Civic Intelligence

Leadco Community Credit Union

EIN 43-0693296 • 501(c)14 • Park Hills, MO

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Profile

Voluntary cooperative, non-profit credit unions, incorporated under missouri statutes for the purposes of encouraging thrift among its members, creating a source of credit at a fair and reasonable rate of interest, providing for the mutual benefit and general welfare of its members with the earnings, savings benefits and services being distributed to its members, for financial and financially-related services, and for opportunity for its members to improve their economic and social conditions.

820 East Main StPark Hills, MO 63601-2716

www.leadco.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

85th percentile

0.91x

Higher debt load relative to assets than 85% of similar nonprofits.

501(c)14 • $10M-$25M nonprofits • Source year 2024

Liabilities / Revenue

40th percentile

16.28x

Higher debt load relative to revenue than 40% of similar nonprofits.

501(c)14 • $10M-$25M nonprofits • Source year 2024

Net Margin

37th percentile

2.3%

Higher net margin than 37% of similar nonprofits.

501(c)14 • $10M-$25M nonprofits • Source year 2024

Top Officer Pay

Score unavailable

No value available

No filing with officer rows is available for this organization yet.

Asset Growth

25th percentile

-4.3%

Faster asset growth than 25% of similar nonprofits.

501(c)14 • $10M-$25M nonprofits • Annualized from 2022 to 2024

Revenue Growth

61st percentile

11%

Faster revenue growth than 61% of similar nonprofits.

501(c)14 • $10M-$25M nonprofits • Annualized from 2022 to 2024

Balance Sheet
Liabilities / Assets85th percentile

Assets

Up

$22,140,983

Up $637,781 (+3.0%) from 2023

Liabilities

Up

$20,186,873

Up $632,976 (+3.2%) from 2023

Net Assets

Up

$1,954,110

Up $4,805 (+0.2%) from 2023

Operations
Liabilities / Revenue40th percentileNet Margin37th percentile

Revenue

Up

$1,240,056

Up $20,297 (+1.7%) from 2023

Expenses

Down

$1,212,095

Down $24,888 (-2.0%) from 2023

Net Income

Up

$27,961

Up $45,185 (+262%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth25th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$30M$20M$10M$0-$10MAssets 2010: $14,894,295Liabilities 2010: $553,183Net Assets 2010: $14,341,1122010Assets 2011: $15,766,948Liabilities 2011: $449,062Net Assets 2011: $15,317,8862011Assets 2012: $17,139,620Liabilities 2012: $416,535Net Assets 2012: $16,723,0852012Assets 2013: $17,567,551Liabilities 2013: -$399,779Net Assets 2013: $17,967,3302013Assets 2014: $18,007,805Liabilities 2014: -$106,830Net Assets 2014: $18,114,6352014Assets 2015: $19,979,518Liabilities 2015: $18,052,587Net Assets 2015: $1,926,9312015Assets 2016: $20,441,980Liabilities 2016: $18,421,164Net Assets 2016: $2,020,8162016Assets 2017: $21,693,488Liabilities 2017: $19,664,775Net Assets 2017: $2,028,7132017Assets 2018: $21,066,321Liabilities 2018: $19,070,067Net Assets 2018: $1,996,2542018Assets 2019: $21,529,250Liabilities 2019: $19,458,241Net Assets 2019: $2,071,0092019Assets 2020: $23,999,176Liabilities 2020: $22,092,030Net Assets 2020: $1,907,1462020Assets 2021: $25,473,726Liabilities 2021: $23,757,582Net Assets 2021: $1,716,1442021Assets 2022: $24,198,501Liabilities 2022: $22,441,802Net Assets 2022: $1,756,6992022Assets 2023: $21,503,202Liabilities 2023: $19,553,897Net Assets 2023: $1,949,3052023Assets 2024: $22,140,983Liabilities 2024: $20,186,873Net Assets 2024: $1,954,1102024

