Civic Intelligence

Heartland Community Credit Union

EIN 43-0865324 • 501(c)14 • Kansas City, MO

Profile

To provide high quality financial services for our member/owners, enhancing their financial well-being while maintaining the financial strength of the credit union.

406A E Bannister RdKansas City, MO 64131

www.hccu.com

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

Score unavailable

No value available

Liabilities-to-assets requires both liabilities and assets on the latest valid filing.

Source year 2020

Liabilities / Revenue

96th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)14 • <$500k nonprofits • Source year 2020

Net Margin

61st percentile

-40%

Higher net margin than 61% of similar nonprofits.

501(c)14 • <$500k nonprofits • Source year 2020

Top Officer Pay

44th percentile

$15,965

Higher top officer pay than 44% of similar nonprofits.

Top officer pay equals 4.9% of source-year revenue.

501(c)14 • <$500k nonprofits • Source year 2020

Asset Growth

95th percentile

-100%

Faster asset growth than 95% of similar nonprofits.

501(c)14 • <$500k nonprofits • Annualized from 2019 to 2020

Revenue Growth

60th percentile

-36%

Faster revenue growth than 60% of similar nonprofits.

501(c)14 • <$500k nonprofits • Annualized from 2019 to 2020

Balance Sheet
Liabilities / AssetsScore unavailable

Assets

Down

$0

Down $6,889,434 (-100%) from 2019

Liabilities

Down

$0

Down $6,504,342 (-100%) from 2019

Net Assets

Down

$0

Down $385,092 (-100%) from 2019

Operations
Liabilities / Revenue96th percentileNet Margin61st percentile

Revenue

Down

$327,454

Down $185,536 (-36%) from 2019

Expenses

Down

$458,435

Down $202,131 (-31%) from 2019

Net Income

Up

-$130,981

Up $16,595 (+11%) from 2019

Trend Graphs

Balance Sheet Trend

Asset Growth95th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$10M$5.0M$0Assets 2010: $8,701,970Liabilities 2010: $8,090,487Net Assets 2010: $611,4832010Assets 2011: $8,395,075Liabilities 2011: $7,791,145Net Assets 2011: $603,9302011Assets 2012: $9,139,493Liabilities 2012: $8,474,379Net Assets 2012: $665,1142012Assets 2013: $8,792,718Liabilities 2013: $8,126,438Net Assets 2013: $666,2802013Assets 2014: $8,589,855Liabilities 2014: $7,987,590Net Assets 2014: $602,2652014Assets 2015: $8,001,853Liabilities 2015: $7,371,248Net Assets 2015: $630,6052015Assets 2016: $8,004,029Liabilities 2016: $7,302,655Net Assets 2016: $701,3742016Assets 2017: $7,584,224Liabilities 2017: $6,844,352Net Assets 2017: $739,8722017Assets 2018: $7,311,528Liabilities 2018: $6,692,339Net Assets 2018: $619,1892018Assets 2019: $6,889,434Liabilities 2019: $6,504,342Net Assets 2019: $385,0922019Assets 2020: $0Liabilities 2020: $0Net Assets 2020: $02020

Highlighted filing

2020

Assets$0
Liabilities$0
Net Assets$0
Open 2020 Filing

Operations Trend

Revenue Growth60th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$1.0M$500K$0-$500KExpenses 2010: $740,4302010Expenses 2011: $605,0362011Expenses 2012: $466,1532012Revenue 2013: $465,081Expenses 2013: $463,915Net Income 2013: $1,1662013Revenue 2014: $457,718Expenses 2014: $521,733Net Income 2014: -$64,0152014Revenue 2015: $490,869Expenses 2015: $458,949Net Income 2015: $31,9202015Revenue 2016: $549,991Expenses 2016: $479,222Net Income 2016: $70,7692016Revenue 2017: $553,450Expenses 2017: $514,952Net Income 2017: $38,4982017Revenue 2018: $571,916Expenses 2018: $692,599Net Income 2018: -$120,6832018Revenue 2019: $512,990Expenses 2019: $660,566Net Income 2019: -$147,5762019Revenue 2020: $327,454Expenses 2020: $458,435Net Income 2020: -$130,9812020

Highlighted filing

2020

Revenue$327,454
Expenses$458,435
Net Income-$130,981
Open 2020 Filing

Filings

Most recent year

2020 • Form 990XML pending. An XML filing is linked for this year, but detailed extraction is still pending.

