Liabilities / Assets
45th percentile
Higher debt load relative to assets than 45% of similar nonprofits.
EIN 43-0889695 • 501(c)3 • Jefferson City, MO
Profile
Rmi's purpose is to further promote the economic and commercial development of states situated in the midwestern united states, promote and assist the growth and development of small business concerns within rmi's service area to benefit residents of the midwestern states as measured by increased employment, payroll, business volume, tax base, and citizen retention.
Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.
Liabilities / Assets
45th percentile
Higher debt load relative to assets than 45% of similar nonprofits.
Liabilities / Revenue
67th percentile
Higher debt load relative to revenue than 67% of similar nonprofits.
Net Margin
31st percentile
Higher net margin than 31% of similar nonprofits.
Top Officer Pay
82nd percentile
Higher top officer pay than 82% of similar nonprofits.
Top officer pay equals 9.6% of source-year revenue.
Asset Growth
56th percentile
Faster asset growth than 56% of similar nonprofits.
Revenue Growth
49th percentile
Faster revenue growth than 49% of similar nonprofits.
Assets
Up$12,075,870
Up $708,566 (+6.2%) from 2024
Liabilities
Up$1,599,288
Up $761,792 (+91%) from 2024
Net Assets
Down$10,476,582
Down $53,226 (-0.5%) from 2024
Revenue
Up$3,568,820
Up $217,926 (+6.5%) from 2024
Expenses
Up$3,622,046
Up $1,151,511 (+47%) from 2024
Net Income
Down-$53,226
Down $933,585 (-106%) from 2024
Most recent year
2025 • Form 990Detailed filing. Detailed filing data is available for this year.
Rmi's purpose is to further promote the economic and commercial development of states situated in the midwestern united states, promote and assist the growth and development of small business concerns within rmi's service area to benefit residents of the midwestern states as measured by increased employment, payroll, business volume, tax base, and citizen retention.
Promote economic growth in the midwest by supporting small business development.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Other Notes and Loans Receivable, Net | $5,282,989 | $6,196,737 | ▲ $913,748 |
| Savings and Temporary Cash Investments | $5,469,353 | $4,103,789 | ▼ $1,365,564 |
| Investments Other Securities | - | $1,200,000 | - |
| Land, Buildings, and Equipment, Net | $580,877 | $563,793 | ▼ $17,084 |
| Accounts Receivable | $22,865 | - | - |
| Prepaid Expenses and Deferred Charges | $11,120 | $11,451 | ▲ $331 |
| Cash and Non-Interest-Bearing Accounts | $100 | $100 | → $0 |
| Total Assets | $11,367,304 | $12,075,870 | ▲ $708,566 |
| Liabilities | |||
| Other Liabilities | $0 | $753,977 | ▲ $753,977 |
| Accounts Payable and Accrued Expenses | $374,842 | $437,967 | ▲ $63,125 |
| Deferred Revenue | $328,745 | $292,663 | ▼ $36,082 |
| Mortgage Notes Payable Secured by Investment Property | $133,909 | $114,681 | ▼ $19,228 |
| Total Liabilities | $837,496 | $1,599,288 | ▲ $761,792 |
| Net Assets / Fund Balance | |||
| Net Assets Without Donor Restrictions | $10,529,808 | $10,476,582 | ▼ $53,226 |
| Total Net Assets Fund Balance | $10,529,808 | $10,476,582 | ▼ $53,226 |
| Total Liabilities and Net Assets / Fund Balance | $11,367,304 | $12,075,870 | ▲ $708,566 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Buildings | $234,218 | $254,649 | $488,867 |
| Land | $315,000 | - | $315,000 |
| Equipment | $14,575 | $76,188 | $90,763 |
| Other Securities | $1,200,000 | - | - |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Zola Finch | Executive Director | FT | $240,513 | $102,523 | $343,036 |
| Melinda Murray | Sr. Loan Officer | FT | $174,985 | $92,587 | $267,572 |
| Mark Diliberto | Sr. Loan Officer | FT | $152,289 | $108,439 | $260,728 |
| Wesley Darnell | Loan Officer | FT | $124,446 | $63,843 | $188,289 |
| Lucas Berhost | Loan Servicing Mgr. | FT | $96,931 | $53,099 | $150,030 |
| Name | Title |
|---|---|
| Gene Wiseman Retired 725 | Past President |
| Charles Hachtel | President |
| Michael Denight | Vice President |