Highlighted filing

2024

Assets$22,140,983
Liabilities$20,186,873
Net Assets$1,954,110
Open 2024 Filing

Operations Trend

Revenue Growth61st percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$1.5M$1.0M$500K$0-$500KExpenses 2010: $1,087,1042010Expenses 2011: $1,076,8702011Expenses 2012: $1,085,6032012Revenue 2013: $980,748Expenses 2013: $969,285Net Income 2013: $11,4632013Revenue 2014: $1,007,809Expenses 2014: $886,381Net Income 2014: $121,4282014Revenue 2015: $1,056,992Expenses 2015: $986,396Net Income 2015: $70,5962015Revenue 2016: $1,027,847Expenses 2016: $948,906Net Income 2016: $78,9412016Revenue 2017: $1,045,210Expenses 2017: $983,770Net Income 2017: $61,4402017Revenue 2018: $1,102,249Expenses 2018: $1,017,039Net Income 2018: $85,2102018Revenue 2019: $1,131,957Expenses 2019: $1,124,695Net Income 2019: $7,2622019Revenue 2020: $962,277Expenses 2020: $961,800Net Income 2020: $4772020Revenue 2021: $791,386Expenses 2021: $844,691Net Income 2021: -$53,3052021Revenue 2022: $1,003,244Expenses 2022: $974,508Net Income 2022: $28,7362022Revenue 2023: $1,219,759Expenses 2023: $1,236,983Net Income 2023: -$17,2242023Revenue 2024: $1,240,056Expenses 2024: $1,212,095Net Income 2024: $27,9612024

Highlighted filing

2024

Revenue$1,240,056
Expenses$1,212,095
Net Income$27,961
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$22,140,983
Liabilities
$20,186,873
Net assets
$1,954,110
Revenue
$1,240,056
Expenses
$1,212,095
Net income
$27,961
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$22.1$20.2$1.95$1.24$1.21$0.03
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$21.5$19.6$1.95$1.22$1.24$0.02
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$24.2$22.4$1.76$1.00$0.97$0.03
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$25.5$23.8$1.72$0.79$0.84$0.05
2020Detailed filing. Detailed filing data is available for this year.$24.0$22.1$1.91$0.96$0.96$0.00
2019Detailed filing. Detailed filing data is available for this year.$21.5$19.5$2.07$1.13$1.12$0.01
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$21.1$19.1$2.00$1.10$1.02$0.09
2017Detailed filing. Detailed filing data is available for this year.$21.7$19.7$2.03$1.05$0.98$0.06
2016Detailed filing. Detailed filing data is available for this year.$20.4$18.4$2.02$1.03$0.95$0.08
2015Detailed filing. Detailed filing data is available for this year.$20.0$18.1$1.93$1.06$0.99$0.07
2014Detailed filing. Detailed filing data is available for this year.$18.0$0.11$18.1$1.01$0.89$0.12
2013Detailed filing. Detailed filing data is available for this year.$17.6$0.40$18.0$0.98$0.97$0.01
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$17.1$0.42$16.7$1.09
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$15.8$0.45$15.3$1.08
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$14.9$0.55$14.3$1.09
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Nov 14, 2025
Return Version
2024v5.2
Gross Receipts
$1,240,056
Mission and Program Overview

Mission

Promoting thrift amoung members, providing a source of funds where loans may be secured at a guaranteed low rate of interest, and assisting members in the management of their financial affairs.