Open filing
Assets
$0
Liabilities
$0
Net assets
$0
Revenue
$327,454
Expenses
$458,435
Net income
-$130,981
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.00$0.00$0.00$0.33$0.46$0.13
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$6.89$6.50$0.39$0.51$0.66$0.15
2018Facts available. Structured filing facts are available, but richer extracted sections are limited.$7.31$6.69$0.62$0.57$0.69$0.12
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$7.58$6.84$0.74$0.55$0.51$0.04
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$8.00$7.30$0.70$0.55$0.48$0.07
2015XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$8.00$7.37$0.63$0.49$0.46$0.03
2014Detailed filing. Detailed filing data is available for this year.$8.59$7.99$0.60$0.46$0.52$0.06
2013Detailed filing. Detailed filing data is available for this year.$8.79$8.13$0.67$0.47$0.46$0.00
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$9.14$8.47$0.67$0.47
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$8.40$7.79$0.60$0.61
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$8.70$8.09$0.61$0.74
Latest Detailed Filing

The latest 2020 filing currently has linked XML that has not been fully parsed yet. Showing the latest detailed filing from 2018 below.

Jump To
Filing Snapshot
Filing Period
Jan 1, 2018 to Dec 31, 2018
Signed
Feb 15, 2019
Return Version
2018v3.0
Gross Receipts
$571,916
Mission and Program Overview

Mission

To provide high quality financial services for our members/owners, enhancing their financial well-being while maintaining the financial strength of the credit union.

To provide high quality financial services for our members/owners, enhanding their financial well-being while maintaining the financial strength of the credit union

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$4,658,323$4,244,029▼ $414,294
Savings and Temporary Cash Investments$2,472,062$2,737,534▲ $265,472
Rtn Earn Endowment Incm Other Fnds$739,872$619,189▼ $120,683
Cash and Non-Interest-Bearing Accounts$278,676$157,361▼ $121,315
Prepaid Expenses and Deferred Charges$22,885$33,390▲ $10,505
Land, Buildings, and Equipment, Net$15,111$9,092▼ $6,019
Investments Other Securities$500$500→ $0
Accounts Receivable$0$0→ $0
Pledges and Grants Receivable$0$0→ $0
Receivable From Disqualified Prsn$0$0→ $0
Receivables From Officers Etc$0$0→ $0
Investments Program Related$0$0→ $0
Investments in Publicly Traded Securities$0$0→ $0
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Intangible Assets$0$0→ $0
Inventories for Sale or Use$0--
Loans From Officers Directors$0$0→ $0
Total Assets$7,584,224$7,311,528▼ $272,696
Other Assets Total$136,667$129,622▼ $7,045
Liabilities
Other Liabilities$6,861,562$6,803,736▼ $57,826
Grants Payable$0$0→ $0
Mortgage Notes Payable Secured by Investment Property$0$0→ $0
Unsecured Notes Loans Payable$0$0→ $0
Deferred Revenue$0$0→ $0
Escrow Account Liability$0$0→ $0
Tax Exempt Bond Liabilities$0$0→ $0
Accounts Payable and Accrued Expenses$-17,210$-111,397▼ $94,187
Total Liabilities$6,844,352$6,692,339▼ $152,013
Net Assets / Fund Balance
Total Net Assets Fund Balance$739,872$619,189▼ $120,683
Total Liabilities and Net Assets / Fund Balance$7,584,224$7,311,528▼ $272,696

Asset Categories

AssetBook ValueDepreciationBasis
Equipment$9,092$154,651$163,743
Leasehold Improvements$0$3,699$3,699
Buildings$0$0$0
Other Land Buildings$0$0$0
Land$0-$0
Compensation and Service Providers
Top Officer Pay44th percentile

Employees

NameTitleFull / Part TimeBaseTotal
Everton NeilPresident/treasurerFT$56,879$56,879