| Chrissy Shumard | Director |
| Eileen Jennings | Director |
| Jane Hood | Director |
| Jeff Seifried Retired 725 | Director |
| Kyle Thompson | Director |
| Martin Swope | Director |
| Tim Hagenhoff | Director |
| Shayna Lane | Sec./treas. |
| Contractor | Services | Location | Compensation |
|---|---|---|---|
| Annete Darnell | Mktg/packaging | 1600 ARBOUR, Lebanon, MO 65536 | $186,627 |
| Line Item | Amount |
|---|---|
| Salaries, Compensation, and Employee Benefits | $2,668,664 |
| Other Expenses | $953,382 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | $1,258,443 | $4,175 | - | $1,262,618 |
| Current Officers, Directors, Trustees, and Key Employees | $631,934 | $476,722 | - | $1,108,656 |
| Fees for Services Legal | $94,163 | $23,540 | - | $117,703 |
| Other Employee Benefits | $86,665 | $20,857 | - | $107,522 |
| Payroll Taxes | $78,158 | $19,540 | - | $97,698 |
| Fees for Services Accounting | $76,398 | $19,100 | - | $95,498 |
| Information Technology | $73,774 | $18,443 | - | $92,217 |
| Pension Plan Contributions | $79,731 | $12,439 | - | $92,170 |
| Travel | $77,570 | - | - | $77,570 |
| Advertising | $39,522 | $9,881 | - | $49,403 |
| Occupancy | $39,489 | $9,873 | - | $49,362 |
| Office Expenses | $38,716 | $9,678 | - | $48,394 |
| Insurance | $28,188 | $7,047 | - | $35,235 |
| Depreciation Depletion | $13,667 | $3,417 | - | $17,084 |
| Other Expenses | $17,000 | - | - | $17,000 |
| Conferences and Meetings | $15,529 | - | - | $15,529 |
| Interest | $1,070 | $267 | - | $1,337 |
| Total Functional Expenses | $2,987,067 | $634,979 | $0 | $3,622,046 |
| Line Item | Amount |
|---|---|
| Expenses per Audited Statements | $3,622,046 |
| Total Expenses per Audited Statements | $3,622,046 |
| Total Expenses per Form 990 | $3,622,046 |
| Expenses Not Reported on Financial Statements | $0 |
| Expenses Not Reported on Form 990 | $0 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Liability | Amount |
|---|---|
| Accrued Deferred Compenation - Ed | $753,977 |
“Rmi has a volunteer membership of 46 individuals from lending institutions, businesses, community organizations and government economic development organizations. There is only one class of members.”
“Board elections are held annually in july, and members vote to fill board positions in accordance with term limits and other requirements established in the bylaws.”
“Form 990 is reviewed by the executive director and made available to the board of directors.”
“Each director, member, officer, and employee shall be provided with and asked to review a copy of the conflict of interest policy and to acknowledge in writing compliance with the organization's conflict of interest policies. They must disclose the existence of a possible conflict of interest. Once disclosed, the board reviews the situation and determines if a conflict exists. The board will vote to accept or reject the transaction with the interested person. The interested person is not allowed to vote.”
“Annual industry and market compensation and benefit studies are obtained. Those are annually reviewed by the board of directors. In addition, an annual evaluation of the executive director is also conducted to evaluate job performance. The board of directors makes the final determination of compensation. The executive director (ed) provides a verbal performance report to the directors at the end of the fiscal year, including, but not limited to, staff accomplishments and problem areas, changes in staffing and duties, program performance and fiscal results. The ed recommends a pool for salary increases and adjustment and a bonus pool for staff. Comparable pay scales are presented, either from formal wage and comp studies, such as the bi-annual nadco industry study, or internal and informal research through discussions with employers in the area or review of other organizations' 990 tax return. The board of directors provides a pool for salary adjustments and bonuses for the ed to distribute to staff at the ed's discretion and sets the ed's compensation.”