Member service is our top priority.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$13,017,843$13,299,565▲ $281,722
Savings and Temporary Cash Investments$6,077,893$6,714,665▲ $636,772
Rtn Earn Endowment Incm Other Fnds$1,949,305$1,954,110▲ $4,805
Prepaid Expenses and Deferred Charges$975,613$876,595▼ $99,018
Cash and Non-Interest-Bearing Accounts$555,916$453,511▼ $102,405
Land, Buildings, and Equipment, Net$417,657$394,941▼ $22,716
Accounts Receivable$87,391$71,653▼ $15,738
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$21,503,202$22,140,983▲ $637,781
Other Assets Total$370,889$330,053▼ $40,836
Liabilities
Other Liabilities$19,457,810$20,084,750▲ $626,940
Accounts Payable and Accrued Expenses$96,087$102,123▲ $6,036
Total Liabilities$19,553,897$20,186,873▲ $632,976
Net Assets / Fund Balance
Total Net Assets Fund Balance$1,949,305$1,954,110▲ $4,805
Total Liabilities and Net Assets / Fund Balance$21,503,202$22,140,983▲ $637,781

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$169,107$446,775$615,882
Equipment$29,999$261,954$291,953
Other Land Buildings$69,584$158,906$228,490
Land$126,251-$126,251
Compensation and Service Providers
Top Officer PayScore unavailable

Employees

NameTitleFull / Part TimeBaseOtherTotal
Tammie ColemanPresident (current)FT$55,862$3,300$59,162
Sherry VossInterim PresidentPT$48,582$2,957$51,539

Board Members and Trustees

NameTitle
Steven SummersChairman
Clyde Keith SeriniVice Chairman
Douglas RoseDirector
James SherrillDirector
Theresa OdleDirector
Margaret RobinsonSecretary
Emily WestoverSupervisory Committee
Julia MossSupervisory Committee
Louis E StephensTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$1,056,851
Investment Income
$176,605
Other Revenue
$6,600
Change in Net Assets
$27,961
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$775,174
Salaries, Compensation, and Employee Benefits$436,921
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Office Expenses---$236,860
Other Salaries and Wages---$226,670
Information Technology---$128,180
Current Officers, Directors, Trustees, and Key Employees---$110,701
Fees for Services Other---$75,449
Other Employee Benefits---$66,322
Other Expenses---$46,281
Depreciation Depletion---$41,574
Insurance---$40,698
Occupancy---$37,265
Fees for Services Accounting---$33,322
Payroll Taxes---$22,384
Pension Plan Contributions---$10,844
Advertising---$9,605
All Other Expenses---$4,406
Conferences and Meetings---$2,166
Fees for Service Investment Mgmnt Fees---$1,575
Interest---$1,015
Fees for Services Legal---$451
Total Functional Expenses$0$0$0$1,212,095
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Share Deposits$20,084,750
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“The credit union is mutually owned by members.”

Form 990, Part VI, Section A, Line 7A

“The board of directors are elected by the credit union members.”

Form 990, Part VI, Section A, Line 7B

“Certain significant changes are subject to approval by the credit union members; however, no such changes were made during the year.”

Form 990, Part VI, Section B, Line 11B

“The board of directors reviews and approves the form 990.”

Form 990, Part VI, Section B, Line 12C

“The board of directors and all employees sign a conflict of interest statement and are required to disclose any potential conflicts. Their accounts are locked down and access to family member accounts is restricted.”

Form 990, Part VI, Section B, Line 15

“The president's performance evaluation is prepared and compensation is reviewed annually by the board of directors and supervisory committee. Staff evaluations are prepared by management and reviewed by the board and supervisory committee. Deliberations and decisions are documented in the minutes.”

Form 990, Part VI, Section C, Line 19

“Financial statements are posted in the credit union lobby, presented at the annual meeting and are available upon request. In addition, the ncua website posts financial information as part of the quarterly call reports. Other documents, policies and procedures are available upon request.”

Filing and Contact Details

Filer

Filer Name
Leadco Community Credit Union
EIN
43-0693296
Phone
5737471882
Address
820 EAST MAIN ST, PARK HILLS, MO 63601-2716

Signing Officer

Name
Tammie Coleman
Title
President
Phone
5737471882
Signed
2025-11-14
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Tammie Coleman
Formed
1953
Legal Domicile
Mo
Voting Board Members
7
Independent Board Members
7
Employees
14
Volunteers
9

Preparer

Firm
J Tenbrink & Associates
Address
11272 S RIDGEVIEW RD, OLATHE, KS 66061-6454
Preparer
Gerald Tenbrink
Phone
9138946214
Supplemental Narrative

Additional Explanations

FORM 990, PART XI, LINE 9:

“Accumulated other comprehensive income - pension adjustment -23,156.”