Board Members and Trustees

NameTitle
Ceslie HenryChairperson
John DunnewindVice Chairperson
Crystal Matthews-watsonBoard Member
Janet ComstockBoard Member
Judy RootBoard Secretary
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$537,140
Investment Income
$32,464
Other Revenue
$2,312
Change in Net Assets
$-120,683
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$515,456
Salaries, Compensation, and Employee Benefits$177,143
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Office Expenses$174,699$0$0$174,699
All Other Expenses$110,555$0$0$110,555
Other Salaries and Wages$102,968$0$0$102,968
Current Officers, Directors, Trustees, and Key Employees$56,879$0$0$56,879
Information Technology$49,354$0$0$49,354
Occupancy$23,674$0$0$23,674
Fees for Services Accounting$20,756$0$0$20,756
Payroll Taxes$12,269$0$0$12,269
Other Expenses$7,400$0$0$7,400
Advertising$3,665-$0$3,665
Other Employee Benefits$3,297$0$0$3,297
Pension Plan Contributions$1,730$0$0$1,730
Fees for Services Legal$1,506$0$0$1,506
Travel$1,211$0$0$1,211
Total Functional Expenses$692,599$0$0$692,599
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Loans from Officers, Directors, Trustees, and Key Employees$0$0→ $0
Receivables from Disqualified Persons$0$0→ $0
Receivables from Officers, Directors, Trustees, and Key Employees$0$0→ $0
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Share Deposits$6,803,736
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“The credit union is mutually owned by members”

Form 990, Part VI, Section A, Line 7A

“The board of directors are elected by the credit union members”

Form 990, Part VI, Section A, Line 7B

“Certain significant changes are subject to approval by the credit unino members; however ,no such changes were made during the year”

Form 990, Part VI, Section B, Line 11B

“The president reviews the form 990 before filing and provides a copy to the board of directors”

Form 990, Part VI, Section B, Line 12C

“The conflict of interest policy is reviewed annually, potential conflicts are disclosed and a signed statement to that effect is obtained”

Form 990, Part VI, Section C, Line 19

“Financial statements are presented at the annual meeting and are available upon request. In addition, the ncua website posts financial information as part of the quarterly call reports. Other documents, policies or procedures are avaiable upon request”

Filing and Contact Details

Filer

Filer Name
Heartland Community Credit Union
EIN
43-0865324
Phone
8163632223
Address
406A E BANNISTER RD, KANSAS CITY, MO 64131

Signing Officer

Name
Everton Neil
Title
President
Phone
9134840381
Signed
2019-02-15

Organization Details

Principal Officer
Everton Neil
Formed
1958
Legal Domicile
Mo
Voting Board Members
7
Independent Board Members
7
Employees
7
Volunteers
9
Supplemental Narrative

Additional Explanations

Form 990, Part IX, Line 24E

“Accounting write/off and errors and miscellaneous expense”