“Governing documents, conflict of interest policy, financial statements and form 990 are available upon request.”
“The organization has analyzed the tax positions taken and has concluded that as of september 30, 2025 and 2024, there are no uncertain positions taken, or expected to be taken, that would require recognition of a liability or disclosure in the financial statements. A tax liability would be recognized if the organization has taken an uncertain position that more likely than not would not be sustained upon examination by taxing authorities. The organization is subject to routine audits by taxing jurisdictions; however, there are currently no audits for any tax periods in progress. The organization does not believe it likely that changes will occur within the next fiscal year that will have a material impact on the financial statements.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
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| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 437967 |
| IRS990/AccountsReceivableGrp/BOYAmt | 0 | 22865 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | 0 |
| IRS990/ActivityOrMissionDesc | 0 | PROMOTE ECONOMIC GROWTH IN THE MIDWEST BY SUPPORTING SMALL BUSINESS DEVELOPMENT. |
| IRS990/AdvertisingGrp/ManagementAndGeneralAmt | 0 | 9881 |
| IRS990/AdvertisingGrp/ProgramServicesAmt | 0 | 39522 |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 49403 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | 1 |
| IRS990/AuditCommitteeInd | 0 | 0 |
| IRS990/BackupWthldComplianceInd | 0 | 1 |
| IRS990/BooksInCareOfDetail/PersonNm | 0 | ZOLA FINCH |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 5736340560 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 3324 EMERALD LANE |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | JEFFERSON CITY |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | MO |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 65109 |
| IRS990/BusinessRlnWith35CtrlEntInd | 0 | 0 |
| IRS990/BusinessRlnWithFamMemInd | 0 | 0 |
| IRS990/BusinessRlnWithOrgMemInd | 0 | 0 |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 100 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 100 |
| IRS990/ChangeToOrgDocumentsInd | 0 | 0 |
| IRS990/CntrctRcvdGreaterThan100KCnt | 0 | 1 |
| IRS990/CollectionsOfArtInd | 0 | 0 |
| IRS990/CompCurrentOfcrDirectorsGrp/ManagementAndGeneralAmt | 0 | 476722 |
| IRS990/CompCurrentOfcrDirectorsGrp/ProgramServicesAmt | 0 | 631934 |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 1108656 |
| IRS990/CompensationFromOtherSrcsInd | 0 | 0 |
| IRS990/CompensationProcessCEOInd | 0 | 1 |
| IRS990/CompensationProcessOtherInd | 0 | 1 |
| IRS990/ConferencesMeetingsGrp/ProgramServicesAmt | 0 | 15529 |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 15529 |
| IRS990/ConflictOfInterestPolicyInd | 0 | 1 |
| IRS990/ConservationEasementsInd | 0 | 0 |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | 0 |
| IRS990/ContractorCompensationGrp/CompensationAmt | 0 | 186627 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt | 0 | 1600 ARBOUR |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm | 0 | LEBANON |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd | 0 | MO |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd | 0 | 65536 |
| IRS990/ContractorCompensationGrp/ContractorName/PersonNm | 0 | ANNETE DARNELL |
| IRS990/ContractorCompensationGrp/ServicesDesc | 0 | MKTG/PACKAGING |
| IRS990/CreditCounselingInd | 0 | 0 |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 504426 |
| IRS990/CYOtherExpensesAmt | 0 | 953382 |
| IRS990/CYOtherRevenueAmt | 0 | 0 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 3064394 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | -53226 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 2668664 |
| IRS990/CYTotalExpensesAmt | 0 | 3622046 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 3568820 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | 0 |
| IRS990/DeductibleArtContributionInd | 0 | 0 |
| IRS990/DeductibleNonCashContriInd | 0 | 0 |
| IRS990/DeferredRevenueGrp/BOYAmt | 0 | 328745 |
| IRS990/DeferredRevenueGrp/EOYAmt | 0 | 292663 |
| IRS990/DelegationOfMgmtDutiesInd | 0 | 0 |
| IRS990/DepreciationDepletionGrp/ManagementAndGeneralAmt | 0 | 3417 |
| IRS990/DepreciationDepletionGrp/ProgramServicesAmt | 0 | 13667 |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 17084 |