Raw XML Appendix375 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd00
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt096087
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt0102123
IRS990/AccountsReceivableGrp/BOYAmt087391
IRS990/AccountsReceivableGrp/EOYAmt071653
IRS990/ActivitiesConductedPrtshpInd00
IRS990/ActivityOrMissionDesc0MEMBER SERVICE IS OUR TOP PRIORITY.
IRS990/AdvertisingGrp/TotalAmt09605
IRS990/AllOtherExpensesGrp/TotalAmt04406
IRS990/AnnualDisclosureCoveredPrsnInd01
IRS990/BackupWthldComplianceInd01
IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt0TAMMIE COLEMAN
IRS990/BooksInCareOfDetail/PhoneNum05737471882
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt0515 EAST KARSCH BLVD
IRS990/BooksInCareOfDetail/USAddress/CityNm0FARMINGTON
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0MO
IRS990/BooksInCareOfDetail/USAddress/ZIPCd0636401263
IRS990/BusinessRlnWith35CtrlEntInd00
IRS990/BusinessRlnWithFamMemInd00
IRS990/BusinessRlnWithOrgMemInd00
IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt00
IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt00
IRS990/CashNonInterestBearingGrp/BOYAmt0555916
IRS990/CashNonInterestBearingGrp/EOYAmt0453511
IRS990/ChangeToOrgDocumentsInd00
IRS990/CntrctRcvdGreaterThan100KCnt00
IRS990/CollectionsOfArtInd00
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt0110701
IRS990/CompensationFromOtherSrcsInd00
IRS990/CompensationProcessCEOInd01
IRS990/CompensationProcessOtherInd01
IRS990/ConferencesMeetingsGrp/TotalAmt02166
IRS990/ConflictOfInterestPolicyInd01
IRS990/ConservationEasementsInd00
IRS990/ConsolidatedAuditFinclStmtInd00
IRS990/CreditCounselingInd00
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt0176605
IRS990/CYOtherExpensesAmt0775174
IRS990/CYOtherRevenueAmt06600
IRS990/CYProgramServiceRevenueAmt01056851
IRS990/CYRevenuesLessExpensesAmt027961
IRS990/CYSalariesCompEmpBnftPaidAmt0436921
IRS990/CYTotalExpensesAmt01212095
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt01240056
IRS990/DecisionsSubjectToApprovaInd01
IRS990/DeductibleArtContributionInd00
IRS990/DeductibleNonCashContriInd00
IRS990/DelegationOfMgmtDutiesInd00
IRS990/DepreciationDepletionGrp/TotalAmt041574
IRS990/Desc0PROVIDES FINANCIAL AND FINANCIALLY RELATED SERVICES TO 3,248 MEMBERS.
IRS990/DescribedInSection501c3Ind00
IRS990/DisregardedEntityInd00
IRS990/DocumentRetentionPolicyInd01
IRS990/DonorAdvisedFundInd00
IRS990/DonorRstrOrQuasiEndowmentsInd00
IRS990/ElectionOfBoardMembersInd01
IRS990/EmployeeCnt014
IRS990/EmploymentTaxReturnsFiledInd01
IRS990/FamilyOrBusinessRlnInd00
IRS990/FederalGrantAuditRequiredInd00
IRS990/FeesForServicesAccountingGrp/TotalAmt033322
IRS990/FeesForServicesLegalGrp/TotalAmt0451
IRS990/FeesForServicesOtherGrp/TotalAmt075449
IRS990/FeesForSrvcInvstMgmntFeesGrp/TotalAmt01575
IRS990/ForeignActivitiesInd00
IRS990/ForeignFinancialAccountInd00
IRS990/ForeignOfficeInd00
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IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1024.00
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IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd6X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd7X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd8X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt70
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt80
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt93300
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt102957
IRS990/Form990PartVIISectionAGrp/PersonNm0STEVEN SUMMERS
IRS990/Form990PartVIISectionAGrp/PersonNm1CLYDE KEITH SERINI
IRS990/Form990PartVIISectionAGrp/PersonNm2LOUIS E STEPHENS
IRS990/Form990PartVIISectionAGrp/PersonNm3MARGARET ROBINSON
IRS990/Form990PartVIISectionAGrp/PersonNm4JAMES SHERRILL
