IRS990/ProgramServiceRevenueGrp/ExclusionAmt00
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt030498843
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt030498843
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/ProgSrvcAccomActy2Grp/Desc0Health insurance contributions of $11,615,744 were paid for disabled workers and also for surviving dependents of deceased members who deaths occurred prior to January 1, 1985.
IRS990/ProgSrvcAccomActy2Grp/ExpenseAmt011615744
IRS990/ProgSrvcAccomActy2Grp/GrantAmt00
IRS990/ProgSrvcAccomActy2Grp/RevenueAmt00
IRS990/ProgSrvcAccomActy3Grp/Desc0Disability benefits paid by a third party administrator of $8,846,585 to 1,330 members. In addition, there was miscellaneous expense of $39,771.
IRS990/ProgSrvcAccomActy3Grp/ExpenseAmt08886356
IRS990/ProgSrvcAccomActy3Grp/GrantAmt00
IRS990/ProgSrvcAccomActy3Grp/RevenueAmt00
IRS990/ProgSrvcAccomActyOtherGrp/Desc0CDSP had the following program service expenses: External claims services $1,847,854; Investment manager and custodian fees $305,777; Management fees paid to Concordia Plan Services $5,228,508
IRS990/ProgSrvcAccomActyOtherGrp/ExpenseAmt07382139
IRS990/ProgSrvcAccomActyOtherGrp/GrantAmt00
IRS990/ProgSrvcAccomActyOtherGrp/RevenueAmt00
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt028882481
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt00
IRS990/PYOtherExpensesAmt05957015
IRS990/PYOtherRevenueAmt00
IRS990/PYProgramServiceRevenueAmt029222508
IRS990/PYRevenuesLessExpensesAmt0-5616988
IRS990/PYSalariesCompEmpBnftPaidAmt00
IRS990/PYTotalExpensesAmt034839496
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt029222508
IRS990/ReconcilationRevenueExpnssAmt0-6533406
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd01
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/RentalIncomeOrLossGrp/PersonalAmt00
IRS990/RentalIncomeOrLossGrp/RealAmt00
IRS990/ReportInvestmentsOtherSecInd01
IRS990/ReportLandBuildingEquipmentInd00
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RevenueAmt00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt069773892
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt093915632
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/CloselyHeldEquityInterestsGrp/BookValueAmt00
IRS990ScheduleD/DonatedServicesAndUseFcltsAmt00
IRS990ScheduleD/DonatedServicesUseFcltsAmt00
IRS990ScheduleD/ExpensesNotReportedAmt0-12992000
IRS990ScheduleD/ExpensesNotRptFinclStmtAmt0305777
IRS990ScheduleD/ExpensesSubtotalAmt036726472
IRS990ScheduleD/FederalIncomeTaxLiabilityAmt00
IRS990ScheduleD/FinancialDerivativesGrp/BookValueAmt00
IRS990ScheduleD/InvestmentExpensesNotIncld2Amt0305777
IRS990ScheduleD/InvestmentExpensesNotIncldAmt00
IRS990ScheduleD/LossesReportedAmt00
IRS990ScheduleD/NetUnrealizedGainsInvstAmt00
IRS990ScheduleD/OtherExpensesIncludedAmt0-12992000
IRS990ScheduleD/OtherExpensesNotIncludedAmt00
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt04261000
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt117412000
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt26754000
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt333042000
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt4481000
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt5726000
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0Reserve for incurred by unreported disability claims
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1Reserve for disability benefits
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc2Reserve for survivor benefits
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc3Reserve for waived contribution claim pymts for disabled members
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc4Reserve for waived contribution claim pymts for pre-1985 survivors
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc5Medicare Part B premium reimbursements
IRS990ScheduleD/OtherRevenueAmt017377369
IRS990ScheduleD/OtherRevenuesNotIncludedAmt00
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt014975717
IRS990ScheduleD/OtherSecuritiesGrp/Desc0Other - Real Estate Investments
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd0F
IRS990ScheduleD/PriorYearAdjustmentsAmt00
IRS990ScheduleD/RecoveriesPriorYearGrantsAmt00
IRS990ScheduleD/RevenueNotReportedAmt017377369
IRS990ScheduleD/RevenueNotReportedFinclStmtAmt00
IRS990ScheduleD/RevenueSubtotalAmt030498843
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0Net investment gain of $17,377,369
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt1Decrease in actuarial reserve of $12,992,000
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0Schedule D, Part XI, Line 2d
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc1Schedule D, Part XII, Line 2d
IRS990ScheduleD/TotalBookValueSecuritiesAmt014975717
IRS990ScheduleD/TotalExpensesPerForm990Amt037032249
IRS990ScheduleD/TotalLiabilityAmt062676000
IRS990ScheduleD/TotalRevenuePerForm990Amt030498843
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt047876212
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt023734472
IRS990/ScheduleJRequiredInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0The Concordia Disability & Survivor Plan Board of Trustees is authorized and has delegated plan administrative services to Concordia Plan Services. No members of the board are compensated.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1A copy of Form 990 was provided to Board members prior to submission. Board members were given an opportunity to comment and provide input prior to filing Form 990. The Chief Financial Officer reviewed Form 990 prior to filing.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2The plans require each officer to review and sign a conflict of interest policy each year.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3The Ministry and Stewardship reports are published on the Concordia Plan Services website (www.concordiaplans.org). The conflict of interest policy, governing documents, and financial statements are provided upon request.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4The VEBA is administered by the Board of Trustees. The VEBA does not have any employees or compensated officers. Administration of the plan is provided through Concordia Plan Services, a management company.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5Investment gain of $17,683,146 and decrease in actuarial reserve for $12,992,000.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990, Part VI, Section A, Line 3
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990, Part VI, Section B, Line 11b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990, Part VI, Section B, Line 12c
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990, Part VI, Section C, Line 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Form 990, Part VII, Section A, Line 1a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Form 990, Part XI, Line 9
IRS990ScheduleR/AssetExchangeInd00
IRS990ScheduleR/AssetPurchaseFromOtherOrgInd00
IRS990ScheduleR/AssetSaleToOtherOrgInd00
IRS990ScheduleR/DivRelatedOrganizationInd00
IRS990ScheduleR/GiftGrntCapContriFromOthOrgInd00
IRS990ScheduleR/GiftGrntOrCapContriToOthOrgInd00
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/DirectControllingNACd0N/A
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/DirectControllingNACd1N/A
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/DirectControllingNACd2N/A
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/DisregardedEntityName/BusinessNameLine1Txt0The Lutheran Church-Missouri Synod
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/DisregardedEntityName/BusinessNameLine1Txt1Concordia Plan Services
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/DisregardedEntityName/BusinessNameLine1Txt2Concordia Health Plan
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/EIN0430658188
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/EIN1710986725
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/EIN2436062857

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