| IRS990/Desc | 0 | DURING FY25, RMI APPROVED 1 IRP LOAN TOTALING $80,746. DURING FY25, RMI FUNDED 1 INTERMEDIARY RELENDING PROGRAM (IRP) LOAN TOTALING $80,746 (ALL IRP LOANS THAT WERE APPROVED DURING THE FISCAL YEAR WERE ALSO FUNDED). SIX RMI DIRECT LOANS WERE APPROVED, TOTALING $1,317,511. APPROVALS FOR THE 504 LOAN PROGRAM FY 2025 WERE 7 KS LOANS TOTALING $10,837 MILLION; 17 AR SBA 504 LOANS TOTALING $12.491 MILLION; AND 34 MO SBA 504 LOANS TOTALING $49,193 MILLION; 1 FL SBA 504 LOAN TOTALING $500,000; 2 IL 504 LOANS TOTALING $6.567 MILLION RMI CREATED 374 JOBS AND RETAINED 981 JOBS. |
| IRS990/DescribedInSection501c3Ind | 0 | 1 |
| IRS990/DisregardedEntityInd | 0 | 0 |
| IRS990/DocumentRetentionPolicyInd | 0 | 1 |
| IRS990/DonorAdvisedFundInd | 0 | 0 |
| IRS990/DonorRstrOrQuasiEndowmentsInd | 0 | 0 |
| IRS990/ElectionOfBoardMembersInd | 0 | 1 |
| IRS990/EmployeeCnt | 0 | 11 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | 1 |
| IRS990/EngagedInExcessBenefitTransInd | 0 | 0 |
| IRS990/ExpenseAmt | 0 | 2987067 |
| IRS990/FamilyOrBusinessRlnInd | 0 | 0 |
| IRS990/FederalGrantAuditRequiredInd | 0 | 0 |
| IRS990/FeesForServicesAccountingGrp/ManagementAndGeneralAmt | 0 | 19100 |
| IRS990/FeesForServicesAccountingGrp/ProgramServicesAmt | 0 | 76398 |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 95498 |
| IRS990/FeesForServicesLegalGrp/ManagementAndGeneralAmt | 0 | 23540 |
| IRS990/FeesForServicesLegalGrp/ProgramServicesAmt | 0 | 94163 |
| IRS990/FeesForServicesLegalGrp/TotalAmt | 0 | 117703 |
| IRS990/ForeignActivitiesInd | 0 | 0 |
| IRS990/ForeignFinancialAccountInd | 0 | 0 |
| IRS990/ForeignOfficeInd | 0 | 0 |
| IRS990/Form8282PropertyDisposedOfInd | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 40.00 |
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| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 8 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 9 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 10 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 11 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 12 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 13 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 14 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 15 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 7 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 8 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 9 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 10 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 4 | X |
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| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
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| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
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| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 12 | 40087 |
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| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | CHARLES HACHTEL |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | GENE WISEMAN RETIRED 725 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | MICHAEL DENIGHT |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | SHAYNA LANE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | TIM HAGENHOFF |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | CHRISSY SHUMARD |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | JANE HOOD |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | EILEEN JENNINGS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 8 | KYLE THOMPSON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 9 | MARTIN SWOPE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 10 | JEFF SEIFRIED RETIRED 725 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 11 | ZOLA FINCH |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 12 | MELINDA MURRAY |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 13 | MARK DILIBERTO |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 14 | WESLEY DARNELL |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 15 | LUCAS BERHOST |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 0 |
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| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 12 | 227485 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 13 | 203054 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 14 | 162224 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 15 | 126999 |