IRS990/Form990PartVIISectionAGrp/PersonNm5DOUGLAS ROSE
IRS990/Form990PartVIISectionAGrp/PersonNm6THERESA ODLE
IRS990/Form990PartVIISectionAGrp/PersonNm7JULIA MOSS
IRS990/Form990PartVIISectionAGrp/PersonNm8EMILY WESTOVER
IRS990/Form990PartVIISectionAGrp/PersonNm9TAMMIE COLEMAN
IRS990/Form990PartVIISectionAGrp/PersonNm10SHERRY VOSS
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
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IRS990/Form990PartVIISectionAGrp/TitleTxt1VICE CHAIRMAN
IRS990/Form990PartVIISectionAGrp/TitleTxt2TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt3SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt4DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt5DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt6DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt7SUPERVISORY COMMITTEE
IRS990/Form990PartVIISectionAGrp/TitleTxt8SUPERVISORY COMMITTEE
IRS990/Form990PartVIISectionAGrp/TitleTxt9PRESIDENT (CURRENT)
IRS990/Form990PartVIISectionAGrp/TitleTxt10INTERIM PRESIDENT
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IRS990/FSAuditedInd00
IRS990/FundraisingActivitiesInd00
IRS990/GamingActivitiesInd00
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IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossReceiptsAmt01240056
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd00
IRS990/IndependentAuditFinclStmtInd00
IRS990/IndependentVotingMemberCnt07
IRS990/IndivRcvdGreaterThan100KCnt00
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartXIInd0X
IRS990/InformationTechnologyGrp/TotalAmt0128180
IRS990/InsuranceGrp/TotalAmt040698
IRS990/InterestGrp/TotalAmt01015
IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt0176605
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt0176605
IRS990/InvestmentInJointVentureInd00
IRS990/IRPDocumentCnt0228
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt0867635
IRS990/LandBldgEquipBasisNetGrp/BOYAmt0417657
IRS990/LandBldgEquipBasisNetGrp/EOYAmt0394941
IRS990/LandBldgEquipCostOrOtherBssAmt01262576
IRS990/LegalDomicileStateCd0MO
IRS990/LoanOutstandingInd00
IRS990/LocalChaptersInd01
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0MEMBER SERVICE IS OUR TOP PRIORITY.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt01949305
IRS990/NetAssetsOrFundBalancesEOYAmt01954110
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt037265
IRS990/OfficeExpensesGrp/TotalAmt0236860
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt0370889
IRS990/OtherAssetsTotalGrp/EOYAmt0330053
IRS990/OtherChangesInNetAssetsAmt0-23156
IRS990/OtherEmployeeBenefitsGrp/TotalAmt066322
IRS990/OtherExpensesGrp/Desc0PROVISION FOR LOAN LOSS
IRS990/OtherExpensesGrp/Desc1MEMBER DIVIDENDS
IRS990/OtherExpensesGrp/Desc2LOAN SERVICING
IRS990/OtherExpensesGrp/TotalAmt060513
IRS990/OtherExpensesGrp/TotalAmt155814
IRS990/OtherExpensesGrp/TotalAmt246281
IRS990/OtherLiabilitiesGrp/BOYAmt019457810
IRS990/OtherLiabilitiesGrp/EOYAmt020084750
IRS990/OtherSalariesAndWagesGrp/TotalAmt0226670
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt013017843
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt013299565
IRS990/PartialLiquidationInd00
IRS990/PayrollTaxesGrp/TotalAmt022384
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt010844
IRS990/PoliciesReferenceChaptersInd01
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt0975613
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0876595
IRS990/PrincipalOfficerNm0TAMMIE COLEMAN
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/Desc0INTEREST ON LOANS
IRS990/ProgramServiceRevenueGrp/Desc1FEES & OTHER INCOME
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt0785271
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt1262997