Raw XML AppendixShowing 400 of 502 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd00
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt0-17210
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt0-111397
IRS990/AccountsReceivableGrp/BOYAmt00
IRS990/AccountsReceivableGrp/EOYAmt00
IRS990/ActivitiesConductedPrtshpInd00
IRS990/ActivityOrMissionDesc0TO PROVIDE HIGH QUALITY FINANCIAL SERVICES FOR OUR MEMBERS/OWNERS, ENHANDING THEIR FINANCIAL WELL-BEING WHILE MAINTAINING THE FINANCIAL STRENGTH OF THE CREDIT UNION
IRS990/AdvertisingGrp/FundraisingAmt00
IRS990/AdvertisingGrp/ProgramServicesAmt03665
IRS990/AdvertisingGrp/TotalAmt03665
IRS990/AllOtherExpensesGrp/FundraisingAmt00
IRS990/AllOtherExpensesGrp/ManagementAndGeneralAmt00
IRS990/AllOtherExpensesGrp/ProgramServicesAmt0110555
IRS990/AllOtherExpensesGrp/TotalAmt0110555
IRS990/AnnualDisclosureCoveredPrsnInd01
IRS990/BackupWthldComplianceInd01
IRS990/BenefitsToMembersGrp/ProgramServicesAmt00
IRS990/BenefitsToMembersGrp/TotalAmt00
IRS990/BooksInCareOfDetail/PersonNm0EVERTON NEIL
IRS990/BooksInCareOfDetail/PhoneNum08163632223
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt0406A E BANNISTER RD
IRS990/BooksInCareOfDetail/USAddress/CityNm0KANSAS CITY
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0MO
IRS990/BooksInCareOfDetail/USAddress/ZIPCd064131
IRS990/BusinessRlnWithFamMemInd00
IRS990/BusinessRlnWithOfficerEntInd00
IRS990/BusinessRlnWithOrgMemInd00
IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt00
IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt00
IRS990/CashNonInterestBearingGrp/BOYAmt0278676
IRS990/CashNonInterestBearingGrp/EOYAmt0157361
IRS990/ChangeToOrgDocumentsInd00
IRS990/CntrctRcvdGreaterThan100KCnt00
IRS990/CollectionsOfArtInd00
IRS990/CompCurrentOfcrDirectorsGrp/FundraisingAmt00
IRS990/CompCurrentOfcrDirectorsGrp/ManagementAndGeneralAmt00
IRS990/CompCurrentOfcrDirectorsGrp/ProgramServicesAmt056879
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt056879
IRS990/CompDisqualPersonsGrp/FundraisingAmt00
IRS990/CompDisqualPersonsGrp/ManagementAndGeneralAmt00
IRS990/CompDisqualPersonsGrp/ProgramServicesAmt00
IRS990/CompDisqualPersonsGrp/TotalAmt00
IRS990/CompensationFromOtherSrcsInd00
IRS990/CompensationProcessCEOInd00
IRS990/CompensationProcessOtherInd00
IRS990/ConferencesMeetingsGrp/FundraisingAmt00
IRS990/ConferencesMeetingsGrp/ManagementAndGeneralAmt00
IRS990/ConferencesMeetingsGrp/ProgramServicesAmt00
IRS990/ConferencesMeetingsGrp/TotalAmt00
IRS990/ConflictOfInterestPolicyInd01
IRS990/ConservationEasementsInd00
IRS990/ConsolidatedAuditFinclStmtInd00
IRS990/CreditCounselingInd00
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt032464
IRS990/CYOtherExpensesAmt0515456
IRS990/CYOtherRevenueAmt02312
IRS990/CYProgramServiceRevenueAmt0537140
IRS990/CYRevenuesLessExpensesAmt0-120683
IRS990/CYSalariesCompEmpBnftPaidAmt0177143
IRS990/CYTotalExpensesAmt0692599
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt0571916
IRS990/DecisionsSubjectToApprovaInd01
IRS990/DeductibleArtContributionInd00
IRS990/DeductibleNonCashContriInd00
IRS990/DeferredRevenueGrp/BOYAmt00
IRS990/DeferredRevenueGrp/EOYAmt00
IRS990/DelegationOfMgmtDutiesInd00
IRS990/Desc0PROVIDES FINANCIAL AND FINANCILAYY RELATED SERVICES TO 1893 MEMBERS.
IRS990/DescribedInSection501c3Ind00
IRS990/DisregardedEntityInd00
IRS990/DocumentRetentionPolicyInd01
IRS990/DonatedServicesAndUseFcltsAmt00
IRS990/DonorAdvisedFundInd00
IRS990/ElectionOfBoardMembersInd01
IRS990/EmployeeCnt07
IRS990/EmploymentTaxReturnsFiledInd01
IRS990/EscrowAccountLiabilityGrp/BOYAmt00
IRS990/EscrowAccountLiabilityGrp/EOYAmt00
IRS990/ExpenseAmt0569963
IRS990/FamilyOrBusinessRlnInd00
IRS990/FederalGrantAuditRequiredInd00
IRS990/FeesForServicesAccountingGrp/FundraisingAmt00
IRS990/FeesForServicesAccountingGrp/ManagementAndGeneralAmt00
IRS990/FeesForServicesAccountingGrp/ProgramServicesAmt020756
IRS990/FeesForServicesAccountingGrp/TotalAmt020756
IRS990/FeesForServicesLegalGrp/FundraisingAmt00
IRS990/FeesForServicesLegalGrp/ManagementAndGeneralAmt00