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| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
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| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 11 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 12 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 13 | 0 |
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| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 15 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | PRESIDENT |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | PAST PRESIDENT |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | VICE PRESIDENT |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | SEC./TREAS. |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 8 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 9 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 10 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 11 | EXECUTIVE DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 12 | SR. LOAN OFFICER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 13 | SR. LOAN OFFICER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 14 | LOAN OFFICER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 15 | LOAN SERVICING MGR. |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | 1 |
| IRS990/FormationYr | 0 | 1966 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | 0 |
| IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd | 0 | X |
| IRS990/FSAuditedInd | 0 | 1 |
| IRS990/FundraisingActivitiesInd | 0 | 0 |
| IRS990/GamingActivitiesInd | 0 | 0 |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 9 |
| IRS990/GrantsToIndividualsInd | 0 | 0 |
| IRS990/GrantsToOrganizationsInd | 0 | 0 |
| IRS990/GrantToRelatedPersonInd | 0 | 0 |
| IRS990/GrossReceiptsAmt | 0 | 3568820 |
| IRS990/GroupReturnForAffiliatesInd | 0 | 0 |
| IRS990/IncludeFIN48FootnoteInd | 0 | 1 |
| IRS990/IndependentAuditFinclStmtInd | 0 | 1 |
| IRS990/IndependentVotingMemberCnt | 0 | 9 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 5 |
| IRS990/IndoorTanningServicesInd | 0 | 0 |
| IRS990/InfoInScheduleOPartIIIInd | 0 | X |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InformationTechnologyGrp/ManagementAndGeneralAmt | 0 | 18443 |
| IRS990/InformationTechnologyGrp/ProgramServicesAmt | 0 | 73774 |
| IRS990/InformationTechnologyGrp/TotalAmt | 0 | 92217 |
| IRS990/InsuranceGrp/ManagementAndGeneralAmt | 0 | 7047 |
| IRS990/InsuranceGrp/ProgramServicesAmt | 0 | 28188 |
| IRS990/InsuranceGrp/TotalAmt | 0 | 35235 |
| IRS990/InterestGrp/ManagementAndGeneralAmt | 0 | 267 |
| IRS990/InterestGrp/ProgramServicesAmt | 0 | 1070 |
| IRS990/InterestGrp/TotalAmt | 0 | 1337 |
| IRS990/InvestmentIncomeGrp/ExclusionAmt | 0 | 504426 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 504426 |
| IRS990/InvestmentInJointVentureInd | 0 | 0 |
| IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt | 0 | 1200000 |
| IRS990/IRPDocumentCnt | 0 | 15 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 330837 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 580877 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 563793 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 894630 |
| IRS990/LegalDomicileStateCd | 0 | MO |
| IRS990/LoanOutstandingInd | 0 | 0 |
| IRS990/LobbyingActivitiesInd | 0 | 0 |
| IRS990/LocalChaptersInd | 0 | 0 |
| IRS990/MaterialDiversionOrMisuseInd | 0 | 0 |
| IRS990/MembersOrStockholdersInd | 0 | 1 |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | 1 |
| IRS990/MinutesOfGoverningBodyInd | 0 | 1 |
| IRS990/MissionDesc | 0 | RMI'S PURPOSE IS TO FURTHER PROMOTE THE ECONOMIC AND COMMERCIAL DEVELOPMENT OF STATES SITUATED IN THE MIDWESTERN UNITED STATES, PROMOTE AND ASSIST THE GROWTH AND DEVELOPMENT OF SMALL BUSINESS CONCERNS WITHIN RMI'S SERVICE AREA TO BENEFIT RESIDENTS OF THE MIDWESTERN STATES AS MEASURED BY INCREASED EMPLOYMENT, PAYROLL, BUSINESS VOLUME, TAX BASE, AND CITIZEN RETENTION. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | 0 |
| IRS990/MoreThan5000KToOrgInd | 0 | 0 |
| IRS990/MortgNotesPyblScrdInvstPropGrp/BOYAmt | 0 | 133909 |
| IRS990/MortgNotesPyblScrdInvstPropGrp/EOYAmt | 0 | 114681 |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 10529808 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 10476582 |