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0785271
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1271580
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt08583
IRS990/ProgSrvcAccomActy2Grp/Desc0PROVIDES A SOURCE OF CREDIT TO MEMBERS AT A FAIR AND REASONABLE RATE OF INTEREST. AS OF DECEMBER 31, 2024, THERE WERE 725 MEMBER LOANS OUTSTANDING TOTALING $11,297,942.
IRS990/ProgSrvcAccomActy3Grp/Desc0PAID DIVIDENDS ON MEMBER DEPOSITS TOTALING $55,814 FOR THE YEAR.
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt0157780
IRS990/PYOtherExpensesAmt0842036
IRS990/PYOtherRevenueAmt05293
IRS990/PYProgramServiceRevenueAmt01056686
IRS990/PYRevenuesLessExpensesAmt0-17224
IRS990/PYSalariesCompEmpBnftPaidAmt0394947
IRS990/PYTotalExpensesAmt01236983
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt01219759
IRS990/ReconcilationRevenueExpnssAmt027961
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RoyaltiesRevenueGrp/RelatedOrExemptFuncIncomeAmt06600
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt06600
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt01949305
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt01954110
IRS990/SavingsAndTempCashInvstGrp/BOYAmt06077893
IRS990/SavingsAndTempCashInvstGrp/EOYAmt06714665
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt0169107
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0446775
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt0615882
IRS990ScheduleD/EquipmentGrp/BookValueAmt029999
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0261954
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt0291953
IRS990ScheduleD/LandGrp/BookValueAmt0126251
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt0126251
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt069584
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt0158906
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt0228490
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt020084750
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBER SHARE DEPOSITS
IRS990ScheduleD/TotalBookValueLandBuildingsAmt0394941
IRS990ScheduleD/TotalLiabilityAmt020084750
IRS990/ScheduleJRequiredInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE CREDIT UNION IS MUTUALLY OWNED BY MEMBERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE BOARD OF DIRECTORS ARE ELECTED BY THE CREDIT UNION MEMBERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2CERTAIN SIGNIFICANT CHANGES ARE SUBJECT TO APPROVAL BY THE CREDIT UNION MEMBERS; HOWEVER, NO SUCH CHANGES WERE MADE DURING THE YEAR.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3THE BOARD OF DIRECTORS REVIEWS AND APPROVES THE FORM 990.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4THE BOARD OF DIRECTORS AND ALL EMPLOYEES SIGN A CONFLICT OF INTEREST STATEMENT AND ARE REQUIRED TO DISCLOSE ANY POTENTIAL CONFLICTS. THEIR ACCOUNTS ARE LOCKED DOWN AND ACCESS TO FAMILY MEMBER ACCOUNTS IS RESTRICTED.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5THE PRESIDENT'S PERFORMANCE EVALUATION IS PREPARED AND COMPENSATION IS REVIEWED ANNUALLY BY THE BOARD OF DIRECTORS AND SUPERVISORY COMMITTEE. STAFF EVALUATIONS ARE PREPARED BY MANAGEMENT AND REVIEWED BY THE BOARD AND SUPERVISORY COMMITTEE. DELIBERATIONS AND DECISIONS ARE DOCUMENTED IN THE MINUTES.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6FINANCIAL STATEMENTS ARE POSTED IN THE CREDIT UNION LOBBY, PRESENTED AT THE ANNUAL MEETING AND ARE AVAILABLE UPON REQUEST. IN ADDITION, THE NCUA WEBSITE POSTS FINANCIAL INFORMATION AS PART OF THE QUARTERLY CALL REPORTS. OTHER DOCUMENTS, POLICIES AND PROCEDURES ARE AVAILABLE UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7ACCUMULATED OTHER COMPREHENSIVE INCOME - PENSION ADJUSTMENT -23,156.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PART VI, SECTION A, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PART VI, SECTION A, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PART VI, SECTION A, LINE 7B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PART VI, SECTION B, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PART VI, SECTION B, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PART VI, SECTION B, LINE 15