IRS990/FeesForServicesLegalGrp/ProgramServicesAmt01506
IRS990/FeesForServicesLegalGrp/TotalAmt01506
IRS990/FeesForServicesLobbyingGrp/FundraisingAmt00
IRS990/FeesForServicesLobbyingGrp/ManagementAndGeneralAmt00
IRS990/FeesForServicesLobbyingGrp/ProgramServicesAmt00
IRS990/FeesForServicesLobbyingGrp/TotalAmt00
IRS990/FeesForServicesManagementGrp/FundraisingAmt00
IRS990/FeesForServicesManagementGrp/ManagementAndGeneralAmt00
IRS990/FeesForServicesManagementGrp/ProgramServicesAmt00
IRS990/FeesForServicesManagementGrp/TotalAmt00
IRS990/FeesForServicesOtherGrp/FundraisingAmt00
IRS990/FeesForServicesOtherGrp/ManagementAndGeneralAmt00
IRS990/FeesForServicesOtherGrp/ProgramServicesAmt00
IRS990/FeesForServicesOtherGrp/TotalAmt00
IRS990/FeesForServicesProfFundraising/FundraisingAmt00
IRS990/FeesForServicesProfFundraising/TotalAmt00
IRS990/FeesForSrvcInvstMgmntFeesGrp/FundraisingAmt00
IRS990/FeesForSrvcInvstMgmntFeesGrp/ManagementAndGeneralAmt00
IRS990/FeesForSrvcInvstMgmntFeesGrp/ProgramServicesAmt00
IRS990/FeesForSrvcInvstMgmntFeesGrp/TotalAmt00
IRS990/ForeignActivitiesInd00
IRS990/ForeignFinancialAccountInd00
IRS990/ForeignGrantsGrp/ProgramServicesAmt00
IRS990/ForeignGrantsGrp/TotalAmt00
IRS990/ForeignOfficeInd00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt10
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt20
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt30
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt40
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt050
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt11
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt21.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt31.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt41
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt51
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/PersonNm0EVERTON NEIL
IRS990/Form990PartVIISectionAGrp/PersonNm1CESLIE HENRY
IRS990/Form990PartVIISectionAGrp/PersonNm2JOHN DUNNEWIND
IRS990/Form990PartVIISectionAGrp/PersonNm3JUDY ROOT
IRS990/Form990PartVIISectionAGrp/PersonNm4JANET COMSTOCK
IRS990/Form990PartVIISectionAGrp/PersonNm5CRYSTAL MATTHEWS-WATSON
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt056879
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/TitleTxt0PRESIDENT/TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt1CHAIRPERSON
IRS990/Form990PartVIISectionAGrp/TitleTxt2VICE CHAIRPERSON
IRS990/Form990PartVIISectionAGrp/TitleTxt3BOARD SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt4BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt5BOARD MEMBER
IRS990/Form990ProvidedToGvrnBodyInd01
IRS990/FormationYr01958
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedInd00
IRS990/FundraisingActivitiesInd00
IRS990/GainOrLossGrp/OtherAmt00
IRS990/GainOrLossGrp/SecuritiesAmt00
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt07
IRS990/GrantsPayableGrp/BOYAmt00
IRS990/GrantsPayableGrp/EOYAmt00
IRS990/GrantsToDomesticIndividualsGrp/ProgramServicesAmt00
IRS990/GrantsToDomesticIndividualsGrp/TotalAmt00
IRS990/GrantsToDomesticOrgsGrp/ProgramServicesAmt00
IRS990/GrantsToDomesticOrgsGrp/TotalAmt00
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossReceiptsAmt0571916
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd00
IRS990/IncmFromInvestBondProceedsGrp/ExclusionAmt00
IRS990/IncmFromInvestBondProceedsGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/IncmFromInvestBondProceedsGrp/TotalRevenueColumnAmt00
IRS990/IncmFromInvestBondProceedsGrp/UnrelatedBusinessRevenueAmt00
IRS990/IndependentAuditFinclStmtInd00
IRS990/IndependentVotingMemberCnt07
IRS990/IndivRcvdGreaterThan100KCnt00
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartIXInd0X
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InformationTechnologyGrp/FundraisingAmt00
IRS990/InformationTechnologyGrp/ManagementAndGeneralAmt00
IRS990/InformationTechnologyGrp/ProgramServicesAmt049354
IRS990/InformationTechnologyGrp/TotalAmt049354
IRS990/IntangibleAssetsGrp/BOYAmt00
IRS990/IntangibleAssetsGrp/EOYAmt00
IRS990/InterestGrp/FundraisingAmt00