| IRS990/NetUnrelatedBusTxblIncmAmt | 0 | 0 |
| IRS990/NoDonorRestrictionNetAssetsGrp/BOYAmt | 0 | 10529808 |
| IRS990/NoDonorRestrictionNetAssetsGrp/EOYAmt | 0 | 10476582 |
| IRS990/NondeductibleContributionsInd | 0 | 0 |
| IRS990/OccupancyGrp/ManagementAndGeneralAmt | 0 | 9873 |
| IRS990/OccupancyGrp/ProgramServicesAmt | 0 | 39489 |
| IRS990/OccupancyGrp/TotalAmt | 0 | 49362 |
| IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt | 0 | 9678 |
| IRS990/OfficeExpensesGrp/ProgramServicesAmt | 0 | 38716 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 48394 |
| IRS990/OfficerMailingAddressInd | 0 | 0 |
| IRS990/OperateHospitalInd | 0 | 0 |
| IRS990/Organization501c3Ind | 0 | X |
| IRS990/OrganizationFollowsFASB117Ind | 0 | X |
| IRS990/OtherChangesInNetAssetsAmt | 0 | 0 |
| IRS990/OtherEmployeeBenefitsGrp/ManagementAndGeneralAmt | 0 | 20857 |
| IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt | 0 | 86665 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 107522 |
| IRS990/OtherExpensesGrp/Desc | 0 | LOANS & PROGRAMS EXPENS |
| IRS990/OtherExpensesGrp/Desc | 1 | CREDIT LOSSES |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 0 | 337050 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 1 | 17000 |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 337050 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 17000 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 0 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 753977 |
| IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt | 0 | 4175 |
| IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt | 0 | 1258443 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 1262618 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 5282989 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 6196737 |
| IRS990/PartialLiquidationInd | 0 | 0 |
| IRS990/PayPremiumsPrsnlBnftCntrctInd | 0 | 0 |
| IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt | 0 | 19540 |
| IRS990/PayrollTaxesGrp/ProgramServicesAmt | 0 | 78158 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 97698 |
| IRS990/PensionPlanContributionsGrp/ManagementAndGeneralAmt | 0 | 12439 |
| IRS990/PensionPlanContributionsGrp/ProgramServicesAmt | 0 | 79731 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 92170 |
| IRS990/PoliticalCampaignActyInd | 0 | 0 |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 11120 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 11451 |
| IRS990/PrincipalOfficerNm | 0 | ZOLA FINCH |
| IRS990/ProfessionalFundraisingInd | 0 | 0 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 522291 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 1 | 900099 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | SERVICE FEE REVENUE |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | OTHER INCOME |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 3062230 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 2164 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 3062230 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 2164 |
| IRS990/ProhibitedTaxShelterTransInd | 0 | 0 |
| IRS990/PYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/PYContributionsGrantsAmt | 0 | 0 |
| IRS990/PYExcessBenefitTransInd | 0 | 0 |
| IRS990/PYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/PYInvestmentIncomeAmt | 0 | 420223 |
| IRS990/PYOtherExpensesAmt | 0 | 720044 |
| IRS990/PYOtherRevenueAmt | 0 | 0 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 2930671 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 880359 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 1750491 |
| IRS990/PYTotalExpensesAmt | 0 | 2470535 |
| IRS990/PYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/PYTotalRevenueAmt | 0 | 3350894 |
| IRS990/QuidProQuoContributionsInd | 0 | 0 |
| IRS990/RcvFndsToPayPrsnlBnftCntrctInd | 0 | 0 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | -53226 |
| IRS990/RegularMonitoringEnfrcInd | 0 | 1 |
| IRS990/RelatedEntityInd | 0 | 0 |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | 0 |
| IRS990/ReportInvestmentsOtherSecInd | 0 | 1 |
| IRS990/ReportLandBuildingEquipmentInd | 0 | 1 |
| IRS990/ReportOtherAssetsInd | 0 | 0 |
| IRS990/ReportOtherLiabilitiesInd | 0 | 1 |
| IRS990/ReportProgramRelatedInvstInd | 0 | 0 |