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6FORM 990, PART VI, SECTION C, LINE 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7FORM 990, PART XI, LINE 9:
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/SubjectToExcsTaxNetInvstIncInd00
IRS990/SubjectToProxyTaxInd00
IRS990/SubjToTaxRmnrtnExPrchtPymtInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt021503202
IRS990/TotalAssetsEOYAmt022140983
IRS990/TotalAssetsGrp/BOYAmt021503202
IRS990/TotalAssetsGrp/EOYAmt022140983
IRS990/TotalCompGreaterThan150KInd00
IRS990/TotalEmployeeCnt014
IRS990/TotalFunctionalExpensesGrp/TotalAmt01212095
IRS990/TotalGrossUBIAmt08583
IRS990/TotalLiabilitiesBOYAmt019553897
IRS990/TotalLiabilitiesEOYAmt020186873
IRS990/TotalLiabilitiesGrp/BOYAmt019553897
IRS990/TotalLiabilitiesGrp/EOYAmt020186873
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt01949305
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt01954110
IRS990/TotalOtherCompensationAmt06257
IRS990/TotalProgramServiceRevenueAmt01056851
IRS990/TotalReportableCompFromOrgAmt0104444
IRS990/TotalRevenueGrp/ExclusionAmt00
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt01231473
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt01240056
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt08583
IRS990/TotalVolunteersCnt09
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt021503202
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt022140983
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd01
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt0515 EAST KARSCH BLVD
IRS990/USAddress/CityNm0FARMINGTON
IRS990/USAddress/StateAbbreviationCd0MO
IRS990/USAddress/ZIPCd0636401263
IRS990/VotingMembersGoverningBodyCnt07
IRS990/VotingMembersIndependentCnt07
IRS990/WebsiteAddressTxt0WWW.LEADCO.ORG
IRS990/WhistleblowerPolicyInd01
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0TAMMIE COLEMAN
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT
ReturnHeader/BusinessOfficerGrp/PhoneNum05737471882
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-11-14
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0LEADCO COMMUNITY CREDIT UNION
ReturnHeader/Filer/BusinessNameControlTxt0LEAD
ReturnHeader/Filer/EIN0430693296
ReturnHeader/Filer/PhoneNum05737471882
ReturnHeader/Filer/USAddress/AddressLine1Txt0820 EAST MAIN ST
ReturnHeader/Filer/USAddress/CityNm0PARK HILLS
ReturnHeader/Filer/USAddress/StateAbbreviationCd0MO
ReturnHeader/Filer/USAddress/ZIPCd0636012716
ReturnHeader/IRSResponsiblePrtyInfoCurrInd00
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0810781371
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0J TENBRINK & ASSOCIATES
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt011272 S RIDGEVIEW RD
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0OLATHE
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0KS
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd0660616454
ReturnHeader/PreparerPersonGrp/PhoneNum09138946214
ReturnHeader/PreparerPersonGrp/PreparationDt02025-11-12
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0GERALD TENBRINK
ReturnHeader/ReturnTs02025-11-14T15:31:26-06:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02024-01-01
ReturnHeader/TaxPeriodEndDt02024-12-31
ReturnHeader/TaxYr02024

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