IRS990/InterestGrp/ManagementAndGeneralAmt00
IRS990/InterestGrp/ProgramServicesAmt00
IRS990/InterestGrp/TotalAmt00
IRS990/InventoriesForSaleOrUseGrp/BOYAmt00
IRS990/InvestmentExpenseAmt00
IRS990/InvestmentIncomeGrp/ExclusionAmt00
IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt032464
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt032464
IRS990/InvestmentIncomeGrp/UnrelatedBusinessRevenueAmt00
IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt0500
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt0500
IRS990/InvestmentsProgramRelatedGrp/BOYAmt00
IRS990/InvestmentsProgramRelatedGrp/EOYAmt00
IRS990/InvestmentsPubTradedSecGrp/BOYAmt00
IRS990/InvestmentsPubTradedSecGrp/EOYAmt00
IRS990/IRPDocumentCnt0143
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt0158350
IRS990/LandBldgEquipBasisNetGrp/BOYAmt015111
IRS990/LandBldgEquipBasisNetGrp/EOYAmt09092
IRS990/LandBldgEquipCostOrOtherBssAmt0167442
IRS990/LegalDomicileStateCd0MO
IRS990/LoanOutstandingInd00
IRS990/LoansFromOfficersDirectorsGrp/BOYAmt00
IRS990/LoansFromOfficersDirectorsGrp/EOYAmt00
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0TO PROVIDE HIGH QUALITY FINANCIAL SERVICES FOR OUR MEMBERS/OWNERS, ENHANDING THEIR FINANCIAL WELL-BEING WHILE MAINTAINING THE FINANCIAL STRENGTH OF THE CREDIT UNION
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/MortgNotesPyblScrdInvstPropGrp/BOYAmt00
IRS990/MortgNotesPyblScrdInvstPropGrp/EOYAmt00
IRS990/NetAssetsOrFundBalancesBOYAmt0739872
IRS990/NetAssetsOrFundBalancesEOYAmt0619189
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NetUnrlzdGainsLossesInvstAmt00
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/FundraisingAmt00
IRS990/OccupancyGrp/ManagementAndGeneralAmt00
IRS990/OccupancyGrp/ProgramServicesAmt023674
IRS990/OccupancyGrp/TotalAmt023674
IRS990/OfficeExpensesGrp/FundraisingAmt00
IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt00
IRS990/OfficeExpensesGrp/ProgramServicesAmt0174699
IRS990/OfficeExpensesGrp/TotalAmt0174699
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowSFAS117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt0136667
IRS990/OtherAssetsTotalGrp/EOYAmt0129622
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/FundraisingAmt00
IRS990/OtherEmployeeBenefitsGrp/ManagementAndGeneralAmt00
IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt03297
IRS990/OtherEmployeeBenefitsGrp/TotalAmt03297
IRS990/OtherExpensesGrp/Desc0PROVISION FOR LOAN LOSS
IRS990/OtherExpensesGrp/Desc1LOAN SERVICING
IRS990/OtherExpensesGrp/Desc2MEMBER DIVIDENDS
IRS990/OtherExpensesGrp/Desc3ASSOCIATION DUES
IRS990/OtherExpensesGrp/FundraisingAmt00
IRS990/OtherExpensesGrp/FundraisingAmt10
IRS990/OtherExpensesGrp/FundraisingAmt20
IRS990/OtherExpensesGrp/FundraisingAmt30
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt00
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt10
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt20
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt30
IRS990/OtherExpensesGrp/ProgramServicesAmt0100909
IRS990/OtherExpensesGrp/ProgramServicesAmt19801
IRS990/OtherExpensesGrp/ProgramServicesAmt211926
IRS990/OtherExpensesGrp/ProgramServicesAmt37400
IRS990/OtherExpensesGrp/TotalAmt0100909
IRS990/OtherExpensesGrp/TotalAmt19801
IRS990/OtherExpensesGrp/TotalAmt211926
IRS990/OtherExpensesGrp/TotalAmt37400
IRS990/OtherLiabilitiesGrp/BOYAmt06861562
IRS990/OtherLiabilitiesGrp/EOYAmt06803736
IRS990/OtherRevenueTotalAmt00
IRS990/OtherSalariesAndWagesGrp/FundraisingAmt00
IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt00
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt0102968
IRS990/OtherSalariesAndWagesGrp/TotalAmt0102968
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt04658323
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt04244029
IRS990/PartialLiquidationInd00
IRS990/PaymentsToAffiliatesGrp/FundraisingAmt00
IRS990/PaymentsToAffiliatesGrp/ManagementAndGeneralAmt00
IRS990/PaymentsToAffiliatesGrp/ProgramServicesAmt00
IRS990/PaymentsToAffiliatesGrp/TotalAmt00
IRS990/PayrollTaxesGrp/FundraisingAmt00
IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt00
IRS990/PayrollTaxesGrp/ProgramServicesAmt012269
IRS990/PayrollTaxesGrp/TotalAmt012269
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/FundraisingAmt00
IRS990/PensionPlanContributionsGrp/ManagementAndGeneralAmt00
IRS990/PensionPlanContributionsGrp/ProgramServicesAmt01730
IRS990/PensionPlanContributionsGrp/TotalAmt01730
IRS990/PledgesAndGrantsReceivableGrp/BOYAmt00
IRS990/PledgesAndGrantsReceivableGrp/EOYAmt00
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt022885
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt033390
IRS990/PrincipalOfficerNm0EVERTON NEIL
IRS990/PriorPeriodAdjustmentsAmt00
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522130
IRS990/ProgramServiceRevenueGrp/BusinessCd1522130
IRS990/ProgramServiceRevenueGrp/Desc0INTEREST ON LOANS
IRS990/ProgramServiceRevenueGrp/Desc1FEES & OTHER INCOME
IRS990/ProgramServiceRevenueGrp/ExclusionAmt00
IRS990/ProgramServiceRevenueGrp/ExclusionAmt10
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt0372924
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt1164216
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0372924
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1164216
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt10
IRS990/ProgSrvcAccomActy2Grp/Desc0PROVIDES A SOURCE OF CREDIT TO MEMBERS AT A FAIR AND REASONABLE RATE OF INTEREST. AS OF DECEMBER 31, 2018 THERE WERE 1240 LOANS OUTSTANDING TOTALING $4,354,850.
IRS990/ProgSrvcAccomActy2Grp/ExpenseAmt0110710
IRS990/ProgSrvcAccomActy3Grp/Desc0PAID DIVIDENDS AND INTEREST ON MEMBER DEPOSITS TOTALING $11,926. FOR THE YEAR
IRS990/ProgSrvcAccomActy3Grp/ExpenseAmt011926
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt026349
IRS990/PymtTravelEntrtnmntPubOfclGrp/FundraisingAmt00
IRS990/PymtTravelEntrtnmntPubOfclGrp/ManagementAndGeneralAmt00
IRS990/PymtTravelEntrtnmntPubOfclGrp/ProgramServicesAmt00
IRS990/PymtTravelEntrtnmntPubOfclGrp/TotalAmt00
IRS990/PYOtherExpensesAmt0329570
IRS990/PYOtherRevenueAmt03015
IRS990/PYProgramServiceRevenueAmt0524086
IRS990/PYRevenuesLessExpensesAmt038498
IRS990/PYSalariesCompEmpBnftPaidAmt0185382
IRS990/PYTotalExpensesAmt0514952
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt0553450
IRS990/RcvblFromDisqualifiedPrsnGrp/BOYAmt00
IRS990/RcvblFromDisqualifiedPrsnGrp/EOYAmt00
IRS990/ReceivablesFromOfficersEtcGrp/BOYAmt00
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt00
IRS990/ReconcilationRevenueExpnssAmt0-120683
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/RentalIncomeOrLossGrp/PersonalAmt00
IRS990/RentalIncomeOrLossGrp/RealAmt00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RoyaltiesGrp/FundraisingAmt00
IRS990/RoyaltiesGrp/ManagementAndGeneralAmt00
IRS990/RoyaltiesGrp/ProgramServicesAmt00
IRS990/RoyaltiesGrp/TotalAmt00
IRS990/RoyaltiesRevenueGrp/ExclusionAmt00
IRS990/RoyaltiesRevenueGrp/RelatedOrExemptFuncIncomeAmt02312
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt02312
IRS990/RoyaltiesRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt0739872
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt0619189
IRS990/SavingsAndTempCashInvstGrp/BOYAmt02472062
IRS990/SavingsAndTempCashInvstGrp/EOYAmt02737534
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt00
IRS990ScheduleD/BuildingsGrp/DepreciationAmt00
IRS990ScheduleD/BuildingsGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/EquipmentGrp/BookValueAmt09092
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0154651
IRS990ScheduleD/EquipmentGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt0163743
IRS990ScheduleD/LandGrp/BookValueAmt00
IRS990ScheduleD/LandGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt03699
IRS990ScheduleD/LeaseholdImprovementsGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt03699
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt06803736
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBER SHARE DEPOSITS
IRS990ScheduleD/TotalBookValueLandBuildingsAmt09092

Document Assets

No mirrored PDF or thumbnail assets are attached yet.