| IRS990/RevenueAmt | 0 | 3064394 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 5469353 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 4103789 |
| IRS990ScheduleA/AmountsRcvdDsqlfyPersonGrp/TotalAmt | 0 | 0 |
| IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearAmt | 0 | 504426 |
| IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus1YearAmt | 0 | 420223 |
| IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus2YearsAmt | 0 | 292526 |
| IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus3YearsAmt | 0 | 250134 |
| IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus4YearsAmt | 0 | 223216 |
| IRS990ScheduleA/GrossInvestmentIncome509Grp/TotalAmt | 0 | 1690525 |
| IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearAmt | 0 | 3064394 |
| IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus1YearAmt | 0 | 2930671 |
| IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus2YearsAmt | 0 | 2815918 |
| IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus3YearsAmt | 0 | 2719189 |
| IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus4YearsAmt | 0 | 2817317 |
| IRS990ScheduleA/GrossReceiptsAdmissionsGrp/TotalAmt | 0 | 14347489 |
| IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearAmt | 0 | 504426 |
| IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus1YearAmt | 0 | 420223 |
| IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus2YearsAmt | 0 | 292526 |
| IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus3YearsAmt | 0 | 250134 |
| IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus4YearsAmt | 0 | 223216 |
| IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/TotalAmt | 0 | 1690525 |
| IRS990ScheduleA/InvestmentIncomeCYPct | 0 | 0.10510 |
| IRS990ScheduleA/InvestmentIncomePYPct | 0 | 0.10340 |
| IRS990ScheduleA/OtherIncome509Grp/CurrentTaxYearMinus2YearsAmt | 0 | 7571 |
| IRS990ScheduleA/OtherIncome509Grp/CurrentTaxYearMinus3YearsAmt | 0 | 26100 |
| IRS990ScheduleA/OtherIncome509Grp/CurrentTaxYearMinus4YearsAmt | 0 | 8003 |
| IRS990ScheduleA/OtherIncome509Grp/TotalAmt | 0 | 41674 |
| IRS990ScheduleA/PubliclySupportedOrg509a2Ind | 0 | X |
| IRS990ScheduleA/PublicSupportCY509Pct | 0 | 0.89230 |
| IRS990ScheduleA/PublicSupportPY509Pct | 0 | 0.89170 |
| IRS990ScheduleA/PublicSupportTotal509Amt | 0 | 14347489 |
| IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/TotalAmt | 0 | 0 |
| IRS990ScheduleA/SubstantialContributorsAmtGrp/TotalAmt | 0 | 0 |
| IRS990ScheduleA/ThirtyThrPctSuprtTestsCY509Ind | 0 | X |
| IRS990ScheduleA/Total509Grp/CurrentTaxYearAmt | 0 | 3064394 |
| IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus1YearAmt | 0 | 2930671 |
| IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus2YearsAmt | 0 | 2815918 |
| IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus3YearsAmt | 0 | 2719189 |
| IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus4YearsAmt | 0 | 2817317 |
| IRS990ScheduleA/Total509Grp/TotalAmt | 0 | 14347489 |
| IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearAmt | 0 | 3568820 |
| IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus1YearAmt | 0 | 3350894 |
| IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus2YearsAmt | 0 | 3116015 |
| IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus3YearsAmt | 0 | 2995423 |
| IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus4YearsAmt | 0 | 3048536 |
| IRS990ScheduleA/TotalSupportCalendarYearGrp/TotalAmt | 0 | 16079688 |
| IRS990/ScheduleBRequiredInd | 0 | 0 |
| IRS990ScheduleD/BuildingsGrp/BookValueAmt | 0 | 234218 |
| IRS990ScheduleD/BuildingsGrp/DepreciationAmt | 0 | 254649 |
| IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 488867 |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 14575 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 76188 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 90763 |
| IRS990ScheduleD/ExpensesNotReportedAmt | 0 | 0 |
| IRS990ScheduleD/ExpensesNotRptFinclStmtAmt | 0 | 0 |
| IRS990ScheduleD/ExpensesSubtotalAmt | 0 | 3622046 |
| IRS990ScheduleD/FootnoteTextInd | 0 | X |
| IRS990ScheduleD/LandGrp/BookValueAmt | 0 | 315000 |
| IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt | 0 | 315000 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 753977 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | ACCRUED DEFERRED COMPENATION - ED